145 Levee View Dr, River Ridge, LA, 70123
River Ridge, LA
Investment Snapshot
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Quality Score: 57.50%
Confidence: 50.00%
Moderate inspection risk. The house shows generally sound structure and intact finishes but has several NSPIRE-relevant unknowns: no visible smoke/CO detectors, missing/uncertain GFCI protection, HVAC functionality is unclear (window units present alongside ceiling registers), and the seller will not perform repairs. Cosmetic updates and installation/verification of life-safety devices and possibly HVAC/service testing are likely required. Expect moderate repairs and testing (30–60 days) before passing an initial HCV/NSPIRE inspection unless systems and detectors are proven functional on-site.
Property Fundamentals
Property Description
Here is your chance to live in River Ridge. This home is part of a succession. This 2 bed 2 bath home is being sold as is. The Succession will not make any repairs nor compensate for any repairs. Inspections are for informational purposes only. In order to make an offer on the property you must go inside of the property. You must have an agent to go inside the property. Contracts cannot be assigned. This home will not go FHA, VA or RD financing due to its condition. We do not know how old the roof is.
Utility Allowances
Source References
Insurance Quotes
Coverage Options
View QuoteNearby Houses
129 Levee View Dr
147 Colonial Heights Dr
121 Levee View Dr
213 Lassalle Dr
52 Hennessey Ct
Properties Used for Comps
Risk and Criteria Detail
Red Flags
- success
Assumptions
- Central HVAC likely exists (visible ceiling vents) but may be nonfunctional or partially supplemented by window AC units; assumption based on presence of ceiling registers plus window units in bedrooms.
- No smoke or CO detectors are present (none visible in photos); assume they are missing or not positioned per NSPIRE until confirmed.
- GFCI protection at kitchen sink/bathroom outlets is not evident in photos; assume absent until verified.
- Water heater and electrical panel are present but not shown; assume serviceable unless demonstrated otherwise during in-person inspection.
- Roof appears visually intact from front photo but age/remaining life unknown; assume potential near-term expense per listing note about unknown roof age.
- Appliances: gas range present; refrigerator not shown — assume missing or not included.
- Listing 'sold as is' and statement that property 'will not go FHA/VA/RD due to its condition' implies undisclosed interior/system defects may exist beyond what photos show; assume increased risk of hidden issues.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $985 | $77,300 | $7,730 |
| 2024 | $936 | $77,300 | $7,730 |
| 2023 | $978 | $77,300 | $7,730 |
| 2022 | $951 | $77,300 | $7,730 |
| 2021 | $883 | $77,300 | $7,730 |
| 2020 | $876 | $77,300 | $7,730 |
| 2019 | $901 | $77,300 | $7,730 |
| 2018 | $839 | $77,300 | $7,730 |
| 2017 | $839 | $77,300 | $7,730 |
| 2016 | $822 | $77,300 | $7,730 |
| 2015 | $841 | $77,300 | $7,730 |
| 2014 | $830 | $77,300 | $7,730 |
| 2013 | $830 | $77,300 | $7,730 |
| 2012 | $24 | $77,300 | $7,730 |
| 2011 | $21 | $77,300 | $7,730 |
| 2010 | $762 | $77,300 | $7,730 |
| 2009 | $762 | $77,300 | $7,730 |
| 2008 | $250 | — | $10,070 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Price Changed | $160,000 |
| 2026-02-16 | Listed | $180,000 |
| 1987-02-01 | Sold | $0 |
Photo Gallery
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{
"tax": 822,
"year": 2016,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 841,
"year": 2015,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 830,
"year": 2014,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 830,
"year": 2013,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 24,
"year": 2012,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 21,
"year": 2011,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 762,
"year": 2010,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 762,
"year": 2009,
"market": {
"land": 35500,
"total": 77300,
"building": 41800
},
"assessment": {
"land": 3550,
"total": 7730,
"building": 4180
}
},
{
"tax": 250,
"year": 2008,
"market": null,
"assessment": {
"land": null,
"total": 10070,
"building": null
}
}
],
"property_history": [
{
"date": "2026-03-13",
"price": 160000,
"listing": {
"status": "for_sale",
"list_date": "2026-02-16T16:32:31Z",
"list_price": 160000,
"listing_id": "2991607379",
"last_update_date": "2026-03-26T17:27:35Z",
"last_status_change_date": "2026-03-26T22:30:44Z"
},
"event_name": "Price Changed",
"price_sqft": 132.12221304706853,
"source_name": "NewOrleans",
"price_change": -20000,
"days_after_listed": null,
"source_listing_id": "2540242",
"price_change_percentage": null
},
{
"date": "2026-02-16",
"price": 180000,
"listing": {
"status": "for_sale",
"list_date": "2026-02-16T16:32:31Z",
"list_price": 160000,
"listing_id": "2991607379",
"last_update_date": "2026-03-26T17:27:35Z",
"last_status_change_date": "2026-03-26T22:30:44Z"
},
"event_name": "Listed",
"price_sqft": 148.63748967795212,
"source_name": "NewOrleans",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": "2540242",
"price_change_percentage": null
},
{
"date": "1987-02-01",
"price": 0,
"listing": null,
"event_name": "Sold",
"price_sqft": null,
"source_name": "Public Record",
"price_change": 0,
"days_after_listed": null,
"source_listing_id": null,
"price_change_percentage": null
}
],
"building_permits_history": null
}
},
"rmn_listing_attribution": false
},
"property_id": "8365974294",
"generated_at": "2026-03-27T17:29:06.133258Z",
"initial_filter": {
"passes": true,
"reason": "disabled",
"enabled": false
},
"processing_status": {
"reason": "success",
"eligible": true,
"min_score": 10.0,
"overall_score": 57.5
},
"utility_allowance": {
"zip_code": "70123",
"home_photo": "https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m1635101912s-w1280.jpg",
"rent_price": 1303.0,
"loan_amount": 128000.0,
"realtor_link": "https://www.realtor.com/realestateandhomes-detail/145-Levee-View-Dr_River-Ridge_LA_70123_M83659-74294",
"bedroom_count": 2,
"interest_rate": 0.07,
"purchase_price": 160000.0,
"loan_term_years": 30,
"annual_cash_flow": 11925.85,
"mortgage_monthly": 851.59,
"payment_standard": 1552.0,
"total_amount_out": 32000.0,
"additional_photos": [
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m438505400s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m3013666428s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m2995436131s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m875416142s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m405107145s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m2590311666s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m1151176203s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m2799071448s-w1280.jpg",
"https://ap.rdcpix.com/f677ca01099e81940d0466dd78e3f266l-m2782341348s-w1280.jpg"
],
"down_payment_rate": 0.2,
"insurance_monthly": 94.33,
"monthly_cash_flow": 993.82,
"property_tax_rate": null,
"_utility_allowance": {
"sources": [],
"effective_date": "2026-01-01"
},
"utility_allowances": [
{
"note": "Property details specify 'Gas: Natural' and a gas range is visible in photos, so the natural gas option was chosen for cooking.",
"utility": "Natural Gas Cooking",
"allowance": 10
},
{
"note": "Property details specify 'Gas: Natural', making it the most logical and economical choice for the primary heating source.",
"utility": "Natural Gas Heating",
"allowance": 61
},
{
"note": "This is a standard fixed allowance for general electricity, lighting, and tenant-provided appliances in a 2-bedroom single-family home.",
"utility": "Other Electric",
"allowance": 57
},
{
"note": "Property details explicitly state 'Sewer: City', matching this utility.",
"utility": "Sewer",
"allowance": 39
},
{
"note": "Trash collection is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility.",
"utility": "Trash Collection",
"allowance": 25
},
{
"note": "Property details explicitly state 'Water Source: Public', matching this utility.",
"utility": "Water",
"allowance": 36
},
{
"note": "Natural gas is available for other appliances (heating, cooking), making it the most probable and cost-effective fuel for water heating.",
"utility": "Natural Gas Water Heating",
"allowance": 21
}
],
"cash_on_cash_return": 0.37,
"down_payment_amount": 32000.0,
"property_tax_annual": 1014.55,
"property_tax_monthly": 84.55,
"property_tax_increase": 0.03,
"utility_allowance_total": 249.0,
"property_management_rate": 0.1,
"_fetched_payment_standard": {
"sources": [
"https://jphsdd.org/2025/01/17/payment-standards-update/",
"https://jphsdd.org/wp-content/uploads/2025/01/Payment.Standard.2025.pdf"
],
"effective_date": "2025-01-01"
},
"property_tax_history_year": 2025,
"annual_cash_flow_after_debt": 1706.8,
"property_management_monthly": 130.3,
"monthly_cash_flow_after_debt": 142.23,
"cash_on_cash_return_after_debt": 0.05
},
"section8_assessment": {
"runs": [
{
"summary": "Moderate inspection risk. The house shows generally sound structure and intact finishes but has several NSPIRE-relevant unknowns: no visible smoke/CO detectors, missing/uncertain GFCI protection, HVAC functionality is unclear (window units present alongside ceiling registers), and the seller will not perform repairs. Cosmetic updates and installation/verification of life-safety devices and possibly HVAC/service testing are likely required. Expect moderate repairs and testing (30–60 days) before passing an initial HCV/NSPIRE inspection unless systems and detectors are proven functional on-site.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 60.0,
"rationale": "Interior and exterior photos show generally intact finishes: ceramic tile floors throughout, painted walls, intact cabinetry and countertops. Some cosmetic deferred maintenance is visible (scuffs, older fixtures, dated fluorescent kitchen light, grout/trim wear). Kitchen has a gas range present but no refrigerator visible. Bathrooms functional-looking but dated; tub surround shows discoloration but no active collapse. Listing states 'sold as is' and seller will not make repairs, increasing time/cost to address deferred items. Overall appears habitable but needs moderate cosmetic and appliance completion to be tenant-ready."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 45.0,
"rationale": "Multiple NSPIRE-relevant items are not visible or not clearly compliant in photos: no smoke detectors or CO alarms are visible in living areas/bedrooms; GFCI protection near kitchen sink is not evident; presence/operation of smoke/CO detectors unknown. Bedroom windows appear to provide egress but one lower sash in bedrooms is partially occupied by window AC units which could impede egress—this is a potential fail point. Entry door appears secure but deadbolt not confirmed. No obvious exposed wiring or collapsed ceilings seen. Because life-safety devices and required outlet protection are not verifiable, inspection risk is moderate-high."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 55.0,
"rationale": "Photos show ceiling HVAC vents/returns (ceiling registers) suggesting a central system exists, but window ACs are installed in sleeping rooms suggesting central HVAC may be incomplete, nonfunctional, or supplemented. Stove (gas) is present and appears connected. Water heater, electrical panel, and furnace/air handler are not shown. Roof shingles look intact from exterior photo but listing explicitly states roof age unknown and seller will not repair, so roof risk cannot be ruled out. Plumbing fixtures appear present and functional in photos but hot water availability not verifiable. Overall mechanical/system condition is uncertain from photos — moderate risk until systems are tested."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 75.0,
"rationale": "Front exterior and yard appear maintained: walkways and driveway intact, brick facade and siding in acceptable visual condition, fenced backyard visible, covered patio/carport present. No visible standing water, major foundation settlement, or severe exterior damage in provided photos. Roof surface appears even without visible sagging. Fencing and yard appear serviceable. Exterior condition is the strongest area based on images."
}
],
"red_flags": [],
"confidence": 0.6,
"assumptions": [
"Central HVAC likely exists (visible ceiling vents) but may be nonfunctional or partially supplemented by window AC units; assumption based on presence of ceiling registers plus window units in bedrooms.",
"No smoke or CO detectors are present (none visible in photos); assume they are missing or not positioned per NSPIRE until confirmed.",
"GFCI protection at kitchen sink/bathroom outlets is not evident in photos; assume absent until verified.",
"Water heater and electrical panel are present but not shown; assume serviceable unless demonstrated otherwise during in-person inspection.",
"Roof appears visually intact from front photo but age/remaining life unknown; assume potential near-term expense per listing note about unknown roof age.",
"Appliances: gas range present; refrigerator not shown — assume missing or not included.",
"Listing 'sold as is' and statement that property 'will not go FHA/VA/RD due to its condition' implies undisclosed interior/system defects may exist beyond what photos show; assume increased risk of hidden issues."
],
"overall_score": 58.0,
"rubric_version": "2026-03-hud-nspire-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [
"Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}",
"Error code: 429 - {'error': {'message': 'You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.', 'type': 'insufficient_quota', 'param': None, 'code': 'insufficient_quota'}}"
],
"address": "145 Levee View Dr, River Ridge, LA, 70123",
"aggregate": {
"summary": "Moderate inspection risk. The house shows generally sound structure and intact finishes but has several NSPIRE-relevant unknowns: no visible smoke/CO detectors, missing/uncertain GFCI protection, HVAC functionality is unclear (window units present alongside ceiling registers), and the seller will not perform repairs. Cosmetic updates and installation/verification of life-safety devices and possibly HVAC/service testing are likely required. Expect moderate repairs and testing (30–60 days) before passing an initial HCV/NSPIRE inspection unless systems and detectors are proven functional on-site.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition & repairs",
"score": 60.0,
"rationale": "Interior and exterior photos show generally intact finishes: ceramic tile floors throughout, painted walls, intact cabinetry and countertops. Some cosmetic deferred maintenance is visible (scuffs, older fixtures, dated fluorescent kitchen light, grout/trim wear). Kitchen has a gas range present but no refrigerator visible. Bathrooms functional-looking but dated; tub surround shows discoloration but no active collapse. Listing states 'sold as is' and seller will not make repairs, increasing time/cost to address deferred items. Overall appears habitable but needs moderate cosmetic and appliance completion to be tenant-ready."
},
{
"key": "exterior_site",
"label": "Exterior envelope, yard and site condition",
"score": 75.0,
"rationale": "Front exterior and yard appear maintained: walkways and driveway intact, brick facade and siding in acceptable visual condition, fenced backyard visible, covered patio/carport present. No visible standing water, major foundation settlement, or severe exterior damage in provided photos. Roof surface appears even without visible sagging. Fencing and yard appear serviceable. Exterior condition is the strongest area based on images."
},
{
"key": "safety_code",
"label": "Section 8 / NSPIRE safety & code risks",
"score": 45.0,
"rationale": "Multiple NSPIRE-relevant items are not visible or not clearly compliant in photos: no smoke detectors or CO alarms are visible in living areas/bedrooms; GFCI protection near kitchen sink is not evident; presence/operation of smoke/CO detectors unknown. Bedroom windows appear to provide egress but one lower sash in bedrooms is partially occupied by window AC units which could impede egress—this is a potential fail point. Entry door appears secure but deadbolt not confirmed. No obvious exposed wiring or collapsed ceilings seen. Because life-safety devices and required outlet protection are not verifiable, inspection risk is moderate-high."
},
{
"key": "systems_mechanical",
"label": "Major systems & mechanical condition",
"score": 55.0,
"rationale": "Photos show ceiling HVAC vents/returns (ceiling registers) suggesting a central system exists, but window ACs are installed in sleeping rooms suggesting central HVAC may be incomplete, nonfunctional, or supplemented. Stove (gas) is present and appears connected. Water heater, electrical panel, and furnace/air handler are not shown. Roof shingles look intact from exterior photo but listing explicitly states roof age unknown and seller will not repair, so roof risk cannot be ruled out. Plumbing fixtures appear present and functional in photos but hot water availability not verifiable. Overall mechanical/system condition is uncertain from photos — moderate risk until systems are tested."
}
],
"red_flags": [],
"confidence": 0.5,
"assumptions": [
"Central HVAC likely exists (visible ceiling vents) but may be nonfunctional or partially supplemented by window AC units; assumption based on presence of ceiling registers plus window units in bedrooms.",
"No smoke or CO detectors are present (none visible in photos); assume they are missing or not positioned per NSPIRE until confirmed.",
"GFCI protection at kitchen sink/bathroom outlets is not evident in photos; assume absent until verified.",
"Water heater and electrical panel are present but not shown; assume serviceable unless demonstrated otherwise during in-person inspection.",
"Roof appears visually intact from front photo but age/remaining life unknown; assume potential near-term expense per listing note about unknown roof age.",
"Appliances: gas range present; refrigerator not shown — assume missing or not included.",
"Listing 'sold as is' and statement that property 'will not go FHA/VA/RD due to its condition' implies undisclosed interior/system defects may exist beyond what photos show; assume increased risk of hidden issues."
],
"score_method": "mean_of_criteria",
"overall_score": 57.5,
"rubric_version": "2026-03-hud-nspire-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8365974294"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.