Property ID: 7636553479
536 Ruth Dr, Avondale, LA, 70094
Avondale, LA
Money Down: $40,560
CoC Return: 13.74%
Monthly Cash Flow: $465
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$33,800
Closing Costs
$6,760
Total Down
$40,560
Investment Snapshot
Purchase Price
$169,000
Money Down
$40,560
Cash-on-Cash Return
13.74%
Rent
$1,696
Monthly Cash Flow
$465
Annual Cash Flow
$5,574
Debt Service / Mo
$899
Property Tax / Mo
$84
Insurance / Mo
$78
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$78
Property Tax
$84
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,364
Debt Service
$899
Cash Flow After Debt
$465
Quality Score: 82.70%
Confidence: 95.00%
Well-renovated single-family home that appears move-in ready with modern kitchen, updated bath, new flooring and visible central HVAC. Likely to pass an initial HCV/NSPIRE inspection after confirming/installing required smoke/CO detectors and GFCI protection, and verifying electrical panel and deadbolt. Expect minor turnkey items only; no visible structural or life-safety failures.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$169,000
Beds
3
Baths
1
Living Area
1,000 sqft
Lot Size
—
Year Built
1973
Days on Market
14
Capital Outlay
$40,560
Debt Service
$899
Property Tax / Mo
$84
Insurance / Mo
$78
Property Description
Fully renovated 3 bed, 1 bath home nestled in a quiet Avondale neighborhood! This move-in ready property features an open concept layout with vinyl plank flooring throughout and stylish custom tile work that adds a modern touch. The kitchen is designed to impress with quartz countertops, stainless steel appliances, and a spacious pantry for extra storage. Step outside to a huge backyard great for entertaining, complete with a covered patio and an oversized detached garage. Enjoy the added convenience of rear yard access- for boats, trailers, or additional parking. With no rear neighbors and the lot backing up to open land, you'll love the extra privacy this home offers. A perfect blend of modern updates, functionality, and space-don't miss this one! Flood zone X. Owner/Agent
Utility Allowances
Heating
$70
Property has central heating and is specified to use natural gas. The 'natural_gas' option was selected from the schedule.
Cooking
$12
Property has natural gas service and a provided range/oven. The 'natural_gas' option was selected as the most likely fuel source.
Water Heating
$24
Property has natural gas service, making a gas water heater the most probable option. The 'natural_gas' option was selected.
Other Electric
$67
This fixed allowance covers general electricity for lights, outlets, and appliances, including the property's central cooling system and a tenant-provided refrigerator.
Water
$43
Property is listed as having a 'Public' water source. This is a fixed allowance from the schedule.
Sewer
$46
Property is listed as having 'City' sewer. This is a fixed allowance from the schedule.
Trash Collection
$25
Included as a standard utility for single-family homes, with a fixed allowance provided by the schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$935
DP3 Annual Estimate$935
DP1 Monthly Equivalent$78
DP3 Monthly Equivalent$78
Replacement Value$49,000
Basis1,000 sqft / 1973
Nearby Houses
Photo unavailable
508 Ruth Dr
off_market · 0.08 mi
Price: $185,000
4 bd / 3 ba · 1,800 sqft
Latest sale: —
Latest rent: —
Photo unavailable
177 Carita Dr
for_sale · 0.10 mi
Price: $145,000
3 bd / 2 ba · 1,085 sqft
Latest sale: —
Latest rent: —
Photo unavailable
149 Becky Dr
for_sale · 0.11 mi
Price: $87,500
3 bd / 2 ba · 1,000 sqft
Latest sale: — on Jul 10, 2006
Latest rent: —
Photo unavailable
156 Elvie Ct
for_sale · 0.13 mi
Price: $165,000
4 bd / 2 ba · 1,412 sqft
Latest sale: —
Latest rent: —
Photo unavailable
168 Julia Dr
sold · 0.18 mi
Price: $185,000
4 bd / 3 ba · 1,809 sqft
Latest sale: — on May 04, 2021
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and operational (inferred from ceiling vents/returns visible in photos).
- Water heater and hot water are present and functioning but not shown in photos.
- Electrical panel is intact and meets code but was not visible in photos; outlets and lighting indicate updated wiring.
- Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be present but must be confirmed/installed to meet NSPIRE.
- GFCI protection at kitchen and bathroom outlets is not clearly visible and should be verified or installed.
- Bedrooms have compliant egress windows based on visible window sizes, but exact measurements were not provided.
- No concealed roof leaks, major foundation movement, or severe mold are present based on visible condition; severe hidden issues are unlikely given the renovation but cannot be ruled out without interior inspection.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $984 | $75,000 | $7,500 |
| 2024 | $981 | $75,000 | $7,500 |
| 2023 | $1,028 | $75,000 | $7,500 |
| 2022 | $914 | $68,300 | $6,830 |
| 2021 | $863 | $68,300 | $6,830 |
| 2020 | $858 | $68,300 | $6,830 |
| 2019 | $886 | $68,300 | $6,830 |
| 2018 | $829 | $68,300 | $6,830 |
| 2017 | $799 | $68,300 | $6,830 |
| 2016 | $786 | $68,300 | $6,830 |
| 2015 | $797 | $68,300 | $6,830 |
| 2014 | $788 | $68,300 | $6,830 |
| 2013 | $787 | $68,300 | $6,830 |
| 2010 | $758 | $66,700 | $6,670 |
| 2009 | $721 | $66,700 | $6,670 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listed | $169,000 |
| 2023-05-15 | Sold | $0 |
| 2023-05-12 | Listing removed | $0 |
Photo Gallery
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"note": "Property has central heating and is specified to use natural gas. The 'natural_gas' option was selected from the schedule.",
"utility": "Heating",
"allowance": 70
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{
"note": "Property has natural gas service and a provided range/oven. The 'natural_gas' option was selected as the most likely fuel source.",
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{
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{
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"utility": "Other Electric",
"allowance": 67
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{
"note": "Property is listed as having a 'Public' water source. This is a fixed allowance from the schedule.",
"utility": "Water",
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{
"note": "Property is listed as having 'City' sewer. This is a fixed allowance from the schedule.",
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{
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{
"summary": "Well-renovated single-family home that appears move-in ready with modern kitchen, updated bath, new flooring and visible central HVAC. Likely to pass an initial HCV/NSPIRE inspection after confirming/installing required smoke/CO detectors and GFCI protection, and verifying electrical panel and deadbolt. Expect minor turnkey items only; no visible structural or life-safety failures.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Photos and listing describe a full renovation: new vinyl plank flooring, painted walls, modern kitchen cabinets, quartz counters, new tile, and new stainless appliances (dishwasher, range, microwave). Cosmetic condition appears excellent with no visible damaged drywall, flooring tears, or heavy wear. Driveway has minor cracking but is serviceable. Missing refrigerator is not shown but not required for pass and would be an easy fix. Overall only minor items (outlet covers, touch-up paint, possible refrigerator) expected."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "No obvious life-safety hazards visible: windows look adequate for egress in bedrooms, no exposed wiring, no visible mold or water intrusion, trim and doors intact. Photos do not show smoke detectors or carbon monoxide alarms and GFCI protection at countertop outlets is not clearly visible in pictures — these are required under NSPIRE. Entry door appears secure but a deadbolt is not clearly visible in photos. Kitchen gas range appears properly installed but gas connection not visible. Because the property is recently renovated and finishes look new, it's likely these safety items are present or easily installed; however absence of visible detectors and GFCI lowers the score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof, water heater)",
"score": 80.0,
"rationale": "Ceiling vents and returns visible in interior photos indicate a central HVAC ducted system likely present and recently serviced/installed as part of renovation. No visible roof sagging or major shingle failure in exterior photos; roof appears serviceable. Plumbing fixtures and water heater not visible but bathroom and kitchen finish work is new and shows functioning fixtures (faucets, shower/tub). Electrical panel not visible; recessed lighting and modern appliances indicate updated electrical circuits but GFCI requirement in kitchen/bath should be confirmed. No signs of active leaks or drainage issues in photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard, walkways and site",
"score": 82.0,
"rationale": "Brick front and siding appear in good condition; gutters are present and intact. Yard is flat and the listing notes a large backyard with covered patio and oversized detached garage — good for access and tenant use. Driveway has some surface cracks and the small gate/fence area shows minor wear but nothing structural. No evidence of standing water, major foundation displacement, or exterior structural distress in provided photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational (inferred from ceiling vents/returns visible in photos).",
"Water heater and hot water are present and functioning but not shown in photos.",
"Electrical panel is intact and meets code but was not visible in photos; outlets and lighting indicate updated wiring.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be present but must be confirmed/installed to meet NSPIRE.",
"GFCI protection at kitchen and bathroom outlets is not clearly visible and should be verified or installed.",
"Bedrooms have compliant egress windows based on visible window sizes, but exact measurements were not provided.",
"No concealed roof leaks, major foundation movement, or severe mold are present based on visible condition; severe hidden issues are unlikely given the renovation but cannot be ruled out without interior inspection."
],
"overall_score": 82.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Property appears to be a recent, high-quality cosmetic renovation and is likely to pass a Housing Choice Voucher (NSPIRE) initial inspection with minor corrective items. Major systems and envelope show no visible failures; kitchen and bath are modern and functional. Primary inspection risks are lack of visible smoke/CO detectors, unknown GFCI protection, and unphotographed electrical panel/water heater. If smoke/CO detectors and GFCI protections are present or added and systems are verified operational, this property is turnkey and rentable within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Photos and description show a full cosmetic renovation: new vinyl plank flooring, fresh paint, modern kitchen cabinets, quartz counters, new tile backsplash, stainless appliances, updated bathroom fixtures and recessed lighting. No visible damaged drywall, sagging ceilings, or severe wear. Minor observable deferred maintenance: concrete driveway has surface cracks and uneven joints (trip hazard potential) and limited front landscaping. Missing or damaged items that commonly fail inspections (smoke/CO detectors, GFCI) are not visible in images and are treated as unknowns rather than visible defects. Overall appearance is turnkey with only minor, easy-to-fix items likely required."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 78.0,
"rationale": "No obvious life-threatening hazards visible: ceilings intact, no standing water, no visible mold, windows and doors appear functional, entry door has a keyed deadbolt, no exposed wiring detected in photos. Central HVAC supply vent present. Uncertainties reduce score: smoke detectors and carbon-monoxide detectors are not visible in photos (CO advisable because of gas range), GFCI outlet presence at kitchen counters and bathroom is not confirmable from images, the electrical panel is not shown. Bedroom egress windows appear to be standard size but exact egress dimensions cannot be confirmed. These unknowns create modest NSPIRE risk but no immediate visible code violations."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 82.0,
"rationale": "Visible evidence of functioning major systems: central HVAC supply grille visible in kitchen ceiling (suggests central heating/cooling), gas range and microwave installed, stainless dishwasher present, modern fixtures in bathroom and kitchen. Roof shingles appear in good condition and gutters present. The water heater and electrical service/panel were not photographed, so condition is assumed typical for a recent renovation. Laundry hookup alcove visible indicating plumbing/electrical for washer/dryer. Because key system components (panel, water heater, HVAC compressor) are not directly verified, a conservative but positive score was assigned."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior shows brick front, intact siding on side elevation, functioning gutters, a covered patio and an oversized detached garage, and a large rear yard with clear rear access — all positive for tenant use. Roof appears recently shingled without visible sagging. Concrete driveway has cracking and some unevenness but is serviceable; no standing water or major grading issues visible. No signs of infestation or collapsed structures. Overall exterior is well-maintained and tenant-ready with minor site repairs recommended (driveway patching/sealing, basic landscaping)."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Central HVAC is operational (supply vent visible); condenser and heating functionality not photographed but assumed present and functioning after renovation.",
"Water heater and electrical panel exist and are code-compliant but were not shown in photos.",
"Smoke detectors and carbon-monoxide detectors are not visible in listing photos; assume they may not be installed or not visible — recommend verification/installation before inspection.",
"GFCI protection for kitchen and bathroom outlets is not clearly visible; assume it may be present but should be confirmed during inspection.",
"Bedrooms have standard-size windows likely meeting egress requirements, though exact clear opening dimensions were not measured from photos.",
"Gas range is connected and operational; proper gas shutoff and ventilation are assumed but should be verified on-site.",
"No hidden water intrusion, major mold, or structural issues are present based on clean interior finishes and lack of staining — this is an inference from renovated appearance.",
"Driveway cracking is assumed to be cosmetic and not indicative of foundation movement given visible foundation/siding condition."
],
"overall_score": 84.0,
"rubric_version": "ns_2026_v1"
},
{
"summary": "Overall the property appears to be a recent, high-quality renovation and is generally turnkey for Section 8 / HCV occupancy. Interior and exterior conditions are good, mechanical evidence (HVAC vents, gas range, appliances) is present, and there are no visible structural or life‑threatening hazards in the photos. The primary inspection risk items are missing/undocumented life‑safety devices (smoke and CO alarms) and lack of visible confirmation of GFCI protection and electrical panel condition. These are typically quick fixes; if smoke/CO detectors and GFCIs are installed and functional the home is likely to pass an initial NSPIRE/HCV inspection with minimal work.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Photos and listing show a full interior renovation: new-looking vinyl plank flooring throughout, fresh paint, modern kitchen cabinets, quartz counters, tile backsplash, and stainless appliances (range, microwave, dishwasher). Bathroom fixture and tile appear updated. Exterior brick and siding look maintained. Minor deferred items visible: driveway concrete cracking and small landscaping beds need finishing. No visible major cosmetic defects, stains, or damaged finishes. Missing refrigerator in photos (common and not a critical fail) and washer/dryer not shown; these reduce score only slightly."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "No visible active hazards in images: ceilings intact, no visible mold or water stains, no exposed wiring, windows appear intact for egress, entry door shows lockset and likely deadbolt. Vents/registers visible indicating central HVAC. However, smoke detectors and carbon monoxide alarm(s) are not visible in any photos (required for compliance, especially with a gas range present). GFCI receptors in kitchen/bath are not clearly visible either. Because these life-safety devices are commonly present but not shown, the risk is moderate — likely a quick fix if missing, but would fail an inspection if absent at initial visit."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 80.0,
"rationale": "Visible supply/return HVAC vents and ceiling registers indicate a functioning central HVAC system was installed or retained. Kitchen has a gas range and integrated microwave; dishwasher present. Roof shingles appear serviceable with intact gutters. No visible signs of active plumbing leaks or water damage in photos. Missing confirmations: water heater location/condition and electrical panel are not shown. Because visible evidence supports functioning systems but key components weren't photographed, score is slightly reduced for unknowns."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick façade, soffits, and gutters appear in good condition. Yard is level and clean; large backyard with covered patio and oversized detached garage provide good tenant amenities and safe egress. Driveway shows cracking and settlement typical of older concrete — not an immediate inspection fail but should be monitored/repaired to remove trip hazards. Tree close to front could be monitored for root/roof impact but currently not an observed structural issue."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Central HVAC is functioning because supply/return vents and ceiling registers are visible in multiple rooms.",
"Hot water heater and main electrical panel are present and serviceable but were not photographed; assumed operational unless seller disclosure indicates otherwise.",
"Smoke detectors and carbon monoxide alarm(s) are not visible in the photos; assume they may be missing or not shown and will need confirmation.",
"Kitchen appliances shown (range, microwave, dishwasher) are included and operational; refrigerator and washer/dryer are not pictured and may not be included.",
"Bedroom windows meet egress size requirements typical for a 1973 single-story home and appear operable from photos but exact dimensions were not provided.",
"No evidence of active roof leaks, significant foundation movement, or severe mold was observed in photos; assume none present unless disclosed otherwise."
],
"overall_score": 83.0,
"rubric_version": "ns_2026_v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "536 Ruth Dr, Avondale, LA, 70094",
"aggregate": {
"summary": "Well-renovated single-family home that appears move-in ready with modern kitchen, updated bath, new flooring and visible central HVAC. Likely to pass an initial HCV/NSPIRE inspection after confirming/installing required smoke/CO detectors and GFCI protection, and verifying electrical panel and deadbolt. Expect minor turnkey items only; no visible structural or life-safety failures.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 87.7,
"rationale": "Photos and listing describe a full renovation: new vinyl plank flooring, painted walls, modern kitchen cabinets, quartz counters, new tile, and new stainless appliances (dishwasher, range, microwave). Cosmetic condition appears excellent with no visible damaged drywall, flooring tears, or heavy wear. Driveway has minor cracking but is serviceable. Missing refrigerator is not shown but not required for pass and would be an easy fix. Overall only minor items (outlet covers, touch-up paint, possible refrigerator) expected."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard, walkways and site",
"score": 84.0,
"rationale": "Brick front and siding appear in good condition; gutters are present and intact. Yard is flat and the listing notes a large backyard with covered patio and oversized detached garage — good for access and tenant use. Driveway has some surface cracks and the small gate/fence area shows minor wear but nothing structural. No evidence of standing water, major foundation displacement, or exterior structural distress in provided photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 77.0,
"rationale": "No obvious life-safety hazards visible: windows look adequate for egress in bedrooms, no exposed wiring, no visible mold or water intrusion, trim and doors intact. Photos do not show smoke detectors or carbon monoxide alarms and GFCI protection at countertop outlets is not clearly visible in pictures — these are required under NSPIRE. Entry door appears secure but a deadbolt is not clearly visible in photos. Kitchen gas range appears properly installed but gas connection not visible. Because the property is recently renovated and finishes look new, it's likely these safety items are present or easily installed; however absence of visible detectors and GFCI lowers the score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof, water heater)",
"score": 80.7,
"rationale": "Ceiling vents and returns visible in interior photos indicate a central HVAC ducted system likely present and recently serviced/installed as part of renovation. No visible roof sagging or major shingle failure in exterior photos; roof appears serviceable. Plumbing fixtures and water heater not visible but bathroom and kitchen finish work is new and shows functioning fixtures (faucets, shower/tub). Electrical panel not visible; recessed lighting and modern appliances indicate updated electrical circuits but GFCI requirement in kitchen/bath should be confirmed. No signs of active leaks or drainage issues in photos."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Central HVAC is present and operational (inferred from ceiling vents/returns visible in photos).",
"Water heater and hot water are present and functioning but not shown in photos.",
"Electrical panel is intact and meets code but was not visible in photos; outlets and lighting indicate updated wiring.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be present but must be confirmed/installed to meet NSPIRE.",
"GFCI protection at kitchen and bathroom outlets is not clearly visible and should be verified or installed.",
"Bedrooms have compliant egress windows based on visible window sizes, but exact measurements were not provided.",
"No concealed roof leaks, major foundation movement, or severe mold are present based on visible condition; severe hidden issues are unlikely given the renovation but cannot be ruled out without interior inspection."
],
"score_method": "mean_of_criteria",
"overall_score": 82.7,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7636553479"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.