Property ID: 8206458390
735 Avenue F, Westwego, LA, 70094
Westwego, LA
Money Down: $56,400
CoC Return: 6.53%
Monthly Cash Flow: $307
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$47,000
Closing Costs
$9,400
Total Down
$56,400
Investment Snapshot
Purchase Price
$235,000
Money Down
$56,400
Cash-on-Cash Return
6.53%
Rent
$2,002
Monthly Cash Flow
$307
Annual Cash Flow
$3,682
Debt Service / Mo
$1,251
Property Tax / Mo
$89
Insurance / Mo
$156
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$2,002
Payment Standard
$2,328
Rent
$2,002
Insurance
$156
Property Tax
$89
Management
$200
Utilities Allowance
$326
NOI (Monthly)
$1,558
Debt Service
$1,251
Cash Flow After Debt
$307
Quality Score: 79.10%
Confidence: 94.00%
This single-family home appears generally turnkey for a Housing Choice Voucher inspection with well-maintained interior finishes, visible appliances, central HVAC, and an intact roof and exterior. The most important inspection uncertainties are safety-related: exterior window security bars could impede emergency egress if they lack quick-release hardware, and no carbon monoxide detector is visible (important if a gas cooktop exists). GFCI protection and the condition of hidden systems (water heater, electrical panel) were not shown. With quick verification or minor fixes (quick-release on bars or removal, install CO detector, confirm GFCI/panel), the property is likely to pass an initial NSPIRE/HCV inspection within 1–2 weeks.
Section 8 Payment Standard
$2,328
Utility Allowance Total
$326
Guaranteed Section 8 Rent (PS - Utilities)
$2,002
Property Management
$200
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$235,000
Beds
4
Baths
1.5
Living Area
2,176 sqft
Lot Size
—
Year Built
1962
Days on Market
15
Capital Outlay
$56,400
Debt Service
$1,251
Property Tax / Mo
$89
Insurance / Mo
$156
Property Description
Beautiful, updated home, quality construction in the heart of Westwego. Spacious, open floorplan, nice front & back patio with huge workshop, fenced yard, solid surface countertops. Flood zone X! Rental house next door also for sale (721 Ave. F), along with vacant lot next to it.
Utility Allowances
cooking
$14
The property includes a range/oven. Natural gas is selected as the fuel type based on its common availability for similar properties in the area.
heating
$79
The property has central heating. Natural gas is the most common and economical heating source in the area, inferred from details of nearby properties.
other_electric
$77
This is a standard allowance for general electricity usage for lights and appliances not covered by other specific utility categories. The tenant is assumed to provide their own refrigerator.
sewer
$54
The property listing explicitly states 'Public Sewer' and 'Sewer: City'.
trash_collection
$25
Trash collection is a standard municipal service for single-family homes and is assumed to be the tenant's responsibility.
water
$50
The property listing explicitly states 'Water Source: Public'.
water_heating
$27
The property requires water heating. Natural gas is selected as the fuel type as it is the most likely and consistent with heating and cooking fuel sources in the area.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,825
DP3 Annual Estimate$1,908
DP1 Monthly Equivalent$152
DP3 Monthly Equivalent$159
Replacement Value$60,600
Basis2,176 sqft / 1962
Nearby Houses
Photo unavailable
721 Avenue F
for_sale · 0.01 mi
Price: $115,000
1 bd / 1 ba · 686 sqft
Latest sale: —
Latest rent: —
Photo unavailable
751 Avenue G Other
sold · 0.06 mi
Price: $205,000
3 bd / 2 ba · 1,440 sqft
Latest sale: —
Latest rent: —
Photo unavailable
706 Avenue F St
sold · 0.06 mi
Price: $135,000
1 bd / 1 ba · 695 sqft
Latest sale: —
Latest rent: —
Photo unavailable
803 Seventh St
off_market · 0.08 mi
Price: $210,000
3 bd / 2 ba · 1,409 sqft
Latest sale: —
Latest rent: —
Photo unavailable
834 Avenue F
off_market · 0.09 mi
Price: $1,450
2 bd / 1 ba · 934 sqft
Latest sale: —
Latest rent: $1,450 on Dec 21, 2025
Photo unavailable
832 Avenue F
for_sale · 0.09 mi
Price: $220,000
4 bd / 2 ba · 1,872 sqft
Latest sale: — on Nov 02, 2021
Latest rent: $1,400 on Jun 05, 2024
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
- Exterior window security bars on multiple windows — may block emergency egress if not equipped with a quick-release mechanism (NSPIRE fail if egress blocked).
- No carbon monoxide detector visible in photos — required if gas appliances are present (possible fail).
Assumptions
- Interior HVAC is a functioning central system (visible ceiling ducts/vents indicate presence) and is operational.
- Water heater and electrical panel exist and are serviceable though not shown in photos.
- The stove/cooktop may be gas or electric; photos are ambiguous. If gas is present, a carbon monoxide detector will be required.
- Window security bars are present on multiple windows; their release mechanism (quick-release from inside) is not visible and cannot be confirmed.
- GFCI protection at kitchen and bathroom receptacles is not visible in photos and is assumed unknown.
- No visible mold, severe water intrusion, foundation movement, or structural sagging are present based on provided photos.
- Because rental history is missing, rental_history_activity is excluded from the weighted overall score as instructed.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,033 | $89,200 | $8,920 |
| 2024 | $1,035 | $89,200 | $8,920 |
| 2023 | $1,060 | $89,200 | $8,920 |
| 2022 | $1,060 | $89,200 | $8,920 |
| 2021 | $997 | $89,200 | $8,920 |
| 2020 | $989 | $89,200 | $8,920 |
| 2019 | $948 | $89,200 | $8,920 |
| 2018 | $873 | $89,200 | $8,920 |
| 2017 | $830 | $89,200 | $8,920 |
| 2016 | $830 | $89,200 | $8,920 |
| 2015 | $844 | $89,200 | $8,920 |
| 2014 | $789 | $89,200 | $8,920 |
| 2013 | $789 | $89,200 | $8,920 |
| 2012 | $305 | $89,200 | $8,920 |
| 2011 | $308 | $89,200 | $8,920 |
| 2010 | $557 | $89,200 | $8,920 |
| 2009 | $774 | $89,200 | $8,920 |
| 2008 | $87 | — | $8,920 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed | $235,000 |
Photo Gallery
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"summary": "This single-family home appears generally turnkey for a Housing Choice Voucher inspection with well-maintained interior finishes, visible appliances, central HVAC, and an intact roof and exterior. The most important inspection uncertainties are safety-related: exterior window security bars could impede emergency egress if they lack quick-release hardware, and no carbon monoxide detector is visible (important if a gas cooktop exists). GFCI protection and the condition of hidden systems (water heater, electrical panel) were not shown. With quick verification or minor fixes (quick-release on bars or removal, install CO detector, confirm GFCI/panel), the property is likely to pass an initial NSPIRE/HCV inspection within 1–2 weeks.",
"criteria": [
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"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show an updated, well-maintained home with solid-surface counters, intact cabinetry, finished flooring, functioning appliances visible (refrigerator, oven, microwave), clean bathrooms and no obvious deferred maintenance. Minor cosmetic items noted: driveway surface cracking and some dated finishes in bathrooms/ceilings. Missing appliances are not an issue here (fridge and stove/oven visible). Overall few visible repair items and mostly cosmetic."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 75.0,
"rationale": "No obvious exposed wiring, collapsed ceilings, or active leaks in photos. A smoke detector is visible in a main area, and bathroom has grab bars in shower (positive). However several safety uncertainties reduce score: exterior window security bars on multiple windows may impede emergency egress unless they have quick-release hardware (not visible), no carbon monoxide detector is visible (important if gas appliances present), GFCI protection at kitchen/bath outlets cannot be confirmed from photos, and presence of a deadbolt or interior quick-release for window bars is unconfirmed. These unknowns create moderate NSPIRE risk."
},
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"score": 78.0,
"rationale": "Central HVAC duct vents and ceiling diffusers are visible indicating a central system likely present and functioning. Roof appears intact with no visible sagging or active leaks. Plumbing fixtures and finishes look serviceable; shower and sinks appear in good condition. Water heater and electrical panel are not shown, so their condition is assumed serviceable but unverified. Given the updated interior and visible HVAC, major systems likely functional but unverified items lower the score moderately."
},
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"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Exterior photos show a brick-faced home with a continuous roofline in good visual condition, a fenced yard, solid driveway and covered carport. Yard appears maintained and walkways safe. Minor concrete cracking in driveway is visible but not severe. No standing water, visible foundation movement, or significant exterior damage noted."
}
],
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],
"confidence": 0.7,
"assumptions": [
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"Water heater and electrical panel exist and are serviceable though not shown in photos.",
"The stove/cooktop may be gas or electric; photos are ambiguous. If gas is present, a carbon monoxide detector will be required.",
"Window security bars are present on multiple windows; their release mechanism (quick-release from inside) is not visible and cannot be confirmed.",
"GFCI protection at kitchen and bathroom receptacles is not visible in photos and is assumed unknown.",
"No visible mold, severe water intrusion, foundation movement, or structural sagging are present based on provided photos.",
"Because rental history is missing, rental_history_activity is excluded from the weighted overall score as instructed."
],
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"rubric_version": "2026-03-27_NSPIRE_v1"
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"summary": "This single-family home appears largely turnkey for Section 8 tenancy with updated interiors, working appliances, central HVAC, and a sound exterior. Primary NSPIRE concerns from photos are potential egress-blocking window security bars on front windows and the absence of a visible carbon monoxide alarm despite a gas cooktop. Other safety/system items (electrical panel, water heater, GFCI outlets, quick-release hardware for bars) are not shown and should be verified. With correction of CO detector and confirmation/adjustment of any non-compliant window bars or outlet protections, the property is likely to pass an initial Housing Choice Voucher inspection after minor repairs (within ~30 days).",
"criteria": [
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"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Photos show an updated, well-maintained interior: clean tile/laminate flooring, fresh paint, updated kitchen cabinets and countertops, intact trim and crown molding, and finished bathrooms. Appliances (refrigerator, gas cooktop/oven, microwave) are present in photos. Exterior brick, carport, and landscaping are tidy. Minor observable items: driveway has hairline/surface cracks and some cosmetic aging of ceiling tiles in secondary rooms. No visible collapsed finishes or major deferred maintenance. Overall only minor/cosmetic repairs likely required prior to move-in."
},
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"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 70.0,
"rationale": "Positive observations: at least one ceiling smoke detector is visible in the living area; bedrooms appear to have adequate egress window sizes; no visible active water stains, mold, sagging ceilings, exposed wiring, or broken stairs/handrails in the provided photos. Concerns: several front windows have fixed metal security bars visible from exterior photos — if any bedroom windows are fitted with non-quick-release bars this is an NSPIRE egress failure risk. A gas cooktop/oven is visible yet no carbon monoxide alarm is visible in photos (CO alarm required where fuel-burning appliances or an attached garage exist). GFCI protection at kitchen/bath outlets is not clearly visible in photos. Because detectors and release mechanisms are not shown, there is a moderate NSPIRE risk that would need to be remedied before inspection."
},
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"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof)",
"score": 75.0,
"rationale": "Evidence of central HVAC (ceiling vents/returns) and ceiling-mounted AC diffuser is visible, indicating a forced-air system is present. Roof shingles appear even and in good visible condition with no apparent sagging or active leaks in photos. Kitchen and bathroom plumbing fixtures appear intact (functional-looking faucets, double vanity, walk-in shower). Water heater and electrical panel are not shown; their condition is unknown. No visible signs of plumbing leaks or electrical hazards in living areas photographed. Given visible systems and lack of distress, major system risk is moderate but requires verification of operational HVAC, water heater, and electrical panel labeling/clearance."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 80.0,
"rationale": "Exterior brick walls and fascia appear sound; front carport and driveway are serviceable though the driveway has minor cracking. Yard is fenced, level and tidy; landscaping is maintained. No standing water or drainage problems are visible in photos. A large workshop is noted in the listing (not photographed) which may be a positive asset if in good condition. No evidence of infestation or major exterior damage is visible."
}
],
"red_flags": [
"Exterior metal window security bars visible on front windows — potential emergency egress failure if bars are fixed/non-quick-release.",
"No carbon monoxide alarm visible in photos while a gas cooktop/oven is present — potential NSPIRE/local code failure if not installed.",
"Electrical panel, water heater, and GFCI outlets not shown — unknown status could reveal inspection-failing issues (requires verification)."
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is present and operational (ceiling vents visible) though no service records were provided.",
"Water heater and electrical service/panel exist on-site but were not photographed; assumed functional unless inspection shows otherwise.",
"Kitchen appliance visible includes a gas cooktop (appears to be gas) — therefore CO detection would be required; appliance is assumed functional but not tested from photos.",
"Window security bars observed on front elevation may also be on front-facing rooms only; bedroom windows shown in interior photos do not clearly show bars but bedroom locations relative to barred windows are not confirmed.",
"Smoke detector visible in living area is assumed to be wired or battery-powered and operational; presence/operation of smoke detectors in each sleeping room and on each level is unconfirmed.",
"GFCI protection at kitchen and bathroom outlets is not visible in photos and is assumed missing/uncertain until verified.",
"Listing statement about a 'huge workshop' and 'updated' condition implies additional outbuilding and improvements exist but were not photographed; their condition is unknown."
],
"overall_score": 78.0,
"rubric_version": "nsPIRE-v1.0-2026-03"
},
{
"summary": "This appears to be a high‑quality, updated single‑family home that would likely pass an initial HCV/NSPIRE inspection with only minor corrections. Interior, exterior and systems show good visible condition and appliances are present. Key items to verify before listing for Section 8: egress condition of security/window bars (must be quick‑release or removable for egress), presence/function of carbon monoxide detector (required with gas appliances), GFCI protection in kitchen/bath, and verification of electrical panel and water heater condition. If those are addressed or verified, property is essentially turnkey and rent‑ready within 1–2 weeks.",
"criteria": [
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"key": "condition_repairs",
"label": "Visible condition and repair needs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained, updated home: intact brick exterior, finished carport, updated kitchen cabinets and countertops, working-looking appliances (refrigerator, gas cooktop, oven, microwave), clean floors, crown molding, and finished bathrooms. Minor cosmetic issues only: driveway surface cracks, mixed-era finishes (some older tile/fixtures in bathrooms) and small areas of wear on flooring in secondary bedrooms. No visible collapsed ceilings, ripped drywall, or exposed subfloor. Missing appliances are not an issue here (major appliances present). Overall turnkey with only minor cosmetic/maintenance items."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 72.0,
"rationale": "Positive: smoke detector visible on living room ceiling, no visible active leaks, no visible mold, interior stairs/handrails not shown as loose, no obvious electrical wiring hazards in photos. Concerns: exterior/security bars visible on multiple ground‑level windows — these can fail NSPIRE egress checks if non‑operable or not on quick‑release; carbon monoxide detector is not visible (property has a gas cooktop), GFCI receptacles near kitchen sink are not clearly visible in photos. Entry door deadbolt not confirmed in photos. These unresolved items reduce the safety score despite generally good visible condition."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 76.0,
"rationale": "Photos show central HVAC supply/return registers and ceiling vents (indicating a central system present) and a shingled roof that appears even and intact from provided exterior views. Kitchen shows gas cooktop and electric oven. Bathroom fixtures and shower appear renovated. No water heater, electrical panel, or utility hookups are visible in photos to directly confirm age/condition. Given the updated interior and visible HVAC registers, assume systems are functional but recommend verification of water heater, electrical panel condition, and HVAC service history before leasing."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Exterior brick looks solid; roof appears intact from photos with no visible sagging or missing shingles. Yard is fenced, level, and free of debris/standing water in photos; driveway has hairline to moderate surface cracks but is serviceable; covered carport and large workshop noted in listing (workshop not photographed in detail). No obvious foundation movement or severe exterior deterioration visible. Flood zone X noted in listing (lower flood risk)."
}
],
"red_flags": [
"Security bars on ground‑floor windows visible in multiple photos — may impede emergency egress if not quick‑release (must be confirmed/modified for NSPIRE compliance).",
"No visible carbon monoxide detector in photos while a gas cooktop is present — CO alarm required in many jurisdictions and by NSPIRE when fuel-burning appliances are present."
],
"confidence": 0.7,
"assumptions": [
"Window security bars shown in photos may be fixed to the exterior — assumed not confirmed whether they have quick‑release inside mechanism.",
"Carbon monoxide detector is not visible in photos; assume none visible and that one may need to be installed because there is a gas cooktop.",
"GFCI outlets are not clearly visible in kitchen/bath photos; assume verification/possible replacement may be needed.",
"Central HVAC is present (visible ceiling vents) and assumed operational, but service history/age not provided.",
"Water heater and electrical panel are not shown; assumed present but condition/age unknown and should be inspected.",
"No evidence of active roof leaks, severe foundation movement, or major mold was visible in the supplied photos; assumed none present based on visible condition.",
"Workshop and backyard structures referenced in listing were not photographed in detail; assumed usable but not inspected."
],
"overall_score": 79.0,
"rubric_version": "ns-2026-03-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "735 Avenue F, Westwego, LA, 70094",
"aggregate": {
"summary": "This single-family home appears generally turnkey for a Housing Choice Voucher inspection with well-maintained interior finishes, visible appliances, central HVAC, and an intact roof and exterior. The most important inspection uncertainties are safety-related: exterior window security bars could impede emergency egress if they lack quick-release hardware, and no carbon monoxide detector is visible (important if a gas cooktop exists). GFCI protection and the condition of hidden systems (water heater, electrical panel) were not shown. With quick verification or minor fixes (quick-release on bars or removal, install CO detector, confirm GFCI/panel), the property is likely to pass an initial NSPIRE/HCV inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show an updated, well-maintained home with solid-surface counters, intact cabinetry, finished flooring, functioning appliances visible (refrigerator, oven, microwave), clean bathrooms and no obvious deferred maintenance. Minor cosmetic items noted: driveway surface cracking and some dated finishes in bathrooms/ceilings. Missing appliances are not an issue here (fridge and stove/oven visible). Overall few visible repair items and mostly cosmetic."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 81.7,
"rationale": "Exterior photos show a brick-faced home with a continuous roofline in good visual condition, a fenced yard, solid driveway and covered carport. Yard appears maintained and walkways safe. Minor concrete cracking in driveway is visible but not severe. No standing water, visible foundation movement, or significant exterior damage noted."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 72.3,
"rationale": "No obvious exposed wiring, collapsed ceilings, or active leaks in photos. A smoke detector is visible in a main area, and bathroom has grab bars in shower (positive). However several safety uncertainties reduce score: exterior window security bars on multiple windows may impede emergency egress unless they have quick-release hardware (not visible), no carbon monoxide detector is visible (important if gas appliances present), GFCI protection at kitchen/bath outlets cannot be confirmed from photos, and presence of a deadbolt or interior quick-release for window bars is unconfirmed. These unknowns create moderate NSPIRE risk."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 76.3,
"rationale": "Central HVAC duct vents and ceiling diffusers are visible indicating a central system likely present and functioning. Roof appears intact with no visible sagging or active leaks. Plumbing fixtures and finishes look serviceable; shower and sinks appear in good condition. Water heater and electrical panel are not shown, so their condition is assumed serviceable but unverified. Given the updated interior and visible HVAC, major systems likely functional but unverified items lower the score moderately."
}
],
"red_flags": [
"Exterior window security bars on multiple windows — may block emergency egress if not equipped with a quick-release mechanism (NSPIRE fail if egress blocked).",
"No carbon monoxide detector visible in photos — required if gas appliances are present (possible fail)."
],
"confidence": 0.94,
"assumptions": [
"Interior HVAC is a functioning central system (visible ceiling ducts/vents indicate presence) and is operational.",
"Water heater and electrical panel exist and are serviceable though not shown in photos.",
"The stove/cooktop may be gas or electric; photos are ambiguous. If gas is present, a carbon monoxide detector will be required.",
"Window security bars are present on multiple windows; their release mechanism (quick-release from inside) is not visible and cannot be confirmed.",
"GFCI protection at kitchen and bathroom receptacles is not visible in photos and is assumed unknown.",
"No visible mold, severe water intrusion, foundation movement, or structural sagging are present based on provided photos.",
"Because rental history is missing, rental_history_activity is excluded from the weighted overall score as instructed."
],
"score_method": "mean_of_criteria",
"overall_score": 79.1,
"rubric_version": "2026-03-27_NSPIRE_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8206458390"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.