Property ID: 7933598654
4218 Hessmer Ave Apt 116, Metairie, LA, 70002
Metairie, LA
Money Down: $17,976
CoC Return: 28.54%
Monthly Cash Flow: $428
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$14,980
Closing Costs
$2,996
Total Down
$17,976
Investment Snapshot
Purchase Price
$74,900
Money Down
$17,976
Cash-on-Cash Return
28.54%
Rent
$1,011
Monthly Cash Flow
$428
Annual Cash Flow
$5,130
Debt Service / Mo
$399
Property Tax / Mo
$32
Insurance / Mo
$51
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,011
Payment Standard
$1,298
Rent
$1,011
Insurance
$51
Property Tax
$32
Management
$101
Utilities Allowance
$287
NOI (Monthly)
$826
Debt Service
$399
Cash Flow After Debt
$428
Quality Score: 76.00%
Confidence: 94.00%
This tenant‑occupied 1BR condo appears largely turnkey and would likely pass a Housing Choice Voucher (NSPIRE) initial inspection after verification of a few safety/system items. Interior condition is good with functional appliances shown and no visible structural distress. Primary inspection risks are lack of visible smoke/CO detectors, unverified GFCI protection in the kitchen, and no photographic confirmation of heating/HVAC and major system locations. If detectors and GFCI are present and HVAC/water heating are operational, the unit should be rent-ready within 1–3 weeks; if these items are missing they are typically easy/quick to remedy.
Section 8 Payment Standard
$1,298
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,011
Property Management
$101
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$74,900
Beds
1
Baths
1
Living Area
670 sqft
Lot Size
871 sqft
Year Built
1983
Days on Market
16
Capital Outlay
$17,976
Debt Service
$399
Property Tax / Mo
$32
Insurance / Mo
$51
Property Description
Turnkey investment opportunity! This 1 bedroom, 1 bathroom condo is a proven income-producing property that has remained consistently rented for years and is currently tenant-occupied. Located inside a gated condominium community, this unit offers added security and convenience that tenants appreciate. The $250 monthly HOA helps maintain the community and common areas, creating a low-maintenance investment for owners. Whether you're expanding your portfolio or purchasing your first rental, this property offers steady rental history and strong potential. An additional unit is also available, giving buyers the rare opportunity to purchase two of these great income-producing properties in the same community.
Utility Allowances
Cooking
$12
Based on 'Built-In Electric Oven' in the property details.
Heating
$104
Based on 'Central' heating and 'Elec: City' in property details. Fuel type was not specified, so the more expensive 'Electric' option was chosen per instructions.
Other Electric
$47
Standard allowance for general electricity usage (lights, outlets, non-major appliances) in a 1-bedroom unit.
Sewer
$32
Based on 'Sewer: Comm Sewer' in the property details.
Trash Collection
$25
Included as a standard residential utility. Assumed to be tenant-paid as it is not explicitly listed as covered by the HOA.
Water
$29
Based on 'Water Source: Comm Water' in the property details.
Water Heating
$38
Fuel type not specified. 'Electric' was chosen for consistency with other electric appliances like the oven and heating system.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$605
DP3 Annual Estimate$626
DP1 Monthly Equivalent$50
DP3 Monthly Equivalent$52
Replacement Value$17,600
Basis670 sqft / 1983
Nearby Houses
Photo unavailable
4218 Hessmer Ave Apt 306
for_sale
Price: $74,900
1 bd / 1 ba · 670 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4218 Hessmer Ave Apt 302
for_sale
Price: $75,000
1 bd / 1 ba · 680 sqft
Latest sale: — on Nov 07, 2013
Latest rent: $700 on Jun 18, 2017
Photo unavailable
4218 Hessmer Ave Apt 301
for_sale
Price: $79,500
1 bd / 1 ba · 670 sqft
Latest sale: — on Jul 07, 2005
Latest rent: —
Photo unavailable
4218 Hessmer Ave Apt 213
off_market
Price: $89,000
1 bd / 1 ba · 572 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4218 Hessmer Ave Apt 313
off_market
Price: $89,000
1 bd / 1 ba · 600 sqft
Latest sale: — on Oct 26, 2023
Latest rent: —
Photo unavailable
4218 Hessmer Ave Apt 112
off_market
Price: $89,000
1 bd / 1 ba · 566 sqft
Latest sale: — on Sep 24, 2021
Latest rent: —
Photo unavailable
4218 Hessmer Ave Apt 205
sold
Price: $69,000
1 bd / 1 ba · 600 sqft
Latest sale: —
Latest rent: —
Photo unavailable
4218 Hessmer Ave Apt 107
sold
Price: $50,000
1 bd / 1 ba · 580 sqft
Latest sale: — on Jul 06, 2021
Latest rent: $900 on Jan 09, 2023
Photo unavailable
4120 Hessmer Ave
for_sale · 0.05 mi
Price: $625,000
12 bd / 8 ba · 4,100 sqft
Latest sale: — on Feb 12, 2021
Latest rent: —
Photo unavailable
4112 Hessmer Ave Apt 1
off_market · 0.07 mi
Price: $1,425
3 bd / 2 ba · 1,050 sqft
Latest sale: —
Latest rent: $1,425 on Dec 02, 2025
Photo unavailable
4102 Hessmer Ave Apt 2
off_market · 0.10 mi
Price: $1,325
3 bd / 2 ba · 1,325 sqft
Latest sale: —
Latest rent: $1,375 on Aug 19, 2025
Photo unavailable
4102 Hessmer Ave Apt 3
off_market · 0.10 mi
Price: $1,300
3 bd / 2 ba · 1,050 sqft
Latest sale: —
Latest rent: $1,325 on Aug 19, 2025
Photo unavailable
4081 Division St Unit 4081
sold · 0.10 mi
Price: $135,000
2 bd / 2 ba · 1,024 sqft
Latest sale: — on Mar 04, 2022
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- no_visible_smoke_or_carbon_monoxide_detectors_in_photos
- no_visible_central_heating_or_hvac_unit_in_photos
- possible_missing_gfci_protection_in_kitchen_area
- electrical_panel_location_and_condition_not_verified
- rental_history_data_missing_in_snapshot (listing claims steady rental history but public record not provided)
Assumptions
- Unit is tenant-occupied and utilities (electric/water) are active, per listing statement 'consistently rented'.
- HOA maintains common systems/roof/drainage per the $250/mo HOA note, reducing likelihood of major exterior system failure.
- No visible water stains, mold, or structural sagging in photos means none are present in concealed areas; however, hidden issues cannot be ruled out.
- Smoke and CO detectors, GFCI outlets, HVAC and water heater exist but were not captured in listing photos; their presence/operability must be verified prior to inspection.
- Appliances shown are in working order unless otherwise noted; missing or nonfunctional appliances would be considered moderate capital repairs but not automatic safety fails.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $378 | $30,000 | $3,000 |
| 2024 | $378 | $30,000 | $3,000 |
| 2023 | $328 | $25,000 | $2,500 |
| 2022 | $320 | $25,000 | $2,500 |
| 2021 | $297 | $25,000 | $2,500 |
| 2020 | $295 | $25,000 | $2,500 |
| 2019 | $303 | $25,000 | $2,500 |
| 2018 | $283 | $25,000 | $2,500 |
| 2017 | $283 | $25,000 | $2,500 |
| 2016 | $277 | $25,000 | $2,500 |
| 2015 | $284 | $25,000 | $2,500 |
| 2014 | $318 | $28,300 | $2,830 |
| 2013 | $318 | $28,300 | $2,830 |
| 2012 | $318 | $28,300 | $2,830 |
| 2011 | $303 | $28,800 | $2,880 |
| 2010 | $295 | $28,800 | $2,880 |
| 2009 | $295 | $28,800 | $2,880 |
| 2008 | $292 | — | $2,880 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2014-08-20 | Sold | — |
Photo Gallery
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"No visible water stains, mold, or structural sagging in photos means none are present in concealed areas; however, hidden issues cannot be ruled out.",
"Smoke and CO detectors, GFCI outlets, HVAC and water heater exist but were not captured in listing photos; their presence/operability must be verified prior to inspection.",
"Appliances shown are in working order unless otherwise noted; missing or nonfunctional appliances would be considered moderate capital repairs but not automatic safety fails."
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"label": "Condition & Repairs",
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"score": 68.0,
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"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Exterior building photos show a gated condominium community with maintained landscaping, paved parking, and intact siding. No obvious foundation settlement, severe siding damage, or standing water visible. The property appears HOA-managed (listing states $250/mo HOA), which usually supports routine maintenance of common areas, gates, and exterior elements. Some photos show older siding style but condition appears serviceable."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Unit is tenant-occupied per listing; interior photos reflect recent condition but not necessarily current day condition inside.",
"Heating and cooling system (central or packaged HVAC) exists and is serviceable, but equipment and thermostat were not photographed.",
"Water heater is present and operational though not pictured.",
"Smoke detectors and carbon monoxide detectors (if required by local code) are not visible in photos — assume they may be present but require verification; absence would need immediate remediation.",
"GFCI protection at kitchen and bathroom receptacles is not visible in photos and should be checked/installed if missing.",
"Windows visible in living area provide required egress for the bedroom layout, but final determination requires on-site measurement.",
"Roof and foundation have no severe issues based on visible siding and overall building condition in exterior photos; no evidence of sagging or major water intrusion was observed."
],
"overall_score": 76.0,
"rubric_version": "ns-pire-v1.0"
},
{
"summary": "This 1-bed condo appears largely turnkey for Section 8 tenancy with clean interiors, functioning basic appliances, intact exterior, and evidence of active rental occupancy. Primary inspection risks are lack of visual confirmation for smoke/CO detectors, GFCI protection in kitchen/bath, and major system equipment (HVAC, water heater, electrical panel) which are likely present given tenant-occupied status but should be verified. No structural or life-safety failures are visible in photos; most issues, if any, are minor or documentation/fixture confirmations.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show generally clean, recently painted walls, intact cabinetry, working stove and refrigerator present, dishwasher installed, new-looking laminate flooring in living room and tile in bedroom. No visible major cosmetic damage, broken doors, or collapsed ceilings. Kitchen cabinets are dated and appliances are basic/older but functional — missing luxury items only. Minor cosmetic touch-ups (cabinet faces, small scuffs) possible but no deferred-maintenance evidence requiring major rehab."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "No visible exposed wiring, intact ceilings and walls, and entry door shown with a knob (deadbolt not clearly visible). Bedroom and living spaces have windows that appear to provide egress; no visible mold or water stains in photos. However, smoke and carbon monoxide detectors are not visible in images (cannot confirm placement), GFCI outlets in kitchen/bath are not shown, and the electrical panel is not pictured. Given the unit is tenant-occupied and marketed as turnkey in a managed gated community, it's reasonable to assume basic safety items are present, but inability to visually confirm detectors/outlets reduces the score to moderate risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 70.0,
"rationale": "Kitchen fixtures, stove, refrigerator and dishwasher are present which implies plumbing and basic electrical function. No visible signs of active roof leaks, water intrusion, or failed plumbing in photos. HVAC equipment is not pictured (only ceiling fans shown); water heater and electrical panel locations are not shown. Because the unit is tenant-occupied and appears well-maintained, major systems are likely functional, but absent visual confirmation of HVAC/heating and service equipment lowers the score to a moderate rating."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior photos of the condo building show an overall maintained siding, paved parking, landscaping and no visible foundation movement or large exterior damage. The complex appears gated per listing which suggests managed common areas and drainage/maintenance via HOA. No signs of standing water, roof collapse, heavy exterior deterioration, or infestation are visible from provided images."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that the unit is tenant-occupied and consistently rented is accurate and reflects recent rental history.",
"Basic life-safety devices (smoke detectors and CO alarm where required) are installed but are not visible in photos; they would be expected in a tenant-occupied, managed complex.",
"HVAC (air conditioning/heating) and water heater are present and operational though not pictured; absence of visible damage and tenant occupancy makes total system failure unlikely.",
"Electrical panel is intact and service is code-compliant; no exposed wiring seen in unit photos.",
"Bedroom windows meet local egress requirements or the living area provides acceptable egress for one-bedroom unit; window sizes appear typical but were not measured.",
"HOA-maintained common areas and gated community imply routine exterior maintenance and functioning drainage systems.",
"No concealed active leaks, severe mold, or structural issues beyond what is visible in photos; if present, those would likely leave visible staining or deformation which is not shown."
],
"overall_score": 78.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4218 Hessmer Ave Apt 116, Metairie, LA, 70002",
"aggregate": {
"summary": "This tenant‑occupied 1BR condo appears largely turnkey and would likely pass a Housing Choice Voucher (NSPIRE) initial inspection after verification of a few safety/system items. Interior condition is good with functional appliances shown and no visible structural distress. Primary inspection risks are lack of visible smoke/CO detectors, unverified GFCI protection in the kitchen, and no photographic confirmation of heating/HVAC and major system locations. If detectors and GFCI are present and HVAC/water heating are operational, the unit should be rent-ready within 1–3 weeks; if these items are missing they are typically easy/quick to remedy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show recently painted walls, intact flooring (laminate and tile), functioning appliances present (stove, refrigerator, dishwasher), and a clean, tenant-ready appearance. Cabinets and fixtures are older but serviceable. No visible water stains, peeling paint, or collapsed surfaces. Missing cosmetic updates and minor cabinet wear are the primary issues. Overall appears turnkey with only minor cosmetic/capital items likely required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 79.3,
"rationale": "Exterior photos show an intact siding envelope, paved parking, and maintained landscaping within a gated community. No visible standing water, obvious foundation settlement or roof collapse. Some siding looks weathered but serviceable. Walkways and parking appear safe. Overall exterior condition suggests routine maintenance by HOA, though detailed roof/drainage condition is not visible."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards in photos (no collapsed ceilings, major mold, or exposed wiring). However, smoke/CO detectors are not visible in the unit photos (not confirmed), and GFCI outlets near the kitchen sink are not apparent. Bedroom egress appears acceptable (window visible) but exact measurements unverified. Door hardware visible but deadbolt presence is unclear. Given tenant-occupied status and rental marketing claim, basic safety items may be present but not documented in photos — thus a moderate safety risk until detectors and GFCI are verified."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 67.7,
"rationale": "No visible HVAC equipment in photos (ceiling fans present), and the water heater/electrical panel are not shown. The building appears to be a multi-unit condo (1983) with HOA; systems are likely centralized or in-unit but their condition is unverified. Appliances shown appear functional. Because major systems (heating/cooling, electrical panel, water heater) are not documented in the images, score is reduced for unknown operational status despite tenant occupancy."
}
],
"red_flags": [
"no_visible_smoke_or_carbon_monoxide_detectors_in_photos",
"no_visible_central_heating_or_hvac_unit_in_photos",
"possible_missing_gfci_protection_in_kitchen_area",
"electrical_panel_location_and_condition_not_verified",
"rental_history_data_missing_in_snapshot (listing claims steady rental history but public record not provided)"
],
"confidence": 0.94,
"assumptions": [
"Unit is tenant-occupied and utilities (electric/water) are active, per listing statement 'consistently rented'.",
"HOA maintains common systems/roof/drainage per the $250/mo HOA note, reducing likelihood of major exterior system failure.",
"No visible water stains, mold, or structural sagging in photos means none are present in concealed areas; however, hidden issues cannot be ruled out.",
"Smoke and CO detectors, GFCI outlets, HVAC and water heater exist but were not captured in listing photos; their presence/operability must be verified prior to inspection.",
"Appliances shown are in working order unless otherwise noted; missing or nonfunctional appliances would be considered moderate capital repairs but not automatic safety fails."
],
"score_method": "mean_of_criteria",
"overall_score": 76.0,
"rubric_version": "2026-03-hud-nspire-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7933598654"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.