4221 Clearview Pkwy, Metairie, LA, 70006
Metairie, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 79.00%
Confidence: 89.00%
This renovated raised ranch is largely turnkey for Section 8 tenancy with many positive system upgrades (roof 2022, A/C 2021, impact windows, whole‑house generator) and clean cosmetic work (new vinyl flooring, painted walls, updated kitchen). Likely to pass an initial HCV/NSPIRE inspection after routine verification of code items: installation/operation of smoke and CO alarms, GFCI protection in kitchen/baths, finished drywall/ceiling in the laundry/utility room, and confirmation of adequate stair/guardrail configuration. Major systems appear sound, so expected to be rent‑ready within 2–4 weeks pending minor fixes and documentation.
Property Fundamentals
Property Description
This beautifully updated raised ranch in the heart of Metairie offers a fantastic floor plan with a separate living room and a spacious den featuring a cozy fireplace. Fresh paint and new vinyl flooring throughout (NO CARPET) giving this home a crisp, modern feel from the moment you walk in. The kitchen shines with new stylish backsplash, granite countertops, freshly painted & updated cabinets and abundant natural light streaming through the charming bay window over the breakfast nook. Thoughtful renovations include the addition of a full bathroom, making this home a desirable 3-bedroom, 3-bath. Major system upgrades provide peace of mind, including a newer roof (2022), plus a newer A/C system (2021), hurricane-impact windows (2021), and a whole-house generator. ADA-friendly features add extra convenience. Ideally located just minutes from shopping, dining, and everyday essentials, this home truly has it all. LOCATION LOCATION LOCATION!!! Do not miss your chance to own this amazing home!!!!!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
- Unfinished drywall/ceiling in laundry/utility room (visible taped seams and unpainted greenboard) — could be cited as incomplete renovation or indicate prior moisture work requiring verification.
- No smoke/CO detectors visible in photos — must confirm present and operational before inspection.
- Front entry steps/porch rail require verification for secure, code‑compliant handrail/guardrail (photos show railing but full compliance is unclear).
Assumptions
- Listing statement about roof (2022), AC (2021), impact windows (2021), and whole‑house generator is accurate and systems are functional.
- Plumbing (including hot water) and electrical service are operational though not shown in photos.
- Smoke detectors and CO alarms may be present but were not visible in photos; if absent they would need installation to meet NSPIRE.
- Kitchen likely has standard cooking appliance(s) available or will be provided; missing appliances alone would be treated as moderate condition items.
- Unfinished greenboard ceiling in the laundry/office area is the result of a recent renovation (not active water intrusion). If it represents past or active moisture damage, repair scope would increase.
- Front steps and porch railing are physically present but final code compliance (handrail height, continuous graspable rail, guardrail openings) is unverified from photos.
- No recent rental events in the last 5 years (rental_history_last_5y missing) — rental history excluded from scoring.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,290 | $181,500 | $18,150 |
| 2024 | $2,287 | $181,500 | $18,150 |
| 2023 | $2,387 | $181,500 | $18,150 |
| 2022 | $1,375 | $107,400 | $10,740 |
| 2021 | $1,278 | $107,400 | $10,740 |
| 2020 | $1,268 | $107,400 | $10,740 |
| 2019 | $1,304 | $107,400 | $10,740 |
| 2018 | $1,217 | $107,400 | $10,740 |
| 2017 | $1,217 | $107,400 | $10,740 |
| 2016 | $1,194 | $107,400 | $10,740 |
| 2015 | $1,223 | $107,400 | $10,740 |
| 2014 | $1,208 | $107,400 | $10,740 |
| 2013 | $1,208 | $107,400 | $10,740 |
| 2012 | $364 | $107,400 | $10,740 |
| 2011 | $341 | $107,400 | $10,740 |
| 2010 | $1,103 | $107,400 | $10,740 |
| 2009 | $1,103 | $107,400 | $10,740 |
| 2008 | $329 | — | $10,740 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2023-05-19 | Sold | — |
Photo Gallery
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"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1217,
"year": 2018,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1217,
"year": 2017,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1194,
"year": 2016,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1223,
"year": 2015,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1208,
"year": 2014,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1208,
"year": 2013,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 364,
"year": 2012,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 341,
"year": 2011,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1103,
"year": 2010,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 1103,
"year": 2009,
"market": {
"land": 75200,
"total": 107400,
"building": 32200
},
"assessment": {
"land": 7520,
"total": 10740,
"building": 3220
}
},
{
"tax": 329,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 10740,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-08",
"price": 299000,
"listing": {
"status": "for_sale",
"list_date": "2026-03-08T02:57:44Z",
"list_price": 299000,
"listing_id": "2992262676",
"last_update_date": "2026-03-08T00:10:03Z",
"last_status_change_date": "2026-03-08T02:57:44Z"
},
"event_name": "Listed",
"price_sqft": 154.1237113402062,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2545930",
"price_change_percentage": null
},
{
"date": "2023-05-19",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
},
{
"date": "2023-05-19",
"price": 0,
"listing": {
"status": "off_market",
"list_date": "2024-03-18T09:33:11Z",
"list_price": 260000,
"listing_id": "2954492456",
"last_update_date": "2023-05-19T13:49:13Z",
"last_status_change_date": "2024-03-18T09:33:11Z"
},
"event_name": "Listing removed",
"price_sqft": 0,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2388172",
"price_change_percentage": null
},
{
"date": "1980-06-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8204847730",
"generated_at": "2026-03-27T02:04:26.079230Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 79.0
},
"utility_allowance": {
"zip_code": "70006",
"home_photo": "https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m3785047650s-w1280.jpg",
"rent_price": 1669.0,
"loan_amount": 239200.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/4221-Clearview-Pkwy_Metairie_LA_70006_M82048-47730",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 299000.0,
"loan_term_years": 30,
"annual_cash_flow": 13852.5,
"mortgage_monthly": 1591.4,
"payment_standard": 1983.0,
"total_amount_out": 59800.0,
"additional_photos": [
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m1843230211s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m3607226392s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m1746630940s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m1140416875s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m3999237481s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m3709706230s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m1624152503s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m1575391619s-w1280.jpg",
"https://ap.rdcpix.com/ed97d6bb61bc523a52df5d1e3dda7fe0l-m3535212072s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 151.17,
"monthly_cash_flow": 1154.37,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has central heating and the utility details specify 'Gas: Natural'.",
"utility": "Heating",
"allowance": 70
},
{
"note": "Property listing specifies 'Gas: Natural' and includes a 'Range/Oven', making natural gas the most logical fuel choice.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "The fuel type for water heating is not specified. With both natural gas and electricity available, the more expensive option (Electric) was chosen as per the rules.",
"utility": "Water Heating",
"allowance": 51
},
{
"note": "This is a fixed allowance for general electricity (lights, outlets, and included appliances like central air and refrigerator) based on the bedroom count.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "The property listing indicates a 'Public' water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "The property listing indicates 'City' sewer service.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard residential utility and is assumed to be a tenant expense.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.23,
"down_payment_amount": 59800.0,
"property_tax_annual": 2358.7,
"property_tax_monthly": 196.56,
"property_tax_increase": 0.03,
"utility_allowance_total": 314.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": -5244.34,
"property_management_monthly": 166.9,
"monthly_cash_flow_after_debt": -437.03,
"cash_on_cash_return_after_debt": -0.09
},
"section8_assessment": {
"runs": [
{
"summary": "This renovated raised ranch is largely turnkey for Section 8 tenancy with many positive system upgrades (roof 2022, A/C 2021, impact windows, whole‑house generator) and clean cosmetic work (new vinyl flooring, painted walls, updated kitchen). Likely to pass an initial HCV/NSPIRE inspection after routine verification of code items: installation/operation of smoke and CO alarms, GFCI protection in kitchen/baths, finished drywall/ceiling in the laundry/utility room, and confirmation of adequate stair/guardrail configuration. Major systems appear sound, so expected to be rent‑ready within 2–4 weeks pending minor fixes and documentation.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Property photos and listing indicate a recent full cosmetic renovation: fresh paint, new vinyl flooring throughout, updated kitchen with granite counters and painted cabinets, and three bathrooms (one recently added). Visible appliances include a fridge and stacked washer/dryer. Observable deferred items are limited to an unfinished ceiling/drywall in the laundry/secondary room (taped but not finished/painted) and some porch/rail trim that looks recently added and could need fastening/finish work. No visible flooring damage, major drywall holes, or collapsed surfaces. Overall minor finish work only."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards in photos: no standing water, no collapsed ceilings, no visible severe mold, and electrical outlets seen have covers. Entry door shows a deadbolt. However several NSPIRE items cannot be confirmed from images: presence/operation/location of smoke and CO alarms, GFCI protection in kitchen/baths, electrical panel condition/labeling, and bedroom egress window compliance. Front steps/porch railing exist but final compliance (height, graspable handrail on required sides) is not fully verifiable from photos. Unfinished drywall in the laundry room raises a workmanship/finish concern that could draw an inspector's attention. These unknowns create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 80.0,
"rationale": "Listing documents major recent system upgrades: newer roof (2022), A/C system (2021), hurricane‑impact windows (2021), and whole‑house generator — all positive indicators for near‑term system reliability. Photos show HVAC vents and recessed lighting consistent with working systems, and a washer/dryer stack is present. Water heater, electrical panel, and plumbing fixtures are not visible in photos; assumed operational based on recent renovations but unverified. No visible roof sag, exterior deterioration, or signs of active leaks."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 85.0,
"rationale": "Exterior brick veneer appears sound, roof looks in good condition (consistent with 2022 roof claim), lawn is maintained, and there is a concrete walkway and driveway. A side ADA ramp is visible in photos, which is a positive accessibility feature. Service conduit/meter is mounted on the side and appears intact (no obvious exposed wiring). No visible foundation cracks, major grading/ponding, or infestation evidence in photos. Porch railing and step finishing may need minor adjustment/fastening."
}
],
"red_flags": [
"Unfinished drywall/ceiling in laundry/utility room (visible taped seams and unpainted greenboard) — could be cited as incomplete renovation or indicate prior moisture work requiring verification.",
"No smoke/CO detectors visible in photos — must confirm present and operational before inspection.",
"Front entry steps/porch rail require verification for secure, code‑compliant handrail/guardrail (photos show railing but full compliance is unclear)."
],
"confidence": 0.6,
"assumptions": [
"Listing statement about roof (2022), AC (2021), impact windows (2021), and whole‑house generator is accurate and systems are functional.",
"Plumbing (including hot water) and electrical service are operational though not shown in photos.",
"Smoke detectors and CO alarms may be present but were not visible in photos; if absent they would need installation to meet NSPIRE.",
"Kitchen likely has standard cooking appliance(s) available or will be provided; missing appliances alone would be treated as moderate condition items.",
"Unfinished greenboard ceiling in the laundry/office area is the result of a recent renovation (not active water intrusion). If it represents past or active moisture damage, repair scope would increase.",
"Front steps and porch railing are physically present but final code compliance (handrail height, continuous graspable rail, guardrail openings) is unverified from photos.",
"No recent rental events in the last 5 years (rental_history_last_5y missing) — rental history excluded from scoring."
],
"overall_score": 78.0,
"rubric_version": "2026-03-hcv-nspire-v1"
},
{
"summary": "This raised ranch appears largely turnkey for Section 8 / HCV initial inspection. The home shows recent major system upgrades (roof 2022, A/C 2021, hurricane windows 2021), full interior renovations (new vinyl flooring, painted walls, updated kitchen), and a whole-house generator — all favorable for NSPIRE. Primary inspection risks are missing/unclear life-safety devices (smoke/CO alarms not visible in photos), an unfinished ceiling/drywall area in the laundry/office that should be completed, and verification needed for guardrail/handrail code compliance on front steps/porch. With quick completion of the minor unfinished drywall, confirmation/installation of required detectors, and verification of electrical panel and hot water function, the property is likely to pass an initial HCV inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Photos and listing show comprehensive cosmetic renovation: new vinyl plank flooring throughout, fresh paint, updated kitchen with granite and cabinets, and modern fixtures. No visible water stains, peeling paint, or damaged flooring. Minor unfinished work observed in a small room/utility area (unpainted jointed drywall seams) that appears cosmetic and likely short-duration to finish. Missing appliances are not a significant issue here (stainless refrigerator visible). Overall turnkey appearance with only light finishing required."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 75.0,
"rationale": "Major safety items appear to be addressed: hurricane-impact windows (2021), solid roof (2022), and an ADA ramp on the side. No exposed wiring or obvious water intrusion seen in photos. However, no smoke detectors or CO alarms are visible in the supplied interior photos (required by NSPIRE), and the front door hardware does not clearly show a visible deadbolt in photos. The small unfinished ceiling/drywall in the laundry/office could conceal incomplete penetrations or missing fixtures. Egress windows/bedroom-level exits are not explicitly photographed; hurricane windows make compliant egress likely but unconfirmed. These unknowns reduce the score moderately."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 85.0,
"rationale": "Listing documents recent major system upgrades: newer roof (2022), newer A/C (2021), and hurricane-impact windows (2021). Photos show ceiling HVAC vents/registers and a stacked washer/dryer. Whole-house generator is reported. No visible signs of active plumbing leaks, roof sagging, or HVAC condensation issues. Electrical panel and water heater are not photographed but exterior service conduit and meter look intact. Given the stated upgrades and no visible system distress, mechanical systems appear in good condition, with the caveat that unphotographed items (panel, water heater, hot water delivery) must be verified."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior brick shell and roof look well-maintained; yard and walkways are in good condition with clear drainage grade away from the house. Front steps, ramp and porch are present; the raised-porch skirting was added and appears intact. The porch railing is horizontal and may need verification for guardrail height and spacing per code; the front stair handrail presence is marginal in photos and should be confirmed. No evidence of foundation cracking, major settlement, standing water, or exterior structural damage in available images."
}
],
"red_flags": [
"Unfinished drywall/ceiling in laundry/office area visible in photos — requires finishing and inspection to ensure no open penetrations.",
"No visible smoke detectors or carbon monoxide alarms in interior photos — potential NSPIRE failure if not present and properly located.",
"Front porch/step guardrail design and handrail height not clearly code-compliant from photos — verify guardrail height and a secure handrail on stairs."
],
"confidence": 0.7,
"assumptions": [
"Smoke detectors and carbon monoxide alarms are not shown in photos; assume they may be missing or not photographed—must be installed/verified prior to inspection.",
"Water heater and electrical panel exist and are operational though not pictured; assumed functional based on listing mentioning major system upgrades.",
"Stove/range and other essential kitchen appliances are present or will be provided; a refrigerator is visible in photos.",
"Bedrooms have code-compliant egress windows (hurricane windows installed in 2021), though bedroom windows were not individually photographed.",
"No hidden mold, active leaks, or pest infestations beyond what is visible in photos; the small unfinished drywall area is assumed to be a cosmetic finish issue rather than water damage.",
"Front door deadbolt presence is unclear in photos; assume tenant-grade locking hardware can be provided if missing."
],
"overall_score": 82.0,
"rubric_version": "nsPIRE_rubric_v1"
},
{
"summary": "Overall the property appears to be in good, recently-updated condition with major system upgrades (roof, A/C, hurricane windows, generator). It is likely to pass an initial HCV/NSPIRE inspection after addressing a few minor safety/finish items (install/verify smoke detectors, add/repair handrail at front steps, finish the lower ceiling/taped drywall, confirm GFCI outlets). Expect minor repairs and documentation steps; probable rent-ready within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 78.0,
"rationale": "Interior appears recently renovated: fresh paint, new vinyl flooring throughout, updated kitchen with granite and cabinets, functioning laundry equipment present. Minor deferred items visible: an unfinished/partially taped ceiling in the lower/laundry room and some exterior/porch trim that looks patch-repaired. Front entry stairs have no visible handrail (see safety). Missing or unshown small items (smoke detectors, outlet covers, final ceiling finishes) likely finish-only work. No major cosmetic damage or exposed subfloor observed."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 60.0,
"rationale": "Positive indicators: interior looks dry and well-maintained, no visible active water stains, no exposed wiring in photos, HVAC supply grills present. Risks observed or not confirmed: no smoke detectors are visible in photos (required), front entry steps lack a handrail which may be cited as unsafe stairs, GFCI presence in kitchen/baths is not visible, carbon monoxide alarm presence not confirmed. Bedroom egress windows not shown in photos (assumed standard but not verified). These unknown/visible shortcomings create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 85.0,
"rationale": "Listing reports multiple recent system upgrades: newer roof (2022), A/C (2021), hurricane-impact windows (2021), and a whole-house generator — all favorable for inspections and long-term reliability. Interior shows functioning HVAC vents and recessed lighting. Water heater, electrical panel, and exact plumbing condition are not shown in photos, but no evidence of active leaks or failure. Given documented upgrades and lack of visible system distress, mechanical risk is low."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 88.0,
"rationale": "Exterior brick envelope appears sound; roof visually in good condition consistent with 2022 replacement. Yard and sidewalks look maintained, driveway intact, and a side-access ramp/ADA feature is present. No visible standing water, major foundation cracks, or pest infestation signs in exterior photos. Porch railings and skirting appear serviceable though some trim/rail finishing could be improved."
}
],
"red_flags": [
"Missing/insufficient handrail at front entry steps — potential unsafe stairs citation",
"No visible smoke detectors in photographed areas — required safety devices must be present and functioning",
"Unfinished ceiling/drywall (taped joints) in lower/laundry area — incomplete work that should be finished and inspected for concealed moisture or electrical/vent penetrations"
],
"confidence": 0.65,
"assumptions": [
"Smoke and carbon monoxide detectors are not visible in photos; assume they may be missing or not shown and should be verified/installed as required by local code/HUD.",
"Bedrooms have adequate egress windows typical of a 3-bedroom house, but egress was not documented in photos and must be verified at inspection.",
"Listing assertions about roof (2022), A/C (2021), hurricane windows (2021), and whole-house generator are accurate; these were used to boost systems score.",
"Water heater, electrical panel condition, and presence of GFCI protection are not visible in photos; absence of visible leaks or exposed wiring was taken as an indicator of acceptable condition but these items must be confirmed on-site.",
"Appliances: a refrigerator is visible; stove/range and dishwasher are not clearly shown — missing appliances would be moderate deductions but not treated as inspection-critical unless gas/electrical connections are unsafe.",
"The unfinished/taped ceiling in the lower/laundry room is assumed non-structural (unfinished renovation) rather than an active leak or structural failure because no stains or mold are visible."
],
"overall_score": 77.0,
"rubric_version": "2026-03-NSPIRE-1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "4221 Clearview Pkwy, Metairie, LA, 70006",
"aggregate": {
"summary": "This renovated raised ranch is largely turnkey for Section 8 tenancy with many positive system upgrades (roof 2022, A/C 2021, impact windows, whole‑house generator) and clean cosmetic work (new vinyl flooring, painted walls, updated kitchen). Likely to pass an initial HCV/NSPIRE inspection after routine verification of code items: installation/operation of smoke and CO alarms, GFCI protection in kitchen/baths, finished drywall/ceiling in the laundry/utility room, and confirmation of adequate stair/guardrail configuration. Major systems appear sound, so expected to be rent‑ready within 2–4 weeks pending minor fixes and documentation.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.0,
"rationale": "Property photos and listing indicate a recent full cosmetic renovation: fresh paint, new vinyl flooring throughout, updated kitchen with granite counters and painted cabinets, and three bathrooms (one recently added). Visible appliances include a fridge and stacked washer/dryer. Observable deferred items are limited to an unfinished ceiling/drywall in the laundry/secondary room (taped but not finished/painted) and some porch/rail trim that looks recently added and could need fastening/finish work. No visible flooring damage, major drywall holes, or collapsed surfaces. Overall minor finish work only."
},
{
"key": "exterior_site",
"label": "Exterior Envelope & Site",
"score": 84.3,
"rationale": "Exterior brick veneer appears sound, roof looks in good condition (consistent with 2022 roof claim), lawn is maintained, and there is a concrete walkway and driveway. A side ADA ramp is visible in photos, which is a positive accessibility feature. Service conduit/meter is mounted on the side and appears intact (no obvious exposed wiring). No visible foundation cracks, major grading/ponding, or infestation evidence in photos. Porch railing and step finishing may need minor adjustment/fastening."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 68.3,
"rationale": "No obvious life‑threatening hazards in photos: no standing water, no collapsed ceilings, no visible severe mold, and electrical outlets seen have covers. Entry door shows a deadbolt. However several NSPIRE items cannot be confirmed from images: presence/operation/location of smoke and CO alarms, GFCI protection in kitchen/baths, electrical panel condition/labeling, and bedroom egress window compliance. Front steps/porch railing exist but final compliance (height, graspable handrail on required sides) is not fully verifiable from photos. Unfinished drywall in the laundry room raises a workmanship/finish concern that could draw an inspector's attention. These unknowns create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 83.3,
"rationale": "Listing documents major recent system upgrades: newer roof (2022), A/C system (2021), hurricane‑impact windows (2021), and whole‑house generator — all positive indicators for near‑term system reliability. Photos show HVAC vents and recessed lighting consistent with working systems, and a washer/dryer stack is present. Water heater, electrical panel, and plumbing fixtures are not visible in photos; assumed operational based on recent renovations but unverified. No visible roof sag, exterior deterioration, or signs of active leaks."
}
],
"red_flags": [
"Unfinished drywall/ceiling in laundry/utility room (visible taped seams and unpainted greenboard) — could be cited as incomplete renovation or indicate prior moisture work requiring verification.",
"No smoke/CO detectors visible in photos — must confirm present and operational before inspection.",
"Front entry steps/porch rail require verification for secure, code‑compliant handrail/guardrail (photos show railing but full compliance is unclear)."
],
"confidence": 0.89,
"assumptions": [
"Listing statement about roof (2022), AC (2021), impact windows (2021), and whole‑house generator is accurate and systems are functional.",
"Plumbing (including hot water) and electrical service are operational though not shown in photos.",
"Smoke detectors and CO alarms may be present but were not visible in photos; if absent they would need installation to meet NSPIRE.",
"Kitchen likely has standard cooking appliance(s) available or will be provided; missing appliances alone would be treated as moderate condition items.",
"Unfinished greenboard ceiling in the laundry/office area is the result of a recent renovation (not active water intrusion). If it represents past or active moisture damage, repair scope would increase.",
"Front steps and porch railing are physically present but final code compliance (handrail height, continuous graspable rail, guardrail openings) is unverified from photos.",
"No recent rental events in the last 5 years (rental_history_last_5y missing) — rental history excluded from scoring."
],
"score_method": "mean_of_criteria",
"overall_score": 79.0,
"rubric_version": "2026-03-hcv-nspire-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8204847730"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.