Property ID: 7689678266
1110 Virgil St, Gretna, LA, 70053
Gretna, LA
Money Down: $27,000
CoC Return: 12.96%
Monthly Cash Flow: $292
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$22,500
Closing Costs
$4,500
Total Down
$27,000
Investment Snapshot
Purchase Price
$112,500
Money Down
$27,000
Cash-on-Cash Return
12.96%
Rent
$1,195
Monthly Cash Flow
$292
Annual Cash Flow
$3,499
Debt Service / Mo
$599
Property Tax / Mo
$88
Insurance / Mo
$97
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,195
Payment Standard
$1,552
Rent
$1,195
Insurance
$97
Property Tax
$88
Management
$120
Utilities Allowance
$357
NOI (Monthly)
$890
Debt Service
$599
Cash Flow After Debt
$292
Quality Score: 62.80%
Confidence: 91.00%
This 2-bed, 2-bath single-family appears structurally and mechanically reasonable for Section 8 after modest repairs. The roof and plumbing were recently updated and the exterior siding replaced, which reduces large-capex risk. Primary inspection risks are electrical (open/outlet boxes and missing covers), likely missing CO alarm (gas heater and gas stub present), unknown GFCI protection, and some interior cosmetic and finish repairs. If electrical covers/GFCI/CO alarms are installed, a range/stove and refrigerator provided, and any non-working heating/cooling components verified, the home should be able to pass an initial HCV/NSPIRE inspection within 30–60 days. Major structural failures were not observed in photos.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$357
Guaranteed Section 8 Rent (PS - Utilities)
$1,195
Property Management
$120
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$112,500
Beds
2
Baths
2
Living Area
1,246 sqft
Lot Size
3,751 sqft
Year Built
1955
Days on Market
28
Capital Outlay
$27,000
Debt Service
$599
Property Tax / Mo
$88
Insurance / Mo
$97
Property Description
1110 Virgil St, Gretna, LA - across the street from Young Audiences Charter School (Kate Middleton campus). This property delivers where it matters: major systems are done. Updates include Hardie board siding (2025), new PEX water lines (2025), and a roof replaced in 2021. The expensive items are off the table. The home offers a two-bedroom, two-bath layout with a shotgun-style configuration and two separate entries, creating flexibility for in-law quarters, multi-generational living, or rental segmentation. Multiple living areas support separation of space and privacy. Interior condition is fair and ready for cosmetic updates. This is a value-add opportunity for an investor, buy-and-hold rental, or owner-occupant seeking a functional layout with real-world flexibility.
Utility Allowances
Air Conditioning
$23
Based on the 2-bedroom schedule for a property with electric cooling (window units).
Cooking
$8
Based on the 2-bedroom schedule. No range is provided. The more expensive 'Electric' option was chosen as the fuel type was not specified for a tenant-supplied appliance.
Electric Monthly Fee
$26
Based on the 2-bedroom schedule. This is a standard fee for maintaining an active electric utility account.
Gas Monthly Fee
$28
Based on the 2-bedroom schedule. The property has gas heating, requiring a gas utility account.
Heating
$23
Based on the 2-bedroom schedule for 'Natural Gas'. Property details explicitly list gas heating.
Mosquito Monthly Fee
$3
Based on the 2-bedroom schedule. This is a standard monthly fee for mosquito control in the jurisdiction.
Other Electric
$35
Based on the 2-bedroom schedule. This covers general electricity for lights and outlets.
Range (Tenant-Owned)
$36
Based on the 2-bedroom schedule. The property does not include a range, so this allowance is for a tenant-owned appliance.
Refrigerator (Tenant-Owned)
$33
Based on the 2-bedroom schedule. The property does not include a refrigerator, so this allowance is for a tenant-owned appliance.
Sewer
$56
Based on the 2-bedroom schedule. Property details state it is connected to the city/public sewer system.
Trash Collection
$23
Based on the 2-bedroom schedule for standard residential trash service.
Water
$44
Based on the 2-bedroom schedule. Property details state it is connected to the public water system.
Water Heating
$19
Based on the 2-bedroom schedule. The water heater fuel type is unspecified; the more expensive 'Electric' option was chosen per instructions.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,165
DP3 Annual Estimate$1,165
DP1 Monthly Equivalent$97
DP3 Monthly Equivalent$97
Replacement Value$53,100
Basis1,246 sqft / 1955
Nearby Houses
Photo unavailable
1010 Virgil St
for_sale · 0.06 mi
Price: $360,000
4 bd / 3 ba · 2,897 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1227 Cook St
off_market · 0.14 mi
Price: $240,000
2 bd / 2 ba · 1,227 sqft
Latest sale: — on Dec 23, 2021
Latest rent: $1,700 on Oct 29, 2025
Photo unavailable
1318 Cook St
off_market · 0.20 mi
Price: $175,000
3 bd / 2 ba · 1,125 sqft
Latest sale: — on Nov 17, 2025
Latest rent: —
Photo unavailable
1508 Hancock St
off_market · 0.20 mi
Price: $1,300
2 bd / 1 ba · 1,000 sqft
Latest sale: —
Latest rent: $1,475 on Jul 23, 2025
Photo unavailable
1307 Solon St
for_sale · 0.22 mi
Price: $125,000
4 bd / 3 ba · 1,560 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1615 Pratt St
off_market · 0.25 mi
Price: $199,900
3 bd / 2 ba · 1,250 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1011 Hancock St
for_sale · 0.26 mi
Price: $199,500
2 bd / 2 ba · 1,230 sqft
Latest sale: — on Jan 31, 2022
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Exposed electrical/outlet box and missing outlet/switch covers visible (electrical hazard).
- Likely missing carbon monoxide alarm while a gas wall heater and gas stub are present.
- No visible GFCI protection at kitchen/bath receptacles (likely required).
Assumptions
- Listing is accurate: roof replaced in 2021 and PEX water lines installed in 2025.
- There is at least one functioning water heater on site though it is not shown in photos.
- Electrical panel exists and is intact somewhere in the unit (not shown).
- Bedrooms have operable egress windows large enough to meet egress requirements (windows visible but exact dimensions unknown).
- Window AC units and wall gas heater are the primary heating/cooling; no central HVAC is present.
- Appliances (range/stove, refrigerator) are not present in photos and would need to be provided; missing appliances are considered a moderate readiness issue, not an immediate safety fail.
- No visible active roof leaks or major mold/structural movement were observed in the provided photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,026 | $75,500 | $7,550 |
| 2024 | $1,028 | $75,500 | $7,550 |
| 2023 | $932 | $65,200 | $6,520 |
| 2022 | $932 | $65,200 | $6,520 |
| 2021 | $886 | $65,200 | $6,520 |
| 2020 | $880 | $65,200 | $6,520 |
| 2019 | $894 | $65,200 | $6,520 |
| 2018 | $841 | $65,200 | $6,520 |
| 2017 | $758 | $65,200 | $6,520 |
| 2016 | $745 | $65,200 | $6,520 |
| 2015 | $737 | $64,000 | $6,400 |
| 2014 | $736 | $64,000 | $6,400 |
| 2013 | $736 | $64,000 | $6,400 |
| 2012 | $724 | $64,000 | $6,400 |
| 2011 | $698 | $63,200 | $6,320 |
| 2010 | $395 | $63,200 | $6,320 |
| 2009 | $673 | $63,200 | $6,320 |
| 2008 | $388 | — | $6,320 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2004-12-23 | Sold | — |
Photo Gallery
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{
"summary": "This 2-bed, 2-bath single-family appears structurally and mechanically reasonable for Section 8 after modest repairs. The roof and plumbing were recently updated and the exterior siding replaced, which reduces large-capex risk. Primary inspection risks are electrical (open/outlet boxes and missing covers), likely missing CO alarm (gas heater and gas stub present), unknown GFCI protection, and some interior cosmetic and finish repairs. If electrical covers/GFCI/CO alarms are installed, a range/stove and refrigerator provided, and any non-working heating/cooling components verified, the home should be able to pass an initial HCV/NSPIRE inspection within 30–60 days. Major structural failures were not observed in photos.",
"criteria": [
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"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 62.0,
"rationale": "Interior is cosmetically worn but largely intact. Flooring has some missing/peeling tiles and scratches in laminate; cabinetry and counters are functional but show wear; bathtub surround and bathroom fixtures appear serviceable but cosmetic. Several appliances are missing (no range/stove present in photos; refrigerator not shown) which reduces readiness moderately but are not an automatic safety fail. Minor finish repairs, painting, trim, and replacing outlet/switch covers and some flooring will be required. Overall: minor-to-moderate cosmetic repairs only."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 45.0,
"rationale": "Multiple safety/NSPIRE risks visible: at least one electrical box/outlet cover is missing (open blue box), which is an electrical hazard and a likely fail; exposed wiring and an uncovered switch box are visible in photos. Smoke detector(s) are visible in some rooms but it is not clear there are working smoke detectors in each sleeping area and on each level (required). No carbon monoxide alarm is visible—CO alarm is required where fuel-burning appliances or gas lines are present (a wall gas heater and gas stub are visible). GFCI protection at kitchen/bath outlets is not apparent. No obvious severe water intrusion, major ceiling sag, or collapsed ceilings were observed. Because of the electrical hazards and likely missing CO/GFCI protections, safety risk is moderate-high until corrected."
},
{
"key": "systems_mechanical",
"label": "Major systems health (roof, HVAC, electrical, plumbing)",
"score": 60.0,
"rationale": "Listing states roof replaced 2021 and PEX water lines 2025 (significant positives). Photographs show window AC units and a wall gas heater (no central HVAC visible) — heating and cooling appear provided but not as modern central systems. Washer/dryer hookups present and dryer vent visible. Electrical panel location and condition not shown. Water heater not photographed. Given documented recent roof and plumbing updates but unknowns on electrical panel, water heater, and reliance on window/portable HVAC, systems are mid-range: functional but need verification and minor corrections."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and immediate grounds",
"score": 80.0,
"rationale": "Exterior appears recently updated with new Hardie board siding (listing states 2025) and a paved driveway/parking area. Front porch and railing present and appear serviceable. No visible major foundation cracks, roof sagging, or standing water. Driveway has cracking and staining but is usable. Chain link fences and narrow yard are functional. Overall exterior/site condition is sound with only minor repair/clean-up needed."
}
],
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"Exposed electrical/outlet box and missing outlet/switch covers visible (electrical hazard).",
"Likely missing carbon monoxide alarm while a gas wall heater and gas stub are present.",
"No visible GFCI protection at kitchen/bath receptacles (likely required)."
],
"confidence": 0.7,
"assumptions": [
"Listing is accurate: roof replaced in 2021 and PEX water lines installed in 2025.",
"There is at least one functioning water heater on site though it is not shown in photos.",
"Electrical panel exists and is intact somewhere in the unit (not shown).",
"Bedrooms have operable egress windows large enough to meet egress requirements (windows visible but exact dimensions unknown).",
"Window AC units and wall gas heater are the primary heating/cooling; no central HVAC is present.",
"Appliances (range/stove, refrigerator) are not present in photos and would need to be provided; missing appliances are considered a moderate readiness issue, not an immediate safety fail.",
"No visible active roof leaks or major mold/structural movement were observed in the provided photos."
],
"overall_score": 60.0,
"rubric_version": "nsPIRE-2025-v1"
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"summary": "This 2-bed/2-bath single-family house has major systems recently updated (roof, PEX, siding) and is primarily a cosmetic/value-add property. For Section 8/NSPIRE readiness: it is moderately close but not turnkey. Expect to resolve a handful of safety/code items (secure/verify gas heater and flex gas connection, install CO alarm, install GFCI protection where required or verify, repair exposed wiring and outlet covers, reattach dryer vent, provide or confirm functioning hot water and electrical panel condition) plus install missing range/refrigerator. With 1–4 weeks of targeted repairs and appliance installs it would likely pass an initial HCV/NSPIRE inspection. The main inspection risks are the exposed gas connection and electrical issues which should be corrected by licensed contractors before inspection.",
"criteria": [
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"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior is cosmetically worn but intact. Photos show scuffed/dirty walls, missing/damaged baseboards, some lifted flooring tiles in the kitchen and a few areas of floor wear; cabinets and countertops are serviceable. Major costly items appear completed per listing (roof 2021, Hardie siding 2025, PEX 2025). Appliances: stove/range is missing (visible stove gas stub) and a refrigerator is not shown — missing appliances reduce readiness but are easy-to-fix capital items. Overall easy-to-fix cosmetic items (paint, trim, flooring patches, replace range/fridge) predominate; no widespread collapsed ceilings, exposed subfloor or severe structural damage visible. Estimated work to be rental-ready: mostly cosmetic plus appliance installs (1–4 weeks)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 50.0,
"rationale": "Multiple potential NSPIRE / Section 8 inspection risks observed: a wall-mounted gas heater with a visible yellow flexible gas line (appears exposed and not fully enclosed) — could be cited as an unsafe gas connection if not professionally installed/secured. Exposed/open electrical box (one photo shows a blue box with no cover) and visible extension cords/A/C cords may be cited as electrical hazards. Smoke detectors are visible in ceilings in main living areas but no carbon monoxide detector is visible (required where gas appliances are present). GFCI outlet protection in kitchen/bath not evident in photos. Dryer vent appears disconnected and lying on the floor which is a fire/CO hazard if gas dryer or exhaust not properly vented. Bedroom egress windows appear present but exact dimensions cannot be confirmed from photos. These are a mix of repairable safety items (outlet covers, dryer vent, CO alarm, securing gas line) and items that could cause an inspection fail if left unaddressed (gas connection, exposed wiring)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 60.0,
"rationale": "Listing states expensive systems updated: roof (2021), Hardie siding (2025), and PEX water lines (2025) — these reduce long-term system risk. No central HVAC equipment is visible; window AC units and a wall heater are present — heating and cooling exist but not centralized. Water heater and electrical panel are not shown; their condition is unknown. Laundry hookups exist but dryer vent appears disconnected. Visible kitchen gas stub suggests gas line present for range; condition of gas supply and water heater not verified. Overall systems likely serviceable given listed recent updates, but electrical and dryer vent issues plus lack of visible central HVAC lower the score to moderate."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior appears well-maintained: recent Hardie siding (listing), intact porch with railings, concrete driveway and parking area in fair condition though with surface cracking and staining. Chain-link fencing present. There is no visible standing water, major foundation exposure, collapsed stairs, or significant roof sag in photos. Minor work (driveway crack patching, cleanup) recommended but no major exterior structural concerns apparent in provided photos."
}
],
"red_flags": [
"Wall-mounted gas heater with exposed yellow flexible gas line — potential gas installation hazard",
"Exposed/open electrical box (missing cover) and visible extension/AC cords — electrical hazard",
"Dryer vent disconnected/lying on floor — fire/venting hazard",
"No visible carbon monoxide detector (required where gas appliances/heaters are present)",
"Missing range/stove and no visible refrigerator (appliances missing will delay move-in if not provided)"
],
"confidence": 0.72,
"assumptions": [
"Listing statement about recent updates (Hardie siding 2025, new PEX 2025, roof 2021) is accurate and those systems are installed correctly and operational.",
"Water heater is present and functioning (not pictured).",
"Electrical service/panel is intact and has appropriate breakers (panel not shown).",
"Bedrooms have egress windows that meet minimum size requirements (photos unclear but typical for the layout).",
"No active roof leaks, major foundation movement, or hidden mold problems are present beyond what is visible in photos; severe hidden distress not evident from images.",
"Window A/C units and wall heater provide heat/cooling but central HVAC is not present; heating is adequate for Section 8 provided the gas heater is code-compliant and safe."
],
"overall_score": 64.0,
"rubric_version": "nsPIRE-assess-2026-02-16-v1"
},
{
"summary": "Overall the property is moderately turnkey for Section 8: major capital systems (roof, water lines, siding) are recently updated, which reduces long‑term risk. The interior is cosmetically worn with missing appliances and localized flooring/trim issues that are easy to fix. The primary inspection risks are safety/electrical items (open switch box, loose wiring, gas wall heater connections), unverified smoke/CO detector coverage and bedroom egress. With targeted repairs (secure/cover electrical boxes, verify/repair gas appliance venting, install/verify smoke & CO detectors, replace missing outlet covers, install range/refrigerator and secure dryer vent), the property is likely to pass an initial HCV/NSPIRE inspection within ~2–4 weeks. Recommend an in‑person systems check (electrical panel, heating operation, water heater, and egress dimensions) before listing for Section 8 tenancy.",
"criteria": [
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"label": "Condition & Repairs",
"score": 68.0,
"rationale": "Interior is cosmetically worn but structurally intact in photos. Flooring has isolated damage and missing vinyl tiles in the kitchen; cabinets and countertops are serviceable but show wear; bathtub surround and vanity are functional but baseboard staining near tub suggests past moisture. Major capital items are documented as recently replaced (roof 2021, Hardie siding 2025, PEX 2025) which reduces long‑term capital risk. Missing range/fridge and some trim/cover plates will require purchase/installation but are straightforward. Overall — mostly cosmetic and mid‑level repair work, not heavy rehab."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 55.0,
"rationale": "Photos show at least one ceiling smoke detector, but presence in every sleeping area is not confirmed. Observed safety concerns: an open electrical switch box / missing cover plate, loose cords from window AC units, and a gas wall heater with exposed flexible connection visible — these create electrical/gas safety issues that must be addressed before inspection. Egress windows for bedrooms are not clearly shown; small windows could be borderline. No visible active standing water or collapsed ceilings. These issues are moderate risk for an initial NSPIRE inspection and require corrective work (cover plates, secured wiring, verification of smoke/CO detectors and bedroom egress, gas appliance inspection)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof, HVAC, plumbing, electrical)",
"score": 60.0,
"rationale": "Listing states roof replaced 2021 and PEX water lines 2025 — both are significant positives and reduce major system risk. No centralized HVAC equipment is visible; cooling is via window units and heating appears to be a wall gas heater — operational status is unverified. Water heater and electrical panel are not shown. Laundry hookups and dryer vent are present but venting appears disconnected/loose. Given visible recent plumbing work and newer roof, mechanical risk is moderate but requires on‑site verification of heating, hot water, water heater condition, electrical panel labeling and proper gas appliance hookup."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior photos show a small front porch with intact guardrail, newly replaced Hardie board siding (per listing), and an intact roofline. Concrete driveway has cracking and staining but is serviceable. Chain link fencing and narrow yard are present; no visible large drainage or standing water issues in photos. Overall the exterior appears sound and low risk from the images provided."
}
],
"red_flags": [
"Electrical hazards (open switch box / missing cover plates, loose exposed cords)",
"Potential unsafe gas appliance hookup (visible gas wall heater connection requires inspection)"
],
"confidence": 0.7,
"assumptions": [
"Listing claims roof 2021, Hardie siding and PEX water lines 2025 are accurate and in good condition.",
"Wall-mounted gas heater seen in photos is the primary heating source; its operational status is unverified and assumed repairable.",
"Window AC units are tenant-supplied/installed and not relied on as primary cooling for inspection; cooling is not a HUD/NSPIRE pass/fail requirement in this climate.",
"Water heater and electrical service/panel are present and functional though not visible in photos — their condition is assumed typical for a recently updated home but require verification.",
"Smoke detectors are present in at least some areas (visible in photos) but not confirmed in every sleeping room; installer will need to ensure detectors and CO alarms meet local/NSPIRE placement requirements prior to inspection.",
"Missing appliances (stove/fridge) are not treated as fatal inspection failures but will reduce turnkey appeal and should be provided to rent quickly.",
"Bedroom window egress dimensions are not fully visible; assumed to be borderline acceptable but should be measured on site."
],
"overall_score": 64.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1110 Virgil St, Gretna, LA, 70053",
"aggregate": {
"summary": "This 2-bed, 2-bath single-family appears structurally and mechanically reasonable for Section 8 after modest repairs. The roof and plumbing were recently updated and the exterior siding replaced, which reduces large-capex risk. Primary inspection risks are electrical (open/outlet boxes and missing covers), likely missing CO alarm (gas heater and gas stub present), unknown GFCI protection, and some interior cosmetic and finish repairs. If electrical covers/GFCI/CO alarms are installed, a range/stove and refrigerator provided, and any non-working heating/cooling components verified, the home should be able to pass an initial HCV/NSPIRE inspection within 30–60 days. Major structural failures were not observed in photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 66.7,
"rationale": "Interior is cosmetically worn but largely intact. Flooring has some missing/peeling tiles and scratches in laminate; cabinetry and counters are functional but show wear; bathtub surround and bathroom fixtures appear serviceable but cosmetic. Several appliances are missing (no range/stove present in photos; refrigerator not shown) which reduces readiness moderately but are not an automatic safety fail. Minor finish repairs, painting, trim, and replacing outlet/switch covers and some flooring will be required. Overall: minor-to-moderate cosmetic repairs only."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and immediate grounds",
"score": 78.3,
"rationale": "Exterior appears recently updated with new Hardie board siding (listing states 2025) and a paved driveway/parking area. Front porch and railing present and appear serviceable. No visible major foundation cracks, roof sagging, or standing water. Driveway has cracking and staining but is usable. Chain link fences and narrow yard are functional. Overall exterior/site condition is sound with only minor repair/clean-up needed."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 50.0,
"rationale": "Multiple safety/NSPIRE risks visible: at least one electrical box/outlet cover is missing (open blue box), which is an electrical hazard and a likely fail; exposed wiring and an uncovered switch box are visible in photos. Smoke detector(s) are visible in some rooms but it is not clear there are working smoke detectors in each sleeping area and on each level (required). No carbon monoxide alarm is visible—CO alarm is required where fuel-burning appliances or gas lines are present (a wall gas heater and gas stub are visible). GFCI protection at kitchen/bath outlets is not apparent. No obvious severe water intrusion, major ceiling sag, or collapsed ceilings were observed. Because of the electrical hazards and likely missing CO/GFCI protections, safety risk is moderate-high until corrected."
},
{
"key": "systems_mechanical",
"label": "Major systems health (roof, HVAC, electrical, plumbing)",
"score": 60.0,
"rationale": "Listing states roof replaced 2021 and PEX water lines 2025 (significant positives). Photographs show window AC units and a wall gas heater (no central HVAC visible) — heating and cooling appear provided but not as modern central systems. Washer/dryer hookups present and dryer vent visible. Electrical panel location and condition not shown. Water heater not photographed. Given documented recent roof and plumbing updates but unknowns on electrical panel, water heater, and reliance on window/portable HVAC, systems are mid-range: functional but need verification and minor corrections."
}
],
"red_flags": [
"Exposed electrical/outlet box and missing outlet/switch covers visible (electrical hazard).",
"Likely missing carbon monoxide alarm while a gas wall heater and gas stub are present.",
"No visible GFCI protection at kitchen/bath receptacles (likely required)."
],
"confidence": 0.91,
"assumptions": [
"Listing is accurate: roof replaced in 2021 and PEX water lines installed in 2025.",
"There is at least one functioning water heater on site though it is not shown in photos.",
"Electrical panel exists and is intact somewhere in the unit (not shown).",
"Bedrooms have operable egress windows large enough to meet egress requirements (windows visible but exact dimensions unknown).",
"Window AC units and wall gas heater are the primary heating/cooling; no central HVAC is present.",
"Appliances (range/stove, refrigerator) are not present in photos and would need to be provided; missing appliances are considered a moderate readiness issue, not an immediate safety fail.",
"No visible active roof leaks or major mold/structural movement were observed in the provided photos."
],
"score_method": "mean_of_criteria",
"overall_score": 62.8,
"rubric_version": "nsPIRE-2025-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7689678266"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.