200 Woodward Dr, Hueytown, AL, 35023
Hueytown, AL
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 75.60%
Confidence: 83.00%
Property appears well maintained with cosmetic updates, intact ceilings/walls/flooring, functioning HVAC vents and thermostat, and no visible life‑threat hazards. Likely to pass an initial NSPIRE/HUD Section 8 inspection after routine verification items (CO detector if required, GFCI outlets, confirm stove/hot water, and electrical panel) are confirmed or corrected. Expect minor repairs/verification within 1–4 weeks; allow up to 30 days to address undocumented system items.
Property Fundamentals
Property Description
Move in Ready! 1 story living in Hueytown! Fantastic location right off the interstate. Loads of shopping and resturaunts nearby. Quiet neighborhood. Perfect starter home or investment property for any savvy real estate investor trying to get a turnkey property. Home has been immaculately maintained by the current owner. Nothing to do but move in! Schedule your showing now before this one is gone!
Utility Allowances
Source References
Insurance Quotes
Coverage Options
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Risk and Criteria Detail
Red Flags
- success
Assumptions
- Kitchen refrigerator (visible) is left with the property; stove/range is not shown in photos and may be present or require installation—I assume a stove is likely present or can be supplied easily.
- Central HVAC exists and is operational (thermostat and vents visible); exact age/condition of furnace/AC not visible.
- Water heater and plumbing fixtures function but are not shown; assume working unless inspection reveals otherwise.
- Electrical panel and GFCI protection are not pictured; assume standard service present but GFCI in kitchen/bath may need verification/upgrade.
- Smoke detector visible in living area; additional smoke detectors and CO alarms (if required by local code) may be missing and should be installed/verified.
- Bedrooms and their egress windows are not clearly shown; assume typical windows present but recommend verifying that each bedroom meets egress size/operation requirements.
- No visible signs of active roof leaks, major foundation movement, mold, or severe structural issues in photos; assume none present unless inspection finds otherwise.
- Because home was built in 1955, lead-based paint risk is possible; assume exterior/interior painted surfaces were addressed during recent maintenance but lead-risk disclosure/testing may be required per local/state rules.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2024 | $1,039 | $86,500 | $17,300 |
| 2023 | $1,039 | $86,500 | $17,300 |
| 2022 | $984 | $82,400 | $16,480 |
| 2021 | $811 | $67,500 | $13,500 |
| 2020 | $625 | $52,000 | $10,400 |
| 2019 | $621 | $51,700 | $10,340 |
| 2018 | $682 | $56,800 | $11,360 |
| 2017 | $682 | $56,800 | $11,360 |
| 2016 | $682 | $56,800 | $11,360 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-12-29 | Listed | $110,000 |
| 2023-10-25 | Listing removed | $0 |
| 2023-10-18 | Price Changed for rent | $995 |
| 2023-10-06 | Price Changed for rent | $1,020 |
| 2023-10-04 | Listed for rent | $1,035 |
| 2023-09-29 | Listing removed | $0 |
| 2023-09-23 | Listed for rent | $1,035 |
| 2020-09-22 | Listing removed | $825 |
| 2020-06-04 | Sold | $88,000 |
Photo Gallery
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{
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},
{
"tax": 1039,
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"assessment": {
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}
},
{
"tax": 984,
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"assessment": {
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},
{
"tax": 811,
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"land": null,
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},
{
"tax": 625,
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"assessment": {
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{
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},
{
"tax": 682,
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{
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{
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{
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{
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{
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{
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{
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{
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{
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],
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},
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},
"property_id": "8359211855",
"generated_at": "2026-02-16T01:50:19.043179Z",
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"reason": "disabled",
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"processing_status": {
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"eligible": true,
"min_score": 60.0,
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"realtor_link": "https://www.realtor.com/realestateandhomes-detail/200-Woodward-Dr_Hueytown_AL_35023_M83592-11855",
"bedroom_count": 3,
"interest_rate": 0.07,
"purchase_price": 110000.0,
"loan_term_years": 30,
"annual_cash_flow": 11655.33,
"mortgage_monthly": 585.47,
"payment_standard": 1760.0,
"total_amount_out": 22000.0,
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],
"down_payment_rate": 0.2,
"insurance_monthly": 60.04,
"monthly_cash_flow": 971.28,
"property_tax_rate": 0.0060999999999999995,
"_utility_allowance": {
"sources": [
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],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property has an electric oven. Selected 'Elec: Ala Power' as it is a major regional provider and the most expensive electric cooking option on the schedule.",
"utility": "Cooking",
"allowance": 21
},
{
"note": "Property has electric central heating. Selected 'Elec Heat: Ala Power' as it is a major regional provider and the most expensive electric heating option on the schedule.",
"utility": "Heating",
"allowance": 93
},
{
"note": "Property has electric central cooling. Selected 'A/C: Alabama Power' as it is a major regional provider and the most expensive electric cooling option on the schedule.",
"utility": "Cooling",
"allowance": 22
},
{
"note": "Property has an electric water heater. Selected 'Elec: Ala Power' as a major regional provider and the most expensive electric water heating option on the schedule.",
"utility": "Water Heating",
"allowance": 56
},
{
"note": "For general electric usage. Selected 'Lights, Ref, Etc.: Ala Power' to be consistent with other electric utility choices and as the most expensive option.",
"utility": "Other Electric (Lights & Appliances)",
"allowance": 68
},
{
"note": "Property has public water. The provider for Hueytown is not specified; 'Water: Birmingham' was selected as a major provider in Jefferson County.",
"utility": "Water",
"allowance": 78
},
{
"note": "Property is connected to a public sewer system. The allowance is a fixed rate from the schedule for a 3-bedroom unit.",
"utility": "Sewer",
"allowance": 151
},
{
"note": "Trash collection provider is not specified. Assumed tenant responsibility and selected 'Jefferson City (Once per week)' as a proxy for a municipality in Jefferson County.",
"utility": "Trash Collection",
"allowance": 20
},
{
"note": "A microwave is not listed as a provided appliance. The allowance is for a tenant-owned microwave.",
"utility": "Range/Microwave",
"allowance": 6
}
],
"cash_on_cash_return": 0.53,
"down_payment_amount": 22000.0,
"property_tax_annual": 1070.17,
"property_tax_monthly": 89.18,
"property_tax_increase": 0.03,
"utility_allowance_total": 515.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://www.jcha.com/section-8-payment-standards"
],
"effective_date": "2026-01-01"
},
"property_tax_history_year": 2024,
"annual_cash_flow_after_debt": 4629.74,
"property_management_monthly": 124.5,
"monthly_cash_flow_after_debt": 385.81,
"cash_on_cash_return_after_debt": 0.21
},
"section8_assessment": {
"runs": [
{
"summary": "Property appears well maintained with cosmetic updates, intact ceilings/walls/flooring, functioning HVAC vents and thermostat, and no visible life‑threat hazards. Likely to pass an initial NSPIRE/HUD Section 8 inspection after routine verification items (CO detector if required, GFCI outlets, confirm stove/hot water, and electrical panel) are confirmed or corrected. Expect minor repairs/verification within 1–4 weeks; allow up to 30 days to address undocumented system items.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 88.0,
"rationale": "Interior photos show fresh paint, intact trim, new-looking LVP flooring, functioning ceiling fan and light fixtures; minimal cosmetic wear (scuffed front door threshold, small trim touch-ups, exterior siding dirt). Refrigerator visible in kitchen; stove not shown (could be present). No visible water-damaged drywall or collapsed surfaces. Overall condition is good with only minor cosmetic and finish repairs expected (easy-to-fix)."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 75.0,
"rationale": "Visible positives: ceiling-mounted smoke detector in living area, exterior entry appears to have a secondary lock, interior outlets have covers, porch has railing. Visible HVAC vents/thermostat indicate central system. Unknown/not visible: carbon monoxide detector(s), GFCI protection in kitchen/bath, electrical panel condition, hot water availability, and bedroom egress window details. No exposed wiring, active leaks, or obvious trip/fall hazards seen. Because several NSPIRE-required items are not verifiable from photos, moderate risk remains but no immediate life‑threat hazards are visible."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 75.0,
"rationale": "Evidence of central HVAC (vent registers and thermostat) and a refrigerator in the kitchen. Roof appears to be a metal roof in good visible condition with no sagging. Electrical panel, water heater, plumbing fixtures, and HVAC equipment (furnace/AC unit) are not shown — functionality is inferred but unconfirmed. Given intact vents and thermostat and no visible water damage, systems likely functional but their age/condition cannot be confirmed from photos."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 80.0,
"rationale": "Vinyl siding appears serviceable; metal roof looks intact. Porch and railing present and appear stable. Yard is level but shows sparse turf and some bare patches; driveway/walkway show surface wear but no major trip hazards. Foundation vents visible; no obvious foundation cracks or drainage/standing water observed. Exterior cleanliness and minor landscaping needed but no structural exterior failures visible."
}
],
"red_flags": [],
"confidence": 0.65,
"assumptions": [
"Kitchen refrigerator (visible) is left with the property; stove/range is not shown in photos and may be present or require installation—I assume a stove is likely present or can be supplied easily.",
"Central HVAC exists and is operational (thermostat and vents visible); exact age/condition of furnace/AC not visible.",
"Water heater and plumbing fixtures function but are not shown; assume working unless inspection reveals otherwise.",
"Electrical panel and GFCI protection are not pictured; assume standard service present but GFCI in kitchen/bath may need verification/upgrade.",
"Smoke detector visible in living area; additional smoke detectors and CO alarms (if required by local code) may be missing and should be installed/verified.",
"Bedrooms and their egress windows are not clearly shown; assume typical windows present but recommend verifying that each bedroom meets egress size/operation requirements.",
"No visible signs of active roof leaks, major foundation movement, mold, or severe structural issues in photos; assume none present unless inspection finds otherwise.",
"Because home was built in 1955, lead-based paint risk is possible; assume exterior/interior painted surfaces were addressed during recent maintenance but lead-risk disclosure/testing may be required per local/state rules."
],
"overall_score": 80.0,
"rubric_version": "2026-02-NSPIRE-v1"
},
{
"summary": "Overall the property appears in good cosmetic condition and is likely to pass many NSPIRE checks after basic verification items are addressed. Main positives: refreshed interior, intact siding and metal roof, forced-air system indications, functioning smoke alarm in living room, deadbolt on entry. Primary inspection risks are unverified items not visible in photos — presence/operation of stove and water heater, electrical panel condition, GFCI protection in kitchen/bath, bedroom egress compliance, and carbon monoxide alarm. These are moderate-risk items that can typically be corrected quickly if issues are found. Estimated readiness: minor repairs and verification steps required; likely rent-ready within ~30 days pending system verifications.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior appears recently refreshed: new-looking laminate floors, painted walls, intact trim and ceiling; living spaces show functioning ceiling fan and installed thermostat. Exterior siding and metal roof look intact. Minor cosmetic wear at front door/porch paint, small landscaping neglect, and some baseboard scuffs visible. Kitchen shows a refrigerator (black) but stove not visible in photos — missing appliances would reduce score moderately. No major visible deferred maintenance."
},
{
"key": "safety_code",
"label": "Safety & Code Risk (NSPIRE-focused)",
"score": 70.0,
"rationale": "Visible smoke detector in living area and a front entry deadbolt present. Windows and bedroom locations not fully shown so egress for bedrooms is unconfirmed. No exposed wiring observed; vents and thermostat indicate forced-air heating/AC. Carbon monoxide alarm not visible in photos and GFCI protection in kitchen/bath not confirmed. No active water intrusion, sagging ceilings, or obvious trip hazards evident from photos. Because key code items (CO alarms, GFCI, bedroom egress) are unverified, some inspection risk remains."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Integrity",
"score": 65.0,
"rationale": "Forced-air HVAC appears present (supply/return vents and wall thermostat). Metal roof looks serviceable from exterior photo. Refrigerator visible; range/stove, water heater, and electrical panel were not photographed so their condition is unknown. Given the home’s 1955 construction, unseen systems (electrical service, water heater, plumbing supply/venting) introduce moderate risk though there are no visible signs of system failure."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Vinyl siding appears intact, metal roof looks sound, foundation appears settled with crawlspace vents present and no visible large cracks. Porch has iron guardrail; steps appear usable though few photos of step condition detail exist. Yard is flat with no visible standing water; some overgrown shrubs and minimal site maintenance noted. No signs of infestation or major exterior neglect in photos."
}
],
"red_flags": [],
"confidence": 0.7,
"assumptions": [
"Central forced-air HVAC is present and operational (thermostat and vents observed); full service history not provided.",
"Water heater and main electrical panel are present and functional but were not photographed — assumed no catastrophic failure unless discovered on inspection.",
"A cooking appliance (stove/range) may be present but was not photographed; refrigerator is visible in kitchen photos.",
"Smoke alarm observed in living area; additional smoke alarms/CO alarms in bedrooms or hallways were not photographed and therefore assumed to need verification/installation if missing.",
"GFCI protection in kitchen and bath was not visible in photos and should be confirmed; assumed possibly missing and may require installation.",
"No active roof leaks, major foundation movement, or severe mold were observed in photos; assumed absent unless an interior inspection reveals otherwise."
],
"overall_score": 72.0,
"rubric_version": "ns-mvp-2026-01"
},
{
"summary": "Based on photos and listing information this 3-bed, 1-bath single-family appears generally well maintained and likely to pass an initial HCV/NSPIRE inspection with only minor-to-moderate fixes. Interior finishes look updated, HVAC and thermostat are visible, smoke detector is present, and exterior envelope (metal roof, vinyl siding) appears sound. Key items to confirm before inspection: presence/operation of hot water heater and electrical panel, presence of a working carbon monoxide alarm (if fuel-burning appliances exist), GFCI protection in kitchen/bath, functioning stove (if required by lease) or documentation that appliances will be provided, and lead-based paint disclosures (built 1955). With those verifications and small repairs (install GFCI/CO if needed, threshold/finish work, ensure stove), the property should be rent-ready within ~30 days.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 78.0,
"rationale": "Interior and exterior photos show recently painted walls, new-looking laminate plank flooring, working ceiling fan/light and intact trim. Minor cosmetic wear at exterior threshold/porch and some scuffing at floors/door bottoms. Kitchen shot shows a refrigerator present but no stove visible in photos (missing stove would be an easy-to-fix appliance issue). No visible water stains, major drywall damage, or collapsed surfaces. Overall mostly cosmetic or small repair items; moderate deduction for missing/uncertain appliances and minor threshold/finish work."
},
{
"key": "safety_code",
"label": "Safety / Code Compliance Risk",
"score": 68.0,
"rationale": "Photo evidence of at least one ceiling-mounted smoke detector in main living area and a secure entry door with two locks. No exposed wiring or broken guardrails visible; porch railing present. GFCI outlets are not visible in kitchen/bath photos. No carbon monoxide alarm is visible (may be required if fuel-burning appliances are present). Bedrooms not explicitly shown for emergency egress windows but multiple windows are present in photos; egress likely but not confirmed. Property was built in 1955 so lead-based paint hazard/disclosure is required. Given visible smoke detector and secure entry, primary life-safety items appear addressed, but missing/undocumented GFCI and CO protection reduce the score."
},
{
"key": "systems_mechanical",
"label": "Systems & Mechanical Condition",
"score": 75.0,
"rationale": "Central HVAC supply/return vent and a thermostat are visible, indicating a forced-air heating/cooling system is present. Roof appears to be metal and in good visible condition from the front photo. Water heater and electrical panel are not shown, so their condition is unknown. No visible signs of active leaks, dampness, or structural sagging. Score reflects likely working HVAC and intact roof but deducts for unverified water heater, panel condition, and plumbing operation."
},
{
"key": "exterior_site",
"label": "Exterior & Site",
"score": 75.0,
"rationale": "Vinyl siding and metal roof appear intact; covered front porch with metal railing present. Yard is flat and appears stable; driveway/walkway shows some exposed dirt/patching that could be a trip risk in spots. Foundation perimeter is skirted; no visible major foundation cracking or sagging from provided photos. Landscaping minimal but no evidence of infestation or severe neglect."
}
],
"red_flags": [
"Built 1955 — potential lead-based paint hazard (requires disclosure and possible mitigation).",
"No carbon monoxide alarm visible (required if fuel-burning appliances or attached garage present).",
"No GFCI outlet(s) visible in kitchen/bath areas in photos (may be required by local code/inspection).",
"Kitchen stove/range not shown in photos (may be missing; appliance absence affects habitability but is an easy-to-fix item)."
],
"confidence": 0.7,
"assumptions": [
"Central forced-air HVAC is present and operational (thermostat and vents visible).",
"Water heater and electrical panel exist and are serviceable though not shown in photos.",
"Bedrooms have egress windows adequate for code/NSPIRE (windows are visible in multiple rooms but specific bedroom egress not photographed).",
"Listing reference to 'move in ready' indicates no active leaks or recent major repairs; no visible active water intrusion in photos.",
"Appliances: a refrigerator is visible; a stove/range is not shown and may be missing — considered an easy-to-fix appliance issue unless otherwise disclosed.",
"Because the house was built in 1955, lead-based paint hazards are possible and proper disclosures/mitigation are required prior to tenancy."
],
"overall_score": 74.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "200 Woodward Dr, Hueytown, AL, 35023",
"aggregate": {
"summary": "Property appears well maintained with cosmetic updates, intact ceilings/walls/flooring, functioning HVAC vents and thermostat, and no visible life‑threat hazards. Likely to pass an initial NSPIRE/HUD Section 8 inspection after routine verification items (CO detector if required, GFCI outlets, confirm stove/hot water, and electrical panel) are confirmed or corrected. Expect minor repairs/verification within 1–4 weeks; allow up to 30 days to address undocumented system items.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 81.3,
"rationale": "Interior photos show fresh paint, intact trim, new-looking LVP flooring, functioning ceiling fan and light fixtures; minimal cosmetic wear (scuffed front door threshold, small trim touch-ups, exterior siding dirt). Refrigerator visible in kitchen; stove not shown (could be present). No visible water-damaged drywall or collapsed surfaces. Overall condition is good with only minor cosmetic and finish repairs expected (easy-to-fix)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 76.7,
"rationale": "Vinyl siding appears serviceable; metal roof looks intact. Porch and railing present and appear stable. Yard is level but shows sparse turf and some bare patches; driveway/walkway show surface wear but no major trip hazards. Foundation vents visible; no obvious foundation cracks or drainage/standing water observed. Exterior cleanliness and minor landscaping needed but no structural exterior failures visible."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance",
"score": 71.0,
"rationale": "Visible positives: ceiling-mounted smoke detector in living area, exterior entry appears to have a secondary lock, interior outlets have covers, porch has railing. Visible HVAC vents/thermostat indicate central system. Unknown/not visible: carbon monoxide detector(s), GFCI protection in kitchen/bath, electrical panel condition, hot water availability, and bedroom egress window details. No exposed wiring, active leaks, or obvious trip/fall hazards seen. Because several NSPIRE-required items are not verifiable from photos, moderate risk remains but no immediate life‑threat hazards are visible."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 71.7,
"rationale": "Evidence of central HVAC (vent registers and thermostat) and a refrigerator in the kitchen. Roof appears to be a metal roof in good visible condition with no sagging. Electrical panel, water heater, plumbing fixtures, and HVAC equipment (furnace/AC unit) are not shown — functionality is inferred but unconfirmed. Given intact vents and thermostat and no visible water damage, systems likely functional but their age/condition cannot be confirmed from photos."
}
],
"red_flags": [],
"confidence": 0.83,
"assumptions": [
"Kitchen refrigerator (visible) is left with the property; stove/range is not shown in photos and may be present or require installation—I assume a stove is likely present or can be supplied easily.",
"Central HVAC exists and is operational (thermostat and vents visible); exact age/condition of furnace/AC not visible.",
"Water heater and plumbing fixtures function but are not shown; assume working unless inspection reveals otherwise.",
"Electrical panel and GFCI protection are not pictured; assume standard service present but GFCI in kitchen/bath may need verification/upgrade.",
"Smoke detector visible in living area; additional smoke detectors and CO alarms (if required by local code) may be missing and should be installed/verified.",
"Bedrooms and their egress windows are not clearly shown; assume typical windows present but recommend verifying that each bedroom meets egress size/operation requirements.",
"No visible signs of active roof leaks, major foundation movement, mold, or severe structural issues in photos; assume none present unless inspection finds otherwise.",
"Because home was built in 1955, lead-based paint risk is possible; assume exterior/interior painted surfaces were addressed during recent maintenance but lead-risk disclosure/testing may be required per local/state rules."
],
"score_method": "mean_of_criteria",
"overall_score": 75.6,
"rubric_version": "2026-02-NSPIRE-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8359211855"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.