Property ID: 8373188966
110 Old Tchula Rd, Lexington, MS, 39095
Lexington, MS
Money Down: $16,680
CoC Return: 2.10%
Monthly Cash Flow: $29
Editable financing assumptions (defaults: 4% closing costs, 7% interest).
Down Payment
$13,900
Closing Costs
$2,780
Total Down
$16,680
Investment Snapshot
Purchase Price
$69,500
Money Down
$16,680
Cash-on-Cash Return
2.10%
Rent
$679
Monthly Cash Flow
$29
Annual Cash Flow
$351
Debt Service / Mo
$370
Property Tax / Mo
$110
Insurance / Mo
$102
Quality Score and Underwriting
Monthly Cash Flow Breakdown
Rent (Projected)
$679
Payment Standard
$910
Rent
$679
Insurance
$102
Property Tax
$110
Management
$68
Utilities Allowance
$231
NOI (Monthly)
$399
Debt Service
$370
Cash Flow After Debt
$29
Quality Score: 62.50%
Confidence: 92.00%
Based on exterior photos and the listing, this 1978 brick ranch appears to have 'solid bones' with mostly cosmetic deferred maintenance and a few moderate inspection risks. Key concerns for an initial HCV/NSPIRE inspection are potential non-compliant window security bars (egress), absence/unknown status of smoke and CO detectors, and unknown interior systems (water heater, plumbing, GFCI protection). Exterior, roofline, and site look generally serviceable. With 1–4 targeted repairs/updates (verify/remove/release window bars if required, install/confirm smoke & CO detectors, address GFCI/outlet issues and minor yard/trim repairs) this property could be made Section 8 ready within 30 days; however on-site verification of interior systems is required before final pass determination.
Section 8 Payment Standard
$910
Utility Allowance Total
$231
Guaranteed Section 8 Rent (PS - Utilities)
$679
Property Management
$68
Property Fundamentals
Status
For Sale
Type
single_family
List Price
$69,500
Beds
2
Baths
1
Living Area
1,304 sqft
Lot Size
43,560 sqft
Year Built
1978
Days on Market
144
Capital Outlay
$16,680
Debt Service
$370
Property Tax / Mo
$110
Insurance / Mo
$102
Property Description
This home is perfect for investors or first-time buyers ready to put in some work for a big reward. This home offers a generous lot with a huge yard - perfect for families, entertainers, or anyone craving space and serenity. This 2-bedroom, 1-bath property is currently tenant-occupied, offering immediate rental income. Home needs cosmetic updates but appears to have solid bones and a functional layout. Ideal for renovation, rental portfolio, or owner-occupant looking to personalize. Home is sold as is. Motivated Seller Bring All Offers
Utility Allowances
Air Conditioning
$10
The property is a single-family home with 'Central Air' listed, making this utility applicable. Using the fixed allowance for a 2-bedroom unit.
Cooking
$11
Property details do not specify cooking fuel and list 'Appliances: None'. Electric is selected as 'Electricity Available' is confirmed and natural gas is not mentioned. The value for 2-bedroom electric cooking is used.
Heating
$52
Property lists 'Heating: Other' without specifying fuel. As natural gas is not confirmed, and to be conservative per rules, the more expensive 'electric' option was chosen over 'electric_heat_pump'. The value is for a 2-bedroom unit.
Other Electric
$56
This fixed allowance for general electricity use applies as the property has electricity available. The value is for a 2-bedroom unit.
Range/Microwave
$3
The property lists 'Appliances: None', indicating the tenant will provide their own range and/or microwave. This fixed allowance for tenant-owned appliances is included.
Refrigerator
$4
The property lists 'Appliances: None', indicating the tenant will provide their own refrigerator. This fixed allowance for a tenant-owned appliance is included.
Sewer
$19
The property details explicitly state 'Public Sewer'. The fixed allowance for a 2-bedroom unit is used.
Trash Collection
$19
Trash collection is a standard municipal service for a single-family home and is assumed to be the tenant's responsibility. The fixed allowance is used.
Water
$33
The property details explicitly state 'Water Source: Public'. The fixed allowance for a 2-bedroom unit is used.
Water Heating
$24
The property does not specify a water heating fuel. Electric is chosen as 'Electricity Available' is confirmed and natural gas is not mentioned. The value is for a 2-bedroom unit.
Source References
Payment Standard Source
Effective Date:
Oct 01, 2025
Utility Allowance Source
Effective Date:
Dec 01, 2025
Insurance Quotes
Coverage Options
View QuoteDP1 Annual Estimate$1,219
DP3 Annual Estimate$1,219
DP1 Monthly Equivalent$102
DP3 Monthly Equivalent$102
Replacement Value$300,000
Basis1,304 sqft / 1978
Nearby Houses
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sold · 0.20 mi
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4 bd / 2 ba · 2,200 sqft
Latest sale: — on May 26, 2022
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18332 MS 17
sold · 0.21 mi
Price: $89,900
3 bd / 2 ba · 1,960 sqft
Latest sale: — on May 30, 2025
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104 Clifton St
sold · 0.25 mi
Price: $199,000
4 bd / 3 ba · 3,998 sqft
Latest sale: — on Mar 02, 2021
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Photo unavailable
305 N Vine St
for_sale · 0.31 mi
Price: $78,000
3 bd / 2 ba · 2,851 sqft
Latest sale: —
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Photo unavailable
419 Carrollton St
for_sale · 0.32 mi
Price: $69,999
3 bd / 2 ba · 1,227 sqft
Latest sale: —
Latest rent: —
Photo unavailable
102 North St
off_market · 0.35 mi
Price: $170,000
3 bd / 2 ba · 1,400 sqft
Latest sale: —
Latest rent: —
Photo unavailable
322 North St
sold · 0.38 mi
Price: $79,900
2 bd / 2 ba · 2,092 sqft
Latest sale: — on May 24, 2022
Latest rent: —
Risk and Criteria Detail
Red Flags
- success
- Window security bars on multiple windows which may block emergency egress (potential inspection fail).
- No visible smoke or carbon monoxide detectors from photos — required for NSPIRE compliance if absent.
- Tenant-occupied listing; occupant may obstruct full inspection and could conceal interior issues.
- Overgrown vegetation directly against foundation and long grass creating pest/moisture risk that should be cleared prior to inspection.
Assumptions
- Interior photos not provided; assume standard 2-bedroom, 1-bath layout with average interior condition as per listing statement 'needs cosmetic updates'.
- A/C condenser visible indicates cooling/ HVAC presence; assume a functioning system but recommend operational verification and potential service.
- Water heater, kitchen appliances, smoke/CO detectors, GFCI outlets and interior electrical panel condition are unknown and assumed present but require verification—absence would reduce inspection readiness.
- Window security bars may be fixed or releasable; assume some may restrict egress until proven releasable and currently present a code risk.
- Tenant-occupied status may conceal interior defects or deferred maintenance not visible in exterior photos.
Tax and Sale History
Property Tax History
| Year | Tax | Market Total | Assessment Total |
|---|---|---|---|
| 2025 | $1,286 | $44,236 | $6,636 |
| 2024 | $1,286 | $44,236 | $6,636 |
| 2023 | $677 | $44,236 | $4,424 |
| 2022 | $565 | $36,922 | $3,692 |
| 2021 | $537 | $36,922 | $3,692 |
| 2020 | $537 | $36,922 | $3,692 |
| 2019 | $1,031 | $36,922 | $5,539 |
| 2018 | $964 | $34,536 | $5,181 |
| 2017 | $1,005 | $36,744 | $5,512 |
| 2016 | $989 | $36,744 | $5,512 |
| 2009 | $593 | $35,321 | $5,299 |
Sale History
| Date | Event | Price |
|---|---|---|
| 2025-09-26 | Listed | $69,500 |
Photo Gallery
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{
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{
"summary": "Based on exterior photos and the listing, this 1978 brick ranch appears to have 'solid bones' with mostly cosmetic deferred maintenance and a few moderate inspection risks. Key concerns for an initial HCV/NSPIRE inspection are potential non-compliant window security bars (egress), absence/unknown status of smoke and CO detectors, and unknown interior systems (water heater, plumbing, GFCI protection). Exterior, roofline, and site look generally serviceable. With 1–4 targeted repairs/updates (verify/remove/release window bars if required, install/confirm smoke & CO detectors, address GFCI/outlet issues and minor yard/trim repairs) this property could be made Section 8 ready within 30 days; however on-site verification of interior systems is required before final pass determination.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Exterior photos show a solid brick shell, intact roofline, and no visible collapsed or sagging areas. Cosmetic deferred maintenance is visible: overgrown vegetation along foundation, tall grass, peeling or missing trim paint, and general yard cleanup needed. Window security bars, minor steps, and an older chimney are present but appear intact. Listing states 'needs cosmetic updates' and 'sold as is' and tenant-occupied; missing interior photos prevent confirmation of appliances or interior finishes. Missing kitchen appliances (not visible) would be a moderate deduction but are considered repair/cosmetic here rather than catastrophic. Overall condition appears livable after moderate cosmetic work."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 50.0,
"rationale": "Several potential NSPIRE safety issues are unknown or visible: no smoke or CO detectors are visible from exterior photos (likely missing or not visible), and many windows have fixed-looking security bars which may block emergency egress if they are not releasable—this is a core life-safety concern. The front entry has a security door; deadbolt presence not confirmed. Electrical meter and service conduit appear intact at the carport, with no obvious exposed live wiring from the exterior photos. No standing water, collapsed ceilings, or obvious foundation failure visible. Because critical life-safety items (egress, smoke/CO detectors) cannot be confirmed and window bars may be non-compliant, safety risk is a notable inspection concern."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 65.0,
"rationale": "An exterior A/C condenser is visible indicating some form of cooling (likely central or heat pump) though a window AC is also present in one window—suggesting mixed or partial HVAC. Electrical meter and gas meter are present and appear intact. No water heater, furnace, or interior plumbing photos provided so hot water and plumbing functionality are assumed but not confirmed. Roof appears generally intact from the eaves with no visible active leaks or major sagging. Given age (1978) and visible exterior equipment, systems likely functional but require on-site verification (panel condition, GFCI protection, water heater, plumbing leaks)."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 75.0,
"rationale": "Property sits on a large, level lot and photos show ample yard without visible erosion, major foundation cracks, or severe drainage issues. Brick veneer looks in good condition. Carport and driveway are serviceable though the carport support posts are older and should be checked for stability. Vegetation and long grass close to foundation present pest/moisture risk and should be cleared. No visible signs of infestation, standing water, or collapsed exterior elements in the provided images."
}
],
"red_flags": [
"Window security bars on multiple windows which may block emergency egress (potential inspection fail).",
"No visible smoke or carbon monoxide detectors from photos — required for NSPIRE compliance if absent.",
"Tenant-occupied listing; occupant may obstruct full inspection and could conceal interior issues.",
"Overgrown vegetation directly against foundation and long grass creating pest/moisture risk that should be cleared prior to inspection."
],
"confidence": 0.65,
"assumptions": [
"Interior photos not provided; assume standard 2-bedroom, 1-bath layout with average interior condition as per listing statement 'needs cosmetic updates'.",
"A/C condenser visible indicates cooling/ HVAC presence; assume a functioning system but recommend operational verification and potential service.",
"Water heater, kitchen appliances, smoke/CO detectors, GFCI outlets and interior electrical panel condition are unknown and assumed present but require verification—absence would reduce inspection readiness.",
"Window security bars may be fixed or releasable; assume some may restrict egress until proven releasable and currently present a code risk.",
"Tenant-occupied status may conceal interior defects or deferred maintenance not visible in exterior photos."
],
"overall_score": 65.0,
"rubric_version": "nsipre-2026-v1"
},
{
"summary": "Based on exterior photos and the listing, this 2-bed, 1-bath brick ranch has solid bones and a large usable lot. Major exterior structural problems are not visible, and HVAC cooling presence suggests primary systems may function. However, there are several NSPIRE inspection risks: security bars on windows (potentially blocking emergency egress), missing handrail at front steps, visible external wiring near the carport, and lack of interior verification of smoke/CO detectors, plumbing, and heating. With prioritized fixes (egress-release hardware or removal of bars if required, install handrail, remediate any exposed wiring, verify/install detectors, and confirm heating/water heater function) this property could be brought to passable condition for HCV inspection within a 2–6 week timeframe. Tenant occupancy may slow inspection/repairs.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 70.0,
"rationale": "Exterior photos show generally intact brick envelope, intact roofline with no visible sagging, working carport slab and driveway. Signs of deferred maintenance are primarily cosmetic: overgrown grass/weed rows at foundation, worn front steps, window-mounted AC units, security bars on windows, and general \"needs cosmetic updates\" language in listing. No major exterior structural damage is visible. Missing interior photos prevent confirmation of flooring, cabinetry, paint and appliance condition; listing indicates cosmetic updates required. Missing or older appliances would be a moderate deduction but not catastrophic."
},
{
"key": "safety_code",
"label": "Safety / Code Risk (NSPIRE)",
"score": 45.0,
"rationale": "There are multiple inspection-risk safety items visible: security bars on most windows (could block emergency egress and are a common NSPIRE failure unless proof they release from inside), front entry steps lack a handrail (trip/fall risk), and exterior conduit/wiring near the carport/soffit appears exposed/routed externally (potential electrical hazard). No interior photos show smoke/CO detectors, GFCI locations, or functioning egress windows. Window-mounted ACs may partially obstruct egress. No standing water, active roof leaks, collapsed ceilings, or obvious foundation movement are visible from exterior photos."
},
{
"key": "systems_mechanical",
"label": "Major Systems (HVAC / Electrical / Plumbing / Roof)",
"score": 60.0,
"rationale": "Exterior shows an outdoor condenser unit and multiple window AC units indicating cooling is present; heating system is not visible (no exterior furnace or obvious heat pump). Electrical meter/panel on exterior appears intact; gas meter visible for house. Roof appears intact from photos with no visible major failure or sag, but close-up condition and age unknown. Water heater and interior plumbing functionality cannot be confirmed from available photos. Given tenant-occupied status and visible condenser, systems are possibly functional but not verified—moderate uncertainty reduces score."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 70.0,
"rationale": "Large, level lot with good usable yard and clear driveway. Brick siding appears sound and foundation perimeter shows no obvious large cracks or settlement. Some yard maintenance needed and overgrowth near foundation could create pest harborage. Tall antenna and satellite dishes visible — utility attachments should be checked for secure mounts. Carport structure appears serviceable. Overall exterior/site condition is fair with routine maintenance required."
}
],
"red_flags": [
"Window security bars that may block emergency egress (major NSPIRE failure risk).",
"Front entry steps lack a handrail (trip/fall / code issue).",
"Visible external wiring/electrical routing at carport/soffit area — potential electrical hazard requiring evaluation.",
"No interior verification of smoke and carbon monoxide detectors (likely required) and no visible interior heating system (risk of failing HVAC/heat requirement).",
"Tenant-occupied status could prevent timely access for inspection/repairs."
],
"confidence": 0.6,
"assumptions": [
"Interior condition (flooring, paint, countertops, cabinetry, plumbing fixtures, water heater, smoke/CO detectors) is unknown — assessed by reasonable inference from listing text ('cosmetic updates') and exterior condition.",
"Security bars over windows are fixed-type (non-release) unless otherwise specified; they may require modification or egress-release hardware for compliance.",
"Heating system (furnace/heat pump) is not visible; property may rely on window units and/or an unseen system. Lack of visible heating reduces systems score.",
"No active roof leaks or major foundation movement are present based on photos; close-up inspection recommended to confirm.",
"Electrical and gas meters are present and visually intact; hidden interior electrical issues may exist but are not evidenced by photos.",
"Tenant-occupied status is current (listing states tenant-occupied) and may limit immediate interior inspection or repairs."
],
"overall_score": 61.0,
"rubric_version": "2026-02-1.0-NSPIRE"
},
{
"summary": "This brick ranch appears to have 'solid bones' as the listing states — intact exterior, carport, and visible HVAC equipment — and would likely be rentable with moderate work. Primary inspection risks are code items that cannot be confirmed from exterior photos: smoke/CO detectors, bedroom egress (security bars on windows), and some exterior wiring routing. Expect cosmetic repairs, vegetation/drainage cleanup and a short list of safety fixes (install/verify detectors, ensure egress release, secure/repair exterior wiring) to be required before passing an initial NSPIRE/HCV inspection. If detectors and egress releases are present and systems are operable, this property should be able to pass after minor repairs within ~30 days. If egress bars are non-compliant or wiring is unsafe, more work will be required and reinspection risk increases.",
"criteria": [
{
"key": "condition_repairs",
"label": "Visible condition and repairs",
"score": 65.0,
"rationale": "Exterior photos show a largely intact brick shell and carport with no visible structural collapse. Observable deferred-maintenance items are primarily cosmetic: overgrown grass/vegetation at the foundation, some weathering of trim, metal security bars on windows, and general yards/cleanup. Listing notes 'cosmetic updates' needed and 'sold as-is' which aligns with moderate work. No interior photos to judge flooring/cabinets, but tenant-occupied status and description indicate mostly cosmetic work rather than major structural repairs. Missing interior appliance evidence is unknown but would be a moderate, fixable item rather than catastrophic."
},
{
"key": "safety_code",
"label": "NSPIRE / safety & code compliance risk",
"score": 50.0,
"rationale": "Key safety uncertainties and potential code risks exist. Security/window bars are present on multiple windows which may block required egress from sleeping rooms unless they are quick-release (unknown). No interior photos to confirm presence and location of smoke detectors or carbon monoxide alarms. Exterior shows electrical service, meter and visible wiring along carport/soffit area – some wiring appears exposed/routed externally which raises inspection risk until verified secure and functional. No visible trip hazards, collapsed ceilings or major foundation movement. Plumbing, hot water and GFCI protection cannot be confirmed from photos. Because several NSPIRE safety items are unknown or potentially non-compliant (egress, detectors, exposed wiring), score is conservative."
},
{
"key": "systems_mechanical",
"label": "Major systems and mechanical condition",
"score": 60.0,
"rationale": "An outdoor AC condenser is visible at the side/rear indicating a central HVAC system likely in place; a window AC is also installed in one window. Gas meter is present and appears intact. Electrical service and meter are present on the exterior. Roof condition cannot be fully evaluated from available photos but shows no visible large sagging or missing sections; however the home is 1978 vintage so roofing and systems may be aged. Water heater and interior plumbing condition are not visible. Given visible HVAC equipment and intact utilities but unknown operational status, moderate score assigned."
},
{
"key": "exterior_site",
"label": "Exterior envelope and site condition",
"score": 75.0,
"rationale": "Large, level lot with ample yard; brick exterior appears sound with no major visible cracking or separation. Carport and concrete drive/walkway are serviceable. Some landscaping neglect and vegetation right at foundation could contribute to moisture issues if not addressed. No visible standing water, major erosion, or termite/infestation evidence in photos. Overall exterior/site condition is above-average for an as-is sale but needs cleanup and minor drainage/vegetation control."
}
],
"red_flags": [
"Window security bars on multiple windows — potential bedroom egress failure if not quick-release-compliant.",
"No visible confirmation of smoke and carbon monoxide detectors — likely NSPIRE failure if missing or non-functional.",
"Visible exterior wiring/routing near carport and soffit area that appears exposed — potential electrical hazard until verified.",
"Vegetation and tall grass against foundation — increased risk for moisture/termites and possible drainage issues if not addressed.",
"No rental history in the last 5 years provided (tenant-occupied per listing) which adds administrative unknowns for HCV onboarding."
],
"confidence": 0.65,
"assumptions": [
"Interior condition (flooring, cabinets, bathroom/kitchen fixtures, smoke/CO detectors, GFCI outlets) is not visible; assumptions below are based on exterior and listing.",
"HVAC: presence of an outdoor condenser likely indicates central HVAC; assume it may be functional but age/condition unknown.",
"Appliances (stove, refrigerator, water heater) are not visible; assume typical tenant-installed or present but should be verified — missing appliances would be a moderate fix, not a failure on its own.",
"Window security bars are assumed to be fixed and may not be quick-release; this raises an egress compliance risk unless they have approved quick-release mechanisms.",
"Electrical service and meter are present and appear intact; assume the main panel is installed indoors but condition and breaker/GFCI functionality are unknown.",
"Roof shows no visible major sagging or large missing areas in photos; assume no active major leak visible from exterior images, though age implies probable near-term maintenance.",
"No evidence of severe mold, collapsed ceilings, standing water, or foundation movement observed in photos; assume none obvious but recommend interior inspection."
],
"overall_score": 62.0,
"rubric_version": "2026-02-NSPIRE-v1"
}
],
"model": "gpt-5-mini-2025-08-07",
"errors": [],
"address": "110 Old Tchula Rd, Lexington, MS, 39095",
"aggregate": {
"summary": "Based on exterior photos and the listing, this 1978 brick ranch appears to have 'solid bones' with mostly cosmetic deferred maintenance and a few moderate inspection risks. Key concerns for an initial HCV/NSPIRE inspection are potential non-compliant window security bars (egress), absence/unknown status of smoke and CO detectors, and unknown interior systems (water heater, plumbing, GFCI protection). Exterior, roofline, and site look generally serviceable. With 1–4 targeted repairs/updates (verify/remove/release window bars if required, install/confirm smoke & CO detectors, address GFCI/outlet issues and minor yard/trim repairs) this property could be made Section 8 ready within 30 days; however on-site verification of interior systems is required before final pass determination.",
"criteria": [
{
"key": "condition_repairs",
"label": "Condition & Repairs",
"score": 68.3,
"rationale": "Exterior photos show a solid brick shell, intact roofline, and no visible collapsed or sagging areas. Cosmetic deferred maintenance is visible: overgrown vegetation along foundation, tall grass, peeling or missing trim paint, and general yard cleanup needed. Window security bars, minor steps, and an older chimney are present but appear intact. Listing states 'needs cosmetic updates' and 'sold as is' and tenant-occupied; missing interior photos prevent confirmation of appliances or interior finishes. Missing kitchen appliances (not visible) would be a moderate deduction but are considered repair/cosmetic here rather than catastrophic. Overall condition appears livable after moderate cosmetic work."
},
{
"key": "exterior_site",
"label": "Exterior & Site Condition",
"score": 73.3,
"rationale": "Property sits on a large, level lot and photos show ample yard without visible erosion, major foundation cracks, or severe drainage issues. Brick veneer looks in good condition. Carport and driveway are serviceable though the carport support posts are older and should be checked for stability. Vegetation and long grass close to foundation present pest/moisture risk and should be cleared. No visible signs of infestation, standing water, or collapsed exterior elements in the provided images."
},
{
"key": "safety_code",
"label": "Safety & Code Compliance Risk",
"score": 48.3,
"rationale": "Several potential NSPIRE safety issues are unknown or visible: no smoke or CO detectors are visible from exterior photos (likely missing or not visible), and many windows have fixed-looking security bars which may block emergency egress if they are not releasable—this is a core life-safety concern. The front entry has a security door; deadbolt presence not confirmed. Electrical meter and service conduit appear intact at the carport, with no obvious exposed live wiring from the exterior photos. No standing water, collapsed ceilings, or obvious foundation failure visible. Because critical life-safety items (egress, smoke/CO detectors) cannot be confirmed and window bars may be non-compliant, safety risk is a notable inspection concern."
},
{
"key": "systems_mechanical",
"label": "Major Systems & Mechanical",
"score": 61.7,
"rationale": "An exterior A/C condenser is visible indicating some form of cooling (likely central or heat pump) though a window AC is also present in one window—suggesting mixed or partial HVAC. Electrical meter and gas meter are present and appear intact. No water heater, furnace, or interior plumbing photos provided so hot water and plumbing functionality are assumed but not confirmed. Roof appears generally intact from the eaves with no visible active leaks or major sagging. Given age (1978) and visible exterior equipment, systems likely functional but require on-site verification (panel condition, GFCI protection, water heater, plumbing leaks)."
}
],
"red_flags": [
"Window security bars on multiple windows which may block emergency egress (potential inspection fail).",
"No visible smoke or carbon monoxide detectors from photos — required for NSPIRE compliance if absent.",
"Tenant-occupied listing; occupant may obstruct full inspection and could conceal interior issues.",
"Overgrown vegetation directly against foundation and long grass creating pest/moisture risk that should be cleared prior to inspection."
],
"confidence": 0.92,
"assumptions": [
"Interior photos not provided; assume standard 2-bedroom, 1-bath layout with average interior condition as per listing statement 'needs cosmetic updates'.",
"A/C condenser visible indicates cooling/ HVAC presence; assume a functioning system but recommend operational verification and potential service.",
"Water heater, kitchen appliances, smoke/CO detectors, GFCI outlets and interior electrical panel condition are unknown and assumed present but require verification—absence would reduce inspection readiness.",
"Window security bars may be fixed or releasable; assume some may restrict egress until proven releasable and currently present a code risk.",
"Tenant-occupied status may conceal interior defects or deferred maintenance not visible in exterior photos."
],
"score_method": "mean_of_criteria",
"overall_score": 62.5,
"rubric_version": "nsipre-2026-v1",
"confidence_method": "derived_from_run_agreement"
},
"property_id": "8373188966"
}
}
This dashboard combines underwriting, voucher payment standards, utilities, and local property signals in one workflow.