Property ID: 8223898667
3008 Mount Kennedy Dr, Marrero, LA, 70072
Marrero, LA
Money Down: $45,336
CoC Return: 6.61%
Monthly Cash Flow: $250
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$37,780
Closing Costs
$7,556
Total Down
$45,336
Investment Snapshot
Purchase Price
$188,900
Money Down
$45,336
Cash-on-Cash Return
6.61%
Rent
$1,696
Monthly Cash Flow
$250
Annual Cash Flow
$2,997
Debt Service / Mo
$1,005
Property Tax / Mo
$166
Insurance / Mo
$105
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$105
Property Tax
$166
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,255
Debt Service
$1,005
Cash Flow After Debt
$250
Quality Score: 79.30%
Confidence: 91.00%
Based on listing photos and description, this 3-bed/2-bath single-family home appears turnkey for Section 8/HCV occupancy and would likely pass an initial NSPIRE inspection after verifying required detectors and a few system items. Visible condition, updated kitchen appliances, functioning HVAC registers, intact roof and fenced yard indicate only minor, easy-to-fix items (smoke/CO detectors, GFCI outlet verification, deadbolt verification). Recommend onsite verification of smoke/CO detectors, GFCI protection in kitchen/baths, electrical panel condition and water heater documentation prior to inspection scheduling.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$188,900
Beds
3
Baths
2
Living Area
1,345 sqft
Lot Size
—
Year Built
1979
Days on Market
14
Capital Outlay
$45,336
Debt Service
$1,005
Property Tax / Mo
$166
Insurance / Mo
$105
Property Description
Discover this beautifully maintained 3-bedroom, 2-bathroom home that blends comfort, functionality, and style. Inside, you'll find a light-filled living area with durable, no-carpet flooring throughout-perfect for easy upkeep and a clean, modern look. The kitchen stands out with its granite countertops, stainless steel appliances, and ample cabinet space, making it ideal for both everyday living and entertaining. All bedrooms include ceiling fans to keep things comfortable year-round. Step outside to a fully fenced backyard designed for relaxation and gatherings. The covered patio offers a great space to unwind, whether you're enjoying your morning coffee or hosting guests on the weekend. Located in X Flood zone!! Conveniently located in Marrero, this move-in ready home is ready for its next chapter. Schedule your private showing today!
Utility Allowances
Heating
$70
The property is listed as having central heating. Natural gas was selected as it is the most common fuel type mentioned for nearby properties in the area.
Cooking
$12
The property includes a range/oven. Natural gas was selected as the fuel source, consistent with the fuel type assumed for heating.
Water Heating
$24
A water heater is a standard utility. Natural gas was selected as the fuel source, consistent with the fuel type assumed for heating.
Other Electric
$67
This is a standard allowance for general electricity usage, including lights, outlets, fans, and landlord-provided appliances like the refrigerator and dishwasher.
Water
$43
The property listing specifies 'Water Source: Public', indicating it is connected to the public water supply.
Sewer
$46
The property listing specifies 'Sewer: City', indicating it is connected to the municipal sewer system.
Trash Collection
$25
Trash collection is a standard municipal service for a single-family detached home and is included as a tenant-paid utility.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,258
DP3 Annual Estimate$1,258
DP1 Monthly Equivalent$105
DP3 Monthly Equivalent$105
Replacement Value$112,300
Basis1,345 sqft / 1979
Nearby Houses
Photo unavailable
3013 Mount Kennedy Dr
sold · 0.03 mi
Price: $149,000
4 bd / 2 ba · 1,616 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3005 MT Kennedy Dr
for_sale · 0.03 mi
Price: $179,900
3 bd / 2 ba · 967 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3021 Mount Kennedy Dr
for_sale · 0.04 mi
Price: $145,000
4 bd / 2 ba · 1,450 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2960 Mount Blanc Dr
sold · 0.11 mi
Price: $159,900
3 bd / 2 ba · 993 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2945 Mount Kennedy Dr
for_sale · 0.14 mi
Price: $189,900
3 bd / 2 ba · 1,300 sqft
Latest sale: —
Latest rent: —
Photo unavailable
5068 Lyons Ct
for_sale · 0.16 mi
Price: $223,000
3 bd / 2 ba · 1,200 sqft
Latest sale: —
Latest rent: —
Photo unavailable
3017 Sorbonne Dr
sold · 0.24 mi
Price: $169,900
3 bd / 2 ba · 1,225 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Smoke detectors and carbon monoxide detectors are installed and functional (not visible in photos).
- Kitchen and bathroom outlets near water sources have GFCI protection or will be upgraded if not.
- Central HVAC is operational (registers visible) and will provide heating/hot water as required; furnace/air handler and water heater are located and functional though not shown.
- Electrical panel exists and is intact and up to code; no visible exposed wiring inside home implies reasonable electrical condition.
- No concealed mold, active leaks, or past flood damage beyond normal condition (property in Flood Zone X).
- Front entry door has a working lock and deadbolt or one will be provided prior to tenancy.
- Photos are representative of current condition and there are no recent unseen damages.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,939 | $147,300 | $14,730 |
| 2024 | $1,933 | $147,300 | $14,730 |
| 2023 | $2,019 | $147,300 | $14,730 |
| 2022 | $1,971 | $147,300 | $14,730 |
| 2021 | $1,863 | $147,300 | $14,730 |
| 2020 | $1,823 | $147,300 | $14,730 |
| 2019 | $844 | $65,000 | $6,500 |
| 2018 | $792 | $65,000 | $6,500 |
| 2017 | $761 | $65,000 | $6,500 |
| 2016 | $747 | $65,000 | $6,500 |
| 2015 | $760 | $65,000 | $6,500 |
| 2014 | $751 | $65,000 | $6,500 |
| 2013 | $748 | $65,000 | $6,500 |
| 2012 | $1,147 | $99,300 | $9,930 |
| 2011 | $1,158 | $100,000 | $10,000 |
| 2010 | $1,075 | $100,000 | $10,000 |
| 2009 | $1,073 | $100,000 | $10,000 |
| 2008 | $267 | — | $10,000 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Listing removed | $0 |
| 2026-03-26 | Listed | $188,900 |
| 2026-02-19 | Price Changed | $190,000 |
| 2026-01-03 | Price Changed | $193,000 |
| 2025-11-21 | Relisted | $193,500 |
| 2025-10-08 | Listing removed | $0 |
| 2025-09-25 | Listed | $193,500 |
| 2019-12-27 | Sold | $0 |
| 2019-12-19 | Listing removed | $0 |
| 2018-12-15 | Listing removed | $0 |
| 2018-12-14 | Listing removed | $113,000 |
| 2018-07-13 | Price Changed | $113,000 |
| 2018-06-15 | Listed | $123,500 |
| 2013-04-15 | Listing removed | $72,000 |
| 2013-04-12 | Sold | $0 |
| 2013-03-20 | Listed | $72,000 |
| 1988-01-01 | Sold | $0 |
Photo Gallery
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"https://ap.rdcpix.com/059b5161bcec42059b08d4efd2d9244el-m2301073201s-w1280.jpg",
"https://ap.rdcpix.com/059b5161bcec42059b08d4efd2d9244el-m2841216571s-w1280.jpg",
"https://ap.rdcpix.com/059b5161bcec42059b08d4efd2d9244el-m4187805835s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 104.83,
"monthly_cash_flow": 1255.14,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "The property is listed as having central heating. Natural gas was selected as it is the most common fuel type mentioned for nearby properties in the area.",
"utility": "Heating",
"allowance": 70
},
{
"note": "The property includes a range/oven. Natural gas was selected as the fuel source, consistent with the fuel type assumed for heating.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "A water heater is a standard utility. Natural gas was selected as the fuel source, consistent with the fuel type assumed for heating.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "This is a standard allowance for general electricity usage, including lights, outlets, fans, and landlord-provided appliances like the refrigerator and dishwasher.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "The property listing specifies 'Water Source: Public', indicating it is connected to the public water supply.",
"utility": "Water",
"allowance": 43
},
{
"note": "The property listing specifies 'Sewer: City', indicating it is connected to the municipal sewer system.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard municipal service for a single-family detached home and is included as a tenant-paid utility.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.4,
"down_payment_amount": 37780.0,
"property_tax_annual": 1997.17,
"property_tax_monthly": 166.43,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 2996.77,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 249.73,
"cash_on_cash_return_after_debt": 0.08
},
"section8_assessment": {
"runs": [
{
"summary": "Based on listing photos and description, this 3-bed/2-bath single-family home appears turnkey for Section 8/HCV occupancy and would likely pass an initial NSPIRE inspection after verifying required detectors and a few system items. Visible condition, updated kitchen appliances, functioning HVAC registers, intact roof and fenced yard indicate only minor, easy-to-fix items (smoke/CO detectors, GFCI outlet verification, deadbolt verification). Recommend onsite verification of smoke/CO detectors, GFCI protection in kitchen/baths, electrical panel condition and water heater documentation prior to inspection scheduling.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained home with updated finishes: new-looking shingles, intact brick veneer, full yard, no visible peeling paint or damaged drywall. Floors, kitchen cabinets and countertops look in good shape and stainless appliances (fridge, stove, dishwasher, microwave) are present — missing appliances are not an issue here. Minor items only (landscaping trimming and small cosmetic touch-ups). Classified as easy-to-fix/cosmetic; no deferred-maintenance visible that would require major rehab."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 78.0,
"rationale": "No obvious life-safety hazards in photos: ceiling integrity good, no visible active leaks, no exposed wiring, stair/handrail issues not applicable (single story). Large windows and French doors provide egress. Entry shows a security metal door; presence of a deadbolt not confirmed from photos. Smoke & CO detectors and GFCI outlets are not visible in images — these are required and must be verified. Kitchen appears modern with a double sink but GFCI status unknown. Because the photos show no severe hazards but several required safety items are not visible, scored slightly below turnkey."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof, water heater)",
"score": 80.0,
"rationale": "Photos show central HVAC supply/return registers (indicates central heating/cooling present) and no visible roof failure — shingles appear recently replaced. Kitchen appliances are modern and plumbing fixtures appear intact. Electrical panel and water heater are not shown; their condition must be confirmed. No visible drainage or plumbing failures. Given visible evidence of functioning systems but missing verification of panel/water heater, this is scored conservatively but positive."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, and yard",
"score": 85.0,
"rationale": "Exterior brick, gutters, roofline and driveway appear in good condition; yard is fenced and maintained. Walkway and driveway show normal wear but no trip hazards. Property is listed as Flood Zone X (minimal flood risk). No visible infestation, standing water, or foundation distress in photos. Fence appears intact from exterior views shown."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Smoke detectors and carbon monoxide detectors are installed and functional (not visible in photos).",
"Kitchen and bathroom outlets near water sources have GFCI protection or will be upgraded if not.",
"Central HVAC is operational (registers visible) and will provide heating/hot water as required; furnace/air handler and water heater are located and functional though not shown.",
"Electrical panel exists and is intact and up to code; no visible exposed wiring inside home implies reasonable electrical condition.",
"No concealed mold, active leaks, or past flood damage beyond normal condition (property in Flood Zone X).",
"Front entry door has a working lock and deadbolt or one will be provided prior to tenancy.",
"Photos are representative of current condition and there are no recent unseen damages."
],
"overall_score": 82.0,
"rubric_version": "nsipre-2024-v1"
},
{
"summary": "Based on photos and listing text, this 3BR/2BA single-family house appears largely turnkey and would likely pass a Housing Choice Voucher/NSPIRE initial inspection after verification of a few code items. Interior finishes and systems shown (central HVAC vents, stove/dishwasher/microwave/fridge, solid flooring, intact ceilings and walls, sound roof and gutters, fenced yard) indicate minor work only. The most common inspection risks are not visually verifiable: smoke and CO alarms, GFCI protection in kitchen/bath, presence of a working water heater and an accessible, labeled electrical panel, and a secure exterior deadbolt. If those items are confirmed/installed and bathrooms (not pictured) are in acceptable condition, the unit should be rent-ready within 1–4 weeks. If alarms/GFCI/deadbolt are missing, those are quick fixes but must be completed prior to passing inspection.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show freshly maintained cosmetic condition: new/like-new flooring throughout, painted walls, intact drywall and trim, functioning light fixtures and ceiling fans, and modern kitchen with stainless appliances (range, microwave, dishwasher, refrigerator shown). Exterior brick, roof shingles and gutters appear in good repair. Minor issues visible: slightly overgrown landscaping, small sidewalk/driveway surface cracking and a shrub encroaching the driveway area. No major cosmetic deferred maintenance observed. Missing items: bathrooms not shown (assumed serviceable). Overall repairs are minor and primarily cosmetic or routine maintenance."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards in photos: no exposed wiring, ceilings intact (no sagging), windows appear intact (likely egress-capable for ground-floor bedrooms), interior door and windows close, and HVAC supply/return vents and thermostat visible. However key NSPIRE safety items cannot be confirmed from photos: smoke detectors and carbon monoxide alarms are not visible, GFCI protection at kitchen counters is not verifiable, and a deadbolt on the exterior door is not clearly shown (front has security/storm door). No visible mold, active leaks, standing water, collapsed ceilings, or major structural movement. Because smoke/CO/GFCI/deadbolt visibility is unknown, risk of inspection failure exists until verified."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 75.0,
"rationale": "Major systems appear present and in reasonable condition: roof shingles look newer with no visible sag or missing shingles; central HVAC registers and thermostat are visible indicating a forced-air system (heating/cooling likely present); kitchen plumbing fixtures look functional and dishwasher is installed; stainless electric range and microwave shown (no visible gas piping issues). Water heater, main electrical panel, and detailed plumbing/drain condition are not shown. No signs of recent water intrusion or staining that would indicate active system failure. Because some critical system components (water heater, electrical panel) are not pictured, a moderate deduction is applied."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior is brick veneer in good cosmetic repair, with full perimeter gutters visible, a fully fenced backyard (advertised and partially visible), covered patio seen in listing text/photos, and maintained lawn. Sidewalk/driveway shows minor cracking and two utility access covers visible in driveway area but no standing water. The property is in FEMA Zone X (lower flood risk) per listing. No evidence of major foundation displacement, pest infestation, or unsafe site conditions in photos. Some yard trimming and shrub removal recommended to clear driveway access."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Listing text 'move-in ready' implies utilities operational and hot water present, but water heater was not photographed.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not shown and should be verified/installed.",
"Electrical panel location and condition unknown; assume panel is present and intact unless inspection finds otherwise.",
"Kitchen shows stainless appliances (range, microwave, dishwasher, refrigerator) and these are assumed included and functional as pictured.",
"Bedrooms provide adequate egress via windows typical for single-story construction; bedroom/window sizes not individually confirmed.",
"No visible active leaks, mold, or structural movement in photos; assume none latent but recommend on-site verification.",
"Property is in FEMA Flood Zone X (per listing) — low to moderate flood risk; flood exposure is not a current NSPIRE red flag but may affect insurance."
],
"overall_score": 78.0,
"rubric_version": "nspr-v1.0-photos-only"
},
{
"summary": "Overall this single-family home appears to be in very good, largely move-in ready condition and would likely pass an initial HCV/NSPIRE inspection after verification and/or completion of a few common checklist items. The interior and exterior show recent updates (flooring, roof, kitchen appliances), no visible major structural or life-safety hazards, and a fenced yard. Primary items to verify/address before inspection: presence and functionality of smoke detectors and CO alarms, GFCI protection at kitchen/bath outlets, operability and age/condition of HVAC, water heater and electrical panel, and ensure bedroom egress windows meet code. These are mostly verification/quick-fix items; no major rehab visible from photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Photos show a well-maintained interior and exterior: new-looking roof shingles, intact brick exterior, fresh-looking paint, durable no-carpet flooring throughout, updated kitchen with granite-style counters and stainless appliances, solid cabinets and tile in wet areas. No visible water stains, peeling paint, or collapsed finishes. Minor cosmetic items (small trim scuffs, landscaping) may remain but are easy/quick fixes. Presence of full set of kitchen appliances reduces penalty for missing equipment."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 72.0,
"rationale": "No visible exposed wiring, no obvious trip hazards, entry appears secure with a metal security door, central HVAC vents seen (indicating heating/cooling source), windows and exterior doors appear intact, and no visible active water intrusion or mold. However, photos do not show smoke detectors or carbon monoxide detectors (required by NSPIRE/local code) and bedroom egress windows are not pictured, so these items are unknown. GFCI protection at sink outlets is not clearly visible. Because the major visible life-safety hazards are absent but detectors/GFCI/deadbolt/egress are unconfirmed, assign moderate-high score with recommendation to verify/install detectors and GFCIs prior to inspection."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 75.0,
"rationale": "Roof appears in good condition with relatively new shingles visible from exterior photos. Central HVAC registers and return are visible in living areas indicating a central system present. Kitchen appliances (fridge, dishwasher, electric range, microwave) are modern and installed. Electrical panel, water heater, and visible plumbing supply/drain components are not shown; their operability and age are unverified. Given the updated interior/kitchen and absence of visible system distress, score is positive but contingent on verification of water heater, electrical panel condition, and HVAC operation."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site",
"score": 78.0,
"rationale": "Exterior brick veneer appears sound, gutters are present, driveway and sidewalks are intact with only minor cracking, and the yard is maintained. A full privacy fence and covered patio are present in the backyard per listing. No signs of structural foundation movement, major settling, or exterior deterioration are visible. Property is listed as being in Flood Zone X (lower risk) — note for insurance and tenant disclosures but not an immediate NSPIRE fail."
}
],
"red_flags": [
"No smoke detectors or carbon monoxide alarms visible in the photos — must verify/install before inspection.",
"GFCI protection at kitchen sink outlets not clearly identifiable in photos — verify/replace if missing.",
"Key system components (electrical panel, water heater, HVAC mechanicals) not shown — require verification of serviceability.",
"Property is listed in Flood Zone X — not an inspection fail but a disclosure/insurance consideration."
],
"confidence": 0.65,
"assumptions": [
"Listing photos are representative of the whole unit and no unseen rooms (bathrooms/bedrooms) have severe defects.",
"Central HVAC is present and operational based on visible supply/return registers; age and exact condition unknown.",
"Water heater and electrical panel exist and are functional though not pictured.",
"Bedrooms contain required egress windows and are of typical condition unless otherwise noted.",
"Kitchen appliances shown are included, installed, and operational as represented in listing photos.",
"No active roof leaks, hidden mold, or major plumbing leaks are present (no visible signs in photos)."
],
"overall_score": 78.0,
"rubric_version": "ns_prep_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "3008 Mount Kennedy Dr, Marrero, LA, 70072",
"aggregate": {
"summary": "Based on listing photos and description, this 3-bed/2-bath single-family home appears turnkey for Section 8/HCV occupancy and would likely pass an initial NSPIRE inspection after verifying required detectors and a few system items. Visible condition, updated kitchen appliances, functioning HVAC registers, intact roof and fenced yard indicate only minor, easy-to-fix items (smoke/CO detectors, GFCI outlet verification, deadbolt verification). Recommend onsite verification of smoke/CO detectors, GFCI protection in kitchen/baths, electrical panel condition and water heater documentation prior to inspection scheduling.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show a well-maintained home with updated finishes: new-looking shingles, intact brick veneer, full yard, no visible peeling paint or damaged drywall. Floors, kitchen cabinets and countertops look in good shape and stainless appliances (fridge, stove, dishwasher, microwave) are present — missing appliances are not an issue here. Minor items only (landscaping trimming and small cosmetic touch-ups). Classified as easy-to-fix/cosmetic; no deferred-maintenance visible that would require major rehab."
},
{
"key": "exterior_site",
"label": "Exterior envelope, site, and yard",
"score": 81.0,
"rationale": "Exterior brick, gutters, roofline and driveway appear in good condition; yard is fenced and maintained. Walkway and driveway show normal wear but no trip hazards. Property is listed as Flood Zone X (minimal flood risk). No visible infestation, standing water, or foundation distress in photos. Fence appears intact from exterior views shown."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 73.3,
"rationale": "No obvious life-safety hazards in photos: ceiling integrity good, no visible active leaks, no exposed wiring, stair/handrail issues not applicable (single story). Large windows and French doors provide egress. Entry shows a security metal door; presence of a deadbolt not confirmed from photos. Smoke & CO detectors and GFCI outlets are not visible in images — these are required and must be verified. Kitchen appears modern with a double sink but GFCI status unknown. Because the photos show no severe hazards but several required safety items are not visible, scored slightly below turnkey."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, electrical, plumbing, roof, water heater)",
"score": 76.7,
"rationale": "Photos show central HVAC supply/return registers (indicates central heating/cooling present) and no visible roof failure — shingles appear recently replaced. Kitchen appliances are modern and plumbing fixtures appear intact. Electrical panel and water heater are not shown; their condition must be confirmed. No visible drainage or plumbing failures. Given visible evidence of functioning systems but missing verification of panel/water heater, this is scored conservatively but positive."
}
],
"red_flags": [],
"confidence": 0.91,
"assumptions": [
"Smoke detectors and carbon monoxide detectors are installed and functional (not visible in photos).",
"Kitchen and bathroom outlets near water sources have GFCI protection or will be upgraded if not.",
"Central HVAC is operational (registers visible) and will provide heating/hot water as required; furnace/air handler and water heater are located and functional though not shown.",
"Electrical panel exists and is intact and up to code; no visible exposed wiring inside home implies reasonable electrical condition.",
"No concealed mold, active leaks, or past flood damage beyond normal condition (property in Flood Zone X).",
"Front entry door has a working lock and deadbolt or one will be provided prior to tenancy.",
"Photos are representative of current condition and there are no recent unseen damages."
],
"score_method": "mean_of_criteria",
"overall_score": 79.3,
"rubric_version": "nsipre-2024-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8223898667"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.