Property ID: 7859930981
2212 35th Ave N, Birmingham, AL, 35207
Birmingham, AL
Money Down: —
CoC Return: —
Monthly Cash Flow: —
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
—
Closing Costs
$4,320
Total Down
—
utility_fetch_failed
Investment Snapshot
Purchase Price
$108,000
Money Down
—
Cash-on-Cash Return
—
Rent
—
Monthly Cash Flow
—
Annual Cash Flow
—
Debt Service / Mo
—
Property Tax / Mo
$0
Insurance / Mo
$0
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
—
Payment Standard
—
Rent
—
Insurance
$0
Property Tax
$0
Management
$0
Utilities Allowance
$0
NOI (Monthly)
—
Debt Service
—
Cash Flow After Debt
—
Quality Score: 72.10%
Confidence: 92.00%
This 3-bed, 1-bath historic bungalow is largely renovated and presents as moderately turnkey for a Housing Choice Voucher (NSPIRE) inspection. Strengths: visible new flooring, updated cabinets/fixtures, new range, freshly painted exterior, and a recently replaced main roof. Primary inspection risks that should be verified and corrected before inspection: presence and placement of carbon monoxide alarms (likely required because of wall heater/fuel appliances), GFCI protection in kitchen/bath, verification of bedroom egress windows, repair of uneven front walkway steps (trip hazard), and confirmation of hot water and functioning heating system. Rear roof/shed area and small back porch require closer inspection for leaks/rot. With minor corrections (CO alarm, GFCI if absent, walkway repairs, and documentation of mechanicals) this property is likely to pass an initial HCV/NSPIRE inspection within 1–3 weeks.
Section 8 Payment Standard
—
Utility Allowance Total
$0
Guaranteed Section 8 Rent (PS - Utilities)
—
Property Management
$0
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$108,000
Beds
3
Baths
1
Living Area
1,259 sqft
Lot Size
6,970 sqft
Year Built
1924
Days on Market
175
Capital Outlay
—
Debt Service
—
Property Tax / Mo
$0
Insurance / Mo
$0
Property Description
Step into history with modern comfort in this newly renovated Birmingham home, just minutes from the brand-new amphitheater and city attractions. This charming historic property features a new roof, freshly painted exterior, all-new flooring, and updated light fixtures throughout. The bright kitchen boasts new countertops and cabinets and can easily flex into an additional living space. A renovated bathroom, plus a versatile flex room at the back of the home, add both style and functionality. Outside, enjoy a carport, driveway with basketball goal, and storage shed. With thoughtful updates and plenty of character, this home blends classic appeal with modern convenience-ready for its next owner.
Utility Allowances
No utility allowances returned for this property.
Source References
Payment Standard Source
Effective Date:
—
No payment standard source links available.
Utility Allowance Source
Effective Date:
—
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$451
DP3 Annual Estimate$712
DP1 Monthly Equivalent$38
DP3 Monthly Equivalent$59
Replacement Value$41,700
Basis1,259 sqft / 1924
Nearby Houses
Photo unavailable
2210 34th Ave N
sold · 0.08 mi
Price: $150,000
2 bd / 2 ba · 1,168 sqft
Latest sale: $150,000 on Feb 04, 2022
Latest rent: —
Photo unavailable
2121 35th Ave N
sold · 0.08 mi
Price: $80,000
3 bd / 2 ba · 1,917 sqft
Latest sale: $80,000 on Mar 29, 2024
Latest rent: —
Photo unavailable
2319 36th Ave N
sold · 0.10 mi
Price: $72,000
2 bd / 1 ba · 1,423 sqft
Latest sale: $72,000 on Feb 24, 2021
Latest rent: —
Photo unavailable
2225 34th Ave N
for_sale · 0.11 mi
Price: $40,000
2 bd / 1 ba · 1,351 sqft
Latest sale: $15,000 on Apr 01, 1972
Latest rent: —
Photo unavailable
2115 34th Ave N
sold · 0.14 mi
Price: $43,000
3 bd / 1 ba · 1,216 sqft
Latest sale: $43,000 on Oct 07, 2022
Latest rent: —
Photo unavailable
2111 34th Ave N Lot 2111
off_market · 0.15 mi
Price: $10,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
2304 33rd Ave N
sold · 0.16 mi
Price: $20,000
3 bd / 1 ba · 980 sqft
Latest sale: $20,000 on May 09, 2024
Latest rent: $1,400 on Sep 01, 2025
Risk and Criteria Detail
Red Flags
- utility_fetch_failed
- No carbon monoxide detector visible in photos while a wall heater and other fuel-using appliances appear present — CO alarm likely required.
- Uneven/ cracked front walkway and concrete steps to the porch — trip hazard that inspectors often cite.
- Rear small roof / shed and rear porch decking show wear and patching — potential leak points that should be evaluated and repaired before inspection.
- No visible central HVAC; lack of documented, operable heating system (if wall heater is nonfunctional) could be an inspection fail — must verify operational heating and hot water.
Assumptions
- Listing statement that the roof is new is accurate and photos support a recently shingled main roof; small rear roof areas may be older.
- Bathroom is renovated as described in listing though interior photos of the bathroom were not provided; assume plumbing fixtures are present and in working order until verified.
- Stove/range is included (seen in photos). A refrigerator is not shown; assume fridge may not be included unless confirmed.
- A wall heater and at least one window AC unit provide heating/cooling; no central HVAC condenser was visible in photos.
- Smoke detector observed in photos is functional. No CO detector was visible; assume none unless provided by owner.
- Electrical service/meter exists and appears intact; internal electrical panel condition and GFCI outlets in kitchen/bath are not visible and must be tested.
- Bedrooms have egress windows typical for a house of this vintage; egress cannot be confirmed from provided images and must be checked at inspection.
- No visible signs of active mold, major foundation movement, or collapsed structures in the provided photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $273 | $46,800 | $4,680 |
| 2023 | $273 | $47,600 | $4,760 |
| 2022 | $190 | $35,800 | $3,580 |
| 2021 | $190 | $35,800 | $3,580 |
| 2020 | $190 | $35,800 | $3,580 |
| 2019 | $190 | $35,800 | $3,580 |
| 2018 | $154 | $30,400 | $3,040 |
| 2017 | $154 | $30,400 | $3,040 |
| 2016 | $154 | $30,400 | $3,040 |
| 2015 | $154 | $30,400 | $3,040 |
| 2013 | $148 | $30,000 | $3,000 |
| 2012 | $148 | $30,000 | $3,000 |
| 2011 | $150 | $30,400 | $3,040 |
| 2010 | $150 | $30,400 | $3,040 |
| 2009 | $150 | $30,400 | $3,040 |
| 2008 | $159 | $31,800 | $3,180 |
| 2007 | $148 | $30,000 | $3,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Relisted | $108,000 |
| 2026-02-11 | Listing removed | $0 |
| 2026-01-25 | Price Changed | $108,000 |
| 2026-01-18 | Relisted | $118,000 |
| 2026-01-08 | Listing removed | $118,000 |
| 2025-11-12 | Relisted | $118,000 |
| 2025-11-11 | Listing removed | $0 |
| 2025-10-14 | Relisted | $125,000 |
| 2025-10-11 | Listing removed | $0 |
| 2025-10-04 | Price Changed | $125,000 |
| 2025-08-25 | Listed | $130,000 |
Photo Gallery
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{
"summary": "This 3-bed, 1-bath historic bungalow is largely renovated and presents as moderately turnkey for a Housing Choice Voucher (NSPIRE) inspection. Strengths: visible new flooring, updated cabinets/fixtures, new range, freshly painted exterior, and a recently replaced main roof. Primary inspection risks that should be verified and corrected before inspection: presence and placement of carbon monoxide alarms (likely required because of wall heater/fuel appliances), GFCI protection in kitchen/bath, verification of bedroom egress windows, repair of uneven front walkway steps (trip hazard), and confirmation of hot water and functioning heating system. Rear roof/shed area and small back porch require closer inspection for leaks/rot. With minor corrections (CO alarm, GFCI if absent, walkway repairs, and documentation of mechanicals) this property is likely to pass an initial HCV/NSPIRE inspection within 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Listing and photos show recent interior updates (new flooring, painted walls, updated light fixtures, renovated bathroom per description) and a new range in the kitchen (still with protective film). Exterior has fresh paint and generally neat landscaping. Observable deferred items are minor: paint peeling/wear on front porch steps and treads, small areas of trim touch‑up needed, rear small deck/step and shed need cleaning/repair, and some sidewalk/stair concrete cracks. Missing large interior fixtures (fridge) is not evident in photos — stove present. Overall mostly cosmetic/finish work; no visible large-scale interior damage."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk (NSPIRE)",
"score": 70.0,
"rationale": "A working smoke detector is visible on the ceiling in the kitchen area (positive). Front porch has handrails and guardrails present. No obvious exposed live wiring inside photos; exterior meter and conduit appear present and intact. Visible trip hazard: uneven concrete steps and cracks on the approach to the porch. A wall heater (or similar unit) and a window AC are visible — presence of fuel-burning appliances suggests a required CO alarm but no CO detector is visible in photos. GFCI protection at kitchen counters is not visible. Bedroom egress windows cannot be confirmed from provided images. Home built 1924 — lead-based paint risk exists and requires disclosure/mitigation. No active water intrusion, collapsed ceilings, or visible mold in photos. Overall there are manageable NSPIRE risks but a few inspection‑failing items may be raised (CO alarm if needed, GFCI, egress verification, walkway repair)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 65.0,
"rationale": "Listing states a new roof and exterior photos show a recently shingled main roof; most roof surfaces appear in good condition. Rear lower roof and shed roofing show older/patchy material and minor wear which could be leak points. No visible central HVAC condenser or ductwork — cooling seen as window unit and heating as a wall heater, so central HVAC may be absent; this is acceptable if heating/cooling are functional but requires demonstration at inspection. Electrical meter and exterior service are present; electrical panel and interior circuit conditions are not shown. Hot water system and water heater are not photographed. Plumbing fixtures appear present in kitchen and listing states renovated bathroom but hot water and plumbing operation must be verified. Given visible evidence, roofs and basic service appear serviceable but there is uncertainty on HVAC type, hot water and interior electrical details."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior is freshly painted and siding looks intact. Front porch, railings and steps are present and functional though porch tread paint is worn. Driveway, carport and a storage shed exist; rear concrete parking pad and carport in place. Some minor wear on shed and rear small porch/step and corrugated roof material shows age. Yard is tidy and fenced in sections; no visible standing water or major foundation cracks from photos. Overall exterior is in good, rentable condition with routine maintenance items recommended."
}
],
"red_flags": [
"No carbon monoxide detector visible in photos while a wall heater and other fuel-using appliances appear present — CO alarm likely required.",
"Uneven/ cracked front walkway and concrete steps to the porch — trip hazard that inspectors often cite.",
"Rear small roof / shed and rear porch decking show wear and patching — potential leak points that should be evaluated and repaired before inspection.",
"No visible central HVAC; lack of documented, operable heating system (if wall heater is nonfunctional) could be an inspection fail — must verify operational heating and hot water."
],
"confidence": 0.75,
"assumptions": [
"Listing statement that the roof is new is accurate and photos support a recently shingled main roof; small rear roof areas may be older.",
"Bathroom is renovated as described in listing though interior photos of the bathroom were not provided; assume plumbing fixtures are present and in working order until verified.",
"Stove/range is included (seen in photos). A refrigerator is not shown; assume fridge may not be included unless confirmed.",
"A wall heater and at least one window AC unit provide heating/cooling; no central HVAC condenser was visible in photos.",
"Smoke detector observed in photos is functional. No CO detector was visible; assume none unless provided by owner.",
"Electrical service/meter exists and appears intact; internal electrical panel condition and GFCI outlets in kitchen/bath are not visible and must be tested.",
"Bedrooms have egress windows typical for a house of this vintage; egress cannot be confirmed from provided images and must be checked at inspection.",
"No visible signs of active mold, major foundation movement, or collapsed structures in the provided photos."
],
"overall_score": 74.0,
"rubric_version": "1.0"
},
{
"summary": "Overall the property appears largely renovated and cosmetically turnkey with a recently refreshed roof, exterior paint, updated flooring and kitchen finishes. The unit is likely to pass many Section 8 / NSPIRE checks after a short punch-list: install/verify CO alarm(s), add/verify GFCI protection at kitchen/bath circuits, repair the rear porch step/rail, confirm hot water and heating operation, and provide/confirm necessary kitchen appliances (refrigerator). The greatest inspection risks are missing CO/GFCI protection and the deteriorated rear porch step/rail and limited verification of major system operations (HVAC/hot water).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Photos and listing show a recent cosmetic renovation: new paint, new flooring, updated cabinets/countertops and a new-looking stove (still in protective wrap). Exterior paint and front porch are in generally good condition. Minor deferred items visible: paint/finish wear on front steps, some scuffed trim, and the rear small porch/deck has missing/loose step and worn decking that will need repair. Refrigerator is not shown and may be missing. Overall mostly cosmetic/finish items; no large-scale interior deterioration visible."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 65.0,
"rationale": "A ceiling smoke alarm is visible in the interior photos (good). Electrical meter and panel are present and appear intact from exterior photos. However: no carbon monoxide alarm is visible (required where fuel-burning appliances exist), no visible GFCI-protected outlets near the kitchen sink in photos (possible fail), and the rear small porch has a missing/loose step/short railing creating a trip/fall hazard. Window egress for bedrooms cannot be fully verified from photos (but windows look typical). No active leaks, collapsed ceilings, or visible mold were observed. These mixed findings indicate moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Plumbing/Electrical)",
"score": 60.0,
"rationale": "Listing states a new roof and the main roof appears in good condition in photos, though a small rear/flat roof area and the rear porch roofing show wear and localized older materials. An electric/gas wall heater is visible and there is a window A/C unit in a side window (no evidence of central HVAC unit), which is acceptable if heating and cooling operate but is higher risk than central HVAC for inspections. Water heater location and hot water operation are not shown. Gas/electrical connections behind the range and to the wall heater are present but not fully visible for adequacy or venting. Because key system operation (hot water, HVAC performance, CO alarms, proper appliance hook-ups) cannot be confirmed from photos, score reflects moderate unknown risk."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Front landscaping and walkways are tidy; gutters and painted siding look recently refreshed. Foundation appears intact with no obvious major settlement. Chain-link fence, driveway, carport and storage shed are present and usable. The rear concrete pad and small rear porch show wear, and rear decking/railings need repair. Minor site debris and uneven spots exist but no standing water, major grading failures, or visible infestation were observed."
}
],
"red_flags": [
"No visible carbon monoxide detector in photos — required if fuel-burning appliances present.",
"No visible GFCI receptacles near kitchen sink in photographed views — common NSPIRE failure point.",
"Rear small porch/landing shows missing/loose step and deteriorated railing — creates trip/fall hazard and could cause inspection failure until repaired.",
"Back/low roof area and rear porch roofing show older materials/patching that may need further evaluation for leakage.",
"Major system operations (hot water, HVAC performance, and appliance hook-ups) are not documented in photos and must be verified before inspection."
],
"confidence": 0.7,
"assumptions": [
"Smoke detector(s) observed inside are functioning (photographed ceiling alarm).",
"Listing note of 'new roof' is accurate and main pitched roof visible in photos is in good condition; rear/flat roofing areas may be older and need attention.",
"A functioning water heater exists on the property though it is not shown in photos.",
"Heating is provided (visible wall heater) and cooling by window unit; these are assumed operational but not verified.",
"Bedrooms have adequate egress windows typical for a home of this era (not fully verifiable from photos).",
"Front entry has at least a functioning lock; deadbolt not visually confirmed but assumed present.",
"Stove pictured will be connected and permitted for use; fuel type (gas vs electric) is not definitively identified from photos.",
"No visible active mold, severe lead-peeling, or structural foundation movement based on exterior and interior photos."
],
"overall_score": 70.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This is a recently renovated 3-bed single-family home that appears largely rent-ready with mostly cosmetic and small-scope repairs remaining. Strengths: new roof (per listing/photos), fresh exterior paint, new flooring, updated fixtures, renovated bathroom and a new/boxed stove visible. Moderate NSPIRE risks to verify before an initial HCV inspection include lack of a visible carbon monoxide alarm (important if fuel-burning appliances exist), GFCI protection at kitchen, adequacy and type of heating system, and the loose/damaged rear deck railing/step which is a safety hazard. With targeted repairs/verification (install CO alarm if required, fix rear railing/step, confirm HVAC and hot water operation, add GFCI where required), the property is likely to pass an initial Section 8 / HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Photos and listing show a recent renovation (new roof called out, fresh exterior paint, new flooring, updated light fixtures, renovated bath, new countertops/cabinets). Interior surfaces and cabinetry look clean and floors appear new. Visible deferred items are cosmetic/minor: paint chips on front steps, scuffed porch/stairs paint, a small broken/loose rear deck railing and a minor rear step. No exposed subflooring, collapsed ceilings, or major visible interior damage. Stove appears new; refrigerator is not shown (missing appliance would be an easy fix)."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 65.0,
"rationale": "A working ceiling smoke detector is visible in the interior photos. Porch and stair railings exist at the front entry. However there are several safety risks or unknowns: no carbon monoxide alarm is visible (photos show at least one apparent fuel/gas connection/utility meter and a wall heater which suggests fuel-burning appliances may be present), GFCI protection near the kitchen sink is not evident in photos, bedroom egress windows cannot be confirmed from provided images, the rear small porch/landing has a loose/broken railing and an uneven step (trip/stair hazard). Some exterior wiring near the eaves/carport looks loosely run and should be inspected. These represent moderate NSPIRE risks that could cause an initial inspection comment or fail if CO alarm or egress issues are confirmed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (roof/HVAC/electrical/plumbing)",
"score": 70.0,
"rationale": "Listing and photos indicate a new roof (shingles look intact) and exterior meter/panel appears present and enclosed. Plumbing fixtures and a renovated bathroom are claimed; kitchen sink and cabinets look serviceable. There is no visible central HVAC condenser; a window/wall AC unit and a wall heater are visible, implying heating/cooling is likely present but not central — heating source should be verified for adequacy. Water heater and hot water operation not photographed. Electrical appears serviceable at a glance but wiring near the rear/carport should be checked. Overall systems appear functional but several components require verification (heating adequacy, hot water, GFCI, wiring)."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior siding, trim and paint appear recently refreshed and in good condition. Front walkway and concrete steps are intact but show age and minor cracking; landscaping is maintained. Carport, driveway and storage shed are present and functional but the rear small deck/landing has a damaged railing and missing or loose step tread that needs repair. No visible major foundation cracks, pool of standing water, or evidence of widespread neglect in the yard. Some trim/soffit areas near the rear small roof appear weathered and should be checked for rot."
}
],
"red_flags": [
"Loose/broken rear deck railing and missing/uneven rear step (unsafe stairs/handrail) — observed",
"No visible carbon monoxide alarm while fuel-burning appliances / wall heater and exterior gas meter are present — potential fail if CO alarm absent",
"GFCI protection near kitchen sink not evident in photos — potential NSPIRE concern",
"Exterior wiring near eaves/carport appears loosely run and should be inspected for exposed wiring or improper connections"
],
"confidence": 0.75,
"assumptions": [
"Listing statements (new roof, renovated bathroom, new flooring, updated fixtures) are accurate and reflect recent work.",
"A stove is present and new (photos show a new range); a refrigerator is not shown and may be missing or will be provided separately.",
"At least one fuel source/utility connection exists (exterior meter and a visible wall heater are present); therefore a carbon monoxide alarm may be required.",
"Bedrooms and required egress windows are present but their compliance (size/operation) cannot be confirmed from photos.",
"Water heater, main plumbing and hot water function exist but were not photographed; we assume the renovated bathroom indicates working plumbing.",
"Electrical service and panel are intact (meter and service mast visible); no obvious open electrical panels were photographed but some exterior wiring appears loosely routed and should be evaluated.",
"No evidence of major structural movement, sagging, or active roof leaks was visible in the provided images; interior ceilings appear intact in photos shown."
],
"overall_score": 73.0,
"rubric_version": "2026-02-hud-nspire-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2212 35th Ave N, Birmingham, AL, 35207",
"aggregate": {
"summary": "This 3-bed, 1-bath historic bungalow is largely renovated and presents as moderately turnkey for a Housing Choice Voucher (NSPIRE) inspection. Strengths: visible new flooring, updated cabinets/fixtures, new range, freshly painted exterior, and a recently replaced main roof. Primary inspection risks that should be verified and corrected before inspection: presence and placement of carbon monoxide alarms (likely required because of wall heater/fuel appliances), GFCI protection in kitchen/bath, verification of bedroom egress windows, repair of uneven front walkway steps (trip hazard), and confirmation of hot water and functioning heating system. Rear roof/shed area and small back porch require closer inspection for leaks/rot. With minor corrections (CO alarm, GFCI if absent, walkway repairs, and documentation of mechanicals) this property is likely to pass an initial HCV/NSPIRE inspection within 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 79.3,
"rationale": "Listing and photos show recent interior updates (new flooring, painted walls, updated light fixtures, renovated bathroom per description) and a new range in the kitchen (still with protective film). Exterior has fresh paint and generally neat landscaping. Observable deferred items are minor: paint peeling/wear on front porch steps and treads, small areas of trim touch‑up needed, rear small deck/step and shed need cleaning/repair, and some sidewalk/stair concrete cracks. Missing large interior fixtures (fridge) is not evident in photos — stove present. Overall mostly cosmetic/finish work; no visible large-scale interior damage."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.7,
"rationale": "Exterior is freshly painted and siding looks intact. Front porch, railings and steps are present and functional though porch tread paint is worn. Driveway, carport and a storage shed exist; rear concrete parking pad and carport in place. Some minor wear on shed and rear small porch/step and corrugated roof material shows age. Yard is tidy and fenced in sections; no visible standing water or major foundation cracks from photos. Overall exterior is in good, rentable condition with routine maintenance items recommended."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk (NSPIRE)",
"score": 66.7,
"rationale": "A working smoke detector is visible on the ceiling in the kitchen area (positive). Front porch has handrails and guardrails present. No obvious exposed live wiring inside photos; exterior meter and conduit appear present and intact. Visible trip hazard: uneven concrete steps and cracks on the approach to the porch. A wall heater (or similar unit) and a window AC are visible — presence of fuel-burning appliances suggests a required CO alarm but no CO detector is visible in photos. GFCI protection at kitchen counters is not visible. Bedroom egress windows cannot be confirmed from provided images. Home built 1924 — lead-based paint risk exists and requires disclosure/mitigation. No active water intrusion, collapsed ceilings, or visible mold in photos. Overall there are manageable NSPIRE risks but a few inspection‑failing items may be raised (CO alarm if needed, GFCI, egress verification, walkway repair)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 65.0,
"rationale": "Listing states a new roof and exterior photos show a recently shingled main roof; most roof surfaces appear in good condition. Rear lower roof and shed roofing show older/patchy material and minor wear which could be leak points. No visible central HVAC condenser or ductwork — cooling seen as window unit and heating as a wall heater, so central HVAC may be absent; this is acceptable if heating/cooling are functional but requires demonstration at inspection. Electrical meter and exterior service are present; electrical panel and interior circuit conditions are not shown. Hot water system and water heater are not photographed. Plumbing fixtures appear present in kitchen and listing states renovated bathroom but hot water and plumbing operation must be verified. Given visible evidence, roofs and basic service appear serviceable but there is uncertainty on HVAC type, hot water and interior electrical details."
}
],
"red_flags": [
"No carbon monoxide detector visible in photos while a wall heater and other fuel-using appliances appear present — CO alarm likely required.",
"Uneven/ cracked front walkway and concrete steps to the porch — trip hazard that inspectors often cite.",
"Rear small roof / shed and rear porch decking show wear and patching — potential leak points that should be evaluated and repaired before inspection.",
"No visible central HVAC; lack of documented, operable heating system (if wall heater is nonfunctional) could be an inspection fail — must verify operational heating and hot water."
],
"confidence": 0.92,
"assumptions": [
"Listing statement that the roof is new is accurate and photos support a recently shingled main roof; small rear roof areas may be older.",
"Bathroom is renovated as described in listing though interior photos of the bathroom were not provided; assume plumbing fixtures are present and in working order until verified.",
"Stove/range is included (seen in photos). A refrigerator is not shown; assume fridge may not be included unless confirmed.",
"A wall heater and at least one window AC unit provide heating/cooling; no central HVAC condenser was visible in photos.",
"Smoke detector observed in photos is functional. No CO detector was visible; assume none unless provided by owner.",
"Electrical service/meter exists and appears intact; internal electrical panel condition and GFCI outlets in kitchen/bath are not visible and must be tested.",
"Bedrooms have egress windows typical for a house of this vintage; egress cannot be confirmed from provided images and must be checked at inspection.",
"No visible signs of active mold, major foundation movement, or collapsed structures in the provided photos."
],
"score_method": "mean_of_criteria",
"overall_score": 72.1,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7859930981"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.