Property ID: 8321745061
707 Center Way S, Birmingham, AL, 35205
Birmingham, AL
Money Down: $31,200
CoC Return: 14.56%
Monthly Cash Flow: $378
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$26,000
Closing Costs
$5,200
Total Down
$31,200
Investment Snapshot
Purchase Price
$130,000
Money Down
$31,200
Cash-on-Cash Return
14.56%
Rent
$1,347
Monthly Cash Flow
$378
Annual Cash Flow
$4,541
Debt Service / Mo
$692
Property Tax / Mo
$82
Insurance / Mo
$60
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$1,347
Payment Standard
$1,870
Rent
$1,347
Insurance
$60
Property Tax
$82
Management
$135
Utilities Allowance
$523
NOI (Monthly)
$1,070
Debt Service
$692
Cash Flow After Debt
$378
Quality Score: 77.00%
Confidence: 75.00%
Overall this property appears to be near turnkey for Section 8 tenancy. The interior and exterior photos and the listing indicate recent renovation, a relatively new HVAC and roof, functioning plumbing fixtures, and smoke detectors. The biggest unknowns from photos are GFCI protection in kitchen/bath, the electrical panel and water heater condition, and whether any window security bars block emergency egress (quick-release). Missing appliances are intentional per listing and are a moderate, non-critical issue. Expected outcome: likely pass an initial HCV/NSPIRE inspection after confirming GFCI outlets (or installing), verifying CO detector requirements, confirming window egress/bar quick-release, and documenting serviceable water heater and electrical panel. Time-to-rent: likely within 1–4 weeks for inspection readiness if outstanding minor items are addressed.
Section 8 Payment Standard
$1,870
Utility Allowance Total
$523
Guaranteed Section 8 Rent (PS - Utilities)
$1,347
Property Management
$135
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$130,000
Beds
3
Baths
1
Living Area
1,198 sqft
Lot Size
5,227 sqft
Year Built
1920
Days on Market
111
Capital Outlay
$31,200
Debt Service
$692
Property Tax / Mo
$82
Insurance / Mo
$60
Property Description
Public: Rare opportunity to acquire 4 fully-leased residential properties with GUARANTEED SECTION 8 RENTAL INCOME. This turnkey investment features FOUR COMPLETELY RENOVATED HOMES, all generating immediate cash flow. ROOF and HVAC LESS THAN FIVE YEARS OLD. NEW PAINT and LIGHT FIXTURES. TENANTS REQUIRED TO BRING OWN APPLIANCES, WHICH GREATLY REDUCES MAINTENANCE REQUESTS. Section 8 tenants provide dependable, consistent income with reduced vacancy risk. AVAILABLE AS A COMPLETE PORTFOLIO for maximum return OR SOLD SEPARATELY to accommodate various investment goals. Ideal for both seasoned investors looking to expand and newcomers seeking stable, hands-off income properties. Please DO NOT approach or disturb tenants regarding the property's sale. Direct all questions to the listing agent. RENTAL INCOME DETAILS AVAILABLE UPON REQUEST. NO SHOWINGS UNTIL UNDER CONTRACT AND IN DUE DILIGENCE PERIOD.
Utility Allowances
Heating
$93
The property has central heating, but the fuel type is not specified. Electric heating (via Ala Power) was chosen as it is a common utility provider in the area and is the more expensive option compared to natural gas, following the assumption rule for ambiguity.
Cooling
$22
Property has 'Central Air'. 'Alabama Power' is selected as it is a major provider in Birmingham and the most expensive option on the schedule.
Water Heating
$56
The fuel source for water heating is not specified. Electric (via Ala Power) was chosen to be consistent with the heating selection and as it is the more expensive option.
Cooking
$21
Property description states tenants bring their own appliances. Electric was chosen for cooking fuel, consistent with the electric heating selection and as the most expensive option among the common providers.
Other Electric
$68
This covers general electricity usage. 'Alabama Power' is selected to maintain consistency with other electric utilities and it is the most expensive provider listed.
Water
$78
Property details indicate a 'Public' water source. 'Water: Birmingham' is selected as the most relevant and expensive option for a property in Birmingham.
Sewer
$151
Property details state 'Public Sewer'. The allowance is a fixed value from the schedule for this utility.
Trash Collection
$20
The property is in Jefferson County. 'Jefferson City (Once per week)' is assumed to be the most applicable service provider from the schedule.
Refrigerator
$8
The listing states 'TENANTS REQUIRED TO BRING OWN APPLIANCES', so the refrigerator is treated as a tenant-owned utility.
Range/Microwave
$6
The listing states 'TENANTS REQUIRED TO BRING OWN APPLIANCES', so the cooking range/microwave is treated as a tenant-owned utility.
Source References
Payment Standard Source
Effective Date:
Jan 01, 2026
Utility Allowance Source
Effective Date:
Jan 01, 2026
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$579
DP3 Annual Estimate$862
DP1 Monthly Equivalent$48
DP3 Monthly Equivalent$72
Replacement Value$62,900
Basis1,198 sqft / 1920
Nearby Houses
Photo unavailable
16 16th Ave S
sold · 0.05 mi
Price: $133,500
3 bd / 3 ba · 1,440 sqft
Latest sale: $133,500 on Sep 13, 2022
Latest rent: $1,300 on Nov 07, 2025
Photo unavailable
29 16th Ave S
sold · 0.05 mi
Price: $45,000
3 bd / 2 ba · 1,652 sqft
Latest sale: $45,000 on Sep 17, 2025
Latest rent: —
Photo unavailable
17 7th Ave S
sold · 0.07 mi
Price: $86,500
3 bd / 1 ba · 1,191 sqft
Latest sale: $86,500 on Jul 30, 2020
Latest rent: —
Photo unavailable
17 16th Ave S
sold · 0.08 mi
Price: $120,000
2 bd / 1 ba · 1,256 sqft
Latest sale: $120,000 on Mar 08, 2022
Latest rent: —
Photo unavailable
1613 Center Way S
sold · 0.08 mi
Price: $30,000
6 bd / — ba
Latest sale: $30,000 on Oct 03, 2016
Latest rent: —
Photo unavailable
12 7th Ave S
sold · 0.08 mi
Price: $21,000
3 bd / 1 ba · 1,198 sqft
Latest sale: $21,000
Latest rent: —
Photo unavailable
614 1st St S
sold · 0.08 mi
Price: $201,000
12 bd / 12 ba
Latest sale: $201,000
Latest rent: —
Photo unavailable
51 16th Ave S Lot 11
off_market · 0.09 mi
Price: $14,505
— bd / — ba
Latest sale: —
Latest rent: —
Photo unavailable
18 17th Ave S
sold · 0.10 mi
Price: $14,000
3 bd / 1 ba
Latest sale: $14,000
Latest rent: —
Photo unavailable
9 16th Ave S
sold · 0.10 mi
Price: $70,000
3 bd / 1 ba · 1,136 sqft
Latest sale: $70,000
Latest rent: —
Photo unavailable
40 17th Ave S
sold · 0.10 mi
Price: $13,900
4 bd / — ba
Latest sale: $13,900
Latest rent: —
Photo unavailable
8 17th Ave S
for_sale · 0.12 mi
Price: $89,000
3 bd / 1 ba · 1,232 sqft
Latest sale: $52,500
Latest rent: —
Photo unavailable
27 5th Ct S
sold · 0.12 mi
Price: $38,000
2 bd / 1 ba · 754 sqft
Latest sale: $38,000
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Listing statement that roof and HVAC are less than five years old is accurate and reflects functional systems.
- Tenants currently provide appliances as stated; therefore missing stove/refrigerator is intentional and not an inspection-failing condition by itself.
- Smoke detector(s) visible in photos are functional; battery/power status not confirmed.
- Electrical panel, water heater, GFCI outlets, and CO alarm presence/function are not shown in photos and therefore their condition is unknown.
- Window grilles visible are decorative/exterior; assumption made that they may or may not have quick-release mechanisms (unknown).
- No major hidden water intrusion, mold, or pest infestation is present beyond what is visible in photos; however older homes have higher probability of hidden issues.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $954 | $72,900 | $14,580 |
| 2015 | $202 | $37,500 | $3,760 |
| 2013 | $192 | $29,700 | $2,980 |
| 2012 | $212 | $40,100 | $4,010 |
| 2011 | $198 | $38,000 | $3,800 |
| 2010 | $198 | $38,000 | $3,800 |
| 2009 | $198 | $38,000 | $3,800 |
| 2008 | $203 | $38,800 | $3,880 |
| 2007 | $184 | $35,700 | $3,570 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2024-07-19 | Sold | $68,000 |
Rental History
| Date | Event | Price | Source |
|---|---|---|---|
| 2025-02-23 | Listed for rent | $1,250 | — |
| 2024-09-21 | Listed for rent | $1,250 | — |
Photo Gallery
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"allowance": 68
},
{
"note": "Property details indicate a 'Public' water source. 'Water: Birmingham' is selected as the most relevant and expensive option for a property in Birmingham.",
"utility": "Water",
"allowance": 78
},
{
"note": "Property details state 'Public Sewer'. The allowance is a fixed value from the schedule for this utility.",
"utility": "Sewer",
"allowance": 151
},
{
"note": "The property is in Jefferson County. 'Jefferson City (Once per week)' is assumed to be the most applicable service provider from the schedule.",
"utility": "Trash Collection",
"allowance": 20
},
{
"note": "The listing states 'TENANTS REQUIRED TO BRING OWN APPLIANCES', so the refrigerator is treated as a tenant-owned utility.",
"utility": "Refrigerator",
"allowance": 8
},
{
"note": "The listing states 'TENANTS REQUIRED TO BRING OWN APPLIANCES', so the cooking range/microwave is treated as a tenant-owned utility.",
"utility": "Range/Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.49,
"down_payment_amount": 26000.0,
"property_tax_annual": 982.62,
"property_tax_monthly": 81.89,
"property_tax_increase": 0.03,
"utility_allowance_total": 523.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 4541.5,
"property_management_monthly": 134.7,
"monthly_cash_flow_after_debt": 378.46,
"cash_on_cash_return_after_debt": 0.17
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this property appears to be near turnkey for Section 8 tenancy. The interior and exterior photos and the listing indicate recent renovation, a relatively new HVAC and roof, functioning plumbing fixtures, and smoke detectors. The biggest unknowns from photos are GFCI protection in kitchen/bath, the electrical panel and water heater condition, and whether any window security bars block emergency egress (quick-release). Missing appliances are intentional per listing and are a moderate, non-critical issue. Expected outcome: likely pass an initial HCV/NSPIRE inspection after confirming GFCI outlets (or installing), verifying CO detector requirements, confirming window egress/bar quick-release, and documenting serviceable water heater and electrical panel. Time-to-rent: likely within 1–4 weeks for inspection readiness if outstanding minor items are addressed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 80.0,
"rationale": "Photos and listing show a recently renovated interior (new paint, new floors, updated bath and kitchen cabinets). Cosmetic finish work appears complete. Missing major appliances is intentional per listing (tenants provide appliances) — this reduces score moderately but is not a structural failure. Minor exterior maintenance (overgrown shrubs near entry and siding, some porch paint wear) are visible but easy/quick to fix."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 75.0,
"rationale": "Visible smoke detector(s) present in interior photos. Windows appear to be full-size double-hungs that likely meet egress for bedrooms; however some windows show exterior decorative/ security grilles — it is unclear whether these are quick-release (potential egress risk). No visible exposed wiring or collapsed ceilings. GFCI outlets in kitchen/bath are not visible in photos (unknown). Entry door appears solid and porch railings are present. Because some required items (GFCI, CO alarm if required, quick-release for window bars) are not confirmed from photos, a moderate safety risk is applied."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 80.0,
"rationale": "Listing states roof and HVAC are <5 years old and an outdoor AC condensing unit is present and appears new. Interior plumbing fixtures (sink, tub) appear in good working condition in photos. Electrical panel and water heater are not shown, so condition is unconfirmed but no visible electrical hazards observed. Given the visible newer HVAC and renovated interior systems, systems risk is moderate-to-low."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Exterior siding and paint look recently done and intact. Foundation appears consistent for a raised 1920 bungalow with no visible major cracks, roofline shows no sagging. Walkway has minor cracking and shrubs encroach on porch/walk route. Yard is usable and a small rear shed is present. No standing water or obvious drainage failure visible in photos. Some general yard cleanup and trimming would be recommended."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing statement that roof and HVAC are less than five years old is accurate and reflects functional systems.",
"Tenants currently provide appliances as stated; therefore missing stove/refrigerator is intentional and not an inspection-failing condition by itself.",
"Smoke detector(s) visible in photos are functional; battery/power status not confirmed.",
"Electrical panel, water heater, GFCI outlets, and CO alarm presence/function are not shown in photos and therefore their condition is unknown.",
"Window grilles visible are decorative/exterior; assumption made that they may or may not have quick-release mechanisms (unknown).",
"No major hidden water intrusion, mold, or pest infestation is present beyond what is visible in photos; however older homes have higher probability of hidden issues."
],
"overall_score": 78.0,
"rubric_version": "ns_prep_v1.0"
},
{
"summary": "Overall the property presents as a largely renovated, turnkey Section 8 rental with recent HVAC and roof reported and visible. Interior finishes, plumbing fixtures, and flooring appear updated. Main uncertainties for an initial NSPIRE inspection are verification of CO detectors (if required), GFCI outlets, condition of the electrical panel, and whether window security bars impede emergency egress. Tenants supply appliances, so landlord-provided stove/fridge will not be present unless arranged. With verification/ minor remediation of the few unverified safety items the property is likely to pass an initial HCV inspection within 1–2 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show recent cosmetic renovation: new paint, vinyl plank flooring, updated cabinetry, pedestal sink and refinished tub; fixtures appear intact. Listing and photos show tenants supply appliances (kitchen has cabinets and hookups but no stove/fridge) — missing appliances reduce readiness moderately but are not an automatic fail. Exterior paint is bright and mostly intact; small areas of trim wear and minor yard maintenance needed. No visible collapsed ceilings, exposed subfloor, or severe deterioration."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 75.0,
"rationale": "A smoke detector is visible in the living room. Bath grab bar present. Windows in bedrooms/living appear large enough for egress, and exterior railings/stairs exist at front and rear. No visible exposed wiring, active roof leaks, or major water stains. Items not verifiable from photos: presence/function of carbon monoxide alarm (if required), GFCI protection in kitchen/bath, condition of electrical panel, and presence of a deadbolt on the entry door. Some windows show metal security bars/guards which could raise egress concerns if they are non-opening — this reduces score as an inspection risk until confirmed operable/quick-release."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical (HVAC, plumbing, electrical)",
"score": 80.0,
"rationale": "Exterior photo shows a modern central A/C condenser on a pad; listing states roof and HVAC are less than five years old which supports a good mechanical condition. Interior plumbing fixtures (sink, tub) look recently replaced and functioning. Electrical panel/heater/water heater not photographed so not directly verifiable. No visible plumbing leaks or evidence of drainage issues in photos. Overall likely functional but some components unverified."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.0,
"rationale": "Siding and trim appear intact and recently painted. Roof appears shingled and listing claims recent roof. Walkway and porch exist with railings; yard is small and somewhat overgrown but no obvious standing water or severe grading problems visible. Rear shed and covered rear porch appear serviceable. Driveway is gravel; minor site maintenance (shrub trimming, lawn) required but no structural exterior defects visible from photos."
},
{
"key": "rental_history_activity",
"label": "Rental History Activity (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof and HVAC are <5 years old is accurate and reflects functional systems.",
"Smoke detector visible in living room is operational; other required detectors exist or can be installed quickly.",
"Electrical panel and circuit protections are intact and meet local code (not visible in photos).",
"No active plumbing leaks or hidden water damage exist beyond what is visible in photos.",
"Window security bars are either removable/quick-release or limited to non-egress windows; if they are fixed they may require modification for egress compliance.",
"Tenants currently provide appliances per listing; landlord will supply or permit installation of required appliances if needed for inspection based on local HCV rules."
],
"overall_score": 85.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall this 3-bed, 1-bath single-family appears largely turn-key for Section 8 inspection with recent renovations, intact roof and visible newer HVAC, and clean updated interiors. The biggest remaining NSPIRE risks are lack of documented smoke/CO detectors in all required locations and unconfirmed GFCI protection and electrical panel condition. Missing tenant-supplied appliances will need to be confirmed as acceptable to the local PHA or provided. Expect a likely pass after minor fixes (install/verify detectors, install GFCI outlets where required, address any small porch/handrail or exterior woodwork items) — likely rent-ready within 30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 78.0,
"rationale": "Interior appears recently renovated: new paint, new-looking LVT flooring, updated bathroom fixtures and a clean tub. Kitchen has cabinets and counters but listing and photos show tenants supply appliances (no stove/fridge visible) — missing appliances reduce turnkey score moderately. Minor cosmetic work on porch/rear decking and exterior trim likely. No visible major deferred maintenance or collapsed surfaces. Exposed plumbing under pedestal sink is cosmetic/repairable."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "No visible life-threatening hazards in photos (no active leaks, collapsed ceilings, or exposed wiring). A smoke detector is visible in a common area, but photos do not confirm detectors in each sleeping area or carbon monoxide alarms — a common HUD/NSPIRE inspection finding. GFCI presence in kitchen/bath is not shown. Windows look operable but egress compliance for bedrooms not documented. Entry door appears secure and there are guard rails on porch steps. Score reduced for unconfirmed/possibly missing required alarms and GFCI protection."
},
{
"key": "systems_mechanical",
"label": "Major systems (roof/HVAC/electrical/plumbing)",
"score": 75.0,
"rationale": "Listing states roof and HVAC <5 years and an exterior AC condenser is visible on a pad (appears professionally installed) — indicates recent HVAC work. Bathroom and kitchen plumbing fixtures appear functional and updated. Electrical panel and water heater are not shown; no obvious exterior exposed wiring or knockouts. Given age (1920) electrical capacity is unknown but interior outlets/switches look modern. Score reflects mostly favorable visible evidence with some unknowns (panel, water heater, operational verification)."
},
{
"key": "exterior_site",
"label": "Exterior envelope & site condition",
"score": 70.0,
"rationale": "Siding and trim appear intact and recently painted; roof shingles visible in photos appear in good condition. Yard is maintained, shrubs trimmed; front walkway shows wear but no major trip hazards visible. Rear porch and shed exist; rear porch woodwork shows weathering and may need minor repairs. Driveway/gravel area serviceable. No standing water or obvious foundation displacement seen from photos."
},
{
"key": "rental_history_activity",
"label": "Recent rental history (5y)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Listing statement that roof and HVAC are less than five years old is accurate and equipment is operational.",
"Tenants provide appliances (no stove/refrigerator shown) as stated; missing appliances are intentional and not a damage issue.",
"Smoke detector shown in main area is present and functional; additional detectors in bedrooms are not shown and therefore assumed possibly missing until verified.",
"No active roof leaks, major plumbing leaks, or severe hidden mold present (none visible in photos).",
"Electrical panel and water heater are present and functioning but not photographed; no visible exterior electrical hazards were observed.",
"Window sizes provide required bedroom egress unless interior measurements show otherwise (egress not verifiable from photos).",
"Exterior painted surfaces are intact with no peeling lead-based paint hazards visible; the 1920 build year represents elevated lead-paint risk that requires inspection if children under 6 are present."
],
"overall_score": 73.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "707 Center Way S, Birmingham, AL, 35205",
"aggregate": {
"summary": "Overall this property appears to be near turnkey for Section 8 tenancy. The interior and exterior photos and the listing indicate recent renovation, a relatively new HVAC and roof, functioning plumbing fixtures, and smoke detectors. The biggest unknowns from photos are GFCI protection in kitchen/bath, the electrical panel and water heater condition, and whether any window security bars block emergency egress (quick-release). Missing appliances are intentional per listing and are a moderate, non-critical issue. Expected outcome: likely pass an initial HCV/NSPIRE inspection after confirming GFCI outlets (or installing), verifying CO detector requirements, confirming window egress/bar quick-release, and documenting serviceable water heater and electrical panel. Time-to-rent: likely within 1–4 weeks for inspection readiness if outstanding minor items are addressed.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.0,
"rationale": "Photos and listing show a recently renovated interior (new paint, new floors, updated bath and kitchen cabinets). Cosmetic finish work appears complete. Missing major appliances is intentional per listing (tenants provide appliances) — this reduces score moderately but is not a structural failure. Minor exterior maintenance (overgrown shrubs near entry and siding, some porch paint wear) are visible but easy/quick to fix."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.3,
"rationale": "Exterior siding and paint look recently done and intact. Foundation appears consistent for a raised 1920 bungalow with no visible major cracks, roofline shows no sagging. Walkway has minor cracking and shrubs encroach on porch/walk route. Yard is usable and a small rear shed is present. No standing water or obvious drainage failure visible in photos. Some general yard cleanup and trimming would be recommended."
},
{
"key": "rental_history_activity",
"label": "Recent Rental History (last 5 years)",
"score": 100.0,
"rationale": "Rental history is present in the last 5 years; treating as a positive occupancy signal."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 71.7,
"rationale": "Visible smoke detector(s) present in interior photos. Windows appear to be full-size double-hungs that likely meet egress for bedrooms; however some windows show exterior decorative/ security grilles — it is unclear whether these are quick-release (potential egress risk). No visible exposed wiring or collapsed ceilings. GFCI outlets in kitchen/bath are not visible in photos (unknown). Entry door appears solid and porch railings are present. Because some required items (GFCI, CO alarm if required, quick-release for window bars) are not confirmed from photos, a moderate safety risk is applied."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 78.3,
"rationale": "Listing states roof and HVAC are <5 years old and an outdoor AC condensing unit is present and appears new. Interior plumbing fixtures (sink, tub) appear in good working condition in photos. Electrical panel and water heater are not shown, so condition is unconfirmed but no visible electrical hazards observed. Given the visible newer HVAC and renovated interior systems, systems risk is moderate-to-low."
}
],
"red_flags": [],
"confidence": 0.75,
"assumptions": [
"Listing statement that roof and HVAC are less than five years old is accurate and reflects functional systems.",
"Tenants currently provide appliances as stated; therefore missing stove/refrigerator is intentional and not an inspection-failing condition by itself.",
"Smoke detector(s) visible in photos are functional; battery/power status not confirmed.",
"Electrical panel, water heater, GFCI outlets, and CO alarm presence/function are not shown in photos and therefore their condition is unknown.",
"Window grilles visible are decorative/exterior; assumption made that they may or may not have quick-release mechanisms (unknown).",
"No major hidden water intrusion, mold, or pest infestation is present beyond what is visible in photos; however older homes have higher probability of hidden issues."
],
"score_method": "mean_of_criteria",
"overall_score": 77.0,
"rubric_version": "ns_prep_v1.0",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8321745061"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.