Property ID: 8339664538

4700 Jasper St, Metairie, LA, 70006

Metairie, LA

For Sale Mar 27, 2026 02:04 AM UTC Realtor Zillow Street View Rent Zestimate
Money Down: $70,200 CoC Return: -5.34% Monthly Cash Flow: $-312
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$58,500
Closing Costs
$11,700
Total Down
$70,200
Primary property image

Investment Snapshot

Purchase Price
$292,500
Money Down
$70,200
Cash-on-Cash Return
-5.34%
Rent
$1,696
Monthly Cash Flow
$-312
Annual Cash Flow
$-3,750
Debt Service / Mo
$1,557
Property Tax / Mo
$160
Insurance / Mo
$122

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$1,696
Payment Standard
$1,983
Rent
$1,696
Insurance
$122
Property Tax
$160
Management
$170
Utilities Allowance
$287
NOI (Monthly)
$1,244
Debt Service
$1,557
Cash Flow After Debt
$-312

Quality Score: 82.10%

Confidence: 95.00%

This single-family home appears largely rent-ready for Section 8 / HCV with minor inspection items likely (verification of smoke/CO detectors in required locations, confirmation of GFCI outlets near wet areas, and confirmation that HVAC, water heater and electrical panel are serviceable). New roof and fresh interior finishes strongly reduce major risk. Expect a likely initial pass after confirming required detectors/outlet protections and completing any small code items.

Section 8 Payment Standard
$1,983
Utility Allowance Total
$287
Guaranteed Section 8 Rent (PS - Utilities)
$1,696
Property Management
$170

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$292,500
Beds
3
Baths
1
Living Area
1,572 sqft
Lot Size
5,719 sqft
Year Built
1966
Days on Market
181
Capital Outlay
$70,200
Debt Service
$1,557
Property Tax / Mo
$160
Insurance / Mo
$122

Property Description

Welcome to 4700 Jasper Street - a charming 3-bedroom, 1-bath home situated on a desirable corner lot. This well-maintained property offers a NEW ROOF and a unique layout that includes a bonus room with its own dedicated front entrance, perfect for a home office, studio, or even a 4th bedroom.

Utility Allowances

Heating
$70
Property has natural gas available, which is the most common and economical heating source for this type of home.
Cooking
$12
Property has natural gas available and includes a cooktop/oven, making natural gas the logical fuel for cooking.
Other Electric
$67
Fixed allowance for general electric use, including lights, outlets, and tenant-provided appliances like a refrigerator, as per the schedule for a 3-bedroom unit.
Water Heating
$24
Natural gas is assumed for water heating, as it's available for other major appliances (heating, cooking), making it the most consistent and economical choice.
Water
$43
Property is connected to the public water supply as indicated in the listing details.
Sewer
$46
Property is connected to the city/public sewer system as indicated in the listing details.
Trash Collection
$25
Standard municipal service for a single-family residential property. Inferred as a required utility.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$1,470
DP3 Annual Estimate$1,470
DP1 Monthly Equivalent$122
DP3 Monthly Equivalent$122
Replacement Value$50,100
Basis1,572 sqft / 1966

Nearby Houses

Nearby house 1
Photo unavailable

4709 Kawanee Ave

off_market · 0.04 mi
Price: $316,000
3 bd / 2 ba · 1,677 sqft
Latest sale: —
Latest rent: —
Nearby house 2
Photo unavailable

4712 Kawanee Ave

off_market · 0.09 mi
Price: $349,000
3 bd / 2 ba · 2,294 sqft
Latest sale: —
Latest rent: —
Photo unavailable

4717 Ithaca St

sold · 0.11 mi
Price: $249,900
3 bd / 2 ba · 1,479 sqft
Latest sale: — on May 06, 2021
Latest rent: —
Nearby house 4
Photo unavailable

4616 Kawanee Ave

off_market · 0.16 mi
Price: $449,000
3 bd / 2 ba · 1,925 sqft
Latest sale: —
Latest rent: —
Nearby house 5
Photo unavailable

4629 Loveland St

off_market · 0.16 mi
Price: $375,000
4 bd / 2 ba · 1,868 sqft
Latest sale: —
Latest rent: —

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success

Assumptions

  • Central HVAC is present and operational (inferred from ceiling vents/returns visible in photos).
  • New roof noted in listing is recently installed and in good condition (photos support this).
  • Water heater and electrical panel exist and are functional though not pictured; no signs of active leaks were visible.
  • Smoke detector visible in kitchen implies detectors are present elsewhere, but exact placement in bedrooms/hallways is not verifiable from photos.
  • GFCI protection at kitchen sink/bath may be present but not clearly visible in photos; assume it may need verification or installation.
  • No recent rental history in last 5 years (rental_history_last_5y shows 'missing'), so rental_history_activity was excluded from scoring.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $1,859 $147,300 $14,730
2024 $1,856 $147,300 $14,730
2023 $1,795 $136,500 $13,650
2022 $1,748 $136,500 $13,650
2021 $1,097 $92,200 $9,220
2020 $1,089 $92,200 $9,220
2019 $1,119 $92,200 $9,220
2018 $1,045 $92,200 $9,220
2017 $1,045 $92,200 $9,220
2016 $1,025 $92,200 $9,220
2015 $1,050 $92,200 $9,220
2014 $1,037 $92,200 $9,220
2013 $1,037 $92,200 $9,220
2012 $193 $92,200 $9,220
2011 $181 $92,200 $9,220
2010 $946 $92,200 $9,220
2009 $946 $92,200 $9,220
2008 $174 $9,220

Sale History

DateEventPrice
2026-01-14 Price Changed $292,500
2025-10-10 Listed $300,000
2025-09-24 Listing removed $0
2025-07-29 Price Changed $285,000
2025-06-17 Listed $290,000

Photo Gallery

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      },
      {
        "note": "Property has natural gas available and includes a cooktop/oven, making natural gas the logical fuel for cooking.",
        "utility": "Cooking",
        "allowance": 12
      },
      {
        "note": "Fixed allowance for general electric use, including lights, outlets, and tenant-provided appliances like a refrigerator, as per the schedule for a 3-bedroom unit.",
        "utility": "Other Electric",
        "allowance": 67
      },
      {
        "note": "Natural gas is assumed for water heating, as it's available for other major appliances (heating, cooking), making it the most consistent and economical choice.",
        "utility": "Water Heating",
        "allowance": 24
      },
      {
        "note": "Property is connected to the public water supply as indicated in the listing details.",
        "utility": "Water",
        "allowance": 43
      },
      {
        "note": "Property is connected to the city/public sewer system as indicated in the listing details.",
        "utility": "Sewer",
        "allowance": 46
      },
      {
        "note": "Standard municipal service for a single-family residential property. Inferred as a required utility.",
        "utility": "Trash Collection",
        "allowance": 25
      }
    ],
    "cash_on_cash_return": 0.26,
    "down_payment_amount": 58500.0,
    "property_tax_annual": 1914.77,
    "property_tax_monthly": 159.56,
    "property_tax_increase": 0.03,
    "utility_allowance_total": 287.0,
    "property_management_rate": 0.1,
    "_fetched_payment_standard": {
      "sources": [
        "https://jphsdd.org/2025/01/17/payment-standards-update/",
        "https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
      ],
      "effective_date": "2025-01-01"
    },
    "property_tax_history_year": 2025,
    "annual_cash_flow_after_debt": -3749.66,
    "property_management_monthly": 169.6,
    "monthly_cash_flow_after_debt": -312.47,
    "cash_on_cash_return_after_debt": -0.06
  },
  "section8_assessment": {
    "runs": [
      {
        "summary": "This single-family home appears largely rent-ready for Section 8 / HCV with minor inspection items likely (verification of smoke/CO detectors in required locations, confirmation of GFCI outlets near wet areas, and confirmation that HVAC, water heater and electrical panel are serviceable). New roof and fresh interior finishes strongly reduce major risk. Expect a likely initial pass after confirming required detectors/outlet protections and completing any small code items.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition / Repairs",
            "score": 85.0,
            "rationale": "Interior and exterior photos show well-maintained cosmetic condition: fresh paint, intact tile and laminate flooring, finished trim/molding, functional cabinet doors, and countertops. Kitchen has built-in double oven, gas cooktop and dishwasher visible (no visible refrigerator but that is not required). Minor touch-ups (possible outlet cover replacement, minor caulking) may be needed but no deferred-maintenance signs. New roof stated in listing and roof in photos appears in good condition, lowering near-term repair risk."
          },
          {
            "key": "safety_code",
            "label": "Safety / Code Compliance Risk",
            "score": 78.0,
            "rationale": "No obvious life‑threatening hazards visible. Smoke detector is visible in the kitchen area; bedrooms show windows that appear to provide egress. Entry doors show standard locks and the back/laundry door shows a deadbolt style lock (photo clarity limited). No exposed wiring or broken stairs/handrails seen. Items that cannot be confirmed from photos: CO alarm presence, GFCI-protected outlets at sink, number/placement of smoke detectors (required in each sleeping area/hallway). No visible active leaks, mold, or severe peeling paint. Because certain required devices and outlet protection aren't visible, small compliance items may be needed."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems / Mechanical",
            "score": 75.0,
            "rationale": "Listing states a new roof; exterior photos and roof appearance corroborate. Ceiling vents and return grilles visible in living areas indicate central HVAC is present (unit not shown). Plumbing fixtures, laundry hookups and a utility sink are present and appear intact; no visible water stains or evidence of active leaks. Water heater and electrical panel were not shown; their condition is unknown. Given the age of the house (1966) but visible recent interior updates, systems likely functional but should be verified (HVAC service, hot water, electrical panel labeling and grounding/GFCI)."
          },
          {
            "key": "exterior_site",
            "label": "Exterior and Site Condition",
            "score": 85.0,
            "rationale": "Property sits on a neat corner lot with intact brick siding and painted trim. Driveway and carport are in good condition with proper curb access. Yard is tidy with no visible standing water or debris. Large tree near the roof should be monitored for overhang/leaf buildup but currently not showing damage. Foundation appears level in photos with no visible severe cracking or settlement."
          }
        ],
        "red_flags": [],
        "confidence": 0.7,
        "assumptions": [
          "Central HVAC is present and operational (inferred from ceiling vents/returns visible in photos).",
          "New roof noted in listing is recently installed and in good condition (photos support this).",
          "Water heater and electrical panel exist and are functional though not pictured; no signs of active leaks were visible.",
          "Smoke detector visible in kitchen implies detectors are present elsewhere, but exact placement in bedrooms/hallways is not verifiable from photos.",
          "GFCI protection at kitchen sink/bath may be present but not clearly visible in photos; assume it may need verification or installation.",
          "No recent rental history in last 5 years (rental_history_last_5y shows 'missing'), so rental_history_activity was excluded from scoring."
        ],
        "overall_score": 81.0,
        "rubric_version": "1.0"
      },
      {
        "summary": "This 3-bed/1-bath single-family property appears largely turnkey for Section 8/NSPIRE inspection. The home shows recent roof work, clean interiors, functioning built-ins, and no visible structural or life-safety failures. Primary inspection risks are verification items: confirm HVAC operation, water heater, electrical panel, presence/function of GFCI protection in kitchen/bath, and install/verify carbon monoxide alarm due to gas cooktop. With those quick verifications/fixes (if needed), the property likely passes initial Housing Choice Voucher inspection within 1–2 weeks.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 88.0,
            "rationale": "Interior and exterior photos show a well-maintained home: fresh paint, intact tile and laminate flooring, clean cabinetry, functioning built-in appliances (wall ovens, cooktop, dishwasher), and no visible interior water damage or large cosmetic defects. Listing states a NEW ROOF. Missing capital items are minimal; kitchen and laundry hookups present. Small expected touch-ups (caulking, minor trim or hardware) but no deferred-maintenance visible."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Compliance Risk",
            "score": 78.0,
            "rationale": "Visible smoke alarm above kitchen window indicates at least some smoke detection. Bedrooms have windows that appear to provide egress. Entry door shown with standard hardware; deadbolt not clearly visible in photos and should be confirmed. No exposed wiring, obvious trip hazards, loose guardrails, or severe mold observed. GFCI protection for kitchen/bath not clearly visible in photos (outlets present but GFCI receptacles not obvious) and CO alarm is not visible — property has a gas cooktop (visible burners) which typically requires CO detection. Recommend verifying/installing GFCI outlets near sink and a CO alarm. These are common minor-to-moderate code fixes but worth noting as inspection risks."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems (Roof, HVAC, Electrical, Plumbing)",
            "score": 75.0,
            "rationale": "Listing reports a new roof (photos consistent). Ceiling vents and return grills visible indicating central HVAC ducted system, but no equipment (outdoor condensing unit or furnace) is pictured to confirm working condition — assume operable but must be verified. Plumbing fixtures and laundry hookups visible; water heater not pictured. Electrical panel location and condition not shown. No visible signs of active leaks or structural compromise, but absence of system access photos requires verification of HVAC operation, water heater temperature, and electrical panel condition."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 90.0,
            "rationale": "Exterior photos show a neat corner lot, intact brick/siding, a new-looking roofline, sound driveway/carport and no obvious foundation settlement or standing water. Landscaping trimmed, sidewalks intact and no visible pest/infestation signs. Overall exterior condition appears low-risk for inspection."
          }
        ],
        "red_flags": [],
        "confidence": 0.7,
        "assumptions": [
          "The listing statement 'NEW ROOF' is accurate and the roof installation was completed to standard (no active leaks).",
          "Central HVAC system is present and operable (visible duct/vents indicate system), though outdoor unit and service records are not provided.",
          "Kitchen appliances visible (wall ovens, gas cooktop, dishwasher) are functional or will be made functional prior to lease.",
          "Water heater and electrical panel exist on-site and are serviceable though not shown in photos.",
          "Bedroom windows meet local egress size requirements (appear typical in photos) but exact measurements were not provided.",
          "Front entry door is secure; if no deadbolt is present it will be installed (common minor fix).",
          "Listing photos are representative of the entire unit; bathroom and utility areas not shown are in similar condition."
        ],
        "overall_score": 83.0,
        "rubric_version": "nsPIRE-2024-v1"
      },
      {
        "summary": "Overall this single-family home appears largely turnkey for a Housing Choice Voucher inspection. The property shows strong cosmetic condition, a claimed new roof, functioning appliances, intact flooring, and evidence of central HVAC supply vents. Primary inspection risks are items not visible in photos that commonly fail initial NSPIRE checks: confirmed smoke/carbon monoxide detector placement in sleeping areas, GFCI protection at kitchen/bath outlets, verification of bedroom egress dimensions, and confirmation that HVAC, water heater, and electrical panel are in working order. These are likely low-to-moderate fixes and the property should be rent-ready within 1–3 weeks with basic verification and minor code-compliance work.",
        "criteria": [
          {
            "key": "condition_repairs",
            "label": "Condition & Repairs",
            "score": 85.0,
            "rationale": "Photos show a well-maintained interior and exterior with recent cosmetic updates: fresh paint, intact cabinetry, tile and laminate flooring in good condition, functioning light/ceiling fans, and installed appliances (cooktop, double wall oven, dishwasher). Minor cosmetic items may remain (staging items in laundry, potential outlet/cover not clearly visible in one kitchen shot). No visible peeling paint, torn floor coverings, or obvious deferred maintenance. Missing or nonworking small fixtures would be easy to fix and do not appear widespread."
          },
          {
            "key": "safety_code",
            "label": "Safety & Code Compliance",
            "score": 78.0,
            "rationale": "No obvious life-threatening hazards in photos: ceilings intact, no visible water stains/mold, no exposed wiring, stairs/handrails not present or appear safe. A ceiling-mounted smoke detector is visible in the kitchen area; HVAC vents present. Carbon monoxide detector is not visible in photos. GFCI presence at sink-area outlets is unclear from images. Bedroom egress windows appear present but exact dimensions are not verifiable from photos. Entry door appears secure with a lock; existence of a deadbolt is assumed but not clearly shown. These unknowns create moderate NSPIRE risk requiring quick on-site verification/installation."
          },
          {
            "key": "systems_mechanical",
            "label": "Major Systems & Mechanical",
            "score": 80.0,
            "rationale": "Listing claims a NEW ROOF; exterior photos corroborate a recently replaced roof with no visible sagging or missing shingles. Interior shows central HVAC supply vents (indicating ducted cooling/heating) though system age/operation is not documented in photos. Plumbing fixtures and laundry hookups visible and appear intact; water heater and electrical panel were not photographed. Appliances present (cooktop, ovens, dishwasher) reduce immediate system-level repairs. Overall systems risk appears moderate to low but needs on-site verification of HVAC operation, hot water, and electrical panel condition."
          },
          {
            "key": "exterior_site",
            "label": "Exterior & Site Condition",
            "score": 90.0,
            "rationale": "Corner lot with neat, maintained lawn, clean sidewalks, intact driveway/carport, brick exterior in good repair and no visible foundation settlement or major cracks in photos. Yard appears to drain adequately and no standing water or obvious pest/infestation evidence is visible. Landscaping trimmed and curb appeal strong; minimal exterior repairs anticipated."
          }
        ],
        "red_flags": [],
        "confidence": 0.75,
        "assumptions": [
          "Listing statement 'NEW ROOF' is accurate and photos reflect recent roof replacement with no active leaks.",
          "Central HVAC is present and operational (duct vents visible); full functional test not available from photos.",
          "Water heater exists and provides hot water; not pictured but assumed functional unless otherwise discovered.",
          "Smoke detector shown is functioning; additional detectors (one inside or just outside sleeping rooms) may be required but not photographed.",
          "Carbon monoxide alarm is not shown; assume none visible in photos and may need installation per local code if fuel-burning appliances present.",
          "Electrical panel location and overall wiring condition are not shown; assume standard functioning system absent visible hazards.",
          "Bedroom egress windows appear present but window size/egress compliance not verifiable from photos and will require on-site measurement.",
          "No evidence of active pest infestation, extensive mold, significant foundation movement, or roof failure based on photos; if interior/crawlspace reveals issues, score would be lower.",
          "Property has had no documented rental events in last 5 years (rental_history_last_5y missing), so rental history was not used as a positive factor."
        ],
        "overall_score": 83.0,
        "rubric_version": "nsPIRE-v1-photo-assess-2026-03"
      }
    ],
    "model": "gpt-5-mini-2025-08-07",
    "errors": [],
    "address": "4700 Jasper St, Metairie, LA, 70006",
    "aggregate": {
      "summary": "This single-family home appears largely rent-ready for Section 8 / HCV with minor inspection items likely (verification of smoke/CO detectors in required locations, confirmation of GFCI outlets near wet areas, and confirmation that HVAC, water heater and electrical panel are serviceable). New roof and fresh interior finishes strongly reduce major risk. Expect a likely initial pass after confirming required detectors/outlet protections and completing any small code items.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Condition / Repairs",
          "score": 86.0,
          "rationale": "Interior and exterior photos show well-maintained cosmetic condition: fresh paint, intact tile and laminate flooring, finished trim/molding, functional cabinet doors, and countertops. Kitchen has built-in double oven, gas cooktop and dishwasher visible (no visible refrigerator but that is not required). Minor touch-ups (possible outlet cover replacement, minor caulking) may be needed but no deferred-maintenance signs. New roof stated in listing and roof in photos appears in good condition, lowering near-term repair risk."
        },
        {
          "key": "exterior_site",
          "label": "Exterior and Site Condition",
          "score": 88.3,
          "rationale": "Property sits on a neat corner lot with intact brick siding and painted trim. Driveway and carport are in good condition with proper curb access. Yard is tidy with no visible standing water or debris. Large tree near the roof should be monitored for overhang/leaf buildup but currently not showing damage. Foundation appears level in photos with no visible severe cracking or settlement."
        },
        {
          "key": "safety_code",
          "label": "Safety / Code Compliance Risk",
          "score": 78.0,
          "rationale": "No obvious life‑threatening hazards visible. Smoke detector is visible in the kitchen area; bedrooms show windows that appear to provide egress. Entry doors show standard locks and the back/laundry door shows a deadbolt style lock (photo clarity limited). No exposed wiring or broken stairs/handrails seen. Items that cannot be confirmed from photos: CO alarm presence, GFCI-protected outlets at sink, number/placement of smoke detectors (required in each sleeping area/hallway). No visible active leaks, mold, or severe peeling paint. Because certain required devices and outlet protection aren't visible, small compliance items may be needed."
        },
        {
          "key": "systems_mechanical",
          "label": "Major Systems / Mechanical",
          "score": 76.7,
          "rationale": "Listing states a new roof; exterior photos and roof appearance corroborate. Ceiling vents and return grilles visible in living areas indicate central HVAC is present (unit not shown). Plumbing fixtures, laundry hookups and a utility sink are present and appear intact; no visible water stains or evidence of active leaks. Water heater and electrical panel were not shown; their condition is unknown. Given the age of the house (1966) but visible recent interior updates, systems likely functional but should be verified (HVAC service, hot water, electrical panel labeling and grounding/GFCI)."
        }
      ],
      "red_flags": [],
      "confidence": 0.95,
      "assumptions": [
        "Central HVAC is present and operational (inferred from ceiling vents/returns visible in photos).",
        "New roof noted in listing is recently installed and in good condition (photos support this).",
        "Water heater and electrical panel exist and are functional though not pictured; no signs of active leaks were visible.",
        "Smoke detector visible in kitchen implies detectors are present elsewhere, but exact placement in bedrooms/hallways is not verifiable from photos.",
        "GFCI protection at kitchen sink/bath may be present but not clearly visible in photos; assume it may need verification or installation.",
        "No recent rental history in last 5 years (rental_history_last_5y shows 'missing'), so rental_history_activity was excluded from scoring."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 82.1,
      "rubric_version": "1.0",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "8339664538"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.