310 83rd St, Birmingham, AL, 35206
Birmingham, AL
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Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 76.40%
Confidence: 94.00%
Overall this 3BR/2.5BA single-family home appears largely turnkey with recent interior updates and a sound exterior envelope. Most items visible in photos are cosmetic or minor. Primary NSPIRE risks are missing/uncertain safety items (no visible smoke/CO alarms, unconfirmed deadbolt), and lack of photographic confirmation for major mechanical systems (HVAC, water heater, electrical panel). If smoke/CO alarms are installed, heating/cooling and hot water verified operational, and required GFCI and lead-based paint disclosures/compliance addressed, the property is likely to pass an initial HCV/NSPIRE inspection with only minor repairs or documentation within 1–4 weeks.
Property Fundamentals
Property Description
You don't want to miss this charming move-in ready 3 bedroom, 2.5 bathroom home in East Lake - convenient to shopping, dining, interstate access, and more! You are just a short walk away from the beautiful East Lake park. The living space is perfect for entertaining, with a wood burning fireplace to gather around during the colder months. There is a finished second level with a versatile den space or third bedroom and bathroom as well. There are updates throughout, including a wonderful kitchen and modern fixtures in the bathrooms. Schedule your showing today!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Risk and Criteria Detail
Red Flags
- utility_fetch_failed
- No visible smoke detectors in interior photos (required).
- No visible carbon monoxide detector in interior photos (required where fuel-burning appliances or attached garages present).
- No visible heating/air-conditioning equipment or mechanicals shown in photos (system operability must be confirmed).
- Pre-1978 construction (built 1940) — potential lead-based paint risk and required LBP disclosures/clearance if applicable.
Assumptions
- Interior photos are representative of the whole unit and recent (listing claims 'updated' features).
- Kitchen appliances exist and are functional (listing says 'wonderful kitchen') though none are shown; absence would be a moderate repair item, not an immediate safety failure.
- Major systems (HVAC, water heater, electrical service) are installed and generally functional but were not photographed; score reduced to reflect uncertainty.
- Windows photographed in upstairs bedrooms provide egress for those sleeping rooms; sizes appear adequate from photos but exact egress dimensions not measured.
- No visible plumbing leaks, mold, or active water intrusion present based on interior photos showing clean ceilings and walls.
- Exterior roof is intact at a glance from photos; no active roof leaks or collapsed ceilings were observed in the interior images.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,655 | $87,600 | $17,520 |
| 2023 | $1,655 | $114,200 | $22,840 |
| 2022 | $1,260 | $86,900 | $17,380 |
| 2021 | $1,260 | $86,900 | $17,380 |
| 2020 | $594 | $41,000 | $10,320 |
| 2019 | $952 | $65,700 | $13,140 |
| 2018 | $822 | $56,700 | $11,340 |
| 2017 | $822 | $56,700 | $11,340 |
| 2016 | $822 | $56,700 | $11,340 |
| 2013 | $864 | $61,100 | $12,220 |
| 2012 | $864 | $61,050 | $12,210 |
| 2011 | $876 | $62,000 | $12,400 |
| 2010 | $876 | $62,000 | $12,400 |
| 2009 | $876 | $62,000 | $12,400 |
| 2008 | $894 | $63,300 | $12,660 |
| 2007 | $861 | $60,900 | $12,180 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2020-10-22 | Sold | $94,500 |
| 2013-02-20 | Sold | $56,947 |
Photo Gallery
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"Area: EastLake, Woodlawn",
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"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "Visible safety elements are generally acceptable: intact porch railing and steps, secure-looking windows (one upstairs egress window visible), no exposed wiring in photos, outlet covers in place. However no smoke detectors or carbon monoxide alarms are visible in any interior photo (required), and the presence of a deadbolt/secondary lock on the exterior door is not confirmed. Fireplace is wood-burning and has a screen but proper functioning flue/clearances and a CO alarm must be verified. Pre-1978 construction (1940) raises required lead-paint compliance obligations even though painted surfaces look sound. These missing/uncertain items represent moderate NSPIRE risk but are fixable quickly."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 65.0,
"rationale": "No mechanicals (HVAC unit, furnace, water heater, electrical panel) are visible in listing photos. Roof shingles that are visible appear serviceable from distance with no obvious large failures, but a full roof inspection is required. Interior shows functioning lights and outlets. Given the comprehensive interior update presentation, it is reasonable to infer the systems have been serviced, but lack of photographic confirmation lowers the score — main inspection risks: confirm operational heating/cooling, hot water, plumbing, and verify electrical panel condition and GFCI protection in kitchen/baths."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Exterior siding and porch appear in good condition; railings and steps are intact and appear secure. Driveway and yard are usable though some leaf/yard cleanup recommended. Rear yard shows mature trees and a partial chain-link fence; no standing water, major erosion, or visible foundation cracks in provided photos. Detached outbuilding seen from distance but not evaluated. Overall site condition is good with minor maintenance suggested."
}
],
"red_flags": [
"No visible smoke detectors in interior photos (required).",
"No visible carbon monoxide detector in interior photos (required where fuel-burning appliances or attached garages present).",
"No visible heating/air-conditioning equipment or mechanicals shown in photos (system operability must be confirmed).",
"Pre-1978 construction (built 1940) — potential lead-based paint risk and required LBP disclosures/clearance if applicable."
],
"confidence": 0.7,
"assumptions": [
"Interior photos are representative of the whole unit and recent (listing claims 'updated' features).",
"Kitchen appliances exist and are functional (listing says 'wonderful kitchen') though none are shown; absence would be a moderate repair item, not an immediate safety failure.",
"Major systems (HVAC, water heater, electrical service) are installed and generally functional but were not photographed; score reduced to reflect uncertainty.",
"Windows photographed in upstairs bedrooms provide egress for those sleeping rooms; sizes appear adequate from photos but exact egress dimensions not measured.",
"No visible plumbing leaks, mold, or active water intrusion present based on interior photos showing clean ceilings and walls.",
"Exterior roof is intact at a glance from photos; no active roof leaks or collapsed ceilings were observed in the interior images."
],
"overall_score": 75.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "This 1940 single-family home appears cosmetically renovated and is likely to pass an initial Housing Choice Voucher (NSPIRE) inspection after simple, short-term items are verified or corrected. Main inspection risks are missing/undocumented smoke and carbon monoxide detectors, verification of GFCI protection in kitchen/baths, and confirmation of functioning HVAC, water heater and electrical panel. No visible structural, roof, or severe health hazards were observed in provided photos. Expect minor fixes and documentation (detectors, GFCI, appliance/hot-water confirmation, lead-paint disclosure) to reach turnkey readiness; likely rent-ready within 2-4 weeks if systems are operational.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show fresh paint, new-looking flooring, trim/molding intact, updated bathrooms and kitchen described. Porch/railing present and in good cosmetic condition. No visible damaged drywall, collapsed ceilings, or exposed subfloor. Missing appliances are not evident in photos and listing states an updated kitchen; assuming standard appliances present. Overall only minor cosmetic items or touch-ups likely required (doorstops, outlet covers, minor trim)."
},
{
"key": "safety_code",
"label": "Life/Safety & Code Risks",
"score": 75.0,
"rationale": "No obvious life-threatening hazards visible: ceilings intact, no visible active leaks, railings present at front porch, bedroom windows appear to provide egress. However photos do not show smoke detectors or carbon monoxide detectors, GFCI outlets in kitchen/baths, or the electrical panel — these must be confirmed. Wood-burning fireplace present; must be safe/secured and have required smoke detector/CO protection. No visible peeling paint or mold in photos but property was built in 1940 (lead disclosure required). Risk is moderate because absence of detector evidence and lack of visible GFCI/panel introduces common NSPIRE fail points that are usually easy to remediate."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 70.0,
"rationale": "Roof shingles visible in exterior shot appear in serviceable condition with no sagging or obvious leaks. Interior finishes look renovated suggesting recent mechanical work, but no HVAC equipment, water heater, electrical panel, or service stickers shown in photos. Plumbing fixtures appear modern but hot water and drain function are unverified. Given the age (1940) and lack of system photos, moderate uncertainty reduces score despite no visible system failures."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 80.0,
"rationale": "Exterior siding and porch appear in good condition; painted foundation visible with no obvious major cracks. Front steps have a handrail. Yard is level with no standing water visible in photos; fence and outbuilding in rear show some wear but no infestation evidence. Driveway present and usable. Overall exterior looks well maintained with only light yard cleanup or minor repairs likely."
}
],
"red_flags": [
"Property built in 1940 — potential lead-based paint hazard and required federal lead disclosure (pre-1978).",
"No smoke detectors or carbon monoxide alarms visible in photos — must be verified and installed per NSPIRE if missing.",
"No HVAC equipment, water heater, or electrical panel photos — mechanical systems not documented; operational verification required prior to inspection."
],
"confidence": 0.66,
"assumptions": [
"Listing statement 'updated kitchen' means standard kitchen appliances (stove, refrigerator) are present and operational; if absent they would require purchase/installation.",
"An operational central heating/cooling system (or equivalent) exists even though HVAC equipment is not shown; if absent this would significantly reduce pass likelihood.",
"Hot water and functioning plumbing are present as no signs of water damage or inactive plumbing are visible.",
"Bedrooms shown have code-compliant egress windows (double-hung windows appear adequate).",
"No active roof leaks or major foundation movement exist beyond what is visible in exterior photos.",
"Smoke and carbon monoxide detectors, GFCI outlets, and proper electrical panel labeling may be present but are not visible in photos; these will be confirmed on-site."
],
"overall_score": 78.0,
"rubric_version": "ns_pire_v1.0"
},
{
"summary": "Overall the property appears largely turnkey and likely to pass an initial HCV/NSPIRE inspection after a brief pre-inspection check and minor fixes. Interior photos show a well-renovated, clean home with updated finishes and safe-looking exterior porch/railings. Main inspection risks are missing/undocumented smoke and CO alarms, unverified GFCI protection and bedroom egress on the finished second level, and lack of photographed mechanicals (HVAC, water heater, electrical panel). Addressing detectors, confirming egress compliance, and verifying mechanical systems should put this property into a solid rent-ready condition within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior photos show recent renovation: fresh paint, new-looking flooring, trim and tile hearth, clean fixtures and finishes. Cosmetic condition appears turnkey. No obvious drywall, flooring or cabinet failures. Listing claims updated kitchen and modern baths (no close-up appliance photos provided) — possible missing appliances or minor finish touch-ups could remain, so small deduction applied."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 70.0,
"rationale": "No exposed wiring, handrails and porch guardrail present, and living spaces appear habitable. However smoke detectors and carbon-monoxide alarms are not visible in photos (required on each level/bedrooms per NSPIRE), GFCI outlets in kitchen/bath not confirmed, and second-floor/attic bedrooms have sloped ceilings and smaller windows that may not meet egress requirements without verification. No visible active leaks, major mold, or severe trip hazards observed. Moderate inspection risk until detectors, GFCI and egress are verified."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 70.0,
"rationale": "Roof and chimney visible from exterior photo appear intact with recent shingles; no visible active roof leaks. Interior shows finished spaces suggesting functioning plumbing and hot water, but no photos of HVAC equipment, water heater, or electrical panel. Electrical outlets present and appear in good condition, but GFCI and panel status unknown. Given age (1940) but visible renovation, assume systems are functional but require verification and routine servicing prior to tenancy."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Exterior siding and porch look well maintained; porch railing and steps present. Driveway and yard are serviceable; backyard is level with a chain-link fence visible. Some vegetation is close to the foundation and should be cleared. No evidence of standing water, major foundation cracks, or collapsed elements in provided photos."
}
],
"red_flags": [
"No visible smoke detectors or carbon-monoxide alarms in photos — required and common cause for initial inspection failure.",
"Second-floor / attic bedrooms show low/sloped ceilings and smaller windows; potential egress non-compliance for sleeping rooms (must be verified).",
"No photos of HVAC equipment, water heater, or electrical panel — mechanicals must be shown/verified before inspection (absence or failure would be a major issue)."
],
"confidence": 0.6,
"assumptions": [
"Listing statement 'updated kitchen' implies functional kitchen appliances may be present, but no appliance photos were provided; budget a small allowance to confirm/replace stove and refrigerator if absent.",
"HVAC and water heater are assumed present and operational based on finished interior and 'move-in ready' claim; however no photos of HVAC, furnace/AC condenser, or water heater were supplied — verification is required.",
"Electrical panel, service size and GFCI protection are not shown; assume standard service but plan for verification and possible GFCI installation in kitchen/bath if missing.",
"Smoke detectors and carbon monoxide alarms are not visible in photos; assume they may be missing or not in required locations and will need to be installed/verified prior to move-in.",
"Second-floor finished space is assumed to be classified as a bedroom/den per listing; egress window dimensions and escape route compliance are unknown and should be confirmed.",
"No rental history in the last 5 years; rental_history_activity was excluded from the overall weighted score per instructions."
],
"overall_score": 76.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "310 83rd St, Birmingham, AL, 35206",
"aggregate": {
"summary": "Overall this 3BR/2.5BA single-family home appears largely turnkey with recent interior updates and a sound exterior envelope. Most items visible in photos are cosmetic or minor. Primary NSPIRE risks are missing/uncertain safety items (no visible smoke/CO alarms, unconfirmed deadbolt), and lack of photographic confirmation for major mechanical systems (HVAC, water heater, electrical panel). If smoke/CO alarms are installed, heating/cooling and hot water verified operational, and required GFCI and lead-based paint disclosures/compliance addressed, the property is likely to pass an initial HCV/NSPIRE inspection with only minor repairs or documentation within 1–4 weeks.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 85.0,
"rationale": "Interior and exterior photos show recent cosmetic updates: fresh paint, new-looking vinyl plank flooring, tiled hearth, intact trim and railings. No visible drywall damage, major stains, or flooring failures. Kitchen not photographed but listing states updated kitchen; missing appliances not observed in photos. Minor exterior trim/landscaping cleanup recommended. Overall turnkey condition with only minor finish-level repairs likely."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 78.3,
"rationale": "Exterior siding and porch appear in good condition; railings and steps are intact and appear secure. Driveway and yard are usable though some leaf/yard cleanup recommended. Rear yard shows mature trees and a partial chain-link fence; no standing water, major erosion, or visible foundation cracks in provided photos. Detached outbuilding seen from distance but not evaluated. Overall site condition is good with minor maintenance suggested."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 71.7,
"rationale": "Visible safety elements are generally acceptable: intact porch railing and steps, secure-looking windows (one upstairs egress window visible), no exposed wiring in photos, outlet covers in place. However no smoke detectors or carbon monoxide alarms are visible in any interior photo (required), and the presence of a deadbolt/secondary lock on the exterior door is not confirmed. Fireplace is wood-burning and has a screen but proper functioning flue/clearances and a CO alarm must be verified. Pre-1978 construction (1940) raises required lead-paint compliance obligations even though painted surfaces look sound. These missing/uncertain items represent moderate NSPIRE risk but are fixable quickly."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 68.3,
"rationale": "No mechanicals (HVAC unit, furnace, water heater, electrical panel) are visible in listing photos. Roof shingles that are visible appear serviceable from distance with no obvious large failures, but a full roof inspection is required. Interior shows functioning lights and outlets. Given the comprehensive interior update presentation, it is reasonable to infer the systems have been serviced, but lack of photographic confirmation lowers the score — main inspection risks: confirm operational heating/cooling, hot water, plumbing, and verify electrical panel condition and GFCI protection in kitchen/baths."
}
],
"red_flags": [
"No visible smoke detectors in interior photos (required).",
"No visible carbon monoxide detector in interior photos (required where fuel-burning appliances or attached garages present).",
"No visible heating/air-conditioning equipment or mechanicals shown in photos (system operability must be confirmed).",
"Pre-1978 construction (built 1940) — potential lead-based paint risk and required LBP disclosures/clearance if applicable."
],
"confidence": 0.94,
"assumptions": [
"Interior photos are representative of the whole unit and recent (listing claims 'updated' features).",
"Kitchen appliances exist and are functional (listing says 'wonderful kitchen') though none are shown; absence would be a moderate repair item, not an immediate safety failure.",
"Major systems (HVAC, water heater, electrical service) are installed and generally functional but were not photographed; score reduced to reflect uncertainty.",
"Windows photographed in upstairs bedrooms provide egress for those sleeping rooms; sizes appear adequate from photos but exact egress dimensions not measured.",
"No visible plumbing leaks, mold, or active water intrusion present based on interior photos showing clean ceilings and walls.",
"Exterior roof is intact at a glance from photos; no active roof leaks or collapsed ceilings were observed in the interior images."
],
"score_method": "mean_of_criteria",
"overall_score": 76.4,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8323098008"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.