Property ID: 8169650308
3457 E Parc Green St, Harvey, LA, 70058
Harvey, LA
Money Down: $69,600
CoC Return: -3.24%
Monthly Cash Flow: $-188
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$58,000
Closing Costs
$11,600
Total Down
$69,600
Investment Snapshot
Purchase Price
$289,999
Money Down
$69,600
Cash-on-Cash Return
-3.24%
Rent
$2,002
Monthly Cash Flow
$-188
Annual Cash Flow
$-2,257
Debt Service / Mo
$1,543
Property Tax / Mo
$256
Insurance / Mo
$190
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$190
Property Tax
$256
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,355
Debt Service
$1,543
Cash Flow After Debt
$-188
Quality Score: 73.20%
Confidence: 95.00%
Overall the property appears in sound, rentable condition with mostly cosmetic repairs and typical pre-lease items to address. Exterior brick and roof appear intact, interior finishes are in good shape, and central HVAC and kitchen appliances are likely present. Primary inspection risks are unverified smoke/CO detectors and GFCI outlets, and the unseen electrical panel, water heater and plumbing functionality. With minor repairs and verification of detectors and system operation, this home is likely to pass an initial HCV/NSPIRE inspection within 30 days.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$289,999
Beds
4
Baths
2.5
Living Area
2,438 sqft
Lot Size
—
Year Built
2006
Days on Market
13
Capital Outlay
$69,600
Debt Service
$1,543
Property Tax / Mo
$256
Insurance / Mo
$190
Property Description
Welcome to Village Green, one of Harvey's sought-after gated communities! This spacious home features an ideal floor plan with generous room sizes for added comfort and creating the home of your dreams. Upstairs, you'll find a versatile flex space suited for a home office, playroom, or additional living area.Enjoy your morning coffee in the enclosed sunroom overlooking a nicely sized backyard-great for entertaining or relaxing in your own private outdoor space. With some TLC and cosmetic updates, this property presents a great opportunity to add value and make it your own. This home offers both space and convenience with easy access to local shopping, schools, dining, and major roadways. A great opportunity for buyers looking for affordability, flexibility, and potential!
Utility Allowances
cooking
$14
Property info lists 'Gas: Natural' as a utility, so natural gas was selected for cooking.
heating
$79
Property info lists 'Gas: Natural' as a utility. While the heating fuel type is not specified, natural gas is the most logical choice.
other_electric
$77
Standard allowance for miscellaneous tenant-paid electric costs (lights, non-stated appliances, etc.).
sewer
$54
Property info explicitly states 'Sewer: City' and 'Public Sewer'.
trash_collection
$25
Trash collection is a standard utility for a detached single-family home and is assumed to be the tenant's responsibility.
water
$50
Property info explicitly states 'Water Source: Public'.
water_heating
$27
Property info lists 'Gas: Natural' as a utility, making it the most probable fuel for water heating.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$2,280
DP3 Annual Estimate$2,280
DP1 Monthly Equivalent$190
DP3 Monthly Equivalent$190
Replacement Value$215,600
Basis2,438 sqft / 2006
Nearby Houses
Photo unavailable
2308 S Parc Green St
sold · 0.04 mi
Price: $220,000
3 bd / 2 ba · 1,367 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3421 W Parc Green St
for_sale · 0.14 mi
Price: $379,999
4 bd / 3 ba · 2,955 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3316 E Parc Green St
for_sale · 0.19 mi
Price: $340,000
4 bd / 3 ba · 2,443 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2224 Snowbird Dr
for_sale · 0.22 mi
Price: $234,900
4 bd / 2 ba · 1,997 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2228 S Village Green St
off_market · 0.26 mi
Price: $320,000
4 bd / 3 ba · 2,291 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3316 W Parc Green St
sold · 0.26 mi
Price: $270,000
4 bd / 3 ba · 2,269 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC is present and functional based on visible ceiling vents/registers (system not directly tested in photos).
- Water heater and electrical panel exist and are serviceable though not shown; no visible indicators of failure.
- Kitchen appliances appear to include a range and dishwasher based on partial kitchen photo; refrigerator presence is unverified but not required for initial safety unless local policy states otherwise.
- At least one smoke detector is present (small ceiling/wall device visible); carbon monoxide detector and GFCI outlets were not observed and should be confirmed or installed as required.
- No major roof leaks, foundation movement, or hidden mold issues are present; absence of visible distress in photos used to infer condition.
- Property built in 2006 — lead-based paint risk is low for pre-1978 standards but local disclosure requirements still apply.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,987 | $224,900 | $22,490 |
| 2024 | $2,979 | $224,900 | $22,490 |
| 2023 | $3,055 | $222,800 | $22,280 |
| 2022 | $2,981 | $222,800 | $22,280 |
| 2021 | $2,818 | $222,800 | $22,280 |
| 2020 | $2,799 | $222,800 | $22,280 |
| 2019 | $2,785 | $220,100 | $22,010 |
| 2018 | $2,608 | $220,100 | $22,010 |
| 2017 | $2,504 | $220,100 | $22,010 |
| 2016 | $2,455 | $220,100 | $22,010 |
| 2015 | $2,506 | $220,100 | $22,010 |
| 2014 | $2,476 | $220,100 | $22,010 |
| 2013 | $2,476 | $220,100 | $22,010 |
| 2012 | $1,632 | $220,100 | $22,010 |
| 2011 | $1,671 | $222,300 | $22,230 |
| 2010 | $2,464 | $222,300 | $22,230 |
| 2009 | $2,377 | $222,300 | $22,230 |
| 2008 | $1,559 | — | $22,230 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed | $289,999 |
| 2006-08-08 | Sold | $0 |
Photo Gallery
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"Primary Bedroom Dimensions: 13'2\" x 20'1\"",
"Bedroom 1 Dimensions: 13'10\" x 11'9\"",
"Bedroom 2 Dimensions: 11'3\" x 15'",
"Bedroom 3 Dimensions: 14'8\" x 11'9\"",
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"Bedroom 1 Level: Second",
"Bedroom 2 Level: Second",
"Bedroom 3 Level: Second"
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"Loft: Yes",
"Den Dimensions: 18'7\" x 18'6\"",
"Entry Foyer Dimensions: 6'9\" x 20'11\"",
"Living Room Dimensions: 13'6\" x 13'8\"",
"Loft Dimensions: 17'10\" x 27'1\"",
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"Entry Foyer Level: First",
"Living Room Level: First",
"Loft Level: Second"
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"Full Bathrooms: 2",
"1/2 Bathrooms: 1",
"Bathroom 1 Dimensions: 4'10\" x 4'11\"",
"Bathroom 2 Dimensions: 4'10\" x 6'3\"",
"Bathroom 1 Level: Second",
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"Breakfast Room Level: First",
"Dining Room Dimensions: 20'3\" x 11'5\"",
"Dining Room Level: First",
"Kitchen Dimensions: 11'6\" x 14'2\"",
"Kitchen Level: First"
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"Patio And Porch Features: Brick",
"Porch: Yes",
"Porch Dimensions: 12'8\" x 11'9\"",
"Porch Level: First"
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"Lot Size Dimensions: 105X51X65X91X19"
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"Parking Features: Two, Garage, Off Street Parking"
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"Association Fee: 394",
"Association Fee Frequency: Annually",
"Calculated Total Monthly Association Fees: 33"
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"Source Listing Status: Active",
"County: Jefferson",
"Directions: Manhattan Blve to N. Village Green Dr.",
"Source Property Type: Residential",
"Source Neighborhood: Village Green",
"Parcel Number: 3421",
"Subdivision: Village Green",
"Property Subtype: Single Family - Detached"
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},
"assessment": {
"land": 930,
"total": 22230,
"building": 21300
}
},
{
"tax": 1559,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 22230,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-27",
"price": 289999,
"listing": {
"status": "for_sale",
"list_date": "2026-03-27T02:10:40Z",
"list_price": 289999,
"listing_id": "2992987116",
"last_update_date": "2026-03-27T08:52:31Z",
"last_status_change_date": "2026-03-27T02:10:40Z"
},
"event_name": "Listed",
"price_sqft": 118.94954881050042,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2549888",
"price_change_percentage": null
},
{
"date": "2006-08-08",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8169650308",
"generated_at": "2026-03-27T17:20:31.071329Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 73.2
},
"utility_allowance": {
"zip_code": "70058",
"home_photo": "https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m3704786666s-w1280.jpg",
"rent_price": 2002.0,
"loan_amount": 231999.2,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/3457-E-Parc-Green-St_Harvey_LA_70058_M81696-50308",
"bedroom_count": 4,
"interest_rate": 0.07,
"purchase_price": 289999.0,
"loan_term_years": 30,
"annual_cash_flow": 16264.99,
"mortgage_monthly": 1543.5,
"payment_standard": 2328.0,
"total_amount_out": 57999.8,
"additional_photos": [
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m905914601s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m538873591s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m4289682068s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m2150800202s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m122554048s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m1704383795s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m1296318776s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m2564847466s-w1280.jpg",
"https://ap.rdcpix.com/8f981b554409dc38b2915c3a3373effcl-m1031529794s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 190.0,
"monthly_cash_flow": 1355.42,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property info lists 'Gas: Natural' as a utility, so natural gas was selected for cooking.",
"utility": "cooking",
"allowance": 14
},
{
"note": "Property info lists 'Gas: Natural' as a utility. While the heating fuel type is not specified, natural gas is the most logical choice.",
"utility": "heating",
"allowance": 79
},
{
"note": "Standard allowance for miscellaneous tenant-paid electric costs (lights, non-stated appliances, etc.).",
"utility": "other_electric",
"allowance": 77
},
{
"note": "Property info explicitly states 'Sewer: City' and 'Public Sewer'.",
"utility": "sewer",
"allowance": 54
},
{
"note": "Trash collection is a standard utility for a detached single-family home and is assumed to be the tenant's responsibility.",
"utility": "trash_collection",
"allowance": 25
},
{
"note": "Property info explicitly states 'Water Source: Public'.",
"utility": "water",
"allowance": 50
},
{
"note": "Property info lists 'Gas: Natural' as a utility, making it the most probable fuel for water heating.",
"utility": "water_heating",
"allowance": 27
}
],
"cash_on_cash_return": 0.28,
"down_payment_amount": 57999.8,
"property_tax_annual": 3076.61,
"property_tax_monthly": 256.38,
"property_tax_increase": 0.03,
"utility_allowance_total": 326.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -2256.97,
"property_management_monthly": 200.2,
"monthly_cash_flow_after_debt": -188.08,
"cash_on_cash_return_after_debt": -0.04
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears in sound, rentable condition with mostly cosmetic repairs and typical pre-lease items to address. Exterior brick and roof appear intact, interior finishes are in good shape, and central HVAC and kitchen appliances are likely present. Primary inspection risks are unverified smoke/CO detectors and GFCI outlets, and the unseen electrical panel, water heater and plumbing functionality. With minor repairs and verification of detectors and system operation, this home is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs needed",
"score": 75.0,
"rationale": "Exterior brick and siding appear intact; roof shingles look in reasonable condition from photos. Interior finishes are generally sound — intact drywall, laminate and tile flooring in good condition, and functioning ceiling fans/light fixtures visible. Minor cosmetic defects observed: scuffed/dirty walls, peeling/flake paint on front porch slab, small driveway stains/cracks. Kitchen appliances (range and dishwasher) appear present in photos. No major visible finish deterioration or exposed subfloor. Overall mostly cosmetic TLC and small repairs required."
},
{
"key": "safety_code",
"label": "NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No obvious life-safety hazards visible: no collapsed ceilings, no standing water, no visible exposed wiring, and the entry door shows a keyed lock and likely deadbolt. Large windows provide egress for main living areas/bedrooms based on size. A small ceiling/wall-mounted device (likely a smoke detector) is visible in hall/ceiling area; carbon monoxide detector not visible in photos (may be required depending on local code and fuel-burning appliances). GFCI outlets in kitchen/bath not visible in photos. Plumbing fixtures and hot water system are not shown. No visible mold or major water intrusion stains. Given photographic evidence, moderate NSPIRE risk primarily from unverified detectors, GFCI presence, and unseen plumbing/electrical panel — all common, fixable inspection items."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 70.0,
"rationale": "Ceiling vents and a central HVAC return/register are visible, indicating a central HVAC system likely present. Roof appears intact from available angles with no visible sagging. Water heater, electrical panel, and plumbing service locations are not shown; their condition is unknown. Kitchen appliances (range and dishwasher) appear present which reduces risk. No visible signs of active leaks or severe roof failure. Because key system components are not photographed, score reflects likely operational systems but with uncertainty until inspection of hot water heater, panel, and HVAC functionality."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard & site condition",
"score": 80.0,
"rationale": "Well-kept front lawn, intact privacy fence, solid brick façade and covered front porch. Walkway and driveway show minor cracking and staining but remain serviceable. No obvious site drainage or erosion issues visible in photos. Neighborhood appears developed and gated per listing, which suggests maintained common areas. Minor porch concrete paint flaking and localized yard bare spots are cosmetic and easily addressed."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and functional based on visible ceiling vents/registers (system not directly tested in photos).",
"Water heater and electrical panel exist and are serviceable though not shown; no visible indicators of failure.",
"Kitchen appliances appear to include a range and dishwasher based on partial kitchen photo; refrigerator presence is unverified but not required for initial safety unless local policy states otherwise.",
"At least one smoke detector is present (small ceiling/wall device visible); carbon monoxide detector and GFCI outlets were not observed and should be confirmed or installed as required.",
"No major roof leaks, foundation movement, or hidden mold issues are present; absence of visible distress in photos used to infer condition.",
"Property built in 2006 — lead-based paint risk is low for pre-1978 standards but local disclosure requirements still apply."
],
"overall_score": 73.0,
"rubric_version": "1.0"
},
{
"summary": "Overall this 2006-built, 4-bed/2.5-bath single-family home appears largely rent-ready with primarily cosmetic items and verification tasks remaining. There are no visible structural failures or life-threatening hazards in the photos. Expected to pass an initial HCV/NSPIRE inspection after addressing minor cosmetic repairs, confirming smoke/CO detector placement and function, and verifying HVAC, water heater and electrical panel operation. Time-to-rent estimate: likely within 1–4 weeks for cosmetic fixes and system checks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 75.0,
"rationale": "Interior and exterior photos show a structurally sound home with mostly cosmetic wear: scuff marks on walls, peeling/peeling paint on the front porch slab, some concrete joint cracking at driveway/porch edges, and general cosmetic updates recommended. Flooring (laminate and tile) appears intact. Kitchen and appliances are visible in photos (range and dishwasher glimpsed) which reduces penalty for missing appliances. No signs of collapsed finishes or exposed subfloor. These are easy-to-fix cosmetic items and small slab/porch repairs, so moderate deduction only."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety and code risks",
"score": 70.0,
"rationale": "No obvious life-safety hazards visible: ceilings are intact (no sagging), no visible active leaks, no exposed wiring, guardrails/stair half-wall present, and windows look to provide egress. Exterior entry appears to have a lockable storm/entry door (deadbolt not verifiable from photos). A ceiling-mounted circular device is visible above the French doors that may be a smoke detector, but smoke/CO detector placement cannot be fully confirmed in bedrooms, hallways and near sleeping areas from photos. GFCI outlets in kitchen/bath are not clearly pictured. Because key safety devices and panel location are not verifiable from images, some risk remains but no immediate life-threatening hazards are observed."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 68.0,
"rationale": "Roof shingles and gutters appear in serviceable condition with no visible sagging or missing areas in provided exterior views. HVAC supply vents and ceiling registers are visible in multiple rooms indicating central HVAC is present, but operational status is not verified. Electrical panel, water heater and drainage components are not shown. Plumbing fixtures appear intact (no visible leaks). Given the home's 2006 construction and no visible system failures, assume functional but require verification (service/inspection) before move-in — therefore moderate score."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Brick facade, siding and overall lot look well maintained. Wooden privacy fence appears intact; driveway and walkways are serviceable with only minor cracking and trip-risk at porch/driveline transitions. Yard is maintained with no visible standing water or heavy vegetation/infestation. Front porch concrete has surface deterioration/peeling paint but no structural failure is visible."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Interior photos represent the general condition throughout the house; unseen rooms (all bedrooms, primary bath, attic, mechanical closet) are similar in condition.",
"HVAC exists and is operable because supply vents/registers are visible; exact operational condition unknown and assumed serviceable until tested.",
"Smoke detectors/CO alarms are not clearly visible in all sleeping areas; assumed at least some devices are present but additional units or repositioning may be required to meet NSPIRE placement rules.",
"No active roof leaks or major water intrusion exist because ceilings are uniformly intact in photos; minor hidden issues remain possible but not evident.",
"Electrical panel, water heater, and plumbing are present and functional unless inspection finds otherwise; absence of visible evidence created a moderate deduction in mechanical score."
],
"overall_score": 73.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "Overall this 2006-built, 4-bed/2.5-bath single-family home presents as mostly turnkey for Section 8 / HCV occupancy with primarily cosmetic updates needed. Major systems (roof, HVAC vents, kitchen appliances) appear present and intact, and there are no visible life-safety failures (no roof sag, collapsed ceilings, standing water, or exposed wiring). The main inspection uncertainty areas are detection/placement of smoke/CO detectors, GFCI protection in wet areas, and unseen electrical panel/water heater condition — all common, repairable items. With a brief punch list (verify/install detectors, confirm GFCI, quick plumbing/electrical check), property likely passes an initial NSPIRE/HCV inspection within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Property photos show a generally well-maintained interior and exterior with only cosmetic deferred maintenance. Interior: intact drywall, recent paint, functioning ceiling fans and lighting, laminate and tile flooring in good visible condition, minor scuffs on walls and porch floor paint peeling. Exterior: brick façade, intact shutters/siding and roofline appear sound. Kitchen appliances appear present (range visible) and cabinetry is serviceable. No visible collapsed ceilings, exposed subfloor, or major water damage. Missing small finish items (porch paint, minor touch-ups) — easy cosmetic/T&C work. Missing or unshown items (smoke/CO detectors, GFCI outlets, electrical panel) reduce score slightly but are likely easy fixes."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 70.0,
"rationale": "No obvious life-threatening hazards in photos: ceilings show no stains (no visible active leaks), no visible exposed wiring, stairs have a handrail and half-wall guard, exterior entry appears secure with a storm door and keyed entry. Bedroom egress appears available (large windows in living areas and upper window visible). However, smoke and carbon monoxide detectors are not clearly visible in the photo set and GFCI protection in kitchen/baths cannot be confirmed. Electrical panel, water heater, and plumbing fixtures were not photographed. These unknowns create moderate NSPIRE compliance risk but no immediate visible failures."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Indicators of functioning systems: ceiling HVAC vents and central return visible in multiple rooms (suggests central HVAC). Roof shingles look intact with no visible sagging or missing shingles in provided exterior photos. No interior ceiling stains or mold visible to suggest plumbing or roof leaks. Kitchen appliances (range and dishwasher) appear present. Water heater, electrical panel, and proof of HVAC operation (no startup/temperature check) were not shown — so rated conservatively but expecting typical operability for a 2006 build with cosmetic-only noted."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Front yard, driveway and walkways are intact with only minor staining and surface cracking normal for age. Brick veneer and siding appear in good condition; fences and gates present and functional in photo. Gutters and downspouts are in place. Yard grading and drainage cannot be fully assessed from photos but there is no visible standing water or erosion. Curb appeal is strong and site shows no obvious infestation evidence."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not shown in photos; assume at least some may be missing or not properly located and will need verification/installation.",
"Central HVAC exists and is operational (based on visible ceiling vents/returns) but no tests were performed; assume serviceable but recommend functional verification.",
"Water heater and electrical panel are present but not photographed; assume normal condition for a 2006 house unless inspection/findings indicate otherwise.",
"Kitchen appliances are present — a range/stove is visible; assume refrigerator may or may not be provided by landlord (missing appliances reduce score moderately).",
"No visible interior ceiling stains or mold suggest no active roof or major plumbing leaks at time of photos.",
"Handrail and guard at the stairs are present and appear secure from photos; assume they meet local height/grip requirements but recommend physical check."
],
"overall_score": 73.0,
"rubric_version": "nspr_v1_2026"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3457 E Parc Green St, Harvey, LA, 70058",
"aggregate": {
"summary": "Overall the property appears in sound, rentable condition with mostly cosmetic repairs and typical pre-lease items to address. Exterior brick and roof appear intact, interior finishes are in good shape, and central HVAC and kitchen appliances are likely present. Primary inspection risks are unverified smoke/CO detectors and GFCI outlets, and the unseen electrical panel, water heater and plumbing functionality. With minor repairs and verification of detectors and system operation, this home is likely to pass an initial HCV/NSPIRE inspection within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs needed",
"score": 75.0,
"rationale": "Exterior brick and siding appear intact; roof shingles look in reasonable condition from photos. Interior finishes are generally sound — intact drywall, laminate and tile flooring in good condition, and functioning ceiling fans/light fixtures visible. Minor cosmetic defects observed: scuffed/dirty walls, peeling/flake paint on front porch slab, small driveway stains/cracks. Kitchen appliances (range and dishwasher) appear present in photos. No major visible finish deterioration or exposed subfloor. Overall mostly cosmetic TLC and small repairs required."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard & site condition",
"score": 80.0,
"rationale": "Well-kept front lawn, intact privacy fence, solid brick façade and covered front porch. Walkway and driveway show minor cracking and staining but remain serviceable. No obvious site drainage or erosion issues visible in photos. Neighborhood appears developed and gated per listing, which suggests maintained common areas. Minor porch concrete paint flaking and localized yard bare spots are cosmetic and easily addressed."
},
{
"key": "safety_code",
"label": "NSPIRE safety & code risk",
"score": 70.0,
"rationale": "No obvious life-safety hazards visible: no collapsed ceilings, no standing water, no visible exposed wiring, and the entry door shows a keyed lock and likely deadbolt. Large windows provide egress for main living areas/bedrooms based on size. A small ceiling/wall-mounted device (likely a smoke detector) is visible in hall/ceiling area; carbon monoxide detector not visible in photos (may be required depending on local code and fuel-burning appliances). GFCI outlets in kitchen/bath not visible in photos. Plumbing fixtures and hot water system are not shown. No visible mold or major water intrusion stains. Given photographic evidence, moderate NSPIRE risk primarily from unverified detectors, GFCI presence, and unseen plumbing/electrical panel — all common, fixable inspection items."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 69.3,
"rationale": "Ceiling vents and a central HVAC return/register are visible, indicating a central HVAC system likely present. Roof appears intact from available angles with no visible sagging. Water heater, electrical panel, and plumbing service locations are not shown; their condition is unknown. Kitchen appliances (range and dishwasher) appear present which reduces risk. No visible signs of active leaks or severe roof failure. Because key system components are not photographed, score reflects likely operational systems but with uncertainty until inspection of hot water heater, panel, and HVAC functionality."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Central HVAC is present and functional based on visible ceiling vents/registers (system not directly tested in photos).",
"Water heater and electrical panel exist and are serviceable though not shown; no visible indicators of failure.",
"Kitchen appliances appear to include a range and dishwasher based on partial kitchen photo; refrigerator presence is unverified but not required for initial safety unless local policy states otherwise.",
"At least one smoke detector is present (small ceiling/wall device visible); carbon monoxide detector and GFCI outlets were not observed and should be confirmed or installed as required.",
"No major roof leaks, foundation movement, or hidden mold issues are present; absence of visible distress in photos used to infer condition.",
"Property built in 2006 — lead-based paint risk is low for pre-1978 standards but local disclosure requirements still apply."
],
"score_method": "mean_of_criteria",
"overall_score": 73.2,
"rubric_version": "1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8169650308"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.