2152 Legion Dr, Terrytown, LA, 70056
Terrytown, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 85.80%
Confidence: 95.00%
This single-family home appears largely turnkey for Section 8 / HCV tenancy. Recent major system updates (roof certificate, new hot water heater, AC 2024, new windows) and full interior renovation (kitchen, baths, flooring, paint) strongly favor passing an initial NSPIRE inspection after verification of a few code-critical items. Main verification items: properly located working smoke and any required CO detectors, GFCI protection in kitchen/baths, a functioning deadbolt on the entry, and confirmation the electrical panel and HVAC/water heater installations meet code. Expect minor easy-to-fix items only; likely rent-ready within 1–2 weeks pending the verifications.
Property Fundamentals
Property Description
Step into this beautifully renovated 3-bedroom, 2-bath home, updated in 2026 and move-in ready! Enjoy peace of mind with a brand-new fortified roof (certificate included), a new hot water heater, AC system installed in 2024, and new windows as well.. Inside, you'll find fresh paint, stylish new flooring, and a bright, welcoming layout. The kitchen is fully equipped with stainless steel appliances, including a refrigerator-useable for everyday living and entertaining. Located in the heart of Terrytown, this home also features a spacious backyard, outstanding for gatherings, relaxing evenings, or creating your own outdoor oasis. Don't miss this charming, updated home in a convenient and desirable location!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Renovation claims in the listing are accurate (new fortified roof certificate, new hot water heater, AC 2024, new windows, renovated kitchen/baths).
- Appliances shown (refrigerator, range, microwave, dishwasher) are present and operational as suggested by photos and listing text.
- No hidden structural issues exist behind finished surfaces; visible interiors show no sagging, stains, or settlement signs.
- Smoke alarms, carbon monoxide alarm (if required by local code), and GFCI-protected outlets were likely installed during the 2026 renovation but were not visible in photos — verification required.
- Electrical panel is intact and properly labeled; no evidence of hazardous wiring was visible in photos.
- No major drainage/grade issues or active water intrusion exist beyond what is visible in exterior photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,549 | $116,500 | $11,650 |
| 2024 | $1,545 | $116,500 | $11,650 |
| 2023 | $1,523 | $116,500 | $11,650 |
| 2022 | $1,484 | $116,500 | $11,650 |
| 2021 | $1,399 | $116,500 | $11,650 |
| 2020 | $1,389 | $116,500 | $11,650 |
| 2019 | $1,424 | $116,500 | $11,650 |
| 2018 | $1,331 | $116,500 | $11,650 |
| 2017 | $1,275 | $116,500 | $11,650 |
| 2016 | $1,250 | $116,500 | $11,650 |
| 2015 | $1,256 | $114,300 | $11,430 |
| 2014 | $1,241 | $114,300 | $11,430 |
| 2013 | $1,199 | $114,300 | $11,430 |
| 2012 | $412 | $114,300 | $11,430 |
| 2011 | $389 | $112,100 | $11,210 |
| 2010 | $1,148 | $112,100 | $11,210 |
| 2009 | $1,148 | $112,100 | $11,210 |
| 2008 | $376 | — | $11,210 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed | $249,500 |
| 2025-09-30 | Sold | $0 |
| 2025-09-29 | Listing removed | $65,000 |
| 2025-08-01 | Listed | $65,000 |
| 1989-12-01 | Sold | $0 |
Photo Gallery
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"listing_id": "2984896193",
"last_update_date": "2025-09-29T15:27:54Z",
"last_status_change_date": "2025-09-29T21:19:37Z"
},
"event_name": "Listed",
"price_sqft": 47.864506627393226,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2514083",
"price_change_percentage": null
},
{
"date": "1989-12-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8066335297",
"generated_at": "2026-03-27T17:01:27.219293Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 85.8
},
"utility_allowance": {
"zip_code": "70056",
"home_photo": "https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m1626216487s-w1280.jpg",
"rent_price": 1656.0,
"loan_amount": 199600.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/2152-Legion-Dr_Terrytown_LA_70056_M80663-35297",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 249500.0,
"loan_term_years": 30,
"annual_cash_flow": 14980.33,
"mortgage_monthly": 1327.94,
"payment_standard": 1983.0,
"total_amount_out": 49900.0,
"additional_photos": [
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m1539842399s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m3221460313s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m3217830905s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m1716548178s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m4233721428s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m2337853510s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m1090998015s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m1392990012s-w1280.jpg",
"https://ap.rdcpix.com/1058372cbc3721e019785db78338eaa6l-m3537068940s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 109.08,
"monthly_cash_flow": 1248.36,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating. The mention of 'HVAC 16Seer+' suggests a modern heat pump. The electric heat pump option was chosen as it is more expensive than the natural gas option, per the rules for ambiguity.",
"utility": "Heating",
"allowance": 78
},
{
"note": "Property includes a range/oven. The fuel type was not specified, so the more expensive electric option was chosen over natural gas.",
"utility": "Cooking",
"allowance": 17
},
{
"note": "Property has a new water heater. The fuel type was not specified, so the more expensive electric option was chosen over natural gas.",
"utility": "Water Heating",
"allowance": 51
},
{
"note": "Property listing specifies a public water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "Property listing specifies a city sewer connection.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "This is a standard utility allowance for a single-family home and is assumed to be the tenant's responsibility.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "This is a standard fixed allowance for lighting, outlets, and other miscellaneous electricity not covered by specific appliances.",
"utility": "Other Electric",
"allowance": 67
}
],
"cash_on_cash_return": 0.3,
"down_payment_amount": 49900.0,
"property_tax_annual": 1595.47,
"property_tax_monthly": 132.96,
"property_tax_increase": 0.03,
"utility_allowance_total": 327.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -955.0,
"property_management_monthly": 165.6,
"monthly_cash_flow_after_debt": -79.58,
"cash_on_cash_return_after_debt": -0.02
},
"section8_assessment": {
"runs": [
{
"summary": "This single-family home appears largely turnkey for Section 8 / HCV tenancy. Recent major system updates (roof certificate, new hot water heater, AC 2024, new windows) and full interior renovation (kitchen, baths, flooring, paint) strongly favor passing an initial NSPIRE inspection after verification of a few code-critical items. Main verification items: properly located working smoke and any required CO detectors, GFCI protection in kitchen/baths, a functioning deadbolt on the entry, and confirmation the electrical panel and HVAC/water heater installations meet code. Expect minor easy-to-fix items only; likely rent-ready within 1–2 weeks pending the verifications.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Photos and listing show a full cosmetic renovation: fresh paint, new flooring, updated kitchen and baths, intact trim and baseboard, and stainless steel appliances (fridge, range, microwave, dishwasher visible). Exterior brick and landscaping are tidy. No visible deferred maintenance, major stains, or damaged finishes. Minor driveway staining and small concrete cracks observed but are cosmetic and easy to remediate. Missing or damaged small items (outlet covers, touch-up paint) are likely minimal."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 80.0,
"rationale": "No obvious life‑threatening hazards visible: ceilings intact, no active water intrusion or mold evident, bedrooms have windows for egress, interior doors and entry appear secure. New windows and renovated finishes reduce lead-risk paint concerns given 1974 build year but lead history unknown. Smoke/CO detectors and GFCI outlets are not visible in photos — these are commonly installed during renovations but must be confirmed. Electrical hazards (exposed wiring, damaged panel) are not visible. Recommend verification of properly located smoke detectors, CO alarm (if required), GFCI protection at kitchen/bath, handrail/guardrail code compliance at any steps, and presence of a deadbolt on entry door prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 85.0,
"rationale": "Listing states a new hot water heater (2026) and AC installed in 2024; photos show central HVAC vents and recessed lighting functioning. Roof is described as a new fortified roof with certificate (listing), which mitigates roof failure risk. Stainless steel appliances are present and look operable. Electrical panel and water heater location/clearances not visible but no signs of poor system work in interior photos. Plumbing fixtures appear modern and functional. Overall systems appear recently updated and in good condition, but verification of HVAC operation, water heater plumbing/venting, and electrical panel labeling is recommended."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick, siding and roofline appear in good condition; yard is maintained and backyard access via French doors appears safe. Driveway shows surface staining and small cracks but no major heaving. No standing water or drainage problems are visible in the provided photos. Fencing and shed seen in distance appear serviceable but were not inspected in detail. No evidence of active infestation or severe exterior neglect."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Renovation claims in the listing are accurate (new fortified roof certificate, new hot water heater, AC 2024, new windows, renovated kitchen/baths).",
"Appliances shown (refrigerator, range, microwave, dishwasher) are present and operational as suggested by photos and listing text.",
"No hidden structural issues exist behind finished surfaces; visible interiors show no sagging, stains, or settlement signs.",
"Smoke alarms, carbon monoxide alarm (if required by local code), and GFCI-protected outlets were likely installed during the 2026 renovation but were not visible in photos — verification required.",
"Electrical panel is intact and properly labeled; no evidence of hazardous wiring was visible in photos.",
"No major drainage/grade issues or active water intrusion exist beyond what is visible in exterior photos."
],
"overall_score": 86.0,
"rubric_version": "2026-NSPIRE-v1"
},
{
"summary": "This property is highly turnkey for Section 8/HCV tenancy. Recent full renovation (new roof with certificate, new AC, new water heater, new windows, updated kitchen/baths, visible appliances) and clean, well‑maintained interior/exterior photos indicate the home would likely pass an initial NSPIRE/HCV inspection with routine verification of smoke/CO detectors, GFCI outlets, and electrical panel condition. Remaining verification items are typical paperwork/installation checks rather than visible defects.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Interior and exterior appear recently renovated and well maintained: fresh paint, new flooring, updated kitchen and baths, stainless steel appliances (fridge, stove, dishwasher, microwave visible), new windows, and a new garage door. Minor observable issues: driveway surface cracks and rust staining, small flooring transition gap at kitchen/living tile-to-wood threshold. No visible peeling paint, broken windows, or damaged cabinetry. Missing appliances are not an issue here because the listing and photos show functioning appliances."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 80.0,
"rationale": "No life‑threatening hazards seen: ceilings intact, no visible active leaks, no exposed wiring, stairs/handrails not present or required at main entry. French doors and bedroom windows visible for egress. HVAC vents visible. However, smoke/CO detectors, GFCI receptacles, and the electrical panel are not visible in photos—these are required for NSPIRE compliance. The listing states recent full renovation and new systems (roof, water heater, AC), which implies updates likely included safety devices, but absence of visible detectors/panel is a moderate inspection risk until verified."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical",
"score": 85.0,
"rationale": "Listing documents and photos indicate major systems have been recently replaced or upgraded: roof replaced (certificate referenced), HVAC installed in 2024 (vents present), new hot water heater (listed), and new windows. Kitchen appliances visible and modern. No visible water stains or signs of plumbing failure. Electrical system condition and panel not shown, and no photos of the water heater or furnace to confirm installation quality, so some uncertainty remains despite strong renovation evidence."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick façade looks sound and freshly painted; landscaping is maintained; driveway and walkway are serviceable though exhibit cracking and staining. Yard appears level and usable with a large backyard (good egress and outdoor space). No visible foundation distress, major grading/drainage problems, or evidence of infestation in provided photos. Rear yard structures/fencing not fully shown, so minor unknowns on perimeter security/drainage remain."
}
],
"red_flags": [],
"confidence": 0.8,
"assumptions": [
"New roof (certificate claimed) is properly installed and has no active leaks; seller can provide certificate and installer contact.",
"AC installed in 2024 and hot water heater are operational and have been properly permitted/installed, as stated in listing.",
"Smoke detectors and carbon monoxide alarms were likely installed during the 2026 renovation but are not visible in photos; presence must be verified before inspection.",
"Electrical panel and branch wiring are in code-compliant condition though not photographed; absence of exposed wiring in images suggests no visible electrical hazards.",
"Bedroom windows meet local egress size requirements based on appearance (single‑story home), but measurements are unverified.",
"No significant hidden water intrusion, mold, or foundation movement exists because interior finishes show no staining, sag, or visible cracking; however, unseen issues cannot be fully ruled out from photos alone."
],
"overall_score": 85.0,
"rubric_version": "2026-NSPIRE-v1"
},
{
"summary": "This single‑family home appears largely turnkey for a Housing Choice Voucher inspection. Recent major system upgrades (new roof with certificate, AC 2024, new water heater) and full interior renovation strongly favor a pass. Main inspection risks are administrative/finish items not visible in photos — verification of smoke/CO detectors, GFCI protection in kitchen/bath, and electrical panel labeling may be required. No structural or life‑threatening conditions are evident.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible Condition & Repairs",
"score": 90.0,
"rationale": "Photos + listing indicate a full recent renovation (2026) — fresh paint, new flooring, updated kitchens/baths and stainless appliances (fridge visible). Interior finishes look intact and clean. Exterior brick and landscaping are maintained. Only minor observable issues: small driveway staining and hairline concrete cracking; no visible damaged drywall, peeling paint, or collapsed finishes. Missing/loose small items (outlet covers, touch-up paint) could be final punchlist items but are easy fixes."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 80.0,
"rationale": "No visible life‑threatening hazards in photos — ceilings, floors and walls appear sound, bedroom windows provide egress, doors look secure and keyed. However, smoke detectors and carbon monoxide alarms are not visible in the photos (cannot confirm placement/operation). GFCI outlets in kitchen/baths are not shown. Electrical hazards (exposed wiring, panel condition) are not visible but the photos show recessed lighting and modern appliances suggesting functioning electrical systems. Because required alarms/outlet protection are not documented, small code items may be needed prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 90.0,
"rationale": "Listing states and photos support recent system upgrades: new roof (fortified, certificate included), AC installed 2024 (vents visible), new hot water heater (listed), and modern kitchen appliances (refrigerator, dishwasher, range, microwave). Plumbing fixtures and toilets shown appear new/operational. No visible signs of roof leaks, water stains, or HVAC failure. Electrical panel and exact age of water heater/AC cannot be independently verified from images but listing claims recent replacements."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick facade and new windows appear in very good condition. Yard is maintained, walkways intact, garage and driveway present. Minor concrete cracking and staining on driveway observed but not structural. No visible standing water, major grading issues, foundation displacement, or infestation evidence in photos. Backyard shown from patio doors appears flat and usable."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statements are accurate: new roof (certificate provided), new hot water heater, AC installed 2024, new windows, interior renovated 2026.",
"Kitchen appliances shown (refrigerator, range, dishwasher, microwave) are operational; gas range connection (if gas) is safe and capped/vented properly.",
"Smoke alarms and carbon monoxide detectors exist but were not photographed; if absent they are easily added.",
"Electrical panel condition is serviceable (not visibly corroded or damaged) though panel was not shown.",
"No active roof leaks or prior flood/structural damage exist beyond what is visible in the photos.",
"Bedrooms have adequate egress through the visible windows.",
"No hidden severe mold, concealed water damage, or termite damage; absence of visible staining or sagging supports this.",
"Driveway cracking is cosmetic and not indicative of foundation movement."
],
"overall_score": 87.0,
"rubric_version": "nsPIRE-2026-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "2152 Legion Dr, Terrytown, LA, 70056",
"aggregate": {
"summary": "This single-family home appears largely turnkey for Section 8 / HCV tenancy. Recent major system updates (roof certificate, new hot water heater, AC 2024, new windows) and full interior renovation (kitchen, baths, flooring, paint) strongly favor passing an initial NSPIRE inspection after verification of a few code-critical items. Main verification items: properly located working smoke and any required CO detectors, GFCI protection in kitchen/baths, a functioning deadbolt on the entry, and confirmation the electrical panel and HVAC/water heater installations meet code. Expect minor easy-to-fix items only; likely rent-ready within 1–2 weeks pending the verifications.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 90.0,
"rationale": "Photos and listing show a full cosmetic renovation: fresh paint, new flooring, updated kitchen and baths, intact trim and baseboard, and stainless steel appliances (fridge, range, microwave, dishwasher visible). Exterior brick and landscaping are tidy. No visible deferred maintenance, major stains, or damaged finishes. Minor driveway staining and small concrete cracks observed but are cosmetic and easy to remediate. Missing or damaged small items (outlet covers, touch-up paint) are likely minimal."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brick, siding and roofline appear in good condition; yard is maintained and backyard access via French doors appears safe. Driveway shows surface staining and small cracks but no major heaving. No standing water or drainage problems are visible in the provided photos. Fencing and shed seen in distance appear serviceable but were not inspected in detail. No evidence of active infestation or severe exterior neglect."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 80.0,
"rationale": "No obvious life‑threatening hazards visible: ceilings intact, no active water intrusion or mold evident, bedrooms have windows for egress, interior doors and entry appear secure. New windows and renovated finishes reduce lead-risk paint concerns given 1974 build year but lead history unknown. Smoke/CO detectors and GFCI outlets are not visible in photos — these are commonly installed during renovations but must be confirmed. Electrical hazards (exposed wiring, damaged panel) are not visible. Recommend verification of properly located smoke detectors, CO alarm (if required), GFCI protection at kitchen/bath, handrail/guardrail code compliance at any steps, and presence of a deadbolt on entry door prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 86.7,
"rationale": "Listing states a new hot water heater (2026) and AC installed in 2024; photos show central HVAC vents and recessed lighting functioning. Roof is described as a new fortified roof with certificate (listing), which mitigates roof failure risk. Stainless steel appliances are present and look operable. Electrical panel and water heater location/clearances not visible but no signs of poor system work in interior photos. Plumbing fixtures appear modern and functional. Overall systems appear recently updated and in good condition, but verification of HVAC operation, water heater plumbing/venting, and electrical panel labeling is recommended."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Renovation claims in the listing are accurate (new fortified roof certificate, new hot water heater, AC 2024, new windows, renovated kitchen/baths).",
"Appliances shown (refrigerator, range, microwave, dishwasher) are present and operational as suggested by photos and listing text.",
"No hidden structural issues exist behind finished surfaces; visible interiors show no sagging, stains, or settlement signs.",
"Smoke alarms, carbon monoxide alarm (if required by local code), and GFCI-protected outlets were likely installed during the 2026 renovation but were not visible in photos — verification required.",
"Electrical panel is intact and properly labeled; no evidence of hazardous wiring was visible in photos.",
"No major drainage/grade issues or active water intrusion exist beyond what is visible in exterior photos."
],
"score_method": "mean_of_criteria",
"overall_score": 85.8,
"rubric_version": "2026-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8066335297"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.