Property ID: 7850938149
624 Willowbrook Dr, Gretna, LA, 70056
Gretna, LA
Money Down: $40,560
CoC Return: 18.94%
Monthly Cash Flow: $640
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$33,800
Closing Costs
$6,760
Total Down
$40,560
Investment Snapshot
Purchase Price
$169,000
Money Down
$40,560
Cash-on-Cash Return
18.94%
Rent
$2,002
Monthly Cash Flow
$640
Annual Cash Flow
$7,684
Debt Service / Mo
$899
Property Tax / Mo
$154
Insurance / Mo
$108
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$108
Property Tax
$154
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,540
Debt Service
$899
Cash Flow After Debt
$640
Quality Score: 81.50%
Confidence: 95.00%
This property appears largely turnkey for a Housing Choice Voucher/NSPIRE inspection. Photos and the listing show recent major system replacements (roof, AC, water heater) and a full interior cosmetic refresh (new flooring, paint, kitchen cabinets, appliances). Visible smoke alarm(s) and intact structure reduce safety risk. Remaining inspection risks are mostly verification items and minor code fixes commonly required at initial inspections (GFCI outlets in kitchen/baths, CO alarm if required, smoke detectors in bedrooms/hallways, confirm egress windows). Expect a likely pass after addressing typical vendor punch-list items — rent-ready in 1–2 weeks assuming utilities on and a quick check/installation of any missing detectors or GFCI protection.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$169,000
Beds
4
Baths
2
Living Area
1,380 sqft
Lot Size
—
Year Built
1956
Days on Market
124
Capital Outlay
$40,560
Debt Service
$899
Property Tax / Mo
$154
Insurance / Mo
$108
Property Description
Great investment opportunity in Gretna! This 4-bed, 2-bath home is located in an X-Flood zone and features a freshly updated kitchen with new appliances, plus a new water heater, new roof, and new AC. Spacious layout with plenty of potential to make it your own. Large backyard and ample parking add to the appeal. Dont miss your chance to bring this property to its full potential. Cash or conventional financing only.
Utility Allowances
Heating
$79
The property lists 'Heating Features: Central' and 'Gas: Natural'. The Natural Gas option was selected from the heating schedule.
Cooking
$14
The property lists a provided 'Range/Oven' and 'Gas: Natural'. The Natural Gas option was selected from the cooking schedule.
Water Heating
$27
The property has a 'new water heater' and available 'Gas: Natural', making natural gas the most logical and cost-effective fuel source.
Other Electric
$77
This is a standard allowance for lighting, central AC (fan/compressor), and miscellaneous plug-in appliances.
Water
$50
The property explicitly lists 'Water Source: Public'.
Sewer
$54
The property explicitly lists 'Sewer: City'.
Trash Collection
$25
Trash collection is a standard, required municipal service for a single-family home and was inferred based on the property type and location.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,290
DP3 Annual Estimate$1,290
DP1 Monthly Equivalent$108
DP3 Monthly Equivalent$108
Replacement Value$83,900
Basis1,380 sqft / 1956
Nearby Houses
Photo unavailable
564 Willowbrook Dr
for_sale · 0.09 mi
Price: $195,000
4 bd / 2 ba · 2,180 sqft
Latest sale: —
Latest rent: —
Photo unavailable
656 Grovewood Dr
for_sale · 0.10 mi
Price: $179,500
3 bd / 2 ba · 1,080 sqft
Latest sale: —
Latest rent: —
Photo unavailable
660 Grovewood Dr
for_sale · 0.11 mi
Price: $225,000
3 bd / 2 ba · 1,450 sqft
Latest sale: — on Oct 07, 2025
Latest rent: —
Photo unavailable
364 Firethorn Dr
sold · 0.15 mi
Price: $229,900
3 bd / 2 ba · 1,548 sqft
Latest sale: — on May 10, 2021
Latest rent: —
Photo unavailable
421 Firethorn Dr
for_sale · 0.16 mi
Price: $339,000
3 bd / 2 ba · 1,821 sqft
Latest sale: — on Jan 15, 2015
Latest rent: —
Photo unavailable
740 Willowbrook Dr
for_sale · 0.18 mi
Price: $235,000
4 bd / 2 ba · 1,646 sqft
Latest sale: — on Mar 10, 2025
Latest rent: —
Photo unavailable
441 Sugarpine Dr
off_market · 0.19 mi
Price: $1,995
3 bd / 2 ba · 2,100 sqft
Latest sale: —
Latest rent: —
Photo unavailable
661 Taylorbrook Dr
for_sale · 0.20 mi
Price: $229,900
3 bd / 2 ba · 1,562 sqft
Latest sale: —
Latest rent: —
Photo unavailable
521 Willowbrook Dr
for_sale · 0.21 mi
Price: $252,000
5 bd / 2 ba · 1,513 sqft
Latest sale: —
Latest rent: $2,400 on Jul 29, 2022
Photo unavailable
637 Clinebrook Dr
for_sale · 0.22 mi
Price: $209,000
3 bd / 2 ba · 1,530 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- New roof, new AC, and new water heater reported in listing are installed and functioning as described.
- Kitchen appliances referenced in listing include at least the electric range and microwave shown; refrigerator presence not confirmed in photos but is not required for a safety pass.
- Smoke alarm visible in photos is functioning; additional smoke alarms and CO alarms (if required) may not be installed yet and will need verification.
- No active leaks or hidden water damage exist behind finished surfaces; clean interior finishes and new HVAC reduce likelihood of concealed major moisture issues.
- Electrical panel exists and is serviceable; no visible exposed wiring in photos suggests acceptable electrical condition though GFCI protection locations are unconfirmed.
- Bedrooms have egress windows that meet size/height requirements — windows appear standard size but cannot be measured from photos.
- Garage/carport may be open or missing a roll-up door; this is treated as a minor site/finish issue rather than a life-safety hazard.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,800 | $135,300 | $13,530 |
| 2024 | $1,794 | $135,300 | $13,530 |
| 2023 | $1,768 | $135,300 | $13,530 |
| 2022 | $1,724 | $135,300 | $13,530 |
| 2021 | $1,624 | $135,300 | $13,530 |
| 2020 | $1,613 | $135,300 | $13,530 |
| 2019 | $1,654 | $135,300 | $13,530 |
| 2018 | $1,545 | $135,300 | $13,530 |
| 2017 | $1,481 | $135,300 | $13,530 |
| 2016 | $1,451 | $135,300 | $13,530 |
| 2015 | $1,473 | $134,000 | $13,400 |
| 2014 | $1,455 | $134,000 | $13,400 |
| 2013 | $1,405 | $134,000 | $13,400 |
| 2012 | $619 | $134,000 | $13,400 |
| 2011 | $629 | $134,900 | $13,490 |
| 2010 | $1,382 | $134,900 | $13,490 |
| 2009 | $1,382 | $134,900 | $13,490 |
| 2008 | $607 | — | $13,490 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-12-19 | Price Changed | $169,000 |
| 2025-12-05 | Listed | $179,900 |
| 2025-11-26 | Listing removed | $0 |
| 2025-10-26 | Listed for rent | $2,300 |
| 2006-08-03 | Sold | $0 |
Photo Gallery
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"assessment": {
"land": 5140,
"total": 13400,
"building": 8260
}
},
{
"tax": 619,
"year": 2012,
"market": {
"land": 51400,
"total": 134000,
"building": 82600
},
"assessment": {
"land": 5140,
"total": 13400,
"building": 8260
}
},
{
"tax": 629,
"year": 2011,
"market": {
"land": 51400,
"total": 134900,
"building": 83500
},
"assessment": {
"land": 5140,
"total": 13490,
"building": 8350
}
},
{
"tax": 1382,
"year": 2010,
"market": {
"land": 51400,
"total": 134900,
"building": 83500
},
"assessment": {
"land": 5140,
"total": 13490,
"building": 8350
}
},
{
"tax": 1382,
"year": 2009,
"market": {
"land": 51400,
"total": 134900,
"building": 83500
},
"assessment": {
"land": 5140,
"total": 13490,
"building": 8350
}
},
{
"tax": 607,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 13490,
"building": null
}
}
],
"property_history": [
{
"date": "2025-12-19",
"price": 169000,
"listing": {
"status": "for_sale",
"list_date": "2025-12-05T20:50:30Z",
"list_price": 169000,
"listing_id": "2989244023",
"last_update_date": "2026-01-06T13:53:22Z",
"last_status_change_date": "2026-01-06T19:53:34Z"
},
"event_name": "Price Changed",
"price_sqft": 122.46376811594203,
"source_name": "NewOrleans",
"price_change": -10900,
"days_after_listed": null,
"source_listing_id": "2533195",
"price_change_percentage": null
},
{
"date": "2025-12-05",
"price": 179900,
"listing": {
"status": "for_sale",
"list_date": "2025-12-05T20:50:30Z",
"list_price": 169000,
"listing_id": "2989244023",
"last_update_date": "2026-01-06T13:53:22Z",
"last_status_change_date": "2026-01-06T19:53:34Z"
},
"event_name": "Listed",
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2533195",
"price_change_percentage": null
},
{
"date": "2025-11-26",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2025-10-26T00:29:29Z",
"list_price": 2300,
"listing_id": "2987715688",
"last_update_date": "2025-11-14T15:57:16Z",
"last_status_change_date": "2025-11-26T02:10:52Z"
},
"event_name": "Listing removed",
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2527730",
"price_change_percentage": null
},
{
"date": "2025-10-26",
"price": 2300,
"listing": {
"status": "off_market",
"list_date": "2025-10-26T00:29:29Z",
"list_price": 2300,
"listing_id": "2987715688",
"last_update_date": "2025-11-14T15:57:16Z",
"last_status_change_date": "2025-11-26T02:10:52Z"
},
"event_name": "Listed for rent",
"price_sqft": 1.6666666666666667,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2527730",
"price_change_percentage": null
},
{
"date": "2006-08-03",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Issued",
"permit_type_of_work": null,
"permit_effective_date": "Jul 22, 2024",
"permit_project_type_1": "Residential",
"permit_project_type_2": null,
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "7850938149",
"generated_at": "2026-03-27T02:18:03.790519Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 81.5
},
"utility_allowance": {
"zip_code": "70056",
"home_photo": "https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b2497901020s-w1280.jpg",
"rent_price": 2002.0,
"loan_amount": 135200.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/624-Willowbrook-Dr_Gretna_LA_70056_M78509-38149",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 169000.0,
"loan_term_years": 30,
"annual_cash_flow": 18477.6,
"mortgage_monthly": 899.49,
"payment_standard": 2328.0,
"total_amount_out": 33800.0,
"additional_photos": [
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b2220734251s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b247678898s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b3062937319s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b2968720796s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b2946912412s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b1068079919s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b3899773065s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b2469046215s-w1280.jpg",
"https://ap.rdcpix.com/0d7fa0e23305f5da44ea27a19d8f56c9l-b1231434755s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 107.5,
"monthly_cash_flow": 1539.8,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property lists 'Heating Features: Central' and 'Gas: Natural'. The Natural Gas option was selected from the heating schedule.",
"utility": "Heating",
"allowance": 79
},
{
"note": "The property lists a provided 'Range/Oven' and 'Gas: Natural'. The Natural Gas option was selected from the cooking schedule.",
"utility": "Cooking",
"allowance": 14
},
{
"note": "The property has a 'new water heater' and available 'Gas: Natural', making natural gas the most logical and cost-effective fuel source.",
"utility": "Water Heating",
"allowance": 27
},
{
"note": "This is a standard allowance for lighting, central AC (fan/compressor), and miscellaneous plug-in appliances.",
"utility": "Other Electric",
"allowance": 77
},
{
"note": "The property explicitly lists 'Water Source: Public'.",
"utility": "Water",
"allowance": 50
},
{
"note": "The property explicitly lists 'Sewer: City'.",
"utility": "Sewer",
"allowance": 54
},
{
"note": "Trash collection is a standard, required municipal service for a single-family home and was inferred based on the property type and location.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.55,
"down_payment_amount": 33800.0,
"property_tax_annual": 1854.0,
"property_tax_monthly": 154.5,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 7683.73,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": 640.31,
"cash_on_cash_return_after_debt": 0.23
},
"section8_assessment": {
"runs": [
{
"summary": "This property appears largely turnkey for a Housing Choice Voucher/NSPIRE inspection. Photos and the listing show recent major system replacements (roof, AC, water heater) and a full interior cosmetic refresh (new flooring, paint, kitchen cabinets, appliances). Visible smoke alarm(s) and intact structure reduce safety risk. Remaining inspection risks are mostly verification items and minor code fixes commonly required at initial inspections (GFCI outlets in kitchen/baths, CO alarm if required, smoke detectors in bedrooms/hallways, confirm egress windows). Expect a likely pass after addressing typical vendor punch-list items — rent-ready in 1–2 weeks assuming utilities on and a quick check/installation of any missing detectors or GFCI protection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new paint, new-looking LVP/wood-look tile and vinyl plank, updated kitchen cabinets and countertops. New appliances (stove, microwave visible) appear installed. Minor visible defects: small patched/unfinished spot in main living flooring and some concrete staining on front porch; carport/garage opening shows plywood/unfinished area and may need a garage door or clean-up. No heavy deferred maintenance visible on exterior brick or roof. Missing refrigerator is not confirmed in photos but listing says updated kitchen with new appliances. Overall cosmetic condition is good and only minor repairs/finish work likely required."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 75.0,
"rationale": "Positive indicators: visible ceiling-mounted smoke alarm in main living area, secure-looking front security door, no visible exposed wiring, ceiling intact with no sagging, interior lighting and HVAC vents present. Unknown/unchecked items that affect NSPIRE compliance: GFCI protection in kitchen/baths not visible, carbon monoxide alarm presence not shown (required where fuel-burning appliances/attached garages may be present), electrical panel condition/location not shown, and bedroom egress windows cannot be fully confirmed from the photos. Porch entry has a single step without a handrail — not a code failure for a low single step but should be checked against local requirements. No signs of active water intrusion or mold. Given the mixed visibility, there is moderate risk of minor code items being required (GFCI, CO alarm, additional smoke detectors in bedrooms/hallways)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 85.0,
"rationale": "Listing states new roof, new AC, and new water heater; photos show HVAC vents and a clean ceiling register and modern fixtures suggesting recent HVAC work. Kitchen appliances installed (electric range and microwave) and the water heater is stated as new. No visible signs of leaking, roof distress, or failed mechanical components. Electrical panel and full plumbing layout not photographed; however visible finishes and new systems reported reduce risk of major failures. Reasonable assumption that mechanical systems are functional but verification of panel labeling, water heater fuel type and CO detection is recommended."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick facade appears solid with a recently replaced roof (shingles look new). Yard and walkways are tidy; driveway and covered carport provide ample parking. No visible foundation cracking or major grading issues from street-level photos. Fencing along side yard appears intact. The carport/garage area looks unfinished or missing a garage door — not a structural hazard but could require attention depending on local code or landlord preference. No evidence of infestation, standing water, or collapsed site elements in provided images."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"New roof, new AC, and new water heater reported in listing are installed and functioning as described.",
"Kitchen appliances referenced in listing include at least the electric range and microwave shown; refrigerator presence not confirmed in photos but is not required for a safety pass.",
"Smoke alarm visible in photos is functioning; additional smoke alarms and CO alarms (if required) may not be installed yet and will need verification.",
"No active leaks or hidden water damage exist behind finished surfaces; clean interior finishes and new HVAC reduce likelihood of concealed major moisture issues.",
"Electrical panel exists and is serviceable; no visible exposed wiring in photos suggests acceptable electrical condition though GFCI protection locations are unconfirmed.",
"Bedrooms have egress windows that meet size/height requirements — windows appear standard size but cannot be measured from photos.",
"Garage/carport may be open or missing a roll-up door; this is treated as a minor site/finish issue rather than a life-safety hazard."
],
"overall_score": 83.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "This 4-bed/2-bath single-family house appears largely turnkey for Section 8 tenancy after a typical move-in checklist. The unit shows recent renovation work (floors, paint, kitchen, appliances) and the listing reports a new roof, new AC and new water heater — all favorable for NSPIRE. Visible safety hazards are minimal; most NSPIRE critical items (smoke detector present, intact ceilings and walls, no visible leaks or exposed wiring) appear acceptable in the photos. On-site verification is required for carbon monoxide alarm (if fuel appliances present), GFCI protection in wet areas, electrical panel condition, hot water operation, and confirmation that doors/locks meet local secure-entry rules. Overall readiness is high with only minor repairs and verification steps expected before passing an initial Housing Choice Voucher inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs (cosmetic / minor)",
"score": 85.0,
"rationale": "Interior photos show a recent full cosmetic renovation: new-looking LVP/wood-look tile, fresh paint, recessed lighting, new cabinets and countertops and new appliances in the kitchen. Exterior brickwork and trim appear intact and the listing states a new roof. Visible defects are minor: a patched/missing board or damaged plank area on the living-room floor, some staining on the front concrete, and a trash cart left on the porch. No major interior finishes are deteriorated. Missing small finish items (minor floor repair, touch-up paint) are easy/low-cost fixes and would not block a tenancy."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 78.0,
"rationale": "Positive observations: smoke alarm visible on ceiling in living room, secure metal security door on front entry, windows appear adequate for egress at front rooms, no exposed wiring or visible active water intrusion, ceilings appear intact with no stains or sagging. Unknowns and potential items: carbon monoxide alarm not visible (required if fuel-burning appliances present), GFCI protection for kitchen/bath outlets not visible in photos, electrical panel location and condition not shown, confirmation of functioning hot water and plumbing operation not shown. The listing states a new water heater and new AC (reduces risk). Overall limited photo evidence of life‑threatening hazards but a few code items require on-site verification (CO alarm and GFCI)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 80.0,
"rationale": "Listing claims new roof, new water heater and new AC. Interior photos show central HVAC vents and a ceiling return/grille; kitchen has a range and microwave installed. There are no visible roof failures, active leaks, or evidence of foundation movement. The electric range suggests no active gas hazard in the kitchen; however a gas meter/lines appear likely at the side (not fully confirmed) which makes CO alarm and gas shutoff verification necessary. Electrical panel, water heater fuel type and condition, and drain/caulk conditions are not pictured—these require on-site checks. Given stated replacements and visible components, major systems appear recently serviced but unverified."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Street-facing exterior shows sound brick veneer, a recent-looking shingle roof, a paved driveway and carport/garage area. Yard is maintained, sidewalk is intact and there is a fenced side yard visible. The carport/garage opening appears without a closed garage door which may affect security but is not an NSPIRE fail alone. Property is in an X flood zone (per listing) which indicates lower flood risk but still should be noted for tenant disclosures. No visible standing water, major foundation cracks, or exterior structural sagging in photos."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Listing claims of 'new roof', 'new AC', and 'new water heater' are accurate and installations are code-compliant and functional.",
"Appliances shown (range, microwave) are installed and operational; missing images of refrigerator are not interpreted as absent because listing text states new appliances in kitchen.",
"Bedrooms and bathrooms (not photographed in detail) meet minimum egress, ventilation and fixture standards typical for a 4 bed / 2 bath layout; windows visible in living area are representative of window condition throughout.",
"No evidence of severe hidden issues (structural/foundational/major mold) behind finished surfaces; recent renovation reduces likelihood but does not eliminate need for in-person verification.",
"Presence of gas piping near left-side exterior suggests possible gas water heater or meter; CO alarm may be required if any gas appliances exist."
],
"overall_score": 81.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Based on photos and the listing, this 4-bed/2-bath single-family appears largely turnkey for Housing Choice Voucher occupancy after a recent renovation. Major systems are reported new (roof, AC, water heater) and interior finishes are updated. The most likely inspection issues are administrative/quick fixes rather than structural hazards: confirm and/or install smoke alarms in each bedroom, add GFCI protection where required (kitchen/bath), verify CO detector requirements depending on fuel appliances, and confirm presence/operation of the water heater and an entry deadbolt. No major structural or life-safety failures are evident in the provided images.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recent cosmetic renovation: new-looking paint, new/like-new flooring, finished kitchen cabinets and countertops, recessed lighting, and trimmed windows. Exterior brick, roofline and covered porch appear in good condition and the listing states a new roof. Visible minor items: a small patched/uneven area in living room flooring (several photos), scuffing on concrete porch, and no refrigerator visible in photos (kitchen has range and microwave). These are easy-to-fix or cosmetic and would not prevent renting; missing fridge (if confirmed) is a moderate reduction but not catastrophic."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "Positive indicators: functioning recessed lighting, visible HVAC supply grille, and a smoke detector visible in the living room. Exterior entry has a security door. No obvious exposed wiring, sagging ceilings, active leaks, visible mold, or trip hazards in photos. Unconfirmed/unknown but required items: smoke detectors in each bedroom/floor (only living room detector is visible), presence/operation of carbon monoxide alarm (not shown) — requirement depends on fuel appliances and local policy, presence of GFCI-protected outlets in kitchen/bath (not visible), and verification of operable hot water and heating. Entry deadbolt not clearly visible in photos. Given the visible living-room smoke alarm and no life-threatening hazards observed, risk is moderate but additional quick compliance items may be needed before inspection (install bedroom alarms, GFCIs if missing, verify CO detector if required)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, roof, plumbing, electrical)",
"score": 80.0,
"rationale": "Listing states new roof, new AC, and new water heater; interior photos show ceiling HVAC vents and modern recessed lighting suggesting updated electrical circuits. Kitchen has a new-looking electric range and microwave; water heater is not pictured but listing claims it's new. Electrical panel, plumbing risers and water heater connections are not shown so their condition is assumed based on recent renovations. No signs of active roof leaks, roof sagging, or HVAC absence. Because full mechanical verification (panel labeling, water heater combustion venting, plumbing leaks) cannot be made from photos, score reflects likely functional systems with medium confidence."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 85.0,
"rationale": "Exterior photos show intact brick walls, a recently replaced-looking roof, level foundation at the visible grade, a concrete porch and driveway, and an enclosed carport. Yard is maintained with no visible standing water. Walkway to porch is present; no missing guardrails or unsafe stairs (single-story). Minor driveway surface staining/cracks and peeling paint on the curbside trash bin are cosmetic. Overall exterior/site appears sound and safe for tenancy."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof, AC, and water heater are new is accurate and these systems are operational.",
"Photos reflect the current condition of the property and interiors shown are representative of the whole unit.",
"Bedrooms have standard-size windows that meet egress requirements even though bedroom photos are not provided.",
"Electrical panel condition and labeling are unseen and assumed serviceable based on updated interior finishes.",
"No refrigerator is visible in photos; listing says 'new appliances' so at least stove and microwave are present; refrigerator may be missing and would be considered a moderate, easy-to-fix item.",
"Kitchen and bath GFCI protection and CO alarm presence are not visible and therefore treated as unknowns that may require quick remediation.",
"No active roof leaks, major foundation movement, or mold issues are present as none are visible in photos; if hidden issues exist they would lower safety and systems scores."
],
"overall_score": 81.0,
"rubric_version": "2026-03-27-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "624 Willowbrook Dr, Gretna, LA, 70056",
"aggregate": {
"summary": "This property appears largely turnkey for a Housing Choice Voucher/NSPIRE inspection. Photos and the listing show recent major system replacements (roof, AC, water heater) and a full interior cosmetic refresh (new flooring, paint, kitchen cabinets, appliances). Visible smoke alarm(s) and intact structure reduce safety risk. Remaining inspection risks are mostly verification items and minor code fixes commonly required at initial inspections (GFCI outlets in kitchen/baths, CO alarm if required, smoke detectors in bedrooms/hallways, confirm egress windows). Expect a likely pass after addressing typical vendor punch-list items — rent-ready in 1–2 weeks assuming utilities on and a quick check/installation of any missing detectors or GFCI protection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new paint, new-looking LVP/wood-look tile and vinyl plank, updated kitchen cabinets and countertops. New appliances (stove, microwave visible) appear installed. Minor visible defects: small patched/unfinished spot in main living flooring and some concrete staining on front porch; carport/garage opening shows plywood/unfinished area and may need a garage door or clean-up. No heavy deferred maintenance visible on exterior brick or roof. Missing refrigerator is not confirmed in photos but listing says updated kitchen with new appliances. Overall cosmetic condition is good and only minor repairs/finish work likely required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 82.7,
"rationale": "Exterior brick facade appears solid with a recently replaced roof (shingles look new). Yard and walkways are tidy; driveway and covered carport provide ample parking. No visible foundation cracking or major grading issues from street-level photos. Fencing along side yard appears intact. The carport/garage area looks unfinished or missing a garage door — not a structural hazard but could require attention depending on local code or landlord preference. No evidence of infestation, standing water, or collapsed site elements in provided images."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 76.0,
"rationale": "Positive indicators: visible ceiling-mounted smoke alarm in main living area, secure-looking front security door, no visible exposed wiring, ceiling intact with no sagging, interior lighting and HVAC vents present. Unknown/unchecked items that affect NSPIRE compliance: GFCI protection in kitchen/baths not visible, carbon monoxide alarm presence not shown (required where fuel-burning appliances/attached garages may be present), electrical panel condition/location not shown, and bedroom egress windows cannot be fully confirmed from the photos. Porch entry has a single step without a handrail — not a code failure for a low single step but should be checked against local requirements. No signs of active water intrusion or mold. Given the mixed visibility, there is moderate risk of minor code items being required (GFCI, CO alarm, additional smoke detectors in bedrooms/hallways)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Plumbing / Electrical / Roof)",
"score": 81.7,
"rationale": "Listing states new roof, new AC, and new water heater; photos show HVAC vents and a clean ceiling register and modern fixtures suggesting recent HVAC work. Kitchen appliances installed (electric range and microwave) and the water heater is stated as new. No visible signs of leaking, roof distress, or failed mechanical components. Electrical panel and full plumbing layout not photographed; however visible finishes and new systems reported reduce risk of major failures. Reasonable assumption that mechanical systems are functional but verification of panel labeling, water heater fuel type and CO detection is recommended."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"New roof, new AC, and new water heater reported in listing are installed and functioning as described.",
"Kitchen appliances referenced in listing include at least the electric range and microwave shown; refrigerator presence not confirmed in photos but is not required for a safety pass.",
"Smoke alarm visible in photos is functioning; additional smoke alarms and CO alarms (if required) may not be installed yet and will need verification.",
"No active leaks or hidden water damage exist behind finished surfaces; clean interior finishes and new HVAC reduce likelihood of concealed major moisture issues.",
"Electrical panel exists and is serviceable; no visible exposed wiring in photos suggests acceptable electrical condition though GFCI protection locations are unconfirmed.",
"Bedrooms have egress windows that meet size/height requirements — windows appear standard size but cannot be measured from photos.",
"Garage/carport may be open or missing a roll-up door; this is treated as a minor site/finish issue rather than a life-safety hazard."
],
"score_method": "mean_of_criteria",
"overall_score": 81.5,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7850938149"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.