Property ID: 8054014882
4240 Oakhill Dr, Jackson, MS, 39206
Jackson, MS
Money Down: $25,680
CoC Return: 14.92%
Monthly Cash Flow: $319
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$21,400
Closing Costs
$4,280
Total Down
$25,680
Investment Snapshot
Purchase Price
$107,000
Money Down
$25,680
Cash-on-Cash Return
14.92%
Rent
$1,158
Monthly Cash Flow
$319
Annual Cash Flow
$3,833
Debt Service / Mo
$569
Property Tax / Mo
$118
Insurance / Mo
$35
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,158
Payment Standard
$1,530
Rent
$1,158
Insurance
$35
Property Tax
$118
Management
$116
Utilities Allowance
$372
NOI (Monthly)
$889
Debt Service
$569
Cash Flow After Debt
$319
Quality Score: 60.50%
Confidence: 88.00%
Overall the property appears generally serviceable and likely rent-ready with minor to moderate work. The strongest visible concerns are an aged/visibly deteriorating roof and a front stoop that may lack an adequate handrail; interior safety items (smoke/CO detectors, GFCI, egress windows, HVAC/water heater operation) are not verifiable from exterior photos and should be confirmed. Given recent rental history and no visible life‑threatening failures, this is likely to pass a Section 8/HCV initial inspection after minor fixes (install/verify detectors, add/repair handrail, address roof issues if active leaks are found) — expect rent-readiness within ~30 days if systems test functional; if roof or HVAC prove defective the timeline extends.
Section 8 Payment Standard
$1,530
Utility Allowance Total
$372
Guaranteed Section 8 Rent (PS - Utilities)
$1,158
Property Management
$116
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$107,000
Beds
3
Baths
2.5
Living Area
1,242 sqft
Lot Size
9,148 sqft
Year Built
1957
Days on Market
22
Capital Outlay
$25,680
Debt Service
$569
Property Tax / Mo
$118
Insurance / Mo
$35
Property Description
INVESTOR ALERT CASH BONANZA EXCELLENT CASH FLOW WITH TENANT IN PLACE * NO DELAYS *NO REHAB *BUY AND HOLD
Utility Allowances
Air Conditioning
$12
Property has electric cooling, per the listing. The allowance is fixed for a 3-bedroom unit.
Cooking
$11
The property's heating system is electric. It is assumed the cooking is also electric for consistency as no gas utility is mentioned. The electric option was selected.
Heating
$50
Property listing explicitly states heating is 'Electric'. The 'electric' option was chosen from the schedule for a 3-bedroom unit.
Other Electric
$69
This is a standard allowance for general electricity usage (lights, outlets) in a 3-bedroom home.
Sewer
$60
Property listing states 'Public Sewer'. The fixed allowance for a 3-bedroom unit is applied.
Trash Collection
$37
This is a standard utility for a single-family home and is assumed to be a tenant responsibility.
Water
$104
Property listing states 'Public' water source. The fixed allowance for a 3-bedroom unit is applied.
Water Heating
$29
As heating and cooking are electric, it is inferred that water heating is also electric for consistency.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$411
DP3 Annual Estimate$430
DP1 Monthly Equivalent$34
DP3 Monthly Equivalent$36
Replacement Value$27,580
Basis1,242 sqft / 1957
Nearby Houses
Photo unavailable
4247 Oakhill Dr
sold · 0.04 mi
Price: $50,000
3 bd / 1 ba · 1,096 sqft
Latest sale: — on May 19, 2023
Latest rent: —
Photo unavailable
537 Meadowview Dr
sold · 0.05 mi
Price: $89,000
3 bd / 2 ba · 1,530 sqft
Latest sale: — on Mar 12, 2024
Latest rent: $1,500 on Sep 24, 2025
Photo unavailable
4235 Crescent Pl
sold · 0.06 mi
Price: $76,000
4 bd / 2 ba · 1,368 sqft
Latest sale: — on Mar 16, 2023
Latest rent: $1,325 on Mar 31, 2023
Photo unavailable
4324 Liberty Hill Rd
sold · 0.07 mi
Price: $55,000
4 bd / 2 ba · 1,628 sqft
Latest sale: — on Dec 15, 2023
Latest rent: —
Photo unavailable
540 Meadowview Dr
sold · 0.07 mi
Price: $69,000
4 bd / 2 ba · 1,610 sqft
Latest sale: — on Dec 18, 2025
Latest rent: $1,500 on Jan 21, 2026
Photo unavailable
4218 Oakhill Dr
sold · 0.08 mi
Price: $147,999
3 bd / 2 ba · 1,160 sqft
Latest sale: — on Feb 28, 2022
Latest rent: —
Photo unavailable
4311 Oakhill Dr
sold · 0.10 mi
Price: $25,000
3 bd / 1 ba · 1,090 sqft
Latest sale: —
Latest rent: —
Photo unavailable
815 Berwood Dr
sold · 0.11 mi
Price: $70,000
3 bd / 2 ba · 1,248 sqft
Latest sale: — on Nov 28, 2023
Latest rent: $1,150 on Aug 06, 2025
Photo unavailable
528 Beaverbrook Dr
sold · 0.11 mi
Price: $59,900
3 bd / 2 ba · 1,235 sqft
Latest sale: — on Sep 16, 2022
Latest rent: $1,155 on Apr 13, 2023
Photo unavailable
4315 Oakhill Dr
sold · 0.11 mi
Price: $60,000
3 bd / 2 ba · 1,700 sqft
Latest sale: — on Apr 27, 2023
Latest rent: $1,265 on May 12, 2025
Photo unavailable
4313 Liberty Hill Rd
sold · 0.12 mi
Price: $55,000
3 bd / 2 ba · 1,648 sqft
Latest sale: — on Dec 15, 2023
Latest rent: $1,175 on Jun 25, 2024
Risk and Criteria Detail
Red Flags
- success
- Visible roof deterioration / localized failure risk (roof appears aged with staining and wear)
- Front entry stoop appears to lack a full/secure handrail — potential unsafe stairs/handrail issue
Assumptions
- Interior condition is reasonably maintained (listing states 'NO REHAB' and tenant in place); no visible severe interior damage is assumed.
- Smoke and carbon monoxide detectors, GFCI protection in kitchen/baths, and proper egress windows are not visible; assume they may be missing or unverified and require inspection.
- Major mechanical systems (furnace/AC, water heater, electrical panel) exist but their operational status is unknown; assume at least basic function unless inspection shows otherwise.
- Appliances (stove, refrigerator) not visible in photos — assume they may or may not be present; missing appliances would be moderate, not catastrophic, for Section 8 readiness.
- No evidence of active interior leaks, mold, collapsed ceilings, or foundation movement from the provided exterior photo; assume none observed internally unless inspection reveals them.
- Exterior HVAC condenser may be located out of photo view; absence in front view does not mean no heating/cooling system.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,378 | $47,530 | $7,130 |
| 2023 | $1,371 | $47,530 | $7,130 |
| 2021 | $1,371 | $47,530 | $7,130 |
| 2020 | $1,358 | $47,350 | $7,103 |
| 2019 | $1,360 | $47,350 | $7,103 |
| 2018 | $1,344 | $47,350 | $7,103 |
| 2017 | $1,345 | $47,350 | $7,103 |
| 2016 | $1,310 | $47,350 | $7,103 |
| 2015 | $1,260 | $46,950 | $7,043 |
| 2014 | $1,357 | $50,630 | $7,595 |
| 2013 | $1,320 | $50,630 | $7,595 |
| 2012 | $676 | $50,630 | $5,063 |
| 2011 | $663 | $50,630 | $5,063 |
| 2009 | $658 | $50,630 | $5,063 |
| 2008 | $658 | $33,650 | $3,365 |
| 2007 | $441 | $33,650 | $3,365 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-03-01 | Sold | — |
| 2014-01-22 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-05-04 | Listed for rent | $1,500 | — |
| 2024-05-25 | Listed for rent | $1,400 | — |
Photo Gallery
Show raw JSON (debug)
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{
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{
"note": "Property listing explicitly states heating is 'Electric'. The 'electric' option was chosen from the schedule for a 3-bedroom unit.",
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{
"note": "This is a standard allowance for general electricity usage (lights, outlets) in a 3-bedroom home.",
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{
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{
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{
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{
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"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 60.0,
"rationale": "Exterior photo shows a generally intact single-story home with vinyl siding, functioning doors and windows and a carport; yard and walkway are serviceable. Observable deferred items: low-slope roof appears aged with staining/discoloration and localized deterioration on the right side, small front stoop with minimal step area, and older window units. Listing claims 'NO REHAB' and tenant in place indicating cosmetically serviceable interior is likely. Missing interior/appliance visibility prevents precise deduction; missing stove/fridge would be moderate downgrade but not catastrophic. Overall condition suggests minor-to-moderate repair needs (roof maintenance/replacement anticipated within short term, possible window or step repairs)."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 60.0,
"rationale": "No visible exposed wiring, no obvious structural sagging, and entry door appears secure. However several NSPIRE items are not verifiable from exterior photo: presence/location of smoke/CO detectors, GFCI outlets in kitchen/baths, interior trip hazards, egress window compliance, and hot water availability. The front entry stoop appears to lack a continuous handrail on all required sides (potential code issue for steps) and roof deterioration increases risk of leaks. No active water pooling or collapsed ceilings visible from exterior. Given absence of observed life‑threatening hazards but multiple unverifiable code items, moderate safety risk remains."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 55.0,
"rationale": "Major systems (HVAC, water heater, electrical panel) are not visible in provided photo. Roof shows visible aging and localized wear — likely near end-of-life or in need of repair which impacts mechanical systems and interior if unaddressed. No exterior HVAC condenser is visible in the front view (may be located rear or not visible), so presence and condition are uncertain. Electrical hazards are not apparent outside; no obvious storm damage. Given visible roof deterioration and unknown status of heating/cooling and plumbing/water heater, assign moderate risk to mechanical systems."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 70.0,
"rationale": "Siding appears intact (vinyl), foundation skirting/brick visible and appears continuous, driveway/carport present providing covered parking, and yard graded reasonably. No visible large foundation cracks, standing water, or infestation evidence in the front yard photo. Some roof staining may indicate prior drainage or algae. Walkway to front is present though stoop area is small. Overall exterior/site is serviceable with minor maintenance recommended."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Visible roof deterioration / localized failure risk (roof appears aged with staining and wear)",
"Front entry stoop appears to lack a full/secure handrail — potential unsafe stairs/handrail issue"
],
"confidence": 0.6,
"assumptions": [
"Interior condition is reasonably maintained (listing states 'NO REHAB' and tenant in place); no visible severe interior damage is assumed.",
"Smoke and carbon monoxide detectors, GFCI protection in kitchen/baths, and proper egress windows are not visible; assume they may be missing or unverified and require inspection.",
"Major mechanical systems (furnace/AC, water heater, electrical panel) exist but their operational status is unknown; assume at least basic function unless inspection shows otherwise.",
"Appliances (stove, refrigerator) not visible in photos — assume they may or may not be present; missing appliances would be moderate, not catastrophic, for Section 8 readiness.",
"No evidence of active interior leaks, mold, collapsed ceilings, or foundation movement from the provided exterior photo; assume none observed internally unless inspection reveals them.",
"Exterior HVAC condenser may be located out of photo view; absence in front view does not mean no heating/cooling system."
],
"overall_score": 63.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This tenant-occupied 3-bed single-family appears generally serviceable from the exterior but shows aging roof shingles, weathered windows, and at least one safety deficiency (lack of a handrail at the front steps). Interior life-safety items and mechanicals are not visible; listing's 'no rehab' claim and active tenancy suggest systems are functional but likely aged. Expect a moderate risk for an initial HCV/NSPIRE inspection: some repairs (handrail, possible roof work, verification/installation of smoke/CO detectors and GFCIs) will likely be required. Turnaround to Section 8 readiness is plausible in 30–60 days if interior systems are functioning and only minor capital items are needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 70.0,
"rationale": "Exterior photo shows an overall intact single-story home with vinyl siding and brick skirting, but visible deferred maintenance: aged/soiled roof (discoloration and possible wear), weathered windows/frames, concrete front steps with no handrail, and general wear consistent with a 1957 build. Listing claims 'NO REHAB' and tenant in place, indicating functional systems inside. Missing or older appliances not visible from exterior; treated as moderate impact. These are mostly minor-to-moderate repairs and capital replacement items rather than immediate structural failures."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "Photo shows at least one immediate code concern: front entry steps lack an anchored handrail (trip/fall risk). Roof shows aged shingles and staining which raises risk of leaks (potential code/safety issue if active). No evidence in exterior photo of exposed wiring or collapsed structures. Interior items required by NSPIRE (smoke/CO detectors, GFCIs, egress windows, hot water, functioning plumbing) are not visible; because tenant-occupied listing and 'no rehab' claim, assume many are present but unconfirmed. Overall moderate risk due to missing handrail and unknown interior life-safety devices."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 50.0,
"rationale": "No exterior HVAC condenser or mechanical equipment is visible in the provided front-facing photo; absence could be due to angle, but HVAC condition is unknown. Roof appears aged and may need replacement in near term. Electrical panel, water heater, plumbing and drainage cannot be verified from this image. Given tenant-occupied claim, systems are likely functioning now but are aged (1957 build) and could require servicing or upgrades. Moderate risk for near-term capital work."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 65.0,
"rationale": "Siding, foundation skirting, driveway/carport and front yard appear serviceable with no obvious foundation displacement or major wall damage visible. Yard is maintained. Roof staining and aging shingles reduce this score. Walkway/entry steps exist but lack handrail which is a code/safety issue. No visible standing water or severe site neglect in front view."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (bonus)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Missing/absent handrail at front entry steps (trip/fall hazard; NSPIRE fail if not corrected).",
"Aged/soiled roof with areas of staining and possible shingle wear—near-term roof replacement likely.",
"No exterior HVAC condenser visible in front photo (HVAC presence/operation unknown) — mechanical system must be confirmed before move-in."
],
"confidence": 0.6,
"assumptions": [
"Assessment is based on a single exterior front photo and listing snapshot; interior condition is not provided.",
"Tenant in place and listing claim 'NO REHAB' imply interior systems (heat, hot water, plumbing, electrical) are currently functioning but may be aged.",
"Smoke and CO detectors, GFCI outlets, and hot water are present and functioning unless otherwise noted—these must be verified at inspection.",
"No active roof leaks are visible from exterior photo; roof appears aged and may need replacement within a few years but not necessarily an immediate leak.",
"HVAC equipment may be located out of frame (rear/side). Absence of visible condenser in front photo does not confirm missing HVAC.",
"Windows and egress compliance are unknown and should be verified on-site.",
"No visible evidence of major foundation movement, structural sagging, collapsed ceilings, or standing water from the supplied photo."
],
"overall_score": 60.0,
"rubric_version": "2026-02-Section8-NSPIRE-v1"
},
{
"summary": "This single-family 3-bed, 2.5-bath property presents as an occupied rental with intact exterior siding and a serviceable site, but visible roof wear and missing front handrail elevate inspection risk. Systems and interior safety features (smoke/CO detectors, GFCI, egress) are not shown; tenant occupancy and recent rental history make it likely systems are operational, but the aged roof likely requires attention within 12-24 months and may be cited depending on condition at inspection. Overall, property is moderately close to Section 8 readiness but will likely need verification and a few repairs/confirmations (smoke/CO detectors, handrail if required, roof review). Estimated time-to-pass: likely within 30 days if mechanical/safety items are verified and minor corrections made.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 60.0,
"rationale": "Exterior photo shows generally intact siding and trim but overall aged appearance. Roof shows discoloration and areas of wear that suggest shingles are near end-of-life and patching may be present. Small concrete front steps exist but no visible handrail. Yard is maintained but cosmetic (patchy grass). Listing marketing claims 'NO REHAB' but visible roof condition and exterior age indicate at least moderate repairs/replacement (roof within 12-24 months likely). Missing interior photos prevent assessment of flooring, cabinetry, cosmetics; assumed average for a tenant-occupied 1957 house. Missing appliances not noted from exterior; not penalized."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "Photo does not show interior detectors or electrical panel. Exterior entry has concrete steps with no visible handrail which is a safety concern for stairs depending on riser count. No visible exposed wiring on exterior. Roof penetrations (satellite dish) present which increase potential leak risk. Egress window availability, smoke/CO detectors, GFCI outlets, hot water and plumbing functionality cannot be confirmed from the photo; based on tenant-in-place and typical single-family stock, assume many safety items are present but verification will likely be required. Given visible roof wear and lack of visible handrail, there is a moderate NSPIRE risk that inspection will cite items to correct pre-move-in/initial inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 60.0,
"rationale": "No exterior HVAC condenser, water heater, plumbing vents, or electrical panel visible in the provided exterior photo. The house is tenant-occupied and has recent rental history, which suggests systems are operational, but age (built 1957) and visible roof condition imply potential near-term capital work (roof replacement). Without evidence of upgraded mechanicals, treat as moderate risk: systems likely functioning but need verification (HVAC service, water heater age, electrical safety/GFCI)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 72.0,
"rationale": "Siding appears intact with no obvious holes or severe damage. Foundation skirt/brick appears in place and no visible major settlement or large foundation cracks in the photo. Driveway and carport visible and appear serviceable. Yard is level, no visible standing water or erosion in the provided view. Gutters/downspouts are not clearly visible which may affect drainage but no apparent pooling. Overall exterior/site presents as serviceable with routine maintenance needs."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Aged roof with visible wear/discoloration — potential for leaks and near-term replacement.",
"Front entry lacks visible handrail which may be a safety/NSPIRE citation depending on riser height.",
"No interior photos — inability to confirm presence and operation of smoke/CO detectors, GFCI outlets, egress windows, and condition of major systems.",
"No visible exterior HVAC condenser in photo — mechanical systems should be verified prior to move-in/inspection."
],
"confidence": 0.55,
"assumptions": [
"Interior not provided; assume typical tenant-occupied condition for a 1957-built single-family home unless otherwise discovered during inspection.",
"Smoke and carbon monoxide detectors, GFCI outlets, and functional hot water/heat likely present but must be verified—assumed serviceable for scoring but flagged for confirmation.",
"No obvious foundation movement or structural sagging evident in the single provided exterior photo; assume none significant unless interior/other exterior photos reveal otherwise.",
"HVAC and water heater exist and are operational given tenant in place and recent rental history; age and exact condition unknown.",
"Front steps consist of only a few risers but lack a handrail; assume this may be cited depending on local code/NSPIRE interpretation and riser height."
],
"overall_score": 66.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4240 Oakhill Dr, Jackson, MS, 39206",
"aggregate": {
"summary": "Overall the property appears generally serviceable and likely rent-ready with minor to moderate work. The strongest visible concerns are an aged/visibly deteriorating roof and a front stoop that may lack an adequate handrail; interior safety items (smoke/CO detectors, GFCI, egress windows, HVAC/water heater operation) are not verifiable from exterior photos and should be confirmed. Given recent rental history and no visible life‑threatening failures, this is likely to pass a Section 8/HCV initial inspection after minor fixes (install/verify detectors, add/repair handrail, address roof issues if active leaks are found) — expect rent-readiness within ~30 days if systems test functional; if roof or HVAC prove defective the timeline extends.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 63.3,
"rationale": "Exterior photo shows a generally intact single-story home with vinyl siding, functioning doors and windows and a carport; yard and walkway are serviceable. Observable deferred items: low-slope roof appears aged with staining/discoloration and localized deterioration on the right side, small front stoop with minimal step area, and older window units. Listing claims 'NO REHAB' and tenant in place indicating cosmetically serviceable interior is likely. Missing interior/appliance visibility prevents precise deduction; missing stove/fridge would be moderate downgrade but not catastrophic. Overall condition suggests minor-to-moderate repair needs (roof maintenance/replacement anticipated within short term, possible window or step repairs)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 69.0,
"rationale": "Siding appears intact (vinyl), foundation skirting/brick visible and appears continuous, driveway/carport present providing covered parking, and yard graded reasonably. No visible large foundation cracks, standing water, or infestation evidence in the front yard photo. Some roof staining may indicate prior drainage or algae. Walkway to front is present though stoop area is small. Overall exterior/site is serviceable with minor maintenance recommended."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 56.7,
"rationale": "No visible exposed wiring, no obvious structural sagging, and entry door appears secure. However several NSPIRE items are not verifiable from exterior photo: presence/location of smoke/CO detectors, GFCI outlets in kitchen/baths, interior trip hazards, egress window compliance, and hot water availability. The front entry stoop appears to lack a continuous handrail on all required sides (potential code issue for steps) and roof deterioration increases risk of leaks. No active water pooling or collapsed ceilings visible from exterior. Given absence of observed life‑threatening hazards but multiple unverifiable code items, moderate safety risk remains."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 55.0,
"rationale": "Major systems (HVAC, water heater, electrical panel) are not visible in provided photo. Roof shows visible aging and localized wear — likely near end-of-life or in need of repair which impacts mechanical systems and interior if unaddressed. No exterior HVAC condenser is visible in the front view (may be located rear or not visible), so presence and condition are uncertain. Electrical hazards are not apparent outside; no obvious storm damage. Given visible roof deterioration and unknown status of heating/cooling and plumbing/water heater, assign moderate risk to mechanical systems."
}
],
"red_flags": [
"Visible roof deterioration / localized failure risk (roof appears aged with staining and wear)",
"Front entry stoop appears to lack a full/secure handrail — potential unsafe stairs/handrail issue"
],
"confidence": 0.88,
"assumptions": [
"Interior condition is reasonably maintained (listing states 'NO REHAB' and tenant in place); no visible severe interior damage is assumed.",
"Smoke and carbon monoxide detectors, GFCI protection in kitchen/baths, and proper egress windows are not visible; assume they may be missing or unverified and require inspection.",
"Major mechanical systems (furnace/AC, water heater, electrical panel) exist but their operational status is unknown; assume at least basic function unless inspection shows otherwise.",
"Appliances (stove, refrigerator) not visible in photos — assume they may or may not be present; missing appliances would be moderate, not catastrophic, for Section 8 readiness.",
"No evidence of active interior leaks, mold, collapsed ceilings, or foundation movement from the provided exterior photo; assume none observed internally unless inspection reveals them.",
"Exterior HVAC condenser may be located out of photo view; absence in front view does not mean no heating/cooling system."
],
"score_method": "mean_of_criteria",
"overall_score": 60.5,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8054014882"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.