Property ID: 8052799536
1175 Avenue C, Westwego, LA, 70094
Westwego, LA
Money Down: $43,200
CoC Return: 7.59%
Monthly Cash Flow: $273
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$36,000
Closing Costs
$7,200
Total Down
$43,200
Investment Snapshot
Purchase Price
$180,000
Money Down
$43,200
Cash-on-Cash Return
7.59%
Rent
$1,656
Monthly Cash Flow
$273
Annual Cash Flow
$3,278
Debt Service / Mo
$958
Property Tax / Mo
$119
Insurance / Mo
$140
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,656
Payment Standard
$1,983
Rent
$1,656
Insurance
$140
Property Tax
$119
Management
$166
Utilities Allowance
$327
NOI (Monthly)
$1,231
Debt Service
$958
Cash Flow After Debt
$273
Quality Score: 79.10%
Confidence: 95.00%
This property appears largely move-in ready for Section 8 tenancy. Recent renovations (new flooring in main areas, fresh paint, new windows per listing, and a new AC system visible via vents) reduce most inspection risks to minor/repair-level items. Primary items to confirm before passing an initial NSPIRE/HCV inspection are presence/operation of hot water heater, main electrical panel condition, GFCI protection in kitchen and baths, carbon monoxide alarm if required, and installation/availability of a stove and refrigerator. No visible major structural, roof, or health hazards were observed in the provided photos.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$327
Guaranteed Section 8 Rent (PS - Utilities)
$1,656
Property Management
$166
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$180,000
Beds
3
Baths
2
Living Area
1,800 sqft
Lot Size
7,841 sqft
Year Built
1974
Days on Market
88
Capital Outlay
$43,200
Debt Service
$958
Property Tax / Mo
$119
Insurance / Mo
$140
Property Description
Charming and move-in ready 3-bedroom, 2-bath home with tons of updates throughout! Interior features include brand new flooring, fresh paint, updated ceilings, new windows, and a powerful brand-new AC system for year-round comfort. Enjoy the spacious living room perfect for entertaining. Sitting on two lots, this property offers a generous yard and is directly across the street from a beautifully updated park-ideal for outdoor enjoyment and family fun
Utility Allowances
Heating
$78
Property has 'Central' heating. 'Electric Heat Pump' was selected as a common central system type and is the more expensive option compared to 'Natural Gas'.
Cooking
$17
Property includes a 'Range/Oven' with an unspecified fuel type. 'Electric' was selected over 'Natural Gas' as it is the more expensive option.
Water Heating
$51
The fuel source for water heating is not specified. 'Electric' was selected over 'Natural Gas' as it is the more expensive option.
Other Electric
$67
This is a standard allowance for general electricity usage (lights, appliances, etc.) for a 3-bedroom single-family home.
Water
$43
The property is listed as having 'Public' water. This is the standard allowance for a 3-bedroom unit.
Sewer
$46
The property is listed as having 'Public Sewer'. This is the standard allowance for a 3-bedroom unit.
Trash Collection
$25
This is a standard fixed allowance for trash service, which is typical for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,683
DP3 Annual Estimate$1,683
DP1 Monthly Equivalent$140
DP3 Monthly Equivalent$140
Replacement Value$80,400
Basis1,800 sqft / 1974
Nearby Houses
Photo unavailable
1151 Avenue D
off_market · 0.06 mi
Price: $160,000
2 bd / 2 ba · 1,327 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1133 Avenue C
for_sale · 0.07 mi
Price: $215,000
3 bd / 2 ba · 1,421 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1044 Avenue D Ave Unit 1/2
off_market · 0.17 mi
Price: $675
1 bd / 1 ba · 528 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1044 Avenue D
for_sale · 0.17 mi
Price: $145,000
2 bd / 1 ba · 720 sqft
Latest sale: — on Apr 08, 2015
Latest rent: —
Photo unavailable
Avenue B 27A 29A Ave Lot 26A
off_market · 0.20 mi
Price: $170,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
127 Otto St
off_market · 0.21 mi
Price: $218,500
3 bd / 2 ba · 1,440 sqft
Latest sale: — on Jul 09, 2025
Latest rent: —
Photo unavailable
653 Vic A Pitre Dr
for_sale · 0.24 mi
Price: $249,900
3 bd / 2 ba · 1,491 sqft
Latest sale: — on Apr 25, 2022
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that AC is brand-new is accurate and the HVAC is operational.
- Bedrooms have properly sized egress windows (large windows visible in living areas imply likely egress in bedrooms).
- Water heater and main plumbing are present and operable though not shown in photos.
- Electrical service/panel exists on the property and is intact but location/condition unknown from photos.
- No hidden mold, rot, or active leaks exist behind finished surfaces since no staining or damage is visible in photos.
- Door(s) can be fitted with or already have a functioning deadbolt; photo detail was insufficient to fully confirm.
- Missing full-size stove and refrigerator are not present in photos and would be installed prior to lease-up (easy-to-fix capital items).
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,386 | $119,700 | $11,970 |
| 2024 | $1,389 | $119,700 | $11,970 |
| 2023 | $1,396 | $117,500 | $11,750 |
| 2022 | $1,396 | $117,500 | $11,750 |
| 2021 | $1,313 | $117,500 | $11,750 |
| 2020 | $1,303 | $117,500 | $11,750 |
| 2019 | $1,248 | $117,500 | $11,750 |
| 2018 | $1,150 | $117,500 | $11,750 |
| 2017 | $1,094 | $117,500 | $11,750 |
| 2016 | $1,094 | $117,500 | $11,750 |
| 2015 | $1,112 | $117,500 | $11,750 |
| 2014 | $1,039 | $117,500 | $11,750 |
| 2013 | $1,039 | $117,500 | $11,750 |
| 2012 | $1,039 | $117,500 | $11,750 |
| 2011 | $1,429 | $160,000 | $16,000 |
| 2010 | $1,000 | $160,000 | $16,000 |
| 2009 | $1,388 | $160,000 | $16,000 |
| 2008 | $984 | — | $16,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-10 | Listed | $180,000 |
| 2026-01-07 | Listing removed | $0 |
| 2025-12-08 | Price Changed | $189,999 |
| 2025-11-06 | Price Changed | $210,000 |
| 2025-08-13 | Price Changed | $220,000 |
| 2025-07-10 | Listed | $230,000 |
| 2011-12-15 | Sold | $0 |
| 2007-05-04 | Sold | $0 |
| 2006-05-04 | Sold | $0 |
| 1995-01-01 | Sold | $0 |
Photo Gallery
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"assessment": {
"land": 3930,
"total": 11750,
"building": 7820
}
},
{
"tax": 1150,
"year": 2018,
"market": {
"land": 39300,
"total": 117500,
"building": 78200
},
"assessment": {
"land": 3930,
"total": 11750,
"building": 7820
}
},
{
"tax": 1094,
"year": 2017,
"market": {
"land": 39300,
"total": 117500,
"building": 78200
},
"assessment": {
"land": 3930,
"total": 11750,
"building": 7820
}
},
{
"tax": 1094,
"year": 2016,
"market": {
"land": 39300,
"total": 117500,
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},
"assessment": {
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"total": 11750,
"building": 7820
}
},
{
"tax": 1112,
"year": 2015,
"market": {
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"total": 117500,
"building": 78200
},
"assessment": {
"land": 3930,
"total": 11750,
"building": 7820
}
},
{
"tax": 1039,
"year": 2014,
"market": {
"land": 39300,
"total": 117500,
"building": 78200
},
"assessment": {
"land": 3930,
"total": 11750,
"building": 7820
}
},
{
"tax": 1039,
"year": 2013,
"market": {
"land": 39300,
"total": 117500,
"building": 78200
},
"assessment": {
"land": 3930,
"total": 11750,
"building": 7820
}
},
{
"tax": 1039,
"year": 2012,
"market": {
"land": 39300,
"total": 117500,
"building": 78200
},
"assessment": {
"land": 3930,
"total": 11750,
"building": 7820
}
},
{
"tax": 1429,
"year": 2011,
"market": {
"land": 39300,
"total": 160000,
"building": 120700
},
"assessment": {
"land": 3930,
"total": 16000,
"building": 12070
}
},
{
"tax": 1000,
"year": 2010,
"market": {
"land": 39300,
"total": 160000,
"building": 120700
},
"assessment": {
"land": 3930,
"total": 16000,
"building": 12070
}
},
{
"tax": 1388,
"year": 2009,
"market": {
"land": 54000,
"total": 160000,
"building": 106000
},
"assessment": {
"land": 5400,
"total": 16000,
"building": 10600
}
},
{
"tax": 984,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 16000,
"building": null
}
}
],
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{
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},
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},
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"reason": "disabled",
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},
"processing_status": {
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"eligible": true,
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},
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"loan_amount": 144000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/1175-Avenue-C_Westwego_LA_70094_M80527-99536",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 180000.0,
"loan_term_years": 30,
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"payment_standard": 1983.0,
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"insurance_monthly": 140.25,
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"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has 'Central' heating. 'Electric Heat Pump' was selected as a common central system type and is the more expensive option compared to 'Natural Gas'.",
"utility": "Heating",
"allowance": 78
},
{
"note": "Property includes a 'Range/Oven' with an unspecified fuel type. 'Electric' was selected over 'Natural Gas' as it is the more expensive option.",
"utility": "Cooking",
"allowance": 17
},
{
"note": "The fuel source for water heating is not specified. 'Electric' was selected over 'Natural Gas' as it is the more expensive option.",
"utility": "Water Heating",
"allowance": 51
},
{
"note": "This is a standard allowance for general electricity usage (lights, appliances, etc.) for a 3-bedroom single-family home.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "The property is listed as having 'Public' water. This is the standard allowance for a 3-bedroom unit.",
"utility": "Water",
"allowance": 43
},
{
"note": "The property is listed as having 'Public Sewer'. This is the standard allowance for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "This is a standard fixed allowance for trash service, which is typical for a single-family home.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.41,
"down_payment_amount": 36000.0,
"property_tax_annual": 1427.58,
"property_tax_monthly": 118.96,
"property_tax_increase": 0.03,
"utility_allowance_total": 327.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
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"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 3277.79,
"property_management_monthly": 165.6,
"monthly_cash_flow_after_debt": 273.15,
"cash_on_cash_return_after_debt": 0.09
},
"section8_assessment": {
"runs": [
{
"summary": "This property appears largely move-in ready for Section 8 tenancy. Recent renovations (new flooring in main areas, fresh paint, new windows per listing, and a new AC system visible via vents) reduce most inspection risks to minor/repair-level items. Primary items to confirm before passing an initial NSPIRE/HCV inspection are presence/operation of hot water heater, main electrical panel condition, GFCI protection in kitchen and baths, carbon monoxide alarm if required, and installation/availability of a stove and refrigerator. No visible major structural, roof, or health hazards were observed in the provided photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 78.0,
"rationale": "Interior photos show fresh paint, new vinyl plank flooring in main living/kitchen areas and generally tidy finishes; ceilings and trim look recently updated. Carpet remains in some living areas but appears intact. Kitchen cabinets and counters are serviceable. No visible water stains or collapsed surfaces. No stove or refrigerator are shown in photos — missing appliances reduce readiness moderately but are an easy-to-fix capital expense. Overall, only minor cosmetic/finish work and installation of appliances/fixtures appear needed."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 75.0,
"rationale": "Photos show at least one smoke detector on a ceiling and functioning-looking door hardware; windows appear intact and multiple large windows suggest bedroom egress likely. No exposed wiring, visible mold, or ceiling/floor collapse was observed. Unknowns: GFCI protection at kitchen/bath outlets not visible, carbon monoxide alarm presence not confirmed, and electrical panel location/condition not shown. No active leaks or structural sagging were visible. These unknowns create moderate inspection risk but nothing in photos indicates an immediate life-threatening hazard."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, roof, electrical, plumbing)",
"score": 78.0,
"rationale": "Listing states a brand-new AC system and ceiling vents/returns are visible in multiple photos which supports that HVAC is present and likely functional. Roof shingles appear intact from exterior photos. Plumbing fixtures (kitchen sink) appear present and intact. Water heater, main electrical panel, and hot-water functionality are not shown — an inspector would verify. Given the new AC and good cosmetic condition, systems risk is moderate but likely serviceable; verification of water heater and panel is required."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Exterior photos show vinyl siding in good visual condition, an intact shingle roof, elevated block foundation/piers, a covered carport, and a maintained yard on two lots. Walkway/driveway shows typical cracking but nothing indicating structural failure. Trees are close to the house but do not show obvious roof damage. Drainage/grading away from foundation is not fully visible but yard looks flat and well-kept. No visible infestation or standing water in images."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that AC is brand-new is accurate and the HVAC is operational.",
"Bedrooms have properly sized egress windows (large windows visible in living areas imply likely egress in bedrooms).",
"Water heater and main plumbing are present and operable though not shown in photos.",
"Electrical service/panel exists on the property and is intact but location/condition unknown from photos.",
"No hidden mold, rot, or active leaks exist behind finished surfaces since no staining or damage is visible in photos.",
"Door(s) can be fitted with or already have a functioning deadbolt; photo detail was insufficient to fully confirm.",
"Missing full-size stove and refrigerator are not present in photos and would be installed prior to lease-up (easy-to-fix capital items)."
],
"overall_score": 78.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "Based on listing text and photos the house is largely turnkey for Section 8 / HCV tenancy. The property shows recent interior updates (new flooring, paint, windows) and a new AC system; exterior and roof appear sound. Visible safety items (smoke detector, egress windows) are present and there are no observable life-threatening hazards. Unknowns that will need verification during inspection include presence/operation of hot water heater, electrical panel condition and GFCI outlets, presence of a deadbolt on entry doors, and presence/operation of CO alarm if required. Missing kitchen appliances (not shown) reduce turnkey readiness moderately but are not an immediate safety failure. With documented working mechanicals and basic code items confirmed, this property is likely to pass an initial NSPIRE/HCV inspection after minor verifications/repairs and is rent-ready within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior appears recently updated: fresh paint, new luxury vinyl plank flooring in kitchen/entry, updated windows and trim. Carpets in living areas appear older but intact. No visible drywall damage, sagging ceilings, or major cosmetic defects. Photos do not show kitchen appliances (stove/fridge) — missing appliances reduce readiness moderately but are not an immediate safety failure. Minor threshold/wear visible at exterior door bottom and driveway/sidewalk cracking outside. Overall move-in condition with only cosmetic/minor items to address."
},
{
"key": "safety_code",
"label": "Safety & NSPIRE Code Risk",
"score": 82.0,
"rationale": "A ceiling-mounted smoke detector is visible in a main area; windows are present in primary living spaces indicating likely egress routes. No exposed wiring, obvious missing guardrails, loose handrails, collapsed ceilings, or active water stains visible. Entry door looks secure though no clear photo of a deadbolt; GFCI outlets and electrical panel are not shown in photos. No visible mold, severe peeling paint, or standing water. Because some required items (GFCI, deadbolt, electrical panel access, CO alarm where applicable) are not visible, a small deduction was applied."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC/Electrical/Plumbing/Roof)",
"score": 76.0,
"rationale": "Listing specifically states a brand-new AC system and ceiling vents/registers are visible in photos. Roof shingles appear intact from exterior photos and siding looks in good condition. Plumbing fixtures (kitchen sink/double basin) appear intact; no visible water damage. Electrical panel and water heater were not photographed, so their condition is unknown. No visible active leaks or obvious electrical hazards, but unknowns on hot water/heater and panel reduce score conservatively."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 86.0,
"rationale": "Exterior photos show vinyl siding in good condition, a shingled roof without visible damage, neatly maintained lawn on two lots, fenced yard and covered carport. Concrete driveway and street-side pavement show cracking but no trip-level failures visible. Raised pier/block foundation appears intact in photos. No visible infestation or heavy exterior neglect. Carport gate and fencing appear functional. Overall exterior is well maintained and tenant-safe in pictured areas."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that AC is brand-new is accurate and the HVAC is operational; ceiling vents visible are connected to that system.",
"Hot water heater and main electrical panel are present and functional though not photographed; no signs of water damage or electrical distress were visible.",
"Bedrooms contain egress-compliant windows (photos show multiple windows and listing is 3BR) even though bedroom-specific photos were not provided.",
"One or more smoke detectors are installed as shown; carbon monoxide alarm presence not visible and assumed to follow local code where required.",
"Kitchen appliances (stove, refrigerator) are not shown in photos; assumed missing or to be provided by owner — this reduces readiness moderately but is not a safety failure.",
"Raised pier/block foundation is structurally sound as no signs of settlement, sagging or large foundation cracks are visible in provided photos.",
"No significant flooding or hidden moisture issues exist despite the property's low-elevation location (Westwego, LA); local flood compliance is assumed to be handled by seller."
],
"overall_score": 80.0,
"rubric_version": "nsPIRE_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [
"Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}"
],
"address": "1175 Avenue C, Westwego, LA, 70094",
"aggregate": {
"summary": "This property appears largely move-in ready for Section 8 tenancy. Recent renovations (new flooring in main areas, fresh paint, new windows per listing, and a new AC system visible via vents) reduce most inspection risks to minor/repair-level items. Primary items to confirm before passing an initial NSPIRE/HCV inspection are presence/operation of hot water heater, main electrical panel condition, GFCI protection in kitchen and baths, carbon monoxide alarm if required, and installation/availability of a stove and refrigerator. No visible major structural, roof, or health hazards were observed in the provided photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 78.0,
"rationale": "Interior photos show fresh paint, new vinyl plank flooring in main living/kitchen areas and generally tidy finishes; ceilings and trim look recently updated. Carpet remains in some living areas but appears intact. Kitchen cabinets and counters are serviceable. No visible water stains or collapsed surfaces. No stove or refrigerator are shown in photos — missing appliances reduce readiness moderately but are an easy-to-fix capital expense. Overall, only minor cosmetic/finish work and installation of appliances/fixtures appear needed."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.5,
"rationale": "Exterior photos show vinyl siding in good visual condition, an intact shingle roof, elevated block foundation/piers, a covered carport, and a maintained yard on two lots. Walkway/driveway shows typical cracking but nothing indicating structural failure. Trees are close to the house but do not show obvious roof damage. Drainage/grading away from foundation is not fully visible but yard looks flat and well-kept. No visible infestation or standing water in images."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 78.5,
"rationale": "Photos show at least one smoke detector on a ceiling and functioning-looking door hardware; windows appear intact and multiple large windows suggest bedroom egress likely. No exposed wiring, visible mold, or ceiling/floor collapse was observed. Unknowns: GFCI protection at kitchen/bath outlets not visible, carbon monoxide alarm presence not confirmed, and electrical panel location/condition not shown. No active leaks or structural sagging were visible. These unknowns create moderate inspection risk but nothing in photos indicates an immediate life-threatening hazard."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, roof, electrical, plumbing)",
"score": 77.0,
"rationale": "Listing states a brand-new AC system and ceiling vents/returns are visible in multiple photos which supports that HVAC is present and likely functional. Roof shingles appear intact from exterior photos. Plumbing fixtures (kitchen sink) appear present and intact. Water heater, main electrical panel, and hot-water functionality are not shown — an inspector would verify. Given the new AC and good cosmetic condition, systems risk is moderate but likely serviceable; verification of water heater and panel is required."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Listing statement that AC is brand-new is accurate and the HVAC is operational.",
"Bedrooms have properly sized egress windows (large windows visible in living areas imply likely egress in bedrooms).",
"Water heater and main plumbing are present and operable though not shown in photos.",
"Electrical service/panel exists on the property and is intact but location/condition unknown from photos.",
"No hidden mold, rot, or active leaks exist behind finished surfaces since no staining or damage is visible in photos.",
"Door(s) can be fitted with or already have a functioning deadbolt; photo detail was insufficient to fully confirm.",
"Missing full-size stove and refrigerator are not present in photos and would be installed prior to lease-up (easy-to-fix capital items)."
],
"score_method": "mean_of_criteria",
"overall_score": 79.1,
"rubric_version": "nsPIRE-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8052799536"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.