4218 Hessmer Ave Apt 306, Metairie, LA, 70002
Metairie, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 76.50%
Confidence: 79.00%
Overall the unit appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection with minor fixes. Interiors are clean and cosmetically updated; appliances are present, and the property is in a gated HOA community with recent rental history. Primary inspection uncertainties are presence/operation of smoke/CO detectors, GFCI protection in kitchen/bath, and verification of HVAC/water heater condition. Expect minor pre-inspection tasks (install/verify detectors, confirm GFCI, verify deadbolt, address any small cosmetic or outlet-cover work) to reach full compliance.
Property Fundamentals
Property Description
Turnkey investment opportunity! This 1 bedroom, 1 bathroom condo is a proven income-producing property that has remained consistently rented for years and is currently tenant-occupied. Located inside a gated condominium community, this unit offers added security and convenience that tenants appreciate. The $250 monthly HOA helps maintain the community and common areas, creating a low-maintenance investment for owners. Whether you're expanding your portfolio or purchasing your first rental, this property offers steady rental history and strong potential. An additional unit is also available, giving buyers the rare opportunity to purchase two of these great income-producing properties in the same community.
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Unit is tenant-occupied and utilities (electric, water) are active and functioning.
- No active roof leaks or significant structural issues exist beyond what is visible in photos (no water stains, sagging ceilings observed).
- Entry door has at least a functioning locking mechanism; a deadbolt may be present though not clearly visible — replacement may be required if absent.
- Smoke detectors and CO alarms are not visible in photos; assume they are not confirmed and may need verification/installation to meet NSPIRE.
- Central HVAC unit presence and operation are unverified (ceiling fans visible); assume HVAC exists and was operational for tenant comfort but plan to verify serviceability.
- Electrical panel, grounding, and GFCI protection locations are not shown and must be verified on inspection.
- Washer/dryer are electric stacked unit (photos show electric controls) and venting/plumbing connections are assumed functional but should be confirmed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $378 | $30,000 | $3,000 |
| 2024 | $378 | $30,000 | $3,000 |
| 2023 | $328 | $25,000 | $2,500 |
| 2022 | $320 | $25,000 | $2,500 |
| 2021 | $297 | $25,000 | $2,500 |
| 2020 | $295 | $25,000 | $2,500 |
| 2019 | $303 | $25,000 | $2,500 |
| 2018 | $283 | $25,000 | $2,500 |
| 2017 | $283 | $25,000 | $2,500 |
| 2016 | $277 | $25,000 | $2,500 |
| 2015 | $284 | $25,000 | $2,500 |
| 2014 | $281 | $25,000 | $2,500 |
| 2013 | $325 | $28,900 | $2,890 |
| 2012 | $325 | $28,900 | $2,890 |
| 2011 | $304 | $28,900 | $2,890 |
| 2010 | $296 | $28,900 | $2,890 |
| 2009 | $296 | $28,900 | $2,890 |
| 2008 | $293 | — | $2,890 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2014-02-19 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2023-07-28 | Listed for rent | $950 | — |
Photo Gallery
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"land": 1240,
"total": 2500,
"building": 1260
}
},
{
"tax": 284,
"year": 2015,
"market": {
"land": 12400,
"total": 25000,
"building": 12600
},
"assessment": {
"land": 1240,
"total": 2500,
"building": 1260
}
},
{
"tax": 281,
"year": 2014,
"market": {
"land": 12400,
"total": 25000,
"building": 12600
},
"assessment": {
"land": 1240,
"total": 2500,
"building": 1260
}
},
{
"tax": 325,
"year": 2013,
"market": {
"land": 12400,
"total": 28900,
"building": 16500
},
"assessment": {
"land": 1240,
"total": 2890,
"building": 1650
}
},
{
"tax": 325,
"year": 2012,
"market": {
"land": 12400,
"total": 28900,
"building": 16500
},
"assessment": {
"land": 1240,
"total": 2890,
"building": 1650
}
},
{
"tax": 304,
"year": 2011,
"market": {
"land": 12400,
"total": 28900,
"building": 16500
},
"assessment": {
"land": 1240,
"total": 2890,
"building": 1650
}
},
{
"tax": 296,
"year": 2010,
"market": {
"land": 12400,
"total": 28900,
"building": 16500
},
"assessment": {
"land": 1240,
"total": 2890,
"building": 1650
}
},
{
"tax": 296,
"year": 2009,
"market": {
"land": 12400,
"total": 28900,
"building": 16500
},
"assessment": {
"land": 1240,
"total": 2890,
"building": 1650
}
},
{
"tax": 293,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 2890,
"building": null
}
}
],
"property_history": [
{
"date": "2014-02-21",
"price": 25000,
"listing": {
"status": "off_market",
"list_date": "2013-11-07T07:00:00Z",
"list_price": 25000,
"listing_id": "576041523",
"last_update_date": "2014-02-08T03:16:59Z",
"last_status_change_date": "2014-02-07T07:00:00Z"
},
"event_name": "Listing removed",
"price_sqft": 41.666666666666664,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "106 days",
"source_listing_id": "971649",
"price_change_percentage": null
},
{
"date": "2013-11-07",
"price": 25000,
"listing": {
"status": "off_market",
"list_date": "2013-11-07T07:00:00Z",
"list_price": 25000,
"listing_id": "576041523",
"last_update_date": "2014-02-08T03:16:59Z",
"last_status_change_date": "2014-02-07T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 41.666666666666664,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "971649",
"price_change_percentage": null
}
],
"building_permits_history": [
{
"project_name": null,
"permit_status": "Issued",
"permit_type_of_work": null,
"permit_effective_date": "Jul 30, 2020",
"permit_project_type_1": "Residential",
"permit_project_type_2": null,
"permit_project_type_3": null
}
]
}
},
"rmn_listing_attribution": false
},
"property_id": "7967799252",
"generated_at": "2026-03-27T01:51:11.702751Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 76.5
},
"utility_allowance": {
"zip_code": "70002",
"home_photo": "https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m2115115640s-w1280.jpg",
"rent_price": 1011.0,
"loan_amount": 59920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/4218-Hessmer-Ave-Apt-306_Metairie_LA_70002_M79677-99252",
"bedroom_count": 1,
"interest_rate": 0.07,
"purchase_price": 74900.0,
"loan_term_years": 30,
"annual_cash_flow": 9913.96,
"mortgage_monthly": 398.65,
"payment_standard": 1298.0,
"total_amount_out": 14980.0,
"additional_photos": [
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m2704955288s-w1280.jpg",
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m3399379287s-w1280.jpg",
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m1055091905s-w1280.jpg",
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m289288204s-w1280.jpg",
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m1055091905s-w1280.jpg",
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m856478647s-w1280.jpg",
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m1487554259s-w1280.jpg",
"https://ap.rdcpix.com/b23c7fa1d4a3e7d20c88205af679389dl-m3049909981s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 51.29,
"monthly_cash_flow": 826.16,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'electric' for a 1-bedroom unit. The property has 'Central' heating and the electric provider is Entergy. Lacking specifics like 'heat pump', standard electric resistance heat was chosen as the more conservative (expensive) option.",
"utility": "heating",
"allowance": 104
},
{
"note": "Selected 'electric' for a 1-bedroom unit. Property details explicitly state 'Built-In Electric Oven'.",
"utility": "cooking",
"allowance": 12
},
{
"note": "Selected 'electric' for a 1-bedroom unit. The fuel type was not specified, so electric was assumed for consistency with other major appliances (heating and cooking).",
"utility": "water_heating",
"allowance": 38
},
{
"note": "Selected the fixed allowance for a 1-bedroom unit. This covers general lighting, outlets, and tenant-provided appliances like a refrigerator.",
"utility": "other_electric",
"allowance": 47
},
{
"note": "Selected the fixed allowance for a 1-bedroom unit. Property details list 'Comm Water', indicating tenant responsibility.",
"utility": "water",
"allowance": 29
},
{
"note": "Selected the fixed allowance for a 1-bedroom unit. Property details list 'Comm Sewer', indicating tenant responsibility.",
"utility": "sewer",
"allowance": 32
},
{
"note": "Selected the fixed allowance for a 1-bedroom unit. This is a standard service typically paid by the tenant.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.66,
"down_payment_amount": 14980.0,
"property_tax_annual": 389.34,
"property_tax_monthly": 32.45,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 5130.17,
"property_management_monthly": 101.1,
"monthly_cash_flow_after_debt": 427.51,
"cash_on_cash_return_after_debt": 0.34
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the unit appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection with minor fixes. Interiors are clean and cosmetically updated; appliances are present, and the property is in a gated HOA community with recent rental history. Primary inspection uncertainties are presence/operation of smoke/CO detectors, GFCI protection in kitchen/bath, and verification of HVAC/water heater condition. Expect minor pre-inspection tasks (install/verify detectors, confirm GFCI, verify deadbolt, address any small cosmetic or outlet-cover work) to reach full compliance.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 82.0,
"rationale": "Interior photos show recent cosmetic updates (fresh paint, clean laminate flooring, updated ceiling fans) and appliances present (stove, refrigerator, dishwasher, stacked washer/dryer). Cabinetry and countertops are dated but functional. No visible water stains, floor damage, or major drywall issues. Minor items likely: touch-up paint, outlet/cover replacements, and possible cabinet hinge/trim repairs. Missing or older appliances (stacked W/D appears older) reduce the perfect-turnkey score slightly but are not inspection-fail issues."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No obvious life-safety hazards visible in photos: floors are level, no collapsed ceilings, no visible electrical splices, and living areas have functioning ceiling fans. Entry door with knob is shown; deadbolt presence not confirmed. No smoke/CO detectors are visible in photos (required by NSPIRE), and GFCI protection in kitchen/bath is not evident. Bedroom egress appears likely but exact window size not measured. Because the unit is tenant-occupied with recent rental history and HOA upkeep, major safety failures are not apparent, but missing visible detectors/GFCIs and unconfirmed egress lower the score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 70.0,
"rationale": "Major systems are not directly visible. Evidence of functioning living systems: unit is tenant-occupied and appliances (electric range, refrigerator, dishwasher, stacked W/D) are present which suggests active electrical and plumbing. No visible roof leaks or interior water damage. HVAC equipment is not shown; ceiling fans present but central heating/cooling not confirmed. Water heater, electrical panel, and A/C condition are unknown. Given HOA-maintained exterior and occupancy, systems likely functional but unverified — moderates the score."
},
{
"key": "exterior_site",
"label": "Exterior and site condition",
"score": 80.0,
"rationale": "Exterior photos show a maintained multi-unit structure with siding in good cosmetic condition, paved parking, landscaping/trees, and gated community common areas per listing. No visible foundation settlement, standing water, or severe siding damage. Some building sections look older but maintained by HOA. Exterior access and walkways appear safe and intact from available images."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Unit is tenant-occupied and utilities (electric, water) are active and functioning.",
"No active roof leaks or significant structural issues exist beyond what is visible in photos (no water stains, sagging ceilings observed).",
"Entry door has at least a functioning locking mechanism; a deadbolt may be present though not clearly visible — replacement may be required if absent.",
"Smoke detectors and CO alarms are not visible in photos; assume they are not confirmed and may need verification/installation to meet NSPIRE.",
"Central HVAC unit presence and operation are unverified (ceiling fans visible); assume HVAC exists and was operational for tenant comfort but plan to verify serviceability.",
"Electrical panel, grounding, and GFCI protection locations are not shown and must be verified on inspection.",
"Washer/dryer are electric stacked unit (photos show electric controls) and venting/plumbing connections are assumed functional but should be confirmed."
],
"overall_score": 77.0,
"rubric_version": "ns-pire-v1.0"
},
{
"summary": "This 1BR condo presents as a mostly turnkey rental with good cosmetic condition, on-site appliances (including in-unit stacked laundry), and an active rental history within the last 5 years. Exterior and common areas appear maintained by an HOA. The primary inspection risk is documentation/verification of life-safety items: smoke detectors (and CO detectors if applicable), GFCI protection, bedroom egress, and visible HVAC/water-heater/ electrical-panel evidence. These are likely fixable quickly if missing, so the unit is likely to pass an HCV/NSPIRE inspection after addressing any missing detectors/GFCIs or providing quick repairs/verification.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 78.0,
"rationale": "Interior photos show clean, recently painted walls, intact baseboards and good-looking laminate/tile floors. Kitchen appliances (electric range, refrigerator, dishwasher) are present but appear older; cabinetry is serviceable. No obvious drywall damage, large stains, or collapsed finishes visible. Minor capital items (older appliances, possibly cosmetic touch-up) expected but no major deferred maintenance visible."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No exposed wiring, visible trip hazards, or major water damage in photos. Bedroom and living areas have functioning ceiling fans and intact floors. However, smoke/CO detectors are not visible in provided photos (required by NSPIRE), GFCI protection in kitchen/bath is not confirmed, and egress from bedroom cannot be fully verified from images of the unit (unit is on upper floor). Entry door deadbolt and electrical panel location not shown. These unknowns reduce score because they are common inspection rejection points if missing."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, water heater)",
"score": 70.0,
"rationale": "Kitchen appliances and an in-unit stacked washer/dryer are present (positive for tenant readiness). No visible plumbing leaks, active water intrusion, or severe stains. HVAC equipment or thermostat and water heater are not shown—absence of visual confirmation reduces confidence. Electrical panel not shown but no visible electrical hazards. Roof condition cannot be fully assessed from close photos but building exterior appears maintained."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Building exterior appears maintained: siding in place, level roofline, parking and landscaping maintained, gated community/HOA (per listing) indicates regular common-area upkeep. No visible foundation cracking, sagging, or standing water in photos. Walkways and parking surfaces appear serviceable."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing is accurate that unit is tenant-occupied and inside a gated HOA-managed complex; HOA maintains common areas.",
"Appliances shown (range, refrigerator, dishwasher, stacked washer/dryer) are operational or can be made operational with light service; none of the photos show gas appliances (range pictured is electric).",
"No active roof leaks, major plumbing leaks, mold, or structural foundation movement exist beyond what is visible in photos (exterior appears intact).",
"Smoke detectors, CO alarms, GFCI outlets, deadbolt on entry, HVAC and water-heater exist but were not photographed; absence of visible evidence lowers safety/confidence scores.",
"Unit 306 (third floor) likely relies on interior corridor egress; bedroom egress conforms to local code but could require verification for NSPIRE if window size/location is unclear."
],
"overall_score": 74.0,
"rubric_version": "1.0"
},
{
"summary": "Overall this 1BR condo presents as largely turnkey with clean interior finishes, working appliances, in-unit laundry, and well-maintained exterior in a gated HOA community. The unit is likely to pass an initial HCV/NSPIRE inspection with minor rectifications (verify and/or install smoke/CO detectors, confirm GFCI in wet areas, confirm presence and operation of heating/cooling). Major systems and structural elements show no visible failure, but HVAC, electrical panel, and detector locations were not photographed and should be confirmed before lease-up.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show recently painted walls, intact baseboards, clean laminate and tile flooring, functioning ceiling fans, and no visible damaged drywall or collapsed ceilings. Kitchen and laundry appliances are present (stove, fridge, dishwasher, stacked washer/dryer) though appear older — rentable but not premium. Minor cosmetic work (touch-up paint, possible cabinet refinish) may be desired but no major deferred maintenance visible. Missing appliance age/repair history assumed acceptable given tenant-occupied, steady rental history."
},
{
"key": "safety_code",
"label": "Safety & NSPIRE Code Risk",
"score": 75.0,
"rationale": "No visible exposed wiring, obvious trip hazards, active water intrusion, or severe mold in photos. Entry door shown but deadbolt not visible in photos (assumed present). No smoke or CO detectors visible in interior photos (reduces score because detectors are a common NSPIRE fail point). Bedroom egress appears probable (standard sliding/large window) but dimensions not confirmed. GFCI locations not visible. Tenant-occupied status and recent rental history suggest basic life-safety items may be present, but absence of visible detectors and unknown electrical panel/GFCI locations create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Building exterior appears intact (roof line and siding visible) and plumbing fixtures/appliances (kitchen sink, dishwasher, stacked laundry) are present indicating functional plumbing and hot water at time of photos. HVAC equipment is not visible in images (ceiling fans present but no confirmable central HVAC/heat source), and electrical panel/water heater are not shown. Appliances are older but present. Because major systems are not directly documented in photos, a conservative score is used based on rental occupancy and lack of visible system failure."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior photos of the condominium building show well-maintained siding, paved parking, mature trees, and a gated community context noted in listing. No visible foundation settlement, sagging, or standing water shown. Walkways and parking appear serviceable. HOA presence ($250/mo) supports regular exterior maintenance which lowers exterior risk."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Smoke and carbon monoxide detectors are not visible in photos; assume they may be present but must be verified and likely need to be shown/replaced to meet NSPIRE.",
"Entry door has a working deadbolt/secure hardware or can be easily fitted; not visible in photos.",
"HVAC (heating/cooling) exists and is operational given tenant-occupied status, but exact type and condition were not provided.",
"No active roof leaks or major plumbing failures exist based on lack of visible water staining or tenant occupancy; hidden issues cannot be excluded.",
"Appliances (stove, fridge, dishwasher, stacked washer/dryer) are present and functional at time of photos; age/efficiency unknown.",
"HOA maintains common roof and exterior systems per listing, reducing exterior risk."
],
"overall_score": 84.0,
"rubric_version": "ns-pire-v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4218 Hessmer Ave Apt 306, Metairie, LA, 70002",
"aggregate": {
"summary": "Overall the unit appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection with minor fixes. Interiors are clean and cosmetically updated; appliances are present, and the property is in a gated HOA community with recent rental history. Primary inspection uncertainties are presence/operation of smoke/CO detectors, GFCI protection in kitchen/bath, and verification of HVAC/water heater condition. Expect minor pre-inspection tasks (install/verify detectors, confirm GFCI, verify deadbolt, address any small cosmetic or outlet-cover work) to reach full compliance.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 81.7,
"rationale": "Interior photos show recent cosmetic updates (fresh paint, clean laminate flooring, updated ceiling fans) and appliances present (stove, refrigerator, dishwasher, stacked washer/dryer). Cabinetry and countertops are dated but functional. No visible water stains, floor damage, or major drywall issues. Minor items likely: touch-up paint, outlet/cover replacements, and possible cabinet hinge/trim repairs. Missing or older appliances (stacked W/D appears older) reduce the perfect-turnkey score slightly but are not inspection-fail issues."
},
{
"key": "exterior_site",
"label": "Exterior and site condition",
"score": 83.3,
"rationale": "Exterior photos show a maintained multi-unit structure with siding in good cosmetic condition, paved parking, landscaping/trees, and gated community common areas per listing. No visible foundation settlement, standing water, or severe siding damage. Some building sections look older but maintained by HOA. Exterior access and walkways appear safe and intact from available images."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 71.7,
"rationale": "No obvious life-safety hazards visible in photos: floors are level, no collapsed ceilings, no visible electrical splices, and living areas have functioning ceiling fans. Entry door with knob is shown; deadbolt presence not confirmed. No smoke/CO detectors are visible in photos (required by NSPIRE), and GFCI protection in kitchen/bath is not evident. Bedroom egress appears likely but exact window size not measured. Because the unit is tenant-occupied with recent rental history and HOA upkeep, major safety failures are not apparent, but missing visible detectors/GFCIs and unconfirmed egress lower the score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 70.0,
"rationale": "Major systems are not directly visible. Evidence of functioning living systems: unit is tenant-occupied and appliances (electric range, refrigerator, dishwasher, stacked W/D) are present which suggests active electrical and plumbing. No visible roof leaks or interior water damage. HVAC equipment is not shown; ceiling fans present but central heating/cooling not confirmed. Water heater, electrical panel, and A/C condition are unknown. Given HOA-maintained exterior and occupancy, systems likely functional but unverified — moderates the score."
}
],
"red_flags": [],
"confidence": 0.79,
"assumptions": [
"Unit is tenant-occupied and utilities (electric, water) are active and functioning.",
"No active roof leaks or significant structural issues exist beyond what is visible in photos (no water stains, sagging ceilings observed).",
"Entry door has at least a functioning locking mechanism; a deadbolt may be present though not clearly visible — replacement may be required if absent.",
"Smoke detectors and CO alarms are not visible in photos; assume they are not confirmed and may need verification/installation to meet NSPIRE.",
"Central HVAC unit presence and operation are unverified (ceiling fans visible); assume HVAC exists and was operational for tenant comfort but plan to verify serviceability.",
"Electrical panel, grounding, and GFCI protection locations are not shown and must be verified on inspection.",
"Washer/dryer are electric stacked unit (photos show electric controls) and venting/plumbing connections are assumed functional but should be confirmed."
],
"score_method": "mean_of_criteria",
"overall_score": 76.5,
"rubric_version": "ns-pire-v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7967799252"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.