Property ID: 8003929731
5808 Avenue O, Birmingham, AL, 35228
Birmingham, AL
Money Down: $25,176
CoC Return: 3.78%
Monthly Cash Flow: $79
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$20,980
Closing Costs
$4,196
Total Down
$25,176
Investment Snapshot
Purchase Price
$104,900
Money Down
$25,176
Cash-on-Cash Return
3.78%
Rent
$838
Monthly Cash Flow
$79
Annual Cash Flow
$951
Debt Service / Mo
$558
Property Tax / Mo
$67
Insurance / Mo
$49
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$838
Payment Standard
$1,265
Rent
$838
Insurance
$49
Property Tax
$67
Management
$84
Utilities Allowance
$427
NOI (Monthly)
$638
Debt Service
$558
Cash Flow After Debt
$79
Quality Score: 79.40%
Confidence: 89.00%
This 2-bed/1-bath, recently renovated single-family home appears largely turnkey for Section 8 / HCV initial inspection. Cosmetic renovation quality is high (floors, paint, cabinets, appliances). Major systems show signs of being present (central HVAC vents, kitchen appliances) and there are no visible life-threatening conditions (no sagging ceilings, exposed wiring, or standing water). Primary inspection gaps to verify on-site: working smoke detectors in each sleeping area and on each level, presence of CO alarm (if required), GFCI protection at kitchen/bath outlets, functional hot water and HVAC operation, and verification of electrical panel condition. With those verifications and minor items (install/confirm GFCI, confirm/relocate smoke detectors if needed, seal or declare fireplace non-operable), the property is likely to pass an initial NSPIRE/HCV inspection with minimal repairs (target rent-ready timeline: within 1–3 weeks depending on detector/GFCI work).
Section 8 Payment Standard
$1,265
Utility Allowance Total
$427
Guaranteed Section 8 Rent (PS - Utilities)
$838
Property Management
$84
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$104,900
Beds
2
Baths
1
Living Area
778 sqft
Lot Size
7,405 sqft
Year Built
1948
Days on Market
68
Capital Outlay
$25,176
Debt Service
$558
Property Tax / Mo
$67
Insurance / Mo
$49
Property Description
Charming & Newly Renovated Home in Birmingham. Welcome to 5808 Avenue O, a beautifully updated 2-bedroom, 1-bath home. This recently renovated property features stylish hardwood laminate flooring throughout, offering both durability and modern appeal. Outside, you'll find a convenient storage building. This is one you won't want to miss.
Utility Allowances
Cooking
$17
Property has an electric stove. 'Elec: Ala Power' was selected as the most prevalent and conservative choice for Birmingham.
Heating
$76
Property has central heat. Fuel is assumed to be electric as the water heater and stove are both electric. 'Elec Heat: Ala Power' was selected as the most prevalent and conservative choice.
Air Conditioning
$18
Property has 'Central Air'. 'A/C: Alabama Power' was selected as the most prevalent and conservative choice for Birmingham.
Water Heating
$46
Property explicitly lists an 'Electric Water Heater'. 'Elec: Ala Power' was selected as the most prevalent and conservative choice.
Other Electric
$56
This covers general electric use. 'Lights, Ref, Etc.: Ala Power' was selected as the most prevalent and conservative choice.
Water
$69
Property has 'Public Water' and is located in Birmingham, matching the 'Water: Birmingham' schedule option.
Sewer
$125
Property is 'Sewer Connected', and the allowance is a fixed rate from the schedule.
Trash Collection
$20
The 'Jefferson City (Once per week)' option was selected as the most reasonable proxy for Birmingham, which is located in Jefferson County and not otherwise listed.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$461
DP3 Annual Estimate$725
DP1 Monthly Equivalent$38
DP3 Monthly Equivalent$60
Replacement Value$43,100
Basis778 sqft / 1948
Nearby Houses
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1509 58th St W
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3 bd / 2 ba · 982 sqft
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5820 Court N
sold · 0.06 mi
Price: $18,000
3 bd / 2 ba · 1,203 sqft
Latest sale: $18,000 on Apr 01, 1974
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5829 Avenue O
sold · 0.06 mi
Price: $85,000
3 bd / 1 ba · 980 sqft
Latest sale: $85,000 on Oct 24, 2024
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5832 Avenue O
sold · 0.07 mi
Price: $85,000
3 bd / 1 ba · 1,236 sqft
Latest sale: $85,000 on Sep 08, 2025
Latest rent: —
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5824 Court O
sold · 0.07 mi
Price: $79,000
3 bd / 2 ba · 982 sqft
Latest sale: $79,000 on Jul 11, 2022
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5800 Court N
sold · 0.07 mi
Price: $83,700
2 bd / 1 ba · 860 sqft
Latest sale: $83,700 on Dec 10, 2025
Latest rent: —
Photo unavailable
1508 58th St W
sold · 0.07 mi
Price: $48,000
3 bd / 2 ba · 999 sqft
Latest sale: $48,000 on Apr 23, 2019
Latest rent: —
Photo unavailable
5837 Avenue O
off_market · 0.08 mi
Price: $1,200
3 bd / 1 ba
Latest sale: $37,500
Latest rent: $1,200 on Sep 03, 2025
Photo unavailable
5813 Avenue N
sold · 0.09 mi
Price: $85,000
3 bd / 1 ba · 1,028 sqft
Latest sale: $85,000 on Nov 04, 2024
Latest rent: $1,200 on Mar 04, 2025
Photo unavailable
1407 57th Pl W
sold · 0.10 mi
Price: $63,696
3 bd / 1 ba · 1,084 sqft
Latest sale: $63,696 on Sep 17, 2024
Latest rent: —
Photo unavailable
5845 Avenue O
sold · 0.10 mi
Price: $66,000
3 bd / 1 ba · 952 sqft
Latest sale: $66,000 on Sep 13, 2023
Latest rent: $695 on Nov 17, 2012
Photo unavailable
5716 Court O
sold · 0.11 mi
Price: $129,000
3 bd / 2 ba · 1,100 sqft
Latest sale: $129,000 on Jul 18, 2024
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is installed and operational (supply vents visible); condenser and thermostat operation are assumed but not photographed.
- Water heater is present and provides hot water; water heater location and condition not shown.
- Electrical panel exists and is intact; panel labeling and condition were not visible in photos.
- At least one smoke/heat detector (visible in living room) is installed; bedroom detectors are not visible but are assumed to be either present or easily installed.
- Kitchen appliances shown are included and functional (stove appears electric).
- No active roof leaks or interior water damage exist beyond what is visible; roof shows cosmetic wear only in photos.
- Fireplace is likely decorative/non-operational after renovation; inspector may require it to be capped or verified safe.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $783 | $54,000 | $10,800 |
| 2023 | $783 | $54,000 | $10,800 |
| 2022 | $609 | $42,000 | $8,400 |
| 2021 | $609 | $42,000 | $8,400 |
| 2020 | $609 | $42,000 | $8,400 |
| 2019 | $609 | $42,000 | $8,400 |
| 2018 | $543 | $37,500 | $7,500 |
| 2017 | $543 | $37,500 | $7,500 |
| 2016 | $543 | $37,500 | $7,500 |
| 2015 | $623 | $43,000 | $8,600 |
| 2013 | $605 | $38,600 | $7,720 |
| 2012 | $605 | $42,480 | $8,496 |
| 2011 | $714 | $50,300 | $10,060 |
| 2010 | $714 | $50,300 | $10,060 |
| 2009 | $780 | $55,100 | $11,020 |
| 2008 | $796 | $56,200 | $11,240 |
| 2007 | $753 | $53,100 | $10,620 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-10-24 | Sold | $30,600 |
| 2016-12-21 | Sold | $1,500 |
| 2015-05-26 | Sold | $62,400 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-10-29 | Listed for rent | $1,150 | — |
| 2022-10-11 | Listed for rent | $925 | — |
| 2018-09-08 | Listed for rent | $550 | — |
Photo Gallery
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{
"note": "Property has 'Central Air'. 'A/C: Alabama Power' was selected as the most prevalent and conservative choice for Birmingham.",
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{
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{
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"summary": "This 2-bed/1-bath, recently renovated single-family home appears largely turnkey for Section 8 / HCV initial inspection. Cosmetic renovation quality is high (floors, paint, cabinets, appliances). Major systems show signs of being present (central HVAC vents, kitchen appliances) and there are no visible life-threatening conditions (no sagging ceilings, exposed wiring, or standing water). Primary inspection gaps to verify on-site: working smoke detectors in each sleeping area and on each level, presence of CO alarm (if required), GFCI protection at kitchen/bath outlets, functional hot water and HVAC operation, and verification of electrical panel condition. With those verifications and minor items (install/confirm GFCI, confirm/relocate smoke detectors if needed, seal or declare fireplace non-operable), the property is likely to pass an initial NSPIRE/HCV inspection with minimal repairs (target rent-ready timeline: within 1–3 weeks depending on detector/GFCI work).",
"criteria": [
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"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 85.0,
"rationale": "Photos show a recent full cosmetic renovation: fresh paint, new-looking laminate flooring, new kitchen cabinets and counters, intact baseboards and window trim. Appliances (stove, refrigerator, microwave) appear recently installed. Minor observable issues: small debris on floors, slightly worn roof shingles (exterior), and a weathered side fence. Missing or cosmetic-only items (no obvious holes in drywall, no exposed subfloor). Missing appliances would be moderate but here appliances are present. Overall mostly turnkey with minor finish touch-ups."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 78.0,
"rationale": "No obvious life-threatening hazards in photos: no sagging ceilings, no apparent leaks, no exposed wiring, entry door has two knobs (likely a deadbolt). Ceiling-mounted HVAC vents visible. A ceiling smoke/heat detector is visible in the living area (red device) but detectors in bedrooms are not shown; CO alarm not visible. GFCI protection at the kitchen sink outlet is not visible in photos (potential NSPIRE/GFCI risk). Fireplace is open and appears unused — inspector may require it to be crimped/sealed or proof of safe flue. Bedroom egress windows appear adequate. Overall low-to-moderate risk but requires confirmation of working smoke detectors in each sleeping area, GFCI in kitchen/bath, and hot water supply."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 75.0,
"rationale": "Central HVAC supply vents are visible in ceilings — suggests installed central heating/cooling. Kitchen appliances look new and electric (stove appears to be electric). Water heater and electrical panel not visible in photos. Roof shows aging/discoloration but no visible active leaks or sagging. Plumbing fixtures (kitchen sink) appear intact with no visible leaks. Because critical equipment (water heater, electrical panel, condenser) are not shown, assume operational based on renovation but note unknowns that an inspector will verify (panel labeling, hot water temperature, HVAC operational test)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior siding and painted foundation appear in good condition; porch and railing are present and intact providing safe entry. Yard is level with no standing water visible. Driveway/parking area is informal but usable. Side yard fence is weathered and may require repair/replacement. Chimney and roof show some wear but no visible structural failure. Crawlspace vents present. No obvious signs of infestation or major erosion observed."
},
{
"key": "rental_history_activity",
"label": "Recent Rental / Occupancy Activity (bonus)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is installed and operational (supply vents visible); condenser and thermostat operation are assumed but not photographed.",
"Water heater is present and provides hot water; water heater location and condition not shown.",
"Electrical panel exists and is intact; panel labeling and condition were not visible in photos.",
"At least one smoke/heat detector (visible in living room) is installed; bedroom detectors are not visible but are assumed to be either present or easily installed.",
"Kitchen appliances shown are included and functional (stove appears electric).",
"No active roof leaks or interior water damage exist beyond what is visible; roof shows cosmetic wear only in photos.",
"Fireplace is likely decorative/non-operational after renovation; inspector may require it to be capped or verified safe."
],
"overall_score": 80.0,
"rubric_version": "ns_pire_v1.0_photo_assessment_2026-02"
},
{
"summary": "Likely to pass an initial HCV/NSPIRE inspection with minimal repairs and verification. The home appears fully renovated with functioning appliances, intact finishes, central HVAC (registers visible), secure entry hardware, and no visible structural or major safety failures. Primary items to verify before inspection: presence and operation of smoke detectors in required locations and CO detector as required, GFCI protection at kitchen/bath, verification of hot water and HVAC operation, and chimney/flue status (fireplace appears open and should be inspected/blocked if not operational). Expect turnkey readiness within 1–3 weeks if these verifications and minor items are addressed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos show a recent full cosmetic renovation: new laminate hardwood-style flooring, fresh paint, new-looking kitchen cabinets and countertops, and new appliances (refrigerator, range, microwave). Trim and baseboards are intact. Minor visible issues: small floor scuffs and construction residue in photos, and the fireplace is an exposed brick opening (cosmetic but may require closure/cover if not used). Missing major items: none obvious. Overall only light touch-ups and final cleaning expected."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "Many visible safety items are acceptable: entry door appears to have a knob + deadbolt, outlet covers are present, no exposed wiring, ceilings intact, and bedroom windows appear large enough for egress. A smoke/heat alarm device is visible in the living area. Concerns: carbon monoxide detector is not visible (required when there are fuel-burning appliances or local code may require one), GFCI protection at the kitchen sink is not clearly visible in photos, and the fireplace/chimney opening shows soot/soiling and its flue/venting condition is unknown (could require inspection/closure). Electrical panel not shown. No visible active leaks, mold, collapsed ceilings, or unsafe stairs/handrails observed."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 75.0,
"rationale": "Photos show ceiling supply/registers indicating central HVAC ducted to living spaces (vents present). Kitchen appliances are present and appear new. Plumbing fixtures (kitchen sink) are visible and appear functional; hot water system and water heater are not shown. Roof shingles look aged but intact with no visible sagging or active leaks from exterior photos. Electrical upgrades appear reasonable (new switches/outlets) but the main panel and service condition are not shown. Because major systems are present and appear recently renewed but not fully verifiable from photos, a moderate score is assigned pending system functional verification."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior shows a freshly painted siding, a solid-looking front porch with railing and steps, and foundation vents present. Yard is level and free of standing water or obvious trip hazards. The perimeter fence on one side is weathered but not a safety failure. Roof shows serviceable coverage without visible holes or sagging. Driveway/parking is informal but usable. Overall site is tidy and typical for a renovated small single-family lot."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Fireplace/chimney opening shows soot/staining and flue/vent condition is not verified — must be inspected and either certified safe for use or permanently sealed/blocked.",
"No carbon monoxide detector visible in photos (may be required depending on local code and presence of fuel-burning appliances).",
"GFCI protection near the kitchen sink is not clearly shown — may require installation to meet code/inspection."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is present and operational (supply vents visible) though no thermostat or service records were provided.",
"Water heater and hot water are present and functional (not pictured).",
"Appliances shown (range, refrigerator, microwave) are operational and will remain with the unit.",
"Smoke detector(s) are installed at minimum in common area (one visible); bedroom/hall detectors are assumed but not clearly visible in photos.",
"Electrical panel and service are intact and code-compliant though not pictured.",
"No hidden roof leaks, major foundation movement, or active pest infestations exist beyond what is visible in the photos."
],
"overall_score": 79.0,
"rubric_version": "ns-p-hcv-v1"
},
{
"summary": "Overall the home presents as a recently renovated, mostly turn-key 2BR/1BA that would likely pass an initial HCV/NSPIRE inspection with minor pre-inspection fixes. Cosmetic condition is very good; major visible life-safety hazards are not present in the photos. The main inspection risks are items not verifiable from listing photos (GFCI protection at kitchen/bath, CO alarm if required, electrical panel condition, and confirmation of operational HVAC and hot water). Because recent rental activity is documented, this raises readiness confidence. Expect a clean inspection after quick verification of GFCI/CO devices and confirmation of HVAC/water heater operation—work likely under 30 days if any small items are needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Photos and listing show a recent cosmetic renovation: new laminate flooring, fresh paint, new-looking cabinets and countertops, and installed appliances (stove, refrigerator, microwave). Minor observable issues: fireplace firebox shows soot/usage and could need cleaning/closure if not functional; a few small scuffs/debris on floors and baseboards. No visible severe interior damage (no collapsed ceilings, open subfloor, or large holes). Missing appliances are not an issue here because primary kitchen appliances are present."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 75.0,
"rationale": "Positive indicators: visible ceiling smoke alarm/device in living area, solid exterior entry door with both knob and deadbolt, windows look large enough for bedroom egress, no visible exposed wiring, outlet/switch covers are present. Known unknowns that reduce score: GFCI protection at kitchen sink and bathroom outlets is not verifiable in photos (NSPIRE typically requires GFCI in kitchens/baths), carbon monoxide alarm not visible (may not be required if no fuel-burning appliances are present), electrical panel location/condition not shown, water heater and plumbing operation not shown. The front porch has railings. No visible active leaks, mold, or trip hazards. Overall a low-to-moderate NSPIRE risk primarily from unverifiable but commonly required items (GFCI, CO alarm, plumbing/hot water verification)."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 75.0,
"rationale": "Interior ceiling vents indicate central HVAC (ducted) is present; registers look intact. Kitchen shows modern electric range and newer refrigerator and microwave. Roof shows asphalt shingles that appear intact in photos but exhibit age/discoloration and a small area near ridge that could need closer inspection. Water heater and electrical panel are not visible in the provided photos; plumbing fixtures (sink) appear new but hot water availability cannot be confirmed. No visible signs of major system failure (no collapsed ceilings, visible water intrusion, or obvious electrical hazards), but missing direct verification of HVAC operation, water heater, and electrical distribution reduces the score."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Exterior photos show a well-painted siding, an intact porch with railing, accessible entry, and a block foundation with venting. Yard is clear and level; driveway/parking is informal but serviceable. Fencing along the side appears weathered but functional. No visible standing water, major foundation cracks, or collapsed exterior elements. Roof shows normal wear but no clear signs of active failure from photos. Storage building is mentioned in listing but not shown; presence would be a positive."
},
{
"key": "rental_history_activity",
"label": "Rental history / recent occupancy (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational (inferred from ceiling vents and fresh renovation).",
"Kitchen appliances shown are included and functional (electric range, refrigerator, microwave).",
"Bathroom exists and is renovated (1 bath per listing) though not pictured; plumbing fixtures are new or serviceable.",
"No major defects (foundation movement, roof leaks, structural sagging) exist beyond what is visible; roof shows age but no active leak indicators in interior photos.",
"Smoke alarm visible in a living area is functional. Carbon monoxide alarm presence is unknown and may be required only if fuel-burning appliances or gas system exist.",
"GFCI protection at kitchen/bath outlets is not visible in photos; inspector may request GFCI receptacles if absent."
],
"overall_score": 84.0,
"rubric_version": "nsPIRE-2025-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5808 Avenue O, Birmingham, AL, 35228",
"aggregate": {
"summary": "This 2-bed/1-bath, recently renovated single-family home appears largely turnkey for Section 8 / HCV initial inspection. Cosmetic renovation quality is high (floors, paint, cabinets, appliances). Major systems show signs of being present (central HVAC vents, kitchen appliances) and there are no visible life-threatening conditions (no sagging ceilings, exposed wiring, or standing water). Primary inspection gaps to verify on-site: working smoke detectors in each sleeping area and on each level, presence of CO alarm (if required), GFCI protection at kitchen/bath outlets, functional hot water and HVAC operation, and verification of electrical panel condition. With those verifications and minor items (install/confirm GFCI, confirm/relocate smoke detectors if needed, seal or declare fireplace non-operable), the property is likely to pass an initial NSPIRE/HCV inspection with minimal repairs (target rent-ready timeline: within 1–3 weeks depending on detector/GFCI work).",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repair Needs",
"score": 85.0,
"rationale": "Photos show a recent full cosmetic renovation: fresh paint, new-looking laminate flooring, new kitchen cabinets and counters, intact baseboards and window trim. Appliances (stove, refrigerator, microwave) appear recently installed. Minor observable issues: small debris on floors, slightly worn roof shingles (exterior), and a weathered side fence. Missing or cosmetic-only items (no obvious holes in drywall, no exposed subfloor). Missing appliances would be moderate but here appliances are present. Overall mostly turnkey with minor finish touch-ups."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior siding and painted foundation appear in good condition; porch and railing are present and intact providing safe entry. Yard is level with no standing water visible. Driveway/parking area is informal but usable. Side yard fence is weathered and may require repair/replacement. Chimney and roof show some wear but no visible structural failure. Crawlspace vents present. No obvious signs of infestation or major erosion observed."
},
{
"key": "rental_history_activity",
"label": "Recent Rental / Occupancy Activity (bonus)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 76.0,
"rationale": "No obvious life-threatening hazards in photos: no sagging ceilings, no apparent leaks, no exposed wiring, entry door has two knobs (likely a deadbolt). Ceiling-mounted HVAC vents visible. A ceiling smoke/heat detector is visible in the living area (red device) but detectors in bedrooms are not shown; CO alarm not visible. GFCI protection at the kitchen sink outlet is not visible in photos (potential NSPIRE/GFCI risk). Fireplace is open and appears unused — inspector may require it to be crimped/sealed or proof of safe flue. Bedroom egress windows appear adequate. Overall low-to-moderate risk but requires confirmation of working smoke detectors in each sleeping area, GFCI in kitchen/bath, and hot water supply."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 75.0,
"rationale": "Central HVAC supply vents are visible in ceilings — suggests installed central heating/cooling. Kitchen appliances look new and electric (stove appears to be electric). Water heater and electrical panel not visible in photos. Roof shows aging/discoloration but no visible active leaks or sagging. Plumbing fixtures (kitchen sink) appear intact with no visible leaks. Because critical equipment (water heater, electrical panel, condenser) are not shown, assume operational based on renovation but note unknowns that an inspector will verify (panel labeling, hot water temperature, HVAC operational test)."
}
],
"red_flags": [],
"confidence": 0.89,
"assumptions": [
"Central HVAC is installed and operational (supply vents visible); condenser and thermostat operation are assumed but not photographed.",
"Water heater is present and provides hot water; water heater location and condition not shown.",
"Electrical panel exists and is intact; panel labeling and condition were not visible in photos.",
"At least one smoke/heat detector (visible in living room) is installed; bedroom detectors are not visible but are assumed to be either present or easily installed.",
"Kitchen appliances shown are included and functional (stove appears electric).",
"No active roof leaks or interior water damage exist beyond what is visible; roof shows cosmetic wear only in photos.",
"Fireplace is likely decorative/non-operational after renovation; inspector may require it to be capped or verified safe."
],
"score_method": "mean_of_criteria",
"overall_score": 79.4,
"rubric_version": "ns_pire_v1.0_photo_assessment_2026-02",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8003929731"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.