616 Avenue F, Marrero, LA, 70072
Marrero, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 80.10%
Confidence: 91.00%
Overall the property appears largely move-in ready and likely to pass an initial HCV/NSPIRE inspection after verification of a few required safety items. The home shows recent updates (roof ~4 years old, renovated kitchen and baths, flooring, painted interior/exterior) and functional appliances. Key items that need verification before inspection are presence and placement of smoke detectors and CO alarms (if required), GFCI protection in wet areas, and proof of a properly functioning water heater and electrical panel. With those verifications/fixes the property is likely rent-ready within 1-4 weeks.
Property Fundamentals
Property Description
Nestled in one of the most sought after neighborhoods on the Westbank, this adorable 4 bedroom 2 bath cottage radiates charm from the moment you spot its freshly painted exterior in a soft, welcoming hue. Step inside to discover a bright and cheerful interior, where new paint, in light modern tones, pairs perfectly with luxurios vinyl plank flooring as well as wooden floors from the last century and lest not over look the century-old Cypress mantle with its deep honey grain softened by a hundred years of quiet light and gentle hands. The spacious layout offers four cozy bedrooms, each bathed in natural light and ready to become personal sanctuaries for family or guests. Both bathrooms have been thoughtfully updated, blending functionality with a touch of cottage-style sweetness. A four-year-old roof provides peace of mind, while the heart of the home opens effortlessly to the true showstopper: a beautiful outdoor patio laid with elegant pavers and sheltered by a stylish shade cover, for that morning coffee or those evening gatherings. Tucked neatly nearby is a handy storage shed that keeps everything organized. With every upgrade thoughtfully completed, this move-in-ready cottage feels like a warm hug waiting to welcome its new owners home.
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that roof is 4 years old is accurate and roof is watertight (photos support intact shingles).
- Central HVAC is present and operational; ceiling vents in photos indicate central system but full operational status was not tested and is assumed functional.
- Water heater exists and supplies hot water though it is not pictured; functionality is assumed but unverified.
- Smoke detectors, carbon monoxide alarms (if required by jurisdiction for fuel-burning appliances), and an electrical panel exist but were not shown in photos; their presence and correct placement are assumed unknown and should be confirmed.
- GFCI protection for kitchen/bath outlets is not visible in photos and is assumed unknown; may need installation if not present.
- No major hidden structural issues (foundation movement, sagging, roof leaks) exist beyond what is visible; photos show no signs of these conditions.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,324 | $100,600 | $10,060 |
| 2024 | $1,320 | $100,600 | $10,060 |
| 2023 | $1,302 | $95,000 | $9,500 |
| 2022 | $1,271 | $95,000 | $9,500 |
| 2021 | $1,201 | $95,000 | $9,500 |
| 2020 | $1,176 | $95,000 | $9,500 |
| 2019 | $1,234 | $95,000 | $9,500 |
| 2018 | $1,157 | $95,000 | $9,500 |
| 2017 | $1,113 | $95,000 | $9,500 |
| 2016 | $1,092 | $95,000 | $9,500 |
| 2015 | $1,111 | $95,000 | $9,500 |
| 2014 | $1,098 | $95,000 | $9,500 |
| 2013 | $620 | $53,900 | $5,390 |
| 2012 | $623 | $53,900 | $5,390 |
| 2011 | $619 | $53,500 | $5,350 |
| 2010 | $575 | $53,500 | $5,350 |
| 2009 | $574 | $53,500 | $5,350 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2014-04-29 | Sold | — |
Photo Gallery
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"href": "https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m837585666s.jpg"
},
"virtual_tours": null,
"lead_attributes": {
"lead_type": "co_broke",
"market_type": "unity",
"show_contact_an_agent": true,
"is_veterans_united_eligible": true
},
"search_promotions": null,
"price_reduced_amount": 4000,
"property_tax_history": {
"home": {
"status": "for_sale",
"tax_history": [
{
"tax": 1324,
"year": 2025,
"market": {
"land": 37500,
"total": 100600,
"building": 63100
},
"assessment": {
"land": 3750,
"total": 10060,
"building": 6310
}
},
{
"tax": 1320,
"year": 2024,
"market": {
"land": 37500,
"total": 100600,
"building": 63100
},
"assessment": {
"land": 3750,
"total": 10060,
"building": 6310
}
},
{
"tax": 1302,
"year": 2023,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1271,
"year": 2022,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1201,
"year": 2021,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1176,
"year": 2020,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1234,
"year": 2019,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1157,
"year": 2018,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1113,
"year": 2017,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1092,
"year": 2016,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1111,
"year": 2015,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 1098,
"year": 2014,
"market": {
"land": 37500,
"total": 95000,
"building": 57500
},
"assessment": {
"land": 3750,
"total": 9500,
"building": 5750
}
},
{
"tax": 620,
"year": 2013,
"market": {
"land": 37500,
"total": 53900,
"building": 16400
},
"assessment": {
"land": 3750,
"total": 5390,
"building": 1640
}
},
{
"tax": 623,
"year": 2012,
"market": {
"land": 37500,
"total": 53900,
"building": 16400
},
"assessment": {
"land": 3750,
"total": 5390,
"building": 1640
}
},
{
"tax": 619,
"year": 2011,
"market": {
"land": 37500,
"total": 53500,
"building": 16000
},
"assessment": {
"land": 3750,
"total": 5350,
"building": 1600
}
},
{
"tax": 575,
"year": 2010,
"market": {
"land": 37500,
"total": 53500,
"building": 16000
},
"assessment": {
"land": 3750,
"total": 5350,
"building": 1600
}
},
{
"tax": 574,
"year": 2009,
"market": {
"land": 37500,
"total": 53500,
"building": 16000
},
"assessment": {
"land": 3750,
"total": 5350,
"building": 1600
}
}
],
"property_history": [
{
"date": "2026-03-17",
"price": 215000,
"listing": {
"status": "for_sale",
"list_date": "2025-11-23T02:59:32Z",
"list_price": 215000,
"listing_id": "2988944331",
"last_update_date": "2026-03-17T09:03:35Z",
"last_status_change_date": "2026-01-14T15:47:31Z"
},
"event_name": "Price Changed",
"price_sqft": 148.48066298342542,
"source_name": "NewOrleans",
"price_change": -4000,
"days_after_listed": null,
"source_listing_id": "2532076",
"price_change_percentage": null
},
{
"date": "2026-02-24",
"price": 219000,
"listing": {
"status": "for_sale",
"list_date": "2025-11-23T02:59:32Z",
"list_price": 215000,
"listing_id": "2988944331",
"last_update_date": "2026-03-17T09:03:35Z",
"last_status_change_date": "2026-01-14T15:47:31Z"
},
"event_name": "Price Changed",
"price_sqft": 151.24309392265192,
"source_name": "NewOrleans",
"price_change": -6000,
"days_after_listed": null,
"source_listing_id": "2532076",
"price_change_percentage": null
},
{
"date": "2025-11-23",
"price": 225000,
"listing": {
"status": "for_sale",
"list_date": "2025-11-23T02:59:32Z",
"list_price": 215000,
"listing_id": "2988944331",
"last_update_date": "2026-03-17T09:03:35Z",
"last_status_change_date": "2026-01-14T15:47:31Z"
},
"event_name": "Listed",
"price_sqft": 155.38674033149172,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2532076",
"price_change_percentage": null
},
{
"date": "2014-04-30",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8156150590",
"generated_at": "2026-03-27T17:24:48.363058Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 80.1
},
"utility_allowance": {
"zip_code": "70072",
"home_photo": "https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m837585666s-w1280.jpg",
"rent_price": 2002.0,
"loan_amount": 172000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/616-Avenue-F_Marrero_LA_70072_M81561-50590",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 215000.0,
"loan_term_years": 30,
"annual_cash_flow": 18903.88,
"mortgage_monthly": 1144.32,
"payment_standard": 2328.0,
"total_amount_out": 43000.0,
"additional_photos": [
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m3216002280s-w1280.jpg",
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m1973201550s-w1280.jpg",
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m1373886207s-w1280.jpg",
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m613433777s-w1280.jpg",
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m3069704726s-w1280.jpg",
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m4262039073s-w1280.jpg",
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m768721459s-w1280.jpg",
"https://ap.rdcpix.com/55587c231e510fa11b22926fe7ba2ce9l-m3367434525s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 112.83,
"monthly_cash_flow": 1575.32,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected Natural Gas as the fuel type because the property is listed as having natural gas service.",
"utility": "Heating",
"allowance": 79
},
{
"note": "Selected Natural Gas as the fuel type based on the property's utility information.",
"utility": "Cooking",
"allowance": 14
},
{
"note": "Selected Natural Gas as the fuel type, assuming it is used for water heating since the service is available for other appliances.",
"utility": "Water Heating",
"allowance": 27
},
{
"note": "Standard allowance for general electricity usage like lighting and appliances.",
"utility": "Other Electric",
"allowance": 77
},
{
"note": "The property is listed as being connected to the public water source.",
"utility": "Water",
"allowance": 50
},
{
"note": "The property is listed as being connected to city/public sewer.",
"utility": "Sewer",
"allowance": 54
},
{
"note": "Trash collection is a standard utility for a single-family home.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.44,
"down_payment_amount": 43000.0,
"property_tax_annual": 1363.72,
"property_tax_monthly": 113.64,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 5172.04,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": 431.0,
"cash_on_cash_return_after_debt": 0.12
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears largely move-in ready and likely to pass an initial HCV/NSPIRE inspection after verification of a few required safety items. The home shows recent updates (roof ~4 years old, renovated kitchen and baths, flooring, painted interior/exterior) and functional appliances. Key items that need verification before inspection are presence and placement of smoke detectors and CO alarms (if required), GFCI protection in wet areas, and proof of a properly functioning water heater and electrical panel. With those verifications/fixes the property is likely rent-ready within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recently painted exterior, clean updated interior, new-looking vinyl plank and original wood floors, updated bathrooms and kitchen finishes. Appliances (refrigerator, range, dishwasher) are present in photos. No visible drywall damage, peeling paint, or severe cosmetic deferred maintenance. Minor finish items (e.g., verification of secure porch swing anchors, routine touch-ups) may be needed but nothing apparent that would block tenancy."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 70.0,
"rationale": "No visible life-threatening hazards in photos: stairs have a railing, porch has guardrail, ceilings appear intact and there is no visible active water intrusion or major mold. However required safety items are not visible in photos: smoke detectors and CO alarms are not shown, GFCI protection near sink is not verifiable, and the electrical panel is not pictured. Bedroom egress windows appear present but window opening dimensions cannot be confirmed. Because these required items could cause an initial NSPIRE fail if missing, a moderate safety deduction is applied despite the otherwise clean appearance."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 75.0,
"rationale": "Listing states a 4-year-old roof (supported by photos showing intact shingles). Ceiling vents visible indicating central HVAC (registers present); kitchen appliances are present and look functional. Water heater and main electrical panel weren't shown so condition is assumed but unverified. No obvious plumbing damage or visible signs of HVAC failure are present. Given visible evidence of recent updates and absence of system distress, score is good but not full due to unverified water heater/electrical panel."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 85.0,
"rationale": "Front yard, walkways, siding, and porch appear well-maintained. Fencing and a storage shed are referenced and a fenced yard is shown. Driveway and sidewalk appear functional and safe. No evidence of standing water, major grading issues, or exterior structural distress in the supplied photos."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing statement that roof is 4 years old is accurate and roof is watertight (photos support intact shingles).",
"Central HVAC is present and operational; ceiling vents in photos indicate central system but full operational status was not tested and is assumed functional.",
"Water heater exists and supplies hot water though it is not pictured; functionality is assumed but unverified.",
"Smoke detectors, carbon monoxide alarms (if required by jurisdiction for fuel-burning appliances), and an electrical panel exist but were not shown in photos; their presence and correct placement are assumed unknown and should be confirmed.",
"GFCI protection for kitchen/bath outlets is not visible in photos and is assumed unknown; may need installation if not present.",
"No major hidden structural issues (foundation movement, sagging, roof leaks) exist beyond what is visible; photos show no signs of these conditions."
],
"overall_score": 79.0,
"rubric_version": "1.0"
},
{
"summary": "Property appears largely turnkey for Section 8 occupancy with high cosmetic and functional condition throughout: updated kitchen/baths, recent roof, intact porch and railings, good exterior and landscaping. Main NSPIRE uncertainties are lack of visible smoke/CO detectors, unverified GFCI protection near wet areas, and no pictured electrical panel or water heater. These are typically quick fixes or simple verifications. Likely to pass initial HCV inspection after installing/verifying detectors and confirming GFCI/electrical/water-heater functionality.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Photos and listing show fresh exterior/interior paint, new-looking vinyl plank and restored original wood floors, updated bathrooms and kitchen cabinets, intact countertops, and functioning-looking appliances (stove, refrigerator, dishwasher). Porch, steps and railings appear solid and freshly painted. No visible major cosmetic defects, water stains, or collapsed finishes. Missing/minor items that commonly come up on inspections (e.g., possible outlet covers, trim touch-ups) are not evident in photos and would be easy/low-cost fixes if present."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 78.0,
"rationale": "No visible exposed wiring, sagging ceilings, active leaks, or severe mold in photos. Bedroom windows appear adequate for egress and entry/exit appears clear. Entry door has a lockset; porch railings present. However smoke detectors and carbon monoxide alarms are not visible in any interior photos (likely required), and GFCI protection at kitchen sink outlets isn't clearly shown. Electrical panel, water heater, and plumbing access are not photographed. Based on condition shown, these are likely straightforward installations/verification items but reduce score due to uncertainty of compliant detectors and GFCI."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 80.0,
"rationale": "Listing states roof is four years old and the exterior photos show intact shingles. Ceiling registers indicate central HVAC ducting/AC present. Kitchen and bathrooms show modern fixtures and functioning appliances. Water heater and electrical panel were not photographed, so condition is assumed serviceable given the recent updates; however absence of direct verification reduces score slightly. No signs of obvious plumbing failure or drainage issues visible."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site & yard condition",
"score": 90.0,
"rationale": "Exterior siding, trim, porch, steps and decorative iron railings appear well-maintained. Yard, sidewalks and driveway look in good condition; a newer fence and storage shed are present. No visible foundation settlement, large cracks, standing water, or erosion seen in photos. Carport visible and usable. Overall low site risk."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational (ceiling vents visible in photos).",
"Water heater and main electrical panel are present and serviceable though not photographed.",
"Roof replacement ~4 years ago (as stated in listing) and is in good condition with no active leaks.",
"Bedroom windows provide proper egress (windows visible in bedrooms in photos).",
"Appliances shown (stove, refrigerator, dishwasher) are in working condition unless discovered otherwise at inspection.",
"Smoke detectors and CO alarms are not visible in photos and may be missing or located out of frame; they will need verification/installation to ensure compliance.",
"GFCI protection at kitchen and bathroom outlets not visible; assume may need verification and possible upgrade.",
"No hidden major structural or moisture problems are present beyond what is visible in photos; severe hidden issues would lower scores if discovered."
],
"overall_score": 83.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "This 4-bed/2-bath cottage presents as well-renovated and largely move-in ready. Visible major systems (roof, kitchen, bathrooms, floors) appear recently updated and in good condition. Primary inspection risk areas from photos are absence of visible smoke and carbon monoxide detectors and lack of clearly visible GFCI at the kitchen sink, plus unshown items (electrical panel, water heater, HVAC service) which should be verified. With installation/verification of detectors/GFCI and quick checks of the panel/HW/AC, the property is likely to pass an initial HCV/NSPIRE inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition / Repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated with new paint, vinyl plank and restored wood floors, updated bathrooms and a functional-looking kitchen with range, dishwasher and refrigerator visible. Exterior freshly painted and landscaping maintained. No visible major cosmetic defects, water stains or collapsed surfaces. Minor items that could be required pre-lease (touch-up paint, minor trim repair) but nothing suggesting heavy deferred maintenance. Missing items: no obvious ones; appliances are present. Score reduced slightly to allow for unseen wear and any minor punch-list items."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE)",
"score": 70.0,
"rationale": "Home shows intact ceilings, finished floors, secure porch with guardrail, apparent central HVAC vents, and no visible exposed wiring or active water intrusion. Bedroom windows look adequate for egress in photos. However, photos do not clearly show smoke detectors or carbon monoxide alarm(s) and a GFCI device at the sink is not clearly visible; electrical panel and deadbolt presence are not shown. Because missing/undocumented smoke/CO detectors and GFCI are common inspection failure items, score reduced to reflect likely small scope work (install/verify detectors and GFCIs) to meet NSPIRE requirements."
},
{
"key": "systems_mechanical",
"label": "Major Systems / Mechanical",
"score": 75.0,
"rationale": "Listing states a four-year-old roof and photos show intact shingles and eaves. Ceiling HVAC vents indicate central system (age unknown) and interior looks conditioned. Kitchen appliances present and bathrooms updated. Water heater, electrical panel, and visible plumbing connections are not shown in photos, so their condition is assumed typical for a renovated home but unverified. Score reflects generally good visible system condition with moderate uncertainty about unseen equipment (water heater, panel, HVAC service history)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Front yard, walkways and driveway appear in good repair and safe; wood fence and gate exist; covered porch with railings and steps present. Siding and paint look recently done and trimmed hedges indicate maintenance. No signs of standing water, major settlement, foundation cracking or sagging are visible from exterior photos. A storage shed and covered carport are present. Score high due to good curb appeal and lack of visible exterior hazards."
}
],
"red_flags": [
"Smoke and carbon monoxide detectors not visible in photos — potential NSPIRE fail if not installed or nonfunctional.",
"GFCI protection at kitchen sink outlet not clearly visible — may require installation to meet code/NSPIRE."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and operational (ceiling vents visible) though exact age and service history are unknown.",
"Roof condition is as stated in listing (4 years old) and shows no active leaks in photos.",
"Kitchen appliances shown (range, dishwasher, refrigerator) are functional; missing large appliances are not an issue.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or unverified and would need to be documented/installed.",
"Electrical panel, water heater and plumbing supply/drain conditions are not shown and are assumed serviceable unless inspection finds otherwise.",
"Bedrooms have egress-compliant windows based on visible size in photos, though exact measurements are unverified."
],
"overall_score": 79.0,
"rubric_version": "ns-preset-2026-03-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "616 Avenue F, Marrero, LA, 70072",
"aggregate": {
"summary": "Overall the property appears largely move-in ready and likely to pass an initial HCV/NSPIRE inspection after verification of a few required safety items. The home shows recent updates (roof ~4 years old, renovated kitchen and baths, flooring, painted interior/exterior) and functional appliances. Key items that need verification before inspection are presence and placement of smoke detectors and CO alarms (if required), GFCI protection in wet areas, and proof of a properly functioning water heater and electrical panel. With those verifications/fixes the property is likely rent-ready within 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a recently painted exterior, clean updated interior, new-looking vinyl plank and original wood floors, updated bathrooms and kitchen finishes. Appliances (refrigerator, range, dishwasher) are present in photos. No visible drywall damage, peeling paint, or severe cosmetic deferred maintenance. Minor finish items (e.g., verification of secure porch swing anchors, routine touch-ups) may be needed but nothing apparent that would block tenancy."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 86.7,
"rationale": "Front yard, walkways, siding, and porch appear well-maintained. Fencing and a storage shed are referenced and a fenced yard is shown. Driveway and sidewalk appear functional and safe. No evidence of standing water, major grading issues, or exterior structural distress in the supplied photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 72.7,
"rationale": "No visible life-threatening hazards in photos: stairs have a railing, porch has guardrail, ceilings appear intact and there is no visible active water intrusion or major mold. However required safety items are not visible in photos: smoke detectors and CO alarms are not shown, GFCI protection near sink is not verifiable, and the electrical panel is not pictured. Bedroom egress windows appear present but window opening dimensions cannot be confirmed. Because these required items could cause an initial NSPIRE fail if missing, a moderate safety deduction is applied despite the otherwise clean appearance."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 76.7,
"rationale": "Listing states a 4-year-old roof (supported by photos showing intact shingles). Ceiling vents visible indicating central HVAC (registers present); kitchen appliances are present and look functional. Water heater and main electrical panel weren't shown so condition is assumed but unverified. No obvious plumbing damage or visible signs of HVAC failure are present. Given visible evidence of recent updates and absence of system distress, score is good but not full due to unverified water heater/electrical panel."
}
],
"red_flags": [],
"confidence": 0.91,
"assumptions": [
"Listing statement that roof is 4 years old is accurate and roof is watertight (photos support intact shingles).",
"Central HVAC is present and operational; ceiling vents in photos indicate central system but full operational status was not tested and is assumed functional.",
"Water heater exists and supplies hot water though it is not pictured; functionality is assumed but unverified.",
"Smoke detectors, carbon monoxide alarms (if required by jurisdiction for fuel-burning appliances), and an electrical panel exist but were not shown in photos; their presence and correct placement are assumed unknown and should be confirmed.",
"GFCI protection for kitchen/bath outlets is not visible in photos and is assumed unknown; may need installation if not present.",
"No major hidden structural issues (foundation movement, sagging, roof leaks) exist beyond what is visible; photos show no signs of these conditions."
],
"score_method": "mean_of_criteria",
"overall_score": 80.1,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8156150590"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.