Property ID: 7905263670
5525 Perrin St, Lafitte, LA, 70067
Lafitte, LA
Money Down: $31,200
CoC Return: 33.93%
Monthly Cash Flow: $882
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$26,000
Closing Costs
$5,200
Total Down
$31,200
Investment Snapshot
Purchase Price
$130,000
Money Down
$31,200
Cash-on-Cash Return
33.93%
Rent
$1,996
Monthly Cash Flow
$882
Annual Cash Flow
$10,585
Debt Service / Mo
$692
Property Tax / Mo
$109
Insurance / Mo
$114
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,996
Payment Standard
$2,328
Rent
$1,996
Insurance
$114
Property Tax
$109
Management
$200
Utilities Allowance
$332
NOI (Monthly)
$1,574
Debt Service
$692
Cash Flow After Debt
$882
Quality Score: 76.70%
Confidence: 95.00%
This raised single-family home presents as mostly turnkey for Section 8 tenancy with attractive, updated interiors (kitchen, floors, baths) and a recently replaced roof. Visible safety and systems issues are minor or typical maintenance: weathered exterior wood on stairs/porch, driveway cracks, and a few unverifiable items from photos (smoke/CO detectors, electrical panel, water heater). Major structural or life‑safety failures are not evident. Expect a likely initial NSPIRE pass after verification/installation of required detectors, GFCI verification, and minor exterior deck/rail fastening and cosmetic repairs. Estimated time-to-rent readiness: under 30 days if detectors and a few small items are addressed; under 14 days if those items already meet code.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$332
Guaranteed Section 8 Rent (PS - Utilities)
$1,996
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$130,000
Beds
4
Baths
2
Living Area
1,460 sqft
Lot Size
—
Year Built
2001
Days on Market
120
Capital Outlay
$31,200
Debt Service
$692
Property Tax / Mo
$109
Insurance / Mo
$114
Property Description
Your perfect getaway in Lafitte awaits! This spacious 4-bedroom, 2-bath home offers an open layout with a beautiful kitchen featuring granite countertops, stainless steel appliances, a large island, and plenty of room for dining and entertaining. The roof was replaced just 4 years ago, and the exterior shines with a covered outdoor space ideal for gatherings, a backyard with ample possibilities, and a welcoming front porch to relax and unwind. Enjoy the best of both worlds-peaceful living away from the city with the convenience of being just a short drive away. Don't miss the chance to see it in person-schedule your private showing today!
Utility Allowances
air_conditioning
$42
Selected the 4-bedroom allowance for air conditioning as the property is equipped with central and window unit cooling.
cooking
$9
Selected the 'natural_gas' option based on the property details specifying 'Gas: Natural'. The 4-bedroom allowance is used.
electric_monthly_fee
$26
Included the standard fixed monthly fee for electric service.
gas_monthly_fee
$28
Included the standard fixed monthly fee for natural gas service, as the property uses natural gas.
heating
$26
Selected the 'natural_gas' option for the 4-bedroom allowance, as the property has central heat and is supplied with natural gas.
mosquito_monthly_fee
$3
Included the fixed mosquito control fee, a common charge for this parish.
other_electric
$54
Selected the 4-bedroom allowance for other electricity, covering general lighting and plug-in appliances.
range
$0
Allowance is $0 because the property listing states that a range/oven is provided by the landlord.
refrigerator
$0
Allowance is $0 because the property listing states that a refrigerator is provided by the landlord.
sewer
$0
Allowance is $0 as the property details explicitly state it uses a septic tank, not public sewer.
trash_collection
$23
Included the fixed allowance for trash collection, as it is a standard service for single-family homes and assumed to be a tenant responsibility.
water
$97
Selected the 4-bedroom allowance for water, as the property details state it has a public water source.
water_heating
$24
Selected the 'natural_gas' option for the 4-bedroom allowance, consistent with the property's use of natural gas for other appliances.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,365
DP3 Annual Estimate$1,365
DP1 Monthly Equivalent$114
DP3 Monthly Equivalent$114
Replacement Value$71,300
Basis1,460 sqft / 2001
Nearby Houses
Photo unavailable
5563 Perrin St
for_sale · 0.07 mi
Price: $325,000
4 bd / 3 ba · 2,033 sqft
Latest sale: —
Latest rent: —
Photo unavailable
5550 Fisher St
for_sale · 0.12 mi
Price: $120,000
2 bd / 1 ba · 932 sqft
Latest sale: — on Jun 13, 2016
Latest rent: —
Photo unavailable
5555 Jean Lafitte Blvd Lots 4,5,6
for_sale · 0.14 mi
Price: $120,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
5679 Jean Lafitte Blvd
off_market · 0.32 mi
Price: $250,000
2 bd / 3 ba · 1,838 sqft
Latest sale: — on Sep 30, 2019
Latest rent: —
Photo unavailable
5240 Jean Lafitte Blvd
for_sale · 0.38 mi
Price: $399,000
4 bd / 2 ba · 3,060 sqft
Latest sale: — on Oct 05, 2018
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Roof replacement (listed as 4 years ago) is accurate and roof is in good condition as seen in photos.
- Central HVAC is present and operational because ceiling supply vents are visible; the window AC is supplemental.
- Smoke/CO detectors and electrical panel location are present per typical build but are not clearly visible in photos; presence is assumed but must be verified on-site.
- Water heater and hot water were not pictured; assumed functional because there are no visible water stains or mold, but needs verification.
- Bedroom egress is assumed adequate based on visible windows in bedrooms; attic/sloped-ceiling rooms appear to have windows but exact egress size compliance cannot be confirmed from photos.
- Porch and stair structural members are assumed to be sound though weathered — visible condition implies deferred maintenance rather than structural failure.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,266 | $109,200 | $10,920 |
| 2024 | $955 | $82,500 | $8,250 |
| 2023 | $320 | $25,500 | $2,550 |
| 2022 | $311 | $25,500 | $2,550 |
| 2021 | $293 | $25,500 | $2,550 |
| 2020 | $941 | $82,500 | $8,250 |
| 2019 | $953 | $82,500 | $8,250 |
| 2018 | $887 | $82,500 | $8,250 |
| 2017 | $887 | $82,500 | $8,250 |
| 2016 | $869 | $82,500 | $8,250 |
| 2015 | $884 | $82,500 | $8,250 |
| 2014 | $873 | $82,500 | $8,250 |
| 2013 | $873 | $82,500 | $8,250 |
| 2012 | $79 | $82,500 | $8,250 |
| 2011 | $70 | $81,800 | $8,180 |
| 2010 | $825 | $81,800 | $8,180 |
| 2009 | $825 | $81,800 | $8,180 |
| 2008 | $65 | — | $8,180 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-10-18 | Sold | — |
| 2017-08-11 | Sold | — |
| 2007-06-08 | Sold | — |
Photo Gallery
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"Bedrooms: 4",
"Primary Bedroom Dimensions: 13.4' x 11.8'",
"Bedroom 1 Dimensions: 13.7' x 7.4'",
"Bedroom 2 Dimensions: 13.3' x 10.4'",
"Bedroom 3 Dimensions: 10.6' x 10.6'",
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"Bedroom 1 Level: First",
"Bedroom 2 Level: Second",
"Bedroom 3 Level: Second"
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"Living Room Level: First"
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"category": "Other Rooms",
"parent_category": "Interior"
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"parent_category": "Interior"
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"parent_category": "Interior"
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"parent_category": "Interior"
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"category": "Exterior and Lot Features",
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"category": "Garage and Parking",
"parent_category": "Exterior"
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{
"text": [
"No Carpet",
"Source Listing Status: Active",
"County: Jefferson",
"Source Property Type: Residential",
"Parcel Number: 0600002459",
"Property Subtype: Single Family - Detached"
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"category": "Other Property Info",
"parent_category": "Listing"
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{
"text": [
"Total Square Feet Living: 1460",
"Year Built: 2001",
"Building Area Total: 1460",
"Building Exterior Type: Vinyl Siding",
"Foundation Details: Raised",
"Property Age: 24",
"Roof: Shingle",
"Levels or Stories: 2.00000",
"House Style: Traditional",
"Total Area Sqft: 3700",
"Year Built Details: Renovated Post Hurricane Ida."
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"category": "Building and Construction",
"parent_category": "Features"
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{
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"Sewer: Septic",
"Water Source: Public"
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"location": {
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{
"note": "Selected the 'natural_gas' option based on the property details specifying 'Gas: Natural'. The 4-bedroom allowance is used.",
"utility": "cooking",
"allowance": 9
},
{
"note": "Included the standard fixed monthly fee for electric service.",
"utility": "electric_monthly_fee",
"allowance": 26
},
{
"note": "Included the standard fixed monthly fee for natural gas service, as the property uses natural gas.",
"utility": "gas_monthly_fee",
"allowance": 28
},
{
"note": "Selected the 'natural_gas' option for the 4-bedroom allowance, as the property has central heat and is supplied with natural gas.",
"utility": "heating",
"allowance": 26
},
{
"note": "Included the fixed mosquito control fee, a common charge for this parish.",
"utility": "mosquito_monthly_fee",
"allowance": 3
},
{
"note": "Selected the 4-bedroom allowance for other electricity, covering general lighting and plug-in appliances.",
"utility": "other_electric",
"allowance": 54
},
{
"note": "Allowance is $0 because the property listing states that a range/oven is provided by the landlord.",
"utility": "range",
"allowance": 0
},
{
"note": "Allowance is $0 because the property listing states that a refrigerator is provided by the landlord.",
"utility": "refrigerator",
"allowance": 0
},
{
"note": "Allowance is $0 as the property details explicitly state it uses a septic tank, not public sewer.",
"utility": "sewer",
"allowance": 0
},
{
"note": "Included the fixed allowance for trash collection, as it is a standard service for single-family homes and assumed to be a tenant responsibility.",
"utility": "trash_collection",
"allowance": 23
},
{
"note": "Selected the 4-bedroom allowance for water, as the property details state it has a public water source.",
"utility": "water",
"allowance": 97
},
{
"note": "Selected the 'natural_gas' option for the 4-bedroom allowance, consistent with the property's use of natural gas for other appliances.",
"utility": "water_heating",
"allowance": 24
}
],
"cash_on_cash_return": 0.73,
"down_payment_amount": 26000.0,
"property_tax_annual": 1303.98,
"property_tax_monthly": 108.67,
"property_tax_increase": 0.03,
"utility_allowance_total": 332.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 10584.84,
"property_management_monthly": 199.6,
"monthly_cash_flow_after_debt": 882.07,
"cash_on_cash_return_after_debt": 0.41
},
"section8_assessment": {
"runs": [
{
"summary": "This raised single-family home presents as mostly turnkey for Section 8 tenancy with attractive, updated interiors (kitchen, floors, baths) and a recently replaced roof. Visible safety and systems issues are minor or typical maintenance: weathered exterior wood on stairs/porch, driveway cracks, and a few unverifiable items from photos (smoke/CO detectors, electrical panel, water heater). Major structural or life‑safety failures are not evident. Expect a likely initial NSPIRE pass after verification/installation of required detectors, GFCI verification, and minor exterior deck/rail fastening and cosmetic repairs. Estimated time-to-rent readiness: under 30 days if detectors and a few small items are addressed; under 14 days if those items already meet code.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior finishes look recently updated and well maintained: new-looking laminate floors, fresh paint, modern kitchen with granite counters and stainless appliances (range, refrigerator, dishwasher visible). Bathrooms and fixtures appear clean and intact. Exterior shows weathering on porch/stairs and some driveway cracking; these are cosmetic or routine maintenance items. Missing major interior damage; only typical touch-ups and exterior deck refurbishment anticipated."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 75.0,
"rationale": "No obvious life‑threatening hazards visible. Stairs and guardrails are present on the raised porch, windows present in bedrooms for egress, no visible exposed wiring, and plumbing fixtures appear functional. Smoke/CO detectors and electrical panel are not clearly pictured (small alarm-like devices visible in some ceilings but not verifiable), and GFCI protection near wet areas is not confirmed. Porch wood is weathered and will need fastener/structural checks to ensure guardrail stability. Overall modest NSPIRE risk due to non-visible but probably standard items (detectors, GFCI, panel)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Electrical/Plumbing)",
"score": 70.0,
"rationale": "Listing notes roof replaced 4 years ago and roof appears in good condition in photos. Central HVAC supply vents are visible in ceilings indicating a central system; however a window AC unit is installed in one room (could indicate supplemental cooling or limited airflow upstairs). Water heater and electrical service/panel are not pictured so condition is unknown. Plumbing fixtures and hot water appearance are normal in photos (no visible leaks or stains). Given visible evidence, major systems likely functional but not fully verifiable without service records or on-site checks."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Large, level yard and concrete driveways provide good ingress/egress. House is elevated on piers (appropriate for this flood-prone area) and under‑house area is clear. Siding and roof line appear intact. Some exterior wood elements (porch posts, stair stringers, railings) show weathering and would benefit from refurbishment/fastener inspection. Driveway shows hairline to minor cracking. No visible standing water, major foundation cracks, or exterior structural sagging in photos."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Roof replacement (listed as 4 years ago) is accurate and roof is in good condition as seen in photos.",
"Central HVAC is present and operational because ceiling supply vents are visible; the window AC is supplemental.",
"Smoke/CO detectors and electrical panel location are present per typical build but are not clearly visible in photos; presence is assumed but must be verified on-site.",
"Water heater and hot water were not pictured; assumed functional because there are no visible water stains or mold, but needs verification.",
"Bedroom egress is assumed adequate based on visible windows in bedrooms; attic/sloped-ceiling rooms appear to have windows but exact egress size compliance cannot be confirmed from photos.",
"Porch and stair structural members are assumed to be sound though weathered — visible condition implies deferred maintenance rather than structural failure."
],
"overall_score": 78.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the property presents as a well‑renovated raised single‑family home with updated interior finishes, a recent roof, and visible central HVAC — likely to pass most NSPIRE items after a brief in‑person verification and minor fixes. Primary inspection risks that could cause failure are absent documentation/visibility of required smoke and CO alarms, unclear bedroom egress size for at least one small bedroom, and unconfirmed GFCI protection near wet areas. Cosmetic exterior maintenance (porch/stairs staining, driveway crack repair) and routine checks of fasteners/handrails will likely be needed but are not major barriers.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Interior finishes appear recently updated and in good condition: new-ish laminate flooring, fresh paint, updated kitchen with granite counters and stainless appliances, and clean bathrooms. Minor exterior deferred maintenance visible: weathered wooden porch/stairs and posts that will need staining/fastener checks, and small cracks in the driveways. Missing or unshown items (washer/dryer presence unknown) are moderate issues only. Overall cosmetic condition is good and only minor repair/cosmetic work should be required before tenancy."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "No obvious life‑threatening hazards visible (no collapsed ceilings, no standing water, no visible major structural movement). However several required safety items are not clearly visible in photos: smoke detectors and CO alarms are not apparent, GFCI protection near the kitchen sink is not confirmed, and one small bedroom window may not meet egress size for a sleeping room. Entry appears secure and handrails/guardrails are present, but the exterior stairs and porch wood show weathering that could require tightening/repair. Because smoke/CO alarms and bedroom egress are inspection-critical items that cannot be confirmed, this raises a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, roof, electric)",
"score": 80.0,
"rationale": "Listing states roof replaced 4 years ago and roof looks intact. Interior shows ceiling vents and a central HVAC register (and a thermostat on the wall), indicating a central HVAC system likely present; one bedroom shows a window A/C unit as supplemental. Kitchen appliances seen and appear modern. No visible water stains or plumbing leaks in images; bathrooms and tub/shower surround look in good order. Electrical panel and water heater not shown; no exposed live wiring visible. Given visible evidence, major systems likely functional but a few items (panel, water heater, confirmation of hot water and GFCI) require on‑site verification."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 75.0,
"rationale": "Raised flood‑elevated structure on concrete piers appears sound in photos; siding looks intact. Yard is open and well‑kept though neighboring properties show some neglect. Driveway has minor cracking. Under‑house area is open (common for the region), with mechanicals potentially exposed but no visible hazards. Porch posts and decking show weathering and will benefit from maintenance. No visible foundation cracking or roof sagging from exterior photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in supplied photos (inspection‑critical item).",
"Potential inadequate bedroom egress for at least one small bedroom (window size not verified).",
"Weathered exterior stairs/posts—may require structural/fastener/verdict checks to ensure stairs/handrails meet safety standards."
],
"confidence": 0.7,
"assumptions": [
"Interior photos represent the current condition of the entire house; images are recent and accurate.",
"Central HVAC is present and operable (ceiling vents and thermostat visible), though the condenser/water heater and electrical panel were not shown.",
"No visible smoke detectors or CO alarms appeared in supplied photos; assume they may be missing or not clearly visible and need verification/installation.",
"Kitchen outlets near sink and bathroom outlets are assumed not obviously GFCI from photos and require on‑site verification; lack of visible GFCI slightly increases risk.",
"Raised foundation piers appear structurally sound in photos; no signs of major foundation movement were observed in available images.",
"Photos do not show the electrical panel, water heater, or under‑house gas piping/venting; those systems may require inspection but no visible immediate hazards were seen.",
"Bedroom windows shown may be borderline for egress; assume at least one small bedroom could fail egress requirements until measured."
],
"overall_score": 76.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the property photos and listing indicate a largely turnkey 4-bed/2-bath raised home with updated interior finishes, a recently replaced roof, and functioning kitchen appliances. Most issues visible are minor exterior carpentry and driveway repairs. The key inspection risks are missing/uncertain safety devices (smoke/CO detectors, GFCI outlets) and unverified operation of major systems (HVAC, water heater, electrical panel). With 1–3 small updates (install/verify detectors, verify/repair HVAC and electrical/GFCI as needed, touch up exterior wood), the home is likely to pass an initial HCV/NSPIRE inspection and be rent-ready within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new-looking laminate floors, refreshed paint, modern kitchen with granite counters and stainless appliances (stove, fridge, dishwasher visible) and updated bathrooms — these are turnkey qualities. Minor deferred maintenance is visible on exterior wood (porch/stair stringers and railings show weathering) and concrete driveways have hairline/cracked joints that will need sealing/patching. No collapsed or missing interior finishes observed. Easy-to-fix items: sanding/painting or replacing some porch boards, sealing driveway cracks, cosmetic trim touch-ups. These are capital/minor items and should not prevent rental once completed."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 70.0,
"rationale": "No immediately visible life‑threatening hazards in photos: no collapsed ceilings, major mold staining, or exposed wiring evident. Bedrooms have windows (egress appears probable though attic/loft ceiling heights/egress should be confirmed for code). Stairs and guardrails are present on the front porch; they appear intact though somewhat weathered. Missing/unknown items that create inspection risk: smoke detectors and carbon monoxide alarms are not visible in photos (NSPIRE requires smoke detectors in common areas and each sleeping room; CO alarms where fuel-burning appliances or attached garages present). GFCI protection for kitchen and bathrooms is not clearly visible. Electrical panel and hot water presence/operation are not shown. Because these items are not observable, they reduce the safety score to a moderate risk—fixes (installing detectors, GFCI outlets, or replacing a bad panel) are usually quick but required prior to pass."
},
{
"key": "systems_mechanical",
"label": "Major systems condition (roof, HVAC, plumbing, electrical)",
"score": 70.0,
"rationale": "Roof was replaced ~4 years ago per listing and looks in good condition in images (positive). Interior vents and ceiling returns visible indicate central HVAC likely present; however an A/C window unit is shown in an upper room which suggests either supplemental cooling or partial HVAC coverage — HVAC operation/age not documented and should be tested. Water heater, main electrical panel, and sewer/drain connections are not visible in photos and must be confirmed operational. Plumbing fixtures and tub/shower look serviceable. No visible active leaks or water stains. Systems risk is moderate due to unverified operation of HVAC, water heater and electrical panel; these are inspection-critical but commonly pass after testing or minor repairs."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Property is elevated on concrete pilings (typical for flood-prone Louisiana) which is good for flood mitigation and indicates no visible foundation settlement or sagging. Siding and roof appear intact; large open yard with clear walkways and mowable turf. Driveways show some cracking but are serviceable. Porch stairs and support posts are weathered wood and would benefit from paint/stain/fastener check to prevent future rot. No evidence of standing water, major erosion, collapsed retaining walls, or visible pest infestation in photos. Overall exterior/site condition is good with modest maintenance items to address."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and serviced — vents/returns visible in photos indicate central system, but its operational status is unconfirmed.",
"Water heater (and hot water supply) is present under the house or in mechanical area though not visible in provided photos.",
"Main electrical panel exists and is intact but its condition and breaker labeling are unverified from photos.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are either missing or not verifiable and will need confirmation/installation.",
"GFCI protection at kitchen countertops and bathroom outlets is not clearly visible and should be tested/installed if absent.",
"Entry door(s) likely have locks but presence of a functioning deadbolt is unconfirmed and should be verified/installed if missing.",
"Raised foundation/pilings appear sound from images; no significant foundation movement is visible and no structural sagging is presumed."
],
"overall_score": 77.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5525 Perrin St, Lafitte, LA, 70067",
"aggregate": {
"summary": "This raised single-family home presents as mostly turnkey for Section 8 tenancy with attractive, updated interiors (kitchen, floors, baths) and a recently replaced roof. Visible safety and systems issues are minor or typical maintenance: weathered exterior wood on stairs/porch, driveway cracks, and a few unverifiable items from photos (smoke/CO detectors, electrical panel, water heater). Major structural or life‑safety failures are not evident. Expect a likely initial NSPIRE pass after verification/installation of required detectors, GFCI verification, and minor exterior deck/rail fastening and cosmetic repairs. Estimated time-to-rent readiness: under 30 days if detectors and a few small items are addressed; under 14 days if those items already meet code.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior finishes look recently updated and well maintained: new-looking laminate floors, fresh paint, modern kitchen with granite counters and stainless appliances (range, refrigerator, dishwasher visible). Bathrooms and fixtures appear clean and intact. Exterior shows weathering on porch/stairs and some driveway cracking; these are cosmetic or routine maintenance items. Missing major interior damage; only typical touch-ups and exterior deck refurbishment anticipated."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 77.7,
"rationale": "Large, level yard and concrete driveways provide good ingress/egress. House is elevated on piers (appropriate for this flood-prone area) and under‑house area is clear. Siding and roof line appear intact. Some exterior wood elements (porch posts, stair stringers, railings) show weathering and would benefit from refurbishment/fastener inspection. Driveway shows hairline to minor cracking. No visible standing water, major foundation cracks, or exterior structural sagging in photos."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 68.3,
"rationale": "No obvious life‑threatening hazards visible. Stairs and guardrails are present on the raised porch, windows present in bedrooms for egress, no visible exposed wiring, and plumbing fixtures appear functional. Smoke/CO detectors and electrical panel are not clearly pictured (small alarm-like devices visible in some ceilings but not verifiable), and GFCI protection near wet areas is not confirmed. Porch wood is weathered and will need fastener/structural checks to ensure guardrail stability. Overall modest NSPIRE risk due to non-visible but probably standard items (detectors, GFCI, panel)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof/HVAC/Electrical/Plumbing)",
"score": 73.3,
"rationale": "Listing notes roof replaced 4 years ago and roof appears in good condition in photos. Central HVAC supply vents are visible in ceilings indicating a central system; however a window AC unit is installed in one room (could indicate supplemental cooling or limited airflow upstairs). Water heater and electrical service/panel are not pictured so condition is unknown. Plumbing fixtures and hot water appearance are normal in photos (no visible leaks or stains). Given visible evidence, major systems likely functional but not fully verifiable without service records or on-site checks."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Roof replacement (listed as 4 years ago) is accurate and roof is in good condition as seen in photos.",
"Central HVAC is present and operational because ceiling supply vents are visible; the window AC is supplemental.",
"Smoke/CO detectors and electrical panel location are present per typical build but are not clearly visible in photos; presence is assumed but must be verified on-site.",
"Water heater and hot water were not pictured; assumed functional because there are no visible water stains or mold, but needs verification.",
"Bedroom egress is assumed adequate based on visible windows in bedrooms; attic/sloped-ceiling rooms appear to have windows but exact egress size compliance cannot be confirmed from photos.",
"Porch and stair structural members are assumed to be sound though weathered — visible condition implies deferred maintenance rather than structural failure."
],
"score_method": "mean_of_criteria",
"overall_score": 76.7,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7905263670"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.