Property ID: 8233307538
8817 25th St, Metairie, LA, 70003
Metairie, LA
Money Down: $55,200
CoC Return: 0.32%
Monthly Cash Flow: $15
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$46,000
Closing Costs
$9,200
Total Down
$55,200
Investment Snapshot
Purchase Price
$230,000
Money Down
$55,200
Cash-on-Cash Return
0.32%
Rent
$1,696
Monthly Cash Flow
$15
Annual Cash Flow
$178
Debt Service / Mo
$1,224
Property Tax / Mo
$187
Insurance / Mo
$100
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$100
Property Tax
$187
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,239
Debt Service
$1,224
Cash Flow After Debt
$15
Quality Score: 79.10%
Confidence: 95.00%
This 3BR/1BA single family home appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after verification/installation of required alarms and minor code items. The interior and exterior show recent renovations (flooring, kitchen, bathroom), a visible central HVAC unit, newer hot water heater (listing), and a metal roof — all strong positives. Primary inspection risks are absence/not-visible smoke and carbon monoxide detectors and unconfirmed GFCI protection and electrical panel condition. With smoke/CO alarms installed and a quick electrical/GFCI check, the property should be ready to rent within 1–4 weeks.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$230,000
Beds
3
Baths
1
Living Area
1,290 sqft
Lot Size
—
Year Built
1978
Days on Market
15
Capital Outlay
$55,200
Debt Service
$1,224
Property Tax / Mo
$187
Insurance / Mo
$100
Property Description
This adorable home is centrally located to everything! Enjoy 3 very spacious bedrooms and a huge closet in the primary bedroom! All appliances have been updated in the cozy kitchen which boast lots of cabinet space. The den and breakfast room are perfect for family gatherings. Seller had lifetime flooring installed. There is a newer hot water heater and a metal roof to help with insurance costs. The large yard had a newer shed for all of your storage needs. This home is a true gem!
Utility Allowances
Heating
$70
Selected 'natural_gas' as the heating fuel because the property has central heating and natural gas is specified as an available utility.
Cooking
$12
Selected 'natural_gas' for cooking as the property includes a 'Range/Oven' and has natural gas service.
Water Heating
$24
Selected 'natural_gas' for water heating as the property has a hot water heater and natural gas is available, which is a common and efficient option.
Other Electric
$67
Standard allowance for electricity used by lights, electronics, and miscellaneous small appliances.
Water
$43
Selected based on the property's connection to a 'Public' water source.
Sewer
$46
Selected based on the property's connection to the 'City' sewer system.
Trash Collection
$25
Trash collection is a standard municipal service for single-family homes and is assumed to be a tenant responsibility.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,206
DP3 Annual Estimate$1,206
DP1 Monthly Equivalent$100
DP3 Monthly Equivalent$100
Replacement Value$118,700
Basis1,290 sqft / 1978
Nearby Houses
Photo unavailable
2425 Minnesota Ave
for_sale · 0.05 mi
Price: $225,000
2 bd / 1 ba · 1,206 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2524 Mississippi Ave
for_sale · 0.06 mi
Price: $214,900
3 bd / 1 ba · 1,081 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2512 Missouri Ave
sold · 0.06 mi
Price: $329,900
4 bd / 3 ba · 1,725 sqft
Latest sale: —
Latest rent: —
Photo unavailable
2340 Minnesota Ave
sold · 0.17 mi
Price: $234,700
3 bd / 2 ba · 1,282 sqft
Latest sale: —
Latest rent: —
Photo unavailable
8708 24th St
off_market · 0.18 mi
Price: $177,200
3 bd / 1 ba · 1,217 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Bedrooms have egress windows that meet size requirements (windows visible in photos but dimensions not measured).
- The stove shown is a gas range (appearance suggests gas); if gas, a CO alarm will be required near sleeping areas.
- Electrical panel and service are present and useable (not visible in photos); no major electrical hazards inferred from interior condition.
- Smoke detectors, CO detectors, and GFCI outlets were not visible in photos and are assumed not verified — they will need confirmation or installation.
- Crawlspace/foundation is intact with no concealed significant issues; visible foundation skirt and vents appear serviceable.
- Hot water heater is newer as stated in listing; installation and capacity not inspected in photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $2,178 | $170,900 | $17,090 |
| 2024 | $2,071 | $170,900 | $17,090 |
| 2023 | $2,162 | $170,900 | $17,090 |
| 2022 | $2,103 | $170,900 | $17,090 |
| 2021 | $1,952 | $170,900 | $17,090 |
| 2020 | $1,938 | $170,900 | $17,090 |
| 2019 | $1,993 | $170,900 | $17,090 |
| 2018 | $1,192 | $109,800 | $10,980 |
| 2017 | $819 | $75,500 | $7,550 |
| 2016 | $803 | $75,500 | $7,550 |
| 2015 | $822 | $75,500 | $7,550 |
| 2014 | $811 | $75,500 | $7,550 |
| 2013 | $811 | $75,500 | $7,550 |
| 2012 | $5 | $75,500 | $7,550 |
| 2011 | $4 | $75,500 | $7,550 |
| 2010 | $744 | $75,500 | $7,550 |
| 2009 | $744 | $75,500 | $7,550 |
| 2008 | $4 | — | $7,550 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed | $230,000 |
| 2025-12-15 | Listed for rent | $2,100 |
| 2018-11-02 | Sold | $0 |
| 2018-11-02 | Listing removed | $179,900 |
| 2018-10-31 | Listing removed | $179,900 |
| 2018-10-02 | Listed | $179,900 |
| 2018-06-29 | Listing removed | $90,000 |
| 2018-05-19 | Listed | $90,000 |
| 1998-04-01 | Sold | $0 |
Photo Gallery
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"property_id": "8233307538",
"generated_at": "2026-03-27T01:57:41.903815Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 79.1
},
"utility_allowance": {
"zip_code": "70003",
"home_photo": "https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m1248993338s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 184000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/8817-25th-St_Metairie_LA_70003_M82333-07538",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 230000.0,
"loan_term_years": 30,
"annual_cash_flow": 14867.46,
"mortgage_monthly": 1224.16,
"payment_standard": 1983.0,
"total_amount_out": 46000.0,
"additional_photos": [
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m265008679s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m256837636s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m377390603s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m141117254s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m3194038709s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m405529369s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m995774991s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m1674910644s-w1280.jpg",
"https://ap.rdcpix.com/654bf68dfdcc7db10156dc8562021f47l-m425569536s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 100.5,
"monthly_cash_flow": 1238.95,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Selected 'natural_gas' as the heating fuel because the property has central heating and natural gas is specified as an available utility.",
"utility": "Heating",
"allowance": 70
},
{
"note": "Selected 'natural_gas' for cooking as the property includes a 'Range/Oven' and has natural gas service.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "Selected 'natural_gas' for water heating as the property has a hot water heater and natural gas is available, which is a common and efficient option.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "Standard allowance for electricity used by lights, electronics, and miscellaneous small appliances.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "Selected based on the property's connection to a 'Public' water source.",
"utility": "Water",
"allowance": 43
},
{
"note": "Selected based on the property's connection to the 'City' sewer system.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard municipal service for single-family homes and is assumed to be a tenant responsibility.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.32,
"down_payment_amount": 46000.0,
"property_tax_annual": 2243.34,
"property_tax_monthly": 186.95,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 177.58,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 14.8,
"cash_on_cash_return_after_debt": 0.0
},
"section8_assessment": {
"runs": [
{
"summary": "This 3BR/1BA single family home appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after verification/installation of required alarms and minor code items. The interior and exterior show recent renovations (flooring, kitchen, bathroom), a visible central HVAC unit, newer hot water heater (listing), and a metal roof — all strong positives. Primary inspection risks are absence/not-visible smoke and carbon monoxide detectors and unconfirmed GFCI protection and electrical panel condition. With smoke/CO alarms installed and a quick electrical/GFCI check, the property should be ready to rent within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 85.0,
"rationale": "Interior appears recently renovated: new 'lifetime' flooring, fresh paint, updated kitchen cabinets/countertops, stainless appliances (refrigerator, range, dishwasher) present in photos, updated bathroom with tiled tub surround and double vanity. Exterior paint and concrete driveway look sound; front steps and porch railing installed. No visible cracked drywall, collapsed ceilings, or major cosmetic damage. Minor items to verify on-site: a few trim/finish items and verification that all outlet/switch cover plates are present. Overall turnkey cosmetically."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & life-safety risks",
"score": 70.0,
"rationale": "No obvious life‑threatening hazards in photos (no sagging/structural failure, no standing water, no collapsed ceilings). Bedrooms show windows (egress likely but dimensions not measured). Central HVAC supply registers visible. However, smoke detectors and carbon monoxide alarms are not visible in photos — NSPIRE requires functioning smoke alarms in corridors/outside sleeping areas and in bedrooms and CO alarms where fuel-burning appliances or an attached garage exist (a gas range is likely). GFCI protection for kitchen/bath outlets not confirmable from images. Electrical panel condition not shown. Because key required detectors/outlet protections are not visible, there is moderate inspection risk until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, roof, electrical, water heater)",
"score": 80.0,
"rationale": "Photos show a modern central AC condenser and ceiling HVAC registers; listing notes 'newer hot water heater' and a metal roof (both positive for durability/insurance). Kitchen appliances and vent hood are present and look installed. No visible plumbing leaks, and bathroom fixtures appear new. Electrical panel not shown and no signs of exposed wiring in photos. Given visible functioning HVAC and newer water heater and roof, systems appear in good condition but full on-site verification of electrical panel, GFCI operation, hot water heater installation, and HVAC operation is still needed."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 85.0,
"rationale": "Metal roof visible and appears in good condition; siding/paint and foundation skirt look maintained. Crawlspace vents present. Yard is large, mostly level, and shows a newer storage shed; driveway and front walkway are concrete and in good condition. Backyard steps and railing are recently installed. No evidence of significant drainage/erosion or exterior infestation visible in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Bedrooms have egress windows that meet size requirements (windows visible in photos but dimensions not measured).",
"The stove shown is a gas range (appearance suggests gas); if gas, a CO alarm will be required near sleeping areas.",
"Electrical panel and service are present and useable (not visible in photos); no major electrical hazards inferred from interior condition.",
"Smoke detectors, CO detectors, and GFCI outlets were not visible in photos and are assumed not verified — they will need confirmation or installation.",
"Crawlspace/foundation is intact with no concealed significant issues; visible foundation skirt and vents appear serviceable.",
"Hot water heater is newer as stated in listing; installation and capacity not inspected in photos."
],
"overall_score": 80.0,
"rubric_version": "2026-03-NSPIRE-v1"
},
{
"summary": "Overall the property appears well remodeled and near-rent ready. Updated kitchen, appliances, flooring, bathroom, metal roof, newer hot water heater and visible HVAC condenser are strong positives. The main inspection risks visible from photos are missing/unclear safety devices (smoke and CO detectors), unconfirmed deadbolt/locking hardware, and unverified GFCI/electrical panel condition. Addressing these items and running functional tests (HVAC, hot water, electrical/GFCI, detectors) should put the property over the line for a typical Housing Choice Voucher/NSPIRE initial inspection. Expected time to pass after completing minor safety items: 1-4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos and listing show a recent remodel: new 'lifetime' flooring, updated kitchen with stainless fridge/stove/dishwasher, painted walls, new-looking bathroom tile and double vanity, and new-ish front steps/porch finish. Exterior photos show a metal roof and painted foundation. No visible active damage, major stains, or collapsed surfaces. Missing/minor items: small cosmetic finishes (trim touch-ups possible) and no obvious appliance or fixture failures. Overall turnkey cosmetically with only typical minor touch-ups expected."
},
{
"key": "safety_code",
"label": "Safety / Code Risks (NSPIRE)",
"score": 70.0,
"rationale": "No visible exposed wiring, tripping hazards, active leaks, or collapsed ceilings in provided photos. Bedrooms appear to have windows for egress. Entry porch has railing. However, photos do not show smoke detectors or carbon-monoxide detector (required given gas range), and deadbolt on the exterior door is not clearly visible. GFCI outlets in kitchen/bath are not verifiable from images. Crawlspace vents are present but condition and elevation/clearance unknown. These missing/unknown items create a moderate inspection risk that should be addressed before inspection (install/locate detectors, confirm locking hardware, verify GFCI and electrical safety)."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 80.0,
"rationale": "Evidence of an A/C condenser (photo of outdoor unit) and ceiling vents/returns inside suggest an installed HVAC system. Listing cites a 'newer hot water heater' and photos show an updated kitchen range hood and modern appliances (indicating functional gas/electrical connections). The metal roof visible from exterior typically indicates good roof life. Electrical panel not shown and age/condition unknown; plumbing fixtures appear updated and functional in photos. Recommend testing HVAC operation, hot water, and confirming electrical panel condition/GFCI operation prior to inspection."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 85.0,
"rationale": "Yard is level and well-kept; a newer shed is present. Driveway and front walkway/steps appear in good condition; foundation vents are present and painted. Siding/paint and metal roof look intact with no visible roof leaks or fascia problems in photos. Fencing exists in parts of yard. No visible standing water or major drainage problems in provided images, though long-term drainage near foundation cannot be fully verified from photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide detector in photos (required for inspection).",
"Deadbolt/secure keyed locking hardware on exterior door not clearly visible in photos.",
"GFCI protection in kitchen/bath not verifiable from images (inspection risk)."
],
"confidence": 0.75,
"assumptions": [
"Listing text is accurate: hot water heater is newer and appliances shown are present and operable.",
"Utilities (electric, gas, water) can be turned on for inspection and testing.",
"No hidden water intrusion, significant mold, or structural issues exist beyond what is visible in photos.",
"Electrical panel and circuit wiring are intact and meet code, but operation and GFCI protection need verification on site.",
"Window sizes shown meet egress requirements for bedrooms (based on visible windows, but should be field-verified).",
"Crawlspace/foundation condition (moisture, pests, major cracks) is unknown and assumed typical for a maintained 1978 home unless a physical inspection finds otherwise."
],
"overall_score": 80.0,
"rubric_version": "ns_pire_v1.0_photo_assessment_2026-03"
},
{
"summary": "Overall a well-renovated, largely turnkey 3-bed home with updated kitchen, bath, flooring, HVAC, newer hot water heater and metal roof. Major systems appear sound and cosmetic condition is very good. Primary inspection risks are safety-related: rear exterior steps lack a handrail, smoke and carbon monoxide detectors are not shown in photos (installation/placement must be verified), and GFCI protection near wet areas is not confirmed. Addressing those safety items (install/verify alarms and add required handrails/GFCI as needed) should make the property pass an initial HCV/NSPIRE inspection quickly.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repair needs",
"score": 80.0,
"rationale": "Interior appears recently renovated: new 'lifetime' flooring, updated kitchen cabinets/countertops, stainless appliances, remodeled bathroom and fresh paint. Exterior shows a metal roof (noted as newer) and a clean concrete driveway. Minor visible items: some exterior trim/finish touch-ups likely, and the rear exterior stairs lack a handrail. No severe cosmetic or deferred-maintenance evidence in photos. Missing appliances are not an issue here as major appliances are present."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No exposed wiring, visible plumbing fixtures appear functional, egress windows appear present in bedrooms, and entry door(s) look secure. However key safety items are not clearly visible in photos: smoke alarms are not shown, and a CO alarm is not visible despite a gas range — both are required per many local codes and HUD/NSPIRE guidance. The rear steps lack a handrail which is an NSPIRE/inspection safety failure if the rise/number of steps meets thresholds. GFCI outlet protection at sink areas is not clearly shown. These unknowns & the missing rear handrail create moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, electrical, roof, water heater)",
"score": 85.0,
"rationale": "Photos show a functioning central HVAC (ceiling vents and outdoor condensing unit present), stainless appliances including gas range, and listing states a newer hot water heater and metal roof which reduce system risk. No signs of active leaks, water stains, or roof failure in images. Electrical panel not shown but no visible signs of unsafe electrical condition. Overall major systems appear updated and in good condition based on listing and photos."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 80.0,
"rationale": "Metal roof and painted foundation/skirt look intact; yard is large, level, and free of standing water or debris. Newer storage shed present. Concrete driveway and front steps with railing are in good condition. The rear wooden steps lack a handrail (safety concern) and fencing/yard boundary appears older in places but functional. No evidence of structural foundation movement or significant exterior deterioration in photos."
}
],
"red_flags": [
"Rear exterior stairs lack a handrail — unsafe stairs (inspection fail until corrected).",
"No smoke detectors visibly shown in photos — detector installation and placement must be verified.",
"No carbon monoxide alarm visible despite presence of a gas range — CO alarm may be required and should be installed."
],
"confidence": 0.75,
"assumptions": [
"Photos represent current condition throughout the home; no hidden water intrusion or structural damage beyond what is pictured.",
"Metal roof and 'newer' hot water heater mentioned in listing are serviceable and installed per code (no visible roof leaks in photos).",
"Central HVAC is operational because vents and outdoor condensing unit are present; no evidence of missing heating/cooling equipment.",
"Smoke alarms and carbon monoxide alarms are not visible in photos; assume they may be missing or their locations unverified and must be confirmed/installed per local/HUD requirements.",
"Electrical panel location and overall compliance (breaker labeling, absence of double-taps) are unknown; no visible evidence of electrical hazard but should be checked during inspection.",
"GFCI protection at kitchen and bathroom outlets is not clearly visible in images and should be verified/installed if absent.",
"Rear exterior steps shown do not have a handrail and meet the riser/height threshold that requires one; handrail installation will be required."
],
"overall_score": 78.0,
"rubric_version": "ns_prep_v1.0"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "8817 25th St, Metairie, LA, 70003",
"aggregate": {
"summary": "This 3BR/1BA single family home appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after verification/installation of required alarms and minor code items. The interior and exterior show recent renovations (flooring, kitchen, bathroom), a visible central HVAC unit, newer hot water heater (listing), and a metal roof — all strong positives. Primary inspection risks are absence/not-visible smoke and carbon monoxide detectors and unconfirmed GFCI protection and electrical panel condition. With smoke/CO alarms installed and a quick electrical/GFCI check, the property should be ready to rent within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 83.3,
"rationale": "Interior appears recently renovated: new 'lifetime' flooring, fresh paint, updated kitchen cabinets/countertops, stainless appliances (refrigerator, range, dishwasher) present in photos, updated bathroom with tiled tub surround and double vanity. Exterior paint and concrete driveway look sound; front steps and porch railing installed. No visible cracked drywall, collapsed ceilings, or major cosmetic damage. Minor items to verify on-site: a few trim/finish items and verification that all outlet/switch cover plates are present. Overall turnkey cosmetically."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 83.3,
"rationale": "Metal roof visible and appears in good condition; siding/paint and foundation skirt look maintained. Crawlspace vents present. Yard is large, mostly level, and shows a newer storage shed; driveway and front walkway are concrete and in good condition. Backyard steps and railing are recently installed. No evidence of significant drainage/erosion or exterior infestation visible in photos."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & life-safety risks",
"score": 68.3,
"rationale": "No obvious life‑threatening hazards in photos (no sagging/structural failure, no standing water, no collapsed ceilings). Bedrooms show windows (egress likely but dimensions not measured). Central HVAC supply registers visible. However, smoke detectors and carbon monoxide alarms are not visible in photos — NSPIRE requires functioning smoke alarms in corridors/outside sleeping areas and in bedrooms and CO alarms where fuel-burning appliances or an attached garage exist (a gas range is likely). GFCI protection for kitchen/bath outlets not confirmable from images. Electrical panel condition not shown. Because key required detectors/outlet protections are not visible, there is moderate inspection risk until verified/installed."
},
{
"key": "systems_mechanical",
"label": "Major systems (HVAC, plumbing, roof, electrical, water heater)",
"score": 81.7,
"rationale": "Photos show a modern central AC condenser and ceiling HVAC registers; listing notes 'newer hot water heater' and a metal roof (both positive for durability/insurance). Kitchen appliances and vent hood are present and look installed. No visible plumbing leaks, and bathroom fixtures appear new. Electrical panel not shown and no signs of exposed wiring in photos. Given visible functioning HVAC and newer water heater and roof, systems appear in good condition but full on-site verification of electrical panel, GFCI operation, hot water heater installation, and HVAC operation is still needed."
}
],
"red_flags": [],
"confidence": 0.95,
"assumptions": [
"Bedrooms have egress windows that meet size requirements (windows visible in photos but dimensions not measured).",
"The stove shown is a gas range (appearance suggests gas); if gas, a CO alarm will be required near sleeping areas.",
"Electrical panel and service are present and useable (not visible in photos); no major electrical hazards inferred from interior condition.",
"Smoke detectors, CO detectors, and GFCI outlets were not visible in photos and are assumed not verified — they will need confirmation or installation.",
"Crawlspace/foundation is intact with no concealed significant issues; visible foundation skirt and vents appear serviceable.",
"Hot water heater is newer as stated in listing; installation and capacity not inspected in photos."
],
"score_method": "mean_of_criteria",
"overall_score": 79.1,
"rubric_version": "2026-03-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8233307538"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.