Property ID: 8330061572
5221 Gertrude Dr, Jackson, MS, 39204
Jackson, MS
Money Down: $16,800
CoC Return: 12.05%
Monthly Cash Flow: $169
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$14,000
Closing Costs
$2,800
Total Down
$16,800
Investment Snapshot
Purchase Price
$70,000
Money Down
$16,800
Cash-on-Cash Return
12.05%
Rent
$735
Monthly Cash Flow
$169
Annual Cash Flow
$2,025
Debt Service / Mo
$373
Property Tax / Mo
$82
Insurance / Mo
$38
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$735
Payment Standard
$1,070
Rent
$735
Insurance
$38
Property Tax
$82
Management
$74
Utilities Allowance
$335
NOI (Monthly)
$541
Debt Service
$373
Cash Flow After Debt
$169
Quality Score: 69.90%
Confidence: 95.00%
Overall this 3-bed, 1-bath single-family appears mostly cosmetically updated and likely rent-ready with minor repairs. The home shows no obvious major structural or roof failures; HVAC vents and an electric range are present. Primary inspection risks are missing/uncertain smoke/CO detectors, lack of GFCI protection in the kitchen, visible unsecured wiring near the cabinets, and absence of handrails/guardrails on exterior steps. These are fixable in days to a few weeks but must be corrected for NSPIRE compliance. Systems (water heater, electrical panel, HVAC functionality) should be verified onsite; tenant occupancy and active rent suggest systems are functioning but unconfirmed from photos.
Section 8 Payment Standard
$1,070
Utility Allowance Total
$335
Guaranteed Section 8 Rent (PS - Utilities)
$735
Property Management
$74
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$70,000
Beds
3
Baths
1
Living Area
1,445 sqft
Lot Size
43,560 sqft
Year Built
1940
Days on Market
151
Capital Outlay
$16,800
Debt Service
$373
Property Tax / Mo
$82
Insurance / Mo
$38
Property Description
This 3 bedroom, 1 bath home sits on 1 acre in a quiet neighborhood and includes a spacious workshop. Currently tenant occupied with rent at $1,000 per month, making it an immediate income producing property. Whether you are looking to expand your investment portfolio or make this your own primary residence, this property offers flexibility and opportunity. Please allow 24 hours notice for showings to avoid disturbing the tenant. Call listing agent for details.
Utility Allowances
Air Conditioning
$12
Property is listed with 'Central Air' cooling. The allowance is the fixed value for a 3-bedroom unit from the schedule.
Heating
$21
Selected 'Natural Gas' as the property has 'Central' heating and the listing specifies 'Natural Gas Available'.
Cooking
$11
Selected 'Electric' because the property listing explicitly includes an 'Electric Range'.
Water Heating
$18
Inferred to be 'Natural Gas' based on the specified 'Natural Gas Available' and 'Gas Dryer Hookup' in the property details.
Water
$104
The property listing specifies the water source is 'Public'. The allowance is the fixed value for a 3-bedroom unit.
Sewer
$60
The property listing specifies 'Public Sewer'. The allowance is the fixed value for a 3-bedroom unit.
Trash Collection
$37
This is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility.
Other Electric
$69
This is a standard allowance for general electricity usage (e.g., lights, outlets) and is applicable to all residences.
Range/Microwave
$3
A microwave is not listed as a provided appliance, so this allowance for a tenant-owned appliance is included.
Refrigerator
$0
The property includes a 'Built-In Refrigerator', so there is no allowance for a tenant-provided appliance.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$424
DP3 Annual Estimate$491
DP1 Monthly Equivalent$35
DP3 Monthly Equivalent$41
Replacement Value$29,120
Basis1,445 sqft / 1940
Nearby Houses
Photo unavailable
2104 Cooperwell Dr
sold · 0.03 mi
Price: $155,000
4 bd / 4 ba · 2,112 sqft
Latest sale: — on Nov 26, 2025
Latest rent: —
Photo unavailable
2104 Cooperwell Dr Unit A
sold · 0.03 mi
Price: $135,000
4 bd / 4 ba
Latest sale: —
Latest rent: $1,200 on Aug 21, 2024
Photo unavailable
2071 Cooperwell Dr Unit A
sold · 0.09 mi
Price: $104,900
4 bd / 4 ba
Latest sale: —
Latest rent: $865 on Jan 23, 2025
Photo unavailable
2065 Cooperwell Dr Unit A
sold · 0.09 mi
Price: $99,000
4 bd / 4 ba
Latest sale: —
Latest rent: $750 on Nov 14, 2022
Photo unavailable
2062 Alyce Dr
for_sale · 0.12 mi
Price: $65,000
3 bd / 2 ba · 1,316 sqft
Latest sale: — on Jan 31, 2024
Latest rent: $800 on Sep 08, 2024
Risk and Criteria Detail
Red Flags
- success
- No clearly visible smoke detectors outside sleeping areas or on each level (must verify/replace).
- Kitchen lacks visible GFCI-protected receptacle (required in modern code/NSPIRE).
- Visible unsecured wiring/cable above kitchen cabinets — potential electrical hazard.
- Exterior front steps to screened porch lack a handrail/guardrail (safety/code issue if elevated).
Assumptions
- Property is tenant-occupied and systems (HVAC, water heater, electrical service) are operational unless otherwise reported by seller/tenant.
- Windows shown are operable and provide required bedroom egress clearance, though not physically measured in photos.
- The small round ceiling device visible in one interior photo is not reliably a smoke detector; smoke/CO detector coverage is unconfirmed.
- Electrical panel, water heater and exterior HVAC units exist but were not photographed; their age/condition are unknown.
- Porch elevation is assumed to be above 30 inches from grade (visible skirt and steps), therefore a guardrail/handrail is likely required by code.
- Workshop/outbuilding is functional but its electrical and structural condition are not assessed from available photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2012 | $956 | $36,680 | $5,502 |
| 2011 | $880 | $34,250 | $5,138 |
| 2010 | $875 | $34,250 | $5,138 |
| 2009 | $445 | $34,250 | $3,425 |
| 2008 | $445 | $26,450 | $3,968 |
| 2007 | $683 | $26,450 | $3,968 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-02-11 | Price Changed | $70,000 |
| 2025-10-24 | Price Changed | $75,000 |
| 2025-09-18 | Listed | $85,000 |
| 2025-02-13 | Listing removed | $25,000 |
| 2025-02-12 | Listing removed | $0 |
| 2025-01-20 | Listed | $25,000 |
Photo Gallery
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{
"note": "Selected 'Natural Gas' as the property has 'Central' heating and the listing specifies 'Natural Gas Available'.",
"utility": "Heating",
"allowance": 21
},
{
"note": "Selected 'Electric' because the property listing explicitly includes an 'Electric Range'.",
"utility": "Cooking",
"allowance": 11
},
{
"note": "Inferred to be 'Natural Gas' based on the specified 'Natural Gas Available' and 'Gas Dryer Hookup' in the property details.",
"utility": "Water Heating",
"allowance": 18
},
{
"note": "The property listing specifies the water source is 'Public'. The allowance is the fixed value for a 3-bedroom unit.",
"utility": "Water",
"allowance": 104
},
{
"note": "The property listing specifies 'Public Sewer'. The allowance is the fixed value for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 60
},
{
"note": "This is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility.",
"utility": "Trash Collection",
"allowance": 37
},
{
"note": "This is a standard allowance for general electricity usage (e.g., lights, outlets) and is applicable to all residences.",
"utility": "Other Electric",
"allowance": 69
},
{
"note": "A microwave is not listed as a provided appliance, so this allowance for a tenant-owned appliance is included.",
"utility": "Range/Microwave",
"allowance": 3
},
{
"note": "The property includes a 'Built-In Refrigerator', so there is no allowance for a tenant-provided appliance.",
"utility": "Refrigerator",
"allowance": 0
}
],
"cash_on_cash_return": 0.46,
"down_payment_amount": 14000.0,
"property_tax_annual": 984.68,
"property_tax_monthly": 82.06,
"property_tax_increase": 0.03,
"utility_allowance_total": 335.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.mrha6.org/section-8-current-participants/voucher-payment-standard-utility-allow/"
],
"effective_date": "2025-10-01"
},
"property_tax_history_year": 2012,
"annual_cash_flow_after_debt": 2024.99,
"property_management_monthly": 73.5,
"monthly_cash_flow_after_debt": 168.75,
"cash_on_cash_return_after_debt": 0.14
},
"section8_assessment": {
"runs": [
{
"summary": "Overall this 3-bed, 1-bath single-family appears mostly cosmetically updated and likely rent-ready with minor repairs. The home shows no obvious major structural or roof failures; HVAC vents and an electric range are present. Primary inspection risks are missing/uncertain smoke/CO detectors, lack of GFCI protection in the kitchen, visible unsecured wiring near the cabinets, and absence of handrails/guardrails on exterior steps. These are fixable in days to a few weeks but must be corrected for NSPIRE compliance. Systems (water heater, electrical panel, HVAC functionality) should be verified onsite; tenant occupancy and active rent suggest systems are functioning but unconfirmed from photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently updated cosmetically: new-looking vinyl plank flooring, painted walls, functioning electric range, intact cabinets and counters. Visible wear/scuffs on floors, minor cabinet finish issues, and some trim/paint touch-ups needed. Porch steps and some trim need finishing. Missing refrigerator is not confirmed from photos but stove is present; missing/moved appliances would be a moderate fix. Overall mostly cosmetic and minor repairs only."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 60.0,
"rationale": "Some probable safety deficiencies visible or unverifiable: no clearly visible smoke detectors in bedrooms or hallways in provided photos (only a small round ceiling device in one image that could be a vent or detector but not confirmed), kitchen outlet shows a standard receptacle (no visible GFCI for kitchen), exposed cable/wiring above kitchen cabinets is visible, and the front steps lack a handrail/guardrail. Windows appear intact and likely provide egress but cannot be confirmed for openable clearances. No active roof leaks or severe mold visible. These items create moderate NSPIRE risk and would likely require correction prior to final passing if detectors, GFCIs, and handrails are not present/functional."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Evidence of central HVAC supply vents and ceiling fans suggests climate control is present, and the metal roof appears in good condition from exterior photos. Electric range is installed and likely functional (tenant occupied). However, mechanical equipment (furnace/AC condensing unit, water heater, electrical panel) are not shown; their condition/functionality is unverified. Given property is tenant-occupied and producing rent, systems are likely operational but need verification and potential minor service. Lack of visible electrical panel and unconfirmed hot water are moderate risks."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Large, maintained 1-acre yard with a separate workshop/outbuilding; siding and metal roof appear intact. Yard appears free of standing water, and walkways/driveway not heavily damaged. Notable issues: stump near front, exterior steps to the screened porch lack a handrail/guardrail which is a code/safety issue if elevation exceeds guardrail threshold; some shrubbery near foundation should be managed. Overall the envelope looks serviceable."
}
],
"red_flags": [
"No clearly visible smoke detectors outside sleeping areas or on each level (must verify/replace).",
"Kitchen lacks visible GFCI-protected receptacle (required in modern code/NSPIRE).",
"Visible unsecured wiring/cable above kitchen cabinets — potential electrical hazard.",
"Exterior front steps to screened porch lack a handrail/guardrail (safety/code issue if elevated)."
],
"confidence": 0.65,
"assumptions": [
"Property is tenant-occupied and systems (HVAC, water heater, electrical service) are operational unless otherwise reported by seller/tenant.",
"Windows shown are operable and provide required bedroom egress clearance, though not physically measured in photos.",
"The small round ceiling device visible in one interior photo is not reliably a smoke detector; smoke/CO detector coverage is unconfirmed.",
"Electrical panel, water heater and exterior HVAC units exist but were not photographed; their age/condition are unknown.",
"Porch elevation is assumed to be above 30 inches from grade (visible skirt and steps), therefore a guardrail/handrail is likely required by code.",
"Workshop/outbuilding is functional but its electrical and structural condition are not assessed from available photos."
],
"overall_score": 69.0,
"rubric_version": "2026-02-hcv-nspire-v1"
},
{
"summary": "Overall the property appears in fair-to-good condition and would likely pass an initial HCV/NSPIRE inspection after minor repairs and verification of a few safety items. Strengths: intact metal roof, functional-looking interior finishes, central HVAC vents visible, large usable yard and workshop. Moderate risks: missing/uncertain GFCI protection in kitchen, no visible CO detector, electrical panel and mechanical equipment not shown, and some cosmetic/finish repairs needed. Estimated readiness: minor repairs and safety confirmations (1–4 weeks) if equipment is functional.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently updated cosmetically (new vinyl plank flooring, painted walls, ceiling fans). Kitchen has working electric range present; cabinets are serviceable but show wear. Minor cosmetic scuffs, baseboard damage, small wall patches and possible missing outlet/cover plates visible. No obvious collapsed ceilings, major floor damage, or widespread deterioration in photos. Missing refrigerator and some finish work would be easy/medium fixes."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 65.0,
"rationale": "A round ceiling device that appears to be a smoke detector is visible in main living area, and windows visible appear to provide egress. Entry/exit hardware, deadbolt presence and CO detector are not visible. No exposed wiring or active leaks seen in photos. GFCI protection at kitchen outlets is not evident from photos. Porch has guardrail; stairs appear intact but need on-site verification. Because several required items (GFCI, CO alarm, electrical panel condition, door hardware) are not visible, there is moderate NSPIRE risk."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 70.0,
"rationale": "Ceiling HVAC return/supply vents visible, indicating central HVAC present (operation not verified). Metal roof appears intact in exterior photos. No visible water stains, active leaks or failed roof sections. Electrical panel, water heater and furnace/AC equipment are not photographed; plumbing fixtures not shown. No signs of catastrophic system failure, but lack of visual confirmation of equipment operation and service/access raises moderate risk."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Large, maintained yard on ~1 acre; siding and metal roof appear in generally good condition. Raised foundation on piers visible — crawlspace condition not shown. Front screened porch and steps are present with railings; mailbox post is damaged/leaning and tree stump present. Outbuilding/workshop visible and appears serviceable. No visible standing water or obvious foundation cracks from provided angles."
}
],
"red_flags": [
"No electrical panel or meter photos — potential unseen electrical hazards or code issues.",
"No visible GFCI-protected kitchen outlet shown — may fail NSPIRE kitchen safety check.",
"No visible carbon monoxide alarm shown (required if fuel-burning appliances present) — needs verification.",
"Mechanical equipment (furnace/AC condensing unit, water heater) not shown — operation must be verified before inspection.",
"Crawlspace/foundation condition not visible — potential hidden issues under raised structure that require inspection."
],
"confidence": 0.7,
"assumptions": [
"Central HVAC is present and vents indicate a system; assumed operational but not verified from photos.",
"Water heater and plumbing are present and supply hot water; no photos to confirm operation.",
"Smoke detector visible in living area is functional; additional smoke detectors/CO alarms may be required per local code.",
"Windows shown meet bedroom egress requirements or other bedrooms have compliant egress windows (bedrooms not photographed).",
"Electrical panel and circuit integrity are serviceable; no exposed wiring visible in photos, but panel not shown.",
"Porch stairs and railings are secure as they appear in photos; on-site check recommended.",
"Workshop/outbuilding is serviceable but its electrical/structural condition not evaluated from photos.",
"Tenant occupancy noted in listing is current and represents recent rental activity."
],
"overall_score": 71.0,
"rubric_version": "ns_pire_assessor_v1"
},
{
"summary": "This property appears mostly sound and would likely pass many NSPIRE checks after addressing a few targeted items. Primary concerns are electrical safety (visible unsecured wiring, open outlet/boxes and apparent lack of GFCI protection in the kitchen) and the need to verify mechanical systems (HVAC, water heater, electrical panel). Cosmetic repairs (floor scuffs, trim, outlet plates, minor cabinet touch-up) are straightforward. With corrective work focused on electrical safety and system verification, the home is likely rent-ready within 30 days; without those corrections, an initial inspection could fail on electrical/GFCI items.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 75.0,
"rationale": "Interior photos show generally intact finishes: recent-looking vinyl plank flooring, painted walls, working ceiling fans and an electric range present. Visible minor defects: scuffs on flooring, small gaps/edge lift near doorways, some cabinet wear and a missing outlet/plate at a lower wall. Exterior shows intact siding and screened porch. Missing refrigerator is noted but is a moderate issue only. Overall cosmetic and minor repair needs only; no evidence of extensive deferred maintenance."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risk",
"score": 65.0,
"rationale": "One ceiling-mounted round device consistent with a smoke detector is visible in the living area. Bedroom windows appear to provide egress. However several electrical safety concerns are visible: exposed/unsecured wiring along crown molding above cabinets, an open outlet/box near the TV mount and no visible GFCI on kitchen countertop outlets. Front entry steps appear to have a railing but condition/detail unclear. No obvious severe trip hazards, active leaks, collapsed ceilings or peeling lead-like paint in the photos. Given the visible electrical issues, there is a measurable NSPIRE compliance risk that would likely require correction prior to pass."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 60.0,
"rationale": "Exterior metal roof appears intact in photos and siding looks serviceable. Interior ceiling vents are present indicating central HVAC/ducting, but no exterior HVAC unit, furnace, water heater or electrical panel are shown for direct confirmation. Plumbing fixtures and hot water not pictured. Given the age of the house (1940) but visible recent interior updates (flooring, paint), assume systems may be serviceable but need verification (A/C operation, water heater, electrical panel condition). Without confirmation, treat systems as moderate risk and likely require testing or minor repairs."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 80.0,
"rationale": "Large, level 1-acre lot with maintained grass and a detached workshop. The house sits on an elevated crawlspace with skirting in place. Metal roof and vinyl siding visible and appear in fair to good condition. Minor site items: stump in front yard and some vegetation close to the house which should be trimmed. There is a light pole and outbuilding present; yard appears safe and usable. No visible standing water, major foundation cracks or collapsed exterior elements in the photos."
}
],
"red_flags": [
"Visible exposed/unsecured wiring along ceiling/crown molding in kitchen area",
"Open electrical box/holes (wall near TV mount and at lower outlet) — missing cover plates",
"No visible GFCI-protected outlet on kitchen counter (likely required and will be flagged)",
"Possible ceiling/trim gap near kitchen cabinet with slight discoloration that could indicate past or potential water intrusion (requires investigation)"
],
"confidence": 0.6,
"assumptions": [
"Ceiling vents indicate a central HVAC/ducted system is present and likely functional, though the exterior unit and furnace were not photographed and should be verified.",
"Hot water and plumbing are operational (not shown in photos); no visible active leaks in provided images.",
"Smoke detector seen in living area is functional; number and placement of detectors in sleeping areas not shown and may need additions to meet code.",
"Electrical panel is intact and located elsewhere on site (not pictured); panel condition is unknown and should be verified.",
"Front steps have a railing (appears present) and are structurally sound unless further inspection shows otherwise.",
"No visible significant mold, major foundation movement, collapsed ceilings, or standing water based on photos; hidden issues could exist but no photographic evidence was found."
],
"overall_score": 70.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "5221 Gertrude Dr, Jackson, MS, 39204",
"aggregate": {
"summary": "Overall this 3-bed, 1-bath single-family appears mostly cosmetically updated and likely rent-ready with minor repairs. The home shows no obvious major structural or roof failures; HVAC vents and an electric range are present. Primary inspection risks are missing/uncertain smoke/CO detectors, lack of GFCI protection in the kitchen, visible unsecured wiring near the cabinets, and absence of handrails/guardrails on exterior steps. These are fixable in days to a few weeks but must be corrected for NSPIRE compliance. Systems (water heater, electrical panel, HVAC functionality) should be verified onsite; tenant occupancy and active rent suggest systems are functioning but unconfirmed from photos.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 75.0,
"rationale": "Interior appears recently updated cosmetically: new-looking vinyl plank flooring, painted walls, functioning electric range, intact cabinets and counters. Visible wear/scuffs on floors, minor cabinet finish issues, and some trim/paint touch-ups needed. Porch steps and some trim need finishing. Missing refrigerator is not confirmed from photos but stove is present; missing/moved appliances would be a moderate fix. Overall mostly cosmetic and minor repairs only."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.7,
"rationale": "Large, maintained 1-acre yard with a separate workshop/outbuilding; siding and metal roof appear intact. Yard appears free of standing water, and walkways/driveway not heavily damaged. Notable issues: stump near front, exterior steps to the screened porch lack a handrail/guardrail which is a code/safety issue if elevation exceeds guardrail threshold; some shrubbery near foundation should be managed. Overall the envelope looks serviceable."
},
{
"key": "safety_code",
"label": "Safety & Code Risks (NSPIRE)",
"score": 63.3,
"rationale": "Some probable safety deficiencies visible or unverifiable: no clearly visible smoke detectors in bedrooms or hallways in provided photos (only a small round ceiling device in one image that could be a vent or detector but not confirmed), kitchen outlet shows a standard receptacle (no visible GFCI for kitchen), exposed cable/wiring above kitchen cabinets is visible, and the front steps lack a handrail/guardrail. Windows appear intact and likely provide egress but cannot be confirmed for openable clearances. No active roof leaks or severe mold visible. These items create moderate NSPIRE risk and would likely require correction prior to final passing if detectors, GFCIs, and handrails are not present/functional."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC, Electrical, Plumbing, Roof)",
"score": 65.0,
"rationale": "Evidence of central HVAC supply vents and ceiling fans suggests climate control is present, and the metal roof appears in good condition from exterior photos. Electric range is installed and likely functional (tenant occupied). However, mechanical equipment (furnace/AC condensing unit, water heater, electrical panel) are not shown; their condition/functionality is unverified. Given property is tenant-occupied and producing rent, systems are likely operational but need verification and potential minor service. Lack of visible electrical panel and unconfirmed hot water are moderate risks."
}
],
"red_flags": [
"No clearly visible smoke detectors outside sleeping areas or on each level (must verify/replace).",
"Kitchen lacks visible GFCI-protected receptacle (required in modern code/NSPIRE).",
"Visible unsecured wiring/cable above kitchen cabinets — potential electrical hazard.",
"Exterior front steps to screened porch lack a handrail/guardrail (safety/code issue if elevated)."
],
"confidence": 0.95,
"assumptions": [
"Property is tenant-occupied and systems (HVAC, water heater, electrical service) are operational unless otherwise reported by seller/tenant.",
"Windows shown are operable and provide required bedroom egress clearance, though not physically measured in photos.",
"The small round ceiling device visible in one interior photo is not reliably a smoke detector; smoke/CO detector coverage is unconfirmed.",
"Electrical panel, water heater and exterior HVAC units exist but were not photographed; their age/condition are unknown.",
"Porch elevation is assumed to be above 30 inches from grade (visible skirt and steps), therefore a guardrail/handrail is likely required by code.",
"Workshop/outbuilding is functional but its electrical and structural condition are not assessed from available photos."
],
"score_method": "mean_of_criteria",
"overall_score": 69.9,
"rubric_version": "2026-02-hcv-nspire-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8330061572"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.