Property ID: 8365974294

145 Levee View Dr, River Ridge, LA, 70123

River Ridge, LA

For Sale Mar 27, 2026 05:29 PM UTC Realtor Street View Rent Zestimate
Money Down: $38,400 CoC Return: 4.44% Monthly Cash Flow: $142
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$32,000
Closing Costs
$6,400
Total Down
$38,400
Primary property image

Investment Snapshot

Purchase Price
$160,000
Money Down
$38,400
Cash-on-Cash Return
4.44%
Rent
$1,303
Monthly Cash Flow
$142
Annual Cash Flow
$1,707
Debt Service / Mo
$852
Property Tax / Mo
$85
Insurance / Mo
$94

Quality Score and Underwriting

Monthly Cash Flow Breakdown

Rent (Projected)
$1,303
Payment Standard
$1,552
Rent
$1,303
Insurance
$94
Property Tax
$85
Management
$130
Utilities Allowance
$249
NOI (Monthly)
$994
Debt Service
$852
Cash Flow After Debt
$142

Quality Score: 57.50%

Confidence: 50.00%

Moderate inspection risk. The house shows generally sound structure and intact finishes but has several NSPIRE-relevant unknowns: no visible smoke/CO detectors, missing/uncertain GFCI protection, HVAC functionality is unclear (window units present alongside ceiling registers), and the seller will not perform repairs. Cosmetic updates and installation/verification of life-safety devices and possibly HVAC/service testing are likely required. Expect moderate repairs and testing (30–60 days) before passing an initial HCV/NSPIRE inspection unless systems and detectors are proven functional on-site.

Section 8 Payment Standard
$1,552
Utility Allowance Total
$249
Guaranteed Section 8 Rent (PS - Utilities)
$1,303
Property Management
$130

Property Fundamentals

Status
For Sale
Type
single_family
List Price
$160,000
Beds
2
Baths
2
Living Area
1,211 sqft
Lot Size
Year Built
1986
Days on Market
52
Capital Outlay
$38,400
Debt Service
$852
Property Tax / Mo
$85
Insurance / Mo
$94

Property Description

Here is your chance to live in River Ridge. This home is part of a succession. This 2 bed 2 bath home is being sold as is. The Succession will not make any repairs nor compensate for any repairs. Inspections are for informational purposes only. In order to make an offer on the property you must go inside of the property. You must have an agent to go inside the property. Contracts cannot be assigned. This home will not go FHA, VA or RD financing due to its condition. We do not know how old the roof is.

Utility Allowances

Natural Gas Cooking
$10
Property details specify 'Gas: Natural' and a gas range is visible in photos, so the natural gas option was chosen for cooking.
Natural Gas Heating
$61
Property details specify 'Gas: Natural', making it the most logical and economical choice for the primary heating source.
Other Electric
$57
This is a standard fixed allowance for general electricity, lighting, and tenant-provided appliances in a 2-bedroom single-family home.
Sewer
$39
Property details explicitly state 'Sewer: City', matching this utility.
Trash Collection
$25
Trash collection is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility.
Water
$36
Property details explicitly state 'Water Source: Public', matching this utility.
Natural Gas Water Heating
$21
Natural gas is available for other appliances (heating, cooking), making it the most probable and cost-effective fuel for water heating.

Source References

Utility Allowance Source
Effective Date: Jan 01, 2026
No utility allowance source links available.

Insurance Quotes

Coverage Options

View Quote
DP1 Annual Estimate$1,132
DP3 Annual Estimate$1,132
DP1 Monthly Equivalent$94
DP3 Monthly Equivalent$94
Replacement Value$41,800
Basis1,211 sqft / 1986

Nearby Houses

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129 Levee View Dr

sold · 0.04 mi
Price: $215,000
3 bd / 2 ba · 1,362 sqft
Latest sale: —
Latest rent: —
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147 Colonial Heights Dr

sold · 0.05 mi
Price: $295,000
3 bd / 2 ba · 1,262 sqft
Latest sale: —
Latest rent: —
Nearby house 3
Photo unavailable

121 Levee View Dr

for_sale · 0.06 mi
Price: $280,000
3 bd / 2 ba · 1,552 sqft
Latest sale: —
Latest rent: —
Nearby house 4
Photo unavailable

213 Lassalle Dr

for_sale · 0.11 mi
Price: $385,000
3 bd / 2 ba · 1,680 sqft
Latest sale: —
Latest rent: —
Nearby house 5
Photo unavailable

52 Hennessey Ct

for_sale · 0.13 mi
Price: $290,000
3 bd / 1 ba · 1,116 sqft
Latest sale: — on Sep 14, 2021
Latest rent: —

Properties Used for Comps

No comp properties were returned in this payload.

Risk and Criteria Detail

Red Flags

  • success

Assumptions

  • Central HVAC likely exists (visible ceiling vents) but may be nonfunctional or partially supplemented by window AC units; assumption based on presence of ceiling registers plus window units in bedrooms.
  • No smoke or CO detectors are present (none visible in photos); assume they are missing or not positioned per NSPIRE until confirmed.
  • GFCI protection at kitchen sink/bathroom outlets is not evident in photos; assume absent until verified.
  • Water heater and electrical panel are present but not shown; assume serviceable unless demonstrated otherwise during in-person inspection.
  • Roof appears visually intact from front photo but age/remaining life unknown; assume potential near-term expense per listing note about unknown roof age.
  • Appliances: gas range present; refrigerator not shown — assume missing or not included.
  • Listing 'sold as is' and statement that property 'will not go FHA/VA/RD due to its condition' implies undisclosed interior/system defects may exist beyond what photos show; assume increased risk of hidden issues.

Tax and Sale History

Property Tax History

YearTaxMarket TotalAssessment Total
2025 $985 $77,300 $7,730
2024 $936 $77,300 $7,730
2023 $978 $77,300 $7,730
2022 $951 $77,300 $7,730
2021 $883 $77,300 $7,730
2020 $876 $77,300 $7,730
2019 $901 $77,300 $7,730
2018 $839 $77,300 $7,730
2017 $839 $77,300 $7,730
2016 $822 $77,300 $7,730
2015 $841 $77,300 $7,730
2014 $830 $77,300 $7,730
2013 $830 $77,300 $7,730
2012 $24 $77,300 $7,730
2011 $21 $77,300 $7,730
2010 $762 $77,300 $7,730
2009 $762 $77,300 $7,730
2008 $250 $10,070

Sale History

DateEventPrice
2026-03-13 Price Changed $160,000
2026-02-16 Listed $180,000
1987-02-01 Sold $0

Photo Gallery

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              "Total Square Feet Living: 1211",
              "Year Built: 1986",
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              "Building Exterior Type: Brick, Siding",
              "Foundation Details: Slab",
              "Property Age: 40",
              "Roof: Seal Tab",
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              "House Style: Ranch",
              "Total Area Sqft: 1740",
              "Year Built Source: Appraiser"
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        "allowance": 10
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        "note": "Property details specify 'Gas: Natural', making it the most logical and economical choice for the primary heating source.",
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        "allowance": 61
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        "note": "This is a standard fixed allowance for general electricity, lighting, and tenant-provided appliances in a 2-bedroom single-family home.",
        "utility": "Other Electric",
        "allowance": 57
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        "note": "Property details explicitly state 'Sewer: City', matching this utility.",
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        "allowance": 39
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      {
        "note": "Trash collection is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility.",
        "utility": "Trash Collection",
        "allowance": 25
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        "note": "Property details explicitly state 'Water Source: Public', matching this utility.",
        "utility": "Water",
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      {
        "note": "Natural gas is available for other appliances (heating, cooking), making it the most probable and cost-effective fuel for water heating.",
        "utility": "Natural Gas Water Heating",
        "allowance": 21
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        "summary": "Moderate inspection risk. The house shows generally sound structure and intact finishes but has several NSPIRE-relevant unknowns: no visible smoke/CO detectors, missing/uncertain GFCI protection, HVAC functionality is unclear (window units present alongside ceiling registers), and the seller will not perform repairs. Cosmetic updates and installation/verification of life-safety devices and possibly HVAC/service testing are likely required. Expect moderate repairs and testing (30–60 days) before passing an initial HCV/NSPIRE inspection unless systems and detectors are proven functional on-site.",
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            "score": 45.0,
            "rationale": "Multiple NSPIRE-relevant items are not visible or not clearly compliant in photos: no smoke detectors or CO alarms are visible in living areas/bedrooms; GFCI protection near kitchen sink is not evident; presence/operation of smoke/CO detectors unknown. Bedroom windows appear to provide egress but one lower sash in bedrooms is partially occupied by window AC units which could impede egress—this is a potential fail point. Entry door appears secure but deadbolt not confirmed. No obvious exposed wiring or collapsed ceilings seen. Because life-safety devices and required outlet protection are not verifiable, inspection risk is moderate-high."
          },
          {
            "key": "systems_mechanical",
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            "score": 55.0,
            "rationale": "Photos show ceiling HVAC vents/returns (ceiling registers) suggesting a central system exists, but window ACs are installed in sleeping rooms suggesting central HVAC may be incomplete, nonfunctional, or supplemented. Stove (gas) is present and appears connected. Water heater, electrical panel, and furnace/air handler are not shown. Roof shingles look intact from exterior photo but listing explicitly states roof age unknown and seller will not repair, so roof risk cannot be ruled out. Plumbing fixtures appear present and functional in photos but hot water availability not verifiable. Overall mechanical/system condition is uncertain from photos — moderate risk until systems are tested."
          },
          {
            "key": "exterior_site",
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            "score": 75.0,
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          }
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          "No smoke or CO detectors are present (none visible in photos); assume they are missing or not positioned per NSPIRE until confirmed.",
          "GFCI protection at kitchen sink/bathroom outlets is not evident in photos; assume absent until verified.",
          "Water heater and electrical panel are present but not shown; assume serviceable unless demonstrated otherwise during in-person inspection.",
          "Roof appears visually intact from front photo but age/remaining life unknown; assume potential near-term expense per listing note about unknown roof age.",
          "Appliances: gas range present; refrigerator not shown — assume missing or not included.",
          "Listing 'sold as is' and statement that property 'will not go FHA/VA/RD due to its condition' implies undisclosed interior/system defects may exist beyond what photos show; assume increased risk of hidden issues."
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        "overall_score": 58.0,
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    "address": "145 Levee View Dr, River Ridge, LA, 70123",
    "aggregate": {
      "summary": "Moderate inspection risk. The house shows generally sound structure and intact finishes but has several NSPIRE-relevant unknowns: no visible smoke/CO detectors, missing/uncertain GFCI protection, HVAC functionality is unclear (window units present alongside ceiling registers), and the seller will not perform repairs. Cosmetic updates and installation/verification of life-safety devices and possibly HVAC/service testing are likely required. Expect moderate repairs and testing (30–60 days) before passing an initial HCV/NSPIRE inspection unless systems and detectors are proven functional on-site.",
      "criteria": [
        {
          "key": "condition_repairs",
          "label": "Visible condition & repairs",
          "score": 60.0,
          "rationale": "Interior and exterior photos show generally intact finishes: ceramic tile floors throughout, painted walls, intact cabinetry and countertops. Some cosmetic deferred maintenance is visible (scuffs, older fixtures, dated fluorescent kitchen light, grout/trim wear). Kitchen has a gas range present but no refrigerator visible. Bathrooms functional-looking but dated; tub surround shows discoloration but no active collapse. Listing states 'sold as is' and seller will not make repairs, increasing time/cost to address deferred items. Overall appears habitable but needs moderate cosmetic and appliance completion to be tenant-ready."
        },
        {
          "key": "exterior_site",
          "label": "Exterior envelope, yard and site condition",
          "score": 75.0,
          "rationale": "Front exterior and yard appear maintained: walkways and driveway intact, brick facade and siding in acceptable visual condition, fenced backyard visible, covered patio/carport present. No visible standing water, major foundation settlement, or severe exterior damage in provided photos. Roof surface appears even without visible sagging. Fencing and yard appear serviceable. Exterior condition is the strongest area based on images."
        },
        {
          "key": "safety_code",
          "label": "Section 8 / NSPIRE safety & code risks",
          "score": 45.0,
          "rationale": "Multiple NSPIRE-relevant items are not visible or not clearly compliant in photos: no smoke detectors or CO alarms are visible in living areas/bedrooms; GFCI protection near kitchen sink is not evident; presence/operation of smoke/CO detectors unknown. Bedroom windows appear to provide egress but one lower sash in bedrooms is partially occupied by window AC units which could impede egress—this is a potential fail point. Entry door appears secure but deadbolt not confirmed. No obvious exposed wiring or collapsed ceilings seen. Because life-safety devices and required outlet protection are not verifiable, inspection risk is moderate-high."
        },
        {
          "key": "systems_mechanical",
          "label": "Major systems & mechanical condition",
          "score": 55.0,
          "rationale": "Photos show ceiling HVAC vents/returns (ceiling registers) suggesting a central system exists, but window ACs are installed in sleeping rooms suggesting central HVAC may be incomplete, nonfunctional, or supplemented. Stove (gas) is present and appears connected. Water heater, electrical panel, and furnace/air handler are not shown. Roof shingles look intact from exterior photo but listing explicitly states roof age unknown and seller will not repair, so roof risk cannot be ruled out. Plumbing fixtures appear present and functional in photos but hot water availability not verifiable. Overall mechanical/system condition is uncertain from photos — moderate risk until systems are tested."
        }
      ],
      "red_flags": [],
      "confidence": 0.5,
      "assumptions": [
        "Central HVAC likely exists (visible ceiling vents) but may be nonfunctional or partially supplemented by window AC units; assumption based on presence of ceiling registers plus window units in bedrooms.",
        "No smoke or CO detectors are present (none visible in photos); assume they are missing or not positioned per NSPIRE until confirmed.",
        "GFCI protection at kitchen sink/bathroom outlets is not evident in photos; assume absent until verified.",
        "Water heater and electrical panel are present but not shown; assume serviceable unless demonstrated otherwise during in-person inspection.",
        "Roof appears visually intact from front photo but age/remaining life unknown; assume potential near-term expense per listing note about unknown roof age.",
        "Appliances: gas range present; refrigerator not shown — assume missing or not included.",
        "Listing 'sold as is' and statement that property 'will not go FHA/VA/RD due to its condition' implies undisclosed interior/system defects may exist beyond what photos show; assume increased risk of hidden issues."
      ],
      "score_method": "mean_of_criteria",
      "overall_score": 57.5,
      "rubric_version": "2026-03-hud-nspire-v1",
      "confidence_method": "derived_from_run_agreement"
    },
    "property_id": "8365974294"
  }
}

This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.