Property ID: 7824441361
3210 Arkansas Ave, Kenner, LA, 70065
Kenner, LA
Money Down: $27,600
CoC Return: 19.14%
Monthly Cash Flow: $440
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$23,000
Closing Costs
$4,600
Total Down
$27,600
Investment Snapshot
Purchase Price
$115,000
Money Down
$27,600
Cash-on-Cash Return
19.14%
Rent
$1,303
Monthly Cash Flow
$440
Annual Cash Flow
$5,284
Debt Service / Mo
$612
Property Tax / Mo
$62
Insurance / Mo
$58
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,303
Payment Standard
$1,552
Rent
$1,303
Insurance
$58
Property Tax
$62
Management
$130
Utilities Allowance
$249
NOI (Monthly)
$1,052
Debt Service
$612
Cash Flow After Debt
$440
Quality Score: 55.00%
Confidence: 95.00%
This 2BR/1BA 1958 single-family appears structurally intact with a relatively new roof and an outdoor HVAC condenser visible; the electrical panel is reported upgraded. The interior shows moderate deferred maintenance (worn floors, heavy staining, aged finishes) and the rear exterior siding has visible damage. Key NSPIRE items not visible (smoke/CO detectors, GFCI) and system operation (HVAC, hot water, electrical) is unverified. Likely outcome: a Housing Choice Voucher initial inspection could pass after addressing detector installation, verifying and repairing any GFCI issues, replacing/repairing flooring and finishes, repairing rear siding, and completing a systems test/servicing. Estimated time-to-rent (with targeted work): 2–6 weeks.
Section 8 Payment Standard
$1,552
Utility Allowance Total
$249
Guaranteed Section 8 Rent (PS - Utilities)
$1,303
Property Management
$130
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$115,000
Beds
2
Baths
1
Living Area
750 sqft
Lot Size
—
Year Built
1958
Days on Market
15
Capital Outlay
$27,600
Debt Service
$612
Property Tax / Mo
$62
Insurance / Mo
$58
Property Description
Great Investment Opportunity! This home offers 2 beds, 1 bath. The roof is only 3 years old, Electrical panel upgraded. Plenty of potential.
Utility Allowances
heating
$61
Selected 'natural_gas' for heating as the property is listed with 'Gas: Natural' and 'Central' heating.
cooking
$10
Selected 'natural_gas' for cooking. The property is listed with a 'Range' and 'Gas: Natural' utility.
water_heating
$21
Selected 'natural_gas' for water heating. Natural gas is available at the property and is the most economical choice on the schedule.
other_electric
$57
Covers general electricity use, including lights, outlets, and the listed 'Central' air conditioning. This also accounts for tenant-provided appliances, as only a 'Range' is explicitly included.
water
$36
The property is listed with a 'Public' water source.
sewer
$39
The property is listed with 'City' sewer service.
trash_collection
$25
Standard municipal service for a single-family detached home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$701
DP3 Annual Estimate$701
DP1 Monthly Equivalent$58
DP3 Monthly Equivalent$58
Replacement Value$45,400
Basis750 sqft / 1958
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Rear siding/exterior wall damage: large detached/warped panels visible — repair required (possible localized structural/rot risk).
- No visible smoke detectors or carbon monoxide alarms shown in photos — must install before/at inspection.
- Interior heavy staining and discoloration in multiple rooms — possible mold or moisture history; requires assessment and remediation as needed.
- Loose cords and poor lighting/visibility inside (trip hazards) and missing/uncertain GFCI protection in wet areas; electrical safety items must be verified.
Assumptions
- Listing statement that roof is ~3 years old is accurate and visible roof condition is acceptable.
- Listing claim that electrical panel was upgraded is accurate though panel not photographed.
- Central HVAC exists and condenser visible in backyard is functional or serviceable; no separate heating appliance was photographed.
- Hot water availability and plumbing function are unknown; presence of fixtures assumed to be intact but require functional testing.
- No smoke detectors or CO alarms were seen in photos — assume they are missing or need replacement.
- Bedroom windows provide basic egress but exact dimensions and opening mechanisms are not verified from photos.
- No evidence of active roof leaks, collapsed ceilings, or major foundation movement visible in provided photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $721 | $67,900 | $6,790 |
| 2024 | $724 | $67,900 | $6,790 |
| 2023 | $673 | $67,900 | $6,790 |
| 2022 | $661 | $67,900 | $6,790 |
| 2021 | $610 | $67,900 | $6,790 |
| 2020 | $604 | $67,900 | $6,790 |
| 2019 | $616 | $67,900 | $6,790 |
| 2018 | $562 | $67,900 | $6,790 |
| 2017 | $562 | $67,900 | $6,790 |
| 2016 | $562 | $67,900 | $6,790 |
| 2015 | $570 | $67,900 | $6,790 |
| 2014 | $568 | $67,900 | $6,790 |
| 2013 | $568 | $67,900 | $6,790 |
| 2012 | $568 | $67,900 | $6,790 |
| 2011 | $595 | $69,900 | $6,990 |
| 2010 | $450 | $69,900 | $6,990 |
| 2009 | $577 | $69,900 | $6,990 |
| 2008 | $443 | — | $6,990 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listing removed | $0 |
| 2026-03-25 | Listed | $115,000 |
| 2025-12-12 | Price Changed | $119,000 |
| 2025-10-06 | Listed | $125,000 |
| 1982-01-01 | Sold | $0 |
Photo Gallery
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"days_after_listed": "1 day",
"source_listing_id": "2525082",
"price_change_percentage": null
},
{
"date": "2026-03-25",
"price": 115000,
"listing": {
"status": "for_sale",
"list_date": "2026-03-25T18:07:59Z",
"list_price": 115000,
"listing_id": "2992918776",
"last_update_date": "2026-03-25T13:05:55Z",
"last_status_change_date": "2026-03-25T18:07:59Z"
},
"event_name": "Listed",
"price_sqft": 153.33333333333334,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2549580",
"price_change_percentage": null
},
{
"date": "2025-12-12",
"price": 119000,
"listing": {
"status": "off_market",
"list_date": "2025-10-06T17:48:43Z",
"list_price": 119000,
"listing_id": "2987084272",
"last_update_date": "2025-12-12T13:14:24Z",
"last_status_change_date": "2026-03-26T02:09:24Z"
},
"event_name": "Price Changed",
"price_sqft": 158.66666666666666,
"source_name": "NewOrleans",
"price_change": -6000,
"days_after_listed": null,
"source_listing_id": "2525082",
"price_change_percentage": null
},
{
"date": "2025-10-06",
"price": 125000,
"listing": {
"status": "off_market",
"list_date": "2025-10-06T17:48:43Z",
"list_price": 119000,
"listing_id": "2987084272",
"last_update_date": "2025-12-12T13:14:24Z",
"last_status_change_date": "2026-03-26T02:09:24Z"
},
"event_name": "Listed",
"price_sqft": 166.66666666666666,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2525082",
"price_change_percentage": null
},
{
"date": "1982-01-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7824441361",
"generated_at": "2026-03-27T02:36:08.921852Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 55.0
},
"utility_allowance": {
"zip_code": "70065",
"home_photo": "https://ap.rdcpix.com/09fe89b5cadfd480fb7de1a2db9b3a4bl-m983225947s-w1280.jpg",
"rent_price": 1303.0,
"loan_amount": 92000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/3210-Arkansas-Ave_Kenner_LA_70065_M78244-41361",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 115000.0,
"loan_term_years": 30,
"annual_cash_flow": 12628.77,
"mortgage_monthly": 612.08,
"payment_standard": 1552.0,
"total_amount_out": 23000.0,
"additional_photos": [
"https://ap.rdcpix.com/09fe89b5cadfd480fb7de1a2db9b3a4bl-m2584188039s-w1280.jpg",
"https://ap.rdcpix.com/09fe89b5cadfd480fb7de1a2db9b3a4bl-m3844348360s-w1280.jpg",
"https://ap.rdcpix.com/09fe89b5cadfd480fb7de1a2db9b3a4bl-m2854009613s-w1280.jpg",
"https://ap.rdcpix.com/09fe89b5cadfd480fb7de1a2db9b3a4bl-m2184715896s-w1280.jpg",
"https://ap.rdcpix.com/09fe89b5cadfd480fb7de1a2db9b3a4bl-m1526187532s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 58.42,
"monthly_cash_flow": 1052.4,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' for heating as the property is listed with 'Gas: Natural' and 'Central' heating.",
"utility": "heating",
"allowance": 61
},
{
"note": "Selected 'natural_gas' for cooking. The property is listed with a 'Range' and 'Gas: Natural' utility.",
"utility": "cooking",
"allowance": 10
},
{
"note": "Selected 'natural_gas' for water heating. Natural gas is available at the property and is the most economical choice on the schedule.",
"utility": "water_heating",
"allowance": 21
},
{
"note": "Covers general electricity use, including lights, outlets, and the listed 'Central' air conditioning. This also accounts for tenant-provided appliances, as only a 'Range' is explicitly included.",
"utility": "other_electric",
"allowance": 57
},
{
"note": "The property is listed with a 'Public' water source.",
"utility": "water",
"allowance": 36
},
{
"note": "The property is listed with 'City' sewer service.",
"utility": "sewer",
"allowance": 39
},
{
"note": "Standard municipal service for a single-family detached home.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.55,
"down_payment_amount": 23000.0,
"property_tax_annual": 742.63,
"property_tax_monthly": 61.89,
"property_tax_increase": 0.03,
"utility_allowance_total": 249.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 5283.83,
"property_management_monthly": 130.3,
"monthly_cash_flow_after_debt": 440.32,
"cash_on_cash_return_after_debt": 0.23
},
"section8_assessment": {
"runs": [
{
"summary": "This 2BR/1BA 1958 single-family appears structurally intact with a relatively new roof and an outdoor HVAC condenser visible; the electrical panel is reported upgraded. The interior shows moderate deferred maintenance (worn floors, heavy staining, aged finishes) and the rear exterior siding has visible damage. Key NSPIRE items not visible (smoke/CO detectors, GFCI) and system operation (HVAC, hot water, electrical) is unverified. Likely outcome: a Housing Choice Voucher initial inspection could pass after addressing detector installation, verifying and repairing any GFCI issues, replacing/repairing flooring and finishes, repairing rear siding, and completing a systems test/servicing. Estimated time-to-rent (with targeted work): 2–6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 55.0,
"rationale": "Interior shows moderate deferred maintenance: worn/removed flooring, heavily stained walls, old carpeting, dirty bathroom and shower surround, cabinetry and finishes aged. Appliances present (fridge, dishwasher) but appear old; missing clean floorcovering and fresh paint are obvious. These are mostly cosmetic/turnkey repairs (paint, flooring, trim, screen/window repair) and moderate patching. No clear evidence of collapsed ceilings or exposed subfloor, so damage appears reparable without full structural rehab. Score reduced moderately for extensive visible surface degradation and likely need for full clean-out, paint, and flooring replacement."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 50.0,
"rationale": "Multiple NSPIRE safety items are not visible or are questionable: no smoke detectors or CO alarms are visible in photos; GFCI outlets in kitchen/bath not visible; there are loose cords and items on the floor (trip risk). Bedroom windows appear present for egress but exact opening sizes not verified. Entry door has a knob; deadbolt not clearly visible. No obvious exposed live wiring or collapsed ceilings were seen. Bathroom fixtures present but plumbing function/hot water unknown. Given the lack of visible detectors and uncertain GFCI/egress verification, risk for initial inspection is moderate; these are fixable but must be addressed before move-in."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof/HVAC/electrical/plumbing)",
"score": 60.0,
"rationale": "Listing states roof replaced ~3 years ago and an upgraded electrical panel; rear exterior photo and interior vent suggest a central HVAC system (outdoor condenser visible) and interior floor/return vents. Photos show a condenser unit at rear and a wall vent inside. Water heater and furnace/air handler not shown; hot water and heating operation unknown. Electrical panel not photographed but claimed upgraded. Plumbing fixtures exist (tub, sink, toilet) but function not verified. Given visible condenser and vents and listing claims, systems likely present but their operational status is unverified — score reflects likely workable systems but requires functional verification and service tests."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Front yard and sidewalk appear serviceable; rear yard is spacious and fenced. However rear siding/utility wall shows clear damage/warping and loose boards (photo shows a large detached panel/board leaning against the back), which indicates localized exterior envelope damage that needs repair. Roof looks intact from photos and tree shading exists but no visible major sagging or foundation cracking. Grading/drainage not fully verifiable from photos. Overall sound lot but requires exterior siding/trim and fence repairs."
}
],
"red_flags": [
"Rear siding/exterior wall damage: large detached/warped panels visible — repair required (possible localized structural/rot risk).",
"No visible smoke detectors or carbon monoxide alarms shown in photos — must install before/at inspection.",
"Interior heavy staining and discoloration in multiple rooms — possible mold or moisture history; requires assessment and remediation as needed.",
"Loose cords and poor lighting/visibility inside (trip hazards) and missing/uncertain GFCI protection in wet areas; electrical safety items must be verified."
],
"confidence": 0.65,
"assumptions": [
"Listing statement that roof is ~3 years old is accurate and visible roof condition is acceptable.",
"Listing claim that electrical panel was upgraded is accurate though panel not photographed.",
"Central HVAC exists and condenser visible in backyard is functional or serviceable; no separate heating appliance was photographed.",
"Hot water availability and plumbing function are unknown; presence of fixtures assumed to be intact but require functional testing.",
"No smoke detectors or CO alarms were seen in photos — assume they are missing or need replacement.",
"Bedroom windows provide basic egress but exact dimensions and opening mechanisms are not verified from photos.",
"No evidence of active roof leaks, collapsed ceilings, or major foundation movement visible in provided photos."
],
"overall_score": 56.0,
"rubric_version": "ns-poc-2026-1"
},
{
"summary": "This 2-bed/1-bath single-family shows moderate deferred maintenance and cosmetic damage but no obvious catastrophic structural failure in supplied photos. Strengths: recent roof (~3 years) and an upgraded electrical panel (per listing). Primary inspection barriers likely include: lack of visible smoke/CO detectors, visible staining in bathroom that may require mold/cleaning remediation, damaged rear siding with potential for hidden rot/moisture, and worn/removed interior finishes (flooring, wall repairs). With targeted remediation—installation of required alarms, remediation/cleaning, replacement of flooring, repair of rear siding and minor electrical/GFCI checks—the property could be made Section 8 / HCV pass-ready in roughly 30–60 days. Operational verification of HVAC, water heater, hot water, and the upgraded electrical panel is needed to raise confidence to turnkey levels.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 55.0,
"rationale": "Interior shows heavy cosmetic wear: worn/removed flooring, stained walls, patched/peeled paint, and general deferred maintenance. Kitchen and living areas are dark and need cleaning/painting; bedroom carpet is stained and partially removed; bathroom surround and fixtures are dated and show staining. Rear exterior siding is notably damaged and sagging which will require repair. Missing or uncertain appliance inclusion (fridge visible but not guaranteed) reduces turnkey readiness but is not a catastrophic failure. Overall these are moderate repairs (cosmetic and some carpentry) expected to take renovation time but no obvious full-structure rebuild."
},
{
"key": "safety_code",
"label": "Safety & Code Risks",
"score": 50.0,
"rationale": "No smoke detectors or CO alarms are visible in photos. Bathroom and some wall surfaces show heavy staining/discoloration that could indicate past moisture or mold; bathtub/shower area appears dirty and needs remediation. Some loose cables are visible in a bedroom/living area (low-level electrical concern). Egress windows appear present in at least one bedroom photo, entry door and deadbolt not visible. Electrical panel is reported upgraded (listing) but panel box not photographed. GFCI presence in kitchen/bath not verified. No clear evidence of active roof leaks or collapsed ceilings. Taken together, moderate NSPIRE risks exist that require correction (detectors, remediation, outlet/GFCI verification) before pass."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 60.0,
"rationale": "Listing states roof is ~3 years old and photos show a roof that appears intact—positive for near-term performance. Listing also states electrical panel upgraded which reduces electrical-system risk. Interior vents and a window A/C/condensing-type unit outside suggest HVAC exists, though operational status is unverified. Bathroom fixtures and kitchen plumbing are present but untested; water heater not visible in photos. Overall systems show evidence of recent/upgraded elements but lack operational verification; moderate confidence that systems are serviceable but require testing and likely minor repairs/servicing."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 55.0,
"rationale": "Front yard and walkway are serviceable; lot is fenced and appears maintained. Rear elevation shows significant siding damage and sagging panels/skirting which could indicate rot or localized structural/attachment failure and will need repair. No obvious major foundation displacement or roof collapse visible. Yard drainage appears typical for the neighborhood but not verified; driveway and walkways show minor wear. Overall exterior condition is fair but rear siding damage raises repair needs and potential hidden moisture issues."
}
],
"red_flags": [
"Rear exterior siding/panels severely damaged and sagging — potential rot or attachment/foundation-related movement",
"No visible smoke detectors or CO alarms in interior photos (NSPIRE requirement)",
"Bathroom and wall surfaces show heavy staining/mold-like discoloration requiring remediation",
"Interior flooring is heavily worn/partially removed — potential exposed subfloor and trip hazard",
"Loose/visible cables in living/bedroom areas suggesting potential electrical safety issues or missing outlet covers"
],
"confidence": 0.6,
"assumptions": [
"Listing statements are accurate: roof replaced ~3 years ago and electrical panel has been upgraded.",
"Photos reflect representative rooms (no hidden collapsed ceilings or major foundation cracks elsewhere on the property).",
"Appliances shown (refrigerator) may not be included with sale; missing stove/fridge would be a moderate negative for tenant readiness but not an immediate safety failure.",
"No smoke detectors or CO alarms are installed since none are visible in images; they would need to be installed prior to inspection.",
"HVAC system exists (interior vent visible and exterior condensing-type unit seen) but operational status and ability to heat/cool were not verified from photos.",
"No active roof leaks are present since ceilings appear intact in photos, but staining in bathrooms could indicate past moisture intrusion requiring remediation."
],
"overall_score": 55.0,
"rubric_version": "ns-2026-v1"
},
{
"summary": "This 2-bed, 1-bath home shows moderate deferred maintenance and several inspection risks that would likely prevent an immediate NSPIRE/Section 8 pass without repairs. Strengths: recent roof (~3 years) and reported electrical panel upgrade reduce some major-system risk. Weaknesses: interior surfaces, flooring, bathroom condition with possible mold/mildew, lack of visibly installed smoke/CO detectors, missing deadbolt, and damaged rear siding. Expect 30–60 days of work (cleaning, remediation of mold-like staining, replacement/repair of flooring and bathroom finishes, installation of required detectors and entry security, and confirmation/repair of HVAC and plumbing) before passing a voucher inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 55.0,
"rationale": "Interior shows moderate deferred maintenance: worn/peeled flooring, stained carpeting, heavy surface staining on walls, dark/deteriorated bathroom surround, and general cosmetic neglect. Kitchen and living areas are lived-in and need cleaning, new finishes, and likely floor replacement. Missing or old finishes (blinds/screens removed, worn trim). Refrigerator is present in photos but that appears to be seller left item rather than a guaranteed appliance — missing or non-functional appliances would moderately reduce readiness but are not catastrophic. No obvious collapsed ceilings or severe structural collapse visible. Overall, mostly cosmetic and mid-level repair items that are straightforward but will take time and budget to make renter-ready."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 45.0,
"rationale": "Multiple NSPIRE risk items visible or cannot be confirmed: no smoke detectors or CO detectors are visible in photos (required). Entry door shows only a knob lock in photo; no deadbolt visible. Bathroom shows heavy staining and possible mold/mildew which is a health risk and must be remediated. Some loose cables on floors and general debris present (trip hazard). Egress windows appear present in bedrooms but sizes not measured on photos — assume likely adequate but must be confirmed. Electrical panel reportedly upgraded (listing), which reduces electrical hazard risk, but GFCI protection in kitchen/bath not visible. No active roof leaks or collapsed ceilings observed. Based on visible issues and several required items not documented (smoke/CO detectors, GFCI), property currently has moderate-to-high inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanicals",
"score": 55.0,
"rationale": "Listing states roof is ~3 years old and electrical panel upgraded — both are positive and reduce major-system risk. Photos show a floor/wall air return grille suggesting forced-air HVAC may exist, but no working thermostat/HVAC unit or water heater is shown; several window AC units are present at rear exterior which could indicate partial or auxiliary cooling. Plumbing fixtures (tub, toilet, sink) are present but show heavy staining and will require servicing; functionality of hot water and plumbing unknown. Because some major upgrades are claimed but operation of HVAC, water heater, and plumbing cannot be confirmed from photos, assign a cautious mid-score."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 65.0,
"rationale": "Front yard and curb appeal are fair; roofline and shingles look straight in photos and listing confirms recent roof. However, rear exterior shows damaged/sagging siding/trim at the foundation line which could indicate localized water damage, rot, or finished skirting issues that require repair. Yard is fenced on two sides and generally clear; walk path and small entry steps exist but no handrail is visible (steps are low). No standing water, major foundation cracks, or collapsed exterior structures are visible in photos. Overall exterior is fair but needs targeted repairs at rear siding and likely some drainage/trim work."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in photos (required for pass).",
"Evidence of heavy staining and possible mold/mildew in bathroom — requires remediation.",
"Damaged/sagging rear siding/finish at foundation line — potential water intrusion/rot.",
"No visible deadbolt on primary entry door (security requirement often enforced).",
"Major systems operation (HVAC, hot water) not confirmed from photos and must be tested; absence or failure would be a failing condition."
],
"confidence": 0.65,
"assumptions": [
"Listing statements are accurate: roof replaced ~3 years ago and electrical panel was upgraded.",
"Photos represent the current condition and there are no major hidden structural collapses beyond what is visible.",
"No smoke detectors or CO detectors are present unless hidden from photos; these will need to be installed if not present.",
"HVAC and water heater operation cannot be confirmed from photos; assume they may need servicing or testing.",
"Appliances visible in photos (refrigerator) are seller-owned items and should not be relied upon as tenant-ready appliances unless confirmed.",
"Bedroom windows provide egress but exact dimensions and operational condition are unverified and must be measured/confirmed during inspection.",
"Rear siding damage indicates localized deterioration; assume potential localized water intrusion/rot that will require repair but not necessarily full foundation replacement."
],
"overall_score": 54.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3210 Arkansas Ave, Kenner, LA, 70065",
"aggregate": {
"summary": "This 2BR/1BA 1958 single-family appears structurally intact with a relatively new roof and an outdoor HVAC condenser visible; the electrical panel is reported upgraded. The interior shows moderate deferred maintenance (worn floors, heavy staining, aged finishes) and the rear exterior siding has visible damage. Key NSPIRE items not visible (smoke/CO detectors, GFCI) and system operation (HVAC, hot water, electrical) is unverified. Likely outcome: a Housing Choice Voucher initial inspection could pass after addressing detector installation, verifying and repairing any GFCI issues, replacing/repairing flooring and finishes, repairing rear siding, and completing a systems test/servicing. Estimated time-to-rent (with targeted work): 2–6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 55.0,
"rationale": "Interior shows moderate deferred maintenance: worn/removed flooring, heavily stained walls, old carpeting, dirty bathroom and shower surround, cabinetry and finishes aged. Appliances present (fridge, dishwasher) but appear old; missing clean floorcovering and fresh paint are obvious. These are mostly cosmetic/turnkey repairs (paint, flooring, trim, screen/window repair) and moderate patching. No clear evidence of collapsed ceilings or exposed subfloor, so damage appears reparable without full structural rehab. Score reduced moderately for extensive visible surface degradation and likely need for full clean-out, paint, and flooring replacement."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Front yard and sidewalk appear serviceable; rear yard is spacious and fenced. However rear siding/utility wall shows clear damage/warping and loose boards (photo shows a large detached panel/board leaning against the back), which indicates localized exterior envelope damage that needs repair. Roof looks intact from photos and tree shading exists but no visible major sagging or foundation cracking. Grading/drainage not fully verifiable from photos. Overall sound lot but requires exterior siding/trim and fence repairs."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 48.3,
"rationale": "Multiple NSPIRE safety items are not visible or are questionable: no smoke detectors or CO alarms are visible in photos; GFCI outlets in kitchen/bath not visible; there are loose cords and items on the floor (trip risk). Bedroom windows appear present for egress but exact opening sizes not verified. Entry door has a knob; deadbolt not clearly visible. No obvious exposed live wiring or collapsed ceilings were seen. Bathroom fixtures present but plumbing function/hot water unknown. Given the lack of visible detectors and uncertain GFCI/egress verification, risk for initial inspection is moderate; these are fixable but must be addressed before move-in."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof/HVAC/electrical/plumbing)",
"score": 58.3,
"rationale": "Listing states roof replaced ~3 years ago and an upgraded electrical panel; rear exterior photo and interior vent suggest a central HVAC system (outdoor condenser visible) and interior floor/return vents. Photos show a condenser unit at rear and a wall vent inside. Water heater and furnace/air handler not shown; hot water and heating operation unknown. Electrical panel not photographed but claimed upgraded. Plumbing fixtures exist (tub, sink, toilet) but function not verified. Given visible condenser and vents and listing claims, systems likely present but their operational status is unverified — score reflects likely workable systems but requires functional verification and service tests."
}
],
"red_flags": [
"Rear siding/exterior wall damage: large detached/warped panels visible — repair required (possible localized structural/rot risk).",
"No visible smoke detectors or carbon monoxide alarms shown in photos — must install before/at inspection.",
"Interior heavy staining and discoloration in multiple rooms — possible mold or moisture history; requires assessment and remediation as needed.",
"Loose cords and poor lighting/visibility inside (trip hazards) and missing/uncertain GFCI protection in wet areas; electrical safety items must be verified."
],
"confidence": 0.95,
"assumptions": [
"Listing statement that roof is ~3 years old is accurate and visible roof condition is acceptable.",
"Listing claim that electrical panel was upgraded is accurate though panel not photographed.",
"Central HVAC exists and condenser visible in backyard is functional or serviceable; no separate heating appliance was photographed.",
"Hot water availability and plumbing function are unknown; presence of fixtures assumed to be intact but require functional testing.",
"No smoke detectors or CO alarms were seen in photos — assume they are missing or need replacement.",
"Bedroom windows provide basic egress but exact dimensions and opening mechanisms are not verified from photos.",
"No evidence of active roof leaks, collapsed ceilings, or major foundation movement visible in provided photos."
],
"score_method": "mean_of_criteria",
"overall_score": 55.0,
"rubric_version": "ns-poc-2026-1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7824441361"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.