Property ID: 8019747794
1208 Taft Park, Metairie, LA, 70001
Metairie, LA
Money Down: $56,400
CoC Return: 0.79%
Monthly Cash Flow: $37
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$47,000
Closing Costs
$9,400
Total Down
$56,400
Investment Snapshot
Purchase Price
$235,000
Money Down
$56,400
Cash-on-Cash Return
0.79%
Rent
$1,696
Monthly Cash Flow
$37
Annual Cash Flow
$445
Debt Service / Mo
$1,251
Property Tax / Mo
$159
Insurance / Mo
$80
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$80
Property Tax
$159
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,288
Debt Service
$1,251
Cash Flow After Debt
$37
Quality Score: 77.10%
Confidence: 85.00%
Overall this 3-bed single-family brick ranch presents as largely move-in ready with fresh paint, functioning kitchen appliances, laundry hookups, central HVAC, and a well-maintained exterior. The main inspection risks are code-level: bedroom egress windows (bedroom windows shown appear too small for emergency egress) and lack of visible smoke/CO detectors. These are addressable but could cause an initial NSPIRE/Section 8 fail until corrected. Mechanical systems appear present but their operational condition should be verified during inspection.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$235,000
Beds
3
Baths
1
Living Area
1,026 sqft
Lot Size
—
Year Built
1975
Days on Market
127
Capital Outlay
$56,400
Debt Service
$1,251
Property Tax / Mo
$159
Insurance / Mo
$80
Property Description
3 bedroom 1 bath ranch brick home on an oversized lot. Fresh paint throughout. Rear yard access. Oversized storage shed. Move-in ready. Schedule your private showing today.
Utility Allowances
heating
$70
The property is listed as having 'Central' heating and 'Natural' gas service, so the natural gas option was selected.
cooking
$12
The property has 'Natural' gas service available, making it the most likely and cost-effective fuel source for cooking.
water_heating
$24
Fuel was not specified. Natural gas was inferred as the property has gas service for other major appliances like heating.
other_electric
$67
This is a standard allowance for general electricity usage (lights, outlets, etc.) in a single-family home.
water
$43
The property details explicitly state the water source is 'Public'.
sewer
$46
The property details explicitly state the sewer service is 'City' and 'Public Sewer'.
trash_collection
$25
Trash collection is a standard municipal utility for a single-family detached residence.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$959
DP3 Annual Estimate$959
DP1 Monthly Equivalent$80
DP3 Monthly Equivalent$80
Replacement Value$82,400
Basis1,026 sqft / 1975
Nearby Houses
Photo unavailable
1200 Madison St
sold · 0.05 mi
Price: $265,000
4 bd / 2 ba · 2,122 sqft
Latest sale: — on May 25, 2022
Latest rent: —
Photo unavailable
1405 Madison St
for_sale · 0.10 mi
Price: $385,000
3 bd / 2 ba · 1,532 sqft
Latest sale: — on Nov 03, 2025
Latest rent: —
Photo unavailable
1021 N Turnbull Dr
sold · 0.14 mi
Price: $187,000
3 bd / 1 ba · 1,049 sqft
Latest sale: — on Nov 05, 2021
Latest rent: —
Photo unavailable
1500 Madison St Apt 4
off_market · 0.15 mi
Price: $1,000
1 bd / 1 ba · 420 sqft
Latest sale: —
Latest rent: $1,000 on Dec 04, 2025
Photo unavailable
3909 Augusta St
for_sale · 0.17 mi
Price: $450,000
3 bd / 2 ba · 2,023 sqft
Latest sale: — on Sep 04, 2014
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Probable inadequate bedroom egress windows (bedroom windows appear to be small, high clerestory type) — potential automatic fail under NSPIRE for sleeping rooms.
- No visible smoke detectors or carbon monoxide alarms in photos (required in sleeping areas and common areas).
Assumptions
- Photographs reflect the current condition of the property and are representative of all bedrooms and common areas.
- Major systems (HVAC, water heater, stove, refrigerator, dishwasher, washer/dryer) are present and at least operable; no evidence of active leaks or inoperable systems in photos.
- No interior electrical panel or visible exposed wiring issues exist beyond what is visible in photos.
- Bath fixtures, hot water supply, and toilets are functioning (bath photos not provided).
- Listing statement 'move-in ready' and fresh paint are accurate; no hidden structural damage behind finishes.
- Window sizes in the bedroom photo are representative of the other bedrooms and likely do not meet egress requirements.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,848 | $146,500 | $14,650 |
| 2024 | $1,846 | $146,500 | $14,650 |
| 2023 | $1,911 | $145,300 | $14,530 |
| 2022 | $1,861 | $145,300 | $14,530 |
| 2021 | $1,728 | $145,300 | $14,530 |
| 2020 | $1,716 | $145,300 | $14,530 |
| 2019 | $1,764 | $145,300 | $14,530 |
| 2018 | $1,647 | $145,300 | $14,530 |
| 2017 | $1,647 | $145,300 | $14,530 |
| 2016 | $1,615 | $145,300 | $14,530 |
| 2015 | $1,623 | $142,500 | $14,250 |
| 2014 | $1,602 | $142,500 | $14,250 |
| 2013 | $1,602 | $142,500 | $14,250 |
| 2012 | $1,602 | $142,500 | $14,250 |
| 2010 | $640 | $62,400 | $6,240 |
| 2009 | $640 | $62,400 | $6,240 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2012-05-24 | Sold | — |
Photo Gallery
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{
"tax": 1647,
"year": 2017,
"market": {
"land": 51300,
"total": 145300,
"building": 94000
},
"assessment": {
"land": 5130,
"total": 14530,
"building": 9400
}
},
{
"tax": 1615,
"year": 2016,
"market": {
"land": 51300,
"total": 145300,
"building": 94000
},
"assessment": {
"land": 5130,
"total": 14530,
"building": 9400
}
},
{
"tax": 1623,
"year": 2015,
"market": {
"land": 43700,
"total": 142500,
"building": 98800
},
"assessment": {
"land": 4370,
"total": 14250,
"building": 9880
}
},
{
"tax": 1602,
"year": 2014,
"market": {
"land": 43700,
"total": 142500,
"building": 98800
},
"assessment": {
"land": 4370,
"total": 14250,
"building": 9880
}
},
{
"tax": 1602,
"year": 2013,
"market": {
"land": 43700,
"total": 142500,
"building": 98800
},
"assessment": {
"land": 4370,
"total": 14250,
"building": 9880
}
},
{
"tax": 1602,
"year": 2012,
"market": {
"land": 43700,
"total": 142500,
"building": 98800
},
"assessment": {
"land": 4370,
"total": 14250,
"building": 9880
}
},
{
"tax": 640,
"year": 2010,
"market": {
"land": 43700,
"total": 62400,
"building": 18700
},
"assessment": {
"land": 4370,
"total": 6240,
"building": 1870
}
},
{
"tax": 640,
"year": 2009,
"market": {
"land": 43700,
"total": 62400,
"building": 18700
},
"assessment": {
"land": 4370,
"total": 6240,
"building": 1870
}
}
],
"property_history": [
{
"date": "2026-01-09",
"price": 235000,
"listing": {
"status": "for_sale",
"list_date": "2025-12-03T16:29:29Z",
"list_price": 235000,
"listing_id": "2989162742",
"last_update_date": "2026-03-08T12:00:12Z",
"last_status_change_date": "2025-12-03T16:29:29Z"
},
"event_name": "Price Changed",
"price_sqft": 229.0448343079922,
"source_name": "NewOrleans",
"price_change": -10000,
"days_after_listed": null,
"source_listing_id": "2532660",
"price_change_percentage": null
},
{
"date": "2025-12-03",
"price": 245000,
"listing": {
"status": "for_sale",
"list_date": "2025-12-03T16:29:29Z",
"list_price": 235000,
"listing_id": "2989162742",
"last_update_date": "2026-03-08T12:00:12Z",
"last_status_change_date": "2025-12-03T16:29:29Z"
},
"event_name": "Listed",
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"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2532660",
"price_change_percentage": null
},
{
"date": "2012-05-24",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
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"days_after_listed": null,
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},
{
"date": "2012-05-03",
"price": 145000,
"listing": {
"status": "off_market",
"list_date": "2011-04-06T07:00:00Z",
"list_price": 145000,
"listing_id": "527860227",
"last_update_date": "2012-05-03T20:21:00Z",
"last_status_change_date": "2012-05-03T20:21:00Z"
},
"event_name": "Listing removed",
"price_sqft": 140.64015518913675,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "871350",
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},
{
"date": "2012-03-13",
"price": 145000,
"listing": {
"status": "off_market",
"list_date": "2011-04-06T07:00:00Z",
"list_price": 145000,
"listing_id": "527860227",
"last_update_date": "2012-05-03T20:21:00Z",
"last_status_change_date": "2012-05-03T20:21:00Z"
},
"event_name": "Relisted",
"price_sqft": 140.64015518913675,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "871350",
"price_change_percentage": null
},
{
"date": "2012-03-08",
"price": 145000,
"listing": {
"status": "off_market",
"list_date": "2011-04-06T07:00:00Z",
"list_price": 145000,
"listing_id": "527860227",
"last_update_date": "2012-05-03T20:21:00Z",
"last_status_change_date": "2012-05-03T20:21:00Z"
},
"event_name": "Listing removed",
"price_sqft": 140.64015518913675,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": "337 days",
"source_listing_id": "871350",
"price_change_percentage": null
},
{
"date": "2012-02-02",
"price": 145000,
"listing": {
"status": "off_market",
"list_date": "2011-04-06T07:00:00Z",
"list_price": 145000,
"listing_id": "527860227",
"last_update_date": "2012-05-03T20:21:00Z",
"last_status_change_date": "2012-05-03T20:21:00Z"
},
"event_name": "Price Changed",
"price_sqft": 140.64015518913675,
"source_name": "NewOrleans",
"price_change": -14000,
"days_after_listed": null,
"source_listing_id": "871350",
"price_change_percentage": null
},
{
"date": "2011-08-17",
"price": 159000,
"listing": {
"status": "off_market",
"list_date": "2011-04-06T07:00:00Z",
"list_price": 145000,
"listing_id": "527860227",
"last_update_date": "2012-05-03T20:21:00Z",
"last_status_change_date": "2012-05-03T20:21:00Z"
},
"event_name": "Price Changed",
"price_sqft": 154.2192046556741,
"source_name": "NewOrleans",
"price_change": -18000,
"days_after_listed": null,
"source_listing_id": "871350",
"price_change_percentage": null
},
{
"date": "2011-04-06",
"price": 177000,
"listing": {
"status": "off_market",
"list_date": "2011-04-06T07:00:00Z",
"list_price": 145000,
"listing_id": "527860227",
"last_update_date": "2012-05-03T20:21:00Z",
"last_status_change_date": "2012-05-03T20:21:00Z"
},
"event_name": "Listed",
"price_sqft": 171.67798254122212,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "871350",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8019747794",
"generated_at": "2026-03-27T16:49:32.055898Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 77.1
},
"utility_allowance": {
"zip_code": "70001",
"home_photo": "https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m643055843s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 188000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1208-Taft-Park_Metairie_LA_70001_M80197-47794",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 235000.0,
"loan_term_years": 30,
"annual_cash_flow": 15454.36,
"mortgage_monthly": 1250.77,
"payment_standard": 1983.0,
"total_amount_out": 47000.0,
"additional_photos": [
"https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m4003012820s-w1280.jpg",
"https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m862135556s-w1280.jpg",
"https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m3338317507s-w1280.jpg",
"https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m933886111s-w1280.jpg",
"https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m168953423s-w1280.jpg",
"https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m2901803801s-w1280.jpg",
"https://ap.rdcpix.com/a200136770165ea1c698a24b33a27fafl-m1503635101s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 79.92,
"monthly_cash_flow": 1287.86,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property is listed as having 'Central' heating and 'Natural' gas service, so the natural gas option was selected.",
"utility": "heating",
"allowance": 70
},
{
"note": "The property has 'Natural' gas service available, making it the most likely and cost-effective fuel source for cooking.",
"utility": "cooking",
"allowance": 12
},
{
"note": "Fuel was not specified. Natural gas was inferred as the property has gas service for other major appliances like heating.",
"utility": "water_heating",
"allowance": 24
},
{
"note": "This is a standard allowance for general electricity usage (lights, outlets, etc.) in a single-family home.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "The property details explicitly state the water source is 'Public'.",
"utility": "water",
"allowance": 43
},
{
"note": "The property details explicitly state the sewer service is 'City' and 'Public Sewer'.",
"utility": "sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard municipal utility for a single-family detached residence.",
"utility": "trash_collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.33,
"down_payment_amount": 47000.0,
"property_tax_annual": 1903.44,
"property_tax_monthly": 158.62,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 445.14,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 37.09,
"cash_on_cash_return_after_debt": 0.01
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this 3-bed single-family brick ranch presents as largely move-in ready with fresh paint, functioning kitchen appliances, laundry hookups, central HVAC, and a well-maintained exterior. The main inspection risks are code-level: bedroom egress windows (bedroom windows shown appear too small for emergency egress) and lack of visible smoke/CO detectors. These are addressable but could cause an initial NSPIRE/Section 8 fail until corrected. Mechanical systems appear present but their operational condition should be verified during inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior photos show fresh paint, clean tile and laminate floors, intact cabinets and countertops, and modern-looking appliances (refrigerator, dishwasher, gas range, microwave). Laundry closet and water heater visible and appear tidy. No obvious cosmetic deferred maintenance. Missing/uncertain items that moderately reduce score: no visible smoke/CO detectors in photos, small cosmetic touch-ups possible, and shelving/trim detail repairs may be needed. Missing appliances are not an issue here since most major appliances are present."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 55.0,
"rationale": "Positive: entry door shows a deadbolt, no visible exposed wiring, HVAC vents present, laundry/water connections appear installed, no visible mold or active water intrusion. Concerns: bedroom photo(s) show small high horizontal windows that likely do NOT meet NSPIRE/egress-size requirements for a sleeping room — this is a potential inspection-fail item. Smoke detectors and CO alarms are not visible in any photos (required in sleeping areas and common areas), and GFCI protection at kitchen counters/basin is not confirmed. Because egress and missing detectors are significant safety/code issues, safety score is reduced despite otherwise tidy condition."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 75.0,
"rationale": "Central HVAC appears present (ceiling vents visible) and there is a visible water heater in laundry closet. Appliances (gas range, fridge, dishwasher, microwave) are present which suggests functional utility hook-ups. Roof looks in good condition from exterior photos (shingles intact) and there are no obvious signs of sagging, collapsed ceilings, or major plumbing leaks. Unknowns: age/operability of HVAC, water heater, electrical panel condition, and drainage/soil grading are not confirmed from photos and slightly reduce score."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Brick exterior is intact; roof appears recently maintained; front and rear yards are mowed and fenced with chain-link; concrete walk and driveway show no major cracks; oversized lot and storage shed present (per listing). No visible foundation movement, standing water, or exterior structural damage in provided photos. Minor fence rust or gate hardware wear not visible but typical for chain-link; overall exterior is well-maintained."
}
],
"red_flags": [
"Probable inadequate bedroom egress windows (bedroom windows appear to be small, high clerestory type) — potential automatic fail under NSPIRE for sleeping rooms.",
"No visible smoke detectors or carbon monoxide alarms in photos (required in sleeping areas and common areas)."
],
"confidence": 0.6,
"assumptions": [
"Photographs reflect the current condition of the property and are representative of all bedrooms and common areas.",
"Major systems (HVAC, water heater, stove, refrigerator, dishwasher, washer/dryer) are present and at least operable; no evidence of active leaks or inoperable systems in photos.",
"No interior electrical panel or visible exposed wiring issues exist beyond what is visible in photos.",
"Bath fixtures, hot water supply, and toilets are functioning (bath photos not provided).",
"Listing statement 'move-in ready' and fresh paint are accurate; no hidden structural damage behind finishes.",
"Window sizes in the bedroom photo are representative of the other bedrooms and likely do not meet egress requirements."
],
"overall_score": 73.0,
"rubric_version": "nsPIRE-v1.0-2026-03"
},
{
"summary": "Well-maintained 3BR/1BA brick ranch with fresh paint, functioning appliances, intact roof and HVAC evidence — generally move-in ready. Primary inspection risks are missing/uncertain smoke & CO detectors, unverified GFCI protection, and potentially insufficient bedroom egress windows (small high windows). Electrical panel and some mechanical verifications are not shown. With quick verification/installation of detectors and confirmation of egress/outlets, property is likely to pass an initial HCV/NSPIRE inspection; otherwise egress or missing detectors could cause a failure.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 84.0,
"rationale": "Interior photos show fresh paint, intact drywall, recent-looking flooring, clean tile in kitchen, and no visible water stains. Cabinets and counters appear in good condition. Appliances (stove, refrigerator, dishwasher, washer/dryer) are present in photos — missing appliances are not an issue. Minor cosmetic items only (trim, outlet covers, minor landscaping). No visible deferred maintenance or damaged finishes that would require major rehab."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance",
"score": 66.0,
"rationale": "No exposed wiring, no visible roof leaks or ceiling sag, and the front door has a deadbolt (visible). However smoke detectors and carbon monoxide detectors are not visible in photos (noted absence), GFCI protection at kitchen outlets not confirmed, and the two small high bedroom windows shown may not meet bedroom egress requirements — potential inspection failure. No visible mold or major trip hazards. Electrical panel and gas appliance venting not shown. These unknowns reduce the score despite the generally tidy condition."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 76.0,
"rationale": "Central HVAC registers/returns visible in multiple rooms indicating a central system likely present and intact. Water heater appears present in laundry closet (photo), laundry hookups and appliances shown. Kitchen appliances appear operational. Roof shingles visible in exterior photo look in good condition (no obvious damage). Electrical panel and breaker condition not shown and plumbing fixtures' operational status cannot be confirmed from photos. Overall systems appear maintained but key verifications are missing."
},
{
"key": "exterior_site",
"label": "Exterior / Site Condition",
"score": 86.0,
"rationale": "Brick exterior, level lot, well-maintained lawn, chain-link fence and gate present, concrete sidewalks and driveway visible and intact. No standing water or significant grading issues evident in photos. Oversized shed and rear yard access stated in listing (not fully pictured). No signs of exterior structural distress or infestation visible."
}
],
"red_flags": [
"No smoke detectors or carbon monoxide detectors visible in photos — missing detectors are a common NSPIRE fail.",
"Bedroom windows appear to be small/high-mounted and may not meet required emergency egress dimensions — potential inspection failure.",
"GFCI protection in kitchen/bath not shown/confirmed.",
"Electrical panel and service condition not visible — must verify no unsafe/electrical hazards."
],
"confidence": 0.75,
"assumptions": [
"Central HVAC is operational (inferred from visible ceiling registers/returns).",
"Water heater is present and in working condition (tank visible behind laundry curtain in one photo).",
"Appliances shown (stove, refrigerator, dishwasher, washer/dryer) are present and functioning unless otherwise disclosed.",
"Electrical panel, meter and service condition are not shown and are assumed typical for a maintained single-family home; no exposed wiring visible inside.",
"Smoke and carbon monoxide detectors are not visible in photos; assume they are not installed unless confirmed otherwise.",
"Kitchen/bath GFCI outlets are not visible in photos; assume unknown and require verification.",
"Year built (1975) implies potential lead-based paint risk historically, but no peeling paint is visible in photos.",
"Bedroom windows pictured (small horizontal high windows) may not meet egress requirements; exact dimensions unknown and must be measured at inspection."
],
"overall_score": 78.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall the property appears well-maintained and largely move-in ready with fresh paint, intact roof, functioning appliances, central HVAC vents, washer/dryer and a serviceable exterior and yard. The most likely NSPIRE inspection items to confirm or remediate are smoke and carbon-monoxide detectors, GFCI protection in kitchen/bath, and bedroom egress window compliance (bedroom windows in photos look small/high and may not meet egress requirements). If those items are addressed (mostly quick fixes or window replacement if required), the unit should pass an initial HCV inspection with minimal delay.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show fresh paint, clean floors, intact cabinetry and tile, and present major appliances (stove, refrigerator, dishwasher, washer/dryer). No visible cosmetic damage, water stains, or collapsed surfaces. Minor typical touch-ups (verify caulking, trim, possible cabinet hardware) may be needed. Missing or aging small items (outlet/GFCI covers not clearly visible) are easy fixes and do not materially reduce habitability."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No visible exposed wiring, no sagging ceilings, and entry door shows both knob and an upper lock (likely deadbolt). However smoke detectors and carbon monoxide detectors are not visible in photos (CO required because of gas range). Bedroom windows appear to be small, high horizontal windows that may not meet egress-size requirements for sleeping rooms — this is the biggest potential NSPIRE failure. GFCI protection in kitchen/bath is not visible. Because these code-critical items cannot be confirmed from photos, there is moderate risk that one or two simple installations/repairs (smoke/CO detectors, GFCI) will be needed, but the property otherwise appears free of immediate life-threatening hazards."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 80.0,
"rationale": "Photos show ceiling HVAC vents consistent with central air; laundry area includes a visible water heater and hookups; kitchen has a gas range and other appliances present. Roof appears to have newer shingles with no obvious sag or leak evidence. Electrical panel and full plumbing access are not shown so functionality is assumed but not confirmed. Systems appear intact with moderate confidence but should be tested (HVAC service, water heater, electrical panel, dryer vent)."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site and yard condition",
"score": 85.0,
"rationale": "Brick exterior looks intact and well maintained; yard is level and free of standing water in photos, chain-link fence and gate present, driveway and sidewalks in reasonable condition. There is an oversized shed (storage) and rear yard access. No visible foundation cracks, major siding damage or obvious drainage failures in provided images."
}
],
"red_flags": [
"Possible non-compliant bedroom egress windows (small, high windows visible) — potential inspection fail",
"No visible smoke detectors or carbon monoxide alarm in photos (CO required with gas range)",
"GFCI protection in kitchen/bath not visible — may be required",
"Dryer vent and laundry ventilation path not clearly shown — verify proper venting to exterior"
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operational (ceiling vents visible); full functional test not provided.",
"Water heater is present and functioning (visible near laundry closet); hot water not directly tested in photos.",
"Electrical panel is intact and not showing unsafe wiring though it is not pictured.",
"Appliances (gas range, refrigerator, dishwasher, washer/dryer) are present and appear functional but have not been tested.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or need relocation/verification.",
"Kitchen and bathroom GFCI protection is not visible; assume verification/installation may be required.",
"Bedroom windows pictured (small, high) may not meet egress dimension requirements — treated as a potential code failure until measured.",
"No visible evidence of active roof leaks, major mold, structural sagging, or foundation movement in provided photos; assume none present absent further inspection."
],
"overall_score": 80.0,
"rubric_version": "nspshot_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "1208 Taft Park, Metairie, LA, 70001",
"aggregate": {
"summary": "Overall this 3-bed single-family brick ranch presents as largely move-in ready with fresh paint, functioning kitchen appliances, laundry hookups, central HVAC, and a well-maintained exterior. The main inspection risks are code-level: bedroom egress windows (bedroom windows shown appear too small for emergency egress) and lack of visible smoke/CO detectors. These are addressable but could cause an initial NSPIRE/Section 8 fail until corrected. Mechanical systems appear present but their operational condition should be verified during inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 83.0,
"rationale": "Interior photos show fresh paint, clean tile and laminate floors, intact cabinets and countertops, and modern-looking appliances (refrigerator, dishwasher, gas range, microwave). Laundry closet and water heater visible and appear tidy. No obvious cosmetic deferred maintenance. Missing/uncertain items that moderately reduce score: no visible smoke/CO detectors in photos, small cosmetic touch-ups possible, and shelving/trim detail repairs may be needed. Missing appliances are not an issue here since most major appliances are present."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.3,
"rationale": "Brick exterior is intact; roof appears recently maintained; front and rear yards are mowed and fenced with chain-link; concrete walk and driveway show no major cracks; oversized lot and storage shed present (per listing). No visible foundation movement, standing water, or exterior structural damage in provided photos. Minor fence rust or gate hardware wear not visible but typical for chain-link; overall exterior is well-maintained."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 63.7,
"rationale": "Positive: entry door shows a deadbolt, no visible exposed wiring, HVAC vents present, laundry/water connections appear installed, no visible mold or active water intrusion. Concerns: bedroom photo(s) show small high horizontal windows that likely do NOT meet NSPIRE/egress-size requirements for a sleeping room — this is a potential inspection-fail item. Smoke detectors and CO alarms are not visible in any photos (required in sleeping areas and common areas), and GFCI protection at kitchen counters/basin is not confirmed. Because egress and missing detectors are significant safety/code issues, safety score is reduced despite otherwise tidy condition."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 77.0,
"rationale": "Central HVAC appears present (ceiling vents visible) and there is a visible water heater in laundry closet. Appliances (gas range, fridge, dishwasher, microwave) are present which suggests functional utility hook-ups. Roof looks in good condition from exterior photos (shingles intact) and there are no obvious signs of sagging, collapsed ceilings, or major plumbing leaks. Unknowns: age/operability of HVAC, water heater, electrical panel condition, and drainage/soil grading are not confirmed from photos and slightly reduce score."
}
],
"red_flags": [
"Probable inadequate bedroom egress windows (bedroom windows appear to be small, high clerestory type) — potential automatic fail under NSPIRE for sleeping rooms.",
"No visible smoke detectors or carbon monoxide alarms in photos (required in sleeping areas and common areas)."
],
"confidence": 0.85,
"assumptions": [
"Photographs reflect the current condition of the property and are representative of all bedrooms and common areas.",
"Major systems (HVAC, water heater, stove, refrigerator, dishwasher, washer/dryer) are present and at least operable; no evidence of active leaks or inoperable systems in photos.",
"No interior electrical panel or visible exposed wiring issues exist beyond what is visible in photos.",
"Bath fixtures, hot water supply, and toilets are functioning (bath photos not provided).",
"Listing statement 'move-in ready' and fresh paint are accurate; no hidden structural damage behind finishes.",
"Window sizes in the bedroom photo are representative of the other bedrooms and likely do not meet egress requirements."
],
"score_method": "mean_of_criteria",
"overall_score": 77.1,
"rubric_version": "nsPIRE-v1.0-2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8019747794"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.