1633 Mims St SW, Birmingham, AL, 35211
Birmingham, AL
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 77.90%
Confidence: 95.00%
This 3-bed/1-bath home appears largely turnkey for Section 8 tenancy with fresh interior finishes, functioning kitchen appliances, intact floors, and a serviceable exterior. Primary inspection risks are items not visible in photos: presence and placement of smoke/CO detectors, GFCI at kitchen sink, and confirmation of HVAC, water heater and electrical panel condition. Expect likely pass after verifying/adding detectors and addressing any minor GFCI or deadbolt requirements; allow for a short pre-inspection checklist and possible small repairs rather than major rehab.
Property Fundamentals
Property Description
Back on market at no fault of the house! Discover move-in-ready living at 1633 Mims St SW. This beautifully updated 3-bedroom, 1-bath home features modern finishes, a covered front porch, and a back patio perfect for entertaining. Fresh, stylish interior throughout makes this home truly turnkey. Ideal for first-time buyers, downsizers, or investors seeking a strong rental. Schedule your showing today!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
View QuoteNearby Houses
1632 Mims St SW
1624 Mims St SW
1617 Mims St SW
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1612 Elm St SW
1617 18th St SW
1657 18th St SW
1665 SW 18th St
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC exists and is operational (inferred from floor registers and renovated condition) though condenser/furnace not shown.
- Hot water system is present and functioning (no water heater photos provided).
- Smoke detectors and CO alarms may be present but are not visible in listing photos; their presence and correct placement are unverified.
- Electrical panel and circuit condition are not visible; assumed intact because no exposed wiring is seen in photos and renovations appear recent.
- Bedroom egress windows meet size/egress requirements based on visible window types in main rooms; actual bedroom window dimensions were not provided.
- No major interior plumbing leaks or active roof leaks are present; no visible staining or mold indicates no active water intrusion in photographed areas.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $828 | $132,300 | $26,460 |
| 2023 | $828 | $132,300 | $13,240 |
| 2022 | $616 | $100,300 | $10,040 |
| 2021 | $616 | $100,300 | $10,040 |
| 2018 | $515 | $85,000 | $8,500 |
| 2017 | $515 | $85,000 | $8,500 |
| 2016 | $515 | $85,000 | $8,500 |
| 2015 | $544 | $85,000 | $8,500 |
| 2013 | $515 | $77,100 | $7,720 |
| 2012 | $515 | $83,680 | $8,368 |
| 2011 | $524 | $85,000 | $8,500 |
| 2010 | $524 | $85,000 | $8,500 |
| 2009 | $524 | $85,000 | $8,500 |
| 2008 | $537 | $86,900 | $8,690 |
| 2007 | $467 | $76,800 | $7,680 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2023-04-05 | Sold | $55,000 |
Photo Gallery
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}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC exists and is operational (inferred from floor registers and renovated condition) though condenser/furnace not shown.",
"Hot water system is present and functioning (no water heater photos provided).",
"Smoke detectors and CO alarms may be present but are not visible in listing photos; their presence and correct placement are unverified.",
"Electrical panel and circuit condition are not visible; assumed intact because no exposed wiring is seen in photos and renovations appear recent.",
"Bedroom egress windows meet size/egress requirements based on visible window types in main rooms; actual bedroom window dimensions were not provided.",
"No major interior plumbing leaks or active roof leaks are present; no visible staining or mold indicates no active water intrusion in photographed areas."
],
"overall_score": 78.0,
"rubric_version": "NSPIRE-2024-analyst-v1"
},
{
"summary": "Overall this 3-bed, 1-bath 1955 home appears largely turnkey and renovated with modern finishes, functioning appliances visible, and no obvious structural or life-safety failures in the photos. The most likely Section 8/NSPIRE inspection issues would be missing/incorrectly located smoke/CO detectors, unverified GFCI protection in the kitchen/bath, and confirmation of mechanical system operation (HVAC, hot water, electrical panel). These items can typically be corrected quickly. Expect likely pass if detectors are installed and systems verify; otherwise a short punch-list (1–2 items) will be required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recent renovation: fresh paint, new-looking kitchen cabinets and countertops, tile floors in kitchen, refinished hardwoods and a new ceiling fan. Appliances (stainless fridge and electric range) are present. Minor cosmetic items visible: unfinished/untreated porch railings and some cabinet trim bottoms exposed. No visible water stains, peeling paint, or damaged flooring. These are mostly cosmetic/capital items that are easy to fix."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No obvious life-safety hazards in photos: stairs have handrails, no exposed wiring, windows appear intact and likely provide egress, vents present for HVAC. However smoke detectors and CO alarms are not visible in images (not confirmed), GFCI locations at sinks are not clearly identifiable, and the porch baluster spacing/height cannot be fully confirmed from photos. Because these items (detectors/GFCI/egress verification) are common inspection failure points but are likely correct in a recently renovated home, a moderate deduction is applied pending on-site verification."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 70.0,
"rationale": "Photos show supply/return vents indicating central HVAC, and a modern electric range/hood and fridge. Roof shingles appear intact with no visible sagging or active leaks from exterior photos. Electrical panel, water heater and HVAC unit are not shown so functionality is assumed based on renovation but not confirmed. Because major systems are not visible and verification would be required (panel, water heater, furnace/AC operation, hot water), a conservative score is applied."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Exterior shows intact siding, painted block foundation, gutters, a covered front porch and solid walk access. Yard is maintained. Porch railings and posts look newly installed but are currently unfinished wood (may need paint/stain). No obvious drainage or erosion issues are visible and no evidence of infestation or extensive neglect. Satellite dish and lamp post present; driveway/parking not shown but street access visible."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume detectors may be present but need on-site confirmation and placement verification.",
"HVAC system exists and is operable because vents are visible; the outdoor unit and furnace/water heater were not photographed.",
"Electrical panel location and condition are unknown; assume standard installation and no visible exposed wiring inside the living areas.",
"Kitchen appliances (fridge and electric stove) shown in photos are in working condition.",
"Bedroom egress windows provide required emergency escape based on window size/placement in photos, but exact dimensions not measured.",
"GFCI protection at kitchen and bathroom receptacles is not confirmed from photos and requires verification.",
"Porch guardrail and baluster spacing appear serviceable from photos but exact spacing/height not measured and should be verified for code compliance."
],
"overall_score": 78.0,
"rubric_version": "2026-02-16-v1"
},
{
"summary": "Overall the house presents as a nicely updated, largely turnkey single-family property with recent interior finishes, functioning kitchen appliances, and a sound-looking exterior. Most issues visible are cosmetic or simple repairs. The main inspection risk areas are items not documented in the photos that NSPIRE requires (smoke/CO detectors, GFCI protection, verification of HVAC, water heater and electrical panel). With routine verification and installation/repair of standard code items (smoke/CO alarms, any required GFCI outlets) this property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos show a recently refreshed interior: new paint, clean hardwood floors, updated kitchen cabinets/counters, tile floors, and working appliances (stove & fridge visible). Exterior siding, painted block foundation and porch are in good visual condition. Minor finish issues observed (some exposed cabinet underside/trim gaps, unpainted porch support posts, worn louver closet doors). No major visible deferred maintenance. Missing small cosmetic trim and touch-up work are easy/low-cost fixes and should not prevent tenancy."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, no exposed wiring, guardrails and handrail present on front steps/porch). However key NSPIRE items are not visible in photos: smoke detectors and CO alarms are not shown, GFCI protection at kitchen outlets is not verifiable, electrical panel and bedroom egress are not documented. These are typical, fixable deficiencies but could cause an inspection fail if missing or nonfunctional. Entry door has a security/storm door and porch guardrail appears intact."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 75.0,
"rationale": "No visible roof sagging or active water intrusion; roof shingles appear serviceable in photos. Wall/floor vents and a thermostat/remote on wall suggest central HVAC is present, but the HVAC unit, water heater and electrical panel are not shown so condition and age cannot be verified. Kitchen appliances (range, hood, refrigerator) visible and appear recently installed. Plumbing fixtures are not photographed except the kitchen sink; hot water and drain function are assumed but unconfirmed. Overall systems appear likely functional but need standard verification (HVAC run, hot water, panel)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior shows intact siding, gutters, painted block foundation and a covered porch with new-looking balusters. Yard is maintained and walkway to the porch is present. No standing water, obvious foundation cracks, or severe site erosion visible. Minor items: unpainted/new porch posts and some vegetation close to foundation that should be maintained. Driveway/parking not shown."
}
],
"red_flags": [
"Smoke and carbon monoxide detectors not visible in photos — NSPIRE requires working detectors (possible inspection fail if absent).",
"GFCI protection in kitchen/bathrooms not verifiable from photos — missing GFCI outlets could cause an inspection fail.",
"Bedroom egress windows not documented — inadequate egress is an inspection risk.",
"Major mechanical/electrical items (HVAC unit, water heater, electrical panel) not shown — unknown condition could cause failure if inoperable."
],
"confidence": 0.7,
"assumptions": [
"Appliances pictured (stove, refrigerator) are present and in working order unless testing reveals otherwise.",
"Central HVAC exists since wall/floor vents and a thermostat/remote are visible; unit condition/age unknown and should be tested.",
"There are three bedrooms with code-compliant egress windows (bedroom photos not provided), but egress sizing must be verified on-site.",
"No visible active roof leaks or major foundation movement based on exterior photos; hidden issues (attic leaks, crawlspace) not visible could exist.",
"Smoke detectors, CO alarms and GFCI outlets were not visible in photos and are assumed to be either missing or unverified until inspected.",
"Electrical panel, water heater, and furnace/AC equipment locations and conditions were not shown and require on-site verification."
],
"overall_score": 78.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1633 Mims St SW, Birmingham, AL, 35211",
"aggregate": {
"summary": "This 3-bed/1-bath home appears largely turnkey for Section 8 tenancy with fresh interior finishes, functioning kitchen appliances, intact floors, and a serviceable exterior. Primary inspection risks are items not visible in photos: presence and placement of smoke/CO detectors, GFCI at kitchen sink, and confirmation of HVAC, water heater and electrical panel condition. Expect likely pass after verifying/adding detectors and addressing any minor GFCI or deadbolt requirements; allow for a short pre-inspection checklist and possible small repairs rather than major rehab.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior photos show recent cosmetic updates: fresh paint, new-looking kitchen cabinets and countertops, new tile flooring in kitchen, refinished hardwoods, and new light/ceiling fan fixtures. Exterior paint, siding and porch appear recently refreshed. Minor finish defects visible (unfinished/raw porch railings not stained/painted, small unfinished trim under some upper cabinets). No visible damaged drywall, large stains, or collapsed finishes. Missing appliances are not an issue (stainless fridge and electric range are pictured). Overall cosmetic condition is very good with only minor touch-ups needed."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Curb appeal is good: siding and painted block foundation look maintained, front porch and stairs are serviceable, yard is mowed, and walk path present. Vegetation is trimmed but shrubs close to foundation should be monitored. No visible standing water or drainage problems in photos. Satellite dish in yard and raw wood railings reduce finish score but do not present safety failure. Overall exterior is in good condition with low risk of immediate exterior repairs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risk",
"score": 73.3,
"rationale": "No obvious life-safety hazards in photos: stairs and porch have handrails and guardrails, floors and ceilings intact, no visible mold, no exposed wiring. Windows appear operable for egress in main rooms shown. However, smoke detectors and carbon monoxide detectors are not visible in the photos (common omission in listing photos) and GFCI presence at kitchen sink outlets cannot be confirmed. Door hardware shows a keyed door/screen but a deadbolt is not clearly visible. Electrical panel, water heater and furnace/AC details were not shown. Given no visible active hazards but several required safety items unverified, moderate risk remains until on-site verification."
},
{
"key": "systems_mechanical",
"label": "Major systems: roof, HVAC, electrical, plumbing",
"score": 71.7,
"rationale": "Photos show heating/AC floor/return registers (indicating central HVAC) and a renovated kitchen with working range and sink, suggesting plumbing and electrical are functional. Refrigerator and electric range are present. Roof shingles appear intact with no obvious large failures but show typical age; gutters are present. Critical items (age and operation of HVAC condenser, water heater, and electrical panel) are not visible in photos, so assessed by inference from recent interior renovation and overall condition. Because these systems are unverified but house appears renovated and clean, score reflects likely operable systems but requires verification and possible minor service."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Central HVAC exists and is operational (inferred from floor registers and renovated condition) though condenser/furnace not shown.",
"Hot water system is present and functioning (no water heater photos provided).",
"Smoke detectors and CO alarms may be present but are not visible in listing photos; their presence and correct placement are unverified.",
"Electrical panel and circuit condition are not visible; assumed intact because no exposed wiring is seen in photos and renovations appear recent.",
"Bedroom egress windows meet size/egress requirements based on visible window types in main rooms; actual bedroom window dimensions were not provided.",
"No major interior plumbing leaks or active roof leaks are present; no visible staining or mold indicates no active water intrusion in photographed areas."
],
"score_method": "mean_of_criteria",
"overall_score": 77.9,
"rubric_version": "NSPIRE-2024-analyst-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7658809838"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.