Property ID: 7830281445
312 Appletree Ln, Terrytown, LA, 70056
Terrytown, LA
Money Down: $69,600
CoC Return: -0.70%
Monthly Cash Flow: $-41
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$58,000
Closing Costs
$11,600
Total Down
$69,600
Investment Snapshot
Purchase Price
$290,000
Money Down
$69,600
Cash-on-Cash Return
-0.70%
Rent
$2,002
Monthly Cash Flow
$-41
Annual Cash Flow
$-489
Debt Service / Mo
$1,544
Property Tax / Mo
$177
Insurance / Mo
$122
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$122
Property Tax
$177
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,503
Debt Service
$1,544
Cash Flow After Debt
$-41
Quality Score: 78.50%
Confidence: 95.00%
Overall the property presents as well-maintained and largely move-in ready with cosmetic updates, a recent roof, functioning kitchen and bathrooms, and a visible central HVAC system. Primary inspection risks are procedural/safety items that need verification: adequate bedroom egress, presence and placement of smoke and carbon monoxide detectors (CO required due to gas range), and pool/deck barrier compliance. None of the photos show structural sagging, major roof failure, or active leaks. If the egress, detectors, and pool barriers are addressed or already compliant, the home is likely to pass an initial HCV/NSPIRE inspection with minor fixes; otherwise these are likely to cause inspection issues.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$290,000
Beds
4
Baths
2
Living Area
1,567 sqft
Lot Size
—
Year Built
1968
Days on Market
90
Capital Outlay
$69,600
Debt Service
$1,544
Property Tax / Mo
$177
Insurance / Mo
$122
Property Description
Welcome Home! This stunning residence offers beautifully manicured landscaping and a spacious layout featuring 4 bedrooms and 2 bathrooms, including a recently renovated bathrooms. Enjoy the warmth and style of a custom electric fireplace, plus a bright sunroom that opens to a custom oversized outdoor kitchen-ready for entertaining. Roof is only 3 years old! Step outside to an above-ground pool set on a custom deck, all overlooking a large backyard ready for gatherings and relaxation. Conveniently located just minutes from the Crescent City Connection, downtown New Orleans, restaurants, hospitals, and schools, this home is centrally located in a well-established neighborhood.
Utility Allowances
cooking
$14
Selected natural gas as the fuel source, which is explicitly mentioned in the property details.
heating
$79
Selected natural gas for the central heating system, as 'Gas: Natural' is listed in the property's utility details.
other_electric
$77
This is a standard allowance for lighting, outlets, and tenant-provided appliances in a 4-bedroom home.
sewer
$54
The property details explicitly state a connection to the city sewer.
trash_collection
$25
Trash collection is a standard municipal service for a single-family residence.
water
$50
The property details explicitly state a connection to the public water source.
water_heating
$27
Selected natural gas for water heating, as it is available at the property and is a common application.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,465
DP3 Annual Estimate$1,465
DP1 Monthly Equivalent$122
DP3 Monthly Equivalent$122
Replacement Value$107,800
Basis1,567 sqft / 1968
Nearby Houses
Photo unavailable
321 Amapola Cir
for_sale · 0.11 mi
Price: $195,000
3 bd / 3 ba · 1,602 sqft
Latest sale: —
Latest rent: —
Photo unavailable
300 Terry Pkwy Apt B
off_market · 0.12 mi
Price: $149,000
2 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: —
Photo unavailable
309 Cherry Blossom Ln Apt B
for_sale · 0.13 mi
Price: $135,000
2 bd / 2 ba · 1,171 sqft
Latest sale: — on Mar 22, 2006
Latest rent: $1,100 on Oct 03, 2018
Photo unavailable
309 Cherry Blossom Ln Apt F
sold · 0.13 mi
Price: $139,000
2 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: —
Photo unavailable
224 Terry Pkwy Apt A
for_sale · 0.18 mi
Price: $165,000
2 bd / 3 ba · 1,566 sqft
Latest sale: —
Latest rent: —
Photo unavailable
218 Terry Parkway Blvd Unit B
off_market · 0.18 mi
Price: $130,000
2 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Potential inadequate bedroom egress window(s) (one or more windows appear small/high and may not meet emergency egress size).
- No clearly visible carbon monoxide detector despite an indoor gas range (CO detector required near sleeping areas).
- Pool/deck barrier and gate configuration not clearly shown — above-ground pool on deck could fail barrier/guardrail requirements if gate/guardrail/locks are not compliant.
Assumptions
- Photos are representative of the whole property and there are no hidden areas of severe distress beyond shown rooms.
- Central HVAC is present and operational (supply vents visible) though no mechanical equipment was photographed.
- Water heater and electrical service are present and functional but their condition is unverified (not pictured).
- Roof condition is as listed (~3 years old) and shows no visible active leaks in the photos.
- Yard is fenced per photos; however, pool access control (self-closing gate, lockable latch) is not confirmed.
- Smoke alarms may be present but their locations/operational status are not clearly visible; carbon monoxide alarm is not visible and should be installed given the gas range.
- Bedroom windows that appear small/high may not meet NSPIRE egress dimensions — treated as a potential fail until measured.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,062 | $155,000 | $15,500 |
| 2024 | $2,056 | $155,000 | $15,500 |
| 2023 | $2,026 | $155,000 | $15,500 |
| 2022 | $1,975 | $155,000 | $15,500 |
| 2021 | $1,861 | $155,000 | $15,500 |
| 2020 | $1,848 | $155,000 | $15,500 |
| 2019 | $1,247 | $102,000 | $10,200 |
| 2018 | $683 | $59,800 | $5,980 |
| 2017 | $654 | $59,800 | $5,980 |
| 2016 | $641 | $59,800 | $5,980 |
| 2015 | $657 | $59,800 | $5,980 |
| 2014 | $649 | $59,800 | $5,980 |
| 2013 | $627 | $59,800 | $5,980 |
| 2010 | $612 | $59,800 | $5,980 |
| 2009 | $612 | $59,800 | $5,980 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2019-06-13 | Sold | — |
Photo Gallery
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"summary": "Overall the property presents as well-maintained and largely move-in ready with cosmetic updates, a recent roof, functioning kitchen and bathrooms, and a visible central HVAC system. Primary inspection risks are procedural/safety items that need verification: adequate bedroom egress, presence and placement of smoke and carbon monoxide detectors (CO required due to gas range), and pool/deck barrier compliance. None of the photos show structural sagging, major roof failure, or active leaks. If the egress, detectors, and pool barriers are addressed or already compliant, the home is likely to pass an initial HCV/NSPIRE inspection with minor fixes; otherwise these are likely to cause inspection issues.",
"criteria": [
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"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "House photos and listing show recent cosmetic renovations (new tile flooring, updated bathrooms, painted walls), functioning kitchen appliances (gas range, dishwasher, refrigerator visible), and cared-for landscaping. No obvious interior cosmetic deferred maintenance or damaged finishes. Minor items to confirm (closure of pantry/closet doors, outlet covers) but nothing visible that would require major rehab. Missing or small repairs expected to be easy-to-fix capital items only."
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{
"key": "safety_code",
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"score": 70.0,
"rationale": "No active electrical hazards, no visible mold or peeling paint, and entry door has a metal security door visible at front. However, several safety/code items are unclear from photos: smoke detectors are not clearly visible in sleeping areas (one ceiling device seen but not clearly a smoke detector), and no carbon monoxide detector was observed despite an indoor gas range (CO detector is required near sleeping areas). At least one bedroom window appears small/high (egress adequacy is uncertain) and could fail NSPIRE egress requirements. Above-ground pool and deck are shown; perimeter fencing exists but pool/barrier details and gate latching are not shown — potential code fail if the pool area is not separated/locked. These uncertainties reduce the safety score."
},
{
"key": "systems_mechanical",
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"score": 75.0,
"rationale": "Listing states roof is ~3 years old and exterior photos show good roof lines. Central HVAC supply registers are visible in bedrooms/ceilings indicating a central system likely present. Kitchen and bathroom plumbing fixtures appear modern and functional; water heater and electrical panel are not visible in photos and should be verified. Built-in outdoor grill and appliances introduce gas/electrical connections that should be inspected. Overall systems appear intact but some core items (water heater, electrical panel condition, HVAC operational verification) require confirmation."
},
{
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"score": 78.0,
"rationale": "Exterior brick and siding appear in good condition; driveway, garage door and landscaping are well maintained. Yard is fenced which helps safety for a pool. Custom covered outdoor kitchen and decking look well-built but the deck/pool configuration should be checked for guardrails, fall protection, and gate/lock for pool access. No visible foundation settlement, sagging, or major roof failure observed from provided exterior photo."
}
],
"red_flags": [
"Potential inadequate bedroom egress window(s) (one or more windows appear small/high and may not meet emergency egress size).",
"No clearly visible carbon monoxide detector despite an indoor gas range (CO detector required near sleeping areas).",
"Pool/deck barrier and gate configuration not clearly shown — above-ground pool on deck could fail barrier/guardrail requirements if gate/guardrail/locks are not compliant."
],
"confidence": 0.7,
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"Photos are representative of the whole property and there are no hidden areas of severe distress beyond shown rooms.",
"Central HVAC is present and operational (supply vents visible) though no mechanical equipment was photographed.",
"Water heater and electrical service are present and functional but their condition is unverified (not pictured).",
"Roof condition is as listed (~3 years old) and shows no visible active leaks in the photos.",
"Yard is fenced per photos; however, pool access control (self-closing gate, lockable latch) is not confirmed.",
"Smoke alarms may be present but their locations/operational status are not clearly visible; carbon monoxide alarm is not visible and should be installed given the gas range.",
"Bedroom windows that appear small/high may not meet NSPIRE egress dimensions — treated as a potential fail until measured."
],
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"summary": "This property presents as largely turnkey for Section 8 rental: updated interior finishes, recent roof, central HVAC indications and functioning kitchen appliances. Primary NSPIRE risks are missing/undocumented smoke & CO detectors, unclear GFCI protection, and pool/deck safety/barrier requirements. With verification of detectors, GFCI outlets and confirmation of a compliant pool barrier and utility system service records, the property is likely to pass an initial HCV inspection within 1-3 weeks.",
"criteria": [
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"label": "Condition & Repairs",
"score": 82.0,
"rationale": "Interior appears recently renovated: new-looking tile floors throughout, updated bathrooms, finished kitchen with stove, fridge and dishwasher visible. Cosmetic condition is good (paint, trim, cabinetry). Minor items possible but no visible deferred maintenance or damage. Missing appliances would only be a moderate issue, but core kitchen appliances are present."
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"label": "Safety & Code Compliance Risk",
"score": 68.0,
"rationale": "No obvious exposed wiring, trip hazards, or structural sagging visible. Bedrooms show windows consistent with egress but some are small/high (need confirmation). Smoke and carbon-monoxide detectors are not visible in photos (required). Sliding glass door and entry appear secure but deadbolt presence not shown. Above-ground pool and deck present a potential life-safety issue unless a compliant barrier/self-latching gate is installed. GFCI presence in kitchen/bath not visible. Based on visible condition there are moderate NSPIRE compliance risks that would likely require small corrective items (install/verify detectors, verify GFCI, confirm egress clearances, verify pool barrier)."
},
{
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"label": "Major Systems / Mechanical",
"score": 78.0,
"rationale": "Listing states roof is 3 years old and exterior photos corroborate good roof condition. HVAC appears to be central (ceiling vent visible in bedrooms). Kitchen shows a gas range and modern appliances; water heater and electrical panel not shown. No visible signs of active leaks, water stains or major plumbing issues. Overall systems appear serviceable but verification of HVAC operational status, water heater, electrical panel condition and gas appliance connections is recommended."
},
{
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"label": "Exterior & Site Condition",
"score": 86.0,
"rationale": "Well-maintained brick exterior, neat landscaping, solid driveway and a fenced yard visible. Custom covered outdoor kitchen and deck appear structurally sound in photos. Above-ground pool on deck exists — yard fence is present but photo set does not clearly show a compliant pool gate or ladder safety. No visible foundation cracking, standing water, or exterior structural distress in provided images."
}
],
"red_flags": [
"No smoke detectors or CO detectors visible in photos — absence would cause immediate NSPIRE fail until installed/verified.",
"Above-ground pool and deck present without clearly shown compliant barrier/self-latching gate — potential life-safety violation.",
"Outdoor kitchen with gas cooking appliance visible — requires verification of safe gas connections/venting and permit/compliance documentation."
],
"confidence": 0.75,
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"Smoke and carbon monoxide detectors are not visible in photos; assume they may exist but must be verified and/or installed where required.",
"Central HVAC is assumed operational because ceiling vents are visible; no evidence of a non-working heating/cooling system was provided.",
"Roof condition is assumed good based on listing claim (3 years old) and no visible damage in photos.",
"Electrical panel, water heater, and plumbing operational status are unknown and assumed serviceable absent visible defects; these should be verified by inspection.",
"Bedrooms have adequate egress windows based on visible windows, but bedroom-to-egress compliance (size/operability) is assumed and should be confirmed on-site.",
"Yard is fenced; assume pool entry/gate may not meet self-closing/self-latching requirements unless proven otherwise.",
"No rental history in last 5 years (per snapshot) — rental_history_activity criterion excluded from scoring."
],
"overall_score": 78.0,
"rubric_version": "nsP-2026-1"
},
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"summary": "This property appears largely turnkey for Section 8 tenancy with well-executed cosmetic updates, a recently replaced roof, functional kitchen appliances shown, and generally intact interior and exterior systems. Key items that could cause an initial NSPIRE/HCV inspection failure are absence (or lack of visible) smoke detectors and carbon monoxide alarms, and potential pool/barrier requirements for the above-ground pool and deck area. Verify presence and operation of smoke/CO detectors, GFCI protection in kitchen/bath, HVAC and hot water operation, and that the pool area has a compliant locked barrier. With those checks/actions (likely straightforward), the home should pass within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 82.0,
"rationale": "Interior and exterior photos show a well-maintained, recently renovated appearance: updated bathrooms, modern tile flooring throughout, finished kitchen with range, dishwasher and refrigerator present, fresh paint, and landscaping. Roof reported as 3 years old. No visible significant cosmetic damage, water stains, or collapsed finishes. Outdoor kitchen and deck appear finished but will require routine sealing/maintenance; above-ground pool and deck connection may need inspection. Missing small items (outlet/GFCI covers not clearly visible) are minor. Overall turnkey cosmetically with only routine repairs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No visible exposed wiring, ceilings are intact with no sagging or active stains, interior stairs visible and appear intact, windows in bedrooms visible for egress, sliding door provides secondary exit. Front entry has a security door. However no smoke detectors or carbon monoxide detector are clearly visible in the photos (CO detector particularly important because a gas range is present) — their absence would lead to a fail. Above-ground pool requires a secure barrier/gated access to meet safety expectations; photos show a yard fence but it's not clearly a locked pool barrier. GFCI outlets are not verifiable from photos. Because most visible life-safety hazards are absent but several required devices/barriers are not shown, risk is moderate."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 78.0,
"rationale": "Roof condition is stated as 3 years old and appears in good condition. Ceiling vents and central return grille visible in photos indicate central HVAC (presence inferred); no visible evidence of nonfunctional HVAC but operational status unknown. Kitchen appliances (gas stove, dishwasher, fridge) are present and look serviceable. Plumbing fixtures and remodeled bathrooms look new. Electrical panel and water heater are not shown so condition is assumed typical; absence of visual red flags (no knob-and-tube, no visible corroded piping) supports a reasonable systems score but unknown ages reduce it from excellent."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 85.0,
"rationale": "Brick exterior, tidy landscaping, intact driveway and garage door, and a fenced yard are visible. The custom deck and outdoor kitchen look well-built and the above-ground pool sits on a dedicated deck area; fencing around the property is present. No visible foundation cracks, standing water, or roof sagging. The pool/deck interface should be inspected for structural adequacy, but overall the exterior condition is good and shows regular maintenance."
}
],
"red_flags": [
"No visible carbon monoxide alarm in photos while a gas range is present — CO alarm required.",
"No clearly visible smoke detectors in living areas/bedrooms in provided photos — missing smoke detectors will cause inspection failure.",
"Above-ground pool on deck requires a compliant barrier/locked gate; photos do not clearly show a dedicated pool barrier and this poses a child-safety/code risk until verified."
],
"confidence": 0.65,
"assumptions": [
"Roof age (3 years) is accurate per listing and roof condition is sound as pictured.",
"Central HVAC exists and is operational (inferred from ceiling vents/returns) though no HVAC equipment photo was provided.",
"Water heater and electrical panel are present and functional but were not shown in photos.",
"Bedrooms have adequate egress windows (sized appropriately) based on visible windows in photos.",
"Front security/entry door includes a locking deadbolt (security door visible at front).",
"Yard is fully fenced as shown; however the pool-to-deck barrier compliance (self-closing gate, locked access) is unknown.",
"No visible evidence of severe hidden issues (major mold, active leaks, foundation movement) — absence in photos does not guarantee absence onsite."
],
"overall_score": 80.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "312 Appletree Ln, Terrytown, LA, 70056",
"aggregate": {
"summary": "Overall the property presents as well-maintained and largely move-in ready with cosmetic updates, a recent roof, functioning kitchen and bathrooms, and a visible central HVAC system. Primary inspection risks are procedural/safety items that need verification: adequate bedroom egress, presence and placement of smoke and carbon monoxide detectors (CO required due to gas range), and pool/deck barrier compliance. None of the photos show structural sagging, major roof failure, or active leaks. If the egress, detectors, and pool barriers are addressed or already compliant, the home is likely to pass an initial HCV/NSPIRE inspection with minor fixes; otherwise these are likely to cause inspection issues.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 83.0,
"rationale": "House photos and listing show recent cosmetic renovations (new tile flooring, updated bathrooms, painted walls), functioning kitchen appliances (gas range, dishwasher, refrigerator visible), and cared-for landscaping. No obvious interior cosmetic deferred maintenance or damaged finishes. Minor items to confirm (closure of pantry/closet doors, outlet covers) but nothing visible that would require major rehab. Missing or small repairs expected to be easy-to-fix capital items only."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 83.0,
"rationale": "Exterior brick and siding appear in good condition; driveway, garage door and landscaping are well maintained. Yard is fenced which helps safety for a pool. Custom covered outdoor kitchen and decking look well-built but the deck/pool configuration should be checked for guardrails, fall protection, and gate/lock for pool access. No visible foundation settlement, sagging, or major roof failure observed from provided exterior photo."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 71.0,
"rationale": "No active electrical hazards, no visible mold or peeling paint, and entry door has a metal security door visible at front. However, several safety/code items are unclear from photos: smoke detectors are not clearly visible in sleeping areas (one ceiling device seen but not clearly a smoke detector), and no carbon monoxide detector was observed despite an indoor gas range (CO detector is required near sleeping areas). At least one bedroom window appears small/high (egress adequacy is uncertain) and could fail NSPIRE egress requirements. Above-ground pool and deck are shown; perimeter fencing exists but pool/barrier details and gate latching are not shown — potential code fail if the pool area is not separated/locked. These uncertainties reduce the safety score."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 77.0,
"rationale": "Listing states roof is ~3 years old and exterior photos show good roof lines. Central HVAC supply registers are visible in bedrooms/ceilings indicating a central system likely present. Kitchen and bathroom plumbing fixtures appear modern and functional; water heater and electrical panel are not visible in photos and should be verified. Built-in outdoor grill and appliances introduce gas/electrical connections that should be inspected. Overall systems appear intact but some core items (water heater, electrical panel condition, HVAC operational verification) require confirmation."
}
],
"red_flags": [
"Potential inadequate bedroom egress window(s) (one or more windows appear small/high and may not meet emergency egress size).",
"No clearly visible carbon monoxide detector despite an indoor gas range (CO detector required near sleeping areas).",
"Pool/deck barrier and gate configuration not clearly shown — above-ground pool on deck could fail barrier/guardrail requirements if gate/guardrail/locks are not compliant."
],
"confidence": 0.95,
"assumptions": [
"Photos are representative of the whole property and there are no hidden areas of severe distress beyond shown rooms.",
"Central HVAC is present and operational (supply vents visible) though no mechanical equipment was photographed.",
"Water heater and electrical service are present and functional but their condition is unverified (not pictured).",
"Roof condition is as listed (~3 years old) and shows no visible active leaks in the photos.",
"Yard is fenced per photos; however, pool access control (self-closing gate, lockable latch) is not confirmed.",
"Smoke alarms may be present but their locations/operational status are not clearly visible; carbon monoxide alarm is not visible and should be installed given the gas range.",
"Bedroom windows that appear small/high may not meet NSPIRE egress dimensions — treated as a potential fail until measured."
],
"score_method": "mean_of_criteria",
"overall_score": 78.5,
"rubric_version": "ns_prep_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7830281445"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.