Property ID: 8249856765
507 E Oglethorpe Pl, Kenner, LA, 70065
Kenner, LA
Money Down: $35,760
CoC Return: 17.28%
Monthly Cash Flow: $515
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$29,800
Closing Costs
$5,960
Total Down
$35,760
Investment Snapshot
Purchase Price
$149,000
Money Down
$35,760
Cash-on-Cash Return
17.28%
Rent
$1,696
Monthly Cash Flow
$515
Annual Cash Flow
$6,179
Debt Service / Mo
$793
Property Tax / Mo
$106
Insurance / Mo
$112
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$112
Property Tax
$106
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,308
Debt Service
$793
Cash Flow After Debt
$515
Quality Score: 64.50%
Confidence: 92.00%
This single-family home is generally structurally sound and likely passable for an initial HCV/NSPIRE inspection after a focused punch-list. Major building systems appear updated within the last 6–10 years and central HVAC is present. Primary items to address before inspection: verify and install required smoke and CO alarms, confirm electrical panel condition and GFCI protection in kitchen/baths, remove or secure the dilapidated shed, address driveway drop with marking/repair, and perform basic cosmetic repairs and appliance provisioning if required by voucher program. No visual evidence of catastrophic structural or water intrusion issues, so property is likely rent-ready within 2–6 weeks depending on detector/electrical checks and minor repairs.
Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$149,000
Beds
3
Baths
2
Living Area
1,444 sqft
Lot Size
—
Year Built
1979
Days on Market
15
Capital Outlay
$35,760
Debt Service
$793
Property Tax / Mo
$106
Insurance / Mo
$112
Property Description
Call all investors! Property needs updating. Could be 3 or 4 bedrooms. Roof is 8 years old, electric update 6 years ago, plumbing update 8 years ago, HVAC 10 years old, and water heater 10 years old. Brick and hardy board on exterior. Detached shed 8 x 10. Easy access to shopping, hospital, schools, and more! Being sold AS-IS! Please note that there is a drop when pulling in the driveway off of the street (city side).
Utility Allowances
Heating
$70
Property info specifies 'Gas: Natural' and 'Heating Features: Central'. The schedule's Natural Gas option was selected.
Cooking
$12
Property has natural gas. The 'natural_gas' option from the schedule was chosen as it is available and consistent with the property's other utilities.
Water Heating
$24
Property has natural gas. The 'natural_gas' option from the schedule was chosen as it is available and consistent with the property's other utilities.
Other Electric
$67
This is a standard allowance for general electricity (lights, outlets, etc.). It includes the cost for tenant-owned appliances like a refrigerator and microwave, as they were not listed as provided.
Water
$43
Property information specifies 'Water Source: Public', aligning with this standard utility.
Sewer
$46
Property information specifies 'Sewer: City', aligning with this standard utility.
Trash Collection
$25
Trash collection is a standard required service for single-family homes and is included as a tenant-paid utility.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2025
Utility Allowance Source
Effective Date:
Jan 01, 2026
No utility allowance source links available.
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,350
DP3 Annual Estimate$1,350
DP1 Monthly Equivalent$112
DP3 Monthly Equivalent$112
Replacement Value$76,700
Basis1,444 sqft / 1979
Nearby Houses
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3608 E Louisiana State Dr
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3 bd / 2 ba · 1,800 sqft
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3506 E Louisiana State Dr
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Price: $289,900
4 bd / 3 ba · 1,945 sqft
Latest sale: —
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3507 E Louisiana State Dr
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Price: $310,000
4 bd / 2 ba · 1,957 sqft
Latest sale: —
Latest rent: —
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105 Chateau Latour Dr
for_sale · 0.16 mi
Price: $545,000
6 bd / 3 ba · 3,370 sqft
Latest sale: —
Latest rent: —
Properties Used for Comps
No comp properties were returned in this payload.
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing-reported system updates (roof 8 yrs, electric 6 yrs, plumbing 8 yrs, HVAC 10 yrs, water heater 10 yrs) are accurate and systems are operational unless inspection shows otherwise.
- No kitchen appliances are visible in photos; assume stove/fridge may be missing or not included and would need to be provided by owner/landlord.
- Smoke detectors and carbon monoxide detectors are not visible in photos and are assumed missing or not guaranteed to be compliant; installation likely required.
- Bedroom egress windows are assumed to meet local size/egress requirements unless measurement at inspection indicates otherwise.
- Electrical panel, GFCI protection, and outlet cover presence could not be confirmed from photos — assume at least basic code compliance from the listing update but that verification is required at inspection.
- No hidden major structural, foundation, roof-leak, or severe mold conditions are present beyond what is visible in photos; severe hidden defects would lower the score significantly.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,234 | $116,200 | $11,620 |
| 2024 | $1,239 | $116,200 | $11,620 |
| 2023 | $1,014 | $102,200 | $10,220 |
| 2022 | $995 | $102,200 | $10,220 |
| 2021 | $918 | $102,200 | $10,220 |
| 2020 | $909 | $102,200 | $10,220 |
| 2019 | $928 | $102,200 | $10,220 |
| 2018 | $846 | $102,200 | $10,220 |
| 2017 | $846 | $102,200 | $10,220 |
| 2016 | $846 | $102,200 | $10,220 |
| 2015 | $850 | $101,200 | $10,120 |
| 2014 | $847 | $101,200 | $10,120 |
| 2013 | $847 | $101,200 | $10,120 |
| 2012 | $847 | $101,200 | $10,120 |
| 2011 | $856 | $100,600 | $10,060 |
| 2010 | $648 | $100,600 | $10,060 |
| 2009 | $830 | $100,600 | $10,060 |
| 2008 | $637 | — | $10,060 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Listed | $149,000 |
| 2003-01-01 | Sold | $0 |
Photo Gallery
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"land": 3780,
"total": 10220,
"building": 6440
}
},
{
"tax": 846,
"year": 2016,
"market": {
"land": 37800,
"total": 102200,
"building": 64400
},
"assessment": {
"land": 3780,
"total": 10220,
"building": 6440
}
},
{
"tax": 850,
"year": 2015,
"market": {
"land": 37800,
"total": 101200,
"building": 63400
},
"assessment": {
"land": 3780,
"total": 10120,
"building": 6340
}
},
{
"tax": 847,
"year": 2014,
"market": {
"land": 37800,
"total": 101200,
"building": 63400
},
"assessment": {
"land": 3780,
"total": 10120,
"building": 6340
}
},
{
"tax": 847,
"year": 2013,
"market": {
"land": 37800,
"total": 101200,
"building": 63400
},
"assessment": {
"land": 3780,
"total": 10120,
"building": 6340
}
},
{
"tax": 847,
"year": 2012,
"market": {
"land": 37800,
"total": 101200,
"building": 63400
},
"assessment": {
"land": 3780,
"total": 10120,
"building": 6340
}
},
{
"tax": 856,
"year": 2011,
"market": {
"land": 37800,
"total": 100600,
"building": 62800
},
"assessment": {
"land": 3780,
"total": 10060,
"building": 6280
}
},
{
"tax": 648,
"year": 2010,
"market": {
"land": 37800,
"total": 100600,
"building": 62800
},
"assessment": {
"land": 3780,
"total": 10060,
"building": 6280
}
},
{
"tax": 830,
"year": 2009,
"market": {
"land": 37800,
"total": 100600,
"building": 62800
},
"assessment": {
"land": 3780,
"total": 10060,
"building": 6280
}
},
{
"tax": 637,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 10060,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-25",
"price": 149000,
"listing": {
"status": "for_sale",
"list_date": "2026-03-25T17:35:57Z",
"list_price": 149000,
"listing_id": "2992917404",
"last_update_date": "2026-03-26T16:39:49Z",
"last_status_change_date": "2026-03-25T17:35:57Z"
},
"event_name": "Listed",
"price_sqft": 110.37037037037037,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2548916",
"price_change_percentage": null
},
{
"date": "2003-01-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8249856765",
"generated_at": "2026-03-27T02:35:45.573904Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 64.5
},
"utility_allowance": {
"zip_code": "70065",
"home_photo": "https://ap.rdcpix.com/2f34cdd70b06db228612215d2831c242l-m1102696409s-w1280.jpg",
"rent_price": 1696.0,
"loan_amount": 119200.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/507-E-Oglethorpe-Pl_Kenner_LA_70065_M82498-56765",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 149000.0,
"loan_term_years": 30,
"annual_cash_flow": 15695.78,
"mortgage_monthly": 793.04,
"payment_standard": 1983.0,
"total_amount_out": 29800.0,
"additional_photos": [
"https://ap.rdcpix.com/2f34cdd70b06db228612215d2831c242l-m352761627s-w1280.jpg",
"https://ap.rdcpix.com/2f34cdd70b06db228612215d2831c242l-m1884669650s-w1280.jpg",
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"https://ap.rdcpix.com/2f34cdd70b06db228612215d2831c242l-m1184897287s-w1280.jpg",
"https://ap.rdcpix.com/2f34cdd70b06db228612215d2831c242l-m2395580873s-w1280.jpg",
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],
"down_payment_rate": 0.2,
"insurance_monthly": 112.5,
"monthly_cash_flow": 1307.98,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property info specifies 'Gas: Natural' and 'Heating Features: Central'. The schedule's Natural Gas option was selected.",
"utility": "Heating",
"allowance": 70
},
{
"note": "Property has natural gas. The 'natural_gas' option from the schedule was chosen as it is available and consistent with the property's other utilities.",
"utility": "Cooking",
"allowance": 12
},
{
"note": "Property has natural gas. The 'natural_gas' option from the schedule was chosen as it is available and consistent with the property's other utilities.",
"utility": "Water Heating",
"allowance": 24
},
{
"note": "This is a standard allowance for general electricity (lights, outlets, etc.). It includes the cost for tenant-owned appliances like a refrigerator and microwave, as they were not listed as provided.",
"utility": "Other Electric",
"allowance": 67
},
{
"note": "Property information specifies 'Water Source: Public', aligning with this standard utility.",
"utility": "Water",
"allowance": 43
},
{
"note": "Property information specifies 'Sewer: City', aligning with this standard utility.",
"utility": "Sewer",
"allowance": 46
},
{
"note": "Trash collection is a standard required service for single-family homes and is included as a tenant-paid utility.",
"utility": "Trash Collection",
"allowance": 25
}
],
"cash_on_cash_return": 0.53,
"down_payment_amount": 29800.0,
"property_tax_annual": 1271.02,
"property_tax_monthly": 105.92,
"property_tax_increase": 0.03,
"utility_allowance_total": 287.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 6179.29,
"property_management_monthly": 169.6,
"monthly_cash_flow_after_debt": 514.94,
"cash_on_cash_return_after_debt": 0.21
},
"section8_assessment": {
"runs": [
{
"summary": "This single-family home is generally structurally sound and likely passable for an initial HCV/NSPIRE inspection after a focused punch-list. Major building systems appear updated within the last 6–10 years and central HVAC is present. Primary items to address before inspection: verify and install required smoke and CO alarms, confirm electrical panel condition and GFCI protection in kitchen/baths, remove or secure the dilapidated shed, address driveway drop with marking/repair, and perform basic cosmetic repairs and appliance provisioning if required by voucher program. No visual evidence of catastrophic structural or water intrusion issues, so property is likely rent-ready within 2–6 weeks depending on detector/electrical checks and minor repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior and exterior are livable but dated. Tile and flooring appear intact, ceilings show no collapse, and walls/trim are cosmetic-only issues in photos. Bathrooms and kitchen are worn and will need updating; fixtures (bath sink/toilet) are old but appear serviceable. Detached shed is dilapidated and will need removal or repair. No major visible water stains or collapsed finishes. Missing kitchen appliances are not visible in photos and should be considered a moderate add-on rather than a critical failure."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 60.0,
"rationale": "No life-safety hazards (collapsed ceilings, severe mold, visible major electrical arcing) are visible. However, smoke detectors and CO detectors are not visible in interior photos and must be verified/installed to meet NSPIRE. Egress windows appear typical for a single-story house but specific bedroom egress sizing cannot be confirmed from photos. There is a drop at the driveway noted in listing (trip/vehicle hazard) and a small risk from the dilapidated shed. No exposed high-risk wiring seen in provided photos but electrical panel and GFCI presence could not be confirmed."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 75.0,
"rationale": "Listing reports roof replaced ~8 years ago, electrical update ~6 years ago, plumbing ~8 years ago, HVAC and water heater ~10 years. Photos show a central condenser and ceiling vents, supporting presence of central HVAC. No visible signs of active leaks, major roof sagging, or failed systems. Systems appear older but generally updated within last decade; assuming functional but will benefit from service checks (HVAC tune, water heater inspection, electrical labeling)."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 70.0,
"rationale": "Exterior brick/hardy board looks intact with a newer-looking privacy fence and paved rear yard. Front landscaping and rock border show some minor deterioration. Driveway has a noted drop at curb that may be a safety/insurance concern and requires clear signage or ramping for accessibility. Backyard shed is in poor condition and should be removed or secured. No visible standing water or major foundation cracks observed from exterior photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing-reported system updates (roof 8 yrs, electric 6 yrs, plumbing 8 yrs, HVAC 10 yrs, water heater 10 yrs) are accurate and systems are operational unless inspection shows otherwise.",
"No kitchen appliances are visible in photos; assume stove/fridge may be missing or not included and would need to be provided by owner/landlord.",
"Smoke detectors and carbon monoxide detectors are not visible in photos and are assumed missing or not guaranteed to be compliant; installation likely required.",
"Bedroom egress windows are assumed to meet local size/egress requirements unless measurement at inspection indicates otherwise.",
"Electrical panel, GFCI protection, and outlet cover presence could not be confirmed from photos — assume at least basic code compliance from the listing update but that verification is required at inspection.",
"No hidden major structural, foundation, roof-leak, or severe mold conditions are present beyond what is visible in photos; severe hidden defects would lower the score significantly."
],
"overall_score": 67.0,
"rubric_version": "nsPIRE-v1-2026-03"
},
{
"summary": "Moderately ready for Section 8 / HCV but requires some targeted repairs and verification. The property shows solid basic systems (recent electrical/plumbing work and mid-life roof/HVAC per listing) and no visible structural collapse. Primary inspection risks are lack of visible smoke/CO detectors, uncertain bedroom egress sizing, and site hazards (driveway drop, dilapidated shed, uneven patio pavers). Cosmetic and capital updates (kitchen appliances, bathroom fixtures, paint, pavers, shed repair/removal) are needed but are straightforward. Likely could pass an initial HCV inspection after addressing detectors, confirming egress, installing missing appliances or documenting intent, and fixing small site hazards — timeline roughly 2–6 weeks depending on scheduling and repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior appears intact but dated; tile and finish work mostly present. Multiple cosmetic updates needed (paint, bathroom vanity/toilet, kitchen likely needs updating). No obvious collapsed ceilings or exposed subfloor. No kitchen appliances shown (stove/fridge) which reduces readiness but is a capital/turnkey item rather than a safety failure. Overall finish-level repair and cosmetic updating required but no major visible deferred maintenance."
},
{
"key": "safety_code",
"label": "Safety & Code Risk",
"score": 52.0,
"rationale": "Photos show functioning doors/windows and no visible major trip hazards inside. However there are no visible smoke detectors or CO alarms in living/bedroom photos (NSPIRE requires smoke detectors in sleeping areas and hallways). Driveway has a notable drop at curb per listing — potential pedestrian/vehicle safety issue. Window/egress for bedrooms appear present but exact egress size cannot be confirmed. No exposed wiring is visible in photos. Because detectors and egress sizing cannot be confirmed from images, there is a moderate inspection risk."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 70.0,
"rationale": "Listing reports roof ~8 years, electrical update ~6 years, plumbing ~8 years, HVAC and water heater ~10 years. Photos show a condenser outside and ceiling vents, indicating central HVAC is present. No visible active leaks, no collapsed ceilings, and no signs of major system failure in photos. Given system ages and reported updates, mechanical risk is moderate but not high."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 68.0,
"rationale": "Exterior envelope appears generally intact (brick and hardie board). Fenced backyard looks recently replaced; paver patio and yard have uneven/loose pavers and an 8x10 shed that is in poor/dilapidated condition. Driveway curb drop noted in listing presents a site hazard and may need signage/repair. No visible standing water or major foundation settlement observed in photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon monoxide alarms in photos (NSPIRE requirement).",
"Detached shed is dilapidated and may present safety/hazard concerns.",
"Driveway has a documented drop at curb when entering (listing) — potential vehicle/pedestrian safety and trip/egress hazard."
],
"confidence": 0.65,
"assumptions": [
"Listing ages for roof (8y), electrical (6y), plumbing (8y), HVAC (10y), water heater (10y) are accurate and systems are operational.",
"Absence of visible smoke detectors/CO alarms in photos indicates they are not installed or not visible; assume detectors are missing until verified.",
"Bedrooms have windows that likely provide egress but exact opening sizes cannot be confirmed from photos; assume borderline compliance unless measured.",
"Electrical panel and GFCI outlets are not visible in photos; assume recent electrical update (6y) reduced major electrical hazard risk but specific GFCI presence is unknown.",
"No evidence of active roof leaks, foundation movement, collapsed ceilings, or severe mold from provided photos.",
"Kitchen appliances (stove/fridge) are not shown — assume they are missing or not in good condition and will need provision or replacement before move-in.",
"Detached shed is structurally poor and should be repaired or removed; considered a site condition rather than primary structural hazard to the main house.",
"Sold AS-IS statement means seller will not perform repairs; landlord/owner must remediate to meet NSPIRE/HCV requirements prior to inspection."
],
"overall_score": 64.0,
"rubric_version": "ns-p-hcv-v1"
},
{
"summary": "Overall this single-family home appears to be a moderate-risk, mostly cosmetic rehab candidate for a Section 8 initial inspection. Major building systems are reported updated within the past 6–10 years and a central HVAC unit is present. Primary inspection risks from photos are: apparent absence of smoke/CO detectors, possible lack of visible GFCI in wet areas, the dilapidated detached shed, and a driveway drop disclosed by the listing (trip/vehicle hazard). With installation of compliant detectors, verification/installation of GFCI protection where required, removal/repair of the shed, addressing minor finish repairs, and confirming appliances (stove/fridge) and systems operation, the property is likely to pass an initial Housing Choice Voucher / NSPIRE inspection within 2–6 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 65.0,
"rationale": "Interior photos show generally intact finishes (tile flooring, new-ish vinyl plank in a bedroom) but cosmetic deferred maintenance and dated fixtures throughout (bathroom vanity/toilet and kitchen finish work). Listing calls out 'needs updating' and sale AS-IS. No stove/fridge are visible in photos (appliances may be missing) which reduces readiness moderately. Exterior paint and roof show age/staining but no obvious collapse. Detached shed is in poor condition and will need removal/repair. Overall this appears like cosmetic and moderate finish work rather than heavy structural rehab."
},
{
"key": "safety_code",
"label": "Safety and NSPIRE code risk",
"score": 55.0,
"rationale": "Photos do not show smoke or carbon monoxide detectors; their absence would be a fail on initial inspection unless installed prior. Bedroom windows appear present but operability and clear egress dimensions are not confirmed (one window has a window AC installed which can impede egress if not removable). Listing notes a 'drop when pulling in the driveway' which is a trip/vehicle safety concern. Detached shed appears unstable and could be a hazard. No obvious exposed live wiring or collapsed ceilings are visible, and interior appears free of active water intrusion or large mold staining in photos. GFCI protection at kitchen/bath outlets is not verifiable from images. These unknowns create inspection risk and lower the score."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanicals",
"score": 70.0,
"rationale": "Listing states electrical update 6 years ago and plumbing update 8 years ago; roof 8 years old. An outdoor central HVAC unit is visible; HVAC and water heater are about 10 years old per listing which is within serviceable age but may need routine service. No visible active leaks, major roof sagging, or collapsed elements in photos. Because key system updates were reportedly completed within the last 6–10 years and a central unit is present, major system failure is not evident from the images, but age-of-equipment means a pre-inspection service check is advisable."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site",
"score": 60.0,
"rationale": "Front exterior appears intact with brick and hardy board. Roof shows discoloration but no visible collapse. Fenced yard present and paved patio/drive area mostly intact though there are uneven pavers and a noted driveway drop at street access (listing disclosure). The detached 8x10 shed is weathered/damaged and sits on blocks — likely needs repair or removal. No obvious standing water or foundation offsets visible in photos, but drainage patterns are not verifiable from images."
}
],
"red_flags": [
"No visible smoke or carbon monoxide detectors in photos (inspection fail if absent).",
"Dilapidated detached shed on property — potential structural/safety hazard; should be removed or repaired.",
"Driveway pull-in drop disclosed by listing — trip/vehicle hazard that must be noted and mitigated or documented."
],
"confidence": 0.7,
"assumptions": [
"Listing statements about recent updates (roof 8 yrs, electrical 6 yrs, plumbing 8 yrs, HVAC 10 yrs, water heater 10 yrs) are accurate and reflect functional systems unless otherwise noted.",
"No stove or refrigerator are pictured; assume appliances may be missing or not included and should be provided to meet tenant expectations (missing appliances alone are a moderate issue, not an automatic safety fail).",
"Smoke and carbon monoxide detectors are not visible in photos and should be assumed absent until confirmed; they will need to be installed in code locations before inspection.",
"Bedroom windows exist and are operable, but egress size and clear opening are not confirmed from photos; assume typical sized windows but verify egress during pre-inspection.",
"No active roof leaks, major mold growth, or structural foundation movement are visible in photos; assume none present unless discovered on walk-through.",
"Electrical panel and circuit integrity are not visible; assume the 'electric update' is accurate but recommend confirming presence of GFCI outlets in kitchen/bath and that the panel is labeled and intact."
],
"overall_score": 63.0,
"rubric_version": "2026-03-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "507 E Oglethorpe Pl, Kenner, LA, 70065",
"aggregate": {
"summary": "This single-family home is generally structurally sound and likely passable for an initial HCV/NSPIRE inspection after a focused punch-list. Major building systems appear updated within the last 6–10 years and central HVAC is present. Primary items to address before inspection: verify and install required smoke and CO alarms, confirm electrical panel condition and GFCI protection in kitchen/baths, remove or secure the dilapidated shed, address driveway drop with marking/repair, and perform basic cosmetic repairs and appliance provisioning if required by voucher program. No visual evidence of catastrophic structural or water intrusion issues, so property is likely rent-ready within 2–6 weeks depending on detector/electrical checks and minor repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 65.0,
"rationale": "Interior and exterior are livable but dated. Tile and flooring appear intact, ceilings show no collapse, and walls/trim are cosmetic-only issues in photos. Bathrooms and kitchen are worn and will need updating; fixtures (bath sink/toilet) are old but appear serviceable. Detached shed is dilapidated and will need removal or repair. No major visible water stains or collapsed finishes. Missing kitchen appliances are not visible in photos and should be considered a moderate add-on rather than a critical failure."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 66.0,
"rationale": "Exterior brick/hardy board looks intact with a newer-looking privacy fence and paved rear yard. Front landscaping and rock border show some minor deterioration. Driveway has a noted drop at curb that may be a safety/insurance concern and requires clear signage or ramping for accessibility. Backyard shed is in poor condition and should be removed or secured. No visible standing water or major foundation cracks observed from exterior photos."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 55.7,
"rationale": "No life-safety hazards (collapsed ceilings, severe mold, visible major electrical arcing) are visible. However, smoke detectors and CO detectors are not visible in interior photos and must be verified/installed to meet NSPIRE. Egress windows appear typical for a single-story house but specific bedroom egress sizing cannot be confirmed from photos. There is a drop at the driveway noted in listing (trip/vehicle hazard) and a small risk from the dilapidated shed. No exposed high-risk wiring seen in provided photos but electrical panel and GFCI presence could not be confirmed."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical",
"score": 71.7,
"rationale": "Listing reports roof replaced ~8 years ago, electrical update ~6 years ago, plumbing ~8 years ago, HVAC and water heater ~10 years. Photos show a central condenser and ceiling vents, supporting presence of central HVAC. No visible signs of active leaks, major roof sagging, or failed systems. Systems appear older but generally updated within last decade; assuming functional but will benefit from service checks (HVAC tune, water heater inspection, electrical labeling)."
}
],
"red_flags": [],
"confidence": 0.92,
"assumptions": [
"Listing-reported system updates (roof 8 yrs, electric 6 yrs, plumbing 8 yrs, HVAC 10 yrs, water heater 10 yrs) are accurate and systems are operational unless inspection shows otherwise.",
"No kitchen appliances are visible in photos; assume stove/fridge may be missing or not included and would need to be provided by owner/landlord.",
"Smoke detectors and carbon monoxide detectors are not visible in photos and are assumed missing or not guaranteed to be compliant; installation likely required.",
"Bedroom egress windows are assumed to meet local size/egress requirements unless measurement at inspection indicates otherwise.",
"Electrical panel, GFCI protection, and outlet cover presence could not be confirmed from photos — assume at least basic code compliance from the listing update but that verification is required at inspection.",
"No hidden major structural, foundation, roof-leak, or severe mold conditions are present beyond what is visible in photos; severe hidden defects would lower the score significantly."
],
"score_method": "mean_of_criteria",
"overall_score": 64.5,
"rubric_version": "nsPIRE-v1-2026-03",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8249856765"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.