Property ID: 7978731657
1711 Old Springville Rd, Center Point, AL, 35215
Center Point, AL
Money Down: $31,176
CoC Return: 18.86%
Monthly Cash Flow: $490
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$25,980
Closing Costs
$5,196
Total Down
$31,176
Investment Snapshot
Purchase Price
$129,900
Money Down
$31,176
Cash-on-Cash Return
18.86%
Rent
$1,450
Monthly Cash Flow
$490
Annual Cash Flow
$5,881
Debt Service / Mo
$691
Property Tax / Mo
$50
Insurance / Mo
$74
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,450
Payment Standard
$1,738
Rent
$1,450
Insurance
$74
Property Tax
$50
Management
$145
Utilities Allowance
$288
NOI (Monthly)
$1,181
Debt Service
$691
Cash Flow After Debt
$490
Quality Score: 60.30%
Confidence: 92.00%
This property is in fair condition and could likely pass a Housing Choice Voucher/NSPIRE inspection after routine corrective work (smoke/CO detectors, deck repairs, carpet/ceiling repairs, minor electrical/GFCI checks). Key unknowns are system ages and functional status (HVAC, water heater, electrical panel) and whether the ceiling staining represents an active leak. Expect 2–6 weeks of targeted repairs to reach turnkey readiness if no hidden system failures are found.
Section 8 Payment Standard
$1,738
Utility Allowance Total
$288
Guaranteed Section 8 Rent (PS - Utilities)
$1,450
Property Management
$145
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$129,900
Beds
3
Baths
2
Living Area
1,248 sqft
Lot Size
32,670 sqft
Year Built
1940
Days on Market
169
Capital Outlay
$31,176
Debt Service
$691
Property Tax / Mo
$50
Insurance / Mo
$74
Property Description
Great Investment for investors and first time homebuyers. This home has 3 bedrooms and 2 bath,an office with a spacious living room, dining room, and kitchen open to the living area. This home has a great big lot perfect for pets, children's play, and entertaining. Also this property is convenient to everything and zoned to Clay-Chalkville Schools. Schedule your appointment today to come and see!
Utility Allowances
Heating
$38
Selected 'N'Gas: Spire' for a 3-bedroom unit. The property has 'Gas Heat'.
Cooling
$22
Selected 'A/C: Alabama Power' for a 3-bedroom unit. Property has 'Central (COOL)', which is electric.
Cooking
$21
Selected 'Elec: Ala Power' for a 3-bedroom unit. The property includes a 'Stove-Electric'.
Water Heating
$35
Selected 'N'Gas: Spire' for a 3-bedroom unit. Fuel type was inferred as gas because the property has gas heating.
Other Electric
$68
Selected 'Lights, Ref, Etc.: Ala Power' for a 3-bedroom unit. This covers general electric use for lights and plug-in appliances.
Water
$78
Selected 'Water: Birmingham' for a 3-bedroom unit, as the property has 'Public Water' and is located in the Birmingham metro area.
Sewer
$0
The property is listed as having a 'Septic' system, so there is no cost for public sewer service.
Trash Collection
$20
Selected 'Jefferson City (Once per week)' for a 3-bedroom unit as a general option for Jefferson County, since Center Point is not explicitly listed.
Range/Microwave
$6
The property does not explicitly state a microwave is provided, so the allowance for a tenant-owned microwave is included.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$734
DP3 Annual Estimate$1,043
DP1 Monthly Equivalent$61
DP3 Monthly Equivalent$87
Replacement Value$92,600
Basis1,248 sqft / 1940
Nearby Houses
Photo unavailable
1705 Old Springville Rd
sold · 0.02 mi
Price: $110,000
3 bd / 1 ba · 1,122 sqft
Latest sale: $110,000 on Jul 30, 2021
Latest rent: $950 on Nov 28, 2018
Photo unavailable
1716 Old Springville Rd
sold · 0.05 mi
Price: $177,000
3 bd / 2 ba · 1,037 sqft
Latest sale: $177,000
Latest rent: —
Photo unavailable
1704 Old Springville Rd
sold · 0.05 mi
Price: $165,000
3 bd / 2 ba · 1,593 sqft
Latest sale: $165,000
Latest rent: —
Photo unavailable
1721 Serene Cir
sold · 0.07 mi
Price: $105,000
3 bd / 2 ba · 1,285 sqft
Latest sale: $105,000
Latest rent: —
Photo unavailable
1713 Serene Cir
sold · 0.08 mi
Price: $185,000
4 bd / 2 ba · 1,785 sqft
Latest sale: $185,000
Latest rent: —
Photo unavailable
628 Polly Reed Rd
sold · 0.09 mi
Price: $99,250
3 bd / 2 ba · 1,085 sqft
Latest sale: $99,250
Latest rent: —
Photo unavailable
1730 Old Springville Rd
sold · 0.09 mi
Price: $82,000
2 bd / 2 ba · 1,789 sqft
Latest sale: $82,000 on Sep 07, 2018
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Deteriorated front deck/guardrail with visible weathering—potential fall hazard if loose or rotted.
- Ceiling staining and localized ceiling damage above living area—possible active or prior roof/plumbing leak requiring investigation.
- No visible smoke or carbon monoxide detectors in provided interior photos (code failure if absent/not working).
- Open crawlspace/area under porch could allow pests/moisture and may need remediation or screening.
Assumptions
- Utilities (electric, water) are connected and functional but major systems (furnace/AC, water heater, electrical panel) were not photographed and therefore assumed operational unless proven otherwise.
- Bedrooms have code-compliant egress windows; photos show general window types but not each bedroom egress.
- No active pest infestation or widespread mold beyond visible ceiling staining; staining is assumed from past leak pending inspection.
- Appliances shown (stove, refrigerator) are functional; missing photos of hot water heater and HVAC equipment mean their condition is unverified.
- Front door may or may not have a separate deadbolt (not clearly visible); a working lockset and deadbolt would be required.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $577 | $133,000 | $13,300 |
| 2023 | $553 | $120,900 | $12,100 |
| 2022 | $467 | $103,700 | $10,380 |
| 2021 | $425 | $95,500 | $9,560 |
| 2020 | $393 | $89,100 | $8,920 |
| 2019 | $393 | $89,100 | $8,920 |
| 2018 | $344 | $79,400 | $7,940 |
| 2017 | $344 | $79,300 | $7,940 |
| 2016 | $344 | $79,300 | $7,940 |
| 2015 | $344 | $79,300 | $7,940 |
| 2013 | $320 | $73,600 | $7,360 |
| 2012 | $344 | $78,350 | $7,835 |
| 2011 | $349 | $79,300 | $7,930 |
| 2010 | $349 | $79,300 | $7,930 |
| 2009 | $349 | $79,300 | $7,930 |
| 2008 | $364 | $82,400 | $8,240 |
| 2007 | $565 | $80,100 | $8,010 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-12-30 | Price Changed | $129,900 |
| 2025-10-21 | Price Changed | $150,000 |
| 2025-08-31 | Listed | $160,000 |
| 2008-06-26 | Sold | $95,200 |
| 2007-11-16 | Listed | $89,900 |
| 2007-11-13 | Listing removed | $104,900 |
| 2007-09-23 | Listing removed | $127,900 |
| 2007-09-23 | Listed | $104,900 |
| 2007-08-31 | Listed | $127,900 |
| 2006-07-20 | Listing removed | $112,500 |
| 2006-03-30 | Listed | $112,500 |
| 2001-06-06 | Sold | $75,000 |
Photo Gallery
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"https://ap.rdcpix.com/48865338c284f2a11b40168e6f14358fl-b1840239608s-w1280.jpg",
"https://ap.rdcpix.com/48865338c284f2a11b40168e6f14358fl-b4116367548s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 74.04,
"monthly_cash_flow": 1181.43,
"property_tax_rate": 0.0060999999999999995,
"_utility_allowance": {
"sources": [
"https://www.jcha.com/section-8-utility-allowances"
],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'N'Gas: Spire' for a 3-bedroom unit. The property has 'Gas Heat'.",
"utility": "Heating",
"allowance": 38
},
{
"note": "Selected 'A/C: Alabama Power' for a 3-bedroom unit. Property has 'Central (COOL)', which is electric.",
"utility": "Cooling",
"allowance": 22
},
{
"note": "Selected 'Elec: Ala Power' for a 3-bedroom unit. The property includes a 'Stove-Electric'.",
"utility": "Cooking",
"allowance": 21
},
{
"note": "Selected 'N'Gas: Spire' for a 3-bedroom unit. Fuel type was inferred as gas because the property has gas heating.",
"utility": "Water Heating",
"allowance": 35
},
{
"note": "Selected 'Lights, Ref, Etc.: Ala Power' for a 3-bedroom unit. This covers general electric use for lights and plug-in appliances.",
"utility": "Other Electric",
"allowance": 68
},
{
"note": "Selected 'Water: Birmingham' for a 3-bedroom unit, as the property has 'Public Water' and is located in the Birmingham metro area.",
"utility": "Water",
"allowance": 78
},
{
"note": "The property is listed as having a 'Septic' system, so there is no cost for public sewer service.",
"utility": "Sewer",
"allowance": 0
},
{
"note": "Selected 'Jefferson City (Once per week)' for a 3-bedroom unit as a general option for Jefferson County, since Center Point is not explicitly listed.",
"utility": "Trash Collection",
"allowance": 20
},
{
"note": "The property does not explicitly state a microwave is provided, so the allowance for a tenant-owned microwave is included.",
"utility": "Range/Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.55,
"down_payment_amount": 25980.0,
"property_tax_annual": 594.31,
"property_tax_monthly": 49.53,
"property_tax_increase": 0.03,
"utility_allowance_total": 288.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 5880.6,
"property_management_monthly": 145.0,
"monthly_cash_flow_after_debt": 490.05,
"cash_on_cash_return_after_debt": 0.23
},
"section8_assessment": {
"runs": [
{
"summary": "This property is in fair condition and could likely pass a Housing Choice Voucher/NSPIRE inspection after routine corrective work (smoke/CO detectors, deck repairs, carpet/ceiling repairs, minor electrical/GFCI checks). Key unknowns are system ages and functional status (HVAC, water heater, electrical panel) and whether the ceiling staining represents an active leak. Expect 2–6 weeks of targeted repairs to reach turnkey readiness if no hidden system failures are found.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 65.0,
"rationale": "Interior shows worn/stained carpet, scuffed/peeled ceilings, missing baseboard/trim, and cosmetic wall damage. Kitchen and appliances are present but cabinets and finishes are dated; island/counter edges and vinyl flooring need attention. Exterior deck and porch decking show weathering and localized wood deterioration at threshold. These are mostly cosmetic and medium-effort repairs; no obvious collapsed structure in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "No smoke or CO detectors are visible in photos (likely required). Front deck railings are present but show weathering/possible loose members that could fail a safety check. Ceiling damage/staining above living area indicates past or possible active water intrusion (needs verification). No obvious exposed electrical wiring seen in photos; a deadbolt is not clearly visible on the exterior door. Bedroom egress and GFCI outlets cannot be confirmed from photos. Working plumbing/hot water not shown. Overall moderate inspection risk with a handful of likely small-fix code items."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, electrical, plumbing systems",
"score": 60.0,
"rationale": "Major systems are not fully visible. Roof shingles appear aged but not visibly collapsed; ceiling stains suggest prior roof or plumbing leak that should be investigated. Floor/ceiling vents visible indicate central HVAC but no equipment photos or age documentation. Kitchen has a recent-looking electric range and refrigerator (appliances present). Electrical panel, water heater and plumbing fixtures are not shown; assume working but unverified. Risk moderate due to age (home built 1940) and lack of system photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, walkways, drainage",
"score": 70.0,
"rationale": "Siding appears intact and yard is maintained. Driveway and retaining timbers are present; timbers show typical age but appear serviceable. Large tree close to the house is a potential long-term root/limb risk. Crawlspace under porch is open and may allow pests/ventilation issues. Front deck needs repair/finish and step area should be verified for stable attachment. Overall exterior condition is fair with a few localized repairs."
}
],
"red_flags": [
"Deteriorated front deck/guardrail with visible weathering—potential fall hazard if loose or rotted.",
"Ceiling staining and localized ceiling damage above living area—possible active or prior roof/plumbing leak requiring investigation.",
"No visible smoke or carbon monoxide detectors in provided interior photos (code failure if absent/not working).",
"Open crawlspace/area under porch could allow pests/moisture and may need remediation or screening."
],
"confidence": 0.65,
"assumptions": [
"Utilities (electric, water) are connected and functional but major systems (furnace/AC, water heater, electrical panel) were not photographed and therefore assumed operational unless proven otherwise.",
"Bedrooms have code-compliant egress windows; photos show general window types but not each bedroom egress.",
"No active pest infestation or widespread mold beyond visible ceiling staining; staining is assumed from past leak pending inspection.",
"Appliances shown (stove, refrigerator) are functional; missing photos of hot water heater and HVAC equipment mean their condition is unverified.",
"Front door may or may not have a separate deadbolt (not clearly visible); a working lockset and deadbolt would be required."
],
"overall_score": 62.0,
"rubric_version": "1.0"
},
{
"summary": "Moderate inspection risk. Property shows cosmetic and limited structural wear (worn carpet, ceiling damage, weathered front deck/threshold, and aging finishes) but no visible catastrophic structural failures. Key NSPIRE risks that should be addressed before a Housing Choice Voucher inspection: confirm/repair any active roof or plumbing leaks (ceiling staining), repair/replace front deck boards and guardrail to meet guardrail spacing/strength requirements, install/verify working smoke (and CO if required) detectors, and verify HVAC, water heater, plumbing and electrical panel are serviceable. With targeted repairs (deck, ceiling leak remediation, new flooring, detectors, cosmetic touch-ups) this could be made voucher-ready in approximately 30–60 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior shows cosmetic deferred maintenance but no obvious catastrophic damage: stained/old carpet throughout (requires replacement), scuffed/peeling paint, small holes/peeling in ceilings, and worn kitchen cabinets. Exterior entry deck has weathered/rotting boards and threshold rot at the door. Stove and refrigerator are visible in photos (reduces penalty). These are mostly moderate, repairable items (carpets, painting, deck board replacement, ceiling patching). Estimated work: cosmetic + limited carpentry and flooring; no large structural demolition evident in photos."
},
{
"key": "safety_code",
"label": "Safety / Code Risk",
"score": 50.0,
"rationale": "Photos show several potential NSPIRE safety risks: ceiling damage/staining near living area (possible past or active leak), front deck boarding and door threshold deterioration (trip hazard), deck guardrail baluster spacing appears wide and some rail components weathered (possible guardrail failure under code), and no smoke/CO detectors are visible in listed photos (required). No exposed wiring or open electrical hazards were observed, but the electrical panel and GFCI locations are not shown. Because some issues (deck guardrail, ceiling leak, detectors) can be inspection-fail items if present at inspection, assign a moderate risk score. Many items are fixable but must be corrected prior to voucher inspection."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 55.0,
"rationale": "Major systems are not directly photographed. Floor registers are visible (suggesting central HVAC) but no furnace/air handler, water heater, or electrical panel photos provided. Roof shingles look aged but intact from exterior photos (no obvious large failures), yet ceiling stains indicate a past roof or plumbing leak that needs confirmation. Kitchen appliances (stove, refrigerator) are present. Because systems cannot be confirmed and there is evidence of water intrusion, score conservatively at moderate risk pending inspection of HVAC operation, water heater, plumbing, and electrical panel."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 60.0,
"rationale": "Large, well-maintained yard and paved driveway visible. Siding and foundation (painted brick) appear generally intact. Noted issues: front deck/steps weathered and some decking/rail deterioration; timber retaining walls and raised beds show typical aging; a large tree is close to the house (root/fall risk potential). Crawlspace/under-deck is open and may need screening. Overall the site is usable but requires targeted exterior carpentry and tree evaluation."
}
],
"red_flags": [
"Front deck/porch: weathered/rotten decking and threshold rot at door (trip/fall hazard and possible insect rot).",
"Deck guardrail: baluster spacing and overall condition may not meet child safety/guardrail requirements.",
"Ceiling staining and localized ceiling damage in living area (evidence of past or active water intrusion).",
"No visible smoke detectors in photos (required for HCV/NSPIRE).",
"Large tree close to structure (root or limb risk; potential future foundation/roof risk)."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operable (floor registers visible), but not photographed in detail.",
"Electrical panel, GFCI protection, water heater and plumbing fixtures exist but were not shown; functionality is unknown.",
"Bathrooms (2) exist per listing; their fixtures and condition were not shown and assumed serviceable until inspected.",
"Kitchen appliances shown (stove, refrigerator) are included and functional unless otherwise disclosed.",
"No active pest infestation or major foundation movement beyond what is visible in exterior photos.",
"No rental history in last five years (per snapshot) so rental_history_activity excluded from scoring."
],
"overall_score": 58.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This property is mostly structurally intact and likely to pass Section 8/HCV NSPIRE inspection after targeted repairs. Primary issues seen in photos are cosmetic interior restoration (carpet, ceiling texture), exterior deck/porch repair (rot and railing), and safety items (installing/confirming smoke detectors and addressing ceiling stains). Major systems (HVAC, electrical, plumbing, roof) show no obvious catastrophic failure in photos but are not fully documented and will require verification. With 1–4 weeks of focused repairs and safety fixes the home could be rent-ready; allow longer if roof or system repairs are required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 62.0,
"rationale": "Interior shows worn/stained carpet, peeling/damaged ceiling texture, minor wall scuffs and missing trim; kitchen and appliances visible and present (range, fridge). Exterior wood deck and porch have weathering and some rot; railings and deck boards need repair or replacement. Siding and windows appear intact. Overall repairs are cosmetic to moderate and fixable without major structural work."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 55.0,
"rationale": "No smoke detectors visible in photos (required); porch/deck railings and some deck boards appear deteriorated creating fall hazards. Ceiling shows localized damage/staining (possible prior or active leak) — potential water intrusion. No obvious exposed wiring or electrical panel hazards visible; GFCI and CO detectors not visible. Egress windows not photographed for bedrooms so assumed acceptable. These are moderate inspection risks that can lead to initial failures if not remediated."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 60.0,
"rationale": "No obvious major system failures visible. Floor vent and thermostat/controls appear present suggesting forced-air HVAC, but exterior condenser and water heater not shown. Roof shingles look aged but not visibly collapsed; some ceiling staining raises concern for roof or plumbing leaks. Electrical outlets have covers; no panel access photo. Plumbing fixtures and hot water not photographed. Systems appear functional or repairable but carry uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Large, well-graded yard and paved driveway. Retaining timbers and exterior stairs show age but appear serviceable. Vinyl siding and foundation (painted brick) look intact. A large tree is very close to the house (risk to roof/roots) and deck/porch wood needs attention. No visible standing water or major site erosion."
}
],
"red_flags": [
"Deteriorated deck/porch boards and railings creating fall/unsafe stairs hazard (broken handrails/unsafe stairs).",
"Localized ceiling damage and staining — possible roof or plumbing leak (potential active leak risk).",
"No visible smoke detectors in photographed areas (NSPIRE safety failure if absent outside sleeping areas and on each level).",
"Large tree very close to structure posing risk to roof, gutters, and foundation/roots if not addressed."
],
"confidence": 0.65,
"assumptions": [
"Heating/AC (forced air) is present and operable (floor registers/thermostat visible) though condenser and full function not documented.",
"Kitchen appliances shown (stove and refrigerator) are included and functional or easily repaired.",
"Bedrooms have required egress windows of compliant size (not photographed directly).",
"Electrical panel is present and intact (not photographed) and no major exposed wiring exists inside walls beyond what is shown.",
"Hot water and plumbing are present and functional unless additional evidence is found during inspection.",
"Ceiling staining represents past or minor leak—extent of active leakage is unknown and requires on-site verification.",
"No evidence of mold testing was provided; visible surfaces do not show severe mold in photos."
],
"overall_score": 61.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1711 Old Springville Rd, Center Point, AL, 35215",
"aggregate": {
"summary": "This property is in fair condition and could likely pass a Housing Choice Voucher/NSPIRE inspection after routine corrective work (smoke/CO detectors, deck repairs, carpet/ceiling repairs, minor electrical/GFCI checks). Key unknowns are system ages and functional status (HVAC, water heater, electrical panel) and whether the ceiling staining represents an active leak. Expect 2–6 weeks of targeted repairs to reach turnkey readiness if no hidden system failures are found.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 64.0,
"rationale": "Interior shows worn/stained carpet, scuffed/peeled ceilings, missing baseboard/trim, and cosmetic wall damage. Kitchen and appliances are present but cabinets and finishes are dated; island/counter edges and vinyl flooring need attention. Exterior deck and porch decking show weathering and localized wood deterioration at threshold. These are mostly cosmetic and medium-effort repairs; no obvious collapsed structure in photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, walkways, drainage",
"score": 66.7,
"rationale": "Siding appears intact and yard is maintained. Driveway and retaining timbers are present; timbers show typical age but appear serviceable. Large tree close to the house is a potential long-term root/limb risk. Crawlspace under porch is open and may allow pests/ventilation issues. Front deck needs repair/finish and step area should be verified for stable attachment. Overall exterior condition is fair with a few localized repairs."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 53.3,
"rationale": "No smoke or CO detectors are visible in photos (likely required). Front deck railings are present but show weathering/possible loose members that could fail a safety check. Ceiling damage/staining above living area indicates past or possible active water intrusion (needs verification). No obvious exposed electrical wiring seen in photos; a deadbolt is not clearly visible on the exterior door. Bedroom egress and GFCI outlets cannot be confirmed from photos. Working plumbing/hot water not shown. Overall moderate inspection risk with a handful of likely small-fix code items."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, electrical, plumbing systems",
"score": 58.3,
"rationale": "Major systems are not fully visible. Roof shingles appear aged but not visibly collapsed; ceiling stains suggest prior roof or plumbing leak that should be investigated. Floor/ceiling vents visible indicate central HVAC but no equipment photos or age documentation. Kitchen has a recent-looking electric range and refrigerator (appliances present). Electrical panel, water heater and plumbing fixtures are not shown; assume working but unverified. Risk moderate due to age (home built 1940) and lack of system photos."
}
],
"red_flags": [
"Deteriorated front deck/guardrail with visible weathering—potential fall hazard if loose or rotted.",
"Ceiling staining and localized ceiling damage above living area—possible active or prior roof/plumbing leak requiring investigation.",
"No visible smoke or carbon monoxide detectors in provided interior photos (code failure if absent/not working).",
"Open crawlspace/area under porch could allow pests/moisture and may need remediation or screening."
],
"confidence": 0.92,
"assumptions": [
"Utilities (electric, water) are connected and functional but major systems (furnace/AC, water heater, electrical panel) were not photographed and therefore assumed operational unless proven otherwise.",
"Bedrooms have code-compliant egress windows; photos show general window types but not each bedroom egress.",
"No active pest infestation or widespread mold beyond visible ceiling staining; staining is assumed from past leak pending inspection.",
"Appliances shown (stove, refrigerator) are functional; missing photos of hot water heater and HVAC equipment mean their condition is unverified.",
"Front door may or may not have a separate deadbolt (not clearly visible); a working lockset and deadbolt would be required."
],
"score_method": "mean_of_criteria",
"overall_score": 60.3,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7978731657"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.