Property ID: 7988251163
410 Oneida Ave, Jackson, MS, 39212
Jackson, MS
Money Down: $16,320
CoC Return: 48.92%
Monthly Cash Flow: $665
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$13,600
Closing Costs
$2,720
Total Down
$16,320
Investment Snapshot
Purchase Price
$68,000
Money Down
$16,320
Cash-on-Cash Return
48.92%
Rent
$1,241
Monthly Cash Flow
$665
Annual Cash Flow
$7,984
Debt Service / Mo
$362
Property Tax / Mo
$62
Insurance / Mo
$28
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,241
Payment Standard
$1,620
Rent
$1,241
Insurance
$28
Property Tax
$62
Management
$124
Utilities Allowance
$379
NOI (Monthly)
$1,027
Debt Service
$362
Cash Flow After Debt
$665
Quality Score: 69.20%
Confidence: 92.00%
This 3BR/1BA single-family appears recently renovated cosmetically and is close to rent-ready for a Housing Choice Voucher inspection. Primary remaining items likely to be required before passing NSPIRE: replace/uncover and repair the boarded kitchen window (ensure required egress), install/verify smoke detectors and CO alarms where required, confirm/install GFCI protection in kitchen/bath, secure or replace the damaged range or provide a safe, working stove, and complete final cleaning and finish carpentry. Major systems appear present (central HVAC vent, bathroom fixtures, listing states new water heater) but need functional verification. With these targeted fixes (mostly minor and capital), the property should pass an initial inspection within ~2-4 weeks.
Section 8 Payment Standard
$1,620
Utility Allowance Total
$379
Guaranteed Section 8 Rent (PS - Utilities)
$1,241
Property Management
$124
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$68,000
Beds
3
Baths
1
Living Area
1,008 sqft
Lot Size
12,632 sqft
Year Built
1956
Days on Market
0
Capital Outlay
$16,320
Debt Service
$362
Property Tax / Mo
$62
Insurance / Mo
$28
Property Description
Make this newly remodeled 3 bedroom 1bath home yours! This home features new flooring, and fixtures, updated countertops, new security doors, and new water heater. It is close to I55, main roads and near Byram. This is a great investment or perfect for a 1st time home buyer, call your favorite Realtor now to view. This property has lock box and alarm in place.
Utility Allowances
Air Conditioning
$12
Selected based on the 3-bedroom allowance for a single-family home. Property information confirms the presence of 'Central Air' with 'Electric' cooling.
Cooking
$11
Selected 'Electric' option based on property information stating an 'Electric Range' is an included appliance. The allowance is for a 3-bedroom unit.
Heating
$50
Selected 'Electric' option as property information specifies 'Electric' heating. The allowance is for a 3-bedroom unit.
Other Electric
$69
This is a standard allowance for general electric use not covered by other categories. Selected the value for a 3-bedroom unit.
Range/Microwave
$3
Allowance for a tenant-owned appliance. A microwave is not listed as a provided appliance in the property data. Selected the value for a 3-bedroom unit.
Refrigerator
$4
Allowance for a tenant-owned appliance. A refrigerator is not listed as a provided appliance in the property data. Selected the value for a 3-bedroom unit.
Sewer
$60
Selected based on the 3-bedroom allowance. Property information confirms 'Public Sewer' is available.
Trash Collection
$37
This is a standard utility allowance for single-family homes. Selected the fixed value for a 3-bedroom unit.
Water
$104
Selected based on the 3-bedroom allowance. Property information confirms 'Public' water source is available.
Water Heating
$29
Selected 'Electric' option based on property information specifying an 'Electric Water Heater'. The allowance is for a 3-bedroom unit.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$319
DP3 Annual Estimate$343
DP1 Monthly Equivalent$27
DP3 Monthly Equivalent$29
Replacement Value$18,450
Basis1,008 sqft / 1956
Nearby Houses
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419 Savanna St
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3 bd / 1 ba · 1,040 sqft
Latest sale: — on Mar 21, 2023
Latest rent: —
Photo unavailable
423 Savanna St
sold · 0.10 mi
Price: $19,900
3 bd / 2 ba · 1,281 sqft
Latest sale: — on Nov 15, 2024
Latest rent: $650 on Nov 09, 2017
Photo unavailable
412 Archer Ave
sold · 0.12 mi
Price: $30,000
2 bd / 1 ba · 964 sqft
Latest sale: — on Nov 30, 2023
Latest rent: $975 on Apr 11, 2024
Photo unavailable
420 Savanna St
for_sale · 0.13 mi
Price: $120,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
402 Savanna St
sold · 0.14 mi
Price: $65,000
3 bd / 2 ba · 1,071 sqft
Latest sale: — on Dec 08, 2025
Latest rent: —
Photo unavailable
374 Savanna St
sold · 0.17 mi
Price: $75,000
4 bd / 2 ba · 2,096 sqft
Latest sale: — on Dec 09, 2025
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Kitchen window boarded with OSB — potential egress blockage and code citation
- No visible smoke detectors or CO alarms in photos — likely inspection failure if absent
- Partially damaged/poorly secured electric range which could be an electrical hazard
- No direct photographic evidence of electrical panel, HVAC operational status, or functioning smoke/CO detectors
Assumptions
- Listing statement that water heater is new is true and the unit is installed/operational, though not photographed.
- Central HVAC exists and is connected (supply/return vent visible) but operation has not been directly verified.
- No refrigerator is visible in photos and a fridge is likely not provided; absence of a refrigerator is treated as a moderate, non-safety repair.
- Smoke and CO detectors are not visible in photos and are therefore assumed to be absent or not properly located.
- Electrical panel and main service are intact and not showing visible hazards (not photographed), so no major electrical failures are assumed.
- Exterior front photo is older (dated 2016) but represents the general exterior condition; no active roof collapse or major foundation movement is evident in current photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $723 | $24,950 | $3,743 |
| 2023 | $719 | $24,950 | $3,743 |
| 2021 | $720 | $24,950 | $3,743 |
| 2020 | $700 | $24,410 | $3,662 |
| 2019 | $701 | $24,410 | $3,662 |
| 2018 | $693 | $24,410 | $3,662 |
| 2017 | $693 | $24,410 | $3,662 |
| 2016 | $675 | $24,410 | $3,662 |
| 2015 | $326 | $23,620 | $2,362 |
| 2014 | $326 | $23,620 | $2,362 |
| 2013 | $314 | $23,620 | $2,362 |
| 2012 | $314 | $23,620 | $2,362 |
| 2011 | $288 | $22,060 | $2,206 |
| 2010 | $285 | $22,060 | $2,206 |
| 2009 | $285 | $22,060 | $2,206 |
| 2008 | $285 | $19,270 | $1,927 |
| 2007 | $253 | $19,270 | $1,927 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2015-09-14 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2019-08-20 | Listed for rent | $750 | — |
Photo Gallery
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"utility": "Air Conditioning",
"allowance": 12
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{
"note": "Selected 'Electric' option based on property information stating an 'Electric Range' is an included appliance. The allowance is for a 3-bedroom unit.",
"utility": "Cooking",
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{
"note": "Selected 'Electric' option as property information specifies 'Electric' heating. The allowance is for a 3-bedroom unit.",
"utility": "Heating",
"allowance": 50
},
{
"note": "This is a standard allowance for general electric use not covered by other categories. Selected the value for a 3-bedroom unit.",
"utility": "Other Electric",
"allowance": 69
},
{
"note": "Allowance for a tenant-owned appliance. A microwave is not listed as a provided appliance in the property data. Selected the value for a 3-bedroom unit.",
"utility": "Range/Microwave",
"allowance": 3
},
{
"note": "Allowance for a tenant-owned appliance. A refrigerator is not listed as a provided appliance in the property data. Selected the value for a 3-bedroom unit.",
"utility": "Refrigerator",
"allowance": 4
},
{
"note": "Selected based on the 3-bedroom allowance. Property information confirms 'Public Sewer' is available.",
"utility": "Sewer",
"allowance": 60
},
{
"note": "This is a standard utility allowance for single-family homes. Selected the fixed value for a 3-bedroom unit.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "Selected based on the 3-bedroom allowance. Property information confirms 'Public' water source is available.",
"utility": "Water",
"allowance": 104
},
{
"note": "Selected 'Electric' option based on property information specifying an 'Electric Water Heater'. The allowance is for a 3-bedroom unit.",
"utility": "Water Heating",
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{
"summary": "This 3BR/1BA single-family appears recently renovated cosmetically and is close to rent-ready for a Housing Choice Voucher inspection. Primary remaining items likely to be required before passing NSPIRE: replace/uncover and repair the boarded kitchen window (ensure required egress), install/verify smoke detectors and CO alarms where required, confirm/install GFCI protection in kitchen/bath, secure or replace the damaged range or provide a safe, working stove, and complete final cleaning and finish carpentry. Major systems appear present (central HVAC vent, bathroom fixtures, listing states new water heater) but need functional verification. With these targeted fixes (mostly minor and capital), the property should pass an initial inspection within ~2-4 weeks.",
"criteria": [
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"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 72.0,
"rationale": "Photos and listing show recent cosmetic work (new flooring, painted walls, new vanity, new water heater per listing). Visible remaining issues: kitchen window/area is boarded (OSB) and there are loose boards leaning by the back/side door; electric range appears old/damaged and partially detached; window blinds are broken in places; floors and baseboards are dusty/scuffed and need cleaning/finish work. No evidence of collapsed ceilings, major water stains, or exposed subfloor. Missing refrigerator is not photographed (likely absent) which is a moderate, easily-fixable item. Overall mostly cosmetic and finish work required."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "Observed safety items: no smoke detectors or CO alarms visible in photos (required by NSPIRE); the kitchen window is boarded which could block natural light/egress and be cited if it affects an egress path; outlets visible have covers but GFCI protection in kitchen/bathroom cannot be confirmed from photos. Entry security doors are noted in the listing. No visible exposed wiring, no sagging ceilings, no standing water, and bathroom fixtures in place. Because detectors and GFCI cannot be confirmed and one window is boarded, there is a moderate NSPIRE risk that will need attention prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 70.0,
"rationale": "Listing states a new water heater; photos show ceiling supply/return vent which indicates central HVAC present though operational status not shown. Bathroom plumbing fixtures, tub, vanity and toilet are installed. Roof appears intact from the limited front view; no visible active leaks or water stains inside. Electrical panel, wiring condition and functionality of HVAC and water heater were not photographed, so this score assumes recent system work per the listing but deducts for lack of direct evidence and the partially damaged stove which could be an electrical issue. Overall systems appear likely functional but require verification (smoke detectors, GFCI, panel access, confirm HVAC operation)."
},
{
"key": "exterior_site",
"label": "Exterior envelope, foundation, yard and site conditions",
"score": 78.0,
"rationale": "Front elevation photo shows an intact roofline, siding and an open, maintained yard and driveway. No visible foundation cracks, major siding damage or standing water in the provided image. The yard is clear and walkways appear serviceable. Photo timestamp on exterior image indicates older photo (2016) which suggests exterior may have had no recent photographic update; however visible condition is generally adequate with only minor curb appeal/finish tasks likely."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Kitchen window boarded with OSB — potential egress blockage and code citation",
"No visible smoke detectors or CO alarms in photos — likely inspection failure if absent",
"Partially damaged/poorly secured electric range which could be an electrical hazard",
"No direct photographic evidence of electrical panel, HVAC operational status, or functioning smoke/CO detectors"
],
"confidence": 0.6,
"assumptions": [
"Listing statement that water heater is new is true and the unit is installed/operational, though not photographed.",
"Central HVAC exists and is connected (supply/return vent visible) but operation has not been directly verified.",
"No refrigerator is visible in photos and a fridge is likely not provided; absence of a refrigerator is treated as a moderate, non-safety repair.",
"Smoke and CO detectors are not visible in photos and are therefore assumed to be absent or not properly located.",
"Electrical panel and main service are intact and not showing visible hazards (not photographed), so no major electrical failures are assumed.",
"Exterior front photo is older (dated 2016) but represents the general exterior condition; no active roof collapse or major foundation movement is evident in current photos."
],
"overall_score": 70.0,
"rubric_version": "ns-p-live-2026-02"
},
{
"summary": "Overall this 3BR/1BA house appears mostly renovated and close to Section 8 rent-ready but carries a few inspection risks that should be addressed before an initial HCV inspection. Primary corrections: replace/repair the boarded kitchen window so all windows are intact and meet egress, install/verify smoke detectors (and CO alarms where required), confirm/label GFCI protection in kitchen and bathroom, verify the stove is properly installed/operational, and confirm HVAC and the new water heater are operational. Once those items are corrected, the property is likely to pass NSPIRE with minor follow-up.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior appears recently renovated: new vinyl plank flooring, painted walls, updated cabinets and countertop in kitchen, new vanity in bath. Visible construction debris and stacked flooring indicate work-in-progress. Kitchen window is boarded (OSB) and there is a stove that appears partly installed or not fully finished — these are moderate repair items. No visible major water damage, collapsed ceilings, or large areas of missing finishes. Overall cosmetic condition is good but requires completion of window replacement, reinstallation/inspection of the range and cleaning/finishing touches."
},
{
"key": "safety_code",
"label": "Safety & Code Risks",
"score": 60.0,
"rationale": "Photos show functioning light fixtures and outlet covers in place. No exposed wiring or obvious plumbing leaks visible. However no smoke detectors or carbon monoxide detectors are visible in interior photos (required for inspection), GFCI presence for kitchen/bath is not evident, and the kitchen window is boarded which would likely fail an egress/condition check if not replaced. Bedrooms appear to have windows likely adequate for egress but sizes not measured. Entry security is claimed in listing (security doors/alarm) but not clearly verified in photos. Because of the boarded window and absence of visible detectors/GFCI, this creates a moderate NSPIRE compliance risk until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical",
"score": 65.0,
"rationale": "Listing states a new water heater (not photographed) and there are ceiling HVAC vents visible in photos suggesting central heating/cooling ducting. No furnace or A/C unit photo or electrical panel photo provided. Plumbing fixtures (sink, tub, toilet) appear installed and usable; vanity and tub look intact. Electrical outlets and ceiling fans are present and have covers. Because important system verifications (operational HVAC, water heater confirmation, electrical panel condition, GFCI function) cannot be visually confirmed, score reflects likely functional systems but with moderate uncertainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Front exterior photo shows intact roofline with no visible sagging, a level yard and paved driveway. Siding/paint appear intact from the single exterior image available. No visible standing water, severe foundation cracks, or collapsed structures in photos. The property's curb appeal and site are serviceable; however only one exterior photo (dated) was provided and roof condition/detail flashing/gutters were not closely examined."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Boarded kitchen window (OSB) — likely to cause failed window/condition check if not replaced",
"No smoke detectors or CO alarms visible in photos — required for NSPIRE/Section 8",
"No visible evidence of GFCI protection at kitchen/bath outlets — potential safety/inspection fail",
"HVAC operation not documented (vent visible but system not photographed) — lack of heating/cooling documentation may be raised by inspector"
],
"confidence": 0.65,
"assumptions": [
"Listing statement that the water heater is new is accurate; water heater present and functional though not photographed.",
"Interior photos reflect the current condition; the OSB-board over the kitchen window is a temporary cover from recent work and will be replaced rather than remain permanently boarded.",
"Central HVAC exists (visible ceiling vent) and is operable or will be made operable; no evidence of missing heating system but operation not verified.",
"Security doors and alarm system referenced in listing are installed per seller statement though not clearly visible in the provided exterior photo.",
"Bedrooms have windows large enough for egress based on visible size but exact dimensions were not measured.",
"No active roof leaks or major foundation movement exist beyond what can be seen in the single exterior photo; absence of visible sagging or collapsed elements taken as no major structural failure."
],
"overall_score": 67.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This single‑family home appears largely renovated and close to Section 8/NSPIRE readiness. Interior finishes, kitchen and bathroom are present and generally in good condition; new water heater and updated fixtures are positives. Remaining items that could delay an initial HCV inspection are a boarded kitchen window (needs replacement), incomplete flooring/finish debris in rooms, and lack of visible smoke/CO detectors and GFCI confirmation. No major structural or life‑safety hazards are evident in photos. With completion of the few finish items, installation/verification of required detectors and a quick systems check (electrical panel, HVAC operation, window replacement), this property should be rent‑ready within about 1–3 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 72.0,
"rationale": "Photos and listing show a recently remodeled interior with new flooring, cabinets, fixtures and a new water heater. Observable deferred items: an OSB board covering the kitchen window (likely a broken or missing window), stacked/rolled flooring and construction debris in rooms (finishing incomplete), damaged or missing blinds, and an older electric stove that looks serviceable but cosmetically worn. No major interior finish collapse or extensive water damage visible. Missing refrigerator is not shown; absence of one would be a moderate, fixable item. Overall condition is good but requires a few cosmetic/finish repairs and completion of flooring/window replacement."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 65.0,
"rationale": "No obvious life‑threatening hazards in photos (no collapsed ceilings, standing water, visible open wiring or major structural sag). Kitchens and bathrooms have outlets and intact fixtures; tub/shower and vanity present. However key safety items are not visible in photos: smoke detectors and CO alarm are not shown (required by NSPIRE/local codes), GFCI protection at kitchen/bath outlets is not confirmed, and one kitchen window is boarded which could affect ventilation or secondary egress if it were a required bedroom egress (the boarded window appears over the sink, not a bedroom). Security doors are claimed in listing which helps entry security, but deadbolt presence is not visible. Because the listing asserts a new water heater and updated fixtures, immediate life-safety failures are not apparent from photos, but missing/undocumented detectors and the boarded kitchen window create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 70.0,
"rationale": "Listing states a new water heater (positive) and photos show ceiling vents consistent with forced‑air HVAC ducting, suggesting central heating/AC is present. Electrical outlets appear covered and intact, and no exposed wiring is visible. The electric range is present (electric coils). The roof appears intact from the front exterior photo with no visible sagging or active leaks; however the exterior photo appears older and lower resolution. Water fixtures (kitchen sink, bathroom sink/tub) appear installed and not showing active leaks. Electrical panel and HVAC equipment are not visible for verification; those unknowns lower the score to a moderate rating."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Front yard, driveway and siding shown in exterior photo look serviceable; no visible major foundation settlement, large roof failure, or collapsed elements. Yard is maintained and walkways appear usable. The exterior photo is dated and low resolution but does not show obvious exterior neglect or major hazards. Security doors are noted in listing which is favorable for entry security."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Listing statement that a new water heater was installed is accurate and the unit is operational.",
"Central HVAC exists and is connected (ceiling vents visible); the system is assumed operational but not verified because no furnace/air‑conditioning unit is pictured.",
"The OSB board over the kitchen window is a temporary cover for a broken/missing pane and will be replaced; it is not a permanent structural issue.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are not installed or not shown and will need verification/installation.",
"Electrical panel condition, grounding, and presence of GFCI outlets are unknown because not pictured; assume typical older home wiring but require verification.",
"Refrigerator is not shown and may not be included; missing refrigerator is considered a moderate, non‑critical item.",
"Exterior photo appears older (date stamp) — exterior condition assessment assumes no major exterior deterioration since that photo."
],
"overall_score": 71.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "410 Oneida Ave, Jackson, MS, 39212",
"aggregate": {
"summary": "This 3BR/1BA single-family appears recently renovated cosmetically and is close to rent-ready for a Housing Choice Voucher inspection. Primary remaining items likely to be required before passing NSPIRE: replace/uncover and repair the boarded kitchen window (ensure required egress), install/verify smoke detectors and CO alarms where required, confirm/install GFCI protection in kitchen/bath, secure or replace the damaged range or provide a safe, working stove, and complete final cleaning and finish carpentry. Major systems appear present (central HVAC vent, bathroom fixtures, listing states new water heater) but need functional verification. With these targeted fixes (mostly minor and capital), the property should pass an initial inspection within ~2-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 71.3,
"rationale": "Photos and listing show recent cosmetic work (new flooring, painted walls, new vanity, new water heater per listing). Visible remaining issues: kitchen window/area is boarded (OSB) and there are loose boards leaning by the back/side door; electric range appears old/damaged and partially detached; window blinds are broken in places; floors and baseboards are dusty/scuffed and need cleaning/finish work. No evidence of collapsed ceilings, major water stains, or exposed subfloor. Missing refrigerator is not photographed (likely absent) which is a moderate, easily-fixable item. Overall mostly cosmetic and finish work required."
},
{
"key": "exterior_site",
"label": "Exterior envelope, foundation, yard and site conditions",
"score": 77.7,
"rationale": "Front elevation photo shows an intact roofline, siding and an open, maintained yard and driveway. No visible foundation cracks, major siding damage or standing water in the provided image. The yard is clear and walkways appear serviceable. Photo timestamp on exterior image indicates older photo (2016) which suggests exterior may have had no recent photographic update; however visible condition is generally adequate with only minor curb appeal/finish tasks likely."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 61.7,
"rationale": "Observed safety items: no smoke detectors or CO alarms visible in photos (required by NSPIRE); the kitchen window is boarded which could block natural light/egress and be cited if it affects an egress path; outlets visible have covers but GFCI protection in kitchen/bathroom cannot be confirmed from photos. Entry security doors are noted in the listing. No visible exposed wiring, no sagging ceilings, no standing water, and bathroom fixtures in place. Because detectors and GFCI cannot be confirmed and one window is boarded, there is a moderate NSPIRE risk that will need attention prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 68.3,
"rationale": "Listing states a new water heater; photos show ceiling supply/return vent which indicates central HVAC present though operational status not shown. Bathroom plumbing fixtures, tub, vanity and toilet are installed. Roof appears intact from the limited front view; no visible active leaks or water stains inside. Electrical panel, wiring condition and functionality of HVAC and water heater were not photographed, so this score assumes recent system work per the listing but deducts for lack of direct evidence and the partially damaged stove which could be an electrical issue. Overall systems appear likely functional but require verification (smoke detectors, GFCI, panel access, confirm HVAC operation)."
}
],
"red_flags": [
"Kitchen window boarded with OSB — potential egress blockage and code citation",
"No visible smoke detectors or CO alarms in photos — likely inspection failure if absent",
"Partially damaged/poorly secured electric range which could be an electrical hazard",
"No direct photographic evidence of electrical panel, HVAC operational status, or functioning smoke/CO detectors"
],
"confidence": 0.92,
"assumptions": [
"Listing statement that water heater is new is true and the unit is installed/operational, though not photographed.",
"Central HVAC exists and is connected (supply/return vent visible) but operation has not been directly verified.",
"No refrigerator is visible in photos and a fridge is likely not provided; absence of a refrigerator is treated as a moderate, non-safety repair.",
"Smoke and CO detectors are not visible in photos and are therefore assumed to be absent or not properly located.",
"Electrical panel and main service are intact and not showing visible hazards (not photographed), so no major electrical failures are assumed.",
"Exterior front photo is older (dated 2016) but represents the general exterior condition; no active roof collapse or major foundation movement is evident in current photos."
],
"score_method": "mean_of_criteria",
"overall_score": 69.2,
"rubric_version": "ns-p-live-2026-02",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "7988251163"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.