Property ID: 7716124857
2007 Hollins Dr, Birmingham, AL, 35205
Birmingham, AL
Money Down: $20,400
CoC Return: 35.32%
Monthly Cash Flow: $600
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$17,000
Closing Costs
$3,400
Total Down
$20,400
Investment Snapshot
Purchase Price
$85,000
Money Down
$20,400
Cash-on-Cash Return
35.32%
Rent
$1,347
Monthly Cash Flow
$600
Annual Cash Flow
$7,205
Debt Service / Mo
$452
Property Tax / Mo
$102
Insurance / Mo
$58
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,347
Payment Standard
$1,870
Rent
$1,347
Insurance
$58
Property Tax
$102
Management
$135
Utilities Allowance
$523
NOI (Monthly)
$1,053
Debt Service
$452
Cash Flow After Debt
$600
Quality Score: 74.40%
Confidence: 75.00%
Likely Section 8 pass with minor fixes. Property is cosmetically updated and largely turnkey: functioning kitchen and bath, central HVAC present, metal roof appears intact, and appliances shown. Primary inspection items to verify/repair before/at inspection are smoke/CO detectors placement, GFCI protection in kitchen/bath, and minor porch/handrail/step fastening and exterior trimming. No visible major structural or life-safety failures in provided photos.
Section 8 Payment Standard
$1,870
Utility Allowance Total
$523
Guaranteed Section 8 Rent (PS - Utilities)
$1,347
Property Management
$135
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$85,000
Beds
3
Baths
1
Living Area
858 sqft
Lot Size
8,276 sqft
Year Built
1951
Days on Market
201
Capital Outlay
$20,400
Debt Service
$452
Property Tax / Mo
$102
Insurance / Mo
$58
Property Description
Turnkey Rental with Recent Updates - Great Tenant in Place! This updated 2 bed, 1 bath home with 858 sq ft, built in 1951, is a fantastic investment opportunity. Currently approved section 8 tenant paying $1,000/month, this property offers immediate cash flow with minimal hassle. Recent upgrades reduce future maintenance costs. Located in South Titusville, a safe and steadily growing area, this neighborhood is seeing continued investment and redevelopment. With strong public safety initiatives and rising demand from renters, South Titusville is ideal for long-term buy-and-hold investors.
Utility Allowances
Heating
$93
Property has central heating. Electric is assumed to be the fuel source based on other electric appliances (stove, water heater), and Alabama Power is selected as the most likely provider in Birmingham.
Cooling
$22
Property has central cooling. Alabama Power is selected as the most likely provider in Birmingham.
Cooking
$21
Property info explicitly lists 'Stove-Electric'. Alabama Power is chosen as the provider for consistency.
Water Heating
$56
Property info explicitly lists an electric water heater. Alabama Power is chosen as the provider for consistency.
Other Electric
$68
This is a standard allowance for general electricity usage (lights, etc.). Alabama Power is selected as the most likely provider.
Water
$78
Property info specifies 'Public Water' and is located in Birmingham. The 'Water: Birmingham' schedule option was selected.
Sewer
$151
Property info specifies 'Sewer: Connected'. The fixed allowance from the schedule was applied.
Trash Collection
$20
Standard utility for a single-family home. 'Birmingham' is not an option in the schedule, so 'Jefferson City' was chosen as a reasonable default for the county.
Refrigerator
$8
A refrigerator is not listed as a provided appliance, so it is assumed to be tenant-supplied. The corresponding allowance is included.
Range/Microwave
$6
A microwave is not listed as a provided appliance, so it is assumed to be tenant-supplied. The corresponding allowance is included.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$555
DP3 Annual Estimate$828
DP1 Monthly Equivalent$46
DP3 Monthly Equivalent$69
Replacement Value$62,300
Basis858 sqft / 1951
Nearby Houses
Photo unavailable
27 20th Ave S
sold · 0.05 mi
Price: $35,000
3 bd / 2 ba · 1,196 sqft
Latest sale: $35,000
Latest rent: —
Photo unavailable
2019 Hollins Dr
sold · 0.06 mi
Price: $165,000
3 bd / 2 ba · 1,120 sqft
Latest sale: $165,000
Latest rent: —
Photo unavailable
2005 Center Way S
for_sale · 0.06 mi
Price: $69,000
3 bd / 1 ba · 1,849 sqft
Latest sale: —
Latest rent: —
Photo unavailable
34 20th Ave S
sold · 0.06 mi
Price: $50,000
3 bd / 1 ba · 1,183 sqft
Latest sale: $50,000
Latest rent: —
Photo unavailable
2021 Hollins Dr
sold · 0.07 mi
Price: $105,000
3 bd / 1 ba · 956 sqft
Latest sale: $105,000
Latest rent: —
Photo unavailable
28 20th Ave S
sold · 0.08 mi
Price: $170,000
5 bd / 3 ba · 2,080 sqft
Latest sale: $170,000
Latest rent: —
Photo unavailable
2023 Hollins Dr
sold · 0.08 mi
Price: $95,000
3 bd / 1 ba · 1,120 sqft
Latest sale: $95,000
Latest rent: —
Photo unavailable
22 S 20th Ave
for_sale · 0.10 mi
Price: $249,900
3 bd / 2 ba · 3,044 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1837 Center Way S
for_sale · 0.11 mi
Price: $44,900
2 bd / 1 ba · 837 sqft
Latest sale: $46,500
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that a Section 8 tenant is currently approved and paying $1,000 is accurate and recent.
- Utilities (electric, water) are active for testing systems; HVAC and appliances are operational as they are present and appear connected.
- Water heater and electrical service/panel exist and are functional though not pictured.
- Smoke detectors and CO detectors are not present or not visible in images and will need verification/installation.
- No hidden interior issues (severe mold, plumbing leaks, or major electrical defects) beyond what photos show; severe concealed issues would lower scores.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,187 | $81,900 | $16,380 |
| 2023 | $1,187 | $81,900 | $16,380 |
| 2022 | $1,071 | $73,900 | $14,780 |
| 2021 | $936 | $64,600 | $12,920 |
| 2020 | $936 | $64,600 | $12,920 |
| 2019 | $936 | $64,600 | $12,920 |
| 2018 | $846 | $58,400 | $11,680 |
| 2017 | $733 | $50,600 | $10,120 |
| 2016 | $846 | $58,400 | $11,680 |
| 2015 | $806 | $55,600 | $11,120 |
| 2013 | $462 | $28,700 | $5,740 |
| 2012 | $555 | $38,880 | $7,776 |
| 2011 | $675 | $47,500 | $9,500 |
| 2010 | $1,090 | $77,400 | $15,480 |
| 2009 | $1,090 | $77,400 | $15,480 |
| 2008 | $1,110 | $78,800 | $15,760 |
| 2007 | $1,018 | $72,200 | $14,440 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-07-30 | Listed | $85,000 |
| 2022-09-27 | Sold | $59,000 |
| 2022-08-29 | Listed | $65,000 |
| 2020-08-12 | Listing removed | $0 |
| 2020-02-27 | Listed for rent | $750 |
| 2004-06-23 | Sold | $38,000 |
| 2000-05-23 | Sold | $52,000 |
| 1998-08-13 | Sold | $59,000 |
Photo Gallery
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"County: Jefferson",
"Directions: I-65 SOUTH TO GREENSPRINGS AVENUE EXIT TURN RIGHT TO CENTER STREET SOUTH,RIGHT ON HOLLINS DRIVE HOUSE IS ON THE RIGHT",
"Source Property Type: RESIDENTIAL",
"Area: Downtown Birmingham, Southside",
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"Parcel Number: 29-00-11-2-027-005.000",
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"note": "Property has central heating. Electric is assumed to be the fuel source based on other electric appliances (stove, water heater), and Alabama Power is selected as the most likely provider in Birmingham.",
"utility": "Heating",
"allowance": 93
},
{
"note": "Property has central cooling. Alabama Power is selected as the most likely provider in Birmingham.",
"utility": "Cooling",
"allowance": 22
},
{
"note": "Property info explicitly lists 'Stove-Electric'. Alabama Power is chosen as the provider for consistency.",
"utility": "Cooking",
"allowance": 21
},
{
"note": "Property info explicitly lists an electric water heater. Alabama Power is chosen as the provider for consistency.",
"utility": "Water Heating",
"allowance": 56
},
{
"note": "This is a standard allowance for general electricity usage (lights, etc.). Alabama Power is selected as the most likely provider.",
"utility": "Other Electric",
"allowance": 68
},
{
"note": "Property info specifies 'Public Water' and is located in Birmingham. The 'Water: Birmingham' schedule option was selected.",
"utility": "Water",
"allowance": 78
},
{
"note": "Property info specifies 'Sewer: Connected'. The fixed allowance from the schedule was applied.",
"utility": "Sewer",
"allowance": 151
},
{
"note": "Standard utility for a single-family home. 'Birmingham' is not an option in the schedule, so 'Jefferson City' was chosen as a reasonable default for the county.",
"utility": "Trash Collection",
"allowance": 20
},
{
"note": "A refrigerator is not listed as a provided appliance, so it is assumed to be tenant-supplied. The corresponding allowance is included.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "A microwave is not listed as a provided appliance, so it is assumed to be tenant-supplied. The corresponding allowance is included.",
"utility": "Range/Microwave",
"allowance": 6
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"property_tax_monthly": 101.88,
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"property_management_rate": 0.1,
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"effective_date": "2026-01-01"
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"runs": [
{
"summary": "Likely Section 8 pass with minor fixes. Property is cosmetically updated and largely turnkey: functioning kitchen and bath, central HVAC present, metal roof appears intact, and appliances shown. Primary inspection items to verify/repair before/at inspection are smoke/CO detectors placement, GFCI protection in kitchen/bath, and minor porch/handrail/step fastening and exterior trimming. No visible major structural or life-safety failures in provided photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior and exterior show recent cosmetic updates: painted walls, updated kitchen cabinets/countertops, new-looking vinyl plank in kitchen, new-looking toilet/vanity. Appliances (stove and refrigerator) are present. Visible defects are minor: scuffed/painted hardwood floors, painted brick and porch with some chipping, overgrown shrubs, and general cosmetic wear/finish issues. No visible collapsed surfaces or major deferred maintenance. These are easy/typical turnkey repairs and cleaning."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "No obvious life-threatening hazards visible (no collapsed ceilings, standing water, active roof leaks, or exposed wiring). Accessible bedroom windows appear adequate for egress. Entry door has a keyed knob and likely a deadbolt visible in exterior photo. Shortfalls: no smoke detectors or carbon monoxide detector are visible in interior photos (required), no visible GFCI protected outlet in kitchen/bath shown, and exterior steps/handrail are basic (handrail present on one side but condition of fastenings not verified). Electrical panel and water heater not visible. Based on photos the unit likely needs only installation/verification of detectors and GFCI outlets and a quick safety check to meet NSPIRE."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, plumbing, electrical, roof)",
"score": 75.0,
"rationale": "Central AC condensing unit and floor registers are visible indicating central HVAC present. Metal roof appears intact in photos and gutters are present. Plumbing fixtures (kitchen sink, bathroom tub/shower, toilet) appear installed and in good cosmetic condition. Electrical panel and water heater are not shown; no visible exposed wiring or obvious plumbing leaks. Because core systems are visible and appear functional but some components (panel, water heater) are unverified, moderate score assigned."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 72.0,
"rationale": "Exterior masonry, siding and painted finish appear generally sound; painted brick foundation and wall vents visible. Porch and steps are structurally intact though paint is worn and some trim/awning paint is peeling. Yard is overgrown and shrubs block part of windows (needs trimming). Driveway/side areas not fully shown but no visible standing water or erosion. Overall tidy but needs basic landscaping and trim/paint work."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing statement that a Section 8 tenant is currently approved and paying $1,000 is accurate and recent.",
"Utilities (electric, water) are active for testing systems; HVAC and appliances are operational as they are present and appear connected.",
"Water heater and electrical service/panel exist and are functional though not pictured.",
"Smoke detectors and CO detectors are not present or not visible in images and will need verification/installation.",
"No hidden interior issues (severe mold, plumbing leaks, or major electrical defects) beyond what photos show; severe concealed issues would lower scores."
],
"overall_score": 75.0,
"rubric_version": "2026-02-hcv-nspire-v1"
},
{
"summary": "Overall this property appears mostly turn-key with recent interior updates, working kitchen and bath fixtures, and a visible exterior HVAC unit. The biggest inspection risk is safety/code items that are not visible in photos — specifically missing smoke/CO detectors and potentially missing GFCI protection at kitchen/bath outlets. No major structural issues, roof failure, collapsed ceilings, or standing water are evident from photos. With corrective actions limited to adding/confirming detectors, verifying/adding GFCI outlets, securing any loose exterior wiring, trimming vegetation, and a brief walk-through to confirm the water heater and electrical panel condition, the property should pass an initial HCV/NSPIRE inspection and be rent-ready within 1–3 weeks (tenant-in-place scenario may shorten turnaround).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show recent cosmetic updates: fresh paint, new-looking vinyl plank in kitchen, kitchen cabinets painted, and a functional stove and refrigerator present. Hardwood floors are painted black with surface scuffs and wear but no visible collapsed subfloor or major rot. Exterior brick/siding and metal roof appear intact. Visible deferred items are minor: scuffed floors, trim touch-ups, vegetation needing trimming, and typical cosmetic clean-up. Missing appliances are not an issue here (stove and fridge present). Overall condition indicates mostly cosmetic work rather than capital structural repairs."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 60.0,
"rationale": "No smoke detectors or CO alarms are visible in interior photos — absence would cause an NSPIRE fail and needs immediate correction. Kitchen GFCI protection is not visible at sink/counter outlets in photos (possible code issue). Door hardware shows a lock but a deadbolt is not clearly visible in photos (assumed present but should be verified). No exposed live wiring is evident and the interior shows intact ceilings and walls with no visible active leaks, mold, or collapsed ceilings. Windows in bedrooms appear to provide egress but sizes/heights are not measured in photos and should be confirmed. Steps and porch have railings, though exterior handrail is minimal; it appears serviceable. Overall moderate code risk from missing detectors/GFCI and items that require quick fixes."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing)",
"score": 65.0,
"rationale": "An exterior AC condenser is visible, indicating central HVAC (or heat pump) is present — no evidence of missing heating system. Kitchen appliances (electric range and refrigerator) are present and appear functional. Bathroom fixtures (toilet, vanity, tub/shower) are in place and show no visible leaks; flooring around fixtures looks intact. Electrical panel is not shown and condition cannot be confirmed. Water heater is not visible in images — condition/age unknown. Roof appears to be a metal roof in decent shape with no visible sagging or active leaks. Given visible HVAC and functioning plumbing fixtures, systems appear serviceable but unverified items (panel, water heater, GFCI) create moderate risk."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Exterior masonry foundation and siding appear intact with no visible major cracks or settlement. Metal roof looks intact from available angles. Front porch, steps and railing are present and functional; walkway is intact. Some landscaping maintenance needed: overgrown shrubs touching the structure and grass is high — vegetation should be cleared away from walls to prevent moisture/termite risk. Drainage grading and downspout condition are not fully visible. Satellite cable/exterior wiring is visible and should be secured. No signs of standing water, roof failure, or structural sagging in photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — NSPIRE requires operational detectors; absence is an inspection fail unless present but not photographed.",
"GFCI protection at kitchen/bath counters not visible — may require installation to meet code/NSPIRE requirements.",
"Vegetation/shrubs directly against the exterior walls can trap moisture and cause long-term damage; should be trimmed back.",
"Water heater location/condition not shown — unknown and must be verified before inspection.",
"Exterior low-hanging satellite/cable wiring visible and should be secured to avoid trip/wiring issues."
],
"confidence": 0.7,
"assumptions": [
"Listing text is accurate: there is a current Section 8-approved tenant (rental_history metadata field was missing, but listing copy claims voucher approval).",
"A/C condenser visible implies a functioning forced-air HVAC or heat pump system; however heating function and thermostat operation have not been directly verified.",
"Water heater and electrical service/panel exist inside but were not photographed; their condition and location are unknown and should be verified.",
"Front entry has at least a functioning locking mechanism; presence of a deadbolt is assumed but should be confirmed.",
"Bedroom windows provide adequate egress dimensions (appearance in photos suggests typical sized windows) but measurements have not been taken and must be verified during inspection.",
"No active roof leaks or recent water intrusion are occurring (no stains or ceiling failures visible in interior photos)."
],
"overall_score": 70.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this property reads as largely turnkey for Section 8 tenancy. Exterior and interior show recent cosmetic and system updates, appliances and HVAC are present, and the listing states an approved Section 8 tenant in-place. The highest remaining inspection risks are missing/unclear evidence of smoke/CO detectors and kitchen GFCI protection, and some site maintenance (overgrown shrubs). These are typically quick fixes; likely rent-ready and able to pass an initial HCV/NSPIRE inspection within 1–2 weeks after verifying/installing detectors and confirming GFCI/proper outlet protection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 80.0,
"rationale": "Interior appears recently updated: fresh paint, new-looking vinyl plank in kitchen, cabinetry repainted, working stove and refrigerator present in photos. Living-room hardwoods are painted and show surface wear/scuffs but no structural failure. Bathroom fixtures look recently replaced. Exterior painted brick and siding show cosmetic work. Minor items likely: touch-up paint, deep-clean, trim/baseboard repairs and small flooring touch-ups. Missing items are cosmetic; appliances present so no major reduction for missing equipment."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "No visible exposed wiring, ceilings intact, stairs and porch have railings, windows appear to provide bedroom egress, and plumbing fixtures appear operational. However I do not see smoke detectors or carbon monoxide detectors in the interior photos and no clearly visible GFCI outlet at the kitchen sink (there is an outlet in the kitchen but GFCI not evident). The listing states a currently approved Section 8 tenant, which implies prior passing of safety checks, but documentation/photos to confirm smoke/CO/GFCI presence are missing. No active leaks, collapsed ceilings, or obvious trip hazards were observed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, roof, plumbing, electrical)",
"score": 80.0,
"rationale": "Exterior condenser unit visible indicating central HVAC (likely functional given tenant-in-place). Metal roof appears intact in photos with no visible sagging or active leaks. Bathroom and kitchen plumbing fixtures and water-using appliances look installed and in good condition. Electrical panel not shown; outlets visible and appear serviceable but not fully verifiable. Water heater not pictured but presence of working plumbing fixtures suggests one is installed. Overall systems show recent updates and no obvious system failures visible in photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, and yard condition",
"score": 75.0,
"rationale": "Painted brick foundation and siding look intact without visible major foundation cracks. Downspout and gutter visible; roof edge looks straight. Some overgrown shrubs contact the building and grass is overgrown which can raise pest/moisture risk and should be trimmed. Front porch and steps are serviceable though paint is heavy and may hide minor mortar/brick issues. Driveway/walkway appears usable. No visible standing water or erosion. Overall exterior shows cosmetic upkeep but needs some site maintenance."
}
],
"red_flags": [
"No smoke or carbon monoxide detectors visible in interior photos (NSPIRE requires functioning detectors).",
"No clearly visible GFCI protection at kitchen sink/outlets in photos (potential NSPIRE failure if absent).",
"Shrubs and vegetation are touching the structure, which increases pest/moisture risk and should be trimmed."
],
"confidence": 0.75,
"assumptions": [
"Listing statement that the property has a currently approved Section 8 tenant is accurate and recent (used to set rental_history_activity = 100).",
"HVAC condenser visible in photos is functional (tenant in place implies working heating/cooling).",
"Water heater and electrical panel exist and are operational though not pictured; plumbing supplies hot water (bath/kitchen fixtures appear serviceable).",
"Smoke detectors, carbon monoxide detectors, and GFCI protection are not visible in photos and therefore assumed to be absent or unverified; they should be confirmed and/or installed prior to inspection.",
"No major subsurface foundation or roof issues exist beyond what is visible; photos show no sagging, large cracks, or active leaks.",
"Paint is intact; house built in 1951 so lead‑based paint hazard is possible but no peeling/chipping paint was observed in photos."
],
"overall_score": 82.0,
"rubric_version": "2026-02-16-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2007 Hollins Dr, Birmingham, AL, 35205",
"aggregate": {
"summary": "Likely Section 8 pass with minor fixes. Property is cosmetically updated and largely turnkey: functioning kitchen and bath, central HVAC present, metal roof appears intact, and appliances shown. Primary inspection items to verify/repair before/at inspection are smoke/CO detectors placement, GFCI protection in kitchen/bath, and minor porch/handrail/step fastening and exterior trimming. No visible major structural or life-safety failures in provided photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior and exterior show recent cosmetic updates: painted walls, updated kitchen cabinets/countertops, new-looking vinyl plank in kitchen, new-looking toilet/vanity. Appliances (stove and refrigerator) are present. Visible defects are minor: scuffed/painted hardwood floors, painted brick and porch with some chipping, overgrown shrubs, and general cosmetic wear/finish issues. No visible collapsed surfaces or major deferred maintenance. These are easy/typical turnkey repairs and cleaning."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 72.3,
"rationale": "Exterior masonry, siding and painted finish appear generally sound; painted brick foundation and wall vents visible. Porch and steps are structurally intact though paint is worn and some trim/awning paint is peeling. Yard is overgrown and shrubs block part of windows (needs trimming). Driveway/side areas not fully shown but no visible standing water or erosion. Overall tidy but needs basic landscaping and trim/paint work."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 69.3,
"rationale": "No obvious life-threatening hazards visible (no collapsed ceilings, standing water, active roof leaks, or exposed wiring). Accessible bedroom windows appear adequate for egress. Entry door has a keyed knob and likely a deadbolt visible in exterior photo. Shortfalls: no smoke detectors or carbon monoxide detector are visible in interior photos (required), no visible GFCI protected outlet in kitchen/bath shown, and exterior steps/handrail are basic (handrail present on one side but condition of fastenings not verified). Electrical panel and water heater not visible. Based on photos the unit likely needs only installation/verification of detectors and GFCI outlets and a quick safety check to meet NSPIRE."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, plumbing, electrical, roof)",
"score": 73.3,
"rationale": "Central AC condensing unit and floor registers are visible indicating central HVAC present. Metal roof appears intact in photos and gutters are present. Plumbing fixtures (kitchen sink, bathroom tub/shower, toilet) appear installed and in good cosmetic condition. Electrical panel and water heater are not shown; no visible exposed wiring or obvious plumbing leaks. Because core systems are visible and appear functional but some components (panel, water heater) are unverified, moderate score assigned."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing statement that a Section 8 tenant is currently approved and paying $1,000 is accurate and recent.",
"Utilities (electric, water) are active for testing systems; HVAC and appliances are operational as they are present and appear connected.",
"Water heater and electrical service/panel exist and are functional though not pictured.",
"Smoke detectors and CO detectors are not present or not visible in images and will need verification/installation.",
"No hidden interior issues (severe mold, plumbing leaks, or major electrical defects) beyond what photos show; severe concealed issues would lower scores."
],
"score_method": "mean_of_criteria",
"overall_score": 74.4,
"rubric_version": "2026-02-hcv-nspire-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7716124857"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.