Property ID: 8062888457
757 Jefferson Heights Ave, Jefferson, LA, 70121
Jefferson, LA
Money Down: $70,800
CoC Return: -3.67%
Monthly Cash Flow: $-217
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$59,000
Closing Costs
$11,800
Total Down
$70,800
Investment Snapshot
Purchase Price
$295,000
Money Down
$70,800
Cash-on-Cash Return
-3.67%
Rent
$1,696
Monthly Cash Flow
$-217
Annual Cash Flow
$-2,601
Debt Service / Mo
$1,570
Property Tax / Mo
$97
Insurance / Mo
$76
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$76
Property Tax
$97
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,353
Debt Service
$1,570
Cash Flow After Debt
$-217
Quality Score: 82.00%
Confidence: 92.00%
Overall this single-family home appears turnkey and likely to pass an initial HCV/NSPIRE inspection after confirmation/installation of a few code-required devices. Strengths: newer roof (2021), new HVAC, fresh paint, well-maintained hardwood floors and intact brick exterior. Main inspection risks are missing/uncertain items that are normally quick fixes (smoke and CO detectors, confirmation of GFCI protection in kitchen/baths, verification of electrical panel and water heater condition). No visible structural, roof, or active water intrusion issues were observed in the photos. With verification of the unseen mechanical components and installation/confirmation of required detectors/GFCIs, this property should be rent-ready within 1–2 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$295,000
Beds
3
Baths
2
Living Area
1,478 sqft
Lot Size
—
Year Built
1954
Days on Market
161
Capital Outlay
$70,800
Debt Service
$1,570
Property Tax / Mo
$97
Insurance / Mo
$76
Property Description
Step back in time with this charming all-brick ranch, lovingly built in 1954 by the current owner's parents. This well-maintained home has remained in the family for decades and has been cared for with pride. Constructed with cedar and cypress, the craftsmanship shines through in details like the beautiful solid wood window frames. Original hardwood floors are in excellent condition throughout much of the home, while some bedrooms feature luxury vinyl plank flooring - with the potential for original wood floors underneath. Nestled in the highly sought-after Old Jefferson neighborhood, this home offers timeless character with thoughtful modern updates, including a new roof (2021), new gutters and gutter guards, new AC and heat, and fresh interior and exterior paint. A rare opportunity to own a piece of local history in one of the area's most desirable communities!
Utility Allowances
heating
$70
Selected 'natural_gas' for a 3-bedroom unit. Property details explicitly state 'Gas: Natural' and 'Heating: Yes, Central'.
cooking
$12
Selected 'natural_gas' for a 3-bedroom unit. Natural gas is available at the property and is the most cost-effective option on the schedule.
water_heating
$24
Selected 'natural_gas' for a 3-bedroom unit. Natural gas is available at the property and is the most cost-effective option on the schedule.
other_electric
$67
Fixed allowance for a 3-bedroom unit. This covers general electrical use, including central air conditioning, lighting, and tenant-provided appliances.
water
$43
Fixed allowance for a 3-bedroom unit. Property details state 'Water Source: Public'.
sewer
$46
Fixed allowance for a 3-bedroom unit. Property details state 'Sewer: City'.
trash_collection
$25
Fixed allowance for a 3-bedroom unit. This is a standard municipal service for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$890
DP3 Annual Estimate$931
DP1 Monthly Equivalent$74
DP3 Monthly Equivalent$78
Replacement Value$26,900
Basis1,478 sqft / 1954
Nearby Houses
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4712 Cross St
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Price: $539,500
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696 Jefferson Heights Ave
sold · 0.18 mi
Price: $299,900
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Latest sale: — on May 28, 2021
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855 Newman Ave Lot 21
for_sale · 0.19 mi
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— bd / — ba
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855 Newman Ave
for_sale · 0.19 mi
Price: $178,000
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693 Saint George Ave
for_sale · 0.20 mi
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Latest sale: —
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872 Newman Ave
off_market · 0.21 mi
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664 Newman Ave
for_sale · 0.22 mi
Price: $389,900
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4434 Karen Ave
off_market · 0.23 mi
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659 Newman Ave
off_market · 0.26 mi
Price: $525,000
4 bd / 2 ba · 2,425 sqft
Latest sale: —
Latest rent: —
Photo unavailable
18 Karen Ct
off_market · 0.26 mi
Price: $275,000
4 bd / 2 ba · 3,426 sqft
Latest sale: —
Latest rent: —
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4414 Karen Ave
for_sale · 0.31 mi
Price: $375,000
4 bd / 4 ba · 2,793 sqft
Latest sale: —
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that roof was replaced in 2021 and AC/heat are new is accurate and systems are operational.
- No evidence of active roof leaks or interior water stains in photos means there are no active interior leaks at time of listing.
- Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are either missing or not pictured and will need verification/possible installation to meet NSPIRE requirements.
- Electrical panel and water heater locations and conditions are not shown; assume functional but require verification during inspection.
- Kitchen has functional cooking appliances (cooktop and wall oven visible) and dishwasher; refrigerator not pictured but missing fridge alone would be a moderate, not catastrophic, issue.
- Foundation is typical slab or shallow foundation for area with no visible major settlement; large foundation movement not evident from photos.
- Bedrooms have egress windows based on visible window sizes; measurements not provided and should be confirmed by inspector.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,132 | $89,700 | $8,970 |
| 2024 | $1,130 | $89,700 | $8,970 |
| 2023 | $1,180 | $89,700 | $8,970 |
| 2022 | $1,149 | $89,700 | $8,970 |
| 2021 | $1,067 | $89,700 | $8,970 |
| 2020 | $1,059 | $89,700 | $8,970 |
| 2019 | $1,089 | $89,700 | $8,970 |
| 2018 | $1,017 | $89,700 | $8,970 |
| 2017 | $1,017 | $89,700 | $8,970 |
| 2016 | $997 | $89,700 | $8,970 |
| 2015 | $1,021 | $89,700 | $8,970 |
| 2014 | $1,008 | $89,700 | $8,970 |
| 2013 | $1,008 | $89,700 | $8,970 |
| 2012 | $165 | $89,700 | $8,970 |
| 2011 | $154 | $89,700 | $8,970 |
| 2010 | $921 | $89,700 | $8,970 |
| 2009 | $921 | $89,700 | $8,970 |
| 2008 | $149 | — | $8,970 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-12-28 | Price Changed | $295,000 |
| 2025-10-30 | Listed | $300,000 |
Photo Gallery
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{
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"utility_allowances": [
{
"note": "Selected 'natural_gas' for a 3-bedroom unit. Property details explicitly state 'Gas: Natural' and 'Heating: Yes, Central'.",
"utility": "heating",
"allowance": 70
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{
"note": "Selected 'natural_gas' for a 3-bedroom unit. Natural gas is available at the property and is the most cost-effective option on the schedule.",
"utility": "cooking",
"allowance": 12
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{
"note": "Selected 'natural_gas' for a 3-bedroom unit. Natural gas is available at the property and is the most cost-effective option on the schedule.",
"utility": "water_heating",
"allowance": 24
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{
"note": "Fixed allowance for a 3-bedroom unit. This covers general electrical use, including central air conditioning, lighting, and tenant-provided appliances.",
"utility": "other_electric",
"allowance": 67
},
{
"note": "Fixed allowance for a 3-bedroom unit. Property details state 'Water Source: Public'.",
"utility": "water",
"allowance": 43
},
{
"note": "Fixed allowance for a 3-bedroom unit. Property details state 'Sewer: City'.",
"utility": "sewer",
"allowance": 46
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{
"note": "Fixed allowance for a 3-bedroom unit. This is a standard municipal service for a single-family home.",
"utility": "trash_collection",
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"runs": [
{
"summary": "Overall this single-family home appears turnkey and likely to pass an initial HCV/NSPIRE inspection after confirmation/installation of a few code-required devices. Strengths: newer roof (2021), new HVAC, fresh paint, well-maintained hardwood floors and intact brick exterior. Main inspection risks are missing/uncertain items that are normally quick fixes (smoke and CO detectors, confirmation of GFCI protection in kitchen/baths, verification of electrical panel and water heater condition). No visible structural, roof, or active water intrusion issues were observed in the photos. With verification of the unseen mechanical components and installation/confirmation of required detectors/GFCIs, this property should be rent-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 88.0,
"rationale": "Interior and exterior photos show well-maintained cosmetic condition: original hardwood in good condition, tile and LVP floors intact, fresh paint, intact cabinetry. Kitchen appliances (cooktop, wall oven, dishwasher) visible; refrigerator not pictured (minor). Porch tile and front step intact. No visible holes, large drywall damage, or collapsed surfaces. Deductions for older-style finishes in kitchen (may need modernization) and absence of visible small items that typically need attention (smoke/CO detectors not pictured)."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "No active life-threatening hazards visible: ceilings intact, no visible leaks, no exposed wiring, windows appear operable and provide egress, entry door looks secure with a keyed lock. However required safety items (smoke detectors, CO alarms, GFCI in kitchen/bath) are not visible in photos and must be confirmed/installed. Electrical panel and water heater are not shown. Single-step front entry has no handrail (not typically required for a single low step). Moderate deduction for unknown but easily-correctable safety items."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof/HVAC/plumbing/electrical)",
"score": 82.0,
"rationale": "Listing states new roof (2021) and new AC & heat — photos show ceiling duct registers consistent with central HVAC. Kitchen fixtures and plumbing appear functional; appliances visible. No water staining or obvious roof leaks in interior photos. Electrical panel and water heater are not shown in listing; their condition must be verified. Based on owner claims and visible condition, systems likely in good working order but unknown components reduce score slightly."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 90.0,
"rationale": "All-brick exterior appears sound, gutters and gutter guards reported new, roof looks in good condition. Lawn and walkways are maintained; front walk and porch are intact without trip hazards. Foundation exposure not visible but there are no visible signs of settlement or major cracks from photos. Neighboring homes and lot grading appear typical; drainage and flood risk not evaluated from photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof was replaced in 2021 and AC/heat are new is accurate and systems are operational.",
"No evidence of active roof leaks or interior water stains in photos means there are no active interior leaks at time of listing.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are either missing or not pictured and will need verification/possible installation to meet NSPIRE requirements.",
"Electrical panel and water heater locations and conditions are not shown; assume functional but require verification during inspection.",
"Kitchen has functional cooking appliances (cooktop and wall oven visible) and dishwasher; refrigerator not pictured but missing fridge alone would be a moderate, not catastrophic, issue.",
"Foundation is typical slab or shallow foundation for area with no visible major settlement; large foundation movement not evident from photos.",
"Bedrooms have egress windows based on visible window sizes; measurements not provided and should be confirmed by inspector."
],
"overall_score": 84.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "This all-brick 1954 ranch presents as well-maintained and largely turnkey for Section 8 tenancy. Key positives: new roof (2021), new HVAC/heat, intact hardwood floors, complete-looking kitchen with appliances, and good exterior condition. Primary inspection risks are verification items that are not visible in photos (smoke/CO detectors, GFCI outlets, electrical panel condition, water heater). With verification/installation of detectors and any required GFCI updates, the unit is likely to pass an initial HCV/NSPIRE inspection with only minor repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained brick ranch with intact paint, solid hardwood floors, tile floors in kitchen, tidy trim and cabinetry. Cosmetic finishes appear in good condition; only minor, tenant-turn items likely (touch-up paint, possible fixture updates). Appliances (cooktop, wall oven, dishwasher and refrigerator) are visible in photos — so missing-appliance risk is low. No visible water stains, peeling paint, or damaged flooring. Overall turnkey with only minor cosmetic/fixture work expected."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No visible exposed wiring, ceilings and floors appear intact, egress windows and doors appear adequate, and entry door looks secure. New HVAC and roof reduce risk of active life-safety issues. However smoke detectors and carbon monoxide detectors are not visible in any photos (could be present but not shown) and GFCI protection in kitchen/bath cannot be verified. Electrical panel location and condition are not shown. Because detector/GFCI verification is required for inspection, these unknowns reduce the score."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof)",
"score": 80.0,
"rationale": "Listing states new roof (2021) and new AC and heat — photos show ceiling HVAC vents — indicating functioning HVAC and a relatively recent roof. Kitchen appliances and plumbing fixtures are shown and appear functional; no visible leaks or water damage. Water heater, electrical panel and plumbing behind walls are not visible, so assumed functional but unverified. Overall systems appear well maintained with some verification required."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 90.0,
"rationale": "Brick exterior, new gutters/gutter guards per listing, level lawns, intact sidewalks and small entry step. No visible foundation cracks, standing water, or severe exterior deterioration. Small tiled front stoop and short step present — appears safe but could be slippery when wet. Mature trees and edging are tidy. Overall low exterior risk."
}
],
"red_flags": [
"Smoke detectors not visible in photos — inspector will require installed and operational smoke detectors in required locations.",
"Carbon monoxide detector not visible — may be required if fuel-burning appliances or attached garage present.",
"GFCI protection in kitchen/bathrooms not verifiable from photos — likely required and must be confirmed or installed if absent.",
"Electrical panel and its condition/location not shown — must be accessible and in code-compliant condition at inspection."
],
"confidence": 0.7,
"assumptions": [
"Smoke detectors and carbon monoxide detectors are not visible in photos; assume they may be missing or not shown and will need verification or installation.",
"Water heater is present and operational though not pictured.",
"Electrical panel exists and is intact inside the home (location not shown); no visible evidence of exposed wiring.",
"Plumbing fixtures and hot water are functioning; no visible leaks in photos.",
"Bedrooms have proper egress windows consistent with visible window sizes.",
"Kitchen appliances (cooktop, wall oven, dishwasher, refrigerator) shown are functional; if any are missing they are considered moderate fixes.",
"No active roof leaks or structural sagging given new roof (2021) and intact ceilings in photos.",
"No severe mold, pest infestation, or major foundation movement present based on photos; hidden issues cannot be ruled out.",
"Handrails/guardrails not required on front entry given single small step, and steps appear stable."
],
"overall_score": 82.0,
"rubric_version": "ns_pv1"
},
{
"summary": "Overall this single-family brick ranch appears close to Section 8/NSPIRE-ready. The property shows recent major system updates (roof, HVAC), intact structure, good interior finishes, and functioning kitchen appliances. The primary inspection risks are missing/undocumented safety items commonly required by NSPIRE (smoke/CO detectors, GFCI outlets) and absence of photos of the electrical panel and water heater. Those items are typically easy/quick to remediate. Given the condition and recent updates, this property would likely pass an initial HCV inspection after minor, fast fixes and verification of detectors and GFCI protection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show well-maintained finishes: original hardwoods in good condition, tiled kitchen and entry in good shape, cabinetry intact. Appliances (cooktop, wall oven, dishwasher and likely refrigerator) are present in photos. No visible significant cosmetic damage, peeling paint, or flooring failure. Minor updates or cosmetic refresh could be done quickly; missing small items (outlet covers, minor trim touch-ups) are not apparent. Overall moderate-to-low repair needs."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 68.0,
"rationale": "No obvious life-threatening hazards visible (no sagging ceilings, major cracks, standing water, exposed wiring). Bedrooms appear to have windows for egress and entry door looks secure. However required safety items are not visible in photos: smoke/CO detectors and GFCI receptacles in kitchen/baths are not shown. No electrical panel visibility to confirm labeling or condition. Built in 1954 so lead-based paint risk exists even though no peeling paint is evident. These unknowns create a moderate inspection risk that can usually be resolved with small installs/repairs."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Roof, Plumbing, Electrical)",
"score": 85.0,
"rationale": "Listing states new roof (2021) and new AC/heat — photos show central air vents and ceiling registers consistent with a functioning forced-air system. Kitchen plumbing fixtures appear intact; built-in appliances present. No visible water stains, active leaks, or corroded piping. Electrical fixtures and ceiling fans appear operational with no exposed wiring visible. Water heater and electrical panel were not photographed so full verification is not possible, but visible evidence and listing claims indicate largely updated, serviceable systems."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 88.0,
"rationale": "All-brick exterior and tidy landscaping show good upkeep. Walkways and steps are intact and even; porch and terrazzo/ceramic tile entry are in place. Gutters and gutter guards reportedly new. No visible foundation separation, major grading/drainage problems, standing water, or vegetation directly damaging the envelope. Yard and site present low safety risk from photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detectors in photos (may fail NSPIRE if not present/functional).",
"No visible GFCI receptacles in kitchen/bath photos (required for safety by code/NSPIRE).",
"Built 1954 — potential lead-based paint risk (pre-1978) requiring disclosure and possible remediation if deteriorated paint is found)."
],
"confidence": 0.75,
"assumptions": [
"Listing is accurate: roof replaced in 2021 and AC/heat were recently replaced as stated.",
"Photos represent the current condition of the entire unit (no hidden water damage or unseen structural issues in unphotographed areas).",
"Appliances shown in kitchen photos are operable; if any are removed prior to inspection they would need to be provided.",
"Smoke and carbon monoxide detectors, GFCI-protected outlets, electrical panel labeling, and hot water heater location/function were not photographed and therefore must be verified during inspection.",
"Because the house was built in 1954, lead-based paint risk exists; absence of peeling paint in photos is taken as no visible deteriorated paint but a lead disclosure and possible remediation may be required per HUD/local rules."
],
"overall_score": 80.0,
"rubric_version": "nsPIRE-v1-2026-03"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "757 Jefferson Heights Ave, Jefferson, LA, 70121",
"aggregate": {
"summary": "Overall this single-family home appears turnkey and likely to pass an initial HCV/NSPIRE inspection after confirmation/installation of a few code-required devices. Strengths: newer roof (2021), new HVAC, fresh paint, well-maintained hardwood floors and intact brick exterior. Main inspection risks are missing/uncertain items that are normally quick fixes (smoke and CO detectors, confirmation of GFCI protection in kitchen/baths, verification of electrical panel and water heater condition). No visible structural, roof, or active water intrusion issues were observed in the photos. With verification of the unseen mechanical components and installation/confirmation of required detectors/GFCIs, this property should be rent-ready within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 84.3,
"rationale": "Interior and exterior photos show well-maintained cosmetic condition: original hardwood in good condition, tile and LVP floors intact, fresh paint, intact cabinetry. Kitchen appliances (cooktop, wall oven, dishwasher) visible; refrigerator not pictured (minor). Porch tile and front step intact. No visible holes, large drywall damage, or collapsed surfaces. Deductions for older-style finishes in kitchen (may need modernization) and absence of visible small items that typically need attention (smoke/CO detectors not pictured)."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 89.3,
"rationale": "All-brick exterior appears sound, gutters and gutter guards reported new, roof looks in good condition. Lawn and walkways are maintained; front walk and porch are intact without trip hazards. Foundation exposure not visible but there are no visible signs of settlement or major cracks from photos. Neighboring homes and lot grading appear typical; drainage and flood risk not evaluated from photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 73.7,
"rationale": "No active life-threatening hazards visible: ceilings intact, no visible leaks, no exposed wiring, windows appear operable and provide egress, entry door looks secure with a keyed lock. However required safety items (smoke detectors, CO alarms, GFCI in kitchen/bath) are not visible in photos and must be confirmed/installed. Electrical panel and water heater are not shown. Single-step front entry has no handrail (not typically required for a single low step). Moderate deduction for unknown but easily-correctable safety items."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof/HVAC/plumbing/electrical)",
"score": 82.3,
"rationale": "Listing states new roof (2021) and new AC & heat — photos show ceiling duct registers consistent with central HVAC. Kitchen fixtures and plumbing appear functional; appliances visible. No water staining or obvious roof leaks in interior photos. Electrical panel and water heater are not shown in listing; their condition must be verified. Based on owner claims and visible condition, systems likely in good working order but unknown components reduce score slightly."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Listing statement that roof was replaced in 2021 and AC/heat are new is accurate and systems are operational.",
"No evidence of active roof leaks or interior water stains in photos means there are no active interior leaks at time of listing.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they are either missing or not pictured and will need verification/possible installation to meet NSPIRE requirements.",
"Electrical panel and water heater locations and conditions are not shown; assume functional but require verification during inspection.",
"Kitchen has functional cooking appliances (cooktop and wall oven visible) and dishwasher; refrigerator not pictured but missing fridge alone would be a moderate, not catastrophic, issue.",
"Foundation is typical slab or shallow foundation for area with no visible major settlement; large foundation movement not evident from photos.",
"Bedrooms have egress windows based on visible window sizes; measurements not provided and should be confirmed by inspector."
],
"score_method": "mean_of_criteria",
"overall_score": 82.0,
"rubric_version": "nsPIRE-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8062888457"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.