Property ID: 8155014086
4720 40th Pl N, Birmingham, AL, 35217
Birmingham, AL
Money Down: $16,800
CoC Return: 21.37%
Monthly Cash Flow: $299
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$14,000
Closing Costs
$2,800
Total Down
$16,800
Investment Snapshot
Purchase Price
$70,000
Money Down
$16,800
Cash-on-Cash Return
21.37%
Rent
$896
Monthly Cash Flow
$299
Annual Cash Flow
$3,590
Debt Service / Mo
$373
Property Tax / Mo
$80
Insurance / Mo
$55
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$896
Payment Standard
$1,419
Rent
$896
Insurance
$55
Property Tax
$80
Management
$90
Utilities Allowance
$523
NOI (Monthly)
$672
Debt Service
$373
Cash Flow After Debt
$299
Quality Score: 68.80%
Confidence: 94.00%
Overall this 3BR/1BA bungalow is in generally good cosmetic condition and likely to pass an initial HCV/NSPIRE inspection after addressing a handful of minor-to-moderate items. The interior shows fresh paint, updated kitchen and bathroom fixtures, and an operational A/C condenser (listing states 'almost new' HVAC). Primary concerns are exposed wiring and unfinished/structurally-poor detached garage, overgrown yard obstructing storm shelter access, and a few minor finish items (cabinet kick, tub trim, ceiling access). With targeted electrical remediation (garage wiring), clearing vegetation, confirming functioning smoke/CO detectors and GFCI protection, and installing any missing appliances, the property should be rent-ready within 2–4 weeks for inspection and tenancy.
Section 8 Payment Standard
$1,419
Utility Allowance Total
$523
Guaranteed Section 8 Rent (PS - Utilities)
$896
Property Management
$90
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$70,000
Beds
3
Baths
1
Living Area
820 sqft
Lot Size
6,970 sqft
Year Built
1951
Days on Market
102
Capital Outlay
$16,800
Debt Service
$373
Property Tax / Mo
$80
Insurance / Mo
$55
Property Description
Outstanding investment opportunity with numerous modern updates. The property features almost new HVAC system. Fresh interior paint, kitchen shines with its recent renovations, including updated cabinetry and countertops, making it a perfect space for both cooking and entertaining. Minimal maintenance. Detached two car garage and one car garage accessible from alley. Storm shelter
Utility Allowances
Heating
$93
Property has Central Heat. Fuel is inferred to be electric as it has an electric water heater. Alabama Power is the largest provider in the area and was chosen.
Cooling
$22
Property has Central Air Conditioning. Alabama Power is the assumed provider.
Cooking
$21
A stove is not provided. An electric stove is assumed, consistent with other electric appliances. Allowance is for a tenant-provided electric stove under Alabama Power.
Water Heating
$56
Property information explicitly lists an 'Electric Water Heater'. Allowance for Alabama Power was selected.
Water
$78
Property has 'Public Water' and is located within the city of Birmingham.
Sewer
$151
Property information states 'Sewer: Connected'.
Trash Collection
$20
Trash service is not specified. The 'Jefferson City (Once per week)' option was selected as the most appropriate for a Birmingham address in Jefferson County.
Other Electric
$68
Standard allowance for lights and general electric usage. Alabama Power is the assumed provider.
Refrigerator
$8
A refrigerator is not provided by the landlord. This allowance is for a tenant-owned appliance.
Range/Microwave
$6
A microwave is not provided by the landlord. This allowance is for a tenant-owned appliance.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$522
DP3 Annual Estimate$790
DP1 Monthly Equivalent$44
DP3 Monthly Equivalent$66
Replacement Value$50,800
Basis820 sqft / 1951
Nearby Houses
Photo unavailable
4728 40th Pl N
sold · 0.02 mi
Price: $155,000
3 bd / 2 ba · 1,229 sqft
Latest sale: $155,000 on May 20, 2022
Latest rent: —
Photo unavailable
4318 Newton St
sold · 0.03 mi
Price: $25,100
3 bd / 1 ba · 960 sqft
Latest sale: $25,100 on Oct 31, 2023
Latest rent: —
Photo unavailable
4717 N 40th Pl
sold · 0.04 mi
Price: $50,000
3 bd / 2 ba · 1,250 sqft
Latest sale: $50,000 on Nov 13, 2023
Latest rent: $1,000 on Apr 13, 2024
Photo unavailable
4701 40th Pl N
sold · 0.07 mi
Price: $42,000
2 bd / 1 ba · 728 sqft
Latest sale: $42,000 on Feb 14, 2022
Latest rent: $675 on Aug 07, 2018
Photo unavailable
4340 Newton St
sold · 0.07 mi
Price: $56,000
3 bd / 1 ba · 1,110 sqft
Latest sale: $56,000 on Mar 22, 2021
Latest rent: —
Photo unavailable
3925 49th Ct N
sold · 0.08 mi
Price: $54,900
2 bd / 1 ba · 1,134 sqft
Latest sale: $54,900 on Sep 09, 2024
Latest rent: —
Photo unavailable
3921 49th Ct N
sold · 0.08 mi
Price: $8,000
2 bd / 1 ba
Latest sale: $8,000 on Jul 08, 2016
Latest rent: —
Photo unavailable
4541 40th Pl N
sold · 0.09 mi
Price: $75,000
3 bd / 1 ba · 860 sqft
Latest sale: $75,000 on Jun 25, 2024
Latest rent: $695 on Nov 15, 2017
Photo unavailable
4537 40th Pl N
sold · 0.10 mi
Price: $20,000
2 bd / 1 ba · 728 sqft
Latest sale: $20,000 on Jun 12, 2020
Latest rent: $750 on Feb 06, 2026
Photo unavailable
4105 49th Ct N
sold · 0.11 mi
Price: $45,000
3 bd / 1 ba · 1,285 sqft
Latest sale: $45,000 on Jan 04, 2024
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Exposed electrical wiring and loose cables in detached garage (electrical hazard).
- Detached garage interior shows significant structural/finish deterioration (open studs, missing wall covering) and may require major repair.
- Overgrown vegetation around foundation and over storm-shelter hatch — potential trip/egress and moisture issues.
- No photographed GFCI outlets in kitchen/bath and CO alarm not visible (needs verification).
Assumptions
- The HVAC is operational as stated in the listing and the exterior condenser corresponds to that system.
- A functioning water heater and capped plumbing are present though not shown in photos.
- Main electrical panel is intact and sized correctly (meter visible but panel not photographed).
- Smoke detector visible in photos is connected and powered; CO alarm presence is not shown and will need verification if required by local code.
- Stairs/handrails and interior exit paths are present and functional where not visible in photos.
- Missing major appliances (stove/fridge) are assumed absent from photos and will be furnished by owner or installed prior to rental.
- Detached garage condition is considered part of the site evaluation but failure of the garage does not automatically make the dwelling unit uninhabitable unless electrical hazards extend to the main unit.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $932 | $64,300 | $12,860 |
| 2023 | $932 | $64,300 | $12,860 |
| 2022 | $674 | $46,500 | $9,300 |
| 2021 | $727 | $50,200 | $10,040 |
| 2019 | $727 | $50,200 | $10,040 |
| 2015 | $777 | $53,600 | $10,720 |
| 2012 | $750 | $52,850 | $10,570 |
| 2011 | $826 | $58,400 | $11,680 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-05-14 | Sold | $68,500 |
| 2011-06-03 | Sold | $13,500 |
| 2011-02-02 | Sold | $13,500 |
| 2010-11-03 | Sold | $50,000 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-04-10 | Listed for rent | $1,200 | — |
| 2024-07-13 | Listed for rent | $1,200 | — |
Photo Gallery
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{
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{
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{
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"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior shows recent cosmetic updates: fresh paint, renovated kitchen backsplash and counters, newer-looking flooring, and a clean bathroom. Minor finish issues visible (missing toe/kick under kitchen base cabinet, trim gap under tub, slightly misaligned ceiling tiles) and no appliance set is shown (no stove/fridge in photos). Detached garage interior is stripped and rough but is separate from main living unit. Overall the main living areas appear move-in ready with only minor/medium repairs required."
},
{
"key": "safety_code",
"label": "Safety & Code Risks",
"score": 70.0,
"rationale": "A smoke detector is visible in a bedroom ceiling. Entry has a metal security door. Bathroom and kitchen fixtures appear intact. Exterior service/meter is present and exterior wiring is attached, but there are some loose/looped cables and exposed wiring visible inside the detached garage — an electrical hazard that needs addressing. No visible active roof leaks, no obvious severe mold, and bedroom windows appear to provide egress. GFCI protection for kitchen/bath not confirmed in photos. Overgrown vegetation near foundation and storm-shelter hatch could create trip/egress issues if not cleared."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Listing and exterior photo show an outdoor A/C condenser and description notes 'almost new' HVAC (assumed operational). Plumbing fixtures in bathroom/kitchen appear functional; washer hookups visible. Electrical service and meter are present but main panel not shown. Roof shingles appear aged but not visibly failed in photos. Detached garage wiring and open studs show systems work will be needed there. Water heater and full mechanical inspections are not visible; assumed present and operational based on recent rental history and listing notes."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Chain-link fencing intact; siding is aged/dirty but generally intact. Yard is overgrown and needs landscaping/cleanup; vegetation is encroaching drive/walk and storm-shelter access. Front porch and railings appear functional. Detached garage structure is in poor condition internally (open studs, exposed subfloor/footing) and will require significant work to be usable; an adjacent structure appears boarded up. Drainage condition not fully visible but vegetation and grade near foundation suggest potential moisture/maintenance attention."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Exposed electrical wiring and loose cables in detached garage (electrical hazard).",
"Detached garage interior shows significant structural/finish deterioration (open studs, missing wall covering) and may require major repair.",
"Overgrown vegetation around foundation and over storm-shelter hatch — potential trip/egress and moisture issues.",
"No photographed GFCI outlets in kitchen/bath and CO alarm not visible (needs verification)."
],
"confidence": 0.75,
"assumptions": [
"The HVAC is operational as stated in the listing and the exterior condenser corresponds to that system.",
"A functioning water heater and capped plumbing are present though not shown in photos.",
"Main electrical panel is intact and sized correctly (meter visible but panel not photographed).",
"Smoke detector visible in photos is connected and powered; CO alarm presence is not shown and will need verification if required by local code.",
"Stairs/handrails and interior exit paths are present and functional where not visible in photos.",
"Missing major appliances (stove/fridge) are assumed absent from photos and will be furnished by owner or installed prior to rental.",
"Detached garage condition is considered part of the site evaluation but failure of the garage does not automatically make the dwelling unit uninhabitable unless electrical hazards extend to the main unit."
],
"overall_score": 75.0,
"rubric_version": "nsPIRE-2024-v1"
},
{
"summary": "Overall the primary dwelling is in good rentable condition for a Housing Choice Voucher tenant after addressing a handful of minor-to-moderate items. Interior cosmetic repairs, installation of missing appliances (stove/refrigerator), verification/installation of required GFCI and CO alarms, and basic yard cleanup should make the unit pass an initial NSPIRE/HCV inspection. The most concerning item is the detached garage with exposed wiring and open framing; that accessory structure should be secured or clearly separated from tenant access before inspection. With 1–4 weeks of targeted fixes and verification of mechanical systems (hot water, electrical panel, HVAC commissioning), this property is likely rent-ready.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Interior appears recently painted with new-looking floors and renovated kitchen and bath surfaces. Visible cosmetic wear at cabinet bases and trim; some finish carpentry and threshold/trim repairs needed. Missing major appliances (stove/fridge) evident — reduces score moderately but are not structural. Detached garage interior is in very poor condition (exposed framing, no finished floor) but house living space shows minor deferred maintenance only."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 65.0,
"rationale": "A ceiling-mounted smoke detector is visible in at least one bedroom which is positive. Bedrooms have windows for egress. Entry has a security door. Potential issues: kitchen receptacle near sink does not show an obvious GFCI device (likely required), carbon-monoxide alarm not shown, and some areas of the exterior/garage show exposed wiring and unsecured openings. Overgrown vegetation around a yard storm-shelter hatch and site trip hazards need cleanup. No visible active roof leaks or collapsed ceilings in photos of living areas."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 70.0,
"rationale": "Listing states an 'almost new' HVAC and an exterior condenser unit is present in photos; HVAC likely operational. Plumbing fixtures (toilet, sink, tub) are installed; water heater not pictured. Electrical service and meter are present on the exterior; the main electrical panel was not photographed. Roof appears intact from available angles though shingles look aged. Detached garage wiring appears exposed and should be inspected. Overall systems appear functional pending verification of hot water, electrical panel condition and HVAC commissioning."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 60.0,
"rationale": "Main house siding is intact though dirty; foundation vents present. Front porch has rails and is serviceable. Yard is overgrown and needs mowing/cleanup; storm shelter hatch present but vegetation around it creates a trip/access concern. The detached garages are in poor condition: one shows open framing, partial foundation blocks and exposed interior — this is a site/structural concern for the accessory building and raises inspection work even though the primary dwelling appears structurally sound."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Exposed electrical wiring inside detached garage (electrical hazard)",
"Detached garage with open framing and partial foundation — structural/safety risk (accessory building)",
"Overgrown vegetation around yard storm-shelter hatch and yard creating trip/access hazards",
"Possible lack of GFCI protection on kitchen receptacles (code/NSPIRE risk) and no visible CO detector"
],
"confidence": 0.75,
"assumptions": [
"Listing statement that HVAC is 'almost new' is accurate and the system is operational; exterior condenser shown is the active unit.",
"Hot water heater and main electrical panel are present and functional though not photographed.",
"Missing stove and refrigerator are not included in photos and will be provided by owner/installer prior to leasing (or tenant-supplied); absence reduces condition score moderately only.",
"Smoke alarm(s) are present where shown; additional required alarms (CO alarm) are not visible and likely absent.",
"Detached garage is not currently used as living space; its poor condition is treated as an accessory-structure issue rather than primary dwelling structural failure.",
"No visible active roof leaks in interior photos—ceiling finish is intact; roofing condition assumed aging but not failed."
],
"overall_score": 72.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 3-bed / 1-bath single-family shows many signs of being near rent-ready for a Housing Choice Voucher inspection: interior renovations (paint, floors, kitchen and bath) and an apparently recent HVAC system are strong positives. Main living areas look clean and functional. Primary concerns are electrical hazards and neglect in the detached garage (exposed wiring, unfinished framing), some exterior site maintenance (overgrown vegetation around AC/storm shelter), and lack of visible CO detector / unconfirmed GFCI protection. With moderate on-site corrective work (secure/repair garage wiring, verify/replace CO and GFCI devices, install missing appliances if desired, clear yard and storm shelter access, and confirm water heater/electrical panel), this property is likely to pass an initial NSPIRE/Housing Choice Voucher inspection within ~2–4 weeks. The detached garage may require additional scope or could be isolated from rental unit use until repaired.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior shows recent paint, new-looking laminate floors, renovated kitchen and bathroom cabinets/countertops; cosmetic finishes generally acceptable. Missing/absent major appliances (no visible stove or refrigerator) and small trim/baseboard work observed. Detached garage interior is unfinished and shows deterioration which raises repair scope for that structure but main living area appears largely cosmetically complete. Overall repairs are minor-to-moderate and largely cosmetic/capital in nature."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE high-priority items)",
"score": 65.0,
"rationale": "A smoke detector is visible in a bedroom ceiling. Entry door appears to have a security door; egress windows visible in bedrooms. However several safety concerns: exposed wiring and loose cables inside the detached garage (electrical hazard), exterior utility wiring is slack/drooping, no carbon monoxide detector is visible in photos, GFCI protection at kitchen sink is not clearly identifiable, overgrown vegetation obstructs access to the exterior AC and storm-shelter hatch. No signs of collapsed ceilings, active roof leaks, major foundation movement or severe mold in photos. The exposed wiring in the garage is a code/safety failure until corrected."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, electrical, plumbing, roof)",
"score": 72.0,
"rationale": "Listing states and photos show an outdoor condensing unit and listing claims an 'almost new HVAC' — this supports a healthy HVAC system. Kitchen and bath fixtures appear functional. Roof shingles look aged but no visible active leaks in photos. Electrical meter and service are present on exterior but interior electrical panel not shown; detached garage has visible wiring that needs remediation. Water heater and full plumbing stack not shown; plumbing appears present with visible hookups and functioning fixtures. Overall systems appear serviceable but electrical and roof age need confirmation on-site."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Chain-link fencing, driveway and yard are present; storm shelter hatch exists. However yard and vegetation are overgrown, reducing safe access to the storm shelter and AC. Siding is serviceable though shows dirt/age. Detached garage structure is in poor condition: interior framing exposed, no finished walls, wiring hanging and evidence of neglect — this raises site and accessory-structure concerns. Walkways and front porch appear functional with railings, but exterior cleanup and garage repairs are needed."
},
{
"key": "rental_history_activity",
"label": "Rental History / Recent Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Exposed electrical wiring and loose cables inside detached garage (electrical hazard).",
"Detached garage in poor condition — exposed framing, missing wall finishes and hanging wiring; potential safety and structural deficiency.",
"No visible carbon monoxide detector in photographed spaces (required where fuel-burning appliances or attached garages are present).",
"Overgrown vegetation blocking access to outdoor AC unit and storm-shelter hatch — access/safety concern.",
"Exterior utility wiring appears drooped/slack at roofline (requires evaluation by electrician)."
],
"confidence": 0.7,
"assumptions": [
"Listing statement that HVAC is 'almost new' is accurate and the outdoor condensing unit pictured corresponds to a working system.",
"Water heater and interior electrical panel are present and functional though not shown in photos; no active roof leaks are present despite aged shingles.",
"No stove or refrigerator are present in photos; absence of those appliances reduces condition score but is not treated as an automatic safety fail.",
"Detached garage is included with the property and its condition will be considered during inspection; garage deficiencies are treated as accessory-structure issues requiring remediation.",
"Smoke detector visible in one photo is functional; no carbon monoxide detector is visible so one is assumed not present.",
"No major hidden structural failures (foundation movement, significant roof collapse, severe mold) exist beyond what is visible; photos do not show those conditions."
],
"overall_score": 74.0,
"rubric_version": "2026-02-16-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4720 40th Pl N, Birmingham, AL, 35217",
"aggregate": {
"summary": "Overall this 3BR/1BA bungalow is in generally good cosmetic condition and likely to pass an initial HCV/NSPIRE inspection after addressing a handful of minor-to-moderate items. The interior shows fresh paint, updated kitchen and bathroom fixtures, and an operational A/C condenser (listing states 'almost new' HVAC). Primary concerns are exposed wiring and unfinished/structurally-poor detached garage, overgrown yard obstructing storm shelter access, and a few minor finish items (cabinet kick, tub trim, ceiling access). With targeted electrical remediation (garage wiring), clearing vegetation, confirming functioning smoke/CO detectors and GFCI protection, and installing any missing appliances, the property should be rent-ready within 2–4 weeks for inspection and tenancy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 73.3,
"rationale": "Interior shows recent cosmetic updates: fresh paint, renovated kitchen backsplash and counters, newer-looking flooring, and a clean bathroom. Minor finish issues visible (missing toe/kick under kitchen base cabinet, trim gap under tub, slightly misaligned ceiling tiles) and no appliance set is shown (no stove/fridge in photos). Detached garage interior is stripped and rough but is separate from main living unit. Overall the main living areas appear move-in ready with only minor/medium repairs required."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 60.0,
"rationale": "Chain-link fencing intact; siding is aged/dirty but generally intact. Yard is overgrown and needs landscaping/cleanup; vegetation is encroaching drive/walk and storm-shelter access. Front porch and railings appear functional. Detached garage structure is in poor condition internally (open studs, exposed subfloor/footing) and will require significant work to be usable; an adjacent structure appears boarded up. Drainage condition not fully visible but vegetation and grade near foundation suggest potential moisture/maintenance attention."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Risks",
"score": 66.7,
"rationale": "A smoke detector is visible in a bedroom ceiling. Entry has a metal security door. Bathroom and kitchen fixtures appear intact. Exterior service/meter is present and exterior wiring is attached, but there are some loose/looped cables and exposed wiring visible inside the detached garage — an electrical hazard that needs addressing. No visible active roof leaks, no obvious severe mold, and bedroom windows appear to provide egress. GFCI protection for kitchen/bath not confirmed in photos. Overgrown vegetation near foundation and storm-shelter hatch could create trip/egress issues if not cleared."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.7,
"rationale": "Listing and exterior photo show an outdoor A/C condenser and description notes 'almost new' HVAC (assumed operational). Plumbing fixtures in bathroom/kitchen appear functional; washer hookups visible. Electrical service and meter are present but main panel not shown. Roof shingles appear aged but not visibly failed in photos. Detached garage wiring and open studs show systems work will be needed there. Water heater and full mechanical inspections are not visible; assumed present and operational based on recent rental history and listing notes."
}
],
"red_flags": [
"Exposed electrical wiring and loose cables in detached garage (electrical hazard).",
"Detached garage interior shows significant structural/finish deterioration (open studs, missing wall covering) and may require major repair.",
"Overgrown vegetation around foundation and over storm-shelter hatch — potential trip/egress and moisture issues.",
"No photographed GFCI outlets in kitchen/bath and CO alarm not visible (needs verification)."
],
"confidence": 0.94,
"assumptions": [
"The HVAC is operational as stated in the listing and the exterior condenser corresponds to that system.",
"A functioning water heater and capped plumbing are present though not shown in photos.",
"Main electrical panel is intact and sized correctly (meter visible but panel not photographed).",
"Smoke detector visible in photos is connected and powered; CO alarm presence is not shown and will need verification if required by local code.",
"Stairs/handrails and interior exit paths are present and functional where not visible in photos.",
"Missing major appliances (stove/fridge) are assumed absent from photos and will be furnished by owner or installed prior to rental.",
"Detached garage condition is considered part of the site evaluation but failure of the garage does not automatically make the dwelling unit uninhabitable unless electrical hazards extend to the main unit."
],
"score_method": "mean_of_criteria",
"overall_score": 68.8,
"rubric_version": "nsPIRE-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8155014086"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.