Property ID: 7880265834
2446 Overbrook Dr, Jackson, MS, 39213
Jackson, MS
Money Down: $17,976
CoC Return: 14.07%
Monthly Cash Flow: $211
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$14,980
Closing Costs
$2,996
Total Down
$17,976
Investment Snapshot
Purchase Price
$74,900
Money Down
$17,976
Cash-on-Cash Return
14.07%
Rent
$811
Monthly Cash Flow
$211
Annual Cash Flow
$2,529
Debt Service / Mo
$399
Property Tax / Mo
$86
Insurance / Mo
$35
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$811
Payment Standard
$1,190
Rent
$811
Insurance
$35
Property Tax
$86
Management
$81
Utilities Allowance
$379
NOI (Monthly)
$609
Debt Service
$399
Cash Flow After Debt
$211
Quality Score: 71.40%
Confidence: 94.00%
Overall this property appears in good cosmetic condition with intact systems visible (central HVAC vents, functioning kitchen appliances) and a sound exterior envelope. Primary NSPIRE risks from the photo set are lack of visible smoke/CO detectors and unverified GFCI and major systems (water heater, electrical panel). With straightforward corrections (install/verify detectors, add/verify GFCI at kitchen/bath, confirm water heater and electrical) this house is likely rent-ready within 30 days and would likely pass an initial HCV/NSPIRE inspection after those items are addressed.
Section 8 Payment Standard
$1,190
Utility Allowance Total
$379
Guaranteed Section 8 Rent (PS - Utilities)
$811
Property Management
$81
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$74,900
Beds
3
Baths
1
Living Area
977 sqft
Lot Size
8,712 sqft
Year Built
1966
Days on Market
66
Capital Outlay
$17,976
Debt Service
$399
Property Tax / Mo
$86
Insurance / Mo
$35
Property Description
Charming single-story home at 2446 Overbrook Dr, Jackson, MS 39213 offers comfortable living with a functional layout. The home features 3 bedrooms and 2 bathrooms, a bright living area, and a well-appointed kitchen with ample cabinet space. A carport provides covered parking, and the backyard offers room for outdoor activities or relaxing. Conveniently located near shopping, dining, and major roads, this property provides easy access to local amenities and schools, making it an ideal choice for homeowners seeking comfort and practicality.
Utility Allowances
Heating
$50
Property has 'Forced Air' heating. With only 'Electricity Available' confirmed in the listing, the 'Electric' option was chosen. This is the more expensive and plausible option versus a heat pump or unconfirmed natural gas.
Cooking
$11
The property includes an oven. 'Electric' cooking was chosen as only 'Electricity Available' is confirmed as a utility source, and it is the more expensive option between electric and natural gas.
Water Heating
$29
Water heater fuel type is not specified. 'Electric' was chosen to be consistent with the assumptions for other major appliances and the confirmed availability of electricity.
Other Electric
$69
Standard allowance for general electric use (lights, outlets, etc.) for a 3-bedroom unit.
Air Conditioning
$12
The property listing confirms it has cooling. This is the fixed allowance for a 3-bedroom unit.
Water
$104
The property is listed as having a 'Public' water source.
Sewer
$60
The property is listed as having 'Public Sewer'.
Trash Collection
$37
This service is inferred as a standard tenant responsibility for a single-family home.
Refrigerator
$4
The property listing does not explicitly state a refrigerator is provided, so this fixed allowance for a tenant-owned appliance applies.
Range/Microwave
$3
The property listing does not explicitly state a microwave is provided, so this fixed allowance for a tenant-owned appliance applies.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$406
DP3 Annual Estimate$425
DP1 Monthly Equivalent$34
DP3 Monthly Equivalent$35
Replacement Value$27,550
Basis977 sqft / 1966
Nearby Houses
Photo unavailable
2440 Overbrook Dr
sold · 0.01 mi
Price: $69,000
3 bd / 2 ba · 1,106 sqft
Latest sale: — on Apr 14, 2022
Latest rent: $950 on Feb 08, 2023
Photo unavailable
2340 Queensroad Ave
sold · 0.07 mi
Price: $101,000
3 bd / 2 ba · 1,645 sqft
Latest sale: — on Jul 17, 2025
Latest rent: —
Photo unavailable
2320 Queensroad Ave
sold · 0.09 mi
Price: $107,500
3 bd / 2 ba · 1,605 sqft
Latest sale: — on Jun 27, 2022
Latest rent: —
Photo unavailable
2321 Queensroad Ave
sold · 0.12 mi
Price: $119,900
3 bd / 2 ba · 1,600 sqft
Latest sale: — on Apr 14, 2023
Latest rent: —
Photo unavailable
2310 Montebello Dr
sold · 0.13 mi
Price: $39,900
4 bd / 2 ba · 2,114 sqft
Latest sale: — on Jul 02, 2025
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are not present or not in required locations until verified.
- Water heater and main electrical panel exist but were not photographed; assume functional but require verification.
- Central HVAC is present and operational because ceiling vents/registers are visible; actual operation and heating function not confirmed.
- No active roof leaks or interior water stains exist beyond what is visible in photos; roof is aged but not currently failing based on exterior images.
- GFCI protection at kitchen and bathroom outlets is not confirmed in photos and should be verified/installed if missing.
- No severe hidden mold, major foundation movement, or structural sagging is present beyond what can be seen; severe distress would likely show in photos and is not observed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,001 | $34,550 | $5,183 |
| 2023 | $996 | $34,550 | $5,183 |
| 2021 | $997 | $34,550 | $5,183 |
| 2020 | $983 | $34,260 | $5,139 |
| 2019 | $983 | $34,260 | $5,139 |
| 2018 | $973 | $34,260 | $5,139 |
| 2017 | $973 | $34,260 | $5,139 |
| 2016 | $947 | $34,260 | $5,139 |
| 2015 | $892 | $33,240 | $4,986 |
| 2014 | $891 | $33,240 | $4,986 |
| 2013 | $866 | $33,240 | $4,986 |
| 2012 | $866 | $33,240 | $4,986 |
| 2011 | $896 | $34,890 | $5,234 |
| 2010 | $891 | $34,890 | $5,234 |
| 2009 | $891 | $34,890 | $5,234 |
| 2008 | $891 | $31,170 | $3,117 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2015-09-09 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-10-23 | Listed for rent | $1,015 | — |
| 2025-09-11 | Listed for rent | $1,015 | — |
| 2022-08-18 | Listed for rent | $850 | — |
| 2022-07-22 | Listed for rent | $900 | — |
Photo Gallery
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"https://www.mrha6.org/wp-content/uploads/section_8_utility_allowances/Metro%20Single%20Family%20Detached.pdf",
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-12-01"
},
"utility_allowances": [
{
"note": "Property has 'Forced Air' heating. With only 'Electricity Available' confirmed in the listing, the 'Electric' option was chosen. This is the more expensive and plausible option versus a heat pump or unconfirmed natural gas.",
"utility": "Heating",
"allowance": 50
},
{
"note": "The property includes an oven. 'Electric' cooking was chosen as only 'Electricity Available' is confirmed as a utility source, and it is the more expensive option between electric and natural gas.",
"utility": "Cooking",
"allowance": 11
},
{
"note": "Water heater fuel type is not specified. 'Electric' was chosen to be consistent with the assumptions for other major appliances and the confirmed availability of electricity.",
"utility": "Water Heating",
"allowance": 29
},
{
"note": "Standard allowance for general electric use (lights, outlets, etc.) for a 3-bedroom unit.",
"utility": "Other Electric",
"allowance": 69
},
{
"note": "The property listing confirms it has cooling. This is the fixed allowance for a 3-bedroom unit.",
"utility": "Air Conditioning",
"allowance": 12
},
{
"note": "The property is listed as having a 'Public' water source.",
"utility": "Water",
"allowance": 104
},
{
"note": "The property is listed as having 'Public Sewer'.",
"utility": "Sewer",
"allowance": 60
},
{
"note": "This service is inferred as a standard tenant responsibility for a single-family home.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "The property listing does not explicitly state a refrigerator is provided, so this fixed allowance for a tenant-owned appliance applies.",
"utility": "Refrigerator",
"allowance": 4
},
{
"note": "The property listing does not explicitly state a microwave is provided, so this fixed allowance for a tenant-owned appliance applies.",
"utility": "Range/Microwave",
"allowance": 3
}
],
"cash_on_cash_return": 0.49,
"down_payment_amount": 14980.0,
"property_tax_annual": 1031.03,
"property_tax_monthly": 85.92,
"property_tax_increase": 0.03,
"utility_allowance_total": 379.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-10-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 2528.48,
"property_management_monthly": 81.1,
"monthly_cash_flow_after_debt": 210.71,
"cash_on_cash_return_after_debt": 0.17
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this property appears in good cosmetic condition with intact systems visible (central HVAC vents, functioning kitchen appliances) and a sound exterior envelope. Primary NSPIRE risks from the photo set are lack of visible smoke/CO detectors and unverified GFCI and major systems (water heater, electrical panel). With straightforward corrections (install/verify detectors, add/verify GFCI at kitchen/bath, confirm water heater and electrical) this house is likely rent-ready within 30 days and would likely pass an initial HCV/NSPIRE inspection after those items are addressed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 80.0,
"rationale": "Interiors in photos show fresh paint, intact cabinetry, countertops and flooring with only minor cosmetic wear. Kitchen has a working range and hood visible; no refrigerator shown (missing appliances reduce score moderately). No visible significant drywall damage, collapsed ceilings, or exposed subfloor. Overall appears cosmetically updated and ready with minor touch-ups and cleaning."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 65.0,
"rationale": "No visible smoke detectors or carbon monoxide alarms in photos; GFCI devices at kitchen sink are not clearly identifiable. Entry door shows keypad/deadbolt which is positive. Windows appear adequate for bedroom egress and no exposed wiring or obvious trip hazards seen. Because detectors/GFCI cannot be confirmed in photos this raises a moderate NSPIRE risk that will often cause a conditional fail until rectified."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 60.0,
"rationale": "Ceiling supply/return vents visible indicating central HVAC is present (operation unverified). Gas range present; gas connection appears in place (visual only). Roof shingles look aged but not visibly sagging or actively failing in photos. Water heater and electrical panel are not shown; inability to confirm their condition reduces score. Plumbing fixtures and bathroom/kitchen fixtures appear intact with no visible leaks."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 70.0,
"rationale": "Brick exterior and carport structure appear intact with no visible foundation displacement or major wall damage. Yard is unkempt (leaf litter) and will need cleaning; driveway and walkways appear serviceable. Roof shows wear consistent with age but no visible active leaks. No evidence of standing water or infestation in provided exterior photos."
},
{
"key": "rental_history_activity",
"label": "Recent Rental / Occupancy Activity (last 5y) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are not present or not in required locations until verified.",
"Water heater and main electrical panel exist but were not photographed; assume functional but require verification.",
"Central HVAC is present and operational because ceiling vents/registers are visible; actual operation and heating function not confirmed.",
"No active roof leaks or interior water stains exist beyond what is visible in photos; roof is aged but not currently failing based on exterior images.",
"GFCI protection at kitchen and bathroom outlets is not confirmed in photos and should be verified/installed if missing.",
"No severe hidden mold, major foundation movement, or structural sagging is present beyond what can be seen; severe distress would likely show in photos and is not observed."
],
"overall_score": 70.0,
"rubric_version": "nsPIRE_2026_v1"
},
{
"summary": "Based on listing photos and description, this 3-bed single story appears to be in generally good cosmetic and structural condition with functioning kitchen equipment and intact exterior/carport. The property looks likely to pass a Section 8 (NSPIRE) inspection after small, easy fixes: verify and / or install smoke and CO detectors in required locations, confirm/upgrade GFCI protection at kitchen/bath outlets, and confirm functioning HVAC, hot water, and electrical panel. No visible major structural or life‑safety failures in the photos. Estimated time to rent‑readiness: 1–4 weeks depending on verification of systems and quick installs (detectors, GFCI) if needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show recently painted walls, intact ceilings, new-looking carpet and vinyl, functional cabinet doors and countertops; kitchen range and hood are installed. No visible major cosmetic damage, broken windows, or collapsed surfaces. Yard has leaf litter but no structural debris. Missing refrigerator is not visible in photos but missing appliances alone are not treated as catastrophic. Overall condition appears minor-repair level (cleanup, touch-up paint, possible appliance install), so score reflects likely rent-ready after small fixes."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 65.0,
"rationale": "No active life‑threatening hazards visible (no sagging ceiling, no standing water, no exposed wiring). However smoke detectors and CO alarms are not visible in any interior photos (inspectors will require properly located detectors). GFCI protection for kitchen sink outlets is not visibly confirmed (outlets near sink appear standard). Entry door appears secure but a deadbolt is not clearly shown. Sliding glass door lock exists visually but not verified. Windows appear to provide egress for bedrooms but not all bedroom photos are shown. Because several NSPIRE safety items cannot be confirmed from photos, there's moderate risk the unit will fail initial safety checks until detectors and GFCI are verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electric / Plumbing / Roof)",
"score": 65.0,
"rationale": "Ceiling air registers and a range hood are visible, indicating central HVAC and ventilation likely present, but the actual mechanical equipment (furnace/AC condensing unit, water heater, electrical panel) are not shown. Roof appears intact with no visible sag or active stains, but shingles look aged. Plumbing fixtures (kitchen sink) are present and appear serviceable. Gas range is installed and vented. Because key system components are not visible for verification, there is moderate risk; likely functional but will require confirmation of working HVAC, water heater, hot water, and an intact electrical panel."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior brick and siding appear sound, carport structure intact, driveway usable. No visible foundation settlement, large cracks, or roof collapse. Landscaping is overgrown with leaf litter but no evidence of erosion or standing water. Walkway and entry appear level; no unsafe stairs or missing guardrails are visible. Overall exterior is in decent condition with only routine cleanup and minor maintenance needed."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Bath count discrepancy: snapshot indicates 1 bath; listing text mentions 2 bathrooms. For inspection scoring I assume 1 functioning bathroom is present.",
"Smoke and CO detectors are not visible in photos; assume they may be missing or not in required locations and will need verification/installation.",
"Water heater and HVAC equipment are present and operational (ceiling registers visible), but these systems were not photographed and require on-site confirmation.",
"Electrical panel location and condition are not shown; assume panel is present and intact unless electrical hazards are discovered on inspection.",
"No active roof leaks or foundation movement are visible in photos; assume no hidden active leaks but roof covering appears aged and should be inspected.",
"Appliances: gas range is present and appears installed; refrigerator not pictured — assume landlord will supply or tenant will supply per lease, and a missing fridge alone will not block approval if other safety items are met.",
"Windows shown provide egress for bedrooms; assume all bedrooms have adequate egress but some bedroom photos are not included to fully confirm."
],
"overall_score": 72.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "This 3-bed single-family appears mostly turnkey for a Housing Choice Voucher initial inspection with only minor to moderate outstanding items. Interior finishes are clean and functional; kitchen appliances (gas stove) are present and HVAC registers are visible. Primary inspection risks are missing/undocumented smoke and CO detectors, unverified GFCI protection at the kitchen sink, and unconfirmed locations/conditions of the electrical panel, water heater and HVAC equipment. Roof shows age and should be evaluated. With verification of detectors, GFCI, and basic system function (hot water, HVAC, electrical panel), the property is likely to pass an initial NSPIRE/HCV inspection after 1–3 weeks of prep and minor fixes.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior photos show recent paint, intact cabinetry, new-looking carpet in bedrooms and clean vinyl/tile floors; kitchen has a working gas stove and double sink installed. Exterior brick and carport structure appear intact. Observable items are cosmetic or minor (leaf cleanup, threshold trim, possible small touch-ups). No collapsed finishes or major water stains visible. Missing refrigerator not observed in photos but is a minor appliances issue."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 65.0,
"rationale": "No exposed wiring, floors and doorways look level and unobstructed, entry door appears secure (keypad lock visible). Bedroom egress windows appear present from photos. However there are no visible smoke detectors or carbon monoxide detectors in the provided interior images and GFCI protection at the kitchen sink receptacles is not visibly confirmed. Electrical panel not shown. No obvious active leaks, mold, or structural failure observed. These unknowns create moderate NSPIRE risk until verified."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 70.0,
"rationale": "Ceiling HVAC vents are visible indicating central heating/cooling ducting and an installed HVAC system, and a gas range is present. No water heater, furnace, or electrical panel were shown in photos; their operational status is unverified. Roof appears aged (shingles older, leaf accumulation) but no sagging or active roof leaks are visible from exterior photos. Overall systems likely functional but require verification and possible near-term roof maintenance."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Brick exterior and carport structure appear sound; driveway and walkways visible and serviceable. Lot needs yard cleanup (leaves) and minor landscaping. No obvious foundation displacement, standing water, or significant exterior deterioration visible in photos. Some roof aging evident from shingle coloration and leaf debris."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors in interior photos (smoke detectors must be present and located per NSPIRE).",
"No visible carbon monoxide detector in photos (required where there is a fuel-burning appliance or attached garage).",
"GFCI protection at kitchen sink location not clearly identifiable from photos (potential electrical safety deficiency).",
"Roof shingles appear aged and will likely need close evaluation/maintenance soon (no active leaks observed)."
],
"confidence": 0.75,
"assumptions": [
"The property snapshot (beds/baths) conflicts with the listing text; the structured snapshot lists 3 beds and 1 bath — this assessment assumes the snapshot field (1 bathroom) is accurate for inspection-related plumbing expectations.",
"Central HVAC is present and operational because ceiling supply/return vents are visible in multiple interior photos; system operation has not been directly observed.",
"Water heater, electrical panel and smoke/CO detectors exist somewhere in the property but were not visible in supplied photos; their operational status is unknown and will need verification on inspection.",
"Kitchen gas range is installed and connected (photos show a gas stove), so gas supply and ventilation are likely present but not pressure-tested here.",
"Windows in bedrooms provide required egress based on visible window sizes in photos; exact dimensions not measured.",
"No active roof leaks or interior water stains are visible in photos; roof age appears advanced but not imminently failed from available imagery."
],
"overall_score": 73.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2446 Overbrook Dr, Jackson, MS, 39213",
"aggregate": {
"summary": "Overall this property appears in good cosmetic condition with intact systems visible (central HVAC vents, functioning kitchen appliances) and a sound exterior envelope. Primary NSPIRE risks from the photo set are lack of visible smoke/CO detectors and unverified GFCI and major systems (water heater, electrical panel). With straightforward corrections (install/verify detectors, add/verify GFCI at kitchen/bath, confirm water heater and electrical) this house is likely rent-ready within 30 days and would likely pass an initial HCV/NSPIRE inspection after those items are addressed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 80.0,
"rationale": "Interiors in photos show fresh paint, intact cabinetry, countertops and flooring with only minor cosmetic wear. Kitchen has a working range and hood visible; no refrigerator shown (missing appliances reduce score moderately). No visible significant drywall damage, collapsed ceilings, or exposed subfloor. Overall appears cosmetically updated and ready with minor touch-ups and cleaning."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 73.3,
"rationale": "Brick exterior and carport structure appear intact with no visible foundation displacement or major wall damage. Yard is unkempt (leaf litter) and will need cleaning; driveway and walkways appear serviceable. Roof shows wear consistent with age but no visible active leaks. No evidence of standing water or infestation in provided exterior photos."
},
{
"key": "rental_history_activity",
"label": "Recent Rental / Occupancy Activity (last 5y) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 65.0,
"rationale": "No visible smoke detectors or carbon monoxide alarms in photos; GFCI devices at kitchen sink are not clearly identifiable. Entry door shows keypad/deadbolt which is positive. Windows appear adequate for bedroom egress and no exposed wiring or obvious trip hazards seen. Because detectors/GFCI cannot be confirmed in photos this raises a moderate NSPIRE risk that will often cause a conditional fail until rectified."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 65.0,
"rationale": "Ceiling supply/return vents visible indicating central HVAC is present (operation unverified). Gas range present; gas connection appears in place (visual only). Roof shingles look aged but not visibly sagging or actively failing in photos. Water heater and electrical panel are not shown; inability to confirm their condition reduces score. Plumbing fixtures and bathroom/kitchen fixtures appear intact with no visible leaks."
}
],
"red_flags": [],
"confidence": 0.94,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are not present or not in required locations until verified.",
"Water heater and main electrical panel exist but were not photographed; assume functional but require verification.",
"Central HVAC is present and operational because ceiling vents/registers are visible; actual operation and heating function not confirmed.",
"No active roof leaks or interior water stains exist beyond what is visible in photos; roof is aged but not currently failing based on exterior images.",
"GFCI protection at kitchen and bathroom outlets is not confirmed in photos and should be verified/installed if missing.",
"No severe hidden mold, major foundation movement, or structural sagging is present beyond what can be seen; severe distress would likely show in photos and is not observed."
],
"score_method": "mean_of_criteria",
"overall_score": 71.4,
"rubric_version": "nsPIRE_2026_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7880265834"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.