Property ID: 7799764581
2336 Princess Pine Dr, Jackson, MS, 39212
Jackson, MS
Money Down: $21,576
CoC Return: 17.79%
Monthly Cash Flow: $320
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$17,980
Closing Costs
$3,596
Total Down
$21,576
Investment Snapshot
Purchase Price
$89,900
Money Down
$21,576
Cash-on-Cash Return
17.79%
Rent
$1,060
Monthly Cash Flow
$320
Annual Cash Flow
$3,839
Debt Service / Mo
$478
Property Tax / Mo
$116
Insurance / Mo
$40
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,060
Payment Standard
$1,350
Rent
$1,060
Insurance
$40
Property Tax
$116
Management
$106
Utilities Allowance
$290
NOI (Monthly)
$798
Debt Service
$478
Cash Flow After Debt
$320
Quality Score: 71.20%
Confidence: 88.00%
Overall the property appears to be in good, rentable condition with mostly cosmetic or capital items to address. Interior finishes look updated and appliances are present. The primary inspection risks are: window/door security bars that may obstruct emergency egress unless fitted with an approved quick-release, absence of visible carbon monoxide detector, and limited photo verification of electrical (GFCI and panel) and water-heating systems. Roof shows aging but no visible failure. With targeted verification/repairs (verify/replace CO detector, ensure egress compliance of bars, confirm GFCI outlets and panel condition, service HVAC/water heater as needed), this home is likely to pass an initial HCV/NSPIRE inspection after minor work (within ~30 days).
Section 8 Payment Standard
$1,350
Utility Allowance Total
$290
Guaranteed Section 8 Rent (PS - Utilities)
$1,060
Property Management
$106
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$89,900
Beds
2
Baths
1
Living Area
1,035 sqft
Lot Size
8,712 sqft
Year Built
1980
Days on Market
174
Capital Outlay
$21,576
Debt Service
$478
Property Tax / Mo
$116
Insurance / Mo
$40
Property Description
Cute 2-bedroom 1 bath home perfect for the first time home buyer or investors! home, Nice brick home in a great location. Large backyard for entertaining and outdoor enjoyment. Selling AS IS.
Utility Allowances
Air Conditioning
$10
The property is equipped with Central Air, which is electric. The allowance is based on the schedule for a 2-bedroom unit.
Cooking
$6
The property has a natural gas connection and natural gas heating. It's assumed the cooking range is also gas-fueled. The allowance is for natural gas cooking in a 2-bedroom unit.
Heating
$17
The property details explicitly state the heating system uses Natural Gas. The allowance is for a 2-bedroom unit.
Other Electric
$56
This is a standard allowance for a tenant's general electricity usage (lights, outlets, etc.) in a 2-bedroom unit.
Range/Microwave
$3
A microwave was not mentioned as a provided appliance, so it is assumed to be tenant-owned. This is the standard allowance.
Refrigerator
$4
A refrigerator was not mentioned as a provided appliance, so it is assumed to be tenant-owned. This is the standard allowance.
Sewer
$49
The property is connected to a public sewer system. The allowance is based on the schedule for a 2-bedroom unit.
Trash Collection
$37
This is the standard fixed allowance for trash collection services for a single-family home.
Water
$93
The property is connected to a public water source. The allowance is based on the schedule for a 2-bedroom unit.
Water Heating
$15
Given the property has natural gas for heating, the water heater is also assumed to be gas-fueled. The allowance is for a 2-bedroom unit.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$467
DP3 Annual Estimate$488
DP1 Monthly Equivalent$39
DP3 Monthly Equivalent$41
Replacement Value$34,550
Basis1,035 sqft / 1980
Nearby Houses
Photo unavailable
2332 Princess Pine Dr
sold · 0.01 mi
Price: $65,000
2 bd / 1 ba · 1,035 sqft
Latest sale: — on Jun 09, 2023
Latest rent: —
Photo unavailable
2323 Princess Pine Dr
sold · 0.03 mi
Price: $139,900
3 bd / 2 ba · 1,215 sqft
Latest sale: — on Jul 14, 2023
Latest rent: $800 on Nov 07, 2018
Photo unavailable
2345 Laurel Oak Pl
sold · 0.07 mi
Price: $74,900
2 bd / 1 ba · 1,062 sqft
Latest sale: — on Apr 21, 2023
Latest rent: —
Photo unavailable
2358 Princess Pine Dr
sold · 0.08 mi
Price: $140,000
3 bd / 2 ba · 1,156 sqft
Latest sale: — on Sep 30, 2024
Latest rent: —
Photo unavailable
2376 Princess Pine Dr
for_sale · 0.14 mi
Price: $145,000
3 bd / 2 ba · 1,308 sqft
Latest sale: — on Aug 07, 2025
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Window/door security bars that may obstruct emergency egress if not equipped with quick-release mechanisms
- No visible carbon monoxide detector in photos (required where fuel-burning appliances or attached garages exist)
- Aged roof shingles with staining/discoloration — may require replacement within short to medium term
- Listing sold 'AS IS' — increases risk of undocumented defects that require in-person verification
Assumptions
- Interior photos do not show bathroom, water heater, electrical panel, or bedrooms — assumed standard condition unless noted otherwise in AS-IS listing.
- Security bars on windows and front door are present; it is unknown whether they have interior quick-release mechanisms. Assessment assumes bars may need modification to meet egress requirements.
- Central HVAC is present and operable based on ceiling vents and thermostat; assumed functional but not verified by testing.
- No visible active roof leaks inferred from interior ceiling photos (no staining or sagging seen), but roof appears aged and may need replacement within a few years.
- No obvious severe plumbing leaks or mold observed in the provided photos; full plumbing/hot water operation would be confirmed on an in-person inspection.
- Listing 'Selling AS IS' indicates potential undisclosed issues; assumed none are severe based on visible condition but hidden issues are possible.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,349 | $46,550 | $6,983 |
| 2023 | $1,343 | $46,550 | $6,983 |
| 2021 | $1,326 | $45,950 | $6,893 |
| 2020 | $1,304 | $45,470 | $6,821 |
| 2019 | $1,306 | $45,470 | $6,821 |
| 2018 | $1,291 | $45,470 | $6,821 |
| 2017 | $1,292 | $45,470 | $6,821 |
| 2016 | $1,258 | $45,470 | $6,821 |
| 2015 | $1,184 | $44,120 | $6,618 |
| 2014 | $1,183 | $44,120 | $6,618 |
| 2013 | $1,150 | $44,120 | $6,618 |
| 2012 | $1,150 | $44,120 | $6,618 |
| 2011 | $1,116 | $43,430 | $6,515 |
| 2010 | $1,109 | $43,430 | $6,515 |
| 2009 | $1,109 | $43,430 | $6,515 |
| 2008 | $1,109 | $38,270 | $5,741 |
| 2007 | $988 | $38,270 | $5,741 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-07 | Relisted | $89,900 |
| 2026-01-02 | Listing removed | $0 |
| 2025-11-13 | Price Changed | $99,900 |
| 2025-10-01 | Price Changed | $114,900 |
| 2025-08-26 | Listed | $124,900 |
| 2025-05-30 | Listing removed | $0 |
| 2025-03-28 | Listed | $65,000 |
| 2025-03-27 | Listed | $65,000 |
| 2014-01-17 | Listing removed | $59,900 |
| 2013-12-30 | Listed | $59,900 |
Photo Gallery
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},
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"assessment": {
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{
"tax": 1343,
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},
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}
},
{
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},
"assessment": {
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"total": 6893,
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}
},
{
"tax": 1304,
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"total": 45470,
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},
"assessment": {
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}
},
{
"tax": 1306,
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},
"assessment": {
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}
},
{
"tax": 1291,
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"market": {
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},
"assessment": {
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"building": 5021
}
},
{
"tax": 1292,
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"market": {
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},
"assessment": {
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}
},
{
"tax": 1258,
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"market": {
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},
"assessment": {
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}
},
{
"tax": 1184,
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},
"assessment": {
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},
{
"tax": 1183,
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"market": {
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"building": 32120
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"assessment": {
"land": 1800,
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}
},
{
"tax": 1150,
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"assessment": {
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},
{
"tax": 1150,
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"market": {
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},
"assessment": {
"land": 1800,
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},
{
"tax": 1116,
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"market": {
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"assessment": {
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"building": 4715
}
},
{
"tax": 1109,
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"assessment": {
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},
{
"tax": 1109,
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"market": {
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"assessment": {
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},
{
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},
{
"tax": 988,
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],
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"date": "2025-11-13",
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{
"date": "2025-10-01",
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{
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{
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"event_name": "Listing removed",
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"source_name": "CentralMSMLS",
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"days_after_listed": "18 days",
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{
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"source_name": "CentralMSMLS",
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},
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"generated_at": "2026-02-16T23:22:15.021806Z",
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"reason": "disabled",
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},
"processing_status": {
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"eligible": true,
"min_score": 60.0,
"overall_score": 71.2
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"rent_price": 1060.0,
"loan_amount": 71920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/2336-Princess-Pine-Dr_Jackson_MS_39212_M77997-64581",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 89900.0,
"loan_term_years": 30,
"annual_cash_flow": 9581.03,
"mortgage_monthly": 478.49,
"payment_standard": 1350.0,
"total_amount_out": 17980.0,
"additional_photos": [
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],
"down_payment_rate": 0.2,
"insurance_monthly": 39.79,
"monthly_cash_flow": 798.42,
"property_tax_rate": 0.0095,
"_utility_allowance": {
"sources": [
"https://www.mrha6.org/wp-content/uploads/section_8_utility_allowances/Metro%20Single%20Family%20Detached.pdf",
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-12-01"
},
"utility_allowances": [
{
"note": "The property is equipped with Central Air, which is electric. The allowance is based on the schedule for a 2-bedroom unit.",
"utility": "Air Conditioning",
"allowance": 10
},
{
"note": "The property has a natural gas connection and natural gas heating. It's assumed the cooking range is also gas-fueled. The allowance is for natural gas cooking in a 2-bedroom unit.",
"utility": "Cooking",
"allowance": 6
},
{
"note": "The property details explicitly state the heating system uses Natural Gas. The allowance is for a 2-bedroom unit.",
"utility": "Heating",
"allowance": 17
},
{
"note": "This is a standard allowance for a tenant's general electricity usage (lights, outlets, etc.) in a 2-bedroom unit.",
"utility": "Other Electric",
"allowance": 56
},
{
"note": "A microwave was not mentioned as a provided appliance, so it is assumed to be tenant-owned. This is the standard allowance.",
"utility": "Range/Microwave",
"allowance": 3
},
{
"note": "A refrigerator was not mentioned as a provided appliance, so it is assumed to be tenant-owned. This is the standard allowance.",
"utility": "Refrigerator",
"allowance": 4
},
{
"note": "The property is connected to a public sewer system. The allowance is based on the schedule for a 2-bedroom unit.",
"utility": "Sewer",
"allowance": 49
},
{
"note": "This is the standard fixed allowance for trash collection services for a single-family home.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "The property is connected to a public water source. The allowance is based on the schedule for a 2-bedroom unit.",
"utility": "Water",
"allowance": 93
},
{
"note": "Given the property has natural gas for heating, the water heater is also assumed to be gas-fueled. The allowance is for a 2-bedroom unit.",
"utility": "Water Heating",
"allowance": 15
}
],
"cash_on_cash_return": 0.53,
"down_payment_amount": 17980.0,
"property_tax_annual": 1389.47,
"property_tax_monthly": 115.79,
"property_tax_increase": 0.03,
"utility_allowance_total": 290.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.huduser.gov/portal/datasets/fmr.html",
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/",
"https://www.unitedstateszipcodes.org/39212/"
],
"effective_date": "2025-10-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 3839.2,
"property_management_monthly": 106.0,
"monthly_cash_flow_after_debt": 319.93,
"cash_on_cash_return_after_debt": 0.21
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears to be in good, rentable condition with mostly cosmetic or capital items to address. Interior finishes look updated and appliances are present. The primary inspection risks are: window/door security bars that may obstruct emergency egress unless fitted with an approved quick-release, absence of visible carbon monoxide detector, and limited photo verification of electrical (GFCI and panel) and water-heating systems. Roof shows aging but no visible failure. With targeted verification/repairs (verify/replace CO detector, ensure egress compliance of bars, confirm GFCI outlets and panel condition, service HVAC/water heater as needed), this home is likely to pass an initial HCV/NSPIRE inspection after minor work (within ~30 days).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 78.0,
"rationale": "Photos show a generally well-maintained 2BR/1BA brick ranch with updated-looking interior finishes (tile flooring, painted walls, kitchen cabinets, countertops). Appliances (electric stove and refrigerator) are present. Exterior brick, siding and concrete walkways appear intact. Minor deferred items visible: aged roof shingles (discoloration/staining), a small backyard shed with localized damage, and exterior landscaping/yard cleanup needed. Listing is 'AS IS' which can signal unknowns but visible issues are mostly cosmetic or capital items that are easy to correct. Missing interior photos for bathroom and utility spaces limit full verification."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "Positive: at least one smoke detector is visible in living/dining area and interior doors/locks appear present; central HVAC vents and ceiling fan visible. Concerns: several windows and the front door have security bars/grilles — these can be a fail if they do not have quick-release egress from the inside (cannot confirm from photos). No carbon monoxide detector is visible. GFCI outlets in kitchen/bath and electrical panel cover are not shown. No obvious exposed wiring, trip hazards, major water intrusion, collapsed ceilings, or structural sagging visible. Because egress-bar concern and missing visible CO/GFCI verification, moderate safety risk remains until inspected/confirmed."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Evidence of central HVAC (ceiling vents) and thermostat present. Kitchen appliances are present and appear functional (electric range). Roof shows weathering and staining but no obvious sagging or active leaks in photos — likely serviceable short-term but may need replacement medium-term. Water heater, electrical panel, and plumbing fixtures (including hot water) are not visible in photos; no visible plumbing leaks or interior water damage. Given presence of HVAC and no visible system failures, systems likely functional but need on-site verification (water heater age, panel, GFCI, A/C operation)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Brick exterior and wood siding areas look intact with no visible foundation cracks or wall bowing. Yard is level and well-maintained; a new/solid privacy fence is visible in the backyard. Driveway and front porch appear serviceable. Large trees near the house could pose long-term roof/debris risk but are not currently causing visible damage. The shed shows wear. No signs of standing water, active erosion, or infestation visible in photos."
}
],
"red_flags": [
"Window/door security bars that may obstruct emergency egress if not equipped with quick-release mechanisms",
"No visible carbon monoxide detector in photos (required where fuel-burning appliances or attached garages exist)",
"Aged roof shingles with staining/discoloration — may require replacement within short to medium term",
"Listing sold 'AS IS' — increases risk of undocumented defects that require in-person verification"
],
"confidence": 0.7,
"assumptions": [
"Interior photos do not show bathroom, water heater, electrical panel, or bedrooms — assumed standard condition unless noted otherwise in AS-IS listing.",
"Security bars on windows and front door are present; it is unknown whether they have interior quick-release mechanisms. Assessment assumes bars may need modification to meet egress requirements.",
"Central HVAC is present and operable based on ceiling vents and thermostat; assumed functional but not verified by testing.",
"No visible active roof leaks inferred from interior ceiling photos (no staining or sagging seen), but roof appears aged and may need replacement within a few years.",
"No obvious severe plumbing leaks or mold observed in the provided photos; full plumbing/hot water operation would be confirmed on an in-person inspection.",
"Listing 'Selling AS IS' indicates potential undisclosed issues; assumed none are severe based on visible condition but hidden issues are possible."
],
"overall_score": 73.0,
"rubric_version": "2026-02-16-NSPIRE-v1"
},
{
"summary": "This 2-bed, 1-bath brick home appears mostly sound and would likely pass many NSPIRE checks after addressing a few documentation and minor physical items. Interior finishes, appliances, HVAC vents and a smoke alarm are present; exterior envelope appears intact and yard is serviceable. Primary inspection risks are potential egress obstruction from security bars on windows/doors (unknown if bedroom windows have quick-release egress hardware), lack of a visible CO alarm, and unverified GFCI and electrical panel/water heater condition. With quick verification/fixes (install/verify CO alarm, GFCI outlets where required, ensure bedroom egress or install quick-release bars, repair/replace shed, and routine roof/HVAC service) the property should be rentable and Section 8 / HCV inspection–ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 72.0,
"rationale": "Interior photos show recently painted walls, intact ceilings, installed tile flooring, functioning light fixtures and ceiling fan, and kitchen cabinets/countertop in usable condition. Appliances (refrigerator and electric range) are present. Exterior brick and porch look intact. Minor deferred items visible: small exterior shed with base rot, some pine debris on yard/roof edges, and sale 'AS IS' which may hide other cosmetic items. No visible collapsed ceilings, major drywall damage, or large-scale deferred maintenance. Overall minor repairs and cosmetic work expected prior to move-in."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 60.0,
"rationale": "A ceiling-mounted smoke detector is visible in the main area which is positive. HVAC vents present. No exposed wiring is visible and exterior electrical meter and conduit appear intact. However several front windows and the front door have permanent-looking security bars — these can create egress concerns for bedroom windows if similar bars exist there or lack quick-release mechanisms (cannot confirm from photos). No carbon monoxide alarm is visible. GFCI presence in kitchen/bath cannot be confirmed from images. No active water intrusion, major mold or structural ceiling failure seen. Because egress and GFCI/CO detector status are unknown and bars may fail an NSPIRE egress check, this category is a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical",
"score": 65.0,
"rationale": "Ceiling AC/heating vents and a thermostat are visible, indicating a central HVAC system is installed; vents appear intact. Electrical meter and service connection visible on exterior wall and appear intact. Appliances are electric (range looks electric), reducing gas-venting risk. Roof shingles appear aged with surface wear (no obvious missing shingles or active leaks visible in photos). Water heater, electrical panel interior, and full HVAC operational status are not shown; these unknowns reduce the score. No visible major plumbing leaks or drainage failures observed outside."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Brick exterior appears sound and uniform. Yard is mowed and level, with new-appearing privacy fence in back. Driveway and front porch slab look intact. Mature trees sit close to the footprint which may create root or debris issues long term. The backyard includes a storage shed that shows base damage and will need repair or removal. No visible standing water, major foundation cracks, or exterior structural sagging observed in provided images."
}
],
"red_flags": [
"Window/door security bars that may block emergency egress if not equipped with quick-release mechanisms (potential NSPIRE fail on bedroom egress).",
"No carbon monoxide detector visible in photos (required where fuel-burning appliances or attached garages exist; CO alarm should be confirmed/installed).",
"Shed shows base rot/deterioration and could present safety/infestation issues if left as-is.",
"Listing is sold 'AS IS' which increases likelihood of undisclosed defects not visible in listing photos."
],
"confidence": 0.6,
"assumptions": [
"The visible smoke alarm in the photos is functional (battery/power present).",
"Appliances shown (refrigerator, electric range) are included and operational or easily made operational; the property uses electric cooking so no gas venting issues are inferred.",
"Central HVAC is present and operational (thermostat and vents visible), but no service records were provided.",
"Bedroom windows exist that meet egress size requirements, but some windows/doors have security bars that may or may not have approved quick-release hardware.",
"Electrical service and meter on the exterior are intact; interior electrical panel and water heater presence/function are not shown and therefore assumed typical for a 1980-built house unless inspection reveals otherwise.",
"No active roof leaks are present despite aged shingles; visible roof wear indicates life remaining but not immediate failure."
],
"overall_score": 68.0,
"rubric_version": "1.0"
},
{
"summary": "Overall this 2BR/1BA brick house appears broadly rent-ready with mainly cosmetic and minor capital repairs. Interior finishes are clean and functional, appliances are present, and the yard/fence are acceptable. The main NSPIRE inspection risks are potential fixed security bars that could block emergency egress, the absence/unknown status of a carbon monoxide alarm and GFCI protection, and limited photo evidence for the electrical panel, water heater and outdoor HVAC equipment. With targeted fixes (egress modifications if needed, install CO alarm, verify/replace GFCI outlets, address shed and roof aging as a planned repair) this property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior appears recently updated cosmetically: new-looking tile floors, fresh paint, intact drywall and trim. Kitchen has cabinets, counters, double sink and pictured appliances (stove and refrigerator). Exterior brick and siding look intact. Minor deferred items visible: small damaged storage shed, some yard debris/need for landscaping finish, and roof shingles are weathered (algae/staining). No severe interior damage visible. Missing or worn items are mostly cosmetic or capital-repair level and should be quick to fix."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 65.0,
"rationale": "Positive: smoke detector is visible in living/kitchen area and a thermostat/ceiling vents indicate a functioning forced-air system. No obvious exposed wiring, collapsed ceilings, or major foundation/structural issues in photos. Concerns: multiple front windows and the front/entry have security bars which may be fixed—if bedroom egress windows also have fixed bars this would be an automatic fail. No carbon monoxide detector is visible and GFCI outlet locations are not shown. Entry security door present but deadbolt/lock type not verified. These unknowns create moderate NSPIRE risk but are fixable with ~1-3 simple upgrades (egress release, CO detector, GFCI installation)."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 70.0,
"rationale": "Evidence of central HVAC (ceiling vents, thermostat) and intact HVAC grilles; kitchen plumbing fixtures appear functional and water hookups/laundry area visible beyond kitchen. Electric stove present (no visible gas piping concerns). Water heater, electrical panel and outdoor HVAC condenser not pictured so condition is inferred. Roof shows aging and staining but no visible sagging or active leaks in photos. Systems look plausible/operational but lack of direct photos of panel, water heater and condenser reduces confidence."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Lot and yard are maintained; new-looking wooden privacy fence in backyard provides tenant privacy. Brick facade appears solid. Driveway and walkways are serviceable. Trees are close to the structure — roots and overhang could become maintenance items. Shed shows bottom rot/damage and would need repair or removal. No standing water, visible drainage failures, nor obvious major foundation exposure in photos."
}
],
"red_flags": [
"Potential egress obstruction: security bars on windows/doors (may fail NSPIRE bedroom egress if not quick-release).",
"No visible carbon monoxide alarm (CO detector) in photos — required in many jurisdictions and by NSPIRE when fuel-burning appliances/attached garages exist.",
"Roof appears aged/discolored (algae/staining); while not showing active leaks in photos, aging roof increases near-term repair risk.",
"Storage shed exhibits bottom damage/rot and could be an exterior safety/infestation concern if not repaired or removed.",
"Key systems (electrical panel, water heater, HVAC condenser) not photographed — lack of verification introduces inspection risk."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operational based on visible ceiling vents and thermostat.",
"Stove and refrigerator shown in photos are included and functional; washer/dryer hookups exist in the laundry area shown beyond the kitchen.",
"Smoke detector pictured is operational; additional smoke detectors (bedrooms/hall) are not visible and may need verification/installation.",
"Window/security bars in the photos may be fixed — it's assumed they could impede egress unless equipped with quick-release mechanisms.",
"Electrical panel, water heater, HVAC condenser and GFCI outlets were not photographed; their condition is unknown and scored conservatively based on indirect evidence.",
"No evidence of active roof leaks or significant structural movement in provided photos; roof is weathered and will likely require replacement within a few years."
],
"overall_score": 73.0,
"rubric_version": "NSPIRE_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2336 Princess Pine Dr, Jackson, MS, 39212",
"aggregate": {
"summary": "Overall the property appears to be in good, rentable condition with mostly cosmetic or capital items to address. Interior finishes look updated and appliances are present. The primary inspection risks are: window/door security bars that may obstruct emergency egress unless fitted with an approved quick-release, absence of visible carbon monoxide detector, and limited photo verification of electrical (GFCI and panel) and water-heating systems. Roof shows aging but no visible failure. With targeted verification/repairs (verify/replace CO detector, ensure egress compliance of bars, confirm GFCI outlets and panel condition, service HVAC/water heater as needed), this home is likely to pass an initial HCV/NSPIRE inspection after minor work (within ~30 days).",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 76.7,
"rationale": "Photos show a generally well-maintained 2BR/1BA brick ranch with updated-looking interior finishes (tile flooring, painted walls, kitchen cabinets, countertops). Appliances (electric stove and refrigerator) are present. Exterior brick, siding and concrete walkways appear intact. Minor deferred items visible: aged roof shingles (discoloration/staining), a small backyard shed with localized damage, and exterior landscaping/yard cleanup needed. Listing is 'AS IS' which can signal unknowns but visible issues are mostly cosmetic or capital items that are easy to correct. Missing interior photos for bathroom and utility spaces limit full verification."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 76.7,
"rationale": "Brick exterior and wood siding areas look intact with no visible foundation cracks or wall bowing. Yard is level and well-maintained; a new/solid privacy fence is visible in the backyard. Driveway and front porch appear serviceable. Large trees near the house could pose long-term roof/debris risk but are not currently causing visible damage. The shed shows wear. No signs of standing water, active erosion, or infestation visible in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 63.3,
"rationale": "Positive: at least one smoke detector is visible in living/dining area and interior doors/locks appear present; central HVAC vents and ceiling fan visible. Concerns: several windows and the front door have security bars/grilles — these can be a fail if they do not have quick-release egress from the inside (cannot confirm from photos). No carbon monoxide detector is visible. GFCI outlets in kitchen/bath and electrical panel cover are not shown. No obvious exposed wiring, trip hazards, major water intrusion, collapsed ceilings, or structural sagging visible. Because egress-bar concern and missing visible CO/GFCI verification, moderate safety risk remains until inspected/confirmed."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 68.3,
"rationale": "Evidence of central HVAC (ceiling vents) and thermostat present. Kitchen appliances are present and appear functional (electric range). Roof shows weathering and staining but no obvious sagging or active leaks in photos — likely serviceable short-term but may need replacement medium-term. Water heater, electrical panel, and plumbing fixtures (including hot water) are not visible in photos; no visible plumbing leaks or interior water damage. Given presence of HVAC and no visible system failures, systems likely functional but need on-site verification (water heater age, panel, GFCI, A/C operation)."
}
],
"red_flags": [
"Window/door security bars that may obstruct emergency egress if not equipped with quick-release mechanisms",
"No visible carbon monoxide detector in photos (required where fuel-burning appliances or attached garages exist)",
"Aged roof shingles with staining/discoloration — may require replacement within short to medium term",
"Listing sold 'AS IS' — increases risk of undocumented defects that require in-person verification"
],
"confidence": 0.88,
"assumptions": [
"Interior photos do not show bathroom, water heater, electrical panel, or bedrooms — assumed standard condition unless noted otherwise in AS-IS listing.",
"Security bars on windows and front door are present; it is unknown whether they have interior quick-release mechanisms. Assessment assumes bars may need modification to meet egress requirements.",
"Central HVAC is present and operable based on ceiling vents and thermostat; assumed functional but not verified by testing.",
"No visible active roof leaks inferred from interior ceiling photos (no staining or sagging seen), but roof appears aged and may need replacement within a few years.",
"No obvious severe plumbing leaks or mold observed in the provided photos; full plumbing/hot water operation would be confirmed on an in-person inspection.",
"Listing 'Selling AS IS' indicates potential undisclosed issues; assumed none are severe based on visible condition but hidden issues are possible."
],
"score_method": "mean_of_criteria",
"overall_score": 71.2,
"rubric_version": "2026-02-16-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7799764581"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.