Property ID: 8133004068
751 Terry Pkwy, Terrytown, LA, 70056
Terrytown, LA
Money Down: $60,000
CoC Return: -2.37%
Monthly Cash Flow: $-119
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$50,000
Closing Costs
$10,000
Total Down
$60,000
Investment Snapshot
Purchase Price
$250,000
Money Down
$60,000
Cash-on-Cash Return
-2.37%
Rent
$1,696
Monthly Cash Flow
$-119
Annual Cash Flow
$-1,422
Debt Service / Mo
$1,331
Property Tax / Mo
$160
Insurance / Mo
$155
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$155
Property Tax
$160
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,212
Debt Service
$1,331
Cash Flow After Debt
$-119
Quality Score: 63.90%
Confidence: 82.00%
Overall this single-family home appears mostly structurally sound and would likely pass many NSPIRE checks after a moderate round of repairs and verification. Key positives: intact roofline, central HVAC vents visible, functional-looking kitchen and bathrooms, tidy exterior and driveway. Main inspection risks are moisture/water stains reported in the master bath and a rear room (could indicate plumbing or roof leak and potential mold), absence of a visible carbon monoxide alarm (required with gas appliances/fireplace), and a lack of seller willingness to perform repairs. Expect 2–6 weeks of remedial work (diagnose and repair leak sources, install/verify CO and smoke alarms, confirm GFCI at wet areas, secure locks) before likely passing an initial Housing Choice Voucher inspection.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$250,000
Beds
3
Baths
2
Living Area
2,079 sqft
Lot Size
8,276 sqft
Year Built
1991
Days on Market
15
Capital Outlay
$60,000
Debt Service
$1,331
Property Tax / Mo
$160
Insurance / Mo
$155
Property Description
House is vacant and available for rent for $2200/mo. The 4th room could be turned into a 4th bedroom or something suitable for your needs and preference. A great buy in the Terrytown subdivision, a well-established neighborhood. The property is roomy with a free standing enclosed space that could be used as an outdoor 'kitchen' in the back yard making the preparation of meals for a family gathering effortlessly and conveniently; a very functional carport gated for relaxation and privacy along the length of the house. House is noise-insulated and protected. The fence and the semi-circular driveway were built between 2017 and 2018. Sizable bedrooms, master bedroom with his and her walk-in closets, and double vanity sink bathroom. Quick access to the Crescent City Bridge and CBD, local libraries, parks, restaurants, coffee shops, malls, places of worship, car dealerships, both private and public schools, grocery stores, and banks. Fireplace in the combined living room and family room to enjoy during the cold nights and great for Xmas entertainment. . Sellers WILL NOT DO repairs. A home inspection is for buyer's purpose. All the items seen here could be removed if not needed. House is in average condition with water stains found in master bath and the 4th room behind the kitchen.
Utility Allowances
Heating
$70
Selected 'natural_gas' for a 3-bedroom unit as the property listing specifies 'Gas: Natural' and central heating.
Cooking
$12
Selected 'natural_gas' for a 3-bedroom unit as the property listing specifies 'Gas: Natural'.
Water Heating
$24
Selected 'natural_gas' for a 3-bedroom unit as the property listing specifies 'Gas: Natural'.
Other Electric
$67
Fixed allowance for a 3-bedroom unit, covering lighting, central AC, outlets, and tenant-provided appliances.
Water
$43
Fixed allowance for a 3-bedroom unit, as the property has a public water source.
Sewer
$46
Fixed allowance for a 3-bedroom unit, as the property uses the city sewer system.
Trash Collection
$25
Fixed allowance for a 3-bedroom unit, a standard service for single-family homes.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,816
DP3 Annual Estimate$1,898
DP1 Monthly Equivalent$151
DP3 Monthly Equivalent$158
Replacement Value$94,400
Basis2,079 sqft / 1991
Nearby Houses
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801 Holt Pl
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Price: $235,000
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Latest sale: —
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Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Interior water stains in master bathroom and 4th room (reported in listing and visible) — potential ongoing leak or prior unresolved water intrusion.
- No visible carbon monoxide detector despite presence of gas range and a fireplace — CO alarm likely required.
- Sellers explicitly refuse to perform repairs — any deficiencies must be resolved by buyer/landlord before voucher inspection.
- No photo evidence of electrical panel, water heater, or their condition — systems unverified and could present inspection failures if not serviceable.
Assumptions
- Central HVAC is present and operable (vents visible), but no service records provided.
- Electrical panel exists and is intact; no exposed wiring was visible in photos.
- No carbon monoxide alarm is visible in photos; assume none installed or not visible near sleeping areas.
- Front entry has a keyed lock; presence of a deadbolt is not visible and therefore not confirmed.
- Water stains reported in the listing indicate prior or ongoing moisture intrusion; extent and source are unknown.
- Kitchen appliances: gas range and microwave are present and appear installed; refrigerator and washer/dryer are not shown and may be tenant-supplied.
- Fireplace is present but condition of chimney/venting is not verified and may require servicing/inspection prior to rental.
- Listing statement 'Sellers WILL NOT DO repairs' means owner/seller will not remediate issues prior to lease — landlord will be responsible for any required repairs to meet NSPIRE.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,859 | $139,800 | $13,980 |
| 2024 | $1,854 | $139,800 | $13,980 |
| 2023 | $1,827 | $139,800 | $13,980 |
| 2022 | $1,781 | $139,800 | $13,980 |
| 2021 | $1,678 | $139,800 | $13,980 |
| 2020 | $1,666 | $139,800 | $13,980 |
| 2019 | $1,709 | $139,800 | $13,980 |
| 2018 | $1,597 | $139,800 | $13,980 |
| 2017 | $1,530 | $139,800 | $13,980 |
| 2016 | $1,500 | $139,800 | $13,980 |
| 2015 | $1,536 | $139,800 | $13,980 |
| 2014 | $1,518 | $139,800 | $13,980 |
| 2013 | $1,466 | $139,800 | $13,980 |
| 2012 | $679 | $139,800 | $13,980 |
| 2011 | $651 | $137,000 | $13,700 |
| 2010 | $1,403 | $137,000 | $13,700 |
| 2009 | $1,403 | $137,000 | $13,700 |
| 2008 | $628 | — | $13,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed | $250,000 |
| 2023-06-15 | Listing removed | $0 |
| 2023-05-18 | Listed for rent | $2,500 |
| 2016-11-22 | Listing removed | $154,000 |
| 2016-08-18 | Sold | $0 |
| 2016-08-17 | Listed | $154,000 |
| 1991-07-01 | Sold | $0 |
Photo Gallery
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{
"key": "systems_mechanical",
"label": "Major systems (HVAC/electrical/plumbing/roof)",
"score": 65.0,
"rationale": "Central HVAC supply vents and ceiling returns are visible (indicating a central system), but equipment access, age, and operational status are not shown. Roof appears intact from the street photo (shingles present, no obvious sagging). Water stains in interior bathrooms suggest either past plumbing leaks or roof/penetration issues that will need diagnosis. Water heater and electrical panel are not shown. Kitchen has a gas stove hooked up (visible vent duct), which implies gas service and functioning hookup; gas appliance safety and venting will require confirmation. No visible major mechanical failures in photos, but multiple key system components are unverified, so score is moderate pending verification/servicing."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Street photo shows well-maintained yard, intact siding/brick front, an intact roofline without visible sagging, a semi-circular driveway in good condition, and a gated carport as described. Listing notes fence and driveway were built/replaced 2017–2018. No standing water or drainage issues visible. Curb appeal and site safety look good; limited exterior photos prevent confirmation of foundation cracks or rear-yard drainage, but visible exterior condition is solid."
}
],
"red_flags": [
"Interior water stains in master bathroom and 4th room (reported in listing and visible) — potential ongoing leak or prior unresolved water intrusion.",
"No visible carbon monoxide detector despite presence of gas range and a fireplace — CO alarm likely required.",
"Sellers explicitly refuse to perform repairs — any deficiencies must be resolved by buyer/landlord before voucher inspection.",
"No photo evidence of electrical panel, water heater, or their condition — systems unverified and could present inspection failures if not serviceable."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operable (vents visible), but no service records provided.",
"Electrical panel exists and is intact; no exposed wiring was visible in photos.",
"No carbon monoxide alarm is visible in photos; assume none installed or not visible near sleeping areas.",
"Front entry has a keyed lock; presence of a deadbolt is not visible and therefore not confirmed.",
"Water stains reported in the listing indicate prior or ongoing moisture intrusion; extent and source are unknown.",
"Kitchen appliances: gas range and microwave are present and appear installed; refrigerator and washer/dryer are not shown and may be tenant-supplied.",
"Fireplace is present but condition of chimney/venting is not verified and may require servicing/inspection prior to rental.",
"Listing statement 'Sellers WILL NOT DO repairs' means owner/seller will not remediate issues prior to lease — landlord will be responsible for any required repairs to meet NSPIRE."
],
"overall_score": 69.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "Overall the property appears structurally sound and cosmetically average; major systems and exterior show no obvious catastrophic failures. Primary inspection risks are water stains noted in the master bath and a room behind the kitchen (possible active or recurring moisture), lack of visible CO detector and GFCI verification, and several unverified system items (HVAC operation, water heater, electrical panel). These are fixable but will require landlord/buyer action — sellers explicitly refuse repairs. With targeted remediation (repair leak source, replace/verify smoke & CO detectors, install/verify GFCI outlets, basic cleaning/paint), the property could be rent-ready for Section 8 within ~2–6 weeks. As-is, the property presents moderate inspection risk.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 60.0,
"rationale": "Interior finishes are generally intact (tile floors, painted walls, functioning doors). Cosmetic wear and staining visible in master bath and in the 4th room behind the kitchen per listing and photos. Kitchen has range/microwave/dishwasher but refrigerator not shown. Sellers state they will not do repairs, so visible water stains and some surface dirt would remain unless landlord addresses them. No collapsed surfaces or exposed subfloor visible. Overall moderate repair need (stain remediation, paint, minor fixture replacement/cleaning)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 55.0,
"rationale": "Smoke detector visible in living area (photo). Carbon monoxide detector not visible (important given gas range). GFCI outlets in kitchen/bath not clearly visible. No obvious exposed wiring or torn-down ceilings; electrical outlets present. Entry door appears secure but deadbolt not visible in photos. Water stains in bathroom/4th room indicate past or current moisture intrusion which can lead to mold or structural issues if active. Bedroom egress appears present (windows/French doors), but not all window sizes verified. Because CO/GFCI presence and operational status of detectors are unknown and moisture is documented, there is moderate NSPIRE risk until systems are verified."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 60.0,
"rationale": "Ceiling HVAC vents and ceiling returns visible indicating central HVAC, but no exterior condenser or service records provided. Plumbing fixtures (toilet, tub/shower, sinks) are present; hot-water system not shown. Kitchen gas range visible, suggesting gas service. Roof appears intact from street photo with no visible sagging, but age of roof is unknown. Electrical panel not shown. Given visible equipment and lack of evidence of catastrophic failure, systems are likely functional but unverified — moderate risk pending verification and service/testing."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Exterior appears maintained: brick front, intact roofline, semi-circular concrete driveway in good condition, gated carport and fence (added 2017–2018 per listing). Yard is tidy with no visible standing water, significant erosion, or severe exterior damage. Walkways and driveway look serviceable. No visible infestation evidence. Overall exterior condition is good and poses low inspection risk."
}
],
"red_flags": [
"Documented water stains in master bathroom and the 4th room behind the kitchen — possible active water intrusion (must be investigated and repaired).",
"Seller will not do repairs — known issues may remain unresolved for rental turnover.",
"No carbon monoxide detector visible in photos (important with gas range) — potential NSPIRE fail if absent or nonfunctional.",
"No clearly visible GFCI outlets in kitchen/bath photos — may require upgrades to pass inspection.",
"No electrical panel or water heater photos provided — system condition unverified (inspection risk)."
],
"confidence": 0.65,
"assumptions": [
"HVAC is central (vent registers visible) and operational, but system has not been tested.",
"Water stains reported in listing indicate past or current moisture intrusion; severity and source (roof vs plumbing) are unknown.",
"Carbon monoxide detector and GFCI-protected outlets are not present or not visible in photos and should be verified/installed if missing.",
"Electrical panel and water heater location/condition were not provided; assumed serviceable unless inspection indicates otherwise.",
"Bedroom egress (windows/doors) meets size requirements based on visible windows/doors, but exact measurements were not provided and must be confirmed on-site.",
"No severe mold, structural sagging, or collapsed ceilings were visible in photos; moderate discoloration/staining only."
],
"overall_score": 62.0,
"rubric_version": "ns-py-2026-03-27-v1"
},
{
"summary": "This single-family property appears generally serviceable and could likely pass a Housing Choice Voucher (NSPIRE) inspection after addressing moderate items: investigate and repair the water stains (possible leak source and mold risk), confirm/install required CO alarm(s) given the gas range, verify and install GFCI protection where required, and test HVAC/plumbing/electrical systems (and fireplace/chimney) for safe operation. Sellers' refusal to perform repairs means the landlord will need to remediate prior to move-in. Expect moderate effort (inspection, targeted repairs, and safety upgrades) — roughly 2–6 weeks to prepare for voucher tenancy if work is scheduled promptly.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 60.0,
"rationale": "Interior photos show generally serviceable finishes (tile floors, painted walls, functioning doors) but visible staining/discoloration on bathroom/tub surround and listing notes water stains in master bath and the 4th room — indicates past or ongoing moisture intrusion that will require investigation and repairs. Cosmetic wear and some dirty tile/grout visible. Major appliances (stove, microwave, dishwasher) are present, which reduces impact. Sellers explicitly refuse repairs which increases landlord responsibility. Overall: moderate repairs and remediation expected (possible drywall/ceiling/tile repairs and localized plumbing/roof work)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 50.0,
"rationale": "Some safety items are addressed visually (ceiling smoke/heat detector visible in living area; entry doors appear solid) and no exposed wiring or obvious trip hazards in photos. However, key NSPIRE items are unverified: no visible carbon-monoxide alarm (important because a gas range is present), GFCI protection in kitchen/bath is not evident from photos, electrical panel and circuit integrity were not shown, and water stains suggest potential moisture/mold risk that must be remedied. Bedroom egress appears plausible (windows/doors visible) but not measured. Because CO/GFCI status and electrical panel are unknown and moisture issues exist, assign moderate risk for initial inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Plumbing, Electrical, Roof)",
"score": 60.0,
"rationale": "Central HVAC supply/return registers are visible throughout, indicating central air exists; however system operation and age are unverified. Roof appears intact from the front view (shingles in place) but water stains inside imply a plumbing or roof leak that needs diagnosis. Gas range and microwave are present and appear installed. Water heater, main plumbing stack, and electrical panel were not shown. Given presence of functioning vents/appliances but unconfirmed system testing and visible moisture evidence, score reflects probable operability with needed verification/repairs."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior front photo shows brick facade in good visible condition, paved semi-circular driveway and carport in good repair, and a recent fence (2017–2018 per listing). No visible foundation failure, major grading/drainage issues, or standing water at front. Yard and walkway appear maintained and safe. Overall exterior/site condition appears sound with minor typical upkeep needed."
}
],
"red_flags": [
"Water stains in master bath and 4th room (listing) — possible active or prior leak and mold risk that must be addressed.",
"No visible carbon-monoxide detector despite presence of a gas range (CO alarm likely required).",
"Sellers WILL NOT DO repairs — landlord/buyer responsibility to remediate all NSPIRE issues before leasing.",
"No electrical panel, water heater, or system service records provided — system condition unverified.",
"Fireplace and chimney condition unknown and may require inspection/cleaning/repair before use."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operable based on visible supply/return vents, but full operational testing has not been performed.",
"Water stains noted in the listing and visible discoloration in bathrooms indicate past or ongoing plumbing or roof leaks; severity and source are unknown and will require inspection.",
"A smoke alarm is visible in photos; however, carbon-monoxide alarms are not visible and are assumed not to be present (required because of gas range).",
"Electrical panel condition and age are unknown because not shown; no visible exposed wiring in photos.",
"Bedroom windows/doors provide egress but exact dimensions and compliance were not measured from photos.",
"Appliances shown (gas stove, microwave, dishwasher) are present and likely functional but not tested; missing or non-working appliances would be considered repair items but not automatic inspection-fail unless they create hazards."
],
"overall_score": 61.0,
"rubric_version": "ns_prep_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "751 Terry Pkwy, Terrytown, LA, 70056",
"aggregate": {
"summary": "Overall this single-family home appears mostly structurally sound and would likely pass many NSPIRE checks after a moderate round of repairs and verification. Key positives: intact roofline, central HVAC vents visible, functional-looking kitchen and bathrooms, tidy exterior and driveway. Main inspection risks are moisture/water stains reported in the master bath and a rear room (could indicate plumbing or roof leak and potential mold), absence of a visible carbon monoxide alarm (required with gas appliances/fireplace), and a lack of seller willingness to perform repairs. Expect 2–6 weeks of remedial work (diagnose and repair leak sources, install/verify CO and smoke alarms, confirm GFCI at wet areas, secure locks) before likely passing an initial Housing Choice Voucher inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 63.3,
"rationale": "Interior photos show generally intact finishes (tile floors, painted walls, cabinetry, granite counters). Kitchen has range and microwave present; no refrigerator shown (missing fridge reduces readiness moderately). Listing calls house 'average condition' and notes water stains in the master bath and the 4th room behind the kitchen — visible staining around tub/shower indicates previous/ongoing moisture intrusion that will require repair/diagnosis. Some floor/tile staining and general cleaning needed. Sellers state they WILL NOT do repairs which reduces turnkey readiness (tenant-ready work becomes owner responsibility). Overall items are mostly cosmetic/mechanical rather than structural, so moderate repair work expected before an inspector signs off."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 81.7,
"rationale": "Street photo shows well-maintained yard, intact siding/brick front, an intact roofline without visible sagging, a semi-circular driveway in good condition, and a gated carport as described. Listing notes fence and driveway were built/replaced 2017–2018. No standing water or drainage issues visible. Curb appeal and site safety look good; limited exterior photos prevent confirmation of foundation cracks or rear-yard drainage, but visible exterior condition is solid."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 55.0,
"rationale": "Some safety elements are visible: at least one ceiling smoke detector is visible in the hallway/bedroom photos. No carbon monoxide detector is visible; CO alarms are typically required for homes with gas appliances/fireplaces — the kitchen has a gas range and there's a wood/vented fireplace, so a CO alarm will likely be required. No exposed wiring or obvious electrical hazards are visible; outlet covers are present. Bedroom egress appears plausible (bedroom shows French-door style exit or windows), but window sizes/measurements are not provided and cannot be confirmed. Listing reports water stains in rooms which raises a risk of unseen mold/moisture. Entry door hardware shows a knob but no clear deadbolt in photos (if absent, inspector will require a secure lock). GFCI protection at sink is not evident from photos. These known unknowns (CO alarm, egress compliance, GFCI, deadbolt) plus the reported water stains lower the safety score to a moderate risk level."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC/electrical/plumbing/roof)",
"score": 61.7,
"rationale": "Central HVAC supply vents and ceiling returns are visible (indicating a central system), but equipment access, age, and operational status are not shown. Roof appears intact from the street photo (shingles present, no obvious sagging). Water stains in interior bathrooms suggest either past plumbing leaks or roof/penetration issues that will need diagnosis. Water heater and electrical panel are not shown. Kitchen has a gas stove hooked up (visible vent duct), which implies gas service and functioning hookup; gas appliance safety and venting will require confirmation. No visible major mechanical failures in photos, but multiple key system components are unverified, so score is moderate pending verification/servicing."
}
],
"red_flags": [
"Interior water stains in master bathroom and 4th room (reported in listing and visible) — potential ongoing leak or prior unresolved water intrusion.",
"No visible carbon monoxide detector despite presence of gas range and a fireplace — CO alarm likely required.",
"Sellers explicitly refuse to perform repairs — any deficiencies must be resolved by buyer/landlord before voucher inspection.",
"No photo evidence of electrical panel, water heater, or their condition — systems unverified and could present inspection failures if not serviceable."
],
"confidence": 0.82,
"assumptions": [
"Central HVAC is present and operable (vents visible), but no service records provided.",
"Electrical panel exists and is intact; no exposed wiring was visible in photos.",
"No carbon monoxide alarm is visible in photos; assume none installed or not visible near sleeping areas.",
"Front entry has a keyed lock; presence of a deadbolt is not visible and therefore not confirmed.",
"Water stains reported in the listing indicate prior or ongoing moisture intrusion; extent and source are unknown.",
"Kitchen appliances: gas range and microwave are present and appear installed; refrigerator and washer/dryer are not shown and may be tenant-supplied.",
"Fireplace is present but condition of chimney/venting is not verified and may require servicing/inspection prior to rental.",
"Listing statement 'Sellers WILL NOT DO repairs' means owner/seller will not remediate issues prior to lease — landlord will be responsible for any required repairs to meet NSPIRE."
],
"score_method": "mean_of_criteria",
"overall_score": 63.9,
"rubric_version": "nsPIRE-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8133004068"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.