Property ID: 8070617028
600 Kent Ave, Metairie, LA, 70001
Metairie, LA
Money Down: $39,360
CoC Return: 13.89%
Monthly Cash Flow: $456
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$32,800
Closing Costs
$6,560
Total Down
$39,360
Investment Snapshot
Purchase Price
$164,000
Money Down
$39,360
Cash-on-Cash Return
13.89%
Rent
$1,696
Monthly Cash Flow
$456
Annual Cash Flow
$5,468
Debt Service / Mo
$873
Property Tax / Mo
$122
Insurance / Mo
$76
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$76
Property Tax
$122
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,329
Debt Service
$873
Cash Flow After Debt
$456
Quality Score: 38.90%
Confidence: 89.00%
Property shows significant deferred maintenance and several safety/system risks that would likely cause an initial Section 8 (NSPIRE) inspection failure. Major concerns: sagging/damaged interior ceilings (evidence of roof leaks), possible exposed wiring/temporary electrical setup, damaged bathroom floor and fixtures, and no visible smoke detectors or HVAC equipment. Exterior lot is sound and yard is maintained, but siding and overgrown vegetation need remediation. Expect 30-90 days of repairs and repairs/inspections to pass voucher inspection; not turnkey.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$164,000
Beds
3
Baths
1
Living Area
975 sqft
Lot Size
—
Year Built
1940
Days on Market
180
Capital Outlay
$39,360
Debt Service
$873
Property Tax / Mo
$122
Insurance / Mo
$76
Property Description
Located in the desirable Bridgedale Subdivision, this 3-bedroom, 1-bath home sits on a generous 50x132 corner lot and offers great potential. With a little vision and renovation, this property can truly shine. The home features a practical floor plan, ample natural light, and a spacious yard-perfect for entertaining or future expansion. This oversized has s a rental sitting on it that helps pay down the dirt while you prepare to build your new home for resale or create your dream home. Conveniently situated near shopping, dining, and major Metairie conveniences, this is a great opportunity for buyers looking to create their own space or invest in a well-located property.
Utility Allowances
Heating (Natural Gas)
$70
Property has central heating and is supplied with natural gas, as stated in the property details.
Cooking (Natural Gas)
$12
Property includes a range/oven and has natural gas service, indicating a gas stove.
Water Heating (Natural Gas)
$24
Water heater fuel type is not specified. Natural gas is selected as it is available at the property and is a common, cost-effective choice for water heating in single-family homes.
Other Electric
$67
This is a standard fixed allowance for general electricity usage, including lighting, appliances, and the property's central air conditioning system.
Water
$43
Property details confirm connection to a public water source.
Sewer
$46
Property details confirm connection to the city's public sewer system.
Trash Collection
$25
Trash collection is a standard municipal service for a detached single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$912
DP3 Annual Estimate$912
DP1 Monthly Equivalent$76
DP3 Monthly Equivalent$76
Replacement Value$36,900
Basis975 sqft / 1940
Nearby Houses
Photo unavailable
508 Kent Ave
for_sale · 0.04 mi
Price: $479,000
2 bd / 2 ba · 1,530 sqft
Latest sale: —
Latest rent: —
Photo unavailable
410 Kent Ave
for_sale · 0.10 mi
Price: $345,000
3 bd / 3 ba · 1,840 sqft
Latest sale: — on Jan 19, 2021
Latest rent: —
Photo unavailable
409 Kent Ave
sold · 0.11 mi
Price: $239,900
4 bd / 2 ba · 1,300 sqft
Latest sale: — on Jul 02, 2021
Latest rent: —
Photo unavailable
501 Colony Pl
for_sale · 0.16 mi
Price: $325,000
4 bd / 2 ba · 2,150 sqft
Latest sale: —
Latest rent: —
Photo unavailable
517 Colony Pl
for_sale · 0.18 mi
Price: $249,000
3 bd / 2 ba · 1,370 sqft
Latest sale: — on Aug 30, 2022
Latest rent: $2,000 on Jul 18, 2024
Photo unavailable
237 Carnation Ave
for_sale · 0.18 mi
Price: $275,000
3 bd / 2 ba · 1,211 sqft
Latest sale: — on Aug 19, 2025
Latest rent: —
Photo unavailable
721 Transcontinental Dr
off_market · 0.19 mi
Price: $1,225
2 bd / 1 ba · 800 sqft
Latest sale: —
Latest rent: $1,050 on Jun 13, 2018
Photo unavailable
504 Colony Pl
off_market · 0.19 mi
Price: $439,900
3 bd / 3 ba · 2,165 sqft
Latest sale: — on Oct 30, 2025
Latest rent: —
Photo unavailable
708 Radiance Ave
off_market · 0.20 mi
Price: $1,600
3 bd / 1 ba · 1,244 sqft
Latest sale: — on Sep 08, 2017
Latest rent: $1,800 on Aug 31, 2025
Photo unavailable
217 Marguerite Rd
sold · 0.21 mi
Price: $1,150,000
4 bd / 4 ba · 4,499 sqft
Latest sale: — on Jun 01, 2021
Latest rent: —
Photo unavailable
813 Haring Rd
sold · 0.21 mi
Price: $299,000
3 bd / 2 ba · 1,600 sqft
Latest sale: — on Jul 30, 2021
Latest rent: —
Photo unavailable
209 Kent Ave
for_sale · 0.23 mi
Price: $350,000
4 bd / 3 ba · 1,941 sqft
Latest sale: — on Apr 11, 2005
Latest rent: —
Photo unavailable
216 Transcontinental Dr
off_market · 0.24 mi
Price: $289,000
3 bd / 2 ba · 1,976 sqft
Latest sale: —
Latest rent: —
Photo unavailable
203 Kent Ave
for_sale · 0.24 mi
Price: $375,000
5 bd / 5 ba · 2,377 sqft
Latest sale: —
Latest rent: —
Photo unavailable
204 Transcontinental Dr
off_market · 0.26 mi
Price: $235,000
2 bd / 1 ba · 1,125 sqft
Latest sale: — on Apr 03, 2023
Latest rent: —
Photo unavailable
824 Calvert St
sold · 0.27 mi
Price: $250,000
3 bd / 1 ba · 1,051 sqft
Latest sale: —
Latest rent: —
Photo unavailable
828 Calvert St
for_sale · 0.27 mi
Price: $280,000
3 bd / 2 ba · 1,395 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Ceiling sagging / missing panels (structural/active water intrusion risk)
- Probable roof leak / major roof failure risk (inferred from interior ceiling damage)
- Exposed / temporary wiring and extension-cord use (electrical hazard)
- No visible smoke detectors or CO alarms (NSPIRE safety failure risk)
- Bathroom floor and tub area damage (trip/moisture hazard, possible floor rot)
- No visible HVAC unit or evidence of working heating/cooling system
Assumptions
- Photos represent the current overall condition of the occupied unit and are recent.
- No smoke or carbon monoxide detectors are present (none visible in photos); if present but not visible they must be tested/relocated to code locations.
- HVAC equipment is either absent or not operational since no outdoor condenser or clear registers were photographed; confirmation required.
- Electrical panel condition is unknown; presence of temporary cords and ceiling work increases probability of electrical deficiencies.
- Roof leaks are inferred from interior ceiling damage and missing ceiling panels; source (roof, plumbing, condensation) not confirmed but likely roof-related given attic/soffit exposure.
- No active severe standing water was visible on exterior; yard drainage appears acceptable in photos.
- Lead-based paint and asbestos risk not confirmed; house built 1940 so lead paint is possible and testing would be required.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,420 | $112,500 | $11,250 |
| 2024 | $953 | $75,700 | $7,570 |
| 2023 | $995 | $75,700 | $7,570 |
| 2022 | $969 | $75,700 | $7,570 |
| 2021 | $900 | $75,700 | $7,570 |
| 2020 | $894 | $75,700 | $7,570 |
| 2019 | $919 | $75,700 | $7,570 |
| 2018 | $858 | $75,700 | $7,570 |
| 2017 | $858 | $75,700 | $7,570 |
| 2016 | $841 | $75,700 | $7,570 |
| 2015 | $862 | $75,700 | $7,570 |
| 2014 | $851 | $75,700 | $7,570 |
| 2013 | $851 | $75,700 | $7,570 |
| 2012 | $7 | $75,700 | $7,570 |
| 2011 | $6 | $75,700 | $7,570 |
| 2010 | $777 | $75,700 | $7,570 |
| 2009 | $777 | $75,700 | $7,570 |
| 2008 | $7 | — | $7,570 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Price Changed | $164,000 |
| 2025-10-10 | Listed | $180,000 |
Photo Gallery
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"Bedroom 1 Dimensions: 11.5' x 11.5'",
"Bedroom 2 Dimensions: 11' x 11'",
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"Bedroom 1 Level: Lower",
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"Den Dimensions: 16.5' x 12.5'",
"Sun Room Dimensions: 12' x 12'",
"Den Level: Lower",
"Sun Room Level: Lower"
],
"category": "Other Rooms",
"parent_category": "Interior"
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"parent_category": "Interior"
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"Heating Features: Central",
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"category": "Heating and Cooling",
"parent_category": "Interior"
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"Kitchen Level: Lower"
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"category": "Kitchen and Dining",
"parent_category": "Interior"
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{
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"category": "Land Info",
"parent_category": "Exterior"
},
{
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"category": "Garage and Parking",
"parent_category": "Exterior"
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{
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"County: Jefferson",
"Source Property Type: Residential",
"Source Neighborhood: Bridgedale",
"Parcel Number: 0820016746",
"Subdivision: Bridgedale",
"Property Subtype: Single Family - Detached"
],
"category": "Other Property Info",
"parent_category": "Listing"
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{
"text": [
"Total Square Feet Living: 975",
"Year Built: 1940",
"Building Area Total: 975",
"Building Exterior Type: Wood Siding",
"Foundation Details: Slab",
"Property Age: 86",
"Roof: Seal Tab",
"Levels or Stories: 1.00000",
"House Style: Cottage",
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"year": 2020,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 919,
"year": 2019,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 858,
"year": 2018,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 858,
"year": 2017,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 841,
"year": 2016,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 862,
"year": 2015,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 851,
"year": 2014,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 851,
"year": 2013,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 7,
"year": 2012,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 6,
"year": 2011,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 777,
"year": 2010,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 777,
"year": 2009,
"market": {
"land": 51000,
"total": 75700,
"building": 24700
},
"assessment": {
"land": 5100,
"total": 7570,
"building": 2470
}
},
{
"tax": 7,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 7570,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-26",
"price": 164000,
"listing": {
"status": "for_sale",
"list_date": "2025-10-10T19:26:33Z",
"list_price": 164000,
"listing_id": "2987251267",
"last_update_date": "2026-03-26T09:59:05Z",
"last_status_change_date": "2025-10-10T19:26:33Z"
},
"event_name": "Price Changed",
"price_sqft": 168.2051282051282,
"source_name": "NewOrleans",
"price_change": -16000,
"days_after_listed": null,
"source_listing_id": "2523906",
"price_change_percentage": null
},
{
"date": "2025-10-10",
"price": 180000,
"listing": {
"status": "for_sale",
"list_date": "2025-10-10T19:26:33Z",
"list_price": 164000,
"listing_id": "2987251267",
"last_update_date": "2026-03-26T09:59:05Z",
"last_status_change_date": "2025-10-10T19:26:33Z"
},
"event_name": "Listed",
"price_sqft": 184.6153846153846,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2523906",
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8070617028",
"generated_at": "2026-03-27T16:49:26.398079Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 38.9
},
"utility_allowance": {
"zip_code": "70001",
"home_photo": "https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m1257740751s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 131200.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/600-Kent-Ave_Metairie_LA_70001_M80706-17028",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 164000.0,
"loan_term_years": 30,
"annual_cash_flow": 15942.2,
"mortgage_monthly": 872.88,
"payment_standard": 1983.0,
"total_amount_out": 32800.0,
"additional_photos": [
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m2234313609s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m3562935228s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m1707182733s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m4130066891s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m655486233s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m3278185590s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m2959551814s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m1937025872s-w1280.jpg",
"https://ap.rdcpix.com/cc869b4f70daa4595ea2276c6f1d82e0l-m515259205s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 76.0,
"monthly_cash_flow": 1328.52,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating and is supplied with natural gas, as stated in the property details.",
"utility": "Heating (Natural Gas)",
"allowance": 70
},
{
"note": "Property includes a range/oven and has natural gas service, indicating a gas stove.",
"utility": "Cooking (Natural Gas)",
"allowance": 12
},
{
"note": "Water heater fuel type is not specified. Natural gas is selected as it is available at the property and is a common, cost-effective choice for water heating in single-family homes.",
"utility": "Water Heating (Natural Gas)",
"allowance": 24
},
{
"note": "This is a standard fixed allowance for general electricity usage, including lighting, appliances, and the property's central air conditioning system.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "Property details confirm connection to a public water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "Property details confirm connection to the city's public sewer system.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard municipal service for a detached single-family home.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.49,
"down_payment_amount": 32800.0,
"property_tax_annual": 1462.6,
"property_tax_monthly": 121.88,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 5467.68,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 455.64,
"cash_on_cash_return_after_debt": 0.17
},
"section8_assessment": {
"runs": [
{
"summary": "Property shows significant deferred maintenance and several safety/system risks that would likely cause an initial Section 8 (NSPIRE) inspection failure. Major concerns: sagging/damaged interior ceilings (evidence of roof leaks), possible exposed wiring/temporary electrical setup, damaged bathroom floor and fixtures, and no visible smoke detectors or HVAC equipment. Exterior lot is sound and yard is maintained, but siding and overgrown vegetation need remediation. Expect 30-90 days of repairs and repairs/inspections to pass voucher inspection; not turnkey.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 40.0,
"rationale": "Interior shows moderate-to-severe deferred maintenance: sagging / missing ceiling panels and visible ceiling damage in living room, stained/dirty carpeting, worn kitchen surfaces, bathroom sink and floor damage, general clutter. Appliances: refrigerator visible, stove presence uncertain but kitchen appears functional. Cosmetic and finish repairs plus several room-level repairs required before tenant-ready."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risk",
"score": 30.0,
"rationale": "Multiple likely NSPIRE failures: no visible smoke/CO detectors in photos, ceiling damage suggests prior or active leaks (egress / structural risk), evidence of potential exposed wiring/temporary cords in living room, bathroom floor edges appear damaged (trip/fall/moisture risk). GFCI outlets not visible in kitchen/bath. Entry door appears present and lockable but deadbolt not confirmed. These create a moderate-high inspection failure risk."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 35.0,
"rationale": "Roof appears aged and there is interior ceiling damage consistent with leaks — possible roof repairs required. No HVAC/condensing unit or registers visible in photos and no heating system noted; risk that HVAC is nonfunctional or missing. Electrical condition uncertain (no panel shown) and visible temporary cords raise concern. Plumbing fixtures exist but bathroom shows damage and possible compromised flooring around tub. Water heater not visible. Systems require diagnostic and likely repairs/replacement."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 60.0,
"rationale": "Lot is well maintained with mowed lawn and good drainage appearance. However exterior siding is weathered and aged; shrubs are overgrown against the structure (moisture/pest risk). Sidewalks/driveway visible and functional. No obvious standing water or major foundation displacement visible in photos."
}
],
"red_flags": [
"Ceiling sagging / missing panels (structural/active water intrusion risk)",
"Probable roof leak / major roof failure risk (inferred from interior ceiling damage)",
"Exposed / temporary wiring and extension-cord use (electrical hazard)",
"No visible smoke detectors or CO alarms (NSPIRE safety failure risk)",
"Bathroom floor and tub area damage (trip/moisture hazard, possible floor rot)",
"No visible HVAC unit or evidence of working heating/cooling system"
],
"confidence": 0.7,
"assumptions": [
"Photos represent the current overall condition of the occupied unit and are recent.",
"No smoke or carbon monoxide detectors are present (none visible in photos); if present but not visible they must be tested/relocated to code locations.",
"HVAC equipment is either absent or not operational since no outdoor condenser or clear registers were photographed; confirmation required.",
"Electrical panel condition is unknown; presence of temporary cords and ceiling work increases probability of electrical deficiencies.",
"Roof leaks are inferred from interior ceiling damage and missing ceiling panels; source (roof, plumbing, condensation) not confirmed but likely roof-related given attic/soffit exposure.",
"No active severe standing water was visible on exterior; yard drainage appears acceptable in photos.",
"Lead-based paint and asbestos risk not confirmed; house built 1940 so lead paint is possible and testing would be required."
],
"overall_score": 40.0,
"rubric_version": "nsPIRE-v1.0-2026-03"
},
{
"summary": "Property is not turnkey for Section 8/HCV inspection. Exterior yard is serviceable but the interior shows water damage (sagging/missing ceiling panels), significant cosmetic and sanitary defects (bathroom and flooring), electrical hazards (exposed cords) and unknown/likely deficient mechanical systems (no visible HVAC, aged roof). These issues create a moderate-to-high likelihood of initial inspection failures; targeted repairs (roof/ceiling, bathroom subfloor/fixtures, electrical corrections, smoke/CO detectors) plus verification/repair of HVAC and plumbing would be required before passing.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 45.0,
"rationale": "Interior shows moderate to heavy deferred maintenance: sagging / missing ceiling panels in living room/kitchen, stained/dirty countertops and fixtures, carpet soiled and worn, bathroom sink and floor show heavy staining and likely subfloor damage at tub/toilet area. Kitchen appears cluttered but a refrigerator is present; finishes and surfaces need replacement. These are mostly repair/rehab and cosmetic but some (ceiling, bathroom floor) may require structural/subfloor repair. Missing/aged finishes reduce turnkey readiness but are not immediate structural collapse."
},
{
"key": "safety_code",
"label": "Safety / Code Risk",
"score": 30.0,
"rationale": "Multiple NSPIRE risk items observed or inferred: sagging ceiling and evidence of water intrusion (possible active leak), no visible smoke detectors or CO alarms in photos, exposed extension cords and at least one power lead on the floor, bathroom floor deterioration at tub base (trip/fall/hygiene risk), overgrown vegetation against siding (moisture/pest risk). GFCI presence not visible in kitchen/bath. No obvious collapsed structural elements, but water damage + electrical hazards increase inspection-fail likelihood without repairs."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 30.0,
"rationale": "Major building systems not clearly shown. Roof appears aged (shingles weathered) and interior ceiling damage suggests at least localized leakage. No outdoor AC condenser or central HVAC equipment is visible in photos (could be present but not shown) so HVAC operability is unknown and may be absent/nonfunctional. Water heater and electrical panel not visible for verification. Plumbing fixtures exist but bathroom condition suggests plumbing or subfloor issues. System-level uncertainty and signs of water intrusion lower the score."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 65.0,
"rationale": "Exterior site and lot are generally maintained: large corner lot, lawns mowed, walkways intact, no standing water apparent. However siding/trim is weathered, shrubs/vegetation are overgrown against the structure (risk for moisture/pests), and roof shingles look aged. Foundation appears level from photos (no visible major settlement) but limited vantage. Overall the yard and site are functional but exterior envelope needs maintenance."
}
],
"red_flags": [
"Ceiling sagging / missing tiles (evidence of water intrusion)",
"Possible active or prior roof leak",
"Exposed electrical cords / potential electrical hazards",
"No visible smoke/CO detectors",
"Bathroom floor deterioration at tub/toilet (possible subfloor rot / trip hazard)"
],
"confidence": 0.7,
"assumptions": [
"No smoke or carbon monoxide detectors visible in photos; assume none or noncompliant until confirmed.",
"No outdoor HVAC condenser or clear evidence of central heating/cooling in photos; assume HVAC may be absent or nonfunctional.",
"Interior ceiling damage indicates prior or active roof leakage; assume at least localized water intrusion and potential hidden mold/deterioration.",
"Electrical panel and GFCI locations not shown; assume some kitchen/bath GFCI protection may be missing given overall condition and visible extension-cord usage.",
"Kitchen appliances: refrigerator is present (photo). Stove/range is not clearly visible but there appears to be a range area; assume appliances may be serviceable but should be operationally verified.",
"No rental history records in the last 5 years per snapshot; treated as missing and excluded from scoring."
],
"overall_score": 41.0,
"rubric_version": "1.0"
},
{
"summary": "Significant repairs and remediation are needed before this property would likely pass an initial Housing Choice Voucher (NSPIRE) inspection. Visible issues include interior ceiling damage with likely water intrusion, exposed wiring/electrical hazards, poor bathroom condition with possible floor rot, and heavily weathered exterior siding. Yard and lot are in good condition and appliances are present, but safety and systems risks (electrical, potential active leaks, missing smoke detectors, uncertain HVAC/water heater status) make this a moderate-to-high inspection risk. Expect 30–90 days of work (repairs, remediation, permit work if required) to reach rent-ready status.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Deferred Repairs",
"score": 35.0,
"rationale": "Photos show extensive deferred maintenance: damaged/peeling exterior wood siding, overgrown landscaping against the shell, interior ceiling panels missing/partially collapsed, stained ceiling (evidence of water intrusion), dirty and deteriorated bathroom fixtures and floor, stained/soiled carpeting, and general cosmetic neglect. Kitchen and bathroom are functional appearing but dated and in poor condition. Major cosmetic and medium-scale repairs (siding, interior ceilings, flooring, bathroom rehab, deep clean) required before tenancy. Presence of appliances (fridge, stove) reduces penalty for missing appliances."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 30.0,
"rationale": "Multiple safety risks visible or strongly inferred: ceiling damage and staining consistent with water intrusion (risk of active leaks), visible exposed wiring/cables and an improvised extension near living area, no smoke detectors visible in interior photos, bathroom shows possible floor rot at tub threshold and unsanitary surfaces. Entry door appears present but deadbolt not visible. Egress windows appear present but condition and operability not confirmed. These issues create significant NSPIRE inspection risk (electrical hazards, potential active leaks, missing smoke detectors, unsanitary/unsafe bathroom threshold)."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 35.0,
"rationale": "Major systems condition cannot be fully confirmed from photos. Roof appears aged with possible prior leaks (stained ceiling), but not obviously collapsed. No visible central HVAC or furnace is shown (ceiling fan is present), so heating/cooling system operability is uncertain—this is a moderate risk. Plumbing fixtures appear present and operational but the bathroom shows deterioration around tub and sink which may indicate plumbing leaks. Electrical service is present (overhead service seen) but exposed wiring and ceiling panel removal raise concerns about safe wiring and panel integrity. Water heater not visible. Overall systems show no catastrophic failure visible but enough evidence of wear and probable repairs required."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site Condition",
"score": 50.0,
"rationale": "Corner lot is large and yard is maintained; grass and lot drainage appear adequate. However, exterior siding and trim show heavy weathering and probable rot, and shrubs/vegetation abut the house increasing moisture risk. Sidewalks and yard appear serviceable; no standing water observed in photos. Foundation appears raised and generally intact in photos with no obvious large cracks. Overall site is acceptable but envelope condition needs repair."
}
],
"red_flags": [
"Visible ceiling water damage and missing ceiling panels (possible active or recent leaks)",
"Exposed wiring / electrical hazards visible inside (loose cables, extension cords in living area)",
"No smoke detectors visible in interior photos (NSPIRE fail if absent)",
"Extensive exterior siding deterioration / probable rot where siding meets grade and vegetation",
"Bathroom floor deterioration at tub threshold — potential trip/fall and mold/moisture risk"
],
"confidence": 0.65,
"assumptions": [
"No smoke or CO detectors are visible in the supplied interior photos; assume none are installed or not properly located.",
"Photos showing stained/missing ceiling panels indicate prior water intrusion; assume at least some leaks occurred and repairs are needed to the roof or interior framing.",
"Central HVAC or dedicated heating equipment is not visible in photos; assume heating system condition is unknown and may need inspection/repair.",
"Electrical panel condition and grounding cannot be confirmed from photos; visible exposed wiring/cables indicates at least localized electrical hazard that must be corrected.",
"Kitchen appliances (refrigerator and stove) are present in images; assume they may be functional but should be tested prior to tenancy.",
"No recent rental history available in listing data (rental_history_last_5y missing), so assume no recent documented successful HCV inspections."
],
"overall_score": 36.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "600 Kent Ave, Metairie, LA, 70001",
"aggregate": {
"summary": "Property shows significant deferred maintenance and several safety/system risks that would likely cause an initial Section 8 (NSPIRE) inspection failure. Major concerns: sagging/damaged interior ceilings (evidence of roof leaks), possible exposed wiring/temporary electrical setup, damaged bathroom floor and fixtures, and no visible smoke detectors or HVAC equipment. Exterior lot is sound and yard is maintained, but siding and overgrown vegetation need remediation. Expect 30-90 days of repairs and repairs/inspections to pass voucher inspection; not turnkey.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 40.0,
"rationale": "Interior shows moderate-to-severe deferred maintenance: sagging / missing ceiling panels and visible ceiling damage in living room, stained/dirty carpeting, worn kitchen surfaces, bathroom sink and floor damage, general clutter. Appliances: refrigerator visible, stove presence uncertain but kitchen appears functional. Cosmetic and finish repairs plus several room-level repairs required before tenant-ready."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 58.3,
"rationale": "Lot is well maintained with mowed lawn and good drainage appearance. However exterior siding is weathered and aged; shrubs are overgrown against the structure (moisture/pest risk). Sidewalks/driveway visible and functional. No obvious standing water or major foundation displacement visible in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risk",
"score": 30.0,
"rationale": "Multiple likely NSPIRE failures: no visible smoke/CO detectors in photos, ceiling damage suggests prior or active leaks (egress / structural risk), evidence of potential exposed wiring/temporary cords in living room, bathroom floor edges appear damaged (trip/fall/moisture risk). GFCI outlets not visible in kitchen/bath. Entry door appears present and lockable but deadbolt not confirmed. These create a moderate-high inspection failure risk."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 33.3,
"rationale": "Roof appears aged and there is interior ceiling damage consistent with leaks — possible roof repairs required. No HVAC/condensing unit or registers visible in photos and no heating system noted; risk that HVAC is nonfunctional or missing. Electrical condition uncertain (no panel shown) and visible temporary cords raise concern. Plumbing fixtures exist but bathroom shows damage and possible compromised flooring around tub. Water heater not visible. Systems require diagnostic and likely repairs/replacement."
}
],
"red_flags": [
"Ceiling sagging / missing panels (structural/active water intrusion risk)",
"Probable roof leak / major roof failure risk (inferred from interior ceiling damage)",
"Exposed / temporary wiring and extension-cord use (electrical hazard)",
"No visible smoke detectors or CO alarms (NSPIRE safety failure risk)",
"Bathroom floor and tub area damage (trip/moisture hazard, possible floor rot)",
"No visible HVAC unit or evidence of working heating/cooling system"
],
"confidence": 0.89,
"assumptions": [
"Photos represent the current overall condition of the occupied unit and are recent.",
"No smoke or carbon monoxide detectors are present (none visible in photos); if present but not visible they must be tested/relocated to code locations.",
"HVAC equipment is either absent or not operational since no outdoor condenser or clear registers were photographed; confirmation required.",
"Electrical panel condition is unknown; presence of temporary cords and ceiling work increases probability of electrical deficiencies.",
"Roof leaks are inferred from interior ceiling damage and missing ceiling panels; source (roof, plumbing, condensation) not confirmed but likely roof-related given attic/soffit exposure.",
"No active severe standing water was visible on exterior; yard drainage appears acceptable in photos.",
"Lead-based paint and asbestos risk not confirmed; house built 1940 so lead paint is possible and testing would be required."
],
"score_method": "mean_of_criteria",
"overall_score": 38.9,
"rubric_version": "nsPIRE-v1.0-2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8070617028"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.