Property ID: 8036820670

222 Adonis Way, Gretna, LA, 70056

Gretna, LA

For Sale Mar 27, 2026 05:03 PM UTC Realtor Zillow Street View Rent Zestimate
Money Down: $50,400 CoC Return: 9.92% Monthly Cash Flow: $417
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$42,000
Closing Costs
$8,400
Total Down
$50,400
Primary property image

Investment Snapshot

Purchase Price
$210,000
Money Down
$50,400
Cash-on-Cash Return
9.92%
Rent
$2,002
Monthly Cash Flow
$417
Annual Cash Flow
$5,001
Debt Service / Mo
$1,118
Property Tax / Mo
$154
Insurance / Mo
$113

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$113
Property Tax
$154
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,534
Debt Service
$1,118
Cash Flow After Debt
$417

Quality Score: 80.70%

Confidence: 84.00%

This property appears largely turnkey for a Housing Choice Voucher inspection. The home shows a recent full renovation with modern kitchen and baths, functioning appliances (possibly included), intact roof and exterior, and central HVAC ducting visible. Primary inspection uncertainties are verification of smoke/CO detectors, GFCI protection, and unseen systems (water heater, electrical panel, HVAC condensing unit). These are typically quick fixes/verification items. No major structural or life‑threatening deficiencies are visible; expect a high likelihood of passing an initial NSPIRE/HCV inspection after confirming/demonstrating detectors, GFCI, and system operation.

Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$210,000
Beds
4
Baths
2.5
Living Area
1,450 sqft
Lot Size
Year Built
1965
Days on Market
77
Capital Outlay
$50,400
Debt Service
$1,118
Property Tax / Mo
$154
Insurance / Mo
$113

Property Description

OWNER FINANCING AVAILABLE AT 6.75% 30 YEAR AM. COMPLETELY RENOVATED 4 BEDROOM 2.5 BATH IN DEMAND AREA JUST OFF THE CCC BRIDGE. FRIDGE, WASHER AND DRYER MAY BE INCLUDED.

Utility Allowances

cooking
$14
Property data lists 'Gas: Natural' and includes a range/oven. The natural gas option was selected from the schedule.
heating
$79
Property data specifies 'Gas: Natural' and 'Central' heating. The natural gas option was selected from the schedule.
water_heating
$27
Fuel type was not specified. As the property has natural gas service for other major appliances, natural gas was inferred as the most likely and economical fuel source.
other_electric
$77
This is a baseline allowance for standard electric appliances, lighting, and fans. The property has central air conditioning, which is electric and its cost is included here.
sewer
$54
The property is connected to the city/public sewer system as stated in the listing details ('Sewer: City').
water
$50
The property uses a public water source as stated in the listing details ('Water Source: Public').
trash_collection
$25
Trash collection is a standard municipal service for a single-family home and is assumed to be a tenant expense unless specified otherwise.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$1,356
DP3 Annual Estimate$1,356
DP1 Monthly Equivalent$113
DP3 Monthly Equivalent$113
Replacement Value$95,600
Basis1,450 sqft / 1965

Nearby Houses

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3 bd / 3 ba · 1,602 sqft
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2123 Browning Ln

off_market · 0.11 mi
Price: $193,000
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312 Appletree Ln

for_sale · 0.16 mi
Price: $290,000
4 bd / 2 ba · 1,567 sqft
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2122 N Butterfly Cir

for_sale · 0.18 mi
Price: $229,000
4 bd / 2 ba · 1,225 sqft
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203 Holmes Blvd

for_sale · 0.18 mi
Price: $307,900
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3271 Rio Grande St Lots 4 & 5

for_sale · 0.18 mi
Price: $19,995
— bd / — ba
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2130 N Butterfly Cir

for_sale · 0.18 mi
Price: $179,000
2 bd / 1 ba · 1,188 sqft
Latest sale: — on Feb 28, 2020
Latest rent: —
Nearby house 8
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133 Holmes Blvd Lot 17

for_sale · 0.19 mi
Price: $79,000
— bd / — ba · 9,704 sqft
Latest sale: —
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Nearby house 9
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131 Holmes Blvd Lot 16

for_sale · 0.20 mi
Price: $65,000
— bd / — ba · 8,037 sqft
Latest sale: —
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Nearby house 10
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3280 Rio Grande St Lots 40 & 41

for_sale · 0.21 mi
Price: $19,995
— bd / — ba
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Nearby house 11
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3205 Potomac St

for_sale · 0.21 mi
Price: $389,000
4 bd / 3 ba · 2,010 sqft
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Nearby house 12
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129 Holmes Blvd Lot 15

for_sale · 0.22 mi
Price: $65,000
— bd / — ba · 7,993 sqft
Latest sale: —
Latest rent: —
Nearby house 13
Photo unavailable

321 Holmes Blvd

for_sale · 0.22 mi
Price: $290,710
4 bd / 2 ba · 1,555 sqft
Latest sale: — on Mar 25, 2026
Latest rent: —
Nearby house 14
Photo unavailable

127 Holmes Blvd Lot 14

for_sale · 0.22 mi
Price: $65,000
— bd / — ba · 7,948 sqft
Latest sale: —
Latest rent: —
Nearby house 15
Photo unavailable

125 Holmes Blvd Lot 13

for_sale · 0.23 mi
Price: $65,000
— bd / — ba · 7,903 sqft
Latest sale: —
Latest rent: —
Nearby house 16
Photo unavailable

123 Holmes Blvd Lot 12

for_sale · 0.24 mi
Price: $65,000
— bd / — ba · 7,859 sqft
Latest sale: —
Latest rent: —
Nearby house 17
Photo unavailable

3200 Potomac St

for_sale · 0.25 mi
Price: $318,000
3 bd / 3 ba · 1,785 sqft
Latest sale: — on Jul 14, 2020
Latest rent: —
Nearby house 18
Photo unavailable

121-133 Holmes Blvd Lot 11-17

for_sale · 0.25 mi
Price: $469,000
— bd / — ba · 57,259 sqft
Latest sale: —
Latest rent: —

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success
  • No smoke detectors or carbon monoxide alarms visible in photos — potential NSPIRE failure if not installed/functional.
  • GFCI protection in kitchen/bathrooms not visible in photos — may cause inspection deficiency if missing.
  • Large mature tree directly overhangs the roof — potential risk to roof integrity and gutters that should be evaluated and mitigated.

Assumptions

  • Listing text and photos accurately reflect the current interior condition and that appliances (fridge, washer/dryer) may be included as advertised.
  • Central HVAC is present and operational because ceiling supply vents and return grille are visible; external condensing unit not photographed but assumed present.
  • No active roof leaks or major foundation movement exist because there are no visible interior water stains, sagging ceilings, or exterior foundation displacement in photos.
  • Electrical panel, water heater and GFCI outlets are present and intact but were not photographed; their condition is unknown and must be verified during inspection.
  • Smoke and carbon monoxide alarms are not visible in photos; assume they may be missing or not in required locations until verified.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $1,798 $135,200 $13,520
2024 $1,793 $135,200 $13,520
2023 $1,767 $135,200 $13,520
2022 $1,722 $135,200 $13,520
2021 $1,623 $135,200 $13,520
2020 $1,612 $135,200 $13,520
2019 $1,653 $135,200 $13,520
2018 $1,544 $135,200 $13,520
2017 $1,480 $135,200 $13,520
2016 $1,450 $135,200 $13,520
2015 $1,486 $135,200 $13,520
2014 $1,468 $135,200 $13,520
2013 $1,418 $135,200 $13,520
2012 $631 $135,200 $13,520
2011 $612 $133,300 $13,330
2010 $1,365 $133,300 $13,330
2009 $1,365 $133,300 $13,330
2008 $591 $13,330

Sale History

DateEventPrice
2025-07-15 Sold
2024-04-29 Sold
2006-09-05 Sold
2005-10-26 Sold
2005-06-27 Sold

Rental History

DateEventPriceSource
2025-12-14 Listed for rent $2,250
2025-05-10 Listed for rent $1,500

Photo Gallery

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                      "County: Jefferson",
                      "Directions: From New Orleans on US-90 BUS going towards the West Bank, get off on exit 9A towards Terrytown. Continue on Terry Pkwy and the community should be on the left.",
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            "market": {
              "land": 37900,
              "total": 135200,
              "building": 97300
            },
            "assessment": {
              "land": 3790,
              "total": 13520,
              "building": 9730
            }
          },
          {
            "tax": 1450,
            "year": 2016,
            "market": {
              "land": 37900,
              "total": 135200,
              "building": 97300
            },
            "assessment": {
              "land": 3790,
              "total": 13520,
              "building": 9730
            }
          },
          {
            "tax": 1486,
            "year": 2015,
            "market": {
              "land": 37900,
              "total": 135200,
              "building": 97300
            },
            "assessment": {
              "land": 3790,
              "total": 13520,
              "building": 9730
            }
          },
          {
            "tax": 1468,
            "year": 2014,
            "market": {
              "land": 37900,
              "total": 135200,
              "building": 97300
            },
            "assessment": {
              "land": 3790,
              "total": 13520,
              "building": 9730
            }
          },
          {
            "tax": 1418,
            "year": 2013,
            "market": {
              "land": 37900,
              "total": 135200,
              "building": 97300
            },
            "assessment": {
              "land": 3790,
              "total": 13520,
              "building": 9730
            }
          },
          {
            "tax": 631,
            "year": 2012,
            "market": {
              "land": 37900,
              "total": 135200,
              "building": 97300
            },
            "assessment": {
              "land": 3790,
              "total": 13520,
              "building": 9730
            }
          },
          {
            "tax": 612,
            "year": 2011,
            "market": {
              "land": 37900,
              "total": 133300,
              "building": 95400
            },
            "assessment": {
              "land": 3790,
              "total": 13330,
              "building": 9540
            }
          },
          {
            "tax": 1365,
            "year": 2010,
            "market": {
              "land": 37900,
              "total": 133300,
              "building": 95400
            },
            "assessment": {
              "land": 3790,
              "total": 13330,
              "building": 9540
            }
          },
          {
            "tax": 1365,
            "year": 2009,
            "market": {
              "land": 37900,
              "total": 133300,
              "building": 95400
            },
            "assessment": {
              "land": 3790,
              "total": 13330,
              "building": 9540
            }
          },
          {
            "tax": 591,
            "year": 2008,
            "market": null,
            "assessment": {
              "land": null,
              "total": 13330,
              "building": null
            }
          }
        ],
        "property_history": [
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            "date": "2026-01-23",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2025-12-14T16:47:32Z",
              "list_price": 2250,
              "listing_id": "2989437550",
              "last_update_date": "2025-12-14T13:10:03Z",
              "last_status_change_date": "2026-01-23T02:07:54Z"
            },
            "event_name": "Listing removed",
            "price_sqft": null,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": "1 day",
            "source_listing_id": "2534591",
            "price_change_percentage": null
          },
          {
            "date": "2026-01-22",
            "price": 210000,
            "listing": {
              "status": "for_sale",
              "list_date": "2026-01-22T15:23:32Z",
              "list_price": 210000,
              "listing_id": "2990531787",
              "last_update_date": "2026-02-23T16:27:45Z",
              "last_status_change_date": "2026-01-22T15:23:32Z"
            },
            "event_name": "Listed",
            "price_sqft": 144.82758620689654,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2539480",
            "price_change_percentage": null
          },
          {
            "date": "2025-12-14",
            "price": 2250,
            "listing": {
              "status": "off_market",
              "list_date": "2025-12-14T16:47:32Z",
              "list_price": 2250,
              "listing_id": "2989437550",
              "last_update_date": "2025-12-14T13:10:03Z",
              "last_status_change_date": "2026-01-23T02:07:54Z"
            },
            "event_name": "Listed for rent",
            "price_sqft": 1.5833919774806475,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2534591",
            "price_change_percentage": null
          },
          {
            "date": "2025-07-16",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": null,
            "price_change_percentage": null
          },
          {
            "date": "2025-07-15",
            "price": 175000,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-02T23:20:35Z",
              "list_price": 175000,
              "listing_id": "2981372473",
              "last_update_date": "2025-07-16T09:14:55Z",
              "last_status_change_date": "2025-07-16T14:19:33Z"
            },
            "event_name": "Listing removed",
            "price_sqft": 123.15270935960591,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2497445",
            "price_change_percentage": null
          },
          {
            "date": "2025-06-23",
            "price": 175000,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-02T23:20:35Z",
              "list_price": 175000,
              "listing_id": "2981372473",
              "last_update_date": "2025-07-16T09:14:55Z",
              "last_status_change_date": "2025-07-16T14:19:33Z"
            },
            "event_name": "Price Changed",
            "price_sqft": 123.15270935960591,
            "source_name": "NewOrleans",
            "price_change": -14500,
            "days_after_listed": null,
            "source_listing_id": "2497445",
            "price_change_percentage": null
          },
          {
            "date": "2025-05-28",
            "price": 189500,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-02T23:20:35Z",
              "list_price": 175000,
              "listing_id": "2981372473",
              "last_update_date": "2025-07-16T09:14:55Z",
              "last_status_change_date": "2025-07-16T14:19:33Z"
            },
            "event_name": "Price Changed",
            "price_sqft": 133.35679099225896,
            "source_name": "NewOrleans",
            "price_change": -10000,
            "days_after_listed": null,
            "source_listing_id": "2497445",
            "price_change_percentage": null
          },
          {
            "date": "2025-05-27",
            "price": 0,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-10T04:08:29Z",
              "list_price": 1500,
              "listing_id": "2981696532",
              "last_update_date": "2025-05-09T23:07:00Z",
              "last_status_change_date": "2025-05-27T02:09:24Z"
            },
            "event_name": "Listing removed",
            "price_sqft": null,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": "25 days",
            "source_listing_id": "2501143",
            "price_change_percentage": null
          },
          {
            "date": "2025-05-10",
            "price": 1500,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-10T04:08:29Z",
              "list_price": 1500,
              "listing_id": "2981696532",
              "last_update_date": "2025-05-09T23:07:00Z",
              "last_status_change_date": "2025-05-27T02:09:24Z"
            },
            "event_name": "Listed for rent",
            "price_sqft": 1.0638297872340425,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2501143",
            "price_change_percentage": null
          },
          {
            "date": "2025-05-02",
            "price": 199500,
            "listing": {
              "status": "off_market",
              "list_date": "2025-05-02T23:20:35Z",
              "list_price": 175000,
              "listing_id": "2981372473",
              "last_update_date": "2025-07-16T09:14:55Z",
              "last_status_change_date": "2025-07-16T14:19:33Z"
            },
            "event_name": "Listed",
            "price_sqft": 140.39408866995075,
            "source_name": "NewOrleans",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": "2497445",
            "price_change_percentage": null
          },
          {
            "date": "2006-09-05",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": null,
            "price_change_percentage": null
          },
          {
            "date": "2005-10-26",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": null,
            "price_change_percentage": null
          },
          {
            "date": "2004-04-01",
            "price": 0,
            "listing": null,
            "event_name": "Sold",
            "price_sqft": null,
            "source_name": "Public Record",
            "price_change": 0,
            "days_after_listed": null,
            "source_listing_id": null,
            "price_change_percentage": null
          }
        ],
        "building_permits_history": null
      }
    },
    "rmn_listing_attribution": false
  },
  "property_id": "8036820670",
  "generated_at": "2026-03-27T17:03:53.368118Z",
  "initial_filter": {
    "passes": true,
    "reason": "disabled",
    "enabled": false
  },
  "processing_status": {
    "reason": "success",
    "eligible": true,
    "min_score": 10.0,
    "overall_score": 80.7
  },
  "utility_allowance": {
    "zip_code": "70056",
    "home_photo": "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b2616532235s-w1280.jpg",
    "rent_price": 2002.0,
    "loan_amount": 168000.0,
    "realtor_link": "https://www.realtor.com/realestateandhomes-detail/222-Adonis-Way_Gretna_LA_70056_M80368-20670",
    "bedroom_count": 4,
    "interest_rate": 0.07,
    "purchase_price": 210000.0,
    "loan_term_years": 30,
    "annual_cash_flow": 18413.66,
    "mortgage_monthly": 1117.71,
    "payment_standard": 2328.0,
    "total_amount_out": 42000.0,
    "additional_photos": [
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b2580676668s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b2220900073s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b1037597677s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b2972547309s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b3242453828s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b111783305s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b3815838143s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b2568275562s-w1280.jpg",
      "https://ap.rdcpix.com/7f1fb9497bc4d5d274dc8231baa46806l-b2110564962s-w1280.jpg"
    ],
    "down_payment_rate": 0.2,
    "insurance_monthly": 113.0,
    "monthly_cash_flow": 1534.47,
    "property_tax_rate": null,
    "_utility_allowance": {
      "sources": [],
      "effective_date": "2026-01-01"
    },
    "utility_allowances": [
      {
        "note": "Property data lists 'Gas: Natural' and includes a range/oven. The natural gas option was selected from the schedule.",
        "utility": "cooking",
        "allowance": 14
      },
      {
        "note": "Property data specifies 'Gas: Natural' and 'Central' heating. The natural gas option was selected from the schedule.",
        "utility": "heating",
        "allowance": 79
      },
      {
        "note": "Fuel type was not specified. As the property has natural gas service for other major appliances, natural gas was inferred as the most likely and economical fuel source.",
        "utility": "water_heating",
        "allowance": 27
      },
      {
        "note": "This is a baseline allowance for standard electric appliances, lighting, and fans. The property has central air conditioning, which is electric and its cost is included here.",
        "utility": "other_electric",
        "allowance": 77
      },
      {
        "note": "The property is connected to the city/public sewer system as stated in the listing details ('Sewer: City').",
        "utility": "sewer",
        "allowance": 54
      },
      {
        "note": "The property uses a public water source as stated in the listing details ('Water Source: Public').",
        "utility": "water",
        "allowance": 50
      },
      {
        "note": "Trash collection is a standard municipal service for a single-family home and is assumed to be a tenant expense unless specified otherwise.",
        "utility": "trash_collection",
        "allowance": 25
      }
    ],
    "cash_on_cash_return": 0.44,
    "down_payment_amount": 42000.0,
    "property_tax_annual": 1851.94,
    "property_tax_monthly": 154.33,
    "property_tax_increase": 0.03,
    "utility_allowance_total": 326.0,
    "property_management_rate": 0.1,
    "_fetched_payment_standard": {
      "sources": [
        "https://jphsdd.org/2025/01/17/payment-standards-update/",
        "https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
      ],
      "effective_date": "2025-01-01"
    },
    "property_tax_history_year": 2025,
    "annual_cash_flow_after_debt": 5001.16,
    "property_management_monthly": 200.2,
    "monthly_cash_flow_after_debt": 416.76,
    "cash_on_cash_return_after_debt": 0.12
  },
  "section8_assessment": {
    "runs": [
      {
        "summary": "This property appears largely turnkey for a Housing Choice Voucher inspection. The home shows a recent full renovation with modern kitchen and baths, functioning appliances (possibly included), intact roof and exterior, and central HVAC ducting visible. Primary inspection uncertainties are verification of smoke/CO detectors, GFCI protection, and unseen systems (water heater, electrical panel, HVAC condensing unit). These are typically quick fixes/verification items. No major structural or life‑threatening deficiencies are visible; expect a high likelihood of passing an initial NSPIRE/HCV inspection after confirming/demonstrating detectors, GFCI, and system operation.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Visible condition & repair needs",
            "score": 85.0,
            "rationale": "Photos show a fully renovated interior (new paint, tile and vinyl plank flooring, updated kitchens and baths), intact cabinetry and no visible deferred maintenance. Kitchen appliances and washer/dryer appear present and modern (listing also says they may be included). Exterior brick, siding, gutters and a new-looking roof are in good condition. Minor cosmetic touch-ups (trim/thresholds, possible patio/yard clean-up) may be needed but no major finish defects are visible. Missing or uncertain small items (smoke/CO detectors, GFCI) reduce the top score slightly."
          },
          {
            "key": "safety_code",
            "label": "Section 8 / NSPIRE safety & code risk",
            "score": 78.0,
            "rationale": "No obvious life‑threatening hazards visible: no sagging ceilings, no collapsed areas, no exposed wiring or visible severe water stains. Entry has a deadbolt and windows appear to provide egress. However, smoke detectors and carbon monoxide alarms are not visible in the photos (not confirmed), and GFCI protection at kitchen counters/bathroom outlets is not shown. Sliding glass door and bedroom windows appear functional but need verification for secure locks and egress dimensions. These unknowns create a moderate inspection risk that is likely correctable quickly."
          },
          {
            "key": "systems_mechanical",
            "label": "Major systems (HVAC, electrical, plumbing, roof)",
            "score": 80.0,
            "rationale": "Ceiling supply vents indicate central HVAC ducting (no visible wall heaters), and roof shingles look recently replaced. Kitchen plumbing fixtures and appliances appear installed and modern; the water heater and electrical panel are not shown. No visible signs of active leaks, standing water, or drainage failures. Because some key systems (water heater, electrical panel, outside HVAC condensing unit) are not photographed, score reflects likely functionality but recommends verification of system age/operation and hot water supply."
          },
          {
            "key": "exterior_site",
            "label": "Exterior envelope and site condition",
            "score": 82.0,
            "rationale": "Front elevation shows sound brick and siding, a clean new concrete driveway, intact gutters, and a maintained lawn. Rear yard seen through sliding door shows some ground disturbance/debris that should be cleaned but nothing indicating erosion or foundation exposure. A very large oak overhangs the roof — not currently showing damage but represents a maintenance/roof risk that should be monitored or trimmed. No obvious infestation or major exterior neglect observed."
          },
          {
            "key": "rental_history_activity",
            "label": "Rental history (last 5 years) - bonus",
            "score": 100.0,
            "rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
          }
        ],
        "red_flags": [
          "No smoke detectors or carbon monoxide alarms visible in photos — potential NSPIRE failure if not installed/functional.",
          "GFCI protection in kitchen/bathrooms not visible in photos — may cause inspection deficiency if missing.",
          "Large mature tree directly overhangs the roof — potential risk to roof integrity and gutters that should be evaluated and mitigated."
        ],
        "confidence": 0.75,
        "assumptions": [
          "Listing text and photos accurately reflect the current interior condition and that appliances (fridge, washer/dryer) may be included as advertised.",
          "Central HVAC is present and operational because ceiling supply vents and return grille are visible; external condensing unit not photographed but assumed present.",
          "No active roof leaks or major foundation movement exist because there are no visible interior water stains, sagging ceilings, or exterior foundation displacement in photos.",
          "Electrical panel, water heater and GFCI outlets are present and intact but were not photographed; their condition is unknown and must be verified during inspection.",
          "Smoke and carbon monoxide alarms are not visible in photos; assume they may be missing or not in required locations until verified."
        ],
        "overall_score": 87.0,
        "rubric_version": "1.0"
      },
      {
        "summary": "Property appears to be recently renovated and largely turnkey for Section 8 tenancy with only minor work likely needed. Visible interior and exterior conditions are very good; main NSPIRE uncertainty points are absence of visible smoke/CO detectors, GFCI confirmation, and unseen electrical panel/HW/AC equipment. Likely to pass an initial HCV inspection after verifying/adding detectors and confirming mechanicals.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Visible condition & repairs",
            "score": 85.0,
            "rationale": "Photos show a recently renovated interior: new-looking tile floors, fresh paint, updated kitchen cabinets and stainless appliances, renovated bathrooms and intact trim/baseboards. Exterior brick/siding and driveway look recently refreshed. No visible major cosmetic defects. Missing or optional items (washer/dryer/fridge noted as 'may be included') are minor for passability and reduce score only moderately."
          },
          {
            "key": "safety_code",
            "label": "Section 8 / NSPIRE safety & code risk",
            "score": 75.0,
            "rationale": "No exposed wiring, visible trip hazards, or collapsed ceilings in photos. Bedrooms show windows that appear to provide egress. Entry door appears secure with a lock; vents indicate central HVAC. However smoke/CO detectors and GFCI outlets are not visible in photos (cannot confirm). Electrical panel, hot water, and gas connections were not photographed. Overall moderate compliance risk because required detectors and panel condition are unknown."
          },
          {
            "key": "systems_mechanical",
            "label": "Major systems & mechanical condition",
            "score": 80.0,
            "rationale": "Roof shingles and gutters appear new or in very good condition. Ceiling vents indicate central HVAC ducting; kitchen appliances and laundry hookup are present. Water heater, exterior HVAC unit, and electrical panel were not shown so their condition is assumed but not confirmed. No visible signs of active leaks or significant plumbing failure in photos."
          },
          {
            "key": "exterior_site",
            "label": "Exterior envelope & site condition",
            "score": 80.0,
            "rationale": "Brick, siding and trim look well-maintained; driveway is new concrete and walkways are intact. Yard is level and fenced at least at the side; no visible standing water or major grading issues. Large oak tree very near roof could pose long-term risk to roof/gutters/roots, but no immediate damage is visible."
          },
          {
            "key": "rental_history_activity",
            "label": "Rental history (last 5 years)",
            "score": 100.0,
            "rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
          }
        ],
        "red_flags": [],
        "confidence": 0.65,
        "assumptions": [
          "Smoke detectors and carbon monoxide detectors are installed and operational though not visible in photos; if absent they must be installed to pass inspection.",
          "Electrical panel, breakers, water heater and HVAC equipment are present and in working order though not shown; no hidden major defects are assumed.",
          "Kitchen appliances shown (stove, refrigerator) are functional; washer/dryer availability is possible per listing but not required for pass.",
          "Windows pictured meet bedroom egress requirements (size and operability) though exact dimensions are not measured from photos.",
          "Renovation included proper surface preparation and removal or encapsulation of any pre-1978 lead-based paint hazards (property built 1965)."
        ],
        "overall_score": 80.0,
        "rubric_version": "ns_p_v1.0"
      },
      {
        "summary": "Overall this home appears largely turnkey and was recently renovated. Curb appeal, a new-looking roof, updated kitchen and baths, tile/LVT floors and visible appliances point to a property likely to pass an initial HCV/NSPIRE inspection after a short pre-inspection checklist (install/verify smoke & CO alarms, confirm deadbolt, GFCIs and service tags). Primary inspection risks are code items not visible in photos (smoke/CO detectors, electrical panel condition, water heater/furnace verification) and the large oak overhanging the roof which carries maintenance risk. Expect minor repairs/verification tasks; likely rent-ready within 30 days once detectors and mechanical verifications are confirmed.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Visible condition and repairs",
            "score": 85.0,
            "rationale": "Photos and listing describe a 'completely renovated' interior: new paint, tile and LVT flooring, updated kitchen cabinets and stainless appliances, and modern bathroom fixtures. No visible major cosmetic defects, water stains, or collapsed finishes. Missing dishwasher is not shown but is not a Section 8 fail; fridge, washer and dryer are said to 'may be included' and a washer is visible. Minor items (e.g., touch-up paint, possibly threshold at sliding door) may remain but are easy fixes."
          },
          {
            "key": "safety_code",
            "label": "Section 8 / NSPIRE safety & code risk",
            "score": 75.0,
            "rationale": "No visible exposed wiring, ceiling/roof stains, sagging, or trip hazards in photos. Interior vents show central HVAC ducting. However smoke detectors and carbon monoxide alarms are not visible in photos (required), and a deadbolt on the front door is not clearly visible. Egress windows appear present in bedrooms. GFCI outlets are not shown in close-up; kitchen outlets presence assumed but unverified. Because several code-critical items are not verifiable from images, score reduced to reflect inspection risk rather than observed dangerous conditions."
          },
          {
            "key": "systems_mechanical",
            "label": "Major systems: HVAC, electrical, plumbing, roof, water heater",
            "score": 78.0,
            "rationale": "Central HVAC registers/ducts visible in multiple photos suggesting an installed system. Roof appears recently shingled and even with intact gutters. Kitchen appliances (range, microwave, refrigerator) visible; laundry machine visible. Plumbing fixtures and bathroom/tub surround appear new. Electrical panel, water heater and furnace/AC equipment not shown — assumed functional but unverified. No visible evidence of active leaks or plumbing failure. Score reflects likely good mechanical condition with some unknowns that require verification."
          },
          {
            "key": "exterior_site",
            "label": "Exterior envelope and site condition",
            "score": 82.0,
            "rationale": "Brick/siding, new-looking roof, gutters and a clean concrete driveway are visible; yard and walkways appear level and free of standing water in photos. A very large oak overhangs the roof — while the roof looks recently replaced, the tree represents a maintenance/roof-debris risk that can lead to leaks or storm damage if not addressed. Perimeter fence/backyard glimpses look intact. No signs of infestation or foundation displacement visible."
          },
          {
            "key": "rental_history_activity",
            "label": "Recent rental history (bonus)",
            "score": 100.0,
            "rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
          }
        ],
        "red_flags": [
          "No smoke detectors or carbon monoxide alarms visible in photos (code requirement until verified).",
          "Large oak tree directly overhangs roof — risk for roof damage, debris, and future leaks if not maintained.",
          "Home built in 1965 — potential lead-based paint hazard (requires disclosure/testing)."
        ],
        "confidence": 0.7,
        "assumptions": [
          "Interior photos represent the current post-renovation condition of the entire unit.",
          "Fridge, washer and dryer may be included per listing; a washer is visible in photos and a refrigerator is pictured in kitchen.",
          "Central HVAC system is present and operational (duct registers visible); heating/cooling operational status assumed but not tested.",
          "Roof was replaced or is in good condition as it appears uniform and new in photos; no active leaks observed in interior photos.",
          "Smoke and carbon monoxide alarms, GFCI protection, electrical panel labeling and water heater exist but were not visible in photos — they require on-site verification.",
          "No active pest infestation, hidden mold or concealed water damage beyond what is shown in photos.",
          "Bedrooms have usable egress windows per photos; window sizes appear typical for egress but exact measurements not available.",
          "Because the house was built in 1965, lead-based paint risk exists and proper disclosures/testing are required."
        ],
        "overall_score": 80.0,
        "rubric_version": "ns-pinspect-2026-1.0"
      }
    ],
    "model": "gpt-5-mini-2025-08-07",
    "errors": [],
    "address": "222 Adonis Way, Gretna, LA, 70056",
    "aggregate": {
      "summary": "This property appears largely turnkey for a Housing Choice Voucher inspection. The home shows a recent full renovation with modern kitchen and baths, functioning appliances (possibly included), intact roof and exterior, and central HVAC ducting visible. Primary inspection uncertainties are verification of smoke/CO detectors, GFCI protection, and unseen systems (water heater, electrical panel, HVAC condensing unit). These are typically quick fixes/verification items. No major structural or life‑threatening deficiencies are visible; expect a high likelihood of passing an initial NSPIRE/HCV inspection after confirming/demonstrating detectors, GFCI, and system operation.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Visible condition & repair needs",
          "score": 85.0,
          "rationale": "Photos show a fully renovated interior (new paint, tile and vinyl plank flooring, updated kitchens and baths), intact cabinetry and no visible deferred maintenance. Kitchen appliances and washer/dryer appear present and modern (listing also says they may be included). Exterior brick, siding, gutters and a new-looking roof are in good condition. Minor cosmetic touch-ups (trim/thresholds, possible patio/yard clean-up) may be needed but no major finish defects are visible. Missing or uncertain small items (smoke/CO detectors, GFCI) reduce the top score slightly."
        },
        {
          "key": "exterior_site",
          "label": "Exterior envelope and site condition",
          "score": 81.3,
          "rationale": "Front elevation shows sound brick and siding, a clean new concrete driveway, intact gutters, and a maintained lawn. Rear yard seen through sliding door shows some ground disturbance/debris that should be cleaned but nothing indicating erosion or foundation exposure. A very large oak overhangs the roof — not currently showing damage but represents a maintenance/roof risk that should be monitored or trimmed. No obvious infestation or major exterior neglect observed."
        },
        {
          "key": "rental_history_activity",
          "label": "Rental history (last 5 years) - bonus",
          "score": 100.0,
          "rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
        },
        {
          "key": "safety_code",
          "label": "Section 8 / NSPIRE safety & code risk",
          "score": 76.0,
          "rationale": "No obvious life‑threatening hazards visible: no sagging ceilings, no collapsed areas, no exposed wiring or visible severe water stains. Entry has a deadbolt and windows appear to provide egress. However, smoke detectors and carbon monoxide alarms are not visible in the photos (not confirmed), and GFCI protection at kitchen counters/bathroom outlets is not shown. Sliding glass door and bedroom windows appear functional but need verification for secure locks and egress dimensions. These unknowns create a moderate inspection risk that is likely correctable quickly."
        },
        {
          "key": "systems_mechanical",
          "label": "Major systems (HVAC, electrical, plumbing, roof)",
          "score": 79.3,
          "rationale": "Ceiling supply vents indicate central HVAC ducting (no visible wall heaters), and roof shingles look recently replaced. Kitchen plumbing fixtures and appliances appear installed and modern; the water heater and electrical panel are not shown. No visible signs of active leaks, standing water, or drainage failures. Because some key systems (water heater, electrical panel, outside HVAC condensing unit) are not photographed, score reflects likely functionality but recommends verification of system age/operation and hot water supply."
        }
      ],
      "red_flags": [
        "No smoke detectors or carbon monoxide alarms visible in photos — potential NSPIRE failure if not installed/functional.",
        "GFCI protection in kitchen/bathrooms not visible in photos — may cause inspection deficiency if missing.",
        "Large mature tree directly overhangs the roof — potential risk to roof integrity and gutters that should be evaluated and mitigated."
      ],
      "confidence": 0.84,
      "assumptions": [
        "Listing text and photos accurately reflect the current interior condition and that appliances (fridge, washer/dryer) may be included as advertised.",
        "Central HVAC is present and operational because ceiling supply vents and return grille are visible; external condensing unit not photographed but assumed present.",
        "No active roof leaks or major foundation movement exist because there are no visible interior water stains, sagging ceilings, or exterior foundation displacement in photos.",
        "Electrical panel, water heater and GFCI outlets are present and intact but were not photographed; their condition is unknown and must be verified during inspection.",
        "Smoke and carbon monoxide alarms are not visible in photos; assume they may be missing or not in required locations until verified."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 80.7,
      "rubric_version": "1.0",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "8036820670"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.