5525 Wabash Dr, Marrero, LA, 70072
Marrero, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 79.80%
Confidence: 92.00%
This single-family home appears close to turnkey for a Housing Choice Voucher initial inspection. Exterior and interior photos show good general maintenance, a recently replaced roof, functioning kitchen appliances, and laundry hookups. The most common inspection uncertainties (smoke/CO detectors, GFCI outlets, electrical panel access, and confirmation of HVAC/water heater operation) are not visible in photos and should be verified. With quick verification/installation of required detectors and any missing GFCIs, the property is likely to pass an initial NSPIRE inspection with only minor repairs or documentation needed.
Property Fundamentals
Property Description
Check out this spacious 4-bedroom 2 1/2-bathroom home. The home includes plenty of storage with a 1 car detached garage, and plenty of off street parking with dual driveways. The nice backyard and large covered patio make for a great entertainment area. This home comes with the benefit of a three-year-old roof. Call today to book your showing.
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that the roof is three years old is accurate and roof shows no active leaks in photos.
- Smoke and carbon monoxide detectors may be present but are not visible in listing photos; their presence, location and functionality need verification.
- Electrical panel and service are intact and up to code but not pictured; no visible exposed wiring or electrical hazards were observed in living areas.
- Central HVAC exists (vents visible) and is operational, but function and age were not documented and should be verified.
- Water heater is installed and functioning (not pictured); no signs of active water intrusion or major plumbing failures visible.
- Bedroom egress windows are assumed adequate based on window size and typical layout but must be measured/verified on-site.
- No visible peeling lead-risk paint or severe mold was observed; interior painted surfaces appear intact in photos.
- Detached garage and driveways are functional; garage door operation and safety not verified from photos.
- No rental history in the last 5 years per provided snapshot.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,167 | $88,700 | $8,870 |
| 2024 | $1,164 | $88,700 | $8,870 |
| 2023 | $1,216 | $88,700 | $8,870 |
| 2022 | $1,187 | $88,700 | $8,870 |
| 2021 | $1,121 | $88,700 | $8,870 |
| 2020 | $1,098 | $88,700 | $8,870 |
| 2019 | $1,152 | $88,700 | $8,870 |
| 2018 | $1,081 | $88,700 | $8,870 |
| 2017 | $1,039 | $88,700 | $8,870 |
| 2016 | $1,019 | $88,700 | $8,870 |
| 2015 | $1,037 | $88,700 | $8,870 |
| 2014 | $1,025 | $88,700 | $8,870 |
| 2013 | $1,020 | $88,700 | $8,870 |
| 2012 | $158 | $88,700 | $8,870 |
| 2011 | $158 | $88,700 | $8,870 |
| 2010 | $953 | $88,700 | $8,870 |
| 2009 | $952 | $88,700 | $8,870 |
| 2008 | $146 | — | $8,870 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Price Changed | $215,000 |
| 2025-12-28 | Listed | $220,000 |
Photo Gallery
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"label": "Exterior envelope & site condition",
"score": 90.0,
"rationale": "Exterior photos show a well-kept brick front, vinyl siding upstairs, tidy landscaping, two driveways and a detached garage. Walkways, driveway and yard appear in good condition with no visible standing water, major cracks, or foundation displacement. Fence and backyard covered patio mentioned in listing (patio not pictured in detail) but property presents as low-risk externally."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing statement that the roof is three years old is accurate and roof shows no active leaks in photos.",
"Smoke and carbon monoxide detectors may be present but are not visible in listing photos; their presence, location and functionality need verification.",
"Electrical panel and service are intact and up to code but not pictured; no visible exposed wiring or electrical hazards were observed in living areas.",
"Central HVAC exists (vents visible) and is operational, but function and age were not documented and should be verified.",
"Water heater is installed and functioning (not pictured); no signs of active water intrusion or major plumbing failures visible.",
"Bedroom egress windows are assumed adequate based on window size and typical layout but must be measured/verified on-site.",
"No visible peeling lead-risk paint or severe mold was observed; interior painted surfaces appear intact in photos.",
"Detached garage and driveways are functional; garage door operation and safety not verified from photos.",
"No rental history in the last 5 years per provided snapshot."
],
"overall_score": 79.0,
"rubric_version": "nsPIRE_v1.0_2026-03"
},
{
"summary": "This 4-bed, 2.5-bath single-family home appears largely inspection-ready for a Housing Choice Voucher initial inspection. The exterior, roof (reported 3 years old), HVAC presence, and interior condition are all favorable. The most likely inspection risks are absence/unseen smoke and CO detectors, unknown presence of GFCI outlets in kitchen/bath, and standard verification of the electrical panel and water heater. These are typically quick fixes if missing. No major structural, roof, or active leak issues are visible in the photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos show a well-maintained interior: intact tile and carpet, kitchen and bath fixtures present, appliances (stove, refrigerator, dishwasher, microwave, washer/dryer) shown. Cosmetic finishes are dated (wallpaper, older cabinetry) but intact. No visible torn flooring, major drywall damage, or collapsed surfaces. Missing cosmetic updates only; missing appliances are not an issue here because they are present."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "No visible life-threatening hazards in photos (no sagging ceilings, standing water, exposed wiring, or obvious structural movement). Bedrooms show windows that appear to provide egress. Entry door has standard hardware (deadbolt not clearly visible). However, smoke detectors and CO alarms are not visible in the photos, and GFCI receptacles in the kitchen/bath are not identifiable — these items commonly cause HCV/NSPIRE failures if absent. No visible mold, active leaks, or missing guardrails observed. Overall moderate risk due to unseen detectors and GFCI status."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical Condition",
"score": 80.0,
"rationale": "Listing states roof is three years old and exterior photos support a sound roof. An exterior A/C condenser is visible, and ceiling/return vents are visible inside indicating central HVAC presence. Appliances and washer/dryer are present. Electrical panel and water heater are not shown; no visible signs of electrical hazards or plumbing leaks. Given visible equipment present and lack of signs of failure, major systems appear functional but not fully verifiable from photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 88.0,
"rationale": "Exterior appears tidy and well-maintained: intact brick/siding, two driveways, detached garage, flat concrete walk with minimal visible cracking, and a covered patio mentioned. Lawn and shrubs are trimmed. A section of wood fencing along the right side shows weathering and some leaning boards that will require minor repair. No evidence of standing water, major foundation cracks, or exterior structural issues visible."
}
],
"red_flags": [
"No smoke/CO detectors visible in photos — absence would be an immediate NSPIRE/HCV failure if not present or improperly located.",
"No identifiable GFCI receptacles in kitchen/bath images — missing GFCIs can cause inspection failures."
],
"confidence": 0.7,
"assumptions": [
"Photos are representative of the entire unit; no major unseen damage exists in other rooms or the roof beyond what is shown.",
"Roof is indeed approximately three years old and currently watertight (as stated in listing).",
"Central HVAC is operational (condenser and vents are visible) and will provide heat/cooling; the furnace/air handler and water heater are present and functional though not photographed.",
"Smoke detectors and carbon monoxide alarms are not visible in listing photos; assume they may be missing or not in optimal locations until confirmed.",
"GFCI protection in the kitchen and bathrooms is not visible in photos; assume it may be absent or not easily identifiable until inspected.",
"Bedrooms have adequate egress windows based on visible window sizes but specific measurements were not taken from photos.",
"No active mold, pest infestation, major foundation movement, or significant plumbing leaks exist beyond what is shown; if those exist they would reduce the score significantly."
],
"overall_score": 82.0,
"rubric_version": "2026-03-hud-nspire-v1"
},
{
"summary": "This single‑family home appears broadly inspection‑ready with cosmetic finishes in good condition, a recently replaced roof, functioning kitchen and laundry appliances, and a well‑kept exterior. The most likely inspection issues are missing/undocumented smoke and CO detectors, potential need for GFCI outlets in wet areas, and verification of the electrical panel and water heater. These are typically quick/low‑cost fixes. Likely rent‑ready within 30 days once detectors/GFCI and system verifications are completed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 82.0,
"rationale": "Interior and exterior photos show well-maintained cosmetic condition: intact drywall, clean tile and carpet, functioning kitchen and laundry appliances visible (stove, refrigerator, dishwasher, washer/dryer). Minor deferred items are limited to dated finishes (wallpaper, older cabinetry) and minor driveway cracking. No visible water stains, peeling paint, or collapsed elements. Missing or worn finishes would be easy cosmetic/fixture repairs and should not prevent passing an inspection."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No imminent life‑threatening hazards visible: ceilings intact, no exposed wiring, entry door appears to have a deadbolt, bedroom windows look to provide egress, floors are even. However key NSPIRE items are not visible in photos: smoke detectors and CO alarms are not shown; GFCI protection on kitchen/bath outlets is not confirmed; electrical panel not pictured. Fireplace opening is shown but screen/secure flue condition not confirmed. These unknowns create moderate compliance risk that will require quick verification/installation of detectors and potentially GFCI outlets to meet inspection."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 75.0,
"rationale": "Listing states a 3‑year old roof (supported by photos showing new shingles). Interior photos show ceiling HVAC registers and a likely exterior condenser unit visible at side yard in photos — indicating central HVAC presence. Kitchen and laundry appliances are present and appear operational. Water heater and electrical panel were not photographed and must be confirmed; drainage and plumbing appear functional in photos (no visible leaks). Overall systems appear serviceable but a few critical items need verification on site."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 88.0,
"rationale": "Exterior envelope (brick first floor, vinyl siding upper) appears in good condition; landscaping is tidy; dual driveways and detached garage provide safe off‑street parking. No standing water, major foundation exposure, or visible pest infestation in photos. A wooden side fence appears older but standing. Minor driveway cracking is cosmetic and low risk for inspection failure."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof is three years old is accurate and photos reflect a recent roof replacement.",
"Central HVAC is present and functional — inferred from ceiling registers and a condenser unit visible at the side yard in listing photos; full operational status not confirmed.",
"Water heater and electrical distribution panel exist and are in serviceable condition though not pictured; their condition must be verified on site.",
"Smoke detectors and carbon monoxide alarms were not visible in photos; assume they are not documented and may need installation or relocation to meet NSPIRE requirements.",
"GFCI protection for kitchen and bathrooms is not visible in photos; assume verification or upgrades may be required.",
"Fireplace appears intact but condition of flue, damper, and screen are unverified; assume it can be made safe if needed with routine service.",
"No evidence of major hidden issues (structural movement, severe mold, active leaks) in photos; absence of visible distress used to infer lower probability of hidden catastrophic defects."
],
"overall_score": 78.0,
"rubric_version": "2026-03-Section8-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5525 Wabash Dr, Marrero, LA, 70072",
"aggregate": {
"summary": "This single-family home appears close to turnkey for a Housing Choice Voucher initial inspection. Exterior and interior photos show good general maintenance, a recently replaced roof, functioning kitchen appliances, and laundry hookups. The most common inspection uncertainties (smoke/CO detectors, GFCI outlets, electrical panel access, and confirmation of HVAC/water heater operation) are not visible in photos and should be verified. With quick verification/installation of required detectors and any missing GFCIs, the property is likely to pass an initial NSPIRE inspection with only minor repairs or documentation needed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 81.7,
"rationale": "Interior and exterior photos show well-maintained, clean finishes: intact tile and carpeting, cabinetry in good cosmetic condition, functioning kitchen appliances (range, dishwasher, microwave, refrigerator visible) and a washer/dryer in-place. No visible major drywall, flooring or ceiling damage. Cosmetic updates (wallpaper, older fixtures) are present but not inspection-failing. Missing minor items (no obvious outlet/GFCI checks in photos) and dated finishes reduce score modestly."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 88.7,
"rationale": "Exterior photos show a well-kept brick front, vinyl siding upstairs, tidy landscaping, two driveways and a detached garage. Walkways, driveway and yard appear in good condition with no visible standing water, major cracks, or foundation displacement. Fence and backyard covered patio mentioned in listing (patio not pictured in detail) but property presents as low-risk externally."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 73.3,
"rationale": "No visible exposed wiring, sagging ceilings, collapsed structures, or water intrusion in photos. Entry door shows a deadbolt-style lock visible, windows appear operable for egress, and floors/walkways are level. Smoke and carbon monoxide detectors are not visible in the photos (common omission in marketing images) so presence/placement could lower an inspection score if missing; GFCI presence in kitchen/baths is not verifiable from images. No visible mold, peeling paint, or broken handrails. Based on observable condition the property appears low-risk but verification required for detectors, GFCIs and electrical panel access."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 77.7,
"rationale": "Listing states the roof is ~3 years old and photos show a shingled roof in good visible condition. HVAC registers/ceiling vent visible in bedrooms/living area indicating central HVAC present; its operational status is not documented. Appliances and laundry machines are present. Water heater and electrical panel are not shown. No signs of active leaks or drainage problems visible. Systems appear serviceable from pictures but some critical items (panel, water heater, HVAC operation) need on-site verification."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Listing statement that the roof is three years old is accurate and roof shows no active leaks in photos.",
"Smoke and carbon monoxide detectors may be present but are not visible in listing photos; their presence, location and functionality need verification.",
"Electrical panel and service are intact and up to code but not pictured; no visible exposed wiring or electrical hazards were observed in living areas.",
"Central HVAC exists (vents visible) and is operational, but function and age were not documented and should be verified.",
"Water heater is installed and functioning (not pictured); no signs of active water intrusion or major plumbing failures visible.",
"Bedroom egress windows are assumed adequate based on window size and typical layout but must be measured/verified on-site.",
"No visible peeling lead-risk paint or severe mold was observed; interior painted surfaces appear intact in photos.",
"Detached garage and driveways are functional; garage door operation and safety not verified from photos.",
"No rental history in the last 5 years per provided snapshot."
],
"score_method": "mean_of_criteria",
"overall_score": 79.8,
"rubric_version": "nsPIRE_v1.0_2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8142994489"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.