Property ID: 7851600713
2433 Jeanne St, Marrero, LA, 70072
Marrero, LA
Money Down: $43,200
CoC Return: 8.84%
Monthly Cash Flow: $318
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$36,000
Closing Costs
$7,200
Total Down
$43,200
Investment Snapshot
Purchase Price
$179,999
Money Down
$43,200
Cash-on-Cash Return
8.84%
Rent
$1,656
Monthly Cash Flow
$318
Annual Cash Flow
$3,820
Debt Service / Mo
$958
Property Tax / Mo
$114
Insurance / Mo
$100
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,656
Payment Standard
$1,983
Rent
$1,656
Insurance
$100
Property Tax
$114
Management
$166
Utilities Allowance
$327
NOI (Monthly)
$1,276
Debt Service
$958
Cash Flow After Debt
$318
Quality Score: 76.40%
Confidence: 90.00%
Overall this single-family home appears largely rent-ready for a Housing Choice Voucher tenant with mostly cosmetic and verification tasks remaining. The interior and exterior photographs show a structurally sound, well-maintained property with working appliances (range, dishwasher) visible and no obvious water intrusion, sagging, or major safety hazards. Primary compliance risks are missing/undocumented smoke and carbon monoxide detectors, and lack of visible GFCI/AFCI protection and electrical panel verification — these are typically quick repairs/inspections. Expect minor work (carpet re-stretch or replace, trim shrubs, confirm/replace detectors, confirm GFCI/CO protection) to achieve a high probability of passing initial NSPIRE inspection within 1–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$327
Guaranteed Section 8 Rent (PS - Utilities)
$1,656
Property Management
$166
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$179,999
Beds
3
Baths
2
Living Area
1,284 sqft
Lot Size
5,502 sqft
Year Built
1994
Days on Market
121
Capital Outlay
$43,200
Debt Service
$958
Property Tax / Mo
$114
Insurance / Mo
$100
Property Description
Solid Single-Family Home in a Ideal Marrero Location! This well-maintained home features a wide open living room with a vaulted ceiling, creating a bright and inviting space for everyday living and entertaining. The living area flows seamlessly into the galley-style kitchen, complete with ample cabinet storage and a large pantry. The spacious primary suite offers a large closet and a private ensuite bath. Two additional bedrooms share a nicely sized hallway bathroom, making this layout. Located in Flood Zone X for peace of mind, the home also includes a covered back patio overlooking a generous backyard- for relaxing, grilling, or play. Move-in ready and full of potential-don't miss this one!
Utility Allowances
Cooking
$17
Property has a Range/Oven, but the fuel type is not specified. Electric was chosen as it is a common option and is more expensive than natural gas on the schedule.
Heating
$78
Property has Central heating, but the fuel type is unspecified. Electric Heat Pump is a common system type for the region and was selected as the more expensive plausible option over natural gas.
Other Electric
$67
This is a standard allowance for general electricity usage (lights, outlets) not covered by other specific utility categories.
Sewer
$46
The property listing explicitly states connection to 'Public Sewer' or 'City' sewer.
Trash Collection
$25
This is a standard municipal service assumed for a single-family detached home.
Water
$43
The property listing explicitly states connection to a 'Public' water source.
Water Heating
$51
The water heater fuel type is not specified. Electric was chosen as it is a common option and is more expensive than natural gas on the schedule.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,201
DP3 Annual Estimate$1,201
DP1 Monthly Equivalent$100
DP3 Monthly Equivalent$100
Replacement Value$92,700
Basis1,284 sqft / 1994
Nearby Houses
Photo unavailable
2512 Joy Ann Dr
off_market · 0.14 mi
Price: $219,000
3 bd / 2 ba · 1,192 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2557 Joy Ann Dr
for_sale · 0.20 mi
Price: $134,000
3 bd / 2 ba · 1,020 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2532 Kirkwood Dr
for_sale · 0.22 mi
Price: $245,000
3 bd / 2 ba · 1,217 sqft
Latest sale: — on Sep 24, 2014
Latest rent: —
Photo unavailable
2536 Kirkwood Dr
sold · 0.23 mi
Price: $145,000
3 bd / 2 ba · 1,120 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2541 Rue Jesann Dr
for_sale · 0.27 mi
Price: $209,000
3 bd / 2 ba · 1,185 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke detectors and carbon monoxide detector(s) are not visible in photos; for scoring I assume smoke detectors are present in required locations or will be installed quickly. If absent, this will cause an immediate NSPIRE fail until corrected.
- Central HVAC is present and operational (ceiling vents visible); no evidence of heating failure in photos.
- No active roof leaks or recent water intrusion (no stains visible on ceilings/walls).
- Electrical panel is intact and has required breakers (AFCI/GFCI not confirmed); missing GFCI protection in kitchen/bath may be required.
- Water heater and plumbing supply/drainage systems are functional though not pictured.
- Appliances: gas range and dishwasher are present; refrigerator not pictured but missing major appliance alone was treated as moderate impact.
- Exterior foundation and roof condition inferred from clean exterior photo; no major foundation movement or sagging exists.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,328 | $100,900 | $10,090 |
| 2024 | $1,324 | $100,900 | $10,090 |
| 2023 | $1,358 | $99,100 | $9,910 |
| 2022 | $1,326 | $99,100 | $9,910 |
| 2021 | $1,253 | $99,100 | $9,910 |
| 2020 | $1,226 | $99,100 | $9,910 |
| 2019 | $1,287 | $99,100 | $9,910 |
| 2018 | $1,207 | $99,100 | $9,910 |
| 2017 | $1,161 | $99,100 | $9,910 |
| 2016 | $1,139 | $99,100 | $9,910 |
| 2015 | $1,158 | $99,100 | $9,910 |
| 2014 | $1,145 | $99,100 | $9,910 |
| 2013 | $1,140 | $99,100 | $9,910 |
| 2012 | $278 | $99,100 | $9,910 |
| 2011 | $290 | $100,100 | $10,010 |
| 2010 | $1,076 | $100,100 | $10,010 |
| 2009 | $1,074 | $100,100 | $10,010 |
| 2008 | $268 | — | $10,010 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-12-09 | Listed | $179,999 |
| 1999-08-01 | Sold | $0 |
Photo Gallery
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"building": 9090
}
},
{
"tax": 1253,
"year": 2021,
"market": {
"land": 8200,
"total": 99100,
"building": 90900
},
"assessment": {
"land": 820,
"total": 9910,
"building": 9090
}
},
{
"tax": 1226,
"year": 2020,
"market": {
"land": 8200,
"total": 99100,
"building": 90900
},
"assessment": {
"land": 820,
"total": 9910,
"building": 9090
}
},
{
"tax": 1287,
"year": 2019,
"market": {
"land": 8200,
"total": 99100,
"building": 90900
},
"assessment": {
"land": 820,
"total": 9910,
"building": 9090
}
},
{
"tax": 1207,
"year": 2018,
"market": {
"land": 8200,
"total": 99100,
"building": 90900
},
"assessment": {
"land": 820,
"total": 9910,
"building": 9090
}
},
{
"tax": 1161,
"year": 2017,
"market": {
"land": 8200,
"total": 99100,
"building": 90900
},
"assessment": {
"land": 820,
"total": 9910,
"building": 9090
}
},
{
"tax": 1139,
"year": 2016,
"market": {
"land": 8200,
"total": 99100,
"building": 90900
},
"assessment": {
"land": 820,
"total": 9910,
"building": 9090
}
},
{
"tax": 1158,
"year": 2015,
"market": {
"land": 7200,
"total": 99100,
"building": 91900
},
"assessment": {
"land": 720,
"total": 9910,
"building": 9190
}
},
{
"tax": 1145,
"year": 2014,
"market": {
"land": 7200,
"total": 99100,
"building": 91900
},
"assessment": {
"land": 720,
"total": 9910,
"building": 9190
}
},
{
"tax": 1140,
"year": 2013,
"market": {
"land": 7200,
"total": 99100,
"building": 91900
},
"assessment": {
"land": 720,
"total": 9910,
"building": 9190
}
},
{
"tax": 278,
"year": 2012,
"market": {
"land": 7200,
"total": 99100,
"building": 91900
},
"assessment": {
"land": 720,
"total": 9910,
"building": 9190
}
},
{
"tax": 290,
"year": 2011,
"market": {
"land": 7200,
"total": 100100,
"building": 92900
},
"assessment": {
"land": 720,
"total": 10010,
"building": 9290
}
},
{
"tax": 1076,
"year": 2010,
"market": {
"land": 7200,
"total": 100100,
"building": 92900
},
"assessment": {
"land": 720,
"total": 10010,
"building": 9290
}
},
{
"tax": 1074,
"year": 2009,
"market": {
"land": 7200,
"total": 100100,
"building": 92900
},
"assessment": {
"land": 720,
"total": 10010,
"building": 9290
}
},
{
"tax": 268,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 10010,
"building": null
}
}
],
"property_history": [
{
"date": "2025-12-09",
"price": 179999,
"listing": {
"status": "for_sale",
"list_date": "2025-12-09T13:08:33Z",
"list_price": 179999,
"listing_id": "2989310596",
"last_update_date": "2026-02-04T09:08:05Z",
"last_status_change_date": "2026-02-04T15:08:36Z"
},
"event_name": "Listed",
"price_sqft": 149.99916666666667,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2533815",
"price_change_percentage": null
},
{
"date": "1999-08-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "7851600713",
"generated_at": "2026-03-27T02:46:19.932691Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 76.4
},
"utility_allowance": {
"zip_code": "70072",
"home_photo": "https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m1559515743s-w1280.jpg",
"rent_price": 1656.0,
"loan_amount": 143999.2,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/2433-Jeanne-St_Marrero_LA_70072_M78516-00713",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 179999.0,
"loan_term_years": 30,
"annual_cash_flow": 15315.96,
"mortgage_monthly": 958.03,
"payment_standard": 1983.0,
"total_amount_out": 35999.8,
"additional_photos": [
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m2422823978s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m2893584151s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m4141775141s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m1682734369s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m188672304s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m2633306282s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m3834735113s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m3976503821s-w1280.jpg",
"https://ap.rdcpix.com/df68f2c81d941bdd0f72e8b93c418a11l-m3682057788s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 100.08,
"monthly_cash_flow": 1276.33,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has a Range/Oven, but the fuel type is not specified. Electric was chosen as it is a common option and is more expensive than natural gas on the schedule.",
"utility": "Cooking",
"allowance": 17
},
{
"note": "Property has Central heating, but the fuel type is unspecified. Electric Heat Pump is a common system type for the region and was selected as the more expensive plausible option over natural gas.",
"utility": "Heating",
"allowance": 78
},
{
"note": "This is a standard allowance for general electricity usage (lights, outlets) not covered by other specific utility categories.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "The property listing explicitly states connection to 'Public Sewer' or 'City' sewer.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "This is a standard municipal service assumed for a single-family detached home.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "The property listing explicitly states connection to a 'Public' water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "The water heater fuel type is not specified. Electric was chosen as it is a common option and is more expensive than natural gas on the schedule.",
"utility": "Water Heating",
"allowance": 51
}
],
"cash_on_cash_return": 0.43,
"down_payment_amount": 35999.8,
"property_tax_annual": 1367.84,
"property_tax_monthly": 113.99,
"property_tax_increase": 0.03,
"utility_allowance_total": 327.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 3819.6,
"property_management_monthly": 165.6,
"monthly_cash_flow_after_debt": 318.3,
"cash_on_cash_return_after_debt": 0.11
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this single-family home appears largely rent-ready for a Housing Choice Voucher tenant with mostly cosmetic and verification tasks remaining. The interior and exterior photographs show a structurally sound, well-maintained property with working appliances (range, dishwasher) visible and no obvious water intrusion, sagging, or major safety hazards. Primary compliance risks are missing/undocumented smoke and carbon monoxide detectors, and lack of visible GFCI/AFCI protection and electrical panel verification — these are typically quick repairs/inspections. Expect minor work (carpet re-stretch or replace, trim shrubs, confirm/replace detectors, confirm GFCI/CO protection) to achieve a high probability of passing initial NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition and Repairs",
"score": 85.0,
"rationale": "Interior photos show well-maintained surfaces: flush drywall, fresh-looking paint, intact trim and baseboards, clean tile and laminate wood flooring. Kitchen cabinets and counters are older but serviceable; gas range and dishwasher present. Minor issues: some bedroom carpet appears loose/rippled and will need re-stretching or replacement; light fixtures/fan finishes are dated. No visible water stains, peeling paint, or broken windows. Overall mostly cosmetic/maintenance items only."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards visible (no sagging ceilings, large cracks, exposed wiring or standing water). Bedrooms have windows that appear to provide egress. Central HVAC vents visible. However photos do not show smoke detectors or carbon monoxide detectors (CO required because a gas stove is present) and GFCI protection at kitchen/bath outlets is not clearly visible in images. Entry door hardware (deadbolt) is not visible. Because these required safety items are not visible in photos, there's moderate NSPIRE risk until verified."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof / HVAC / Plumbing / Electrical)",
"score": 75.0,
"rationale": "Roofline in exterior photo appears intact with no visible active issues; soffits and gutters not showing obvious damage. Interior shows ceiling HVAC registers indicating central heating/cooling likely present. Plumbing fixtures (kitchen sink, bathroom sink/shower) appear intact with no visible leaks in photos. Electrical: recessed lighting and ceiling fans operate in photos but the electrical panel and clear evidence of GFCI/AFCI protection are not shown. Water heater and service connections not shown. Overall systems appear present and typical for a 1994 house, but verification of operation and protective devices needed."
},
{
"key": "exterior_site",
"label": "Exterior and Site Condition",
"score": 85.0,
"rationale": "Brick exterior looks sound; yard is maintained and level; concrete walkway/driveway appear in good condition and safe. Rear yard is fenced and there is a covered patio (photo shows patio access). No visible foundation separation or major settlement in exterior photo. Shrubs are close to foundation and should be trimmed, but this is a minor maintenance item."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Smoke detectors and carbon monoxide detector(s) are not visible in photos; for scoring I assume smoke detectors are present in required locations or will be installed quickly. If absent, this will cause an immediate NSPIRE fail until corrected.",
"Central HVAC is present and operational (ceiling vents visible); no evidence of heating failure in photos.",
"No active roof leaks or recent water intrusion (no stains visible on ceilings/walls).",
"Electrical panel is intact and has required breakers (AFCI/GFCI not confirmed); missing GFCI protection in kitchen/bath may be required.",
"Water heater and plumbing supply/drainage systems are functional though not pictured.",
"Appliances: gas range and dishwasher are present; refrigerator not pictured but missing major appliance alone was treated as moderate impact.",
"Exterior foundation and roof condition inferred from clean exterior photo; no major foundation movement or sagging exists."
],
"overall_score": 79.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "Overall this single‑family home appears largely move‑in ready and likely to pass an initial HCV/NSPIRE inspection after addressing a few common checklist items. Major structural or life‑safety failures are not apparent in the photos. Primary inspection risks are missing/uncertain smoke and carbon monoxide detectors and lack of visible GFCI protection in wet areas; these are typically quick fixes. Minor cosmetic work (stretch/replace bedroom carpet, update dated fixtures) and confirmation of refrigerator, deadbolt and systems (water heater, electrical panel) will make the unit turnkey. Estimated time to pass: under 30 days if detectors/outlets and small repairs are completed promptly.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Photos show a well-maintained interior and exterior: intact drywall, fresh/neutral paint, working recessed lights and ceiling fans, laminate/tile floors in good visible condition, kitchen cabinets intact and functioning, and bathrooms serviceable. Minor deferred items visible: bedroom carpet is rippled/indented and will likely need stretching or replacement, some dated light/ceiling fan hardware, and no refrigerator is visible in the photos (stove and dishwasher present). These are mostly cosmetic or appliance items and should be easy/fast to remedy."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards visible: ceilings intact, no visible water stains, no exposed wiring, windows present for egress, and doors/windows appear secure. Visible risk items / unknowns that reduce score: smoke and carbon monoxide detectors are not visible in photos (property has a gas range so CO detectors are likely required), GFCI protection for kitchen/bath outlets is not evident, and deadbolt presence on entry is not confirmed. These are common inspection fail items if missing but are typically remedied quickly. No visible severe mold, roof leaks, or structural sagging."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 75.0,
"rationale": "Mechanical indicators are positive in photos: ceiling HVAC vents/registers visible (forced air present), recessed lighting and working appliances indicate functioning electrical circuits, kitchen plumbing and bathroom fixtures appear intact, and the roof shingles and exterior brick look in good visible condition. Water heater and electrical panel are not shown; their condition is assumed functional based on listing status and absence of visible water damage or staining. No visible drainage or roof failure observed."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick single‑story home appears well maintained: straight roofline, intact siding/brick, maintained lawn, fenced backyard and covered patio visible. Driveway and sidewalk show only normal wear. Property listed in Flood Zone X (lower flood risk). No standing water, major foundation exposure, or visible pest/infestation evidence in photos."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Smoke detectors are not visible in provided photos; assume at least some detectors may be present but require verification and possibly replacement or relocation to meet NSPIRE placement requirements.",
"Carbon monoxide detector presence is not visible; because a gas stove is present, assume a CO detector may be required and should be installed/verified.",
"GFCI protection for kitchen and bathrooms is not evident in photos; assume GFCI outlets may be missing and will need verification/installation.",
"Water heater and electrical panel are not shown; assume they are present and operational due to listing's 'move-in ready' claim and lack of visible water or electrical damage, but both require on-site verification.",
"No refrigerator is visible in the kitchen photos; assume landlord may provide or tenant supplies; missing refrigerator is treated as a moderate, non-safety repair.",
"Entry door lock details (deadbolt) not visible; assume at minimum a knob lock is present but a deadbolt may need verification or installation to meet local safety expectations."
],
"overall_score": 74.0,
"rubric_version": "2026-03-NSPIRE-1.0"
},
{
"summary": "This 3BR/2BA single‑family home appears largely move‑in ready for Section 8/HCV occupancy with only minor, easily remediable items likely required at inspection. Primary concerns that could cause an initial NSPIRE fail are missing or unverified smoke detectors and carbon monoxide alarms, unclear GFCI protection in kitchen/bath, and a rippled bedroom carpet that may create a trip hazard. Major systems (roof, HVAC vents visible, plumbing fixtures, gas range) appear intact but should be verified. With installation/testing of detectors/CO alarms, securing/repairing carpet, verification of deadbolts and GFCI, and functional test of HVAC and hot water, the property is likely to pass an initial inspection within 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show a well-maintained single‑family home with recent paint, intact flooring (laminate and tile), functioning kitchen cabinets and counters, and installed appliances (gas range, dishwasher). Visible minor deferred items: rippled/wrinkled bedroom carpet and seam lifting (cosmetic and potential trip hazard), older ceiling fan/light fixtures, and no photo evidence of a refrigerator. These are generally easy/low-cost fixes; not structural."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "No visible exposed wiring, no visible water stains or mold, bedrooms show windows that likely meet egress, and exterior doors/windows appear intact. However photos do not show smoke detectors or carbon monoxide alarms (CO required where gas appliances present) and deadbolt presence on primary entry not clearly visible. Kitchen outlet GFCI visibility is unclear. Missing/incorrectly located detectors or missing GFCI could cause an initial NSPIRE fail; they are typically quick fixes."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 75.0,
"rationale": "Photos show central HVAC vents and ceiling supply/registers indicating a central system (presence likely). Roof shingles visible in exterior image appear intact with no obvious sagging or active leaks. Kitchen plumbing fixtures, water connections and a gas stove are present. Water heater, electrical panel and furnace/air handler are not shown — assumed present and functional given overall condition; these items should be verified and tested. No visible signs of major system failure."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Brick exterior, yard, driveway and walkways appear in good condition. Front porch/entry is level; backyard is fenced and lawn maintained. No visible foundation cracks, standing water, or major grading issues in provided exterior photo. Fence and carport visible and appear serviceable."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos — missing/incorrect detectors commonly cause NSPIRE failures.",
"Bedroom carpet shows rippling/seam lift (potential trip hazard)."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and functional (vents/registers observed in photos) but equipment itself was not photographed.",
"Water heater and electrical service/panel exist and are operational though not shown.",
"Entry doors have at least a keyed lock; presence of a deadbolt is unverified and must be confirmed/installed if absent.",
"Smoke detectors and CO alarms were not visible in photos; assume they are not installed or not clearly compliant and should be verified/installed.",
"Kitchen and bathroom outlets may or may not be GFCI-protected; assume they need verification and possible upgrade.",
"No visible structural issues in provided photos; assume foundation and roof are sound absent inspection evidence to the contrary.",
"Refrigerator is not pictured and may be tenant-supplied; missing refrigerator alone is not scored as a major failure."
],
"overall_score": 76.0,
"rubric_version": "ns_2026_v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2433 Jeanne St, Marrero, LA, 70072",
"aggregate": {
"summary": "Overall this single-family home appears largely rent-ready for a Housing Choice Voucher tenant with mostly cosmetic and verification tasks remaining. The interior and exterior photographs show a structurally sound, well-maintained property with working appliances (range, dishwasher) visible and no obvious water intrusion, sagging, or major safety hazards. Primary compliance risks are missing/undocumented smoke and carbon monoxide detectors, and lack of visible GFCI/AFCI protection and electrical panel verification — these are typically quick repairs/inspections. Expect minor work (carpet re-stretch or replace, trim shrubs, confirm/replace detectors, confirm GFCI/CO protection) to achieve a high probability of passing initial NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition and Repairs",
"score": 79.3,
"rationale": "Interior photos show well-maintained surfaces: flush drywall, fresh-looking paint, intact trim and baseboards, clean tile and laminate wood flooring. Kitchen cabinets and counters are older but serviceable; gas range and dishwasher present. Minor issues: some bedroom carpet appears loose/rippled and will need re-stretching or replacement; light fixtures/fan finishes are dated. No visible water stains, peeling paint, or broken windows. Overall mostly cosmetic/maintenance items only."
},
{
"key": "exterior_site",
"label": "Exterior and Site Condition",
"score": 85.0,
"rationale": "Brick exterior looks sound; yard is maintained and level; concrete walkway/driveway appear in good condition and safe. Rear yard is fenced and there is a covered patio (photo shows patio access). No visible foundation separation or major settlement in exterior photo. Shrubs are close to foundation and should be trimmed, but this is a minor maintenance item."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 68.3,
"rationale": "No obvious life‑threatening hazards visible (no sagging ceilings, large cracks, exposed wiring or standing water). Bedrooms have windows that appear to provide egress. Central HVAC vents visible. However photos do not show smoke detectors or carbon monoxide detectors (CO required because a gas stove is present) and GFCI protection at kitchen/bath outlets is not clearly visible in images. Entry door hardware (deadbolt) is not visible. Because these required safety items are not visible in photos, there's moderate NSPIRE risk until verified."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof / HVAC / Plumbing / Electrical)",
"score": 75.0,
"rationale": "Roofline in exterior photo appears intact with no visible active issues; soffits and gutters not showing obvious damage. Interior shows ceiling HVAC registers indicating central heating/cooling likely present. Plumbing fixtures (kitchen sink, bathroom sink/shower) appear intact with no visible leaks in photos. Electrical: recessed lighting and ceiling fans operate in photos but the electrical panel and clear evidence of GFCI/AFCI protection are not shown. Water heater and service connections not shown. Overall systems appear present and typical for a 1994 house, but verification of operation and protective devices needed."
}
],
"red_flags": [],
"confidence": 0.9,
"assumptions": [
"Smoke detectors and carbon monoxide detector(s) are not visible in photos; for scoring I assume smoke detectors are present in required locations or will be installed quickly. If absent, this will cause an immediate NSPIRE fail until corrected.",
"Central HVAC is present and operational (ceiling vents visible); no evidence of heating failure in photos.",
"No active roof leaks or recent water intrusion (no stains visible on ceilings/walls).",
"Electrical panel is intact and has required breakers (AFCI/GFCI not confirmed); missing GFCI protection in kitchen/bath may be required.",
"Water heater and plumbing supply/drainage systems are functional though not pictured.",
"Appliances: gas range and dishwasher are present; refrigerator not pictured but missing major appliance alone was treated as moderate impact.",
"Exterior foundation and roof condition inferred from clean exterior photo; no major foundation movement or sagging exists."
],
"score_method": "mean_of_criteria",
"overall_score": 76.4,
"rubric_version": "nsPIRE-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7851600713"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.