Property ID: 8064865478
7924 Nevada St, Metairie, LA, 70003
Metairie, LA
Money Down: $28,800
CoC Return: 22.89%
Monthly Cash Flow: $549
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$24,000
Closing Costs
$4,800
Total Down
$28,800
Investment Snapshot
Purchase Price
$120,000
Money Down
$28,800
Cash-on-Cash Return
22.89%
Rent
$1,548
Monthly Cash Flow
$549
Annual Cash Flow
$6,594
Debt Service / Mo
$639
Property Tax / Mo
$104
Insurance / Mo
$101
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,548
Payment Standard
$1,983
Rent
$1,548
Insurance
$101
Property Tax
$104
Management
$155
Utilities Allowance
$435
NOI (Monthly)
$1,188
Debt Service
$639
Cash Flow After Debt
$549
Quality Score: 63.60%
Confidence: 84.00%
Overall the property appears mostly liveable with cosmetic updates and standard repairs needed. Appliances present and interior finishes are serviceable, making the unit likely rentable after 1–4 weeks of work. Key NSPIRE risks: no visible smoke/CO detectors, no visible heating system, unclear egress compliance, and evidence of missing shower caulk/grout and ceiling staining that suggest prior water intrusion. With installation of required alarms, verification/repair of sealing at wet areas, confirmation of a working heat source and basic finish repairs, the property would likely pass an initial HCV/NSPIRE inspection.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$435
Guaranteed Section 8 Rent (PS - Utilities)
$1,548
Property Management
$155
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$120,000
Beds
3
Baths
2
Living Area
1,296 sqft
Lot Size
—
Year Built
1968
Days on Market
9
Capital Outlay
$28,800
Debt Service
$639
Property Tax / Mo
$104
Insurance / Mo
$101
Utility Allowances
air_conditioning
$32
Property listing specifies 'Window Unit(s)' for cooling.
cooking
$10
Fuel type for stove not specified; 'electric' was chosen as it is the more expensive option.
electric_monthly_fee
$26
Fixed monthly fee for electric service in this jurisdiction.
gas_monthly_fee
$28
Fixed monthly fee for gas service availability in this jurisdiction, assumed to be applicable.
heating
$12
Property listing specifies 'Window Unit' for heating, so the 'electric_heat_pump' option was selected.
mosquito_monthly_fee
$3
Fixed monthly mosquito abatement fee for this jurisdiction.
other_electric
$45
Standard allowance for general electricity usage (lights, outlets, etc.).
range
$36
Appliance is not explicitly listed as included with the property; allowance for a tenant-owned range is included.
refrigerator
$33
Appliance is not explicitly listed as included with the property; allowance for a tenant-owned refrigerator is included.
sewer
$94
Property is on public/city sewer, as stated in the listing.
trash_collection
$23
Standard allowance for trash collection for a single-family home.
water
$70
Property is on a public water source, as stated in the listing.
water_heating
$23
Fuel type for water heater not specified; 'electric' was chosen for consistency with other appliances and as it is the more expensive option.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,212
DP3 Annual Estimate$1,212
DP1 Monthly Equivalent$101
DP3 Monthly Equivalent$101
Replacement Value$76,400
Basis1,296 sqft / 1968
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Risk and Criteria Detail
Red Flags
- success
- No visible smoke detectors or carbon monoxide alarms (required by NSPIRE).
- No visible heating system (only window AC units and ceiling fans visible) — 'No visible heating system' is a major red flag.
- Ceiling discoloration/stain in living area indicating prior water intrusion (possible active leak or hidden damage).
- Gaps/missing caulk at shower bases and tile perimeter — risk for water intrusion and hidden damage.
Assumptions
- Smoke detectors and carbon monoxide alarms are not present unless installed but not visible in photos — assume none visible for inspection readiness.
- Central HVAC/heat system is not visible; assume property relies on window units and/or has a hidden system that must be verified operational.
- Electrical panel, GFCI protection, and circuit integrity are not shown; assume typical condition unless inspection finds defects.
- No active roof sagging or foundation movement observed in photos; assume no major structural failure unless interior evidence (not shown) contradicts.
- Hot water availability and water heater condition are unknown — assume functional but require verification.
- Bedroom egress window dimensions and operability are unknown; assume likely acceptable for older single-story but must be measured on inspection.
- Ceiling discoloration is assumed to be prior or minor leak evidence; active leak not confirmed but should be investigated.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,212 | $95,100 | $9,510 |
| 2024 | $1,152 | $95,100 | $9,510 |
| 2023 | $1,094 | $86,500 | $8,650 |
| 2022 | $1,064 | $86,500 | $8,650 |
| 2021 | $988 | $86,500 | $8,650 |
| 2020 | $981 | $86,500 | $8,650 |
| 2019 | $1,008 | $86,500 | $8,650 |
| 2018 | $939 | $86,500 | $8,650 |
| 2017 | $939 | $86,500 | $8,650 |
| 2016 | $920 | $86,500 | $8,650 |
| 2015 | $933 | $85,700 | $8,570 |
| 2014 | $921 | $85,700 | $8,570 |
| 2013 | $921 | $85,700 | $8,570 |
| 2012 | $115 | $85,700 | $8,570 |
| 2011 | $115 | $86,400 | $8,640 |
| 2010 | $852 | $86,400 | $8,640 |
| 2009 | $852 | $86,400 | $8,640 |
| 2008 | $111 | — | $8,640 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2018-09-28 | Sold | — |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2026-02-08 | Listed for rent | $1,700 | — |
| 2021-02-16 | Listed for rent | $1,350 | — |
Photo Gallery
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"Utility Room Dimensions: 13.2' x 11.3'",
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"Lot Size Acres: 0.113",
"Lot Size Dimensions: 4926sqft",
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"Source Listing Status: Active",
"County: Jefferson",
"Directions: On Jefferson Highway going towards Kenner, take a right on Tullulah. Home on the Left at the Corner",
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"Source Neighborhood: Trudeau",
"Parcel Number: 0910008089",
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"Year Built: 1956",
"Building Area Total: 1080",
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"cash_on_cash_return_after_debt": 0.27
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears mostly liveable with cosmetic updates and standard repairs needed. Appliances present and interior finishes are serviceable, making the unit likely rentable after 1–4 weeks of work. Key NSPIRE risks: no visible smoke/CO detectors, no visible heating system, unclear egress compliance, and evidence of missing shower caulk/grout and ceiling staining that suggest prior water intrusion. With installation of required alarms, verification/repair of sealing at wet areas, confirmation of a working heat source and basic finish repairs, the property would likely pass an initial HCV/NSPIRE inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 70.0,
"rationale": "Interior is largely intact with recent cosmetic paint and tile flooring throughout. Kitchen has stove and refrigerator present; cabinets appear serviceable. Bathrooms have intact fixtures and tub/shower surrounds, but tile edges, grout and transition areas show gaps and missing caulk at shower bases. Baseboards, door edges and some trim show scuffs and wear. Exterior paint looks recent; front concrete walk/stoop is cracked. These are mainly cosmetic and minor water-sealing/finish repairs — moderate time/cost but not structural."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "No smoke detectors or CO alarms are visible in photos (required). Entry door does not show a visible deadbolt in photos. Bedroom windows are present but egress compliance (opening size/height) cannot be confirmed from photos. No obvious exposed wiring or electrical fire damage seen; electrical panel not shown. Some ceiling discoloration/staining visible in living area (possible past/ongoing leak) which raises risk of hidden water damage/mold. Window ACs and ceiling fans present but no visible central heating source. GFCI presence in kitchen/baths cannot be confirmed. Overall these unknowns plus missing/unclear alarms reduce safety score."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, plumbing & electrical systems",
"score": 55.0,
"rationale": "Roof appears intact from the single exterior photo with no obvious sag or missing shingles. Plumbing fixtures, toilets and sinks are present and visually functional but show evidence of previous water intrusion at shower bases (missing caulk/grout gaps). No water heater, HVAC furnace/air handler or electrical panel are shown; heating system is not visible (window ACs shown). Appliances (range, fridge) are present. Because major systems are not documented in photos, assume average condition but note risk from shower perimeter failures and unknown mechanical equipment status."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 70.0,
"rationale": "Single-story home with painted siding in generally good visible condition. Foundation appears level in photos with no visible large cracks. Yard is unkempt and walkway/stoop shows cracking; landscaping and trip-hazard mitigation needed. No signs of active standing water, major exterior damage, or infestation visible. Overall exterior presents as serviceable but needs routine maintenance."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms (required by NSPIRE).",
"No visible heating system (only window AC units and ceiling fans visible) — 'No visible heating system' is a major red flag.",
"Ceiling discoloration/stain in living area indicating prior water intrusion (possible active leak or hidden damage).",
"Gaps/missing caulk at shower bases and tile perimeter — risk for water intrusion and hidden damage."
],
"confidence": 0.65,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not present unless installed but not visible in photos — assume none visible for inspection readiness.",
"Central HVAC/heat system is not visible; assume property relies on window units and/or has a hidden system that must be verified operational.",
"Electrical panel, GFCI protection, and circuit integrity are not shown; assume typical condition unless inspection finds defects.",
"No active roof sagging or foundation movement observed in photos; assume no major structural failure unless interior evidence (not shown) contradicts.",
"Hot water availability and water heater condition are unknown — assume functional but require verification.",
"Bedroom egress window dimensions and operability are unknown; assume likely acceptable for older single-story but must be measured on inspection.",
"Ceiling discoloration is assumed to be prior or minor leak evidence; active leak not confirmed but should be investigated."
],
"overall_score": 63.0,
"rubric_version": "2026-02-16_v1"
},
{
"summary": "This 3BR/2BA single-family appears mostly habitable with cosmetic and localized wet-area repairs required. The property shows functioning appliances and intact exterior/roof, but there are moderate NSPIRE risks: no smoke/CO alarms visible, failed/poor shower caulking and black staining consistent with moisture issues, ceiling staining in living area (possible past leak), and no visible central HVAC (window units present). With 1–3 days to install/verify alarms and complete minor repairs and 1–2 weeks to investigate/repair moisture sources and verify mechanical systems, the property is likely Section 8-rent-ready within ~30 days if no hidden system failures are found.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 75.0,
"rationale": "Interior finishes appear recently painted but show cosmetic wear: tile floors are intact but grout gaps and some uneven tiles are visible; baseboards and door casings are scuffed; bathrooms have new-ish vanities and surrounds but caulking and trim around shower/tub show deterioration and black staining. Kitchen has range and refrigerator present (reduces penalty). No major structural damage visible. Overall condition indicates mostly cosmetic and finish repairs and moderate caulking/tile work rather than heavy rehab."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risk",
"score": 55.0,
"rationale": "Several safety/compliance items are unknown or not visible: no smoke detectors or CO alarms visible in photos; front door deadbolt not visible; GFCI outlets not shown. Bathrooms and shower base show black staining and missing/failed caulk that could indicate water intrusion or mold risk. Bedrooms appear to have egress windows. No exposed wiring seen in photos. Given missing/uncertain life-safety devices and evidence of moisture at wet areas, this is a moderate inspection risk that will likely require installation/check of alarms, sealing/repair of wet areas, and verification of electrical protections."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 60.0,
"rationale": "Roof appears intact from front exterior photo with no visible sagging or missing shingles. No central HVAC equipment is shown; window unit(s) and ceiling fans are present suggesting no central system — acceptable if heating/cooling source functions but will require verification. Appliances (range, refrigerator) are present. No water heater, electrical panel, or furnace pictured; plumbing fixtures appear present and functional but hot water availability not verified. Ceiling discoloration in living area suggests prior or intermittent leak that should be investigated. Systems score reflects acceptable visible condition but need inspection/verification of HVAC, water heater, electrical service and leak repairs."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 75.0,
"rationale": "Exterior front facade and roof appear serviceable; siding/paint in fair condition. Front concrete walk shows cracking and minor unevenness but no collapsed areas. Yard is modest and not overgrown. No obvious foundation settlement, major drainage pooling, or pest infestation visible in provided exterior photo. Overall exterior is in good-to-fair condition with minor repair needs (walk repairs, paint touchups)."
},
{
"key": "rental_history_activity",
"label": "Evidence of recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors or CO alarms in photos (NSPIRE life-safety requirement).",
"Ceiling staining in living area and black staining/failed caulk at shower base — indicates possible water intrusion or mold risk that requires immediate investigation.",
"No visible central heating system; only window units/portable cooling shown — heating source must be verified to meet local code/inspector expectations.",
"Tile edges and grout gaps at transitions create trip hazards and will need repair."
],
"confidence": 0.6,
"assumptions": [
"Photos represent current condition of the entire unit; there are no additional unseen severe defects.",
"Smoke and CO detectors are not present since none are visible in photos; they will need verification or installation.",
"Water heater, electrical panel, and main HVAC are present and serviceable though not shown; absence of central HVAC is assumed (window units provide cooling/heating).",
"Ceiling discoloration and black staining at shower base indicate moisture intrusion but not necessarily active major structural damage; this requires on-site verification.",
"Bedrooms have egress-capable windows based on visible window sizes in photos.",
"Utilities (electric, water) are accessible and operational for inspection (no evidence of winterization).",
"Rental history 'present' event on 2026-02-08 indicates recent occupancy/rental use and therefore baseline functionality of systems."
],
"overall_score": 71.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this 3-bed, 2-bath 1968 single-family property appears mostly serviceable and could pass an initial HCV/NSPIRE inspection after targeted fixes. Primary immediate concerns: install/verify smoke and CO detectors, install GFCI protection in kitchen/baths as required, re-caulk and repair shower/tub interfaces to eliminate moisture intrusion, verify/repair heating system or provide acceptable heating source, and address minor cosmetic trim and grout work. With these items completed, the property would likely be rent-ready within 2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior is cosmetically serviceable: full-tile floors, painted walls, functioning kitchen appliances visible (stove, refrigerator). Observable deferred items: grout/caulk gaps at shower/tub base, scuffed/ damaged trim and doorjambs, uneven tile edges and missing baseboard finish in places. No large-scale structural damage visible. Missing minor fixtures/finish work likely. Missing appliances are not an issue here (stove and fridge present). Overall moderate cosmetic repairs and re-caulking/grout work required but no major rehab visible."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 50.0,
"rationale": "Significant NSPIRE risks observed or likely: no smoke detectors or CO alarms visible in photos (required), no visible GFCI receptacles at kitchen or bathrooms, and no obvious deadbolt on front door. Bathroom tub/shower bases show open gaps and degraded caulk which increases moisture/mold risk. Ceiling shows a discolored/patchy area (possible prior water intrusion). Bedroom windows appear to provide egress but smoke/CO detectors and GFCI are missing/unclear — these are common automatic fail items. No exposed live wiring seen in photos, and entry appears secure, but absence of visible detectors and degraded shower seals lower the score."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 55.0,
"rationale": "Kitchen and plumbing fixtures are present and appear functional (sinks, toilets, tubs), and an electric range is present. Roof appears intact from front elevation photo with no visible sagging. However there is no visible central HVAC (window AC units seen in bedrooms) and no visible heating equipment; absence of permanent heating system is a notable risk for inspection depending on local code/inspector expectations. Water heater and electrical panel are not shown and therefore unverified. Evidence of prior ceiling water staining reduces confidence in plumbing/roof integrity. Systems likely serviceable but require verification and potentially installation/repair of permanent heating or proof of adequate heat."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Front exterior appears intact and painted, roof visually intact with no obvious sagging or missing large areas. Walkway is cracked and yard is unkempt but not presenting immediate safety hazards. No visible major foundation cracks or standing water in photos. Entry step has no handrail but appears low; not an immediate code failure in most jurisdictions. Overall exterior shows normal wear and moderate cosmetic work."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms (automatic NSPIRE fail without installation).",
"No visible permanent heating system or furnace (window units present) — may fail heating requirement depending on local interpretation.",
"Visible degraded caulking and gaps at tub/shower bases with possible moisture intrusion and ceiling discoloration (potential mold/water damage risk).",
"No visible GFCI protection at kitchen and bathrooms (common inspection fail)."
],
"confidence": 0.65,
"assumptions": [
"No smoke detectors or carbon monoxide alarms are installed because none are visible in any photos.",
"No permanent central heating system is present because only window AC units are visible; a permanent heat source is not shown in photos.",
"Water heater and electrical panel were not photographed and are assumed present but unverified; their condition is unknown.",
"Bedrooms have egress windows of adequate size based on visible window openings; full measurements not provided.",
"Kitchen appliances visible (stove and refrigerator) are functional but not electrically or gas-tested in photos.",
"No active structural sagging or foundation movement is assumed because none is visible from provided photos; interior ceilings and floors appear generally level.",
"Tile is assumed generally intact but grout/edge gaps visible may indicate loose tiles in spots and should be checked.",
"Rental history event in snapshot is accurate and current (used as a positive bonus)."
],
"overall_score": 67.0,
"rubric_version": "1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "7924 Nevada St, Metairie, LA, 70003",
"aggregate": {
"summary": "Overall the property appears mostly liveable with cosmetic updates and standard repairs needed. Appliances present and interior finishes are serviceable, making the unit likely rentable after 1–4 weeks of work. Key NSPIRE risks: no visible smoke/CO detectors, no visible heating system, unclear egress compliance, and evidence of missing shower caulk/grout and ceiling staining that suggest prior water intrusion. With installation of required alarms, verification/repair of sealing at wet areas, confirmation of a working heat source and basic finish repairs, the property would likely pass an initial HCV/NSPIRE inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 71.7,
"rationale": "Interior is largely intact with recent cosmetic paint and tile flooring throughout. Kitchen has stove and refrigerator present; cabinets appear serviceable. Bathrooms have intact fixtures and tub/shower surrounds, but tile edges, grout and transition areas show gaps and missing caulk at shower bases. Baseboards, door edges and some trim show scuffs and wear. Exterior paint looks recent; front concrete walk/stoop is cracked. These are mainly cosmetic and minor water-sealing/finish repairs — moderate time/cost but not structural."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 73.3,
"rationale": "Single-story home with painted siding in generally good visible condition. Foundation appears level in photos with no visible large cracks. Yard is unkempt and walkway/stoop shows cracking; landscaping and trip-hazard mitigation needed. No signs of active standing water, major exterior damage, or infestation visible. Overall exterior presents as serviceable but needs routine maintenance."
},
{
"key": "rental_history_activity",
"label": "Recent rental activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 53.3,
"rationale": "No smoke detectors or CO alarms are visible in photos (required). Entry door does not show a visible deadbolt in photos. Bedroom windows are present but egress compliance (opening size/height) cannot be confirmed from photos. No obvious exposed wiring or electrical fire damage seen; electrical panel not shown. Some ceiling discoloration/staining visible in living area (possible past/ongoing leak) which raises risk of hidden water damage/mold. Window ACs and ceiling fans present but no visible central heating source. GFCI presence in kitchen/baths cannot be confirmed. Overall these unknowns plus missing/unclear alarms reduce safety score."
},
{
"key": "systems_mechanical",
"label": "Roof, HVAC, plumbing & electrical systems",
"score": 56.7,
"rationale": "Roof appears intact from the single exterior photo with no obvious sag or missing shingles. Plumbing fixtures, toilets and sinks are present and visually functional but show evidence of previous water intrusion at shower bases (missing caulk/grout gaps). No water heater, HVAC furnace/air handler or electrical panel are shown; heating system is not visible (window ACs shown). Appliances (range, fridge) are present. Because major systems are not documented in photos, assume average condition but note risk from shower perimeter failures and unknown mechanical equipment status."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms (required by NSPIRE).",
"No visible heating system (only window AC units and ceiling fans visible) — 'No visible heating system' is a major red flag.",
"Ceiling discoloration/stain in living area indicating prior water intrusion (possible active leak or hidden damage).",
"Gaps/missing caulk at shower bases and tile perimeter — risk for water intrusion and hidden damage."
],
"confidence": 0.84,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not present unless installed but not visible in photos — assume none visible for inspection readiness.",
"Central HVAC/heat system is not visible; assume property relies on window units and/or has a hidden system that must be verified operational.",
"Electrical panel, GFCI protection, and circuit integrity are not shown; assume typical condition unless inspection finds defects.",
"No active roof sagging or foundation movement observed in photos; assume no major structural failure unless interior evidence (not shown) contradicts.",
"Hot water availability and water heater condition are unknown — assume functional but require verification.",
"Bedroom egress window dimensions and operability are unknown; assume likely acceptable for older single-story but must be measured on inspection.",
"Ceiling discoloration is assumed to be prior or minor leak evidence; active leak not confirmed but should be investigated."
],
"score_method": "mean_of_criteria",
"overall_score": 63.6,
"rubric_version": "2026-02-16_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8064865478"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.