833 Jackson Blvd, Tarrant, AL, 35217
Tarrant, AL
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 68.10%
Confidence: 82.00%
Based on exterior photos and listing notes, this single-story 1955 home appears mostly serviceable with primarily cosmetic and minor exterior repairs visible. Key safety and mechanical items (smoke/CO detectors, GFCI outlets, HVAC operation, hot water, electrical panel, interior conditions, and any peeling paint) are not visible and will need verification. Expected Section 8/NSPIRE initial inspection outcome: moderate likelihood of passing after basic checks and minor fixes; however documentation and confirmation of smoke/CO detectors, functioning heating/hot water, and electrical/plumbing operation are required to confidently pass. Estimated rent-readiness timeline: 2–6 weeks depending on interior condition and systems verification.
Property Fundamentals
Property Description
Property is part of a 9 door portfolio. One of the 9 is a townhome. Properties are to be sold together and not broken up into individual sales. All information available in MLS documents tab. Properties are currently under management with a local property management company.
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Risk and Criteria Detail
Red Flags
- success
Assumptions
- Assessment is based on exterior photos only; interior conditions, presence/condition of appliances, detectors, electrical panel, plumbing fixtures, HVAC and water heater are unknown.
- No visible roof sagging, major foundation cracks, collapsed ceilings, or standing water were observed in provided images.
- Property is currently managed per listing; reasonable preventative maintenance likely performed but not verified.
- Because year built is 1955, assume potential lead-paint risk until a lead-risk evaluation or documentation shows otherwise.
- Missing appliances (fridge/stove) were not documented; absence of interior photos means appliances are treated as unknown and not heavily penalized.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,326 | $117,600 | $23,520 |
| 2023 | $1,326 | $117,600 | $23,520 |
| 2022 | $908 | $80,500 | $16,100 |
| 2021 | $1,000 | $88,700 | $17,740 |
| 2020 | $662 | $58,700 | $11,740 |
| 2019 | $690 | $61,200 | $12,240 |
| 2018 | $594 | $52,700 | $10,540 |
| 2017 | $594 | $101,100 | $20,220 |
| 2016 | $1,074 | $95,300 | $19,060 |
| 2015 | $1,140 | $101,100 | $20,220 |
| 2013 | $472 | $92,200 | $18,440 |
| 2012 | $512 | $99,400 | $9,940 |
| 2011 | $588 | $112,800 | $11,280 |
| 2010 | $588 | $112,800 | $11,280 |
| 2009 | $588 | $112,800 | $11,280 |
| 2008 | $603 | $115,500 | $11,550 |
| 2007 | $311 | $63,800 | $6,380 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-11-10 | Listed | $105,556 |
| 2022-12-30 | Sold | $875,000 |
| 2013-02-06 | Listing removed | $11,900 |
| 2013-01-24 | Listed | $11,900 |
| 2012-11-16 | Listing removed | $17,900 |
| 2012-11-13 | Listed | $17,900 |
| 1984-11-30 | Sold | $28,000 |
Photo Gallery
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},
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"line": "732 Fulton Ave",
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},
"state_code": "AL",
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}
},
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"beds": 4,
"name": null,
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"baths": 2,
"garage": null,
"stories": 1,
"lot_sqft": 7013,
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},
"open_houses": null,
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"_ignore_in_prompt": true,
"price_reduced_amount": 5000
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}
},
"urgency_data": {
"home": {
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{
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{
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{
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{
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{
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{
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}
}
},
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{
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],
"lead_attributes": {
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"search_promotions": null,
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{
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"assessment": {
"land": null,
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}
},
{
"tax": 1326,
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"market": {
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},
"assessment": {
"land": null,
"total": 23520,
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}
},
{
"tax": 908,
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"market": {
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"total": 80500,
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},
"assessment": {
"land": null,
"total": 16100,
"building": null
}
},
{
"tax": 1000,
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"market": {
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"assessment": {
"land": null,
"total": 17740,
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}
},
{
"tax": 662,
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"market": {
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"assessment": {
"land": null,
"total": 11740,
"building": null
}
},
{
"tax": 690,
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"market": {
"land": 13600,
"total": 61200,
"building": 47600
},
"assessment": {
"land": null,
"total": 12240,
"building": null
}
},
{
"tax": 594,
"year": 2018,
"market": {
"land": 13600,
"total": 52700,
"building": 39100
},
"assessment": {
"land": null,
"total": 10540,
"building": null
}
},
{
"tax": 594,
"year": 2017,
"market": {
"land": 13600,
"total": 101100,
"building": 87500
},
"assessment": {
"land": null,
"total": 20220,
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}
},
{
"tax": 1074,
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"market": {
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"total": 95300,
"building": 81700
},
"assessment": {
"land": null,
"total": 19060,
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}
},
{
"tax": 1140,
"year": 2015,
"market": {
"land": 13600,
"total": 101100,
"building": 87500
},
"assessment": {
"land": null,
"total": 20220,
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}
},
{
"tax": 472,
"year": 2013,
"market": {
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"total": 92200,
"building": 78600
},
"assessment": {
"land": null,
"total": 18440,
"building": null
}
},
{
"tax": 512,
"year": 2012,
"market": {
"land": 13600,
"total": 99400,
"building": 85800
},
"assessment": {
"land": 1360,
"total": 9940,
"building": 8580
}
},
{
"tax": 588,
"year": 2011,
"market": {
"land": 13600,
"total": 112800,
"building": 99200
},
"assessment": {
"land": 1360,
"total": 11280,
"building": 9920
}
},
{
"tax": 588,
"year": 2010,
"market": {
"land": 13600,
"total": 112800,
"building": 99200
},
"assessment": {
"land": 1360,
"total": 11280,
"building": 9920
}
},
{
"tax": 588,
"year": 2009,
"market": {
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"total": 112800,
"building": 99200
},
"assessment": {
"land": 1360,
"total": 11280,
"building": 9920
}
},
{
"tax": 603,
"year": 2008,
"market": {
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"total": 115500,
"building": 101900
},
"assessment": {
"land": 1360,
"total": 11550,
"building": 10190
}
},
{
"tax": 311,
"year": 2007,
"market": {
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"total": 63800,
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},
"assessment": {
"land": 1260,
"total": 6380,
"building": 5120
}
}
],
"property_history": [
{
"date": "2025-11-10",
"price": 105556,
"listing": {
"status": "for_sale",
"list_date": "2025-11-10T15:40:41Z",
"list_price": 105556,
"listing_id": "2988403454",
"last_update_date": "2026-02-16T01:41:51Z",
"last_status_change_date": "2025-11-10T15:40:41Z"
},
"event_name": "Listed",
"price_sqft": 54.29835390946502,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "21436346",
"price_change_percentage": "-87.94%"
},
{
"date": "2022-12-30",
"price": 875000,
"listing": null,
"event_name": "Sold",
"price_sqft": 450.1028806584362,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": "+7252.94%"
},
{
"date": "2013-02-06",
"price": 11900,
"listing": {
"status": "off_market",
"list_date": "2013-01-24T07:00:00Z",
"list_price": 11900,
"listing_id": "560663859",
"last_update_date": "2013-02-07T06:22:00Z",
"last_status_change_date": "2013-02-07T06:22:00Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": "13 days",
"source_listing_id": "552870",
"price_change_percentage": null
},
{
"date": "2013-01-24",
"price": 11900,
"listing": {
"status": "off_market",
"list_date": "2013-01-24T07:00:00Z",
"list_price": 11900,
"listing_id": "560663859",
"last_update_date": "2013-02-07T06:22:00Z",
"last_status_change_date": "2013-02-07T06:22:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "552870",
"price_change_percentage": null
},
{
"date": "2012-11-16",
"price": 17900,
"listing": {
"status": "off_market",
"list_date": "2012-11-13T07:00:00Z",
"list_price": 17900,
"listing_id": "558360579",
"last_update_date": "2012-11-16T21:59:00Z",
"last_status_change_date": "2012-11-16T21:59:00Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": "3 days",
"source_listing_id": "547627",
"price_change_percentage": null
},
{
"date": "2012-11-13",
"price": 17900,
"listing": {
"status": "off_market",
"list_date": "2012-11-13T07:00:00Z",
"list_price": 17900,
"listing_id": "558360579",
"last_update_date": "2012-11-16T21:59:00Z",
"last_status_change_date": "2012-11-16T21:59:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "GreaterAlabamaMLS",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "547627",
"price_change_percentage": "-36.07%"
},
{
"date": "1984-11-30",
"price": 28000,
"listing": null,
"event_name": "Sold",
"price_sqft": 14.40329218106996,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
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}
},
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},
"property_id": "7740728603",
"generated_at": "2026-02-16T03:13:05.193560Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 60.0,
"overall_score": 68.1
},
"utility_allowance": {
"zip_code": "35217",
"home_photo": "https://ap.rdcpix.com/a7342381feb2cd52959c8a3f25c39e82l-m513452904s-w1280.jpg",
"rent_price": 932.0,
"loan_amount": 84444.8,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/833-Jackson-Blvd_Tarrant_AL_35217_M77407-28603",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 105556.0,
"loan_term_years": 30,
"annual_cash_flow": 7702.82,
"mortgage_monthly": 561.81,
"payment_standard": 1419.0,
"total_amount_out": 21111.2,
"additional_photos": [
"https://ap.rdcpix.com/a7342381feb2cd52959c8a3f25c39e82l-m3591313409s-w1280.jpg",
"https://ap.rdcpix.com/a7342381feb2cd52959c8a3f25c39e82l-m3844872564s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 83.08,
"monthly_cash_flow": 641.9,
"property_tax_rate": 0.0060999999999999995,
"_utility_allowance": {
"sources": [
"https://www.jcha.com/section-8-utility-allowances"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heat. Fuel is assumed to be electric, consistent with the electric water heater and dryer hookup. The 'Elec Heat: Tarrant' option was selected as it is specific to the property's location.",
"utility": "Heating",
"allowance": 77
},
{
"note": "Property has central cooling, which is electric. Selected the 'A/C: Tarrant' option, specific to the property's location.",
"utility": "Cooling",
"allowance": 17
},
{
"note": "Cooking fuel is not specified. Assumed electric for consistency with other electric appliances. Selected the 'Elec: Tarrant' option for the property's location.",
"utility": "Cooking",
"allowance": 16
},
{
"note": "Property details explicitly state 'Water Heaters: Electric (WTRHTR)'. Selected the 'Elec: Tarrant' option for the property's location.",
"utility": "Water Heating",
"allowance": 43
},
{
"note": "Standard allowance for lights and general electrical use. The 'Lights, Ref, Etc.: Tarrant' option was selected, which is specific to the property's location and accounts for a tenant-provided refrigerator.",
"utility": "Other Electric (Lights, Refrigerator, etc.)",
"allowance": 64
},
{
"note": "The property listing does not include a refrigerator, so it is assumed to be tenant-owned. The fixed allowance from the schedule is applied.",
"utility": "Refrigerator (tenant-owned)",
"allowance": 8
},
{
"note": "The property listing does not include a range or microwave, so they are assumed to be tenant-owned. The fixed allowance from the schedule is applied.",
"utility": "Range/Microwave (tenant-owned)",
"allowance": 6
},
{
"note": "Property has public water. As Tarrant is often served by Birmingham Water Works, the 'Water: Birmingham' option was selected as the most geographically relevant choice on the schedule.",
"utility": "Water",
"allowance": 78
},
{
"note": "Property is connected to a public sewer. The schedule provides a single fixed allowance for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 151
},
{
"note": "Property is located in Tarrant. The schedule provides a specific allowance for 'Tarrant City ISCL'.",
"utility": "Trash Collection",
"allowance": 27
}
],
"cash_on_cash_return": 0.36,
"down_payment_amount": 21111.2,
"property_tax_annual": 1365.78,
"property_tax_monthly": 113.81,
"property_tax_increase": 0.03,
"utility_allowance_total": 487.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 961.06,
"property_management_monthly": 93.2,
"monthly_cash_flow_after_debt": 80.09,
"cash_on_cash_return_after_debt": 0.05
},
"section8_assessment": {
"runs": [
{
"summary": "Based on exterior photos and listing notes, this single-story 1955 home appears mostly serviceable with primarily cosmetic and minor exterior repairs visible. Key safety and mechanical items (smoke/CO detectors, GFCI outlets, HVAC operation, hot water, electrical panel, interior conditions, and any peeling paint) are not visible and will need verification. Expected Section 8/NSPIRE initial inspection outcome: moderate likelihood of passing after basic checks and minor fixes; however documentation and confirmation of smoke/CO detectors, functioning heating/hot water, and electrical/plumbing operation are required to confidently pass. Estimated rent-readiness timeline: 2–6 weeks depending on interior condition and systems verification.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Exterior photos show generally intact vinyl siding, an intact covered front porch and steps, and no obvious major exterior damage. Porch paint/decking and concrete walk have minor wear and staining. Landscaping is basic but serviceable. Interior condition and appliances are not shown; missing appliances were not documented in listing. Overall visible items are primarily cosmetic or minor-repair level, so moderate-high score (minor repairs likely)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 60.0,
"rationale": "No visible active safety hazards in photos: no sagging roof, no collapsed elements, handrails/guardrails present at the porch. However critical NSPIRE items cannot be confirmed from exterior photos: presence and placement of smoke/CO detectors, GFCI outlets, egress window conditions, plumbing/hot water, and electrical panel condition. The home was built in 1955 which raises potential lead-paint risk (pre-1978) to be checked. Because several mandatory safety items are unknown, there is moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Roof shingles appear generally intact from photos with no obvious leak indicators or major sagging. No HVAC condenser, water heater, gas meter, or electrical service/box are visible in the provided images so operational condition of heating, cooling, plumbing and electrical systems cannot be confirmed. Given the age of the house and lack of system visibility, assume average risk until systems are verified—score reflects likely functional but unverified systems."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Yard, driveway and walk are serviceable though showing wear; siding and windows appear intact; shrubs are trimmed though close to the structure. There is no visible standing water, major foundation exposure, or obvious infestation evidence in the photos. The property appears maintained at a basic level and site issues are minor."
}
],
"red_flags": [],
"confidence": 0.55,
"assumptions": [
"Assessment is based on exterior photos only; interior conditions, presence/condition of appliances, detectors, electrical panel, plumbing fixtures, HVAC and water heater are unknown.",
"No visible roof sagging, major foundation cracks, collapsed ceilings, or standing water were observed in provided images.",
"Property is currently managed per listing; reasonable preventative maintenance likely performed but not verified.",
"Because year built is 1955, assume potential lead-paint risk until a lead-risk evaluation or documentation shows otherwise.",
"Missing appliances (fridge/stove) were not documented; absence of interior photos means appliances are treated as unknown and not heavily penalized."
],
"overall_score": 66.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Based on exterior photos and listing text, this 3-bed/2-bath 1955 single-family home appears generally well maintained and likely able to pass an initial HCV inspection after routine turnover items (confirm smoke/CO detectors, GFCI, and appliance presence/function). Major structural or life-safety issues are not evident from photos. Expect minor repairs and verification of mechanical/safety systems within 1–4 weeks; allow longer if interior systems (HVAC, water heater, electrical) are aged or fail testing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Exterior photos show a maintained single-story home with intact vinyl siding, trimmed landscaping, an intact covered porch and railings, and no visible major exterior damage. Minor items visible: front porch steps show surface wear/staining and concrete walkway has cracking/patching. No interior photos provided — assumed typical cosmetic wear inside for a 1955 house under management. Missing/unknown interior items (appliances, flooring, paint) reduce certainty but are not visibly catastrophic. Overall likely requires only minor cosmetic and tenant-turnover repairs."
},
{
"key": "safety_code",
"label": "Safety & Code Risks",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards visible from exterior: porch railings present and intact, yard and walkways generally clear, no visible roof sag or active water intrusion. Key NSPIRE items cannot be verified from photos: smoke/CO detector locations, GFCI receptacles, electrical panel condition, interior egress windows, and door deadbolt. Because the property is listed as under management, assume basic safety devices are likely present but unconfirmed. The inability to confirm detectors and some electrical/plumbing safety features reduces the score."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 65.0,
"rationale": "Roof shingles appear intact from the photos with no visible sagging or large damaged areas; however age of roof is unknown. No exterior HVAC condenser, water heater, or electrical meter/panel are visible in provided images — their condition is therefore unknown. Property appears generally maintained which suggests working systems, but the 1955 build date and lack of visible system equipment create moderate risk for near-term replacement/repairs (HVAC, water heater, electrical)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Lot and yard are maintained; shrubs trimmed and grass mowed. Vinyl siding and windows appear in good repair; foundation skirt and front concrete steps are intact. Driveway/side yard show normal wear and minor bare spots. No visible standing water, major grading or foundation cracks apparent in photos. Overall site condition is favorable for inspection with a few minor trip/fall and drainage checks recommended."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Interior condition (walls, ceilings, flooring, appliances, plumbing fixtures, smoke/CO detectors) is not visible; assumed typical managed-rental condition with some cosmetic wear.",
"Listing statement that the property is 'currently under management' is accurate and indicates recent occupancy/rental activity.",
"Major structural components (foundation, roof framing) have no hidden failures since no exterior signs (sagging, large cracks) are visible; however hidden issues cannot be ruled out without interior/crawlspace inspection.",
"HVAC, water heater, and electrical systems exist and are operational but their ages/conditions are unknown since equipment is not shown in photos.",
"No evidence of active water intrusion, mold, or pest infestation was observed in exterior photos; interior inspection needed to confirm."
],
"overall_score": 73.0,
"rubric_version": "ns_prep_v1"
},
{
"summary": "Based on exterior photos and listing data, the property appears generally maintained and likely to pass an initial Housing Choice Voucher (NSPIRE) inspection after minor repairs and verification of interior safety items. Major visible structural failures or life‑threatening hazards are not evident from the photos. Primary risks are unknown interior/system items (smoke/CO detectors, HVAC operation, electrical panel condition, plumbing/hot water) and lead-paint potential due to the 1955 construction year. Expect the property to be rent-ready within 2–6 weeks pending interior fixes and system verifications.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 75.0,
"rationale": "Exterior photos show a maintained single-story home with intact vinyl siding, an intact shingle roof with no obvious large areas of missing shingles, and a covered porch with iron railings. Visible issues are primarily cosmetic: overgrown/close-trimmed shrubs, small concrete walkway cracking, and some surface wear on porch steps and decking. No interior photos provided; missing or worn interior items (carpet/flooring, cabinets, fixtures) cannot be confirmed. Missing appliances are not shown and were not prioritized in this exterior assessment. Overall appears to require minor cosmetic and routine maintenance rather than major rehab."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "From exterior there are no visible life‑threatening hazards such as collapsed ceilings, major roof failure, exposed high-voltage wiring, or major foundation movement. Porch has railings and steps, reducing immediate fall hazard, although the lamp post near the walkway appears to lean and could be a trip/obstruction risk. Key NSPIRE items cannot be confirmed from photos: presence/working condition and placement of smoke/CO detectors, egress window compliance in bedrooms, presence of deadbolt locks, GFCI outlets in wet areas, and working hot water/plumbing. Year built 1955 introduces potential lead-based paint risk if original substrates are exposed. Because these safety/Code items are unknown, moderate risk remains and will require an interior/utility inspection to confirm compliance."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanicals",
"score": 55.0,
"rationale": "Roof appears intact from photos with no visible sagging or large missing shingle areas, which is positive. There is no visible exterior HVAC condenser in the front pictures (it may be at rear or not present), so HVAC presence/function is unconfirmed. No water heaters, meters, electrical service panels, or gas meters are visible in provided photos. Given property age (1955) and lack of visible system equipment, there is moderate uncertainty about the condition and remaining life of heating/cooling, plumbing, and electrical systems. Assume systems are present but require verification and likely standard servicing or updates."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 70.0,
"rationale": "Yard and site show a basic maintained condition: concrete walk and driveway show cracking/patch wear but are serviceable; lawn is mowed though shrubs are close to the structure which can conceal pests or trap moisture. Vinyl siding looks intact and level; foundation appears continuous with no obvious large cracks or settlement visible from photos. No standing water or visible major drainage issues in the front yard photos. No obvious infestation or exterior structural failure visible. Some maintenance items recommended: trim shrubs away from siding, address leaning lamp post, and repair walkway trip points."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Interior condition (walls, floors, ceilings, appliances) is average and not severely damaged — no interior photos provided, so this is an assumption.",
"A heating and cooling system exists but external condenser not visible in provided photos; assume it may be at rear or otherwise present and functional pending inspection.",
"Smoke and carbon monoxide detectors, GFCI protection, and proper egress windows are not visible; assume these may be missing or need re-certification and will be verified/installed as needed.",
"No active roof leaks or significant interior water intrusion present because roof appears intact from exterior views.",
"Foundation is stable; no evident settlement or large cracks visible in photos, but a crawlspace/underfloor inspection is required to confirm.",
"Electrical service panel and major wiring are intact and not presenting obvious external hazards; internal condition unknown and should be inspected.",
"Lead-based paint risk exists due to 1955 build year; assume vinyl siding may cover original materials but interior paint condition must be checked for peeling.",
"Property currently under management suggests previous rental use, but no verified rental events within last 5 years were provided so rental history bonus is not applied."
],
"overall_score": 65.0,
"rubric_version": "nsPIRE-analyst-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "833 Jackson Blvd, Tarrant, AL, 35217",
"aggregate": {
"summary": "Based on exterior photos and listing notes, this single-story 1955 home appears mostly serviceable with primarily cosmetic and minor exterior repairs visible. Key safety and mechanical items (smoke/CO detectors, GFCI outlets, HVAC operation, hot water, electrical panel, interior conditions, and any peeling paint) are not visible and will need verification. Expected Section 8/NSPIRE initial inspection outcome: moderate likelihood of passing after basic checks and minor fixes; however documentation and confirmation of smoke/CO detectors, functioning heating/hot water, and electrical/plumbing operation are required to confidently pass. Estimated rent-readiness timeline: 2–6 weeks depending on interior condition and systems verification.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 74.3,
"rationale": "Exterior photos show generally intact vinyl siding, an intact covered front porch and steps, and no obvious major exterior damage. Porch paint/decking and concrete walk have minor wear and staining. Landscaping is basic but serviceable. Interior condition and appliances are not shown; missing appliances were not documented in listing. Overall visible items are primarily cosmetic or minor-repair level, so moderate-high score (minor repairs likely)."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Yard, driveway and walk are serviceable though showing wear; siding and windows appear intact; shrubs are trimmed though close to the structure. There is no visible standing water, major foundation exposure, or obvious infestation evidence in the photos. The property appears maintained at a basic level and site issues are minor."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 63.3,
"rationale": "No visible active safety hazards in photos: no sagging roof, no collapsed elements, handrails/guardrails present at the porch. However critical NSPIRE items cannot be confirmed from exterior photos: presence and placement of smoke/CO detectors, GFCI outlets, egress window conditions, plumbing/hot water, and electrical panel condition. The home was built in 1955 which raises potential lead-paint risk (pre-1978) to be checked. Because several mandatory safety items are unknown, there is moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 60.0,
"rationale": "Roof shingles appear generally intact from photos with no obvious leak indicators or major sagging. No HVAC condenser, water heater, gas meter, or electrical service/box are visible in the provided images so operational condition of heating, cooling, plumbing and electrical systems cannot be confirmed. Given the age of the house and lack of system visibility, assume average risk until systems are verified—score reflects likely functional but unverified systems."
}
],
"red_flags": [],
"confidence": 0.82,
"assumptions": [
"Assessment is based on exterior photos only; interior conditions, presence/condition of appliances, detectors, electrical panel, plumbing fixtures, HVAC and water heater are unknown.",
"No visible roof sagging, major foundation cracks, collapsed ceilings, or standing water were observed in provided images.",
"Property is currently managed per listing; reasonable preventative maintenance likely performed but not verified.",
"Because year built is 1955, assume potential lead-paint risk until a lead-risk evaluation or documentation shows otherwise.",
"Missing appliances (fridge/stove) were not documented; absence of interior photos means appliances are treated as unknown and not heavily penalized."
],
"score_method": "mean_of_criteria",
"overall_score": 68.1,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7740728603"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.