Property ID: 7892765149
512 Woodward Ave, Jackson, MS, 39206
Jackson, MS
Money Down: $29,976
CoC Return: 8.93%
Monthly Cash Flow: $223
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$24,980
Closing Costs
$4,996
Total Down
$29,976
Investment Snapshot
Purchase Price
$124,900
Money Down
$29,976
Cash-on-Cash Return
8.93%
Rent
$1,154
Monthly Cash Flow
$223
Annual Cash Flow
$2,677
Debt Service / Mo
$665
Property Tax / Mo
$117
Insurance / Mo
$34
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,154
Payment Standard
$1,530
Rent
$1,154
Insurance
$34
Property Tax
$117
Management
$115
Utilities Allowance
$376
NOI (Monthly)
$888
Debt Service
$665
Cash Flow After Debt
$223
Quality Score: 69.20%
Confidence: 95.00%
Overall this 3BR/2BA 1956 single-family appears largely cosmetically renovated inside and is likely to be rentable with only minor-to-moderate repairs. Major systems appear present (central HVAC vents and kitchen appliances visible) and roof shows no obvious failure. Primary inspection risks are: missing/uncertain smoke and CO detectors, exterior peeling paint and localized wood rot (lead‑paint age risk), and possible drainage issues from absent/unclear gutters and trees close to the house. With a short checklist (confirm detectors, address exterior peeling/rot, inspect HVAC/water heater/electrical panel, small exterior repairs) the property would likely pass an initial HCV/NSPIRE inspection within ~30 days.
Section 8 Payment Standard
$1,530
Utility Allowance Total
$376
Guaranteed Section 8 Rent (PS - Utilities)
$1,154
Property Management
$115
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$124,900
Beds
3
Baths
2
Living Area
1,178 sqft
Lot Size
9,583 sqft
Year Built
1956
Days on Market
26
Capital Outlay
$29,976
Debt Service
$665
Property Tax / Mo
$117
Insurance / Mo
$34
Property Description
Welcome to this charming 3-bedroom, 2-bathroom home located in the established North Park subdivision of Jackson. With a nice open layout, this well-maintained residence offers a perfect blend of mid-century character and modern convenience. Call your agent!
Utility Allowances
Heating
$50
Selected 'Electric' heating. The property has central heating and is connected for electricity. No gas utility is mentioned, and the range is electric, suggesting an all-electric setup.
Cooking
$11
Selected 'Electric' cooking as the property listing explicitly includes an 'Electric Range'.
Water Heating
$29
Selected 'Electric' for water heating, inferred from the property's other electric appliances and the absence of any mention of gas service.
Air Conditioning
$12
The property is listed as having 'Central Air' conditioning.
Other Electric
$69
Standard allowance for general tenant electrical use (lights, outlets, etc.) for a home connected to electricity.
Water
$104
The property is connected to 'Public' water as per the listing details.
Sewer
$60
The property is connected to 'Public Sewer' as per the listing details.
Trash Collection
$37
Trash collection is a standard utility for single-family homes and is assumed to be the tenant's responsibility.
Refrigerator
$4
A refrigerator is not explicitly listed as a provided appliance in the property details, so it's assumed to be tenant-provided and the corresponding allowance is applied.
Range/Microwave
$0
The property provides an electric range. Per instructions, an allowance for tenant-owned appliances is not applied when the appliance is landlord-supplied.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$400
DP3 Annual Estimate$418
DP1 Monthly Equivalent$33
DP3 Monthly Equivalent$35
Replacement Value$26,880
Basis1,178 sqft / 1956
Nearby Houses
Photo unavailable
515 Woodward Ave
for_sale · 0.03 mi
Price: $135,000
4 bd / 2 ba · 1,474 sqft
Latest sale: —
Latest rent: $1,450 on Jun 14, 2024
Photo unavailable
525 Witsell Rd
sold · 0.06 mi
Price: $99,000
3 bd / 2 ba · 1,179 sqft
Latest sale: — on Aug 17, 2023
Latest rent: $1,395 on Oct 18, 2025
Photo unavailable
518 N Park Dr
sold · 0.07 mi
Price: $39,900
3 bd / 2 ba · 1,141 sqft
Latest sale: — on Nov 30, 2023
Latest rent: $1,370 on Jun 11, 2024
Photo unavailable
4526 Hanging Moss Rd
sold · 0.09 mi
Price: $34,900
3 bd / 2 ba · 1,312 sqft
Latest sale: — on Mar 28, 2024
Latest rent: $1,200 on Jul 15, 2025
Photo unavailable
4528 Hanging Moss Rd
for_sale · 0.10 mi
Price: $35,000
— bd / — ba
Latest sale: —
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Exterior peeling paint and localized wood rot at garage/trim (possible lead‑paint hazard given 1956 build year).
- No smoke detectors or carbon monoxide detectors visible in photographs (compliance risk).
- Large trees immediately adjacent to the house (rear) — potential root/foundation/roof risk and debris loading.
- Evidence of staining/mildew on lower siding and foundation suggesting marginal drainage/gutter issues near the building.
Assumptions
- Interior appliances observed in kitchen (fridge, dishwasher, range) are functional; pictures show these appliances installed.
- Central HVAC is present and functional because ceiling registers/ducts are visible; the actual furnace/AC unit location was not photographed.
- No severe interior issues (hidden mold, active leaks, major structural movement) exist because ceilings, floors, and visible walls appear straight and dry in photos; severe hidden issues cannot be ruled out from photos alone.
- Smoke and carbon monoxide detectors are not visible in photos and must be confirmed/installed to meet NSPIRE; absence in images treated as unknown risk.
- Foundation appears level with no obvious large cracks in photos; deeper foundation issues are not evident in provided images.
- Lead‑based paint hazard is possible because the house was built in 1956 and exterior paint is peeling in places; assume lead-risk until tested/contained.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,359 | $46,880 | $7,032 |
| 2023 | $1,352 | $46,880 | $7,032 |
| 2021 | $1,353 | $46,880 | $7,032 |
| 2020 | $1,341 | $46,740 | $7,011 |
| 2019 | $1,342 | $46,740 | $7,011 |
| 2018 | $1,327 | $46,740 | $7,011 |
| 2017 | $1,328 | $46,740 | $7,011 |
| 2016 | $1,293 | $46,740 | $7,011 |
| 2015 | $1,237 | $46,090 | $6,914 |
| 2014 | $1,236 | $46,090 | $6,914 |
| 2013 | $1,234 | $47,330 | $7,100 |
| 2012 | $1,234 | $47,330 | $7,100 |
| 2011 | $1,152 | $44,850 | $6,728 |
| 2010 | $1,290 | $50,490 | $7,574 |
| 2009 | $1,290 | $50,490 | $7,574 |
| 2008 | $1,290 | $33,480 | $5,022 |
| 2007 | $864 | $33,480 | $5,022 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2019-05-02 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2019-11-09 | Listed for rent | $1,050 | — |
Photo Gallery
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"utility": "Heating",
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{
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"utility": "Cooking",
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{
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"utility": "Water Heating",
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{
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{
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{
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{
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{
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"summary": "Overall this 3BR/2BA 1956 single-family appears largely cosmetically renovated inside and is likely to be rentable with only minor-to-moderate repairs. Major systems appear present (central HVAC vents and kitchen appliances visible) and roof shows no obvious failure. Primary inspection risks are: missing/uncertain smoke and CO detectors, exterior peeling paint and localized wood rot (lead‑paint age risk), and possible drainage issues from absent/unclear gutters and trees close to the house. With a short checklist (confirm detectors, address exterior peeling/rot, inspect HVAC/water heater/electrical panel, small exterior repairs) the property would likely pass an initial HCV/NSPIRE inspection within ~30 days.",
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"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show recent cosmetic updates: new-looking vinyl plank flooring, fresh paint, ceiling fans, and a clean kitchen with appliances (stainless refrigerator, dishwasher, and range visible). Exterior shows peeling paint and localized wood damage at the lower garage corner and some trim (photo of garage corner), and some staining along foundation/soffit areas. Front steps and porch are intact but cosmetic. Overall visible items are mostly cosmetic and moderate repair scope rather than major rehab; missing or damaged exterior trim and minor siding/paint repair are the main items."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 65.0,
"rationale": "No active life‑threatening hazards are visible (no collapsed ceilings, no standing water, no obvious electrical arcing). However smoke detectors and carbon monoxide detectors are not visible in the interior photos (cannot confirm presence). Windows are older single‑pane styles but appear operable; bedroom egress likely present though bedrooms not shown directly. Exterior shows peeling paint (house built 1956) creating potential lead-based paint hazard that inspectors note. Porch steps are low (no handrail required for the visible riser height). There are no visible exposed wiring or open electrical panels in photos. Given the unknowns (detectors, water heater, plumbing fixtures, interior window/egress confirmation) there is moderate NSPIRE risk."
},
{
"key": "systems_mechanical",
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"score": 70.0,
"rationale": "Central HVAC registers/duct vents are visible in the ceiling of main living area suggesting central heating/AC is present (vents appear intact). Kitchen appliances are present and look recently installed. Roof shingles appear intact from photos with no obvious sagging or large areas of failure; roof plumbing vent visible. Water heater, electrical panel, and furnace/AC units are not shown so their condition cannot be confirmed. Crawlspace vents are present. No visible active leaks or plumbing failures were observed. Given visible signs, systems appear likely functional but key equipment locations were not photographed, so moderate score."
},
{
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"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Lot and site are generally serviceable: paved driveway, detached carport/garage in backyard, concrete patio, and reasonable yard. However exterior siding shows peeling paint and localized rot at lower boards (garage corner). Gutters/downspouts are not clearly visible and staining at foundation suggests possible marginal drainage. Large pine trees are very close to the structure (rear photos), posing longer‑term root/roof risk and debris load. Walkways and driveway have minor cracking but no major trip hazards observed."
},
{
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"score": 100.0,
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}
],
"red_flags": [
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"No smoke detectors or carbon monoxide detectors visible in photographs (compliance risk).",
"Large trees immediately adjacent to the house (rear) — potential root/foundation/roof risk and debris loading.",
"Evidence of staining/mildew on lower siding and foundation suggesting marginal drainage/gutter issues near the building."
],
"confidence": 0.7,
"assumptions": [
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"Central HVAC is present and functional because ceiling registers/ducts are visible; the actual furnace/AC unit location was not photographed.",
"No severe interior issues (hidden mold, active leaks, major structural movement) exist because ceilings, floors, and visible walls appear straight and dry in photos; severe hidden issues cannot be ruled out from photos alone.",
"Smoke and carbon monoxide detectors are not visible in photos and must be confirmed/installed to meet NSPIRE; absence in images treated as unknown risk.",
"Foundation appears level with no obvious large cracks in photos; deeper foundation issues are not evident in provided images.",
"Lead‑based paint hazard is possible because the house was built in 1956 and exterior paint is peeling in places; assume lead-risk until tested/contained."
],
"overall_score": 70.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3BR/2BA single-family house appears mostly tenant-ready after minor exterior and safety fixes. Interior renovations (flooring, paint, appliances visible) suggest a quick turn. The most significant inspection risks are absence/visibility of smoke/CO detectors, potential lead-based paint risk (house built 1956 with peeling exterior paint), and a few exterior repairs (siding rot at base, localized trim repair, and addressing drain/splash issues). Mechanical systems appear present (central HVAC vents, roof flue) but need functional verification. With installation of required detectors, GFCI verification/installation, correcting peeling paint/trim, and addressing moisture at siding, the property is likely to pass an initial HCV/NSPIRE inspection within 2–4 weeks.",
"criteria": [
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"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently renovated: new-looking vinyl plank flooring, fresh paint, ceiling fan, and visible kitchen appliances (fridge, dishwasher, range). Exterior shows peeling paint and localized siding/trim damage at lower corners of the garage and house edges, and some concrete driveway/stoop wear. Missing/absent handrail on small front steps (cosmetic / low-risk unless riser height requires a rail). Overall repairs are minor-to-moderate and mostly cosmetic; appliances present reduce penalty."
},
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"label": "Safety / Code Risk (NSPIRE)",
"score": 60.0,
"rationale": "No smoke detectors or CO alarms are visible in the interior photos (required by NSPIRE/local code) — this is the primary inspection risk. Windows at front look large enough for egress in bedrooms. No visible exposed electrical wiring or obvious structural failure. Kitchen GFCI outlets are not shown and may be missing. Exterior peeling paint (house built 1956) raises lead-paint risk that triggers additional inspection/mitigation. Porch steps lack a handrail; depending on local code/height this could be required. Plumbing fixtures and hot water not shown; assumed functional but unverified."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Central HVAC is indicated by ceiling supply vents visible in the living area and a roof vent/flue visible in exterior shots, suggesting heating/cooling and water heating are present. Roof shingles appear intact with no obvious sagging or active leaks in photos. Electrical panel not shown and condition is unknown. No visible signs of active plumbing leaks, but back exterior shows some staining/green growth at siding base (possible moisture intrusion). Systems appear functional by inference but are not fully documented — moderate risk remains until equipment is confirmed operational."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Lot and yard are generally tidy, detached carport/garage/outbuilding present and usable. Several large pine trees are very close to the house and roof (risk for future roof/leaf debris, roots). Siding and trim show localized rot/peeling near grade and garage corner needing repair. Foundation brick and vents appear intact with no major visible cracks. Driveway and concrete pads show minor cracking but are serviceable. Some algae/mildew at lower siding indicates drainage or splash-back that should be corrected."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in interior photos (inspection fail if not installed).",
"House built in 1956 with visible peeling exterior paint — potential lead-based paint risk that may require mitigation.",
"Localized exterior siding/trim rot at grade and garage corner (visible) — moisture intrusion risk and trip hazard if not repaired.",
"Large trees close to structure/roof (limb/roof damage risk and debris accumulation).",
"GFCI protection in kitchen/bathrooms not visible in photos (possible code deficiency)."
],
"confidence": 0.7,
"assumptions": [
"Interior photos are representative of whole interior; bathrooms and bedrooms not shown are in similar condition.",
"Central HVAC and a water heater are installed and operable (inferred from ceiling vents and roof flue), but mechanical systems have not been tested.",
"No smoke detectors or CO alarms were visible in supplied photos; assume they are absent until confirmed.",
"Kitchen appliances shown in photos (refrigerator, dishwasher, range) are included and functional.",
"Windows are original single-pane wood sash (likely), and some exterior paint is peeling — there is a potential lead-paint hazard due to 1956 construction.",
"Front steps have fewer risers and a missing handrail probably acceptable locally, but could require a rail depending on local code/enforcement.",
"No evidence of major foundation movement, structural sagging, collapsed ceilings, active roof leaks, or standing water in the supplied photos."
],
"overall_score": 68.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3-bed/2-bath 1956 single-family property has been cosmetically updated inside (new floors, painted walls, updated kitchen with appliances) and presents as rentable with mostly minor repairs. The primary inspection risks are code items that require quick fixes or verification: installation/test of smoke and CO detectors, lead-paint assessment/repair (pre-1978 home with peeling exterior paint), verification of bedroom egress, and confirmation that major systems (HVAC, water heater, electrical panel) are operational. Exterior carpentry and repainting and trimming trees are recommended. With targeted verification and 1–3 weeks of punch-list work (fixtures, detectors, small carpentry/paint), it is likely to pass an initial HCV/NSPIRE inspection. If systems tests reveal failures, timeline would extend.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show recently replaced vinyl plank floors, fresh paint, working ceiling fans and a modern-looking kitchen with appliances (stove, fridge, dishwasher) — indicates recent cosmetic rehab. Exterior shows peeling paint, some localized wood damage at lower siding corners and chipped trim around garage/porch that will require carpentry and repainting. Driveway and concrete steps show age but are serviceable. Missing/aged window frames likely need weatherproofing but are not catastrophic. Overall items are mainly cosmetic and small capital repairs; easy-to-fix within a contractor’s scope."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 65.0,
"rationale": "No visible smoke or CO detectors are shown in photos (common HUD fail item if missing or nonfunctional) — needs verification and likely installation. Windows appear original/multi-pane; bedroom egress is not verifiable from photos and should be confirmed. No exposed wiring seen, entry has a security door and exterior light. Crawlspace vents visible; no obvious active water intrusion or ceiling stains. House built 1956 has visible exterior paint peeling in places — potential lead-paint risk that requires assessment/abatement per HUD rules. Front steps lack a handrail but rise is low (likely <4 risers) — verify local code. Overall moderate compliance risk: smoke/CO detectors and lead-paint checks are the main likely inspection issues."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Interior shows ceiling HVAC supply/return grilles and a ceiling vent register which strongly indicates central HVAC present; no exterior condensing unit is visible in provided photos (may be out of frame) — assume system present but recommend functional test. Kitchen appliances are present and appear new/recent. No visible water stains on ceilings or walls and roofline appears straight without sagging. Water heater, electrical panel and plumbing fixtures are not shown; assume typical functional condition but require verification. Roof shingles appear serviceable from photos with no obvious large failures. Based on visible evidence, major systems appear intact but need on-site verification and testing."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Exterior siding has peeling paint and localized rot at lower corner trim which requires repair and repainting. Brick foundation has painted vents and no visible large cracking. Large pine trees are close to the house and overhang the roof — increases risk of future shingle damage and debris buildup; recommend trimming. Driveway has minor cracking but is usable. Backyard concrete patio and rear door look serviceable. Overall yard and site show typical deferred maintenance but nothing structurally emergent in the photos."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Peeling exterior paint on a 1956-built home — potential lead-based paint hazard (requires assessment/abatement per HUD).",
"No visible smoke or carbon monoxide detectors in provided interior photos — likely inspection fail if absent or nonfunctional.",
"Large trees directly adjacent to/overhanging roof — increased risk of shingle damage and clogged gutters; trim recommended.",
"Localized exterior wood rot/peeling at lower siding and trim corners — repair required to prevent moisture intrusion."
],
"confidence": 0.65,
"assumptions": [
"Central forced-air HVAC is present and functional (interior supply/return registers visible); condenser may be out of frame.",
"Hot water heater and electrical panel exist and are in serviceable condition, although they are not shown in photos and need on-site verification.",
"Smoke and CO detectors are not visible in photos and should be assumed absent until confirmed; likely need installation or testing.",
"Kitchen appliances pictured (stainless fridge, dishwasher, stove) are included and functional based on visual condition.",
"No active roof leaks, major foundation movement, collapsed ceilings, or severe mold are present — inference based on clean ceilings and lack of water stains in photos.",
"Windows provide required egress for bedrooms, but this was not verifiable from provided photos and must be confirmed during inspection."
],
"overall_score": 70.0,
"rubric_version": "2026-02-NSPIRE-1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "512 Woodward Ave, Jackson, MS, 39206",
"aggregate": {
"summary": "Overall this 3BR/2BA 1956 single-family appears largely cosmetically renovated inside and is likely to be rentable with only minor-to-moderate repairs. Major systems appear present (central HVAC vents and kitchen appliances visible) and roof shows no obvious failure. Primary inspection risks are: missing/uncertain smoke and CO detectors, exterior peeling paint and localized wood rot (lead‑paint age risk), and possible drainage issues from absent/unclear gutters and trees close to the house. With a short checklist (confirm detectors, address exterior peeling/rot, inspect HVAC/water heater/electrical panel, small exterior repairs) the property would likely pass an initial HCV/NSPIRE inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show recent cosmetic updates: new-looking vinyl plank flooring, fresh paint, ceiling fans, and a clean kitchen with appliances (stainless refrigerator, dishwasher, and range visible). Exterior shows peeling paint and localized wood damage at the lower garage corner and some trim (photo of garage corner), and some staining along foundation/soffit areas. Front steps and porch are intact but cosmetic. Overall visible items are mostly cosmetic and moderate repair scope rather than major rehab; missing or damaged exterior trim and minor siding/paint repair are the main items."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 65.0,
"rationale": "Lot and site are generally serviceable: paved driveway, detached carport/garage in backyard, concrete patio, and reasonable yard. However exterior siding shows peeling paint and localized rot at lower boards (garage corner). Gutters/downspouts are not clearly visible and staining at foundation suggests possible marginal drainage. Large pine trees are very close to the structure (rear photos), posing longer‑term root/roof risk and debris load. Walkways and driveway have minor cracking but no major trip hazards observed."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 63.3,
"rationale": "No active life‑threatening hazards are visible (no collapsed ceilings, no standing water, no obvious electrical arcing). However smoke detectors and carbon monoxide detectors are not visible in the interior photos (cannot confirm presence). Windows are older single‑pane styles but appear operable; bedroom egress likely present though bedrooms not shown directly. Exterior shows peeling paint (house built 1956) creating potential lead-based paint hazard that inspectors note. Porch steps are low (no handrail required for the visible riser height). There are no visible exposed wiring or open electrical panels in photos. Given the unknowns (detectors, water heater, plumbing fixtures, interior window/egress confirmation) there is moderate NSPIRE risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Central HVAC registers/duct vents are visible in the ceiling of main living area suggesting central heating/AC is present (vents appear intact). Kitchen appliances are present and look recently installed. Roof shingles appear intact from photos with no obvious sagging or large areas of failure; roof plumbing vent visible. Water heater, electrical panel, and furnace/AC units are not shown so their condition cannot be confirmed. Crawlspace vents are present. No visible active leaks or plumbing failures were observed. Given visible signs, systems appear likely functional but key equipment locations were not photographed, so moderate score."
}
],
"red_flags": [
"Exterior peeling paint and localized wood rot at garage/trim (possible lead‑paint hazard given 1956 build year).",
"No smoke detectors or carbon monoxide detectors visible in photographs (compliance risk).",
"Large trees immediately adjacent to the house (rear) — potential root/foundation/roof risk and debris loading.",
"Evidence of staining/mildew on lower siding and foundation suggesting marginal drainage/gutter issues near the building."
],
"confidence": 0.95,
"assumptions": [
"Interior appliances observed in kitchen (fridge, dishwasher, range) are functional; pictures show these appliances installed.",
"Central HVAC is present and functional because ceiling registers/ducts are visible; the actual furnace/AC unit location was not photographed.",
"No severe interior issues (hidden mold, active leaks, major structural movement) exist because ceilings, floors, and visible walls appear straight and dry in photos; severe hidden issues cannot be ruled out from photos alone.",
"Smoke and carbon monoxide detectors are not visible in photos and must be confirmed/installed to meet NSPIRE; absence in images treated as unknown risk.",
"Foundation appears level with no obvious large cracks in photos; deeper foundation issues are not evident in provided images.",
"Lead‑based paint hazard is possible because the house was built in 1956 and exterior paint is peeling in places; assume lead-risk until tested/contained."
],
"score_method": "mean_of_criteria",
"overall_score": 69.2,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7892765149"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.