Property ID: 7691417170
1919 Cooper Rd, Terrytown, LA, 70056
Terrytown, LA
Money Down: $35,760
CoC Return: 12.35%
Monthly Cash Flow: $368
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$29,800
Closing Costs
$5,960
Total Down
$35,760
Investment Snapshot
Purchase Price
$149,000
Money Down
$35,760
Cash-on-Cash Return
12.35%
Rent
$1,656
Monthly Cash Flow
$368
Annual Cash Flow
$4,418
Debt Service / Mo
$793
Property Tax / Mo
$234
Insurance / Mo
$95
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,656
Payment Standard
$1,983
Rent
$1,656
Insurance
$95
Property Tax
$234
Management
$166
Utilities Allowance
$327
NOI (Monthly)
$1,161
Debt Service
$793
Cash Flow After Debt
$368
Quality Score: 68.60%
Confidence: 95.00%
Overall this 3-bed, 2-bath single family appears mostly renovated and cosmetically ready with intact finishes, a working stove, and no visible structural failures. The most significant inspection uncertainty centers on life‑safety items (smoke/CO detectors, GFCI outlets), confirmation of HVAC/water‑heater operation, and a bathroom step that could be cited as a trip hazard. With a short punch-list (install/verify detectors, confirm GFCI and electrical panel, address bathroom threshold and a few exterior repairs) this property is likely to pass an initial HCV/NSPIRE inspection within 30 days. Current estimated readiness is 'minor repairs; likely rent-ready within 30 days.'
Section 8 Payment Standard
$1,983
Utility Allowance Total
$327
Guaranteed Section 8 Rent (PS - Utilities)
$1,656
Property Management
$166
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$149,000
Beds
3
Baths
2
Living Area
1,220 sqft
Lot Size
—
Year Built
1976
Days on Market
86
Capital Outlay
$35,760
Debt Service
$793
Property Tax / Mo
$234
Insurance / Mo
$95
Property Description
Nice home in quiet TERRYTOWN.....5 minutes from all conveniences. Renovated in 2021. Carport, patio for entertaining, nice backyard. A must see!! Property to be sold "as is".
Utility Allowances
Cooking
$17
Selected 'electric' for cooking. The property lists an 'Oven' but does not specify a fuel type. Electric is chosen as a common default in the absence of a gas utility mention.
Heating
$78
Selected 'electric_heat_pump'. The property has 'Central' heating and cooling. A heat pump is a common and efficient system for this climate, and no gas utility is mentioned.
Other Electric
$67
This is a standard allowance for general electric use (lights, appliances) for a 3-bedroom home.
Sewer
$46
The property details explicitly state 'Sewer: City', making this utility applicable.
Trash Collection
$25
Trash collection is a standard required utility for a single-family home.
Water
$43
The property details explicitly state 'Water Source: Public', making this utility applicable.
Water Heating
$51
Selected 'electric' for water heating. The property does not specify the water heater's fuel type, so electric is assumed in the absence of a specified gas utility.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,141
DP3 Annual Estimate$1,141
DP1 Monthly Equivalent$95
DP3 Monthly Equivalent$95
Replacement Value$167,100
Basis1,220 sqft / 1976
Nearby Houses
Photo unavailable
1914 Fordham Pl
for_sale · 0.04 mi
Price: $269,000
3 bd / 2 ba · 1,490 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1912 Cooper Rd
for_sale · 0.04 mi
Price: $215,000
3 bd / 2 ba · 1,584 sqft
Latest sale: —
Latest rent: —
Photo unavailable
504 E Forest Lawn Dr
sold · 0.07 mi
Price: $134,900
3 bd / 2 ba · 1,078 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1921 Friedrica St
for_sale · 0.10 mi
Price: $145,000
3 bd / 2 ba · 1,221 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1918 Farmington Pl
off_market · 0.13 mi
Price: $190,000
3 bd / 2 ba · 1,360 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1912 Farmington Pl
off_market · 0.15 mi
Price: $1,750
4 bd / 2 ba · 1,450 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1932 Stumpf Blvd
for_sale · 0.18 mi
Price: $199,000
4 bd / 2 ba · 1,616 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Renovation noted (2021) is accurate and interior finishes shown are representative of whole unit.
- Central HVAC exists and is ducted (visible ceiling register) and is operational though the condensing unit and thermostat were not photographed.
- Water heater and electrical panel exist and are functional; neither was photographed.
- Smoke detectors and carbon monoxide alarms were not visible in photos; assume they may be absent or not in required locations until verified.
- GFCI protection at kitchen and bath outlets is unknown (no clear GFCI devices visible).
- No active roof leaks or significant hidden water intrusion are present because interior ceilings show no staining.
- Front entry likely has a lock but presence of a working deadbolt is unconfirmed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,728 | $205,100 | $20,510 |
| 2024 | $2,720 | $205,100 | $20,510 |
| 2023 | $2,681 | $205,100 | $20,510 |
| 2022 | $2,613 | $205,100 | $20,510 |
| 2021 | $1,200 | $100,000 | $10,000 |
| 2020 | $1,192 | $100,000 | $10,000 |
| 2019 | $1,223 | $100,000 | $10,000 |
| 2018 | $1,142 | $100,000 | $10,000 |
| 2017 | $1,095 | $100,000 | $10,000 |
| 2016 | $1,073 | $100,000 | $10,000 |
| 2015 | $1,099 | $100,000 | $10,000 |
| 2014 | $1,086 | $100,000 | $10,000 |
| 2013 | $1,049 | $100,000 | $10,000 |
| 2012 | $1,049 | $100,000 | $10,000 |
| 2010 | $542 | $52,900 | $5,290 |
| 2009 | $542 | $52,900 | $5,290 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Price Changed | $149,000 |
| 2026-01-12 | Listed | $179,000 |
| 2025-10-30 | Sold | $0 |
| 2021-06-28 | Sold | $0 |
| 2021-06-25 | Listing removed | $215,000 |
| 2021-05-18 | Listed | $215,000 |
Photo Gallery
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"County: Jefferson",
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"https://ap.rdcpix.com/82d788ca6ed14f390fdcc4cb1cd7d9d2l-m202047769s-w1280.jpg",
"https://ap.rdcpix.com/82d788ca6ed14f390fdcc4cb1cd7d9d2l-m1039733118s-w1280.jpg",
"https://ap.rdcpix.com/82d788ca6ed14f390fdcc4cb1cd7d9d2l-m2971680867s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 95.08,
"monthly_cash_flow": 1161.16,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'electric' for cooking. The property lists an 'Oven' but does not specify a fuel type. Electric is chosen as a common default in the absence of a gas utility mention.",
"utility": "Cooking",
"allowance": 17
},
{
"note": "Selected 'electric_heat_pump'. The property has 'Central' heating and cooling. A heat pump is a common and efficient system for this climate, and no gas utility is mentioned.",
"utility": "Heating",
"allowance": 78
},
{
"note": "This is a standard allowance for general electric use (lights, appliances) for a 3-bedroom home.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "The property details explicitly state 'Sewer: City', making this utility applicable.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard required utility for a single-family home.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "The property details explicitly state 'Water Source: Public', making this utility applicable.",
"utility": "Water",
"allowance": 43
},
{
"note": "Selected 'electric' for water heating. The property does not specify the water heater's fuel type, so electric is assumed in the absence of a specified gas utility.",
"utility": "Water Heating",
"allowance": 51
}
],
"cash_on_cash_return": 0.47,
"down_payment_amount": 29800.0,
"property_tax_annual": 2809.84,
"property_tax_monthly": 234.15,
"property_tax_increase": 0.03,
"utility_allowance_total": 327.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 4417.47,
"property_management_monthly": 165.6,
"monthly_cash_flow_after_debt": 368.12,
"cash_on_cash_return_after_debt": 0.15
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this 3-bed, 2-bath single family appears mostly renovated and cosmetically ready with intact finishes, a working stove, and no visible structural failures. The most significant inspection uncertainty centers on life‑safety items (smoke/CO detectors, GFCI outlets), confirmation of HVAC/water‑heater operation, and a bathroom step that could be cited as a trip hazard. With a short punch-list (install/verify detectors, confirm GFCI and electrical panel, address bathroom threshold and a few exterior repairs) this property is likely to pass an initial HCV/NSPIRE inspection within 30 days. Current estimated readiness is 'minor repairs; likely rent-ready within 30 days.'",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show a recent cosmetic renovation (flooring, paint, cabinets, countertops) and a working stove in place; finishes appear intact with minor scuffs. Exterior concrete has surface cracks and staining; backyard fence is weathered and vine-covered; shed and concrete pads show minor cracking. No major interior finish failure visible. Missing refrigerator is noted in listing/photos and reduces the score moderately but is not catastrophic."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 60.0,
"rationale": "No active life‑threatening hazards visible (no collapsed ceilings, obvious electrical arcing, or standing water). However critical safety items are not visible in photos: smoke detectors and carbon monoxide alarms are not shown; GFCI protection at kitchen and bath is not clearly identified; electrical panel and deadbolt/secondary locks are not shown. A raised step into the bathroom/shower area is visible and could be a trip concern for some tenants. Exterior fence posts are leaning and vegetation abutting the structure could conceal pests. These unknowns reduce the safety score to a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Renovation in 2021 suggests recent system work; interior ceiling shows a supply/register and recessed lighting which implies central HVAC ducts present though the condensing unit and water heater are not shown. Kitchen plumbing fixtures and a working stove are present; bathroom fixtures visible. Roof condition from front photo appears serviceable with no visible sagging or obvious leaks. Electrical panel and water heater condition are unknown; absence of visible system failures supports a generally positive but not confirmed systems rating."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Front elevation and carport look in good condition and freshly painted. Backyard shows cracking in concrete pads, an aging wood fence with leaning posts and vines, and overgrown vegetation near the property line that may encourage pests. Shed appears intact. Drainage grading away from foundation is not clearly visible. Overall the exterior is functional but needs modest clean-up and fence repairs."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Renovation noted (2021) is accurate and interior finishes shown are representative of whole unit.",
"Central HVAC exists and is ducted (visible ceiling register) and is operational though the condensing unit and thermostat were not photographed.",
"Water heater and electrical panel exist and are functional; neither was photographed.",
"Smoke detectors and carbon monoxide alarms were not visible in photos; assume they may be absent or not in required locations until verified.",
"GFCI protection at kitchen and bath outlets is unknown (no clear GFCI devices visible).",
"No active roof leaks or significant hidden water intrusion are present because interior ceilings show no staining.",
"Front entry likely has a lock but presence of a working deadbolt is unconfirmed."
],
"overall_score": 68.0,
"rubric_version": "nsfire-v1.0"
},
{
"summary": "Overall this single-family home appears to be in generally good, recently renovated condition with modern finishes and working major components visible (range, sink, HVAC vent). The most likely initial HCV inspection failures would stem from missing/uncertain life-safety items (smoke/CO detectors, unconfirmed GFCI near wet areas) and some exterior maintenance (fence, cracked patio). No obvious structural or system catastrophes are visible. With 1–4 targeted fixes (install/verify smoke & CO detectors, confirm GFCIs, address bathroom trip step, repair fence/posts and patch concrete) the property is likely to pass an initial HCV/NSPIRE inspection within 2–6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior appears recently renovated (2021 note + photos show new-looking cabinets, countertops, tile-look flooring, fresh paint). Living areas and kitchen show minimal cosmetic damage (small wall patch/fastener holes, scuffs). Appliances: electric range is present; no refrigerator visible (missing fridge reduces score moderately). Exterior concrete slabs show cracking and staining but are serviceable. Overall visible issues are cosmetic and minor maintenance items that can be fixed quickly."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "No obvious life-threatening hazards visible (no collapsed ceilings, no standing water, no exposed wiring). However, I do not see smoke detectors or carbon monoxide detectors in photos (not confirmed present) which is a common immediate fail in HCV inspections. Bathroom has a small step/raised platform into toilet/shower area which is a potential trip hazard and may require clear marking/repair. Exterior fence posts show lean/age and vines; not an immediate life-safety fail but could be a boundary/security concern. GFCI outlets near sink are not clearly visible in photos. Because several required safety items cannot be confirmed, assign a moderate risk rating."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Ceiling HVAC vent visible in living room suggesting central HVAC; no heating absence observed. Roof visible in front photo looks intact from distance; no active leaks shown. Plumbing fixtures (kitchen sink, bathroom fixtures) are present and appear functional though operation not confirmed. Electrical panel and water heater are not shown; plumbing and electrical condition assumed typical for a 1976 home renovated in 2021. Because systems appear present and there are no visible signs of catastrophic system failure, score indicates likely functioning systems but with moderate uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Front elevation and siding appear painted and in good visual condition. Concrete carport and patio have cracking and staining; backyard slab has cracks. Perimeter wooden fence shows weathering, leaning posts, and vine overgrowth—maintenance needed. Yard shows no visible standing water or major grading failure in photos. Shed is present on slab; condition appears serviceable. Overall exterior is functional but needs routine maintenance and fence repair/replacement in spots."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Renovation noted in listing (2021) is accurate and visible interior finishes reflect that renovation.",
"Central HVAC is present and operational (inferred from visible ceiling vent); heating and cooling operate but not verified.",
"Water heater and electrical panel exist and are functional but were not photographed; assumed typical condition post-renovation.",
"Smoke detectors and carbon monoxide detectors are not visible in provided photos and therefore assumed absent or unverified.",
"GFCI protection at kitchen/bath outlets is not clearly visible in photos and therefore assumed unverified.",
"Bedrooms have code-compliant egress windows (not all bedroom windows were photographed) — treated as uncertain for scoring.",
"No evidence of active roof leaks, major foundation movement, or severe mold was observed in photos; none inferred."
],
"overall_score": 70.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall the property appears to be in good cosmetic condition and was renovated recently (2021). It is likely rentable for an HCV initial inspection after a short punchlist: confirm/install smoke and CO detectors, confirm/replace GFCI protection in kitchen/bath, mark or mitigate the internal bathroom step/trip hazard, verify HVAC and hot water operation, and make minor exterior/fence repairs. No visible structural collapse, active leaks, or exposed electrical hazards were observed in the photos, but absence of visible alarms and unverified major systems lower pass confidence.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior appears recently renovated (new wood-look tile, painted walls, new cabinets/counters). Range and cabinetry present; no refrigerator shown. Minor visible cosmetic scuffs, a few wall/trim blemishes and small concrete cracks outside. Overall condition looks good with only minor finish work and installation tasks expected."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Compliance",
"score": 58.0,
"rationale": "No visible smoke detectors or CO alarms in photos (may not be pictured) — absence would cause an immediate NSPIRE failure. GFCI presence at kitchen/bath outlets is not verifiable from images. Bedroom egress appears likely from front windows but not all bedroom windows shown. Interior shows no exposed wiring or collapsed ceilings. Bathroom has a raised step into the shower/toilet area which is a trip hazard that an inspector could flag if not clearly marked or mitigated. Because critical alarms and GFCI cannot be confirmed, safety/compliance risk is moderate."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 65.0,
"rationale": "No obvious signs of roof, foundation or major plumbing failure in provided photos. A ceiling vent and ceiling registers are visible, suggesting central HVAC, but operational status is unverified. Water heater, electrical panel and visible plumbing connections are not shown. Renovation dated 2021 increases likelihood systems were updated, but lack of visual confirmation reduces score to moderate."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 65.0,
"rationale": "Front elevation and carport look sound and recently maintained. Backyard fence is weathered, posts/metal supports look uneven and could require repair/replacement. Concrete patio and small pads show cracking and staining but are serviceable. Shed is functional but shows wear. No evidence of standing water or major exterior structural distress in photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarm(s) in photos — potential immediate NSPIRE fail.",
"Unverified GFCI protection in kitchen and bathroom outlets — likely inspector request if not present.",
"Interior bathroom step/raised threshold creates a trip hazard that could be cited.",
"Weathered / partially leaning fence posts and aged shed in backyard may require repair for yard safety.",
"Property built in 1976 — potential lead-based paint risk (pre-1978) even though no peeling surfaces were visible."
],
"confidence": 0.7,
"assumptions": [
"Renovation in 2021 implies cosmetic and some systems updates but major systems (water heater, electrical panel, HVAC compressor) were not visible and must be assumed to be present but unverified.",
"Smoke detectors and carbon monoxide alarms are not visible in any photos; assume they are absent or not documented and therefore need confirmation/installation.",
"Central HVAC is assumed because ceiling vents/registers are visible, but operational status and heating/cooling function must be verified.",
"Hot water and plumbing fixtures are assumed functional (toilet and sink are present), but hot water and drain performance are unverified.",
"Exterior roof condition cannot be fully assessed from provided images; assume no active leaks since no interior water stains are visible.",
"Because the house was built in 1976, assume potential lead-based paint risk (pre-1978) even though no peeling paint is visible; lead control/disclosures may be required if children reside.",
"Missing refrigerator is documented (no fridge shown) and will be treated as a moderate repair/turnkey item rather than a fatal inspection item."
],
"overall_score": 68.0,
"rubric_version": "ns-2026-1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1919 Cooper Rd, Terrytown, LA, 70056",
"aggregate": {
"summary": "Overall this 3-bed, 2-bath single family appears mostly renovated and cosmetically ready with intact finishes, a working stove, and no visible structural failures. The most significant inspection uncertainty centers on life‑safety items (smoke/CO detectors, GFCI outlets), confirmation of HVAC/water‑heater operation, and a bathroom step that could be cited as a trip hazard. With a short punch-list (install/verify detectors, confirm GFCI and electrical panel, address bathroom threshold and a few exterior repairs) this property is likely to pass an initial HCV/NSPIRE inspection within 30 days. Current estimated readiness is 'minor repairs; likely rent-ready within 30 days.'",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 77.7,
"rationale": "Interior photos show a recent cosmetic renovation (flooring, paint, cabinets, countertops) and a working stove in place; finishes appear intact with minor scuffs. Exterior concrete has surface cracks and staining; backyard fence is weathered and vine-covered; shed and concrete pads show minor cracking. No major interior finish failure visible. Missing refrigerator is noted in listing/photos and reduces the score moderately but is not catastrophic."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Front elevation and carport look in good condition and freshly painted. Backyard shows cracking in concrete pads, an aging wood fence with leaning posts and vines, and overgrown vegetation near the property line that may encourage pests. Shed appears intact. Drainage grading away from foundation is not clearly visible. Overall the exterior is functional but needs modest clean-up and fence repairs."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 59.3,
"rationale": "No active life‑threatening hazards visible (no collapsed ceilings, obvious electrical arcing, or standing water). However critical safety items are not visible in photos: smoke detectors and carbon monoxide alarms are not shown; GFCI protection at kitchen and bath is not clearly identified; electrical panel and deadbolt/secondary locks are not shown. A raised step into the bathroom/shower area is visible and could be a trip concern for some tenants. Exterior fence posts are leaning and vegetation abutting the structure could conceal pests. These unknowns reduce the safety score to a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 68.3,
"rationale": "Renovation in 2021 suggests recent system work; interior ceiling shows a supply/register and recessed lighting which implies central HVAC ducts present though the condensing unit and water heater are not shown. Kitchen plumbing fixtures and a working stove are present; bathroom fixtures visible. Roof condition from front photo appears serviceable with no visible sagging or obvious leaks. Electrical panel and water heater condition are unknown; absence of visible system failures supports a generally positive but not confirmed systems rating."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Renovation noted (2021) is accurate and interior finishes shown are representative of whole unit.",
"Central HVAC exists and is ducted (visible ceiling register) and is operational though the condensing unit and thermostat were not photographed.",
"Water heater and electrical panel exist and are functional; neither was photographed.",
"Smoke detectors and carbon monoxide alarms were not visible in photos; assume they may be absent or not in required locations until verified.",
"GFCI protection at kitchen and bath outlets is unknown (no clear GFCI devices visible).",
"No active roof leaks or significant hidden water intrusion are present because interior ceilings show no staining.",
"Front entry likely has a lock but presence of a working deadbolt is unconfirmed."
],
"score_method": "mean_of_criteria",
"overall_score": 68.6,
"rubric_version": "nsfire-v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7691417170"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.