Property ID: 7876786559
1177 Hall St, Tarrant, AL, 35217
Tarrant, AL
Money Down: $21,600
CoC Return: 12.62%
Monthly Cash Flow: $227
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$18,000
Closing Costs
$3,600
Total Down
$21,600
Investment Snapshot
Purchase Price
$90,000
Money Down
$21,600
Cash-on-Cash Return
12.62%
Rent
$932
Monthly Cash Flow
$227
Annual Cash Flow
$2,726
Debt Service / Mo
$479
Property Tax / Mo
$72
Insurance / Mo
$60
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$932
Payment Standard
$1,419
Rent
$932
Insurance
$60
Property Tax
$72
Management
$93
Utilities Allowance
$487
NOI (Monthly)
$706
Debt Service
$479
Cash Flow After Debt
$227
Quality Score: 72.90%
Confidence: 95.00%
Overall the property presents as a sound, rent-ready single-family home with recent major system updates (roof 2022, HVAC 2019, water heater 2026) and mostly cosmetic interior work. Primary inspection risks are missing smoke detectors/CO detectors and lack of GFCI protection in the kitchen, plus a rear entry stairway lacking a handrail. These issues are straightforward to remediate. Absent evidence of electrical panel failure, structural sagging, active leaks, or severe mold, the home is likely to pass an initial HCV / NSPIRE inspection after addressing the detector/GFCI/handrail items, supplying required appliances or noting appliance responsibilities, and verifying systems on-site. Estimated time-to-rent: minor repairs and code items can be completed within 1–4 weeks depending on scheduling of electricians and installers.
Section 8 Payment Standard
$1,419
Utility Allowance Total
$487
Guaranteed Section 8 Rent (PS - Utilities)
$932
Property Management
$93
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$90,000
Beds
3
Baths
1
Living Area
1,032 sqft
Lot Size
4,792 sqft
Year Built
1930
Days on Market
5
Capital Outlay
$21,600
Debt Service
$479
Property Tax / Mo
$72
Insurance / Mo
$60
Property Description
Great 3 bedroom, one bath home with detached 2 car garage on quiet street. New roof on house and detached garage 2022. REEM HVAC 2019, water heater 2026. Wood floor throughout. Large laundry room. Garage is accessible from alley that runs by side of house.
Utility Allowances
heating
$77
Property has central heat. The city is Tarrant and the property has an electric water heater, making an all-electric setup likely. Selected the 'Elec Heat: Tarrant' option from the schedule.
cooling
$17
Property has central cooling and is located in Tarrant. The schedule has a specific line item for 'A/C: Tarrant'.
cooking
$16
Property is in Tarrant and photos show what appears to be an electric stove. Selected the 'Elec: Tarrant' option.
water_heating
$43
Property details explicitly state 'Water Heaters: Electric (WTRHTR)'. The property is in Tarrant, so the 'Elec: Tarrant' option was selected.
other_electric
$64
This allowance is for general electrical use like lighting and outlets. The property is in Tarrant, so 'Lights, Ref, Etc.: Tarrant' is the appropriate choice.
water
$78
Property has public water. Tarrant's water is supplied by the Birmingham Water Works Board, so the 'Water: Birmingham' schedule option was used.
sewer
$151
Property details state the sewer is 'Connected'. This allowance is based on the fixed rate for a 3-bedroom unit from the schedule.
trash_collection
$27
The property is located within Tarrant city limits, matching the 'Tarrant City ISCL' line item on the schedule.
refrigerator
$8
The property listing does not mention a refrigerator, so it is assumed to be tenant-owned and the corresponding allowance is included.
range_microwave
$6
The property listing does not mention a microwave, so it is assumed to be tenant-owned and the corresponding allowance is included.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$583
DP3 Annual Estimate$867
DP1 Monthly Equivalent$49
DP3 Monthly Equivalent$72
Replacement Value$63,300
Basis1,032 sqft / 1930
Nearby Houses
No nearby houses were returned.
Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon-monoxide detectors in interior photos (inspection fail until installed).
- No visible GFCI protection in kitchen (required for safety).
- Rear entry stairs lack a handrail/guard (trip/fall hazard and common inspection fail).
- Open/unfinished foundation vents or openings under house/porch that should be screened/closed.
- Appliances (stove, refrigerator) not shown — will affect readiness and require installation or written provision.
Assumptions
- Listing statement (roof 2022, HVAC 2019, water heater 2026) is accurate and those systems are operational.
- Bedrooms have compliant egress windows based on photos showing full-size double-hung windows; no bedroom window measurements were provided.
- No smoke detectors or CO detectors are present (none visible in photos); detectors will need installation unless present and not photographed.
- Electrical panel condition and location were not photographed; assumed service is intact based on meter and visible service conduit.
- Missing stove and refrigerator in photos are not major safety issues but appliances will either be provided or must be disclosed per program rules.
- Foundation shows no active movement or major cracks from available exterior photos; some foundation vent openings or missing brick/vent covers are assumed repairable.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $841 | $74,600 | $14,920 |
| 2023 | $841 | $74,600 | $14,920 |
| 2022 | $584 | $51,800 | $10,360 |
| 2021 | $642 | $57,000 | $11,400 |
| 2020 | $613 | $54,400 | $10,880 |
| 2018 | $552 | $49,000 | $9,800 |
| 2017 | $552 | $49,000 | $9,800 |
| 2016 | $524 | $46,500 | $9,300 |
| 2015 | $552 | $49,000 | $9,800 |
| 2013 | $522 | $45,000 | $9,000 |
| 2012 | $558 | $48,180 | $9,636 |
| 2011 | $567 | $49,000 | $9,800 |
| 2010 | $567 | $49,000 | $9,800 |
| 2009 | $567 | $49,000 | $9,800 |
| 2008 | $579 | $50,000 | $10,000 |
| 2007 | $562 | $48,500 | $9,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-11 | Listed | $90,000 |
| 2024-01-27 | Listing removed | $0 |
| 2023-09-12 | Price Changed | $49,900 |
| 2023-09-07 | Price Changed | $51,900 |
| 2023-08-18 | Price Changed | $52,900 |
| 2023-07-25 | Price Changed | $53,900 |
| 2023-06-27 | Listed | $55,000 |
| 2022-11-03 | Sold | $45,000 |
Photo Gallery
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{
"note": "Property has central heat. The city is Tarrant and the property has an electric water heater, making an all-electric setup likely. Selected the 'Elec Heat: Tarrant' option from the schedule.",
"utility": "heating",
"allowance": 77
},
{
"note": "Property has central cooling and is located in Tarrant. The schedule has a specific line item for 'A/C: Tarrant'.",
"utility": "cooling",
"allowance": 17
},
{
"note": "Property is in Tarrant and photos show what appears to be an electric stove. Selected the 'Elec: Tarrant' option.",
"utility": "cooking",
"allowance": 16
},
{
"note": "Property details explicitly state 'Water Heaters: Electric (WTRHTR)'. The property is in Tarrant, so the 'Elec: Tarrant' option was selected.",
"utility": "water_heating",
"allowance": 43
},
{
"note": "This allowance is for general electrical use like lighting and outlets. The property is in Tarrant, so 'Lights, Ref, Etc.: Tarrant' is the appropriate choice.",
"utility": "other_electric",
"allowance": 64
},
{
"note": "Property has public water. Tarrant's water is supplied by the Birmingham Water Works Board, so the 'Water: Birmingham' schedule option was used.",
"utility": "water",
"allowance": 78
},
{
"note": "Property details state the sewer is 'Connected'. This allowance is based on the fixed rate for a 3-bedroom unit from the schedule.",
"utility": "sewer",
"allowance": 151
},
{
"note": "The property is located within Tarrant city limits, matching the 'Tarrant City ISCL' line item on the schedule.",
"utility": "trash_collection",
"allowance": 27
},
{
"note": "The property listing does not mention a refrigerator, so it is assumed to be tenant-owned and the corresponding allowance is included.",
"utility": "refrigerator",
"allowance": 8
},
{
"note": "The property listing does not mention a microwave, so it is assumed to be tenant-owned and the corresponding allowance is included.",
"utility": "range_microwave",
"allowance": 6
}
],
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"down_payment_amount": 18000.0,
"property_tax_annual": 866.23,
"property_tax_monthly": 72.19,
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"utility_allowance_total": 487.0,
"property_management_rate": 0.1,
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},
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"property_management_monthly": 93.2,
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"runs": [
{
"summary": "Overall the property presents as a sound, rent-ready single-family home with recent major system updates (roof 2022, HVAC 2019, water heater 2026) and mostly cosmetic interior work. Primary inspection risks are missing smoke detectors/CO detectors and lack of GFCI protection in the kitchen, plus a rear entry stairway lacking a handrail. These issues are straightforward to remediate. Absent evidence of electrical panel failure, structural sagging, active leaks, or severe mold, the home is likely to pass an initial HCV / NSPIRE inspection after addressing the detector/GFCI/handrail items, supplying required appliances or noting appliance responsibilities, and verifying systems on-site. Estimated time-to-rent: minor repairs and code items can be completed within 1–4 weeks depending on scheduling of electricians and installers.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "House shell and interior appear generally intact with recent cosmetic painting, original wood floors in mostly good condition and updated kitchen countertops/cabinets. Visible issues: worn/uneven front porch steps, cracked walkway, patched floorboard areas, peeling paint on detached garage, and missing major appliances (no stove or refrigerator visible). These are mostly minor/cosmetic and repair-level items that can be fixed within a short rehab window; missing appliances reduce the score moderately but are not structural failures."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 60.0,
"rationale": "Visible safety risks include no smoke detectors visible in interior photos (required by NSPIRE), no visible GFCI-protected kitchen receptacle (kitchen outlet visible appears standard), and the rear entry has a set of temporary wood steps without a handrail (trip/fall risk). Bedrooms show windows likely adequate for egress. Exterior electrical meter and service look intact from photos but the electrical panel was not shown. No active roof leaks, collapsed ceilings, or obvious mold observed. Because detectors and GFCI protection are required for inspection, these omissions are a moderate inspection failure risk but are straightforward to remediate."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 80.0,
"rationale": "Listing states roof replaced 2022, HVAC replaced 2019, and water heater new in 2026; photos show roof in good visual condition and HVAC vents in hall/rooms. No visible signs of plumbing leaks or water damage in ceiling or walls. Electrical service and meter are present and appear intact; however, the interior electrical panel was not photographed so full verification is needed. Given the listing dates and visual condition, major systems appear functional but should be tested/verified on-site."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior siding and brick porch are in generally good shape; detached two-car garage is structurally intact though exterior paint is peeling and garage doors show minor gaps at bottom. Yard and chain-link fence show typical wear and some debris; sidewalks have cracking. Foundation brick is visible and appears stable from photos though there are open foundation vents/holes under the porch area that should be closed/screened. No standing water or major drainage problems visible."
}
],
"red_flags": [
"No visible smoke detectors or carbon-monoxide detectors in interior photos (inspection fail until installed).",
"No visible GFCI protection in kitchen (required for safety).",
"Rear entry stairs lack a handrail/guard (trip/fall hazard and common inspection fail).",
"Open/unfinished foundation vents or openings under house/porch that should be screened/closed.",
"Appliances (stove, refrigerator) not shown — will affect readiness and require installation or written provision."
],
"confidence": 0.7,
"assumptions": [
"Listing statement (roof 2022, HVAC 2019, water heater 2026) is accurate and those systems are operational.",
"Bedrooms have compliant egress windows based on photos showing full-size double-hung windows; no bedroom window measurements were provided.",
"No smoke detectors or CO detectors are present (none visible in photos); detectors will need installation unless present and not photographed.",
"Electrical panel condition and location were not photographed; assumed service is intact based on meter and visible service conduit.",
"Missing stove and refrigerator in photos are not major safety issues but appliances will either be provided or must be disclosed per program rules.",
"Foundation shows no active movement or major cracks from available exterior photos; some foundation vent openings or missing brick/vent covers are assumed repairable."
],
"overall_score": 73.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3BR/1BA bungalow appears structurally sound and largely rent-ready with mostly cosmetic and minor safety items to address. Strengths: newer roof (2022), HVAC (2019), new water heater per listing, intact siding and usable interior finishes. Primary inspection risks are missing/unknown smoke and CO detectors, unsecured/dangling wiring in the kitchen/hall, and an unsecured rear stair with no handrail. Missing major appliances (stove/fridge) will reduce move-in readiness but are capital items. With installation of required detectors, securing exposed wiring, adding a handrail and providing appliances (if required by voucher program), the property should pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 75.0,
"rationale": "Interior appears recently painted with intact wood floors (some patched boards). Kitchen cabinets and counters are serviceable; stove and refrigerator are not pictured (range space and receptacle visible) and would need to be supplied. Exterior porch steps and concrete show chipping and cosmetic wear; porch brick cap has some damage. Garage exterior paint is peeling and would benefit from maintenance. Overall mostly cosmetic and easy-to-fix items; no widespread deferred structural finish failure visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code compliance risk",
"score": 60.0,
"rationale": "No smoke detectors or CO alarms are visible in interior photos (likely required). Rear entry steps have no proper handrail and present a fall risk. There are a few visible loose/dangling wires (hood cord and a cable in hallway) which may be cited if not secured. Windows appear to provide egress for bedrooms. Front entry appears secure but no deadbolt is visible. GFCI protection in kitchen/bath not visible. No active water intrusion, collapsed ceilings, or obvious foundation movement observed. These issues represent moderate inspection risk but are repairable."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 80.0,
"rationale": "Listing states new roof (2022) on house and garage, HVAC replaced 2019, and water heater new (listed 2026). Exterior service mast and meter are present and look intact in photos. Kitchen plumbing fixtures (double sink) are installed and appear intact. No visible evidence of roof leaks, active plumbing failure, or missing heating system. Electrical panel interior not shown; assumed present. Given the documented system ages and lack of visible system failures, major systems appear in good condition."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 75.0,
"rationale": "Vinyl siding and foundation brick look generally in good condition. Detached two-car garage (block construction) is intact but has peeling paint at lower areas and some minor exterior wear. Yard is mostly level with chain-link fencing; no standing water visible. Large tree close to house could pose future risk to roof but no current roof damage visible. Walkways and driveway show minor cracking. Overall serviceable with routine maintenance needed."
}
],
"red_flags": [
"Possible exposed/dangling wiring at kitchen hood and hallway (electrical hazard)",
"No visible smoke detectors or carbon monoxide alarms (safety code failure likely)",
"Rear exterior steps lack a proper handrail/guard (fall hazard / code citation possible)",
"Peeling paint on garage exterior (possible maintenance lead-safety risk given 1930 build year; requires evaluation)"
],
"confidence": 0.7,
"assumptions": [
"Listing notes (roof 2022, HVAC 2019, water heater new) are accurate and systems are operational.",
"No interior electrical panel photo provided; assume panel exists and is functional unless flagged during inspection.",
"No smoke/CO detectors visible in photos → assume not installed or not visible; detectors will be required.",
"Stove and refrigerator not shown in photos and assumed absent; missing appliances treated as capital items, not automatic safety failures.",
"Bathroom photos were not provided; plumbing fixtures and hot water supply assumed functional because water heater is listed as new.",
"Fireplace appears decorative/unused; no chimney condition beyond visible exterior brick was assessed.",
"No evidence of active roof leaks, major foundation movement, or collapsed ceilings from photos; these conditions are assumed absent unless found on physical inspection."
],
"overall_score": 73.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "This 3BR/1BA bungalow appears mostly sound and likely to pass an initial Housing Choice Voucher (NSPIRE) inspection after targeted, short‑term corrections. Major systems are reported recently replaced (roof 2022, HVAC 2019, water heater 2026) and the exterior and interior show only cosmetic and small‑scale repair needs. Prioritize installing/confirming functioning smoke detectors and CO alarms, adding handrails to exterior steps, installing GFCI protection in required locations, repairing the raised/loose hallway floorboard, and providing a stove/refrigerator (or confirming they will be supplied). With those items completed (and a quick systems check), this property should be rent‑ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 75.0,
"rationale": "Overall cosmetic condition looks good: freshly painted rooms, intact vinyl siding, painted brick porch, hardwood floors throughout. Noticeable repair items: missing kitchen range/fridge (photos show range cutout but no appliance), patched/uneven floorboard in hallway, worn concrete porch steps, paint wear on garage block walls, small exposed foundation vents and minor mortar loss. None of the visible issues indicate heavy structural failure — mostly moderate cosmetic/finish and appliance installations needed."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards seen, roof appears replaced 2022 and no standing water visible. However several NSPIRE items are either missing from photos or likely needed: no smoke detectors or CO alarms visible (must be present/functioning), front and rear exterior steps lack handrails, kitchen shows a non‑GFCI standard outlet near the sink/range area (photo shows standard receptacle), open fireplace requires verification/covering if not in service. Windows in bedrooms appear present and sizeable (egress likely adequate) but egress confirmation is needed. These are repair/installation items that could fail initial inspection if not corrected before inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof, HVAC, electrical, plumbing)",
"score": 80.0,
"rationale": "Listing reports roof replaced 2022, HVAC replaced 2019, and water heater new (2026), and photos show an intact roof and exterior AC condenser present. Electrical service and meter are installed and appear typical; no exposed live conductors visible in photos. Kitchen plumbing/sink is installed. Because systems are reported recently replaced and no visible major system damage is evident, risk is low — but internal electrical panel and full HVAC/plumbing operational checks are required at inspection and were not photographed."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 75.0,
"rationale": "House siding, porch brick knee wall and foundation appear serviceable. Detached two-car garage is intact though shows base staining and peeling paint; garage doors appear functional but lower seals/thresholds may need attention. Yard is generally clear but has overhanging large tree near the house (limb risk) and chainlink fence with some wear. Rear wooden steps are makeshift and lack a handrail. Drainage evidence is limited from photos but no visible pooling or erosion noted."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos — inspector fail if absent/ nonfunctional.",
"Exterior front and rear steps lack handrails — NSPIRE safety violation for stair safety.",
"Kitchen shows standard receptacle near sink/large appliance cutout; likely missing required GFCI protection.",
"Raised/loose floorboard in hallway presents a trip hazard and must be secured.",
"Large tree directly adjacent to house/garage roofline — limb or root risk that should be evaluated and mitigated."
],
"confidence": 0.75,
"assumptions": [
"Listing information is accurate: roof replaced 2022, HVAC installed 2019, water heater installed 2026.",
"HVAC and water heater are operational; no hidden failures beyond what photos show.",
"No active roof leaks or interior water damage beyond what is visible in photos.",
"Bedrooms shown have operable windows that meet egress size requirements (photos suggest adequate window area).",
"Electrical service/panel is intact and meets local capacity requirements though internal panel not photographed.",
"Bathroom plumbing fixtures, hot water, and laundry hookups exist and are functional (bathroom not shown in photos).",
"Appliances (stove/fridge) are not present in photos and will be required by landlord or tenant; missing appliances are considered a moderate repair item, not an automatic fail."
],
"overall_score": 74.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1177 Hall St, Tarrant, AL, 35217",
"aggregate": {
"summary": "Overall the property presents as a sound, rent-ready single-family home with recent major system updates (roof 2022, HVAC 2019, water heater 2026) and mostly cosmetic interior work. Primary inspection risks are missing smoke detectors/CO detectors and lack of GFCI protection in the kitchen, plus a rear entry stairway lacking a handrail. These issues are straightforward to remediate. Absent evidence of electrical panel failure, structural sagging, active leaks, or severe mold, the home is likely to pass an initial HCV / NSPIRE inspection after addressing the detector/GFCI/handrail items, supplying required appliances or noting appliance responsibilities, and verifying systems on-site. Estimated time-to-rent: minor repairs and code items can be completed within 1–4 weeks depending on scheduling of electricians and installers.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "House shell and interior appear generally intact with recent cosmetic painting, original wood floors in mostly good condition and updated kitchen countertops/cabinets. Visible issues: worn/uneven front porch steps, cracked walkway, patched floorboard areas, peeling paint on detached garage, and missing major appliances (no stove or refrigerator visible). These are mostly minor/cosmetic and repair-level items that can be fixed within a short rehab window; missing appliances reduce the score moderately but are not structural failures."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior siding and brick porch are in generally good shape; detached two-car garage is structurally intact though exterior paint is peeling and garage doors show minor gaps at bottom. Yard and chain-link fence show typical wear and some debris; sidewalks have cracking. Foundation brick is visible and appears stable from photos though there are open foundation vents/holes under the porch area that should be closed/screened. No standing water or major drainage problems visible."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 61.7,
"rationale": "Visible safety risks include no smoke detectors visible in interior photos (required by NSPIRE), no visible GFCI-protected kitchen receptacle (kitchen outlet visible appears standard), and the rear entry has a set of temporary wood steps without a handrail (trip/fall risk). Bedrooms show windows likely adequate for egress. Exterior electrical meter and service look intact from photos but the electrical panel was not shown. No active roof leaks, collapsed ceilings, or obvious mold observed. Because detectors and GFCI protection are required for inspection, these omissions are a moderate inspection failure risk but are straightforward to remediate."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 80.0,
"rationale": "Listing states roof replaced 2022, HVAC replaced 2019, and water heater new in 2026; photos show roof in good visual condition and HVAC vents in hall/rooms. No visible signs of plumbing leaks or water damage in ceiling or walls. Electrical service and meter are present and appear intact; however, the interior electrical panel was not photographed so full verification is needed. Given the listing dates and visual condition, major systems appear functional but should be tested/verified on-site."
}
],
"red_flags": [
"No visible smoke detectors or carbon-monoxide detectors in interior photos (inspection fail until installed).",
"No visible GFCI protection in kitchen (required for safety).",
"Rear entry stairs lack a handrail/guard (trip/fall hazard and common inspection fail).",
"Open/unfinished foundation vents or openings under house/porch that should be screened/closed.",
"Appliances (stove, refrigerator) not shown — will affect readiness and require installation or written provision."
],
"confidence": 0.95,
"assumptions": [
"Listing statement (roof 2022, HVAC 2019, water heater 2026) is accurate and those systems are operational.",
"Bedrooms have compliant egress windows based on photos showing full-size double-hung windows; no bedroom window measurements were provided.",
"No smoke detectors or CO detectors are present (none visible in photos); detectors will need installation unless present and not photographed.",
"Electrical panel condition and location were not photographed; assumed service is intact based on meter and visible service conduit.",
"Missing stove and refrigerator in photos are not major safety issues but appliances will either be provided or must be disclosed per program rules.",
"Foundation shows no active movement or major cracks from available exterior photos; some foundation vent openings or missing brick/vent covers are assumed repairable."
],
"score_method": "mean_of_criteria",
"overall_score": 72.9,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7876786559"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.