Property ID: 8315203833
367 Queen Julianna Ln, Jackson, MS, 39209
Jackson, MS
Money Down: $15,576
CoC Return: 42.70%
Monthly Cash Flow: $554
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$12,980
Closing Costs
$2,596
Total Down
$15,576
Investment Snapshot
Purchase Price
$64,900
Money Down
$15,576
Cash-on-Cash Return
42.70%
Rent
$1,134
Monthly Cash Flow
$554
Annual Cash Flow
$6,651
Debt Service / Mo
$345
Property Tax / Mo
$85
Insurance / Mo
$36
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,134
Payment Standard
$1,520
Rent
$1,134
Insurance
$36
Property Tax
$85
Management
$113
Utilities Allowance
$386
NOI (Monthly)
$900
Debt Service
$345
Cash Flow After Debt
$554
Quality Score: 68.50%
Confidence: 95.00%
Overall the property appears rentable with mostly cosmetic updates already completed and no visible structural collapse or life‑threatening hazards. Main inspection risks are: missing/must‑verify smoke & CO detectors, roof/gutter debris from large pine trees, and unknown operational status of HVAC, water heater and electrical panel. With 1–4 days of verification (install detectors, confirm HVAC/hot water, supply missing appliances) plus cleaning/roof/gutter and minor exterior vegetation work, this should be ready for an initial HCV/NSPIRE inspection within 2–4 weeks. Budget modest repairs and system verifications before listing for voucher tenancy.
Section 8 Payment Standard
$1,520
Utility Allowance Total
$386
Guaranteed Section 8 Rent (PS - Utilities)
$1,134
Property Management
$113
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$64,900
Beds
4
Baths
1
Living Area
1,324 sqft
Lot Size
9,583 sqft
Year Built
1959
Days on Market
12
Capital Outlay
$15,576
Debt Service
$345
Property Tax / Mo
$85
Insurance / Mo
$36
Property Description
Welcome to this inviting residential property located in an established Jackson neighborhood. The home offers a functional layout with comfortable living spaces, providing a great opportunity for a variety of housing needs. Enjoy a practical floor plan with ample natural light and room to personalize. The property features a spacious yard suitable for outdoor enjoyment, gardening, or relaxation. Conveniently located near major roadways, shopping, dining, and local services, this home offers easy access to everyday essentials while maintaining a residential setting. A great option for buyers seeking value and potential in the Jackson area.
Utility Allowances
Air Conditioning
$16
The property includes 'Central Air' cooling. The allowance is the fixed value for a 4-bedroom unit from the schedule.
Cooking
$10
A range is provided. Natural gas is assumed to be the fuel source based on the 'Natural Gas Available' listing in the property details. The 'natural_gas' option was selected.
Heating
$26
The property has 'Central' heating. Natural gas is assumed to be the fuel source based on the 'Natural Gas Available' listing in the property details. The 'natural_gas' option was selected.
Other Electric
$88
This is a standard fixed allowance for general electricity usage (lights, small appliances, etc.) for a 4-bedroom unit.
Sewer
$70
Property details specify 'Public Sewer,' so the fixed allowance for a 4-bedroom unit is applied.
Trash Collection
$37
This is a standard utility for a single-family home and is assumed to be the tenant's responsibility. The allowance is a fixed value from the schedule.
Water
$116
Property details specify 'Public' water source, so the fixed allowance for a 4-bedroom unit is applied.
Water Heating
$23
The water heater fuel type is not specified. Natural gas was selected for consistency with other assumed gas appliances (heating, cooking).
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$411
DP3 Annual Estimate$450
DP1 Monthly Equivalent$34
DP3 Monthly Equivalent$38
Replacement Value$27,680
Basis1,324 sqft / 1959
Nearby Houses
Photo unavailable
354 Queen Alexandria Ln
off_market · 0.03 mi
Price: $130,000
2 bd / 2 ba · 1,248 sqft
Latest sale: —
Latest rent: —
Photo unavailable
379 Queen Julianna Ln
sold · 0.03 mi
Price: $59,000
3 bd / 2 ba · 1,526 sqft
Latest sale: — on Oct 23, 2024
Latest rent: $1,275 on Nov 05, 2024
Photo unavailable
380 Queen Julianna Ln
sold · 0.05 mi
Price: $45,000
3 bd / 2 ba · 1,462 sqft
Latest sale: — on Jun 08, 2023
Latest rent: $1,525 on May 10, 2024
Photo unavailable
403 Queen Julianna Ln
off_market · 0.06 mi
Price: $64,900
4 bd / 2 ba · 1,324 sqft
Latest sale: —
Latest rent: —
Photo unavailable
338 Queen Julianna Ln
sold · 0.08 mi
Price: $69,900
4 bd / 2 ba · 1,336 sqft
Latest sale: — on Jan 29, 2025
Latest rent: $1,050 on Feb 16, 2025
Photo unavailable
407 Queen Theresa Ln
sold · 0.09 mi
Price: $55,000
4 bd / 1 ba · 1,012 sqft
Latest sale: — on Nov 28, 2023
Latest rent: —
Photo unavailable
326 Queen Margaret Ln
sold · 0.11 mi
Price: $79,900
3 bd / 1 ba · 1,029 sqft
Latest sale: — on Oct 30, 2024
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Large trees and heavy pine-needle accumulation on roof and in gutters — increases roof leak and drainage risk; requires immediate cleaning and ongoing trimming.
- No visible smoke detectors or CO alarms in photos — NSPIRE require functioning detectors; must be installed/verified prior to inspection.
- Major systems not fully documented: no photos of HVAC condenser, water heater, or electrical panel — must verify operational status and safety.
- Vegetation touching siding/foundation on one side — risk of moisture/pest intrusion; needs trimming.
Assumptions
- Interior plumbing fixtures, hot water, and electrical service are present and functional but were not photographed — assumed operable unless inspection shows otherwise.
- Central HVAC exists and vents shown indicate a functional forced-air system; assumed operational until verified by testing.
- Bedrooms have code-acceptable egress windows based on visible window types; full measurements not available.
- Kitchen appliances (stove/refrigerator) are not shown and assumed missing or not guaranteed; appliances counted as moderate repairs/capital expense.
- No visible interior mold, major pest infestation, or hidden structural damage inferred from photos; heavy roof debris raises increased risk of leaks but no active leaks are visible in interior photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $991 | $34,180 | $5,127 |
| 2023 | $986 | $34,180 | $5,127 |
| 2021 | $978 | $33,900 | $5,085 |
| 2020 | $965 | $33,650 | $5,048 |
| 2019 | $966 | $33,650 | $5,048 |
| 2018 | $955 | $33,650 | $5,048 |
| 2017 | $956 | $33,650 | $5,048 |
| 2016 | $931 | $33,650 | $5,048 |
| 2015 | $875 | $32,600 | $4,890 |
| 2014 | $874 | $32,600 | $4,890 |
| 2013 | $850 | $32,600 | $4,890 |
| 2012 | $850 | $32,600 | $4,890 |
| 2011 | $850 | $33,070 | $4,961 |
| 2010 | $845 | $33,070 | $4,961 |
| 2009 | $845 | $33,070 | $4,961 |
| 2008 | $845 | $29,510 | $4,427 |
| 2007 | $762 | $29,510 | $4,427 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Listed | $64,900 |
| 2026-01-01 | Listing removed | $0 |
| 2025-11-16 | Price Changed | $69,900 |
| 2025-09-30 | Listed | $79,900 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-09-13 | Listed for rent | $925 | — |
| 2024-10-25 | Listed for rent | $950 | — |
| 2024-08-16 | Listed for rent | $1,025 | — |
| 2022-05-19 | Listed for rent | $800 | — |
| 2018-10-01 | Listed for rent | $800 | — |
Photo Gallery
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"annual_cash_flow_after_debt": 6650.87,
"property_management_monthly": 113.4,
"monthly_cash_flow_after_debt": 554.24,
"cash_on_cash_return_after_debt": 0.51
},
"section8_assessment": {
"runs": [
{
"summary": "Overall the property appears rentable with mostly cosmetic updates already completed and no visible structural collapse or life‑threatening hazards. Main inspection risks are: missing/must‑verify smoke & CO detectors, roof/gutter debris from large pine trees, and unknown operational status of HVAC, water heater and electrical panel. With 1–4 days of verification (install detectors, confirm HVAC/hot water, supply missing appliances) plus cleaning/roof/gutter and minor exterior vegetation work, this should be ready for an initial HCV/NSPIRE inspection within 2–4 weeks. Budget modest repairs and system verifications before listing for voucher tenancy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show recent cosmetic refresh: painted walls, new/like-new vinyl plank flooring, intact trim. No visible water stains on ceilings or major drywall damage. Exterior paint and siding appear intact. Observable deferred items: heavy pine-needle/debris accumulation on roof (needs cleaning), some exterior trim/soffit may need touch-up, yard vegetation close to house trimming required. Listing/photos do not show kitchen appliances (stove/fridge) — missing appliances will require provisioning but are a moderate, easy-to-fix item. Overall mostly cosmetic and minor repairs rather than major rehab."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 65.0,
"rationale": "No visible smoke detectors or carbon monoxide detectors in provided interior photos (likely needed). Entry door shown with lockset; deadbolt presence is uncertain from photos. Windows appear to provide egress in bedrooms but sizes can't be fully verified — likely acceptable given window types. No visible exposed wiring or obvious electrical hazards in photos; exterior cable/conduit appears routed along siding and intact. Ceiling appears sound with no sagging or collapse. Gutters and roof valleys are clogged with pine debris which elevates water intrusion/roof-leak risk. GFCI presence in kitchen/bath not visible. Plumbing fixtures, hot water availability, and electrical panel condition not shown. Given lack of visible life-threatening hazards but several unknowns and missing detectors, there is some NSPIRE risk that will require verification/installation."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 60.0,
"rationale": "Ceiling round supply/return vents visible indicating a central HVAC duct system likely present, but no exterior HVAC unit photo to confirm age/operation. No water heater or electrical panel photos provided. Roof appears older with heavy debris; shingles condition not fully visible — potential for pending roof maintenance. Exterior electrical/weatherhead not clearly shown. Given evidence of a functioning forced-air distribution (vents) and absence of visible active leaks, but with unknowns on HVAC operational status, water heater and panel, systems score is moderate and will require verification or minor service."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Large level lot, driveway intact, walkways appear serviceable. Siding is painted and mostly intact. Significant concerns: multiple large pine trees immediately adjacent to the roof and gutters, heavy accumulation of needles on roof and in gutters (increases roof/gutter failure and drainage risk). Vegetation encroaches near foundation on one side and should be cut back. No visible foundation cracking or severe settlement in photos; no standing water observed. Overall site is functional but requires tree maintenance and gutter/roof cleaning to mitigate risk."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Large trees and heavy pine-needle accumulation on roof and in gutters — increases roof leak and drainage risk; requires immediate cleaning and ongoing trimming.",
"No visible smoke detectors or CO alarms in photos — NSPIRE require functioning detectors; must be installed/verified prior to inspection.",
"Major systems not fully documented: no photos of HVAC condenser, water heater, or electrical panel — must verify operational status and safety.",
"Vegetation touching siding/foundation on one side — risk of moisture/pest intrusion; needs trimming."
],
"confidence": 0.65,
"assumptions": [
"Interior plumbing fixtures, hot water, and electrical service are present and functional but were not photographed — assumed operable unless inspection shows otherwise.",
"Central HVAC exists and vents shown indicate a functional forced-air system; assumed operational until verified by testing.",
"Bedrooms have code-acceptable egress windows based on visible window types; full measurements not available.",
"Kitchen appliances (stove/refrigerator) are not shown and assumed missing or not guaranteed; appliances counted as moderate repairs/capital expense.",
"No visible interior mold, major pest infestation, or hidden structural damage inferred from photos; heavy roof debris raises increased risk of leaks but no active leaks are visible in interior photos."
],
"overall_score": 71.0,
"rubric_version": "2026-02-16_v1"
},
{
"summary": "Overall this 4BR single-family appears in mostly good cosmetic condition and would likely pass many Section 8/NSPIRE checkpoints after modest prep work (install/verify smoke & CO alarms, GFCI checks, verify HVAC and hot water operation, clean roof/gutters, confirm/repair any kitchen appliances). Key risks are roof/gutter debris from large trees, unverified detectors/GFCIs, and unobserved mechanicals (water heater, electrical panel). With targeted repairs and verification (most are minor/repair or capital-only), the property is likely rent-ready within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior photos show recently installed vinyl plank flooring, fresh paint, intact trim and doors — minor cosmetic work appears completed. Exterior siding and paint look serviceable. Missing kitchen photos and no visible appliances in the listing/photos reduce turnkey readiness modestly (appliances are an easy-to-fix, capital-only item). Minor cleanup (roof debris, yard tidy) likely needed but no obvious deferred structural finish failures in the images."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 65.0,
"rationale": "Entry door has a keyed lock and appears secure. Outlets have covers and no exposed wiring is apparent inside. Windows appear operable and likely provide egress, but bedroom egress and GFCI protection in kitchen/bath cannot be confirmed from photos. Smoke/CO detectors are not clearly visible in bedrooms (one small ceiling device in a public area is ambiguous). Large tree overhang and heavy pine-needle accumulation on the roof/gutters present an elevated risk for leaks and water intrusion if not cleaned — this is a common NSPIRE failure point if it causes active leaks or missing/ nonfunctional detectors. Plumbing/hot water operational status not shown. Overall moderate NSPIRE risk due to unverified detectors, GFCIs, and water/roof drainage."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, plumbing, electrical, roof)",
"score": 60.0,
"rationale": "Ceiling supply/return vents visible suggesting a central HVAC duct system, but no exterior condenser or mechanicals are shown and operation is unverified. Roof shows significant pine-needle accumulation which can accelerate shingle wear and clog gutters; no visible sagging but roof condition and age are unknown. Electrical panel and water heater are not visible in photos. Given the house age (1959) and visible roof debris, there is moderate risk that one or more systems will require service or replacement; however there are no visible active failures (no collapsed ceilings, no standing water, no obvious fire damage)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Yard and driveway are functional and level; sidewalks/driveway show no major cracking. Siding appears intact and painted; foundation appears stable from images with no obvious large cracks or settling. Overgrown shrubbery and a very large pine directly adjacent to the roof are concerns (root/soil disturbance and falling limb risk). Gutters/roof debris accumulation visible and will need cleaning to prevent drainage/roof issues. No clear evidence of infestation or severe exterior neglect in photos."
},
{
"key": "rental_history_activity",
"label": "Rental History / Market Activity (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Large pine tree directly adjacent to/overhanging roof — increased risk of roof damage and fallen limbs.",
"Roof heavily covered with pine needles/debris and likely gutter clogging — elevated risk of leaks if not cleaned.",
"Smoke/CO detectors and required GFCI protection not clearly visible in bedrooms/kitchen — NSPIRE failure risk without installation/verification.",
"Major systems (water heater, electrical panel, exterior HVAC unit) not shown/verified in photos — mechanical/service unknown and could delay pass if nonfunctional."
],
"confidence": 0.65,
"assumptions": [
"Interior mechanicals (water heater, electrical panel) and exterior HVAC condenser exist but were not photographed; assumed present but unverified.",
"Kitchen appliances (stove, refrigerator) are not visible in the photos and are assumed missing or unconfirmed; treated as capital items that reduce turnkey score moderately.",
"At least one ceiling-mounted alarm/device exists in public area (photo), but smoke detectors in each bedroom and a hallway detector required by NSPIRE are not confirmed and assumed possibly missing.",
"Windows shown will meet egress requirements for at least some bedrooms, but full egress compliance for all bedrooms is unverified from photos.",
"No active interior water stains, mold, or structural sagging were observed in the supplied photos; assumed absent unless discovered on an in-person inspection."
],
"overall_score": 71.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the property appears largely sound cosmetically and likely rentable with minor repairs and verification of safety/systems. Interior finishes look updated; exterior and roof need cleaning and vegetation management. The main inspection risks are unverified life‑safety items (smoke/CO alarm placement, GFCI in wet areas), unknown operational status of HVAC and water heater, and loose exterior cable/roof debris from large overhanging trees. With a short checklist (install/verify smoke & CO alarms, confirm hot water and HVAC operation, clear roof/gutters, secure exterior wiring and trim vegetation, supply/install missing appliances if necessary) this property is likely to pass an initial HCV/NSPIRE inspection within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior photos show recently painted walls and new/very good condition LVP flooring; ceilings are intact with no visible collapse or stains. Exterior siding appears intact and the driveway is serviceable. No major cosmetic failure observed. Missing information: kitchen appliances and bathroom fixtures are not shown; if appliances are absent they are an easy-to-fix capital item but will reduce tenant readiness unless supplied. Minor repairs likely needed: roof debris removal, trim/paint touch-ups, cut back vegetation touching siding, secure loose exterior cable. Overall condition suggests light-to-moderate cosmetic work only, not major rehab."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance (NSPIRE risk)",
"score": 65.0,
"rationale": "No visible active life‑threatening hazards in photos (no collapsed ceilings, no standing water, no visible major foundation movement). Ceiling vents present suggesting central HVAC ducts. Electrical outlets are covered in photos and no exposed interior wiring is visible. However, I could not confirm required smoke detectors/CO alarms in locations required by NSPIRE (hallway & bedrooms) — only an ambiguous ceiling device is visible in one image and could be a vent. Egress windows appear present in bedrooms but exact sizes and sill heights are not confirmed. Exterior shows a loose cable along the siding that could be an electrical/hazard concern if it is power/service cable and not secure. GFCI presence in kitchen/bath and hot water availability are not documented. Because critical life-safety items (smoke/CO placement, GFCI, verified hot water and connected safe electrical service) cannot be confirmed from photos, there is moderate NSPIRE risk that will need a short checklist fix or verification before passing inspection."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, electrical, plumbing, roof)",
"score": 62.0,
"rationale": "Visible ceiling swirl vents indicate a central forced‑air system likely exists but no outdoor condensing unit or furnace is shown in photos. Water heater, electrical service panel and HVAC equipment are not visible so condition is unverified. Roof shows significant pine needle/debris accumulation and large trees overhang the roofline — this increases risk of clogged gutters, shingle damage and future leaks and indicates the roof may be aged. No obvious sagging, active leaks or collapsed elements visible. Given the unknown status of water heater, HVAC operation, and electrical panel, score is conservative: systems are likely present but require verification / service and roof clearing."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 72.0,
"rationale": "Large, flat yard with usable space and a concrete driveway; no visible major erosion or standing water in photos. Siding and foundation appear generally intact and level. However, multiple mature trees and vegetation are immediately adjacent to the house and roof (pine needles visible on roof) — this increases pest/moisture/roof-wear risk. Exterior cable along side of house is loosely attached and vegetation is touching siding. Landscaping cleanup, trimming back shrubs, and roof/gutter cleaning are recommended prior to tenancy. No obvious severe exterior neglect or foundation movement visible."
},
{
"key": "rental_history_activity",
"label": "Recent Rental Activity (last 5 years) - bonus",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [
"Electrical hazards: loose/poorly secured exterior cable along the siding visible in photos — requires electrician verification and secure fastening.",
"Roof debris / tree overhang: large mature trees over roof with heavy pine‑needle accumulation; increases risk of blocked gutters, shingle wear and future leaks — roof and gutters need cleaning and inspection.",
"Vegetation touching siding: shrubs and growth near foundation and siding that increase moisture and pest risk and should be trimmed back prior to tenancy."
],
"confidence": 0.65,
"assumptions": [
"Interior mechanical equipment (furnace/AC and water heater) are present but were not photographed; score assumes they exist and are serviceable but require verification.",
"Kitchen and bathroom fixtures exist but appliances (stove/fridge) may not be present in photos; missing appliances are treated as capital items that reduce readiness but not safety fail.",
"The small round ceiling devices visible in images are not confirmed as smoke detectors; assume at least one detector exists but bedroom and hallway placement may be insufficient without additional alarms.",
"Exterior loose cable is assumed to be low-voltage or service cable but may be an electrical hazard if it is power/service wiring; recommendation is to have a licensed electrician verify and secure it.",
"No active roof leaks or interior water stains are visible; assume none reported but roof debris and tree overhang increase risk of future leaks and warrant cleaning/service.",
"Windows in bedrooms provide egress sized appropriately per typical build for 1959-era homes, but exact measurements were not provided and should be confirmed."
],
"overall_score": 70.0,
"rubric_version": "nsPIRE-2025-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "367 Queen Julianna Ln, Jackson, MS, 39209",
"aggregate": {
"summary": "Overall the property appears rentable with mostly cosmetic updates already completed and no visible structural collapse or life‑threatening hazards. Main inspection risks are: missing/must‑verify smoke & CO detectors, roof/gutter debris from large pine trees, and unknown operational status of HVAC, water heater and electrical panel. With 1–4 days of verification (install detectors, confirm HVAC/hot water, supply missing appliances) plus cleaning/roof/gutter and minor exterior vegetation work, this should be ready for an initial HCV/NSPIRE inspection within 2–4 weeks. Budget modest repairs and system verifications before listing for voucher tenancy.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 76.0,
"rationale": "Interior photos show recent cosmetic refresh: painted walls, new/like-new vinyl plank flooring, intact trim. No visible water stains on ceilings or major drywall damage. Exterior paint and siding appear intact. Observable deferred items: heavy pine-needle/debris accumulation on roof (needs cleaning), some exterior trim/soffit may need touch-up, yard vegetation close to house trimming required. Listing/photos do not show kitchen appliances (stove/fridge) — missing appliances will require provisioning but are a moderate, easy-to-fix item. Overall mostly cosmetic and minor repairs rather than major rehab."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.7,
"rationale": "Large level lot, driveway intact, walkways appear serviceable. Siding is painted and mostly intact. Significant concerns: multiple large pine trees immediately adjacent to the roof and gutters, heavy accumulation of needles on roof and in gutters (increases roof/gutter failure and drainage risk). Vegetation encroaches near foundation on one side and should be cut back. No visible foundation cracking or severe settlement in photos; no standing water observed. Overall site is functional but requires tree maintenance and gutter/roof cleaning to mitigate risk."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 65.0,
"rationale": "No visible smoke detectors or carbon monoxide detectors in provided interior photos (likely needed). Entry door shown with lockset; deadbolt presence is uncertain from photos. Windows appear to provide egress in bedrooms but sizes can't be fully verified — likely acceptable given window types. No visible exposed wiring or obvious electrical hazards in photos; exterior cable/conduit appears routed along siding and intact. Ceiling appears sound with no sagging or collapse. Gutters and roof valleys are clogged with pine debris which elevates water intrusion/roof-leak risk. GFCI presence in kitchen/bath not visible. Plumbing fixtures, hot water availability, and electrical panel condition not shown. Given lack of visible life-threatening hazards but several unknowns and missing detectors, there is some NSPIRE risk that will require verification/installation."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 60.7,
"rationale": "Ceiling round supply/return vents visible indicating a central HVAC duct system likely present, but no exterior HVAC unit photo to confirm age/operation. No water heater or electrical panel photos provided. Roof appears older with heavy debris; shingles condition not fully visible — potential for pending roof maintenance. Exterior electrical/weatherhead not clearly shown. Given evidence of a functioning forced-air distribution (vents) and absence of visible active leaks, but with unknowns on HVAC operational status, water heater and panel, systems score is moderate and will require verification or minor service."
}
],
"red_flags": [
"Large trees and heavy pine-needle accumulation on roof and in gutters — increases roof leak and drainage risk; requires immediate cleaning and ongoing trimming.",
"No visible smoke detectors or CO alarms in photos — NSPIRE require functioning detectors; must be installed/verified prior to inspection.",
"Major systems not fully documented: no photos of HVAC condenser, water heater, or electrical panel — must verify operational status and safety.",
"Vegetation touching siding/foundation on one side — risk of moisture/pest intrusion; needs trimming."
],
"confidence": 0.95,
"assumptions": [
"Interior plumbing fixtures, hot water, and electrical service are present and functional but were not photographed — assumed operable unless inspection shows otherwise.",
"Central HVAC exists and vents shown indicate a functional forced-air system; assumed operational until verified by testing.",
"Bedrooms have code-acceptable egress windows based on visible window types; full measurements not available.",
"Kitchen appliances (stove/refrigerator) are not shown and assumed missing or not guaranteed; appliances counted as moderate repairs/capital expense.",
"No visible interior mold, major pest infestation, or hidden structural damage inferred from photos; heavy roof debris raises increased risk of leaks but no active leaks are visible in interior photos."
],
"score_method": "mean_of_criteria",
"overall_score": 68.5,
"rubric_version": "2026-02-16_v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8315203833"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.