Property ID: 8214444674
816 Guardian Ave, Terrytown, LA, 70056
Terrytown, LA
Money Down: $52,776
CoC Return: 0.99%
Monthly Cash Flow: $43
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$43,980
Closing Costs
$8,796
Total Down
$52,776
Investment Snapshot
Purchase Price
$219,900
Money Down
$52,776
Cash-on-Cash Return
0.99%
Rent
$1,696
Monthly Cash Flow
$43
Annual Cash Flow
$520
Debt Service / Mo
$1,170
Property Tax / Mo
$177
Insurance / Mo
$136
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$136
Property Tax
$177
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,214
Debt Service
$1,170
Cash Flow After Debt
$43
Quality Score: 76.00%
Confidence: 91.00%
Overall this single-family home appears to be in generally good, well-maintained condition with mostly cosmetic repairs only. The property shows functioning interior spaces, present kitchen appliances, intact roofline and tidy exterior yard with storage sheds. The primary inspection risk is the inability to confirm life-safety items (smoke and CO detectors), GFCI in kitchen/bath, and condition/operation of major systems (A/C, water heater, electrical panel). Those items are commonly quick to remediate; with basic checks and minor fixes this property is likely to pass an initial HCV/NSPIRE inspection and be rent-ready within ~2–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$219,900
Beds
3
Baths
2
Living Area
1,741 sqft
Lot Size
—
Year Built
1979
Days on Market
217
Capital Outlay
$52,776
Debt Service
$1,170
Property Tax / Mo
$177
Insurance / Mo
$136
Property Description
LOCATION, LOCATION! LOCATED IN THE HEART OF TERRYTOWN! THE LARGE EAT IN KITCHEN THAT LEADS INTO A SPACIOUS DEN IS AWESOME FOR ENTERTAINING OR ENJOYING THE FAMILY! SEPARATE LIVING ROOM FOR QUIET MOMENTS OR JUST TO RELAX! THE DEN HAS MULTI WINDOWS WHICH ALLOWS NATURAL LIGHTING! NICE BACK YARD INCLUDES TWO SHEDS THAT WILL REMAIN! PLENTY OF STORAGE THRU OUT THE HOUSE!
Utility Allowances
Heating (Natural Gas)
$70
Selected 'natural_gas' for heating as the property is listed with 'Heating Features: Central' and 'Gas: Natural'.
Cooking (Natural Gas)
$12
Selected 'natural_gas' for cooking as the property is listed with 'Gas: Natural' and includes a 'Range'.
Water Heating (Natural Gas)
$24
Selected 'natural_gas' for water heating, as it is the most common and economical choice given the property has 'Gas: Natural' service.
Other Electric
$67
This is a fixed allowance for general electricity, including lights, outlets, and central air conditioning, which the property has ('Cooling Features: Central').
Water
$43
This is a fixed allowance. The property is explicitly listed with 'Water Source: Public'.
Sewer
$46
This is a fixed allowance. The property is explicitly listed with 'Sewer: Utility Co.'.
Trash Collection
$25
This is a fixed allowance and is a standard municipal service for a single-family home.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,628
DP3 Annual Estimate$1,628
DP1 Monthly Equivalent$136
DP3 Monthly Equivalent$136
Replacement Value$115,400
Basis1,741 sqft / 1979
Nearby Houses
Photo unavailable
817 Guardian St
sold · 0.03 mi
Price: $235,000
3 bd / 2 ba · 1,770 sqft
Latest sale: —
Latest rent: —
Photo unavailable
829 Hickory St
sold · 0.08 mi
Price: $250,000
4 bd / 2 ba · 1,810 sqft
Latest sale: —
Latest rent: —
Photo unavailable
844 Holyoke Pl
sold · 0.09 mi
Price: $245,900
3 bd / 2 ba · 1,934 sqft
Latest sale: — on Jul 29, 2021
Latest rent: —
Photo unavailable
801 Holt Pl
sold · 0.10 mi
Price: $285,000
4 bd / 2 ba · 1,989 sqft
Latest sale: —
Latest rent: —
Photo unavailable
740 Holyoke Pl
sold · 0.18 mi
Price: $284,900
4 bd / 2 ba · 2,300 sqft
Latest sale: —
Latest rent: —
Photo unavailable
760 Terry Pkwy
sold · 0.21 mi
Price: $269,500
4 bd / 2 ba · 1,853 sqft
Latest sale: —
Latest rent: —
Photo unavailable
Frisella Street 1 Sq Lot 7
for_sale · 0.25 mi
Price: $65,000
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
1820 Green Oak Rd
for_sale · 0.26 mi
Price: $320,000
4 bd / 2 ba · 2,258 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1936 Green Oaks Dr
sold · 0.26 mi
Price: $280,000
4 bd / 3 ba · 2,468 sqft
Latest sale: —
Latest rent: —
Photo unavailable
751 Terry Pkwy
for_sale · 0.27 mi
Price: $250,000
3 bd / 2 ba · 2,079 sqft
Latest sale: —
Latest rent: —
Photo unavailable
1813 Green Oaks Dr
for_sale · 0.31 mi
Price: $270,000
3 bd / 2 ba · 1,914 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC system is present and operable (inferred from ceiling supply registers); exact age and service condition unknown.
- Smoke detectors and carbon monoxide alarms may be present but are not visible in photos — assumed possibly present but require verification or installation.
- Electrical panel location and condition are not visible; assumed intact unless documentation or inspection finds otherwise.
- GFCI protection in kitchen and bathrooms is not visible and should be confirmed/installed if missing.
- Hot water heater and plumbing supply/drain functionality are not shown; assumed operational unless inspection finds leaks or failed equipment.
- Bedroom egress windows exist (based on window photos) and are assumed to meet egress size; dimensions not measured.
- No evidence of active roof leaks, severe mold, foundation movement, or structural sagging in provided photos; assumption that none are present unless interior areas not photographed reveal issues.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,062 | $155,000 | $15,500 |
| 2024 | $2,056 | $155,000 | $15,500 |
| 2023 | $2,026 | $155,000 | $15,500 |
| 2022 | $1,975 | $155,000 | $15,500 |
| 2021 | $1,861 | $155,000 | $15,500 |
| 2020 | $1,848 | $155,000 | $15,500 |
| 2019 | $1,895 | $155,000 | $15,500 |
| 2018 | $1,770 | $155,000 | $15,500 |
| 2017 | $1,697 | $155,000 | $15,500 |
| 2016 | $1,663 | $155,000 | $15,500 |
| 2015 | $1,649 | $150,000 | $15,000 |
| 2014 | $727 | $67,000 | $6,700 |
| 2013 | $702 | $67,000 | $6,700 |
| 2010 | $686 | $67,000 | $6,700 |
| 2009 | $686 | $67,000 | $6,700 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-11 | Price Changed | $219,900 |
| 2026-01-15 | Price Changed | $224,000 |
| 2025-11-21 | Price Changed | $229,000 |
| 2025-10-10 | Price Changed | $239,000 |
| 2025-09-03 | Listed | $249,000 |
| 2015-09-01 | Sold | $0 |
| 2014-09-26 | Sold | $0 |
| 2014-09-05 | Listing removed | $154,900 |
| 2014-07-17 | Listed | $154,900 |
| 1988-09-01 | Sold | $0 |
Photo Gallery
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"County: Jefferson",
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"days_after_listed": "50 days",
"source_listing_id": "998671",
"price_change_percentage": null
},
{
"date": "2014-07-17",
"price": 154900,
"listing": {
"status": "off_market",
"list_date": "2014-07-17T07:00:00Z",
"list_price": 154900,
"listing_id": "585591323",
"last_update_date": "2014-09-29T19:41:00Z",
"last_status_change_date": "2014-09-25T07:00:00Z"
},
"event_name": "Listed",
"price_sqft": 101.57377049180327,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "998671",
"price_change_percentage": null
},
{
"date": "1988-09-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8214444674",
"generated_at": "2026-03-27T17:06:13.753279Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 76.0
},
"utility_allowance": {
"zip_code": "70056",
"home_photo": "https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m406071428s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 175920.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/816-Guardian-Ave_Terrytown_LA_70056_M82144-44674",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 219900.0,
"loan_term_years": 30,
"annual_cash_flow": 14564.94,
"mortgage_monthly": 1170.4,
"payment_standard": 1983.0,
"total_amount_out": 43980.0,
"additional_photos": [
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m2229667457s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m4119086244s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m3932936210s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m3447959206s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m2760127188s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m2918969352s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m2111955282s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m3603259372s-w1280.jpg",
"https://ap.rdcpix.com/6b0eab2307f1c16811ba8655357953e3l-m1223378399s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 135.67,
"monthly_cash_flow": 1213.74,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' for heating as the property is listed with 'Heating Features: Central' and 'Gas: Natural'.",
"utility": "Heating (Natural Gas)",
"allowance": 70
},
{
"note": "Selected 'natural_gas' for cooking as the property is listed with 'Gas: Natural' and includes a 'Range'.",
"utility": "Cooking (Natural Gas)",
"allowance": 12
},
{
"note": "Selected 'natural_gas' for water heating, as it is the most common and economical choice given the property has 'Gas: Natural' service.",
"utility": "Water Heating (Natural Gas)",
"allowance": 24
},
{
"note": "This is a fixed allowance for general electricity, including lights, outlets, and central air conditioning, which the property has ('Cooling Features: Central').",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "This is a fixed allowance. The property is explicitly listed with 'Water Source: Public'.",
"utility": "Water",
"allowance": 43
},
{
"note": "This is a fixed allowance. The property is explicitly listed with 'Sewer: Utility Co.'.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "This is a fixed allowance and is a standard municipal service for a single-family home.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.33,
"down_payment_amount": 43980.0,
"property_tax_annual": 2123.86,
"property_tax_monthly": 176.99,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 520.14,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 43.34,
"cash_on_cash_return_after_debt": 0.01
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this single-family home appears to be in generally good, well-maintained condition with mostly cosmetic repairs only. The property shows functioning interior spaces, present kitchen appliances, intact roofline and tidy exterior yard with storage sheds. The primary inspection risk is the inability to confirm life-safety items (smoke and CO detectors), GFCI in kitchen/bath, and condition/operation of major systems (A/C, water heater, electrical panel). Those items are commonly quick to remediate; with basic checks and minor fixes this property is likely to pass an initial HCV/NSPIRE inspection and be rent-ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show generally clean, occupied condition with recent-looking laminate flooring, painted walls, intact ceilings and functioning ceiling fans. Kitchen and tile counters appear older but serviceable; cabinets and trim show typical wear. Exterior brick, landscaping and driveway are tidy. Minor cosmetic items likely (touch-up paint, threshold/trim repairs, possible cabinet hardware or tile repairs). Missing appliances are not an issue here—fridge and stove are visible. Overall repairs are cosmetic/minor and easy-to-fix; no evidence of severe deferred maintenance inside the visible areas."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 72.0,
"rationale": "No obvious life-safety hazards visible: ceilings intact, stair/handrail hazards not present in photos, no standing water, no visible severe mold, windows appear operable. Central HVAC vents visible suggesting HVAC distribution. However, smoke/CO detectors and GFCI outlets are not visible in photos (kitchens and baths not shown fully), and the electrical panel is not photographed. Entry door looks solid; carport and yard appear safe. Because life-safety items (detectors, GFCI) cannot be confirmed from images, a small deduction applied to reflect inspection risk. These items are typically quick fixes if missing."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 70.0,
"rationale": "Roof shingles appear in good visual condition with no visible sagging or active leaks from exterior photos. Ceiling registers indicate a central HVAC system is present; condition and age unknown. Appliances shown (range, refrigerator) appear present. Water heater, electrical panel, and plumbing risers are not visible. Because critical system condition (A/C operation, water heater, electrical panel condition) cannot be confirmed from photos, scoring is conservative but not penalized heavily given absence of visible failure signs."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brickwork, roofline and landscaping present as well-maintained. Yard is mowed and fenced; two sheds remain and appear serviceable though one has minor siding scuff at the base. Driveway and walkways are intact with no visible trip hazards. No evidence of major drainage or foundation separation visible in provided images. Overall low risk from site/exterior perspective."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Central HVAC system is present and operable (inferred from ceiling supply registers); exact age and service condition unknown.",
"Smoke detectors and carbon monoxide alarms may be present but are not visible in photos — assumed possibly present but require verification or installation.",
"Electrical panel location and condition are not visible; assumed intact unless documentation or inspection finds otherwise.",
"GFCI protection in kitchen and bathrooms is not visible and should be confirmed/installed if missing.",
"Hot water heater and plumbing supply/drain functionality are not shown; assumed operational unless inspection finds leaks or failed equipment.",
"Bedroom egress windows exist (based on window photos) and are assumed to meet egress size; dimensions not measured.",
"No evidence of active roof leaks, severe mold, foundation movement, or structural sagging in provided photos; assumption that none are present unless interior areas not photographed reveal issues."
],
"overall_score": 75.0,
"rubric_version": "nsPIRE-2024-analyst-v1"
},
{
"summary": "This single-story 3-bed, 2-bath home appears largely turnkey for a Housing Choice Voucher inspection with mostly cosmetic items to address. Major structure, roof, and visible systems show no obvious failures. Primary inspection risks are administrative/safety items that must be verified or installed: properly located smoke detectors (and CO alarm if range is gas), GFCI protection in kitchen/baths, confirmation of bedroom egress, and presence of a locked electrical panel and functioning HVAC/hot water. With the likely quick fixes (adding/relocating detectors, installing GFCIs where required, verifying deadbolt), the property should pass an initial NSPIRE/HCV inspection within 1–4 weeks. If any of the unverified items (HVAC inoperative, absence of hot water, missing egress) are found, additional time and expense will be required.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show well-maintained finishes: continuous laminate flooring, intact drywall, painted ceilings, functioning ceiling fans, and clean kitchen cabinetry. Appliances (refrigerator and range) are visible. Exterior brick and landscaping are tidy. Visible deferred items are cosmetic and minor (small wear at shed base, minor trim scuffs). No collapsed ceilings, major flooring failure, or obvious water stains were observed. Overall only minor/cosmetic repairs and routine cleaning appear necessary."
},
{
"key": "safety_code",
"label": "Safety / NSPIRE Code Risk",
"score": 70.0,
"rationale": "No visible exposed wiring or open electrical hazards in photos. Single-story entry and walkways look even; no unsafe stairs or missing guardrails. However smoke detectors and carbon monoxide alarms are not visible in the provided images (required by NSPIRE). GFCI receptacles in kitchen/bath are not visible or confirmed. Bedroom egress windows are not confirmed from photos. Entry door appears solid but a deadbolt is not visible. No visible mold, active leaks, major roof leaks, or foundation movement were observed. Because several NSPIRE-required devices/egress features cannot be confirmed from photos, there is moderate inspection risk until these are verified/installed."
},
{
"key": "systems_mechanical",
"label": "Systems / Mechanical Condition",
"score": 75.0,
"rationale": "Photos show ceiling HVAC vents/registers indicating a central HVAC system and ceiling returns; roof shingles appear in good visual condition with no visible sagging or patching. Appliances (range, refrigerator) are present. No water heater or electrical panel was shown. No visible plumbing leaks or water stains. Mechanical systems appear present and likely functional but were not tested; absence of visible water heater and panel documentation reduces certainty."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Yard is well-kept, driveway and sidewalk are intact, fencing present, and two storage sheds are on site (listing notes they remain). Exterior brick and carport look in good repair. Minor wear and staining on shed siding and small area of base trim damage are visible but are cosmetic. No standing water, major drainage issues, or exterior structural cracks observed in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central HVAC exists and is operational (ceiling vents/registers visible); operational status assumed but not tested.",
"Hot water system and electrical panel are present and serviceable though not shown in photos.",
"Range shown is likely gas (tile cooktop and visible control layout) which would trigger CO alarm requirement; if electric, CO alarm may not be required—this should be confirmed.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not in required locations until verified.",
"GFCI protection in kitchen and bathrooms cannot be confirmed from photos and should be verified/installed if absent.",
"Bedrooms have code-compliant egress windows typical for 1979 single-story construction but exact compliance not confirmed from provided images.",
"No recent rental history (rental_history_last_5y missing) — rental activity not factored into score."
],
"overall_score": 79.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "This single-family property is in generally good visible condition and would likely pass an initial HCV/NSPIRE inspection after a short pre-inspection punch list. Major visible structural or life-safety failures are not apparent; most items that remain to confirm are verification-level (smoke/CO detectors, GFCI outlets, deadbolt, operation of HVAC and water heater). Expect minor repairs and code-item installs (detectors, possible outlet upgrades) and a short timeline to rent-readiness (likely within 30 days) assuming utilities and major systems function as expected.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior and exterior photos show a well-maintained house: intact roofline, neat landscaping, solid driveway, and generally clean, updated-looking laminate floors and painted walls inside. Kitchen and cabinets appear dated but serviceable; refrigerator and a cooktop/range are present in photos. Minor cosmetic wear on the exterior shed siding and minor driveway surface cracking are visible. No significant deferred-maintenance (peeling paint, collapsed ceilings, exposed subfloor) is visible. Missing or worn small items (outlet covers, trim touch-up) may be required but are easy/low-cost fixes."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE)",
"score": 65.0,
"rationale": "No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE requires smoke detectors in sleeping areas and common halls; CO alarms may be required where fuel-burning appliances or attached garages are present). Entry door shows a standard knob but no clearly visible deadbolt in photos. No exposed wiring, collapsed ceilings, or obvious trip hazards are visible. Bedroom egress looks likely (normal-size windows) but bedrooms/bathrooms are not photographed for verification of GFCI outlets, hot water availability, or ventilation. Because several NSPIRE-critical items are unverified in images (smoke/CO detectors, GFCI in kitchen/baths, deadbolt), score is reduced for inspection risk despite no obvious life-threatening hazards."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 70.0,
"rationale": "Roof appears in good condition with no visible sagging or active leak evidence. Ceiling vents indicate central HVAC and registers are present; system appears installed though operation and age are unverified. Refrigerator and range are shown which suggests functioning utilities; water heater and electrical panel are not visible in provided photos. No visible plumbing leaks, no standing water, and interior ceilings/walls show no water stains. Because critical system components (electrical panel, water heater, HVAC operation) are not directly verified, a moderate deduction was applied but visible condition suggests likely functional systems."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Lot is tidy and well-maintained: even grass, secure perimeter fence, two sheds included, clear yard with safe walkways, and a solid driveway/carport. Exterior brick and siding are intact with only minor cosmetic wear on one shed. No visible evidence of termite activity, standing water, major drainage issues, or infestation. Power pole and service lines are typical for the neighborhood and do not indicate immediate site hazard from photos."
}
],
"red_flags": [
"smoke_detectors_not_visible",
"carbon_monoxide_detector_not_visible",
"gfcis_unverified_in_kitchen_and_baths",
"electrical_panel_unverified",
"water_heater_unverified"
],
"confidence": 0.65,
"assumptions": [
"Central HVAC is installed and operational (ceiling vents visible) though the condenser and operation were not photographed.",
"Water heater, electrical panel, and plumbing fixtures exist and are functional though not shown in photos.",
"Appliances visible (refrigerator, range/cooktop) are present and in working order; missing small items (outlet covers, minor trim) are not significant.",
"Bedrooms have egress windows of typical size because exterior windows and home layout are standard for a 1979 single-family dwelling.",
"Smoke and carbon monoxide alarms are not visible in the photos and should be assumed missing until verified; they will likely need installation or confirmation.",
"GFCI protection in kitchen and bathrooms is unverified and should be confirmed and/or upgraded if older outlets are present.",
"No significant hidden damage (severe mold, foundation movement, major roof leaks) exists beyond what is visible; however, limited-photo review reduces certainty."
],
"overall_score": 75.0,
"rubric_version": "nspt-2026-1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "816 Guardian Ave, Terrytown, LA, 70056",
"aggregate": {
"summary": "Overall this single-family home appears to be in generally good, well-maintained condition with mostly cosmetic repairs only. The property shows functioning interior spaces, present kitchen appliances, intact roofline and tidy exterior yard with storage sheds. The primary inspection risk is the inability to confirm life-safety items (smoke and CO detectors), GFCI in kitchen/bath, and condition/operation of major systems (A/C, water heater, electrical panel). Those items are commonly quick to remediate; with basic checks and minor fixes this property is likely to pass an initial HCV/NSPIRE inspection and be rent-ready within ~2–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Interior photos show generally clean, occupied condition with recent-looking laminate flooring, painted walls, intact ceilings and functioning ceiling fans. Kitchen and tile counters appear older but serviceable; cabinets and trim show typical wear. Exterior brick, landscaping and driveway are tidy. Minor cosmetic items likely (touch-up paint, threshold/trim repairs, possible cabinet hardware or tile repairs). Missing appliances are not an issue here—fridge and stove are visible. Overall repairs are cosmetic/minor and easy-to-fix; no evidence of severe deferred maintenance inside the visible areas."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 85.0,
"rationale": "Exterior brickwork, roofline and landscaping present as well-maintained. Yard is mowed and fenced; two sheds remain and appear serviceable though one has minor siding scuff at the base. Driveway and walkways are intact with no visible trip hazards. No evidence of major drainage or foundation separation visible in provided images. Overall low risk from site/exterior perspective."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 69.0,
"rationale": "No obvious life-safety hazards visible: ceilings intact, stair/handrail hazards not present in photos, no standing water, no visible severe mold, windows appear operable. Central HVAC vents visible suggesting HVAC distribution. However, smoke/CO detectors and GFCI outlets are not visible in photos (kitchens and baths not shown fully), and the electrical panel is not photographed. Entry door looks solid; carport and yard appear safe. Because life-safety items (detectors, GFCI) cannot be confirmed from images, a small deduction applied to reflect inspection risk. These items are typically quick fixes if missing."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 71.7,
"rationale": "Roof shingles appear in good visual condition with no visible sagging or active leaks from exterior photos. Ceiling registers indicate a central HVAC system is present; condition and age unknown. Appliances shown (range, refrigerator) appear present. Water heater, electrical panel, and plumbing risers are not visible. Because critical system condition (A/C operation, water heater, electrical panel condition) cannot be confirmed from photos, scoring is conservative but not penalized heavily given absence of visible failure signs."
}
],
"red_flags": [],
"confidence": 0.91,
"assumptions": [
"Central HVAC system is present and operable (inferred from ceiling supply registers); exact age and service condition unknown.",
"Smoke detectors and carbon monoxide alarms may be present but are not visible in photos — assumed possibly present but require verification or installation.",
"Electrical panel location and condition are not visible; assumed intact unless documentation or inspection finds otherwise.",
"GFCI protection in kitchen and bathrooms is not visible and should be confirmed/installed if missing.",
"Hot water heater and plumbing supply/drain functionality are not shown; assumed operational unless inspection finds leaks or failed equipment.",
"Bedroom egress windows exist (based on window photos) and are assumed to meet egress size; dimensions not measured.",
"No evidence of active roof leaks, severe mold, foundation movement, or structural sagging in provided photos; assumption that none are present unless interior areas not photographed reveal issues."
],
"score_method": "mean_of_criteria",
"overall_score": 76.0,
"rubric_version": "nsPIRE-2024-analyst-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8214444674"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.