Property ID: 7529038086
2532 Kirkwood Dr, Marrero, LA, 70072
Marrero, LA
Money Down: $58,800
CoC Return: -0.04%
Monthly Cash Flow: $-2
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$49,000
Closing Costs
$9,800
Total Down
$58,800
Investment Snapshot
Purchase Price
$245,000
Money Down
$58,800
Cash-on-Cash Return
-0.04%
Rent
$1,696
Monthly Cash Flow
$-2
Annual Cash Flow
$-26
Debt Service / Mo
$1,304
Property Tax / Mo
$130
Insurance / Mo
$95
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$95
Property Tax
$130
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,302
Debt Service
$1,304
Cash Flow After Debt
$-2
Quality Score: 80.80%
Confidence: 95.00%
Based on photos and listing description the home appears largely turnkey and would likely pass an initial HCV/NSPIRE inspection after routine verification items. Interior renovations, functioning appliances, central HVAC, and visible smoke detector support a favorable outcome. Remaining verification items that could cause inspection concerns are presence/placement of carbon monoxide alarms (if required), GFCI protection at kitchen/bath, visible electrical panel/water heater condition, and compliant pool/barrier. Most issues appear to be easy-to-fix or documentation/verification items rather than structural or life-safety failures.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$245,000
Beds
3
Baths
2
Living Area
1,217 sqft
Lot Size
—
Year Built
1969
Days on Market
13
Capital Outlay
$58,800
Debt Service
$1,304
Property Tax / Mo
$130
Insurance / Mo
$95
Property Description
Beautifully updated and move-in ready, this light-filled home offers a seamless blend of modern finishes and functional living. Step inside to an open-concept layout featuring crisp tile flooring, designer lighting, and a spacious living area that flows effortlessly into the dining and kitchen spaces. The renovated kitchen is a standout, complete with sleek quartz countertops, stainless steel appliances, custom cabinetry, and a large island. The home offers generously sized bedrooms and well-appointed bathrooms, with a primary suite designed for comfort and relaxation. Neutral tones and abundant natural light create a bright, airy feel throughout. Outside, enjoy a true backyard retreat. A covered patio provides the ideal space for year-round entertaining, while the expansive yard offers plenty of room to play or garden. The above-ground pool and deck setup add a fun, private oasis feel, and the covered carport and extended driveway provide ample parking. This home checks all the boxes with thoughtful updates, great indoor-outdoor flow, and versatile space for everyday living and entertaining.
Utility Allowances
Heating
$70
Property has central heating. Natural gas is assumed as it's a common and cost-effective fuel source for this system type in the region and is listed for a nearby property.
Cooking
$12
Property includes a range/oven. Natural gas is assumed as the fuel source, consistent with the heating fuel assumption and data from a nearby property.
Water Heating
$24
A standard utility. Natural gas is assumed for the water heater, consistent with other gas appliances and regional norms.
Other Electric
$67
This is a standard charge for general electricity use, including lights and tenant-provided appliances like a refrigerator or microwave.
Water
$43
The property listing specifies it is connected to a public water source.
Sewer
$46
The property listing specifies it is connected to the city sewer system.
Trash Collection
$25
This is a standard municipal service assumed for a single-family residence.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,138
DP3 Annual Estimate$1,138
DP1 Monthly Equivalent$95
DP3 Monthly Equivalent$95
Replacement Value$79,600
Basis1,217 sqft / 1969
Nearby Houses
Photo unavailable
2536 Kirkwood Dr
sold · 0.01 mi
Price: $145,000
3 bd / 2 ba · 1,120 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2541 Rue Jesann Dr
for_sale · 0.06 mi
Price: $209,000
3 bd / 2 ba · 1,185 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2557 Joy Ann Dr
for_sale · 0.07 mi
Price: $134,000
3 bd / 2 ba · 1,020 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2512 Joy Ann Dr
off_market · 0.09 mi
Price: $219,000
3 bd / 2 ba · 1,192 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2604 Buccaneer Dr
for_sale · 0.10 mi
Price: $239,000
3 bd / 3 ba · 1,829 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2620 Joy Ann Dr
for_sale · 0.13 mi
Price: $224,900
3 bd / 2 ba · 1,350 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2625 Misty Meadows Dr
for_sale · 0.15 mi
Price: $228,000
4 bd / 2 ba · 1,520 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- No visible carbon monoxide (CO) alarm in photos — required if fuel-burning appliances or attached garage are present.
- Above-ground pool and deck referenced in listing but no detailed photos of pool/barrier — potential pool-safety barrier compliance risk.
- Electrical panel and GFCI outlets are not visible in provided photos — these items must be verified during inspection and could cause failure if missing or non-functional.
- Driveway surface has moderate cracking which could be a trip hazard if not repaired.
Assumptions
- Kitchen appliances (range, microwave, dishwasher, refrigerator) are functioning as shown in photos.
- Heating/cooling is a central forced-air system and is operational (ceiling vents visible).
- No active roof leaks or severe roof damage present despite solar panels being installed; solar installation is assumed properly mounted.
- Water heater and electrical panel exist and are in serviceable condition though not visible in photos.
- Bedrooms have egress windows meeting local code dimensions (windows visible on front facade and likely in bedrooms).
- Listing description is accurate about backyard, above-ground pool and deck; pool location and barrier compliance were not photographed.
- No evidence of lead-based paint hazards or severe mold in photos; walls and trim appear recently painted/finished.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,512 | $114,900 | $11,490 |
| 2024 | $1,508 | $114,900 | $11,490 |
| 2023 | $1,575 | $114,900 | $11,490 |
| 2022 | $1,537 | $114,900 | $11,490 |
| 2021 | $1,453 | $114,900 | $11,490 |
| 2020 | $1,422 | $114,900 | $11,490 |
| 2019 | $1,493 | $114,900 | $11,490 |
| 2018 | $1,400 | $114,900 | $11,490 |
| 2017 | $1,346 | $114,900 | $11,490 |
| 2016 | $1,321 | $114,900 | $11,490 |
| 2015 | $1,343 | $114,900 | $11,490 |
| 2014 | $1,099 | $95,100 | $9,510 |
| 2013 | $1,094 | $95,100 | $9,510 |
| 2012 | $232 | $95,100 | $9,510 |
| 2011 | $239 | $95,700 | $9,570 |
| 2010 | $1,028 | $95,700 | $9,570 |
| 2009 | $1,027 | $95,700 | $9,570 |
| 2008 | $221 | — | $9,570 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listed | $245,000 |
| 2014-09-25 | Sold | $0 |
| 2014-09-25 | Listing removed | $114,900 |
| 2014-08-08 | Price Changed | $114,900 |
| 2014-07-11 | Price Changed | $119,900 |
| 2014-06-16 | Listed | $124,000 |
| 1993-08-01 | Sold | $0 |
Photo Gallery
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"note": "The property listing specifies it is connected to a public water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "The property listing specifies it is connected to the city sewer system.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "This is a standard municipal service assumed for a single-family residence.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.32,
"down_payment_amount": 49000.0,
"property_tax_annual": 1557.36,
"property_tax_monthly": 129.78,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -26.47,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": -2.21,
"cash_on_cash_return_after_debt": 0.0
},
"section8_assessment": {
"runs": [
{
"summary": "Based on photos and listing description the home appears largely turnkey and would likely pass an initial HCV/NSPIRE inspection after routine verification items. Interior renovations, functioning appliances, central HVAC, and visible smoke detector support a favorable outcome. Remaining verification items that could cause inspection concerns are presence/placement of carbon monoxide alarms (if required), GFCI protection at kitchen/bath, visible electrical panel/water heater condition, and compliant pool/barrier. Most issues appear to be easy-to-fix or documentation/verification items rather than structural or life-safety failures.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 88.0,
"rationale": "Interior appears fully renovated with new tile flooring, cabinetry, quartz counters and stainless appliances. No visible drywall or flooring damage. Exterior brick and siding look intact. Minor deferred items visible: driveway has hairline-to-moderate cracking and staining; landscaping is basic but acceptable. Missing or damaged items are cosmetic or capital-only (no evidence of collapsed surfaces or exposed subfloor). Overall turnkey condition with only minor repairs/maintenance likely."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 80.0,
"rationale": "Visible features supporting safety compliance: single-story home with clear egress routes, entry door looks secure with deadbolt, central HVAC vents present, and a ceiling-mounted smoke detector is visible in the hallway photos. No visible exposed wiring, major ceiling stains, mold, or structural sagging. Items not confirmed by photos: carbon monoxide alarm (not visible), GFCI protection at kitchen sink (outlet covers visible but GFCI device not confirmed), and exact egress window dimensions in bedrooms cannot be verified. Above-ground pool mentioned in listing but not photographed in detail; pool fencing/barrier compliance not shown. These unknowns lower the score slightly but no active life‑threatening hazards are evident from the photos."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical integrity",
"score": 78.0,
"rationale": "Central HVAC registers visible in multiple rooms indicating a forced-air system present. Kitchen appliances appear modern and functional (electric range, microwave, dishwasher, refrigerator). Roof visually intact from photos; solar panels visible on front-left roof slope which suggests recent upgrades but may require verification of roof penetrations and permit compliance. Water heater and electrical panel are not shown in photos, so condition/age cannot be confirmed. No visible plumbing leaks or water damage inside. Given the renovated condition, systems likely functional but lack of visual confirmation of panel/water heater and unknown age of HVAC/roof reduce score."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 75.0,
"rationale": "Front elevation shows brick veneer in good condition, gutters present, and covered carport/attached garage. Driveway has cracking and staining which is cosmetic but could be trip hazard if not repaired. Side gate and fencing visible which likely secures backyard; listing references above-ground pool and deck but photos do not show the pool area so barrier compliance for pool is unverified. Yard and walkways are generally maintained; no visible foundation settlement or major exterior damage in provided photos."
}
],
"red_flags": [
"No visible carbon monoxide (CO) alarm in photos — required if fuel-burning appliances or attached garage are present.",
"Above-ground pool and deck referenced in listing but no detailed photos of pool/barrier — potential pool-safety barrier compliance risk.",
"Electrical panel and GFCI outlets are not visible in provided photos — these items must be verified during inspection and could cause failure if missing or non-functional.",
"Driveway surface has moderate cracking which could be a trip hazard if not repaired."
],
"confidence": 0.75,
"assumptions": [
"Kitchen appliances (range, microwave, dishwasher, refrigerator) are functioning as shown in photos.",
"Heating/cooling is a central forced-air system and is operational (ceiling vents visible).",
"No active roof leaks or severe roof damage present despite solar panels being installed; solar installation is assumed properly mounted.",
"Water heater and electrical panel exist and are in serviceable condition though not visible in photos.",
"Bedrooms have egress windows meeting local code dimensions (windows visible on front facade and likely in bedrooms).",
"Listing description is accurate about backyard, above-ground pool and deck; pool location and barrier compliance were not photographed.",
"No evidence of lead-based paint hazards or severe mold in photos; walls and trim appear recently painted/finished."
],
"overall_score": 81.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This single-family property appears to be largely turnkey for Section 8/HCV occupancy. Interior renovations look recent and high-quality (new tile, modern kitchen and appliances, updated lighting), central HVAC registers are present, and the exterior is well-maintained. Primary inspection unknowns that could require minor corrections are carbon monoxide detector placement (not shown), GFCI verification in kitchen/baths, electrical panel and water heater condition (not shown), and proof of proper pool barriers. With a short checklist and confirmation of detectors and systems, the home is likely to pass an initial NSPIRE/Housing Choice Voucher inspection with minimal repairs or documentation within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Photos and listing show a full interior renovation: new-looking tile flooring throughout, updated bathrooms and a modern kitchen with quartz counters, fresh cabinetry and stainless-steel appliances. Walls, trim and lighting appear in good cosmetic condition with no visible drywall damage. Minor exterior concrete cracks at driveway/walkway are visible but cosmetic. Missing or broken items are not evident; any remaining items appear to be minor cosmetic or capital-repair only (driveway crack, small yard cleanup)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 80.0,
"rationale": "Key visible safety items are positive: at least one ceiling-mounted smoke detector is visible in hall/kitchen area and entry/egress doors look secure with deadbolt hardware on the front door. No exposed wiring, sagging ceilings, water stains or visible mold are present in photos. Uncertain/not visible items that affect NSPIRE compliance: carbon monoxide detector presence (not shown), GFCI verification in kitchen/bath (outlets not close-up), and bedroom egress window details (bedrooms not shown). There is an above-ground pool mentioned in listing; barrier/locking ladder status is not shown and could be a safety deficiency if not compliant. Overall risk is low-to-moderate based on visible condition but some required detectors/outlet compliance are unconfirmed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof, HVAC, plumbing, electrical)",
"score": 78.0,
"rationale": "Visible evidence of central HVAC (ceiling vents/registers) indicates a forced-air system is present; vents appear intact. Kitchen appliances (electric range, microwave, dishwasher, refrigerator) are present and look modern. Roof appears intact from front photos and shows solar/roof panels (no visible sag or missing shingles). Electrical panel and water heater are not shown, so their condition is assumed acceptable but unconfirmed. No visible plumbing leaks, water stains or active drainage issues in interior photos. Because major mechanicals (service panel, water heater, full HVAC operation) are not directly observable, a modest deduction was applied."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Front elevation shows a well-kept brick facade, level roofline and maintained landscaping. Perimeter fencing and a gated side yard are visible, and there is a covered carport/attached garage. Concrete driveway has visible cracking and staining (trip/uneven surface potential) but remains serviceable. The listing references an above-ground pool and deck — which provides amenity value but can create a code/safety requirement (secure barrier, locked ladder) that is not documented. No visible termite/infestation evidence or major foundation cracking seen from photos."
}
],
"red_flags": [
"Above-ground pool + deck mentioned in listing — barrier/locked-ladder and fencing not shown; possible life-safety hazard if not secured per code.",
"Carbon monoxide detector(s) not visible in photos — may be required near sleeping areas and should be verified/installed.",
"Electrical panel and water heater not shown — condition unconfirmed; need verification that panels are properly labeled and free of hazards."
],
"confidence": 0.75,
"assumptions": [
"Appliances shown in photos (range, refrigerator, dishwasher, microwave) are present on-site and in working order at lease start.",
"Central HVAC system is operational; vents shown indicate a forced-air system and heating/heating capabilities are functional.",
"Water heater and electrical service panel exist and are in safe, serviceable condition though not pictured.",
"Smoke detector(s) are installed (one is visible in photos) and are functional; carbon monoxide detectors are not visible and may need verification/installation if required by local code.",
"Bedroom egress windows meet size/egress requirements (bedrooms not photographed) but require verification during inspection.",
"Above-ground pool and deck exist per listing — presence of a compliant safety barrier/locked access is unconfirmed and must be verified.",
"No active roof leaks, major foundation movement, or severe mold issues are present based on clean interior ceilings/walls and exterior photos."
],
"overall_score": 81.3,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall this single-family home appears largely turnkey for Section 8 / NSPIRE inspection with modern kitchen and cosmetic updates, working appliances, visible HVAC registers and an intact roof and envelope. The property likely passes an initial HCV inspection after verification of required detectors (smoke and CO), confirmation of GFCI protection in wet areas, and ensuring the above-ground pool and deck meet local pool-barrier requirements. Minor exterior repairs (driveway crack repair, small site maintenance) and verification of unseen systems (electrical panel, water heater) should be completed to reduce inspection risk.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show recent renovation: new tile flooring, fresh paint, updated kitchen cabinets, quartz counters and functioning stainless appliances. No visible damaged drywall, subfloor, or collapsed ceilings. Exterior brick and trim appear intact. Driveway has surface cracking and some staining; landscaping is minimal but maintained. Missing appliances are not an issue here (appliances are present). Overall only minor cosmetic and low-cost repairs likely needed."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 75.0,
"rationale": "No obvious electrical hazards or exposed wiring visible in photos. Entry door appears secure and bedrooms likely have egress windows given single-story layout and window sizes, but smoke detectors and carbon monoxide alarms are not clearly visible in the photos (one small ceiling device seen in a hallway but not confirmed as a working smoke/CO alarm). There is an attached garage (CO alarm requirement likely), and an above-ground pool is mentioned but no dedicated pool fencing or gate is visible in photos — potential code/safety issue depending on local ordinances. GFCI receptacle presence at counters cannot be confirmed from images. Plumbing fixtures appear present and intact. Because some required detectors and pool barriers are not shown, there is a moderate NSPIRE risk without verification."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 80.0,
"rationale": "Ceiling HVAC vents/registers are visible indicating forced-air HVAC exists; no visible signs of missing heating. Kitchen appliances are present and appear operational (stove, microwave, dishwasher, refrigerator). Roof visually appears intact with gutters in place and no visible sagging or missing large roof sections in photos. Electrical panel, water heater and exact furnace/water heater locations are not shown so their condition is unverified. No signs of active leaks, major water damage or sagging ceilings were observed in interior photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Front elevation shows well-kept brick facade, covered front porch, and a functioning garage/carport area. Driveway concrete has multiple cracks and staining that present minor trip hazards. A privacy fence and wide gate exist to the side yard; an above-ground pool and deck are included per listing but pool safety fencing/locks are not shown — this is an exterior safety consideration. Yard drainage, grading away from foundation and potential standing water are not visible, so assumed adequate but unverified."
}
],
"red_flags": [
"No clearly visible smoke detectors or carbon monoxide alarms in photos — potential NSPIRE failure point.",
"Above-ground pool and deck mentioned but no dedicated pool barrier/locking gate shown — potential child-safety/code issue.",
"Driveway shows multiple concrete cracks and uneven areas — minor trip hazard that should be addressed."
],
"confidence": 0.7,
"assumptions": [
"Photos represent the current and typical condition of the home; no undisclosed recent damage exists.",
"Bedrooms have egress windows typical for single-story 1969 construction and shown window sizes are adequate for egress.",
"HVAC is operational because ceiling vents/registers are present and there are no visible signs of removal or disrepair.",
"Water heater and electrical panel exist and are serviceable though not shown in the photos.",
"Smoke detectors and CO alarms may exist but are not visible in photos; absence would require immediate correction.",
"Above-ground pool and deck exist per listing text but photos do not show fencing/locking means; assume additional pool safety work may be required.",
"No active roof leaks or major foundation movement based on lack of interior water stains, sagging ceilings, or visible foundation cracks in provided photos."
],
"overall_score": 80.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2532 Kirkwood Dr, Marrero, LA, 70072",
"aggregate": {
"summary": "Based on photos and listing description the home appears largely turnkey and would likely pass an initial HCV/NSPIRE inspection after routine verification items. Interior renovations, functioning appliances, central HVAC, and visible smoke detector support a favorable outcome. Remaining verification items that could cause inspection concerns are presence/placement of carbon monoxide alarms (if required), GFCI protection at kitchen/bath, visible electrical panel/water heater condition, and compliant pool/barrier. Most issues appear to be easy-to-fix or documentation/verification items rather than structural or life-safety failures.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 87.0,
"rationale": "Interior appears fully renovated with new tile flooring, cabinetry, quartz counters and stainless appliances. No visible drywall or flooring damage. Exterior brick and siding look intact. Minor deferred items visible: driveway has hairline-to-moderate cracking and staining; landscaping is basic but acceptable. Missing or damaged items are cosmetic or capital-only (no evidence of collapsed surfaces or exposed subfloor). Overall turnkey condition with only minor repairs/maintenance likely."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 75.0,
"rationale": "Front elevation shows brick veneer in good condition, gutters present, and covered carport/attached garage. Driveway has cracking and staining which is cosmetic but could be trip hazard if not repaired. Side gate and fencing visible which likely secures backyard; listing references above-ground pool and deck but photos do not show the pool area so barrier compliance for pool is unverified. Yard and walkways are generally maintained; no visible foundation settlement or major exterior damage in provided photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 78.3,
"rationale": "Visible features supporting safety compliance: single-story home with clear egress routes, entry door looks secure with deadbolt, central HVAC vents present, and a ceiling-mounted smoke detector is visible in the hallway photos. No visible exposed wiring, major ceiling stains, mold, or structural sagging. Items not confirmed by photos: carbon monoxide alarm (not visible), GFCI protection at kitchen sink (outlet covers visible but GFCI device not confirmed), and exact egress window dimensions in bedrooms cannot be verified. Above-ground pool mentioned in listing but not photographed in detail; pool fencing/barrier compliance not shown. These unknowns lower the score slightly but no active life‑threatening hazards are evident from the photos."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical integrity",
"score": 78.7,
"rationale": "Central HVAC registers visible in multiple rooms indicating a forced-air system present. Kitchen appliances appear modern and functional (electric range, microwave, dishwasher, refrigerator). Roof visually intact from photos; solar panels visible on front-left roof slope which suggests recent upgrades but may require verification of roof penetrations and permit compliance. Water heater and electrical panel are not shown in photos, so condition/age cannot be confirmed. No visible plumbing leaks or water damage inside. Given the renovated condition, systems likely functional but lack of visual confirmation of panel/water heater and unknown age of HVAC/roof reduce score."
}
],
"red_flags": [
"No visible carbon monoxide (CO) alarm in photos — required if fuel-burning appliances or attached garage are present.",
"Above-ground pool and deck referenced in listing but no detailed photos of pool/barrier — potential pool-safety barrier compliance risk.",
"Electrical panel and GFCI outlets are not visible in provided photos — these items must be verified during inspection and could cause failure if missing or non-functional.",
"Driveway surface has moderate cracking which could be a trip hazard if not repaired."
],
"confidence": 0.95,
"assumptions": [
"Kitchen appliances (range, microwave, dishwasher, refrigerator) are functioning as shown in photos.",
"Heating/cooling is a central forced-air system and is operational (ceiling vents visible).",
"No active roof leaks or severe roof damage present despite solar panels being installed; solar installation is assumed properly mounted.",
"Water heater and electrical panel exist and are in serviceable condition though not visible in photos.",
"Bedrooms have egress windows meeting local code dimensions (windows visible on front facade and likely in bedrooms).",
"Listing description is accurate about backyard, above-ground pool and deck; pool location and barrier compliance were not photographed.",
"No evidence of lead-based paint hazards or severe mold in photos; walls and trim appear recently painted/finished."
],
"score_method": "mean_of_criteria",
"overall_score": 80.8,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7529038086"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.