Property ID: 8130260298
6603 Lyndon B Johnson Dr, Jackson, MS, 39213
Jackson, MS
Money Down: $21,576
CoC Return: 6.34%
Monthly Cash Flow: $114
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$17,980
Closing Costs
$3,596
Total Down
$21,576
Investment Snapshot
Purchase Price
$89,900
Money Down
$21,576
Cash-on-Cash Return
6.34%
Rent
$811
Monthly Cash Flow
$114
Annual Cash Flow
$1,368
Debt Service / Mo
$478
Property Tax / Mo
$104
Insurance / Mo
$34
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$811
Payment Standard
$1,190
Rent
$811
Insurance
$34
Property Tax
$104
Management
$81
Utilities Allowance
$379
NOI (Monthly)
$592
Debt Service
$478
Cash Flow After Debt
$114
Quality Score: 72.10%
Confidence: 92.00%
This property is in generally good cosmetic condition and appears likely to pass an initial HCV/NSPIRE inspection after a short list of low-to-moderate fixes. Visible positives: intact ceilings, painted interior, floors in good shape, functioning egress windows, smoke detector observed, and no major structural or water damage visible. Primary inspection risks are items not shown in photos: GFCI protection in kitchen/bath, carbon monoxide alarm (if required), verified operation of HVAC, hot water, and electrical panel/deadbolt security. Estimated readiness: minor repairs and verification of systems should make the unit rent-ready within 2–4 weeks; if mechanical repairs are needed, timeline could extend to 30+ days.
Section 8 Payment Standard
$1,190
Utility Allowance Total
$379
Guaranteed Section 8 Rent (PS - Utilities)
$811
Property Management
$81
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$89,900
Beds
3
Baths
1
Living Area
1,039 sqft
Lot Size
8,712 sqft
Year Built
1970
Days on Market
33
Capital Outlay
$21,576
Debt Service
$478
Property Tax / Mo
$104
Insurance / Mo
$34
Property Description
Welcome to 6603 Lyndon B. Johnson Dr in Jackson, MS. This one-story home offers 3 bedrooms and 1 bath with a functional layout designed for comfortable living. The property features a spacious living area, well-sized bedrooms, and a practical kitchen, all on a single level. Conveniently located near shopping, schools, and major roadways, this home presents a great opportunity for homeowners or investors.
Utility Allowances
Air Conditioning
$12
Selected based on the 3-bedroom schedule for a single-family home. Property details confirm 'Central Air'.
Cooking
$11
Selected 'electric' option based on property details listing 'Electricity Connected' and photos showing an electric stove. No gas connection was mentioned.
Heating
$50
Selected 'electric' option. Property details list 'Central' heating and 'Electricity Connected' with no mention of gas. The more expensive 'electric' option was chosen over 'electric_heat_pump' due to ambiguity.
Other Electric
$69
Selected based on the 3-bedroom schedule for a single-family home, covering general electrical use like lighting and outlets.
Range/Microwave
$3
Allowance for a tenant-owned microwave, as it was not specified as landlord-provided in the property details.
Refrigerator
$4
Allowance for a tenant-owned refrigerator, as it was not specified as landlord-provided in the property details.
Sewer
$60
Selected based on the 3-bedroom schedule. Property details confirm 'Public Sewer'.
Trash Collection
$37
Standard utility allowance for a single-family home.
Water
$104
Selected based on the 3-bedroom schedule. Property details confirm 'Public' water source.
Water Heating
$29
Selected 'electric' option, consistent with the assumption of an all-electric property based on available details (heating, cooking).
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$396
DP3 Annual Estimate$414
DP1 Monthly Equivalent$33
DP3 Monthly Equivalent$34
Replacement Value$26,680
Basis1,039 sqft / 1970
Nearby Houses
Photo unavailable
6575 George Washington Dr
sold · 0.08 mi
Price: $74,500
3 bd / 2 ba · 1,092 sqft
Latest sale: — on Apr 22, 2022
Latest rent: $1,050 on May 20, 2024
Photo unavailable
6558 Lyndon B Johnson Dr
sold · 0.08 mi
Price: $40,000
4 bd / 2 ba · 2,668 sqft
Latest sale: — on Jun 28, 2024
Latest rent: —
Photo unavailable
6812 Franklin D Roosevelt Dr
sold · 0.08 mi
Price: $148,000
3 bd / 2 ba · 1,830 sqft
Latest sale: — on Feb 28, 2025
Latest rent: —
Photo unavailable
6634 Lyndon B Johnson Dr
sold · 0.09 mi
Price: $107,000
3 bd / 2 ba · 1,120 sqft
Latest sale: — on Dec 15, 2025
Latest rent: —
Photo unavailable
6605 George Washington Dr
off_market · 0.09 mi
Price: $43,200
3 bd / 2 ba · 1,132 sqft
Latest sale: —
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Interior photos show at least one functioning smoke detector; assume at least one additional smoke detector is present or can be easily installed.
- No gas appliances are visible; assume property is electric or gas supply exists but gas appliances are not shown. CO alarm requirement is unknown — assumed not present in photos.
- Central HVAC is present (ceiling vents shown); assume unit exists but operational status unknown and should be verified.
- Water heater, hot water and plumbing are assumed present but were not photographed; operation should be verified on inspection.
- Electrical panel and GFCI outlets are not pictured; assume panel is intact but GFCI protection in kitchen/bath may be missing and likely requires verification or installation.
- Stairs, handrails, and interior structural elements show no obvious failure in photos; assume no collapsed ceilings or major foundation movement.
- Appliances (stove, refrigerator) are not pictured; absence reduces turnkey score moderately but is treated as capital-only fix (not automatic safety fail).
- Front door may or may not have a deadbolt — not clearly visible; assume deadbolt installation could be required.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,208 | $41,680 | $6,252 |
| 2023 | $1,202 | $41,680 | $6,252 |
| 2021 | $1,203 | $41,680 | $6,252 |
| 2020 | $1,187 | $41,380 | $6,207 |
| 2019 | $1,188 | $41,380 | $6,207 |
| 2018 | $1,175 | $41,380 | $6,207 |
| 2017 | $1,175 | $41,380 | $6,207 |
| 2016 | $1,144 | $41,380 | $6,207 |
| 2015 | $1,079 | $40,200 | $6,030 |
| 2014 | $1,078 | $40,200 | $6,030 |
| 2013 | $1,048 | $40,200 | $6,030 |
| 2012 | $1,048 | $40,200 | $6,030 |
| 2011 | $1,079 | $42,000 | $6,300 |
| 2010 | $1,073 | $42,000 | $6,300 |
| 2009 | $1,073 | $42,000 | $6,300 |
| 2008 | $1,073 | $30,380 | $4,557 |
| 2007 | $784 | $30,380 | $4,557 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-01-30 | Price Changed | $89,900 |
| 2026-01-14 | Listed | $92,500 |
| 2010-09-07 | Listing removed | $59,900 |
| 2010-03-10 | Listed | $59,900 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2024-05-15 | Listed for rent | $1,150 | — |
| 2023-06-28 | Listed for rent | $1,100 | — |
| 2022-09-20 | Listed for rent | $1,000 | — |
| 2020-02-05 | Listed for rent | $850 | — |
| 2017-08-07 | Listed for rent | $825 | — |
| 2017-02-08 | Listed for rent | $800 | — |
Photo Gallery
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},
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},
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{
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{
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{
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{
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{
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"ldp_views_total": 68
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}
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"virtual_tours": [
{
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],
"lead_attributes": {
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"show_contact_an_agent": true,
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{
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{
"tax": 1202,
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{
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{
"tax": 1187,
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"assessment": {
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},
{
"tax": 1188,
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"market": {
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"assessment": {
"land": 2250,
"total": 6207,
"building": 3957
}
},
{
"tax": 1175,
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"market": {
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"total": 41380,
"building": 26380
},
"assessment": {
"land": 2250,
"total": 6207,
"building": 3957
}
},
{
"tax": 1175,
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"market": {
"land": 15000,
"total": 41380,
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"assessment": {
"land": 2250,
"total": 6207,
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}
},
{
"tax": 1144,
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"market": {
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"total": 41380,
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"assessment": {
"land": 2250,
"total": 6207,
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}
},
{
"tax": 1079,
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"assessment": {
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"total": 6030,
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}
},
{
"tax": 1078,
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"market": {
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"total": 40200,
"building": 25200
},
"assessment": {
"land": 2250,
"total": 6030,
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},
{
"tax": 1048,
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"market": {
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"total": 40200,
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"assessment": {
"land": 2250,
"total": 6030,
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}
},
{
"tax": 1048,
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"market": {
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"total": 40200,
"building": 25200
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"assessment": {
"land": 2250,
"total": 6030,
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}
},
{
"tax": 1079,
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"market": {
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"assessment": {
"land": 2250,
"total": 6300,
"building": 4050
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},
{
"tax": 1073,
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"market": {
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"assessment": {
"land": 2250,
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},
{
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"market": {
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"assessment": {
"land": 2250,
"total": 6300,
"building": 4050
}
},
{
"tax": 1073,
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"market": {
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"total": 30380,
"building": 23880
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"assessment": {
"land": 975,
"total": 4557,
"building": 3582
}
},
{
"tax": 784,
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"market": {
"land": 6500,
"total": 30380,
"building": 23880
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"assessment": {
"land": 975,
"total": 4557,
"building": 3582
}
}
],
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{
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"last_update_date": "2010-09-07T17:07:00Z",
"last_status_change_date": "2010-09-07T17:07:00Z"
},
"event_name": "Listing removed",
"price_sqft": null,
"source_name": "CentralMSMLS",
"price_change": 0,
"days_after_listed": "181 days",
"source_listing_id": "216920",
"price_change_percentage": null
},
{
"date": "2010-03-10",
"price": 59900,
"listing": {
"status": "off_market",
"list_date": "2010-03-10T22:24:00Z",
"list_price": 59900,
"listing_id": "516205343",
"last_update_date": "2010-09-07T17:07:00Z",
"last_status_change_date": "2010-09-07T17:07:00Z"
},
"event_name": "Listed",
"price_sqft": null,
"source_name": "CentralMSMLS",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "216920",
"price_change_percentage": null
}
],
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}
},
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},
"property_id": "8130260298",
"generated_at": "2026-02-16T23:26:57.740219Z",
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"reason": "disabled",
"enabled": false
},
"processing_status": {
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"eligible": true,
"min_score": 60.0,
"overall_score": 72.1
},
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"rent_price": 811.0,
"loan_amount": 71920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/6603-Lyndon-B-Johnson-Dr_Jackson_MS_39213_M81302-60298",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 89900.0,
"loan_term_years": 30,
"annual_cash_flow": 7109.56,
"mortgage_monthly": 478.49,
"payment_standard": 1190.0,
"total_amount_out": 17980.0,
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"down_payment_rate": 0.2,
"insurance_monthly": 33.75,
"monthly_cash_flow": 592.46,
"property_tax_rate": 0.0095,
"_utility_allowance": {
"sources": [
"https://www.mrha6.org/wp-content/uploads/section_8_utility_allowances/Metro%20Single%20Family%20Detached.pdf",
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-12-01"
},
"utility_allowances": [
{
"note": "Selected based on the 3-bedroom schedule for a single-family home. Property details confirm 'Central Air'.",
"utility": "Air Conditioning",
"allowance": 12
},
{
"note": "Selected 'electric' option based on property details listing 'Electricity Connected' and photos showing an electric stove. No gas connection was mentioned.",
"utility": "Cooking",
"allowance": 11
},
{
"note": "Selected 'electric' option. Property details list 'Central' heating and 'Electricity Connected' with no mention of gas. The more expensive 'electric' option was chosen over 'electric_heat_pump' due to ambiguity.",
"utility": "Heating",
"allowance": 50
},
{
"note": "Selected based on the 3-bedroom schedule for a single-family home, covering general electrical use like lighting and outlets.",
"utility": "Other Electric",
"allowance": 69
},
{
"note": "Allowance for a tenant-owned microwave, as it was not specified as landlord-provided in the property details.",
"utility": "Range/Microwave",
"allowance": 3
},
{
"note": "Allowance for a tenant-owned refrigerator, as it was not specified as landlord-provided in the property details.",
"utility": "Refrigerator",
"allowance": 4
},
{
"note": "Selected based on the 3-bedroom schedule. Property details confirm 'Public Sewer'.",
"utility": "Sewer",
"allowance": 60
},
{
"note": "Standard utility allowance for a single-family home.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "Selected based on the 3-bedroom schedule. Property details confirm 'Public' water source.",
"utility": "Water",
"allowance": 104
},
{
"note": "Selected 'electric' option, consistent with the assumption of an all-electric property based on available details (heating, cooking).",
"utility": "Water Heating",
"allowance": 29
}
],
"cash_on_cash_return": 0.4,
"down_payment_amount": 17980.0,
"property_tax_annual": 1244.24,
"property_tax_monthly": 103.69,
"property_tax_increase": 0.03,
"utility_allowance_total": 379.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
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],
"effective_date": "2025-10-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 1367.73,
"property_management_monthly": 81.1,
"monthly_cash_flow_after_debt": 113.98,
"cash_on_cash_return_after_debt": 0.08
},
"section8_assessment": {
"runs": [
{
"summary": "This property is in generally good cosmetic condition and appears likely to pass an initial HCV/NSPIRE inspection after a short list of low-to-moderate fixes. Visible positives: intact ceilings, painted interior, floors in good shape, functioning egress windows, smoke detector observed, and no major structural or water damage visible. Primary inspection risks are items not shown in photos: GFCI protection in kitchen/bath, carbon monoxide alarm (if required), verified operation of HVAC, hot water, and electrical panel/deadbolt security. Estimated readiness: minor repairs and verification of systems should make the unit rent-ready within 2–4 weeks; if mechanical repairs are needed, timeline could extend to 30+ days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show recently painted walls, intact ceilings, and new-looking vinyl plank flooring — minimal cosmetic repairs. Exterior brick and shutters are intact. Visible small concrete cracks at the front walkway/stoop and staining on the carport floor. Carport posts show surface wear and paint peel. No kitchen appliances are shown (stove/fridge not visible) which reduces readiness moderately but is a capital/fixtures item rather than an immediate safety failure. Overall mostly cosmetic and minor deferred maintenance."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "A smoke detector is visible on a bedroom ceiling (positive). Bedrooms have windows that appear to serve as egress. No obvious exposed wiring, no visible ceiling collapse, no visible mold or active leakage. GFCI protection in kitchen/bath is not visible in photos (risk). Carbon monoxide alarm not visible (unknown — requirement depends on fuel appliances). Front and carport doors have locking knobs but presence of deadbolts is unclear. Electrical panel not pictured. Because key safety elements (GFCI, CO alarm, deadbolts, verified hot water) cannot be confirmed from photos, assign a moderate safety risk though no life-threatening hazards are apparent in images."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Roof, Electrical)",
"score": 65.0,
"rationale": "Ceiling registers indicate central HVAC ducting is present; operating status not shown. Roof shingles appear aged but there are no visible sagging areas or active leaks in interior photos; edges show typical wear for a 1970 home. Water heater/plumbing and electrical panel are not pictured — condition unknown. Flooring and interior finishes appear dry with no water stains visible. Because major system components are either not pictured or show age, score is cautious-moderate."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Exterior brick veneer and siding appear intact; foundation not showing visible displacement. Yard is level with normal turf; no standing water or obvious drainage failures in photos. Carport is functional but posts show weathering; driveway and walkway have hairline/cracked concrete. No evidence of infestation, major siding damage, or collapsed structures. Overall minor exterior maintenance needed."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Interior photos show at least one functioning smoke detector; assume at least one additional smoke detector is present or can be easily installed.",
"No gas appliances are visible; assume property is electric or gas supply exists but gas appliances are not shown. CO alarm requirement is unknown — assumed not present in photos.",
"Central HVAC is present (ceiling vents shown); assume unit exists but operational status unknown and should be verified.",
"Water heater, hot water and plumbing are assumed present but were not photographed; operation should be verified on inspection.",
"Electrical panel and GFCI outlets are not pictured; assume panel is intact but GFCI protection in kitchen/bath may be missing and likely requires verification or installation.",
"Stairs, handrails, and interior structural elements show no obvious failure in photos; assume no collapsed ceilings or major foundation movement.",
"Appliances (stove, refrigerator) are not pictured; absence reduces turnkey score moderately but is treated as capital-only fix (not automatic safety fail).",
"Front door may or may not have a deadbolt — not clearly visible; assume deadbolt installation could be required."
],
"overall_score": 77.0,
"rubric_version": "nspt-2026-1.0"
},
{
"summary": "Overall the property appears mostly turnkey with cosmetic updates already completed and no visible life-safety failures in photos. Primary risks are systems unknowns (HVAC, water heater, electrical panel) and an aged roof/carport posts that should be inspected. Missing kitchen appliances (not pictured) and minor exterior repairs (walkway crack, carport post rot, roof wear) will need attention but are not likely to cause an NSPIRE fail if addressed promptly. Likely passable with minor repairs and basic system verification within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior photos show freshly painted walls, intact ceilings, and new-looking vinyl plank flooring — minimal cosmetic deferred maintenance. Exterior brick facade is intact. Minor observed issues: cracked front walkway/stoop, scuffing at baseboards, and weathering/peeling paint on carport posts. No obvious collapsed or severely damaged surfaces. Kitchen appliances not shown in photos (likely missing) which reduces turnkey readiness moderately but is not a structural failure."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 75.0,
"rationale": "Visible evidence of at least one ceiling-mounted smoke detector in interior photos. Bedrooms have windows that appear to provide egress. No visible exposed wiring, sagging ceilings, or mold-like staining in supplied photos. Entry door(s) appear secure; hard to confirm deadbolt presence but door hardware is present. Unseen items: GFCI presence in kitchen/bath and carbon monoxide detector(s) not visible in photos; electrical panel location/condition not shown. Minor trip hazard at cracked walk path and some wood rot at carport post bases observed — repair recommended before move-in."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical (HVAC, plumbing, electrical, roof)",
"score": 65.0,
"rationale": "Ceiling vents visible indicating central HVAC exists, but operational condition not verified. No visible furnace, water heater or electrical panel in photos. Roof shingles appear aged with discoloration but no visible active leaks or sagging decking; possible near-term replacement. Plumbing fixtures and hot water not shown. Given age (1970) and visual roof wear, moderate systems risk remains until appliances and major systems are tested/inspected."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Brick exterior in generally good condition; yard is maintained but not neat. Concrete carport and driveway show staining and wear; front walkway has a visible crack creating a trip risk. Carport support posts show paint failure and potential rot at bases; small repairs needed. No visible standing water, major foundation cracks, or pest infestation signs in photos. Chain-link fence visible in rear; neighborhood appears residential and stable."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Activity (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Aged roof with visible discoloration — possible near-term replacement risk",
"Rot/weathering at carport support posts (base) — structural support should be repaired/reinforced",
"Cracked front walkway/stoop creating a trip hazard that should be repaired",
"Missing/unspecified major systems visibility: electrical panel not shown, GFCI/CO detector presence not confirmed, hot water/plumbing fixtures not verified"
],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and connected (ceiling vents visible); assumed operational but untested.",
"Smoke detection is present (at least one unit visible); additional detectors may be required depending on unit layout.",
"Kitchen appliances (stove/refrigerator) are not visible in photos and assumed missing or not included; landlord can supply or tenant may supply.",
"Electrical panel, GFCI outlets in kitchen/bath, carbon monoxide detectors, water heater and furnace locations were not photographed and their condition is unknown.",
"No active roof leaks or interior water damage assumed because ceilings/photos show no staining or sagging; however roof shows age and should be inspected.",
"No evidence of severe mold, major foundation movement, collapsed ceilings, or fire damage in supplied photos; assume absent unless discovered on in-person inspection."
],
"overall_score": 73.0,
"rubric_version": "2026-02-hcv-nspire-v1"
},
{
"summary": "Overall the property appears in good, mostly move-in condition with only minor cosmetic and maintenance items visible. Interior finishes, flooring, and ceilings look sound; exterior brick and roof show typical age-related wear but no visible structural failure. Primary inspection risks are unverified systems (HVAC, water heater, electrical panel), lack of visible kitchen appliances, and missing/uncertain CO/GFCI protection and deadbolt locks. With small repairs and verification of systems (likely under 30 days), the home should be able to pass an initial HCV/NSPIRE inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently painted with intact flooring and fixtures; walls, ceilings and trim are in good cosmetic condition in photos. Exterior brick is sound. Observable repair items: cracked concrete walkway at front porch, weathered carport posts and paint touch-up needed, minor yard cleanup. Kitchen appliances (stove/fridge) are not visible in photos and would need to be provided or confirmed; missing appliances reduce score moderately but are not a structural failure. Overall repairs are minor/cosmetic and would likely be completed within 1–2 weeks."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE)",
"score": 70.0,
"rationale": "A ceiling-mounted smoke detector is visible in a main living area (positive). Bedrooms have windows that appear to provide egress. No exposed wiring, visible major water intrusion, collapsed ceilings, or obvious mold in photos. Entry doors have knobs and locks but no visible deadbolts in images — secure deadbolt presence is unconfirmed. No CO alarm or GFCI outlet is visible in the kitchen photos (these are often required depending on fuel sources and local code). Electrical panel, hot water, and plumbing operation not shown. Overall moderate risk: likely passable after minor additions (add CO alarm if required, verify/upgrade outlet protection and locks)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (Roof, HVAC, Plumbing, Electrical)",
"score": 65.0,
"rationale": "Ceiling supply vents are visible indicating central HVAC ducting; functionality is not demonstrated but rental history suggests system likely operational. Roof shingles look aged but show no visible sagging, open seams, or active leaks in exterior photos; some discoloration but no obvious failure. Water heater and electrical panel are not shown. Plumbing fixtures not photographed so hot water and drainage are unknown. Because major systems are not fully visible, there is moderate uncertainty and a moderate risk score is assigned; verification of HVAC operation, water heater, and panel condition will be required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 72.0,
"rationale": "Brick facade and overall exterior envelope look intact with no visible foundation settlement or major wall cracks. Yard is level with typical wear and needs basic maintenance. Driveway/carport are serviceable; carport posts show weathering and need paint/repair to prevent future decay. Walkway crack at porch creates a minor trip hazard. No evidence of standing water, major grading issues, or infestation in provided photos."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"No visible deadbolt on main entry doors in photos — could fail lock/security requirement if not present.",
"No visible CO alarm in photos (required if fuel-burning appliances or attached garage present) — must be confirmed/installed.",
"No visible GFCI-protected outlet in kitchen photos — may be required and could cause inspection deficiency.",
"Cracked front walkway creating a trip hazard that should be repaired."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC exists (ceiling vents visible) and is operational but not directly tested in photos.",
"Hot water and plumbing are functional; no active leaks were visible in interior photos.",
"Electrical panel and wiring are intact and accessible though not shown in photos.",
"No gas appliances are present or, if present, combustion appliances/venting would be serviced; presence of CO detector is not visible and may be required depending on fuel type.",
"Bedrooms provide adequate egress via windows shown; size/operation meet code but exact dimensions not measured.",
"Front/side entry doors have at minimum keyed knobs; existence of a deadbolt is not visible and must be confirmed or installed.",
"Missing kitchen appliances (stove/refrigerator) are not shown and should be provided prior to tenancy or disclosed to the PHA."
],
"overall_score": 74.0,
"rubric_version": "ns_pire_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "6603 Lyndon B Johnson Dr, Jackson, MS, 39213",
"aggregate": {
"summary": "This property is in generally good cosmetic condition and appears likely to pass an initial HCV/NSPIRE inspection after a short list of low-to-moderate fixes. Visible positives: intact ceilings, painted interior, floors in good shape, functioning egress windows, smoke detector observed, and no major structural or water damage visible. Primary inspection risks are items not shown in photos: GFCI protection in kitchen/bath, carbon monoxide alarm (if required), verified operation of HVAC, hot water, and electrical panel/deadbolt security. Estimated readiness: minor repairs and verification of systems should make the unit rent-ready within 2–4 weeks; if mechanical repairs are needed, timeline could extend to 30+ days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 77.7,
"rationale": "Interior photos show recently painted walls, intact ceilings, and new-looking vinyl plank flooring — minimal cosmetic repairs. Exterior brick and shutters are intact. Visible small concrete cracks at the front walkway/stoop and staining on the carport floor. Carport posts show surface wear and paint peel. No kitchen appliances are shown (stove/fridge not visible) which reduces readiness moderately but is a capital/fixtures item rather than an immediate safety failure. Overall mostly cosmetic and minor deferred maintenance."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 72.3,
"rationale": "Exterior brick veneer and siding appear intact; foundation not showing visible displacement. Yard is level with normal turf; no standing water or obvious drainage failures in photos. Carport is functional but posts show weathering; driveway and walkway have hairline/cracked concrete. No evidence of infestation, major siding damage, or collapsed structures. Overall minor exterior maintenance needed."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 71.7,
"rationale": "A smoke detector is visible on a bedroom ceiling (positive). Bedrooms have windows that appear to serve as egress. No obvious exposed wiring, no visible ceiling collapse, no visible mold or active leakage. GFCI protection in kitchen/bath is not visible in photos (risk). Carbon monoxide alarm not visible (unknown — requirement depends on fuel appliances). Front and carport doors have locking knobs but presence of deadbolts is unclear. Electrical panel not pictured. Because key safety elements (GFCI, CO alarm, deadbolts, verified hot water) cannot be confirmed from photos, assign a moderate safety risk though no life-threatening hazards are apparent in images."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Roof, Electrical)",
"score": 65.0,
"rationale": "Ceiling registers indicate central HVAC ducting is present; operating status not shown. Roof shingles appear aged but there are no visible sagging areas or active leaks in interior photos; edges show typical wear for a 1970 home. Water heater/plumbing and electrical panel are not pictured — condition unknown. Flooring and interior finishes appear dry with no water stains visible. Because major system components are either not pictured or show age, score is cautious-moderate."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Interior photos show at least one functioning smoke detector; assume at least one additional smoke detector is present or can be easily installed.",
"No gas appliances are visible; assume property is electric or gas supply exists but gas appliances are not shown. CO alarm requirement is unknown — assumed not present in photos.",
"Central HVAC is present (ceiling vents shown); assume unit exists but operational status unknown and should be verified.",
"Water heater, hot water and plumbing are assumed present but were not photographed; operation should be verified on inspection.",
"Electrical panel and GFCI outlets are not pictured; assume panel is intact but GFCI protection in kitchen/bath may be missing and likely requires verification or installation.",
"Stairs, handrails, and interior structural elements show no obvious failure in photos; assume no collapsed ceilings or major foundation movement.",
"Appliances (stove, refrigerator) are not pictured; absence reduces turnkey score moderately but is treated as capital-only fix (not automatic safety fail).",
"Front door may or may not have a deadbolt — not clearly visible; assume deadbolt installation could be required."
],
"score_method": "mean_of_criteria",
"overall_score": 72.1,
"rubric_version": "nspt-2026-1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8130260298"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.